Frais Pay. par moyen de paiement : les tarifs que Pay. publie
Chaque tarif que Pay. publie pour les commerçants établis en Europe, réuni dans un tableau : par moyen de paiement, pays d'établissement et canal, avec la date de lecture de chaque tarif. Choisissez votre pays et votre canal, et le tableau indique aussi les moyens que Pay. propose sans tarif publié. Un tarif publié est un tarif catalogue : ce que vous payez réellement figure dans votre tarif proposé et dans votre contrat.
Retail Payment Methods Transparency Index
Frais Pay. par pays et par canal
Pay. figure dans l'index avec 42 moyens de paiement pour les commerçants établis en Europe, et publie un tarif pour 41 d'entre eux.
Chaque tarif figure tel que Pay. le publie ; le nom du moyen renvoie vers la page consacrée à ce moyen et la date vers la page où le tarif a été lu. Un tarif publié est un tarif catalogue : ce qu'un commerçant paie réellement figure dans le tarif proposé et le contrat.
Le pays où votre entreprise est établie et depuis lequel vous vendez.
Y compris les tarifs publiés pour les commerçants partout dans l'UE, marqués Toute l'UE.
| Moyen de paiement | Tarif publié | Canal |
|---|---|---|
| Alipay Commerçants partout dans l'UE | AliPay Online: Alipay+ Standard, Professional €0.25 + 2.10%, Business €0.15 + 2.05%; Partners Standard, Professional €0.25 + 2.50%, Business €0.15 + 2.45%; France Incentive, Professional €0.25 + 1.00%, Business €0.15 + 0.95%; Pioneer (no monthly fee): Professional rates + €0.05 per transaction + 0.25% of turnover; Professional plan €35 per month; Business plan €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 12 octobre 2026 | En ligne |
| Alipay Commerçants en Norvège | AliPay Online: Alipay+ Standard, Professional €0.25 + 2.10%, Business €0.15 + 2.05%; Partners Standard, Professional €0.25 + 2.50%, Business €0.15 + 2.45%; France Incentive, Professional €0.25 + 1.00%, Business €0.15 + 0.95%; Pioneer (no monthly fee): Professional rates + €0.05 per transaction + 0.25% of turnover; Professional plan €35 per month; Business plan €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 12 octobre 2026 | En ligne |
| Alma Commerçants partout dans l'UE | Professional: €0.15 + costs Alma Pay; Business: €0.15 + costs Alma Pay; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPlus les frais du propriétaire du moyen, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| Alma Commerçants en Norvège | Professional: €0.15 + costs Alma Pay; Business: €0.15 + costs Alma Pay; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPlus les frais du propriétaire du moyen, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| Amazon Pay Commerçants partout dans l'UE | Professional: €0.25; Business: €0.15; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthMontant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| Amazon Pay Commerçants en Norvège | Professional: €0.25; Business: €0.15; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthMontant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| American Express Commerçants partout dans l'UE | Professional: €0.25 + 2.65%; Business: €0.12 + 2.45%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| American Express Commerçants partout dans l'UE | Terminal Payments, Professional: €0.10 + 2.25%; Terminal Payments, Business: €0.10 + 2.25%; SoftPOS, Worldwide, Professional: €0.10 + 2.25%; SoftPOS, Worldwide, Business: €0.10 + 2.25%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En magasin |
| American Express Commerçants en Norvège | Professional: €0.25 + 2.65%; Business: €0.12 + 2.45%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| Apple Pay Commerçants partout dans l'UE | The rate of the card used applies (online card rates include Apple Pay and Google Wallet): Mastercard and Visa, Professional €0.15 + 1.50%, Business €0.12 + 1.30% (Consumers EU: Professional €0.15 + 1.50%, Business €0.12 + 1.30%; Business cards & outside EU: Professional €0.15 + 2.80%, Business €0.12 + 2.80%); Maestro, Professional €0.15 + 1.50%, Business €0.12 + 1.50%; American Express, Professional €0.25 + 2.65%, Business €0.12 + 2.45%; special and high-risk segments on request; Pioneer (no monthly fee): Professional rates + €0.05 per transaction + 0.25% of turnover; Professional plan €35 per month; Business plan €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 12 octobre 2026 | En ligne |
| Apple Pay Commerçants en Norvège | The rate of the card used applies (online card rates include Apple Pay and Google Wallet): Mastercard and Visa, Professional €0.15 + 1.50%, Business €0.12 + 1.30% (Consumers EU: Professional €0.15 + 1.50%, Business €0.12 + 1.30%; Business cards & outside EU: Professional €0.15 + 2.80%, Business €0.12 + 2.80%); Maestro, Professional €0.15 + 1.50%, Business €0.12 + 1.50%; American Express, Professional €0.25 + 2.65%, Business €0.12 + 2.45%; special and high-risk segments on request; Pioneer (no monthly fee): Professional rates + €0.05 per transaction + 0.25% of turnover; Professional plan €35 per month; Business plan €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 12 octobre 2026 | En ligne |
