Pay. fees per payment method: the prices Pay. publishes
Every price Pay. publishes for merchants established in Europe, in one table: per payment method, country of establishment and channel, with the date each price was read. Choose your country and channel, and the table also shows the methods Pay. offers without a published price. A published rate is a list rate: what you actually pay is set in your quoted rate and your contract.
Retail Payment Methods Transparency Index
Pay. fees by country and channel
Pay. stands in the index with 42 payment methods for merchants established in Europe, and publishes a price for 41 of them.
Each rate is shown as Pay. prints it; the method name links to the page about that method and the date links to the page the rate was read on. A published rate is a list rate: what a merchant actually pays is stated in the quoted rate and the contract.
The country where your business is established and from which you sell.
Channel
Includes the prices providers publish for merchants anywhere in the EU, marked EU-wide.
| Payment method | Published price | Channel |
|---|---|---|
| Alipay Merchants anywhere in the EU | AliPay Online: Alipay+ Standard, Professional €0.25 + 2.10%, Business €0.15 + 2.05%; Partners Standard, Professional €0.25 + 2.50%, Business €0.15 + 2.45%; France Incentive, Professional €0.25 + 1.00%, Business €0.15 + 0.95%; Pioneer (no monthly fee): Professional rates + €0.05 per transaction + 0.25% of turnover; Professional plan €35 per month; Business plan €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 12 October 2026 | Online |
| Alipay Merchants in Norway | AliPay Online: Alipay+ Standard, Professional €0.25 + 2.10%, Business €0.15 + 2.05%; Partners Standard, Professional €0.25 + 2.50%, Business €0.15 + 2.45%; France Incentive, Professional €0.25 + 1.00%, Business €0.15 + 0.95%; Pioneer (no monthly fee): Professional rates + €0.05 per transaction + 0.25% of turnover; Professional plan €35 per month; Business plan €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 12 October 2026 | Online |
| Alma Merchants anywhere in the EU | Professional: €0.15 + costs Alma Pay; Business: €0.15 + costs Alma Pay; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPlus the method owner’s fee, plus subscription, tieredRead at source on 28 September 2026 | Online |
| Alma Merchants in Norway | Professional: €0.15 + costs Alma Pay; Business: €0.15 + costs Alma Pay; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPlus the method owner’s fee, plus subscription, tieredRead at source on 28 September 2026 | Online |
| Amazon Pay Merchants anywhere in the EU | Professional: €0.25; Business: €0.15; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthFixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| Amazon Pay Merchants in Norway | Professional: €0.25; Business: €0.15; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthFixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| American Express Merchants anywhere in the EU | Professional: €0.25 + 2.65%; Business: €0.12 + 2.45%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| American Express Merchants anywhere in the EU | Terminal Payments, Professional: €0.10 + 2.25%; Terminal Payments, Business: €0.10 + 2.25%; SoftPOS, Worldwide, Professional: €0.10 + 2.25%; SoftPOS, Worldwide, Business: €0.10 + 2.25%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | In-store |
| American Express Merchants in Norway | Professional: €0.25 + 2.65%; Business: €0.12 + 2.45%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| Apple Pay Merchants anywhere in the EU | The rate of the card used applies (online card rates include Apple Pay and Google Wallet): Mastercard and Visa, Professional €0.15 + 1.50%, Business €0.12 + 1.30% (Consumers EU: Professional €0.15 + 1.50%, Business €0.12 + 1.30%; Business cards & outside EU: Professional €0.15 + 2.80%, Business €0.12 + 2.80%); Maestro, Professional €0.15 + 1.50%, Business €0.12 + 1.50%; American Express, Professional €0.25 + 2.65%, Business €0.12 + 2.45%; special and high-risk segments on request; Pioneer (no monthly fee): Professional rates + €0.05 per transaction + 0.25% of turnover; Professional plan €35 per month; Business plan €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 12 October 2026 | Online |
| Apple Pay Merchants in Norway | The rate of the card used applies (online card rates include Apple Pay and Google Wallet): Mastercard and Visa, Professional €0.15 + 1.50%, Business €0.12 + 1.30% (Consumers EU: Professional €0.15 + 1.50%, Business €0.12 + 1.30%; Business cards & outside EU: Professional €0.15 + 2.80%, Business €0.12 + 2.80%); Maestro, Professional €0.15 + 1.50%, Business €0.12 + 1.50%; American Express, Professional €0.25 + 2.65%, Business €0.12 + 2.45%; special and high-risk segments on request; Pioneer (no monthly fee): Professional rates + €0.05 per transaction + 0.25% of turnover; Professional plan €35 per month; Business plan €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 12 October 2026 | Online |