| BANCOMAT Pay Commerçants partout dans l'UE | Professional: €0.10 + 1.95%; Business: €0.10 + 1.75%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 8 octobre 2026 | En ligne |
| BANCOMAT Pay Commerçants en Norvège | Professional: €0.10 + 1.95%; Business: €0.10 + 1.75%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 8 octobre 2026 | En ligne |
| Bancontact Commerçants partout dans l'UE | Belgium, Professional: €0.25; Belgium, Business: €0.20; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthMontant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| Bancontact Commerçants partout dans l'UE | Terminal Payments BE, Professional: €0.10; Terminal Payments BE, Business: €0.09; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthMontant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En magasin |
| Bancontact Commerçants en Norvège | Belgium, Professional: €0.25; Belgium, Business: €0.20; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthMontant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| Billink Commerçants partout dans l'UE | Netherlands, B2C, Professional: €0.45 + 2.75%; Netherlands, B2C, Business: €0.40 + 2.50%; Netherlands, B2B, Professional: €0.95 + 3.25%; Netherlands, B2B, Business: €0.95 + 3.00%; Belgium, B2C, Professional: €1.25 + 3.20%; Belgium, B2C, Business: €1.25 + 3.20%; Belgium, B2B, Professional: €0.95 + 3.20%; Belgium, B2B, Business: €0.95 + 3.20%; Germany, B2C, Professional: €1.25 + 3.20%; Germany, B2C, Business: €1.25 + 3.20%; Germany, B2B, Professional: €0.95 + 3.20%; Germany, B2B, Business: €0.95 + 3.20%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| Billink Commerçants en Norvège | Netherlands, B2C, Professional: €0.45 + 2.75%; Netherlands, B2C, Business: €0.40 + 2.50%; Netherlands, B2B, Professional: €0.95 + 3.25%; Netherlands, B2B, Business: €0.95 + 3.00%; Belgium, B2C, Professional: €1.25 + 3.20%; Belgium, B2C, Business: €1.25 + 3.20%; Belgium, B2B, Professional: €0.95 + 3.20%; Belgium, B2B, Business: €0.95 + 3.20%; Germany, B2C, Professional: €1.25 + 3.20%; Germany, B2C, Business: €1.25 + 3.20%; Germany, B2B, Professional: €0.95 + 3.20%; Germany, B2B, Business: €0.95 + 3.20%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| Bizum Commerçants partout dans l'UE | Spain, Professional: €0.45 + 0.60%; Spain, Business: €0.40 + 0.50%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| Bizum Commerçants en Norvège | Spain, Professional: €0.45 + 0.60%; Spain, Business: €0.40 + 0.50%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| BLIK Commerçants partout dans l'UE | Poland, Professional: €0.15 + 1.75%; Poland, Business: €0.15 + 1.75%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| BLIK Commerçants en Norvège | Poland, Professional: €0.15 + 1.75%; Poland, Business: €0.15 + 1.75%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| Cartes Bancaires Commerçants partout dans l'UE | Professional: €0.15 + 1.65%; Business: €0.12 + 1.65%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| Cartes Bancaires Commerçants en Norvège | Professional: €0.15 + 1.65%; Business: €0.12 + 1.65%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| Dankort Commerçants partout dans l'UE | Professional: €0.15 + 1.65%; Business: €0.12 + 1.65%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| Dankort Commerçants en Norvège | Professional: €0.15 + 1.65%; Business: €0.12 + 1.65%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| eps Commerçants partout dans l'UE | Austria, Professional: €0.20 + 1.25%; Austria, Business: €0.20 + 1.25%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| eps Commerçants en Norvège | Austria, Professional: €0.20 + 1.25%; Austria, Business: €0.20 + 1.25%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| FLOA Pay Commerçants partout dans l'UE | Belgium, Professional: €0.15 + 5.21%; Belgium, Business: €0.12 + 5.00%; Other countries, France, Professional: €0.15 + 5.54%; Other countries, France, Business: €0.12 + 5.31%; Other countries, Italy, Professional: €0.15 + 5.54%; Other countries, Italy, Business: €0.12 + 5.31%; Other countries, Spain, Professional: €0.15 + 5.54%; Other countries, Spain, Business: €0.12 + 5.31%; Other countries, Portugal, Professional: €0.15 + 5.54%; Other countries, Portugal, Business: €0.12 + 5.31%; Other countries, Netherlands, Professional: €0.15 + 5.54%; Other countries, Netherlands, Business: €0.12 + 5.31%; Other countries, Germany, Professional: €0.15 + 5.54%; Other countries, Germany, Business: €0.12 + 5.31%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| FLOA Pay Commerçants en Norvège | Belgium, Professional: €0.15 + 5.21%; Belgium, Business: €0.12 + 5.00%; Other countries, France, Professional: €0.15 + 5.54%; Other countries, France, Business: €0.12 + 5.31%; Other countries, Italy, Professional: €0.15 + 5.54%; Other countries, Italy, Business: €0.12 + 5.31%; Other countries, Spain, Professional: €0.15 + 5.54%; Other countries, Spain, Business: €0.12 + 5.31%; Other countries, Portugal, Professional: €0.15 + 5.54%; Other countries, Portugal, Business: €0.12 + 5.31%; Other countries, Netherlands, Professional: €0.15 + 5.54%; Other countries, Netherlands, Business: €0.12 + 5.31%; Other countries, Germany, Professional: €0.15 + 5.54%; Other countries, Germany, Business: €0.12 + 5.31%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| Google Pay Commerçants partout dans l'UE | The rate of the card used applies (online card rates include Apple Pay and Google Wallet): Mastercard and Visa, Professional €0.15 + 1.50%, Business €0.12 + 1.30% (Consumers EU: Professional €0.15 + 1.50%, Business €0.12 + 1.30%; Business cards & outside EU: Professional €0.15 + 2.80%, Business €0.12 + 2.80%); Maestro, Professional €0.15 + 1.50%, Business €0.12 + 1.50%; American Express, Professional €0.25 + 2.65%, Business €0.12 + 2.45%; special and high-risk segments on request; Pioneer (no monthly fee): Professional rates + €0.05 per transaction + 0.25% of turnover; Professional plan €35 per month; Business plan €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 12 octobre 2026 | En ligne |
| Google Pay Commerçants en Norvège | The rate of the card used applies (online card rates include Apple Pay and Google Wallet): Mastercard and Visa, Professional €0.15 + 1.50%, Business €0.12 + 1.30% (Consumers EU: Professional €0.15 + 1.50%, Business €0.12 + 1.30%; Business cards & outside EU: Professional €0.15 + 2.80%, Business €0.12 + 2.80%); Maestro, Professional €0.15 + 1.50%, Business €0.12 + 1.50%; American Express, Professional €0.25 + 2.65%, Business €0.12 + 2.45%; special and high-risk segments on request; Pioneer (no monthly fee): Professional rates + €0.05 per transaction + 0.25% of turnover; Professional plan €35 per month; Business plan €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 12 octobre 2026 | En ligne |
| iDEAL Commerçants partout dans l'UE | Netherlands, Professional: €0.19; Netherlands, Business: €0.17; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthMontant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| iDEAL Commerçants en Norvège | Netherlands, Professional: €0.19; Netherlands, Business: €0.17; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthMontant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| in3 Commerçants partout dans l'UE | Netherlands, Professional: €0.95 + 3.75%; Netherlands, Business: €0.75 + 3.00%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| in3 Commerçants en Norvège | Netherlands, Professional: €0.95 + 3.75%; Netherlands, Business: €0.75 + 3.00%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| KakaoPay Commerçants partout dans l'UE | Professional: €0.25 + 2.10%; Business: €0.15 + 2.05%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 8 octobre 2026 | En ligne |
| KakaoPay Commerçants en Norvège | Professional: €0.25 + 2.10%; Business: €0.15 + 2.05%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 8 octobre 2026 | En ligne |
| Klarna Pay Later Commerçants partout dans l'UE | Netherlands and Belgium, Pay later in 30 days, Professional: €0.45 + 2.95%; Netherlands and Belgium, Pay later in 30 days, Business: €0.40 + 2.75%; Germany, Austria and Switzerland, Pay later in 30 days, Professional: €0.45 + 2.95%; Germany, Austria and Switzerland, Pay later in 30 days, Business: €0.40 + 2.75%; Denmark, Finland, Norway and Sweden, Pay later in 30 days, Professional: €0.45 + 2.95%; Denmark, Finland, Norway and Sweden, Pay later in 30 days, Business: €0.40 + 2.75%; United Kingdom and Ireland, Pay later in 30 days, Professional: €0.45 + 3.15%; United Kingdom and Ireland, Pay later in 30 days, Business: €0.40 + 2.90%; Spain, Italy, France and Portugal, Pay later in 30 days, Professional: €0.45 + 3.15%; Spain, Italy, France and Portugal, Pay later in 30 days, Business: €0.40 + 2.90%; Other countries (Czech Republic, Poland, Romania, Slovakia and Greece), Pay later in 30 days, Professional: €0.45 + 3.15%; Other countries (Czech Republic, Poland, Romania, Slovakia and Greece), Pay later in 30 days, Business: €0.40 + 2.90%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| Klarna Pay Later Commerçants en Norvège | Netherlands and Belgium, Pay later in 30 days, Professional: €0.45 + 2.95%; Netherlands and Belgium, Pay later in 30 days, Business: €0.40 + 2.75%; Germany, Austria and Switzerland, Pay later in 30 days, Professional: €0.45 + 2.95%; Germany, Austria and Switzerland, Pay later in 30 days, Business: €0.40 + 2.75%; Denmark, Finland, Norway and Sweden, Pay later in 30 days, Professional: €0.45 + 2.95%; Denmark, Finland, Norway and Sweden, Pay later in 30 days, Business: €0.40 + 2.75%; United Kingdom and Ireland, Pay later in 30 days, Professional: €0.45 + 3.15%; United Kingdom and Ireland, Pay later in 30 days, Business: €0.40 + 2.90%; Spain, Italy, France and Portugal, Pay later in 30 days, Professional: €0.45 + 3.15%; Spain, Italy, France and Portugal, Pay later in 30 days, Business: €0.40 + 2.90%; Other countries (Czech Republic, Poland, Romania, Slovakia and Greece), Pay later in 30 days, Professional: €0.45 + 3.15%; Other countries (Czech Republic, Poland, Romania, Slovakia and Greece), Pay later in 30 days, Business: €0.40 + 2.90%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| Klarna Pay Now Commerçants partout dans l'UE | Netherlands and Belgium, Pay now, Professional: €0.45 + 1.95%; Netherlands and Belgium, Pay now, Business: €0.40 + 1.70%; Germany, Austria and Switzerland, Pay now, Professional: €0.45 + 1.95%; Germany, Austria and Switzerland, Pay now, Business: €0.40 + 1.70%; Denmark, Finland, Norway and Sweden, Pay now, Professional: €0.45 + 2.35%; Denmark, Finland, Norway and Sweden, Pay now, Business: €0.40 + 2.10%; United Kingdom and Ireland, Pay now, Professional: €0.45 + 2.95%; United Kingdom and Ireland, Pay now, Business: €0.40 + 2.75%; Spain, Italy, France and Portugal, Pay now, Professional: €0.45 + 2.95%; Spain, Italy, France and Portugal, Pay now, Business: €0.40 + 2.75%; Other countries (Czech Republic, Poland, Romania, Slovakia and Greece), Pay now, Professional: €0.45 + 2.95%; Other countries (Czech Republic, Poland, Romania, Slovakia and Greece), Pay now, Business: €0.40 + 2.75%; Pay in Full Non-Guaranteed, Travel agencies / services, Professional: €0.15 + 1.00%; Pay in Full Non-Guaranteed, Travel agencies / services, Business: €0.15 + 1.00%; Pay in Full Non-Guaranteed, Digital services – gaming and gambling, Professional: €0.39 + 2.00%; Pay in Full Non-Guaranteed, Digital services – gaming and gambling, Business: €0.39 + 2.00%; Pay in Full Non-Guaranteed, Financial services, Professional: €1.95; Pay in Full Non-Guaranteed, Financial services, Business: €1.95; Pay in Full Non-Guaranteed, Crypto services, Professional: €2.95; Pay in Full Non-Guaranteed, Crypto services, Business: €2.95; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| Klarna Pay Now Commerçants en Norvège | Netherlands and Belgium, Pay now, Professional: €0.45 + 1.95%; Netherlands and Belgium, Pay now, Business: €0.40 + 1.70%; Germany, Austria and Switzerland, Pay now, Professional: €0.45 + 1.95%; Germany, Austria and Switzerland, Pay now, Business: €0.40 + 1.70%; Denmark, Finland, Norway and Sweden, Pay now, Professional: €0.45 + 2.35%; Denmark, Finland, Norway and Sweden, Pay now, Business: €0.40 + 2.10%; United Kingdom and Ireland, Pay now, Professional: €0.45 + 2.95%; United Kingdom and Ireland, Pay now, Business: €0.40 + 2.75%; Spain, Italy, France and Portugal, Pay now, Professional: €0.45 + 2.95%; Spain, Italy, France and Portugal, Pay now, Business: €0.40 + 2.75%; Other countries (Czech Republic, Poland, Romania, Slovakia and Greece), Pay now, Professional: €0.45 + 2.95%; Other countries (Czech Republic, Poland, Romania, Slovakia and Greece), Pay now, Business: €0.40 + 2.75%; Pay in Full Non-Guaranteed, Travel agencies / services, Professional: €0.15 + 1.00%; Pay in Full Non-Guaranteed, Travel agencies / services, Business: €0.15 + 1.00%; Pay in Full Non-Guaranteed, Digital services – gaming and gambling, Professional: €0.39 + 2.00%; Pay in Full Non-Guaranteed, Digital services – gaming and gambling, Business: €0.39 + 2.00%; Pay in Full Non-Guaranteed, Financial services, Professional: €1.95; Pay in Full Non-Guaranteed, Financial services, Business: €1.95; Pay in Full Non-Guaranteed, Crypto services, Professional: €2.95; Pay in Full Non-Guaranteed, Crypto services, Business: €2.95; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| Klarna Pay Over Time Commerçants partout dans l'UE | Netherlands and Belgium, Pay in parts 3, Professional: €0.95 + 3.50%; Netherlands and Belgium, Pay in parts 3, Business: €0.95 + 3.25%; Germany, Austria and Switzerland, Financing, Professional: €0.45 + 2.95%; Germany, Austria and Switzerland, Financing, Business: €0.40 + 2.75%; Denmark, Finland, Norway and Sweden, Pay in parts 3, Professional: €0.95 + 3.50%; Denmark, Finland, Norway and Sweden, Pay in parts 3, Business: €0.95 + 3.25%; Denmark, Finland, Norway and Sweden, Financing, Professional: €0.45 + 2.95%; Denmark, Finland, Norway and Sweden, Financing, Business: €0.40 + 2.75%; United Kingdom and Ireland, Pay in parts 3, Professional: €0.95 + 3.75%; United Kingdom and Ireland, Pay in parts 3, Business: €0.95 + 3.50%; United Kingdom and Ireland, Financing, Professional: €0.45 + 2.95%; United Kingdom and Ireland, Financing, Business: €0.40 + 2.75%; Spain, Italy, France and Portugal, Pay in parts 