| BANCOMAT Pay Merchants anywhere in the EU | Professional: €0.10 + 1.95%; Business: €0.10 + 1.75%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 8 October 2026 | Online |
| BANCOMAT Pay Merchants in Norway | Professional: €0.10 + 1.95%; Business: €0.10 + 1.75%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 8 October 2026 | Online |
| Bancontact Merchants anywhere in the EU | Belgium, Professional: €0.25; Belgium, Business: €0.20; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthFixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| Bancontact Merchants anywhere in the EU | Terminal Payments BE, Professional: €0.10; Terminal Payments BE, Business: €0.09; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthFixed amount, plus subscription, tieredRead at source on 28 September 2026 | In-store |
| Bancontact Merchants in Norway | Belgium, Professional: €0.25; Belgium, Business: €0.20; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthFixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| Billink Merchants anywhere in the EU | Netherlands, B2C, Professional: €0.45 + 2.75%; Netherlands, B2C, Business: €0.40 + 2.50%; Netherlands, B2B, Professional: €0.95 + 3.25%; Netherlands, B2B, Business: €0.95 + 3.00%; Belgium, B2C, Professional: €1.25 + 3.20%; Belgium, B2C, Business: €1.25 + 3.20%; Belgium, B2B, Professional: €0.95 + 3.20%; Belgium, B2B, Business: €0.95 + 3.20%; Germany, B2C, Professional: €1.25 + 3.20%; Germany, B2C, Business: €1.25 + 3.20%; Germany, B2B, Professional: €0.95 + 3.20%; Germany, B2B, Business: €0.95 + 3.20%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| Billink Merchants in Norway | Netherlands, B2C, Professional: €0.45 + 2.75%; Netherlands, B2C, Business: €0.40 + 2.50%; Netherlands, B2B, Professional: €0.95 + 3.25%; Netherlands, B2B, Business: €0.95 + 3.00%; Belgium, B2C, Professional: €1.25 + 3.20%; Belgium, B2C, Business: €1.25 + 3.20%; Belgium, B2B, Professional: €0.95 + 3.20%; Belgium, B2B, Business: €0.95 + 3.20%; Germany, B2C, Professional: €1.25 + 3.20%; Germany, B2C, Business: €1.25 + 3.20%; Germany, B2B, Professional: €0.95 + 3.20%; Germany, B2B, Business: €0.95 + 3.20%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| Bizum Merchants anywhere in the EU | Spain, Professional: €0.45 + 0.60%; Spain, Business: €0.40 + 0.50%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| Bizum Merchants in Norway | Spain, Professional: €0.45 + 0.60%; Spain, Business: €0.40 + 0.50%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| BLIK Merchants anywhere in the EU | Poland, Professional: €0.15 + 1.75%; Poland, Business: €0.15 + 1.75%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| BLIK Merchants in Norway | Poland, Professional: €0.15 + 1.75%; Poland, Business: €0.15 + 1.75%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| Cartes Bancaires Merchants anywhere in the EU | Professional: €0.15 + 1.65%; Business: €0.12 + 1.65%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| Cartes Bancaires Merchants in Norway | Professional: €0.15 + 1.65%; Business: €0.12 + 1.65%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| Dankort Merchants anywhere in the EU | Professional: €0.15 + 1.65%; Business: €0.12 + 1.65%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| Dankort Merchants in Norway | Professional: €0.15 + 1.65%; Business: €0.12 + 1.65%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| eps Merchants anywhere in the EU | Austria, Professional: €0.20 + 1.25%; Austria, Business: €0.20 + 1.25%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| eps Merchants in Norway | Austria, Professional: €0.20 + 1.25%; Austria, Business: €0.20 + 1.25%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| FLOA Pay Merchants anywhere in the EU | Belgium, Professional: €0.15 + 5.21%; Belgium, Business: €0.12 + 5.00%; Other countries, France, Professional: €0.15 + 5.54%; Other countries, France, Business: €0.12 + 5.31%; Other countries, Italy, Professional: €0.15 + 5.54%; Other countries, Italy, Business: €0.12 + 5.31%; Other countries, Spain, Professional: €0.15 + 5.54%; Other countries, Spain, Business: €0.12 + 5.31%; Other countries, Portugal, Professional: €0.15 + 5.54%; Other countries, Portugal, Business: €0.12 + 5.31%; Other countries, Netherlands, Professional: €0.15 + 5.54%; Other countries, Netherlands, Business: €0.12 + 5.31%; Other countries, Germany, Professional: €0.15 + 5.54%; Other countries, Germany, Business: €0.12 + 5.31%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| FLOA Pay Merchants in Norway | Belgium, Professional: €0.15 + 5.21%; Belgium, Business: €0.12 + 5.00%; Other countries, France, Professional: €0.15 + 5.54%; Other countries, France, Business: €0.12 + 5.31%; Other countries, Italy, Professional: €0.15 + 5.54%; Other countries, Italy, Business: €0.12 + 5.31%; Other countries, Spain, Professional: €0.15 + 5.54%; Other countries, Spain, Business: €0.12 + 5.31%; Other countries, Portugal, Professional: €0.15 + 5.54%; Other countries, Portugal, Business: €0.12 + 5.31%; Other countries, Netherlands, Professional: €0.15 + 