3, Professional: €0.95 + 3.75%; Spain, Italy, France and Portugal, Pay in parts 3, Business: €0.95 + 3.50%; Spain, Italy, France and Portugal, Financing, Professional: €0.45 + 2.95%; Spain, Italy, France and Portugal, Financing, Business: €0.40 + 2.75%; Other countries (Czech Republic, Poland, Romania, Slovakia and Greece), Pay in parts 3, Professional: €0.95 + 3.75%; Other countries (Czech Republic, Poland, Romania, Slovakia and Greece), Pay in parts 3, Business: €0.95 + 3.50%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| Klarna Pay Over Time Commerçants en Norvège | Netherlands and Belgium, Pay in parts 3, Professional: €0.95 + 3.50%; Netherlands and Belgium, Pay in parts 3, Business: €0.95 + 3.25%; Germany, Austria and Switzerland, Financing, Professional: €0.45 + 2.95%; Germany, Austria and Switzerland, Financing, Business: €0.40 + 2.75%; Denmark, Finland, Norway and Sweden, Pay in parts 3, Professional: €0.95 + 3.50%; Denmark, Finland, Norway and Sweden, Pay in parts 3, Business: €0.95 + 3.25%; Denmark, Finland, Norway and Sweden, Financing, Professional: €0.45 + 2.95%; Denmark, Finland, Norway and Sweden, Financing, Business: €0.40 + 2.75%; United Kingdom and Ireland, Pay in parts 3, Professional: €0.95 + 3.75%; United Kingdom and Ireland, Pay in parts 3, Business: €0.95 + 3.50%; United Kingdom and Ireland, Financing, Professional: €0.45 + 2.95%; United Kingdom and Ireland, Financing, Business: €0.40 + 2.75%; Spain, Italy, France and Portugal, Pay in parts 3, Professional: €0.95 + 3.75%; Spain, Italy, France and Portugal, Pay in parts 3, Business: €0.95 + 3.50%; Spain, Italy, France and Portugal, Financing, Professional: €0.45 + 2.95%; Spain, Italy, France and Portugal, Financing, Business: €0.40 + 2.75%; Other countries (Czech Republic, Poland, Romania, Slovakia and Greece), Pay in parts 3, Professional: €0.95 + 3.75%; Other countries (Czech Republic, Poland, Romania, Slovakia and Greece), Pay in parts 3, Business: €0.95 + 3.50%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| Maestro Commerçants partout dans l'UE | Professional: €0.15 + 1.50%; Business: €0.12 + 1.50%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| Maestro Commerçants partout dans l'UE | Terminal Payment NL, Professional: €0.07; Terminal Payment NL, Business: €0.065; Terminal Payment BE, Professional: €0.12; Terminal Payment BE, Business: €0.10; Terminal Payment EU, Professional: €0.15; Terminal Payment EU, Business: €0.12; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthMontant fixe, plus abonnement, par paliersLu à la source le 6 octobre 2026 | En magasin |
| Maestro Commerçants en Norvège | Professional: €0.15 + 1.50%; Business: €0.12 + 1.50%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| Mastercard Commerçants partout dans l'UE | Consumers EU, Professional: €0.15 + 1.50%; Consumers EU, Business: €0.12 + 1.30%; Business cards & outside EU, Professional: €0.15 + 2.80%; Business cards & outside EU, Business: €0.12 + 2.80%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| Mastercard Commerçants partout dans l'UE | In-Store Payments, Terminal Payments EU, Professional: €0.10 + 1.75%; In-Store Payments, Terminal Payments EU, Business: €0.10 + 1.50%; SoftPOS, Mastercard & VISA Credit Card, Europe, Professional: €0.06 + 1.25%; SoftPOS, Mastercard & VISA Credit Card, Europe, Business: €0.06 + 1.25%; SoftPOS, Mastercard & VISA Other Cards, Worldwide, Professional: €0.25 + 2.50%; SoftPOS, Mastercard & VISA Other Cards, Worldwide, Business: €0.25 + 2.50%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En magasin |
| Mastercard Commerçants en Norvège | Consumers EU, Professional: €0.15 + 1.50%; Consumers EU, Business: €0.12 + 1.30%; Business cards & outside EU, Professional: €0.15 + 2.80%; Business cards & outside EU, Business: €0.12 + 2.80%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| Mastercard Debit Commerçants partout dans l'UE | Terminal Payment NL, Professional: €0.07; Terminal Payment NL, Business: €0.065; Terminal Payment BE, Professional: €0.12; Terminal Payment BE, Business: €0.10; Terminal Payment EU, Professional: €0.15; Terminal Payment EU, Business: €0.12; SoftPOS, Netherlands & Belgium, Transaction value up to €50,-, Professional: €0.09; SoftPOS, Netherlands & Belgium, Transaction value up to €50,-, Business: €0.08; SoftPOS, Netherlands & Belgium, Transaction value above €50,-, Professional: €0.06 + 0.25%; SoftPOS, Netherlands & Belgium, Transaction value above €50,-, Business: €0.06 + 0.20%; SoftPOS, Other countries EU, Transaction value above €50,-, Professional: €0.06 + 0.60%; SoftPOS, Other countries EU, Transaction value above €50,-, Business: €0.06 + 0.50%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 6 octobre 2026 | En magasin |
| MB WAY Commerçants partout dans l'UE | Portugal, Professional: €0.20 + 1.40%; Portugal, Business: €0.20 + 1.40%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| MB WAY Commerçants en Norvège | Portugal, Professional: €0.20 + 1.40%; Portugal, Business: €0.20 + 1.40%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| MobilePay Commerçants partout dans l'UE | Denmark, Finland, Professional: €0.10 + 1.95%; Denmark, Finland, Business: €0.10 + 1.75%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| MobilePay Commerçants en Norvège | Denmark, Finland, Professional: €0.10 + 1.95%; Denmark, Finland, Business: €0.10 + 1.75%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| Multibanco Commerçants partout dans l'UE | Portugal, Professional: €0.32 + 1.80%; Portugal, Business: €0.32 + 1.80%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| Multibanco Commerçants en Norvège | Portugal, Professional: €0.32 + 1.80%; Portugal, Business: €0.32 + 1.80%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| PayPal Commerçants partout dans l'UE | Full Service Collecting, Professional: €0.49 + 3.50%; Full Service Collecting, Business: €0.39 + 3.50%; Full Services Cross Border, Professional: €0.49 + 5.50%; Full Services Cross Border, Business: €0.39 + 5.50%; Gateway Only, Professional: €0.10 + PayPal's own fees; Gateway Only, Business: €0.07 + PayPal's own fees; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| PayPal Commerçants en Norvège | Full Service Collecting, Professional: €0.49 + 3.50%; Full Service Collecting, Business: €0.39 + 3.50%; Full Services Cross Border, Professional: €0.49 + 5.50%; Full Services Cross Border, Business: €0.39 + 5.50%; Gateway Only, Professional: €0.10 + PayPal's own fees; Gateway Only, Business: €0.07 + PayPal's own fees; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| paysafecard Commerçants partout dans l'UE | Professional: €0.25 + 13.00%; Business: €0.15 + 10.00%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| paysafecard Commerçants en Norvège | Professional: €0.25 + 13.00%; Business: €0.15 + 10.00%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| Przelewy24 Commerçants partout dans l'UE | Poland, Professional: €0.15 + 2.15%; Poland, Business: €0.15 + 2.15%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| Przelewy24 Commerçants en Norvège | Poland, Professional: €0.15 + 2.15%; Poland, Business: €0.15 + 2.15%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| Riverty Commerçants partout dans l'UE | Netherlands, Pay by invoice within 14 days, Professional: €0.45 + 2.90%; Netherlands, Pay by invoice within 14 days, Business: €0.40 + 2.65%; Netherlands, Pay in 3 parts, Professional: €0.95 + 3.75%; Netherlands, Pay in 3 parts, Business: €0.95 + 3.50%; Belgium, Pay by invoice within 14 days, Professional: €0.45 + 3.40%; Belgium, Pay by invoice within 14 days, Business: €0.40 + 3.40%; Germany, Austria, Switzerland, Pay by invoice within 14 days, Professional: €0.45 + 3.40%; Germany, Austria, Switzerland, Pay by invoice within 14 days, Business: €0.40 + 3.40%; Norway, Sweden, Pay by invoice within 14 days, Professional: €0.45 + 3.40%; Norway, Sweden, Pay by invoice within 14 days, Business: €0.40 + 3.40%; Finland, Denmark, Pay by invoice within 14 days, Professional: €0.55 + 3.75%; Finland, Denmark, Pay by invoice within 14 days, Business: €0.50 + 3.75%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| Riverty Commerçants en Norvège | Netherlands, Pay by invoice within 14 days, Professional: €0.45 + 2.90%; Netherlands, Pay by invoice within 14 days, Business: €0.40 + 2.65%; Netherlands, Pay in 3 parts, Professional: €0.95 + 3.75%; Netherlands, Pay in 3 parts, Business: €0.95 + 3.50%; Belgium, Pay by invoice within 14 days, Professional: €0.45 + 3.40%; Belgium, Pay by invoice within 14 days, Business: €0.40 + 3.40%; Germany, Austria, Switzerland, Pay by invoice within 14 days, Professional: €0.45 + 3.40%; Germany, Austria, Switzerland, Pay by invoice within 14 days, Business: €0.40 + 3.40%; Norway, Sweden, Pay by invoice within 14 days, Professional: €0.45 + 3.40%; Norway, Sweden, Pay by invoice within 14 days, Business: €0.40 + 3.40%; Finland, Denmark, Pay by invoice within 14 days, Professional: €0.55 + 3.75%; Finland, Denmark, Pay by invoice within 14 days, Business: €0.50 + 3.75%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| Satispay Commerçants partout dans l'UE | EU, Professional: €0.30 + 1.50%; EU, Business: €0.25 + 1.40%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| Satispay Commerçants en Norvège | EU, Professional: €0.30 + 1.50%; EU, Business: €0.25 + 1.40%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| SEPA Direct Debit Commerçants partout dans l'UE | Aucun tarif publiéLu à la source le 12 octobre 2026 | En ligne |
| SEPA Direct Debit Commerçants en Norvège | Aucun tarif publiéLu à la source le 12 octobre 2026 | En ligne |
| Swish Commerçants partout dans l'UE | Sweden, Professional: €0.45 + 1.40%; Sweden, Business: €0.40 + 1.30%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| Swish Commerçants en Norvège | Sweden, Professional: €0.45 + 1.40%; Sweden, Business: €0.40 + 1.30%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| Trustly Commerçants partout dans l'UE | Multiple (NL, DE, ES, +16), Professional: €0.20 + 1.30%; Multiple (NL, DE, ES, +16), Business: €0.20 + 1.30%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| Trustly Commerçants en Norvège | Multiple (NL, DE, ES, +16), Professional: €0.20 + 1.30%; Multiple (NL, DE, ES, +16), Business: €0.20 + 1.30%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| TWINT Commerçants partout dans l'UE | Switzerland, Professional: €0.15 + 2.25%; Switzerland, Business: €0.10 + 2.15%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| TWINT Commerçants en Norvège | Switzerland, Professional: €0.15 + 2.25%; Switzerland, Business: €0.10 + 2.15%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| V PAY Commerçants partout dans l'UE | Terminal Payments NL, Professional: €0.07; Terminal Payments NL, Business: €0.065; Terminal Payments BE, Professional: €0.12; Terminal Payments EU, Professional: €0.15; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthMontant fixe, plus abonnement, par paliersLu à la source le 6 octobre 2026 | En magasin |
| Vipps MobilePay Commerçants partout dans l'UE | Sweden, Norway, Professional: €0.10 + 1.95%; Sweden, Norway, Business: €0.10 + 1.75%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| Vipps MobilePay Commerçants en Norvège | Sweden, Norway, Professional: €0.10 + 1.95%; Sweden, Norway, Business: €0.10 + 1.75%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| Visa Commerçants partout dans l'UE | Consumers EU, Professional: €0.15 + 1.50%; Consumers EU, Business: €0.12 + 1.30%; Business cards & outside EU, Professional: €0.15 + 2.80%; Business cards & outside EU, Business: €0.12 + 2.80%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| Visa Commerçants partout dans l'UE | In-Store Payments, Terminal Payments EU, Professional: €0.10 + 1.75%; In-Store Payments, Terminal Payments EU, Business: €0.10 + 1.50%; SoftPOS, Mastercard & VISA Credit Card, Europe, Professional: €0.06 + 1.25%; SoftPOS, Mastercard & VISA Credit Card, Europe, Business: €0.06 + 1.25%; SoftPOS, Mastercard & VISA Other Cards, Worldwide, Professional: €0.25 + 2.50%; SoftPOS, Mastercard & VISA Other Cards, Worldwide, Business: €0.25 + 2.50%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En magasin |
| Visa Commerçants en Norvège | Consumers EU, Professional: €0.15 + 1.50%; Consumers EU, Business: €0.12 + 1.30%; Business cards & outside EU, Professional: €0.15 + 2.80%; Business cards & outside EU, Business: €0.12 + 2.80%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| Visa Debit Commerçants partout dans l'UE | Terminal Payments NL, Professional: €0.07; Terminal Payments NL, Business: €0.065; Terminal Payments BE, Professional: €0.12; Terminal Payments EU, Professional: €0.15; SoftPOS, Netherlands & Belgium, Transaction value up to €50,-, Professional: €0.09; SoftPOS, Netherlands & Belgium, Transaction value up to €50,-, Business: €0.08; SoftPOS, Netherlands & Belgium, Transaction value above €50,-, Professional: €0.06 + 0.25%; SoftPOS, Netherlands & Belgium, Transaction value above €50,-, Business: €0.06 + 0.20%; SoftPOS, Other countries EU, Transaction value above €50,-, Professional: €0.06 + 0.60%; SoftPOS, Other countries EU, Transaction value above €50,-, Business: €0.06 + 0.50%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 6 octobre 2026 | En magasin |
| WeChat Pay Commerçants partout dans l'UE | China, Professional: €0.25 + 2.00%; China, Business: €0.25 + 2.00%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| WeChat Pay Commerçants en Norvège | China, Professional: €0.25 + 2.00%; China, Business: €0.25 + 2.00%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 28 septembre 2026 | En ligne |
| Wero Commerçants partout dans l'UE | iDEAL | Wero, Netherlands, Professional: €0.19; iDEAL | Wero, Netherlands, Business: €0.17; Single Immediate Payments, Transaction Value < €50,-, Professional: €0.19; Single Immediate Payments, Transaction Value < €50,-, Business: €0.17; Single Immediate Payments, Transaction Value > €50,-, Professional: €0.14 + 0.55%; Single Immediate Payments, Transaction Value > €50,-, Business: €0.12 + 0.45%; Single Immediate Payments, Transaction Value > €1,000,-, Professional: €2.50 + 0.10%; Single Immediate Payments, Transaction Value > €1,000,-, Business: €2.40 + 0.08%; Advanced Payments, Transaction Value < €50,-, Professional: €0.24; Advanced Payments, Transaction Value < €50,-, Business: €0.21; Advanced Payments, Transaction Value > €50,-, Professional: €0.17 + 0.60%; Advanced Payments, Transaction Value > €50,-, Business: €0.17 + 0.55%; Advanced Payments, Transaction Value > €1,000,-, Professional: €2.50 + 0.25%; Advanced Payments, Transaction Value > €1,000,-, Business: €3.00 + 0.20%; High Risk Payments, Transaction Value < €50,-, Professional: €0.35; High Risk Payments, Transaction Value < €50,-, Business: €0.30; High Risk Payments, Transaction Value > €50,-, Professional: €0.25 + 0.75%; High Risk Payments, Transaction Value > €50,-, Business: €0.20 + 0.65%; High Risk Payments, Transaction Value > €1,000,-, Professional: €3.00 + 0.25%; High Risk Payments, Transaction Value > €1,000,-, Business: €0.25 + 0.75%; Incentive, Incentive iDEAL to Wero, Professional: €0.19; Incentive, Incentive iDEAL to Wero, Business: €0.17; Incentive, Incentive Bancontact to Wero, Professional: €0.19; Incentive, Incentive Bancontact to Wero, Business: €0.17; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 6 octobre 2026 | En ligne |
| Wero Commerçants en Norvège | iDEAL | Wero, Netherlands, Professional: €0.19; iDEAL | Wero, Netherlands, Business: €0.17; Single Immediate Payments, Transaction Value < €50,-, Professional: €0.19; Single Immediate Payments, Transaction Value < €50,-, Business: €0.17; Single Immediate Payments, Transaction Value > €50,-, Professional: €0.14 + 0.55%; Single Immediate Payments, Transaction Value > €50,-, Business: €0.12 + 0.45%; Single Immediate Payments, Transaction Value > €1,000,-, Professional: €2.50 + 0.10%; Single Immediate Payments, Transaction Value > €1,000,-, Business: €2.40 + 0.08%; Advanced Payments, Transaction Value < €50,-, Professional: €0.24; Advanced Payments, Transaction Value < €50,-, Business: €0.21; Advanced Payments, Transaction Value > €50,-, Professional: €0.17 + 0.60%; Advanced Payments, Transaction Value > €50,-, Business: €0.17 + 0.55%; Advanced Payments, Transaction Value > €1,000,-, Professional: €2.50 + 0.25%; Advanced Payments, Transaction Value > €1,000,-, Business: €3.00 + 0.20%; High Risk Payments, Transaction Value < €50,-, Professional: €0.35; High Risk Payments, Transaction Value < €50,-, Business: €0.30; High Risk Payments, Transaction Value > €50,-, Professional: €0.25 + 0.75%; High Risk Payments, Transaction Value > €50,-, Business: €0.20 + 0.65%; High Risk Payments, Transaction Value > €1,000,-, Professional: €3.00 + 0.25%; High Risk Payments, Transaction Value > €1,000,-, Business: €0.25 + 0.75%; Incentive, Incentive iDEAL to Wero, Professional: €0.19; Incentive, Incentive iDEAL to Wero, Business: €0.17; Incentive, Incentive Bancontact to Wero, Professional: €0.19; Incentive, Incentive Bancontact to Wero, Business: €0.17; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 6 octobre 2026 | En ligne |
Tous les prestataires de l'index
Source : EcomStream, Retail Payment Methods Transparency Index, ecomstream.eu/payment-methods-transparency-index. Lu à la source entre le 28 septembre 2026 et le 12 octobre 2026. Un prestataire qui estime qu'une ligne est erronée peut écrire à index@ecomstream.nl. Chaque correction signalée est vérifiée à la source.
Retail Payment Methods Transparency Index
Questions sur les frais Pay.
Combien coûte Cartes Bancaires chez Pay. ?
Pay. publie pour Cartes Bancaires Professional: €0.15 + 1.65%; Business: €0.12 + 1.65%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per month (France, en ligne), lu à la source le 28 septembre 2026. C'est le tarif publié ; ce qu'un commerçant paie figure dans le tarif proposé.
Combien coûtent les paiements par carte chez Pay. ?
Pay. publie pour les paiements par carte (France, en ligne) : Visa, Mastercard: Consumers EU, Professional: €0.15 + 1.50%; Consumers EU, Business: €0.12 + 1.30%; Business cards & outside EU, Professional: €0.15 + 2.80%; Business cards & outside EU, Business: €0.12 + 2.80%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per month. C'est le tarif publié ; ce qu'un commerçant paie figure dans le tarif proposé.
Pour quels moyens de paiement Pay. ne publie-t-il pas de tarif ?
Pay. propose ces moyens de paiement sans tarif publié (France, en ligne) : SEPA Direct Debit.
Votre tarif
Un tarif publié est le point de départ, pas le résultat
Pour un commerçant avec du volume, la grille publiée est le point où commence la négociation. Le tarif proposé décide de ce qui arrive sur votre relevé : le pourcentage et le montant fixe par transaction, les majorations pour les cartes internationales et la conversion de devise, la construction du tarif pour chaque moyen de paiement, et les conditions de versement, de chargebacks et de remboursements. Deux commerçants avec le même payment mix peuvent être sur la même grille et payer des montants différents.
EcomStream examine un contrat avec Pay. sur mandat du commerçant au regard de ce que le marché propose pour un volume et un payment mix comparables, et le renégocie, sans changer de prestataire, sur la base du no cure no pay. Commencez par réduire vos commissions de paiement, ou faites d'abord la vérification du dispositif de paiement sur vos propres chiffres.