5.54%; Other countries, Netherlands, Business: €0.12 + 5.31%; Other countries, Germany, Professional: €0.15 + 5.54%; Other countries, Germany, Business: €0.12 + 5.31%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| Google Pay Merchants anywhere in the EU | The rate of the card used applies (online card rates include Apple Pay and Google Wallet): Mastercard and Visa, Professional €0.15 + 1.50%, Business €0.12 + 1.30% (Consumers EU: Professional €0.15 + 1.50%, Business €0.12 + 1.30%; Business cards & outside EU: Professional €0.15 + 2.80%, Business €0.12 + 2.80%); Maestro, Professional €0.15 + 1.50%, Business €0.12 + 1.50%; American Express, Professional €0.25 + 2.65%, Business €0.12 + 2.45%; special and high-risk segments on request; Pioneer (no monthly fee): Professional rates + €0.05 per transaction + 0.25% of turnover; Professional plan €35 per month; Business plan €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 12 October 2026 | Online |
| Google Pay Merchants in Norway | The rate of the card used applies (online card rates include Apple Pay and Google Wallet): Mastercard and Visa, Professional €0.15 + 1.50%, Business €0.12 + 1.30% (Consumers EU: Professional €0.15 + 1.50%, Business €0.12 + 1.30%; Business cards & outside EU: Professional €0.15 + 2.80%, Business €0.12 + 2.80%); Maestro, Professional €0.15 + 1.50%, Business €0.12 + 1.50%; American Express, Professional €0.25 + 2.65%, Business €0.12 + 2.45%; special and high-risk segments on request; Pioneer (no monthly fee): Professional rates + €0.05 per transaction + 0.25% of turnover; Professional plan €35 per month; Business plan €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 12 October 2026 | Online |
| iDEAL Merchants anywhere in the EU | Netherlands, Professional: €0.19; Netherlands, Business: €0.17; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthFixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| iDEAL Merchants in Norway | Netherlands, Professional: €0.19; Netherlands, Business: €0.17; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthFixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| in3 Merchants anywhere in the EU | Netherlands, Professional: €0.95 + 3.75%; Netherlands, Business: €0.75 + 3.00%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| in3 Merchants in Norway | Netherlands, Professional: €0.95 + 3.75%; Netherlands, Business: €0.75 + 3.00%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| KakaoPay Merchants anywhere in the EU | Professional: €0.25 + 2.10%; Business: €0.15 + 2.05%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 8 October 2026 | Online |
| KakaoPay Merchants in Norway | Professional: €0.25 + 2.10%; Business: €0.15 + 2.05%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 8 October 2026 | Online |
| Klarna Pay Later Merchants anywhere in the EU | Netherlands and Belgium, Pay later in 30 days, Professional: €0.45 + 2.95%; Netherlands and Belgium, Pay later in 30 days, Business: €0.40 + 2.75%; Germany, Austria and Switzerland, Pay later in 30 days, Professional: €0.45 + 2.95%; Germany, Austria and Switzerland, Pay later in 30 days, Business: €0.40 + 2.75%; Denmark, Finland, Norway and Sweden, Pay later in 30 days, Professional: €0.45 + 2.95%; Denmark, Finland, Norway and Sweden, Pay later in 30 days, Business: €0.40 + 2.75%; United Kingdom and Ireland, Pay later in 30 days, Professional: €0.45 + 3.15%; United Kingdom and Ireland, Pay later in 30 days, Business: €0.40 + 2.90%; Spain, Italy, France and Portugal, Pay later in 30 days, Professional: €0.45 + 3.15%; Spain, Italy, France and Portugal, Pay later in 30 days, Business: €0.40 + 2.90%; Other countries (Czech Republic, Poland, Romania, Slovakia and Greece), Pay later in 30 days, Professional: €0.45 + 3.15%; Other countries (Czech Republic, Poland, Romania, Slovakia and Greece), Pay later in 30 days, Business: €0.40 + 2.90%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| Klarna Pay Later Merchants in Norway | Netherlands and Belgium, Pay later in 30 days, Professional: €0.45 + 2.95%; Netherlands and Belgium, Pay later in 30 days, Business: €0.40 + 2.75%; Germany, Austria and Switzerland, Pay later in 30 days, Professional: €0.45 + 2.95%; Germany, Austria and Switzerland, Pay later in 30 days, Business: €0.40 + 2.75%; Denmark, Finland, Norway and Sweden, Pay later in 30 days, Professional: €0.45 + 2.95%; Denmark, Finland, Norway and Sweden, Pay later in 30 days, Business: €0.40 + 2.75%; United Kingdom and Ireland, Pay later in 30 days, Professional: €0.45 + 3.15%; United Kingdom and Ireland, Pay later in 30 days, Business: €0.40 + 2.90%; Spain, Italy, France and Portugal, Pay later in 30 days, Professional: €0.45 + 3.15%; Spain, Italy, France and Portugal, Pay later in 30 days, Business: €0.40 + 2.90%; Other countries (Czech Republic, Poland, Romania, Slovakia and Greece), Pay later in 30 days, Professional: €0.45 + 3.15%; Other countries (Czech Republic, Poland, Romania, Slovakia and Greece), Pay later in 30 days, Business: €0.40 + 2.90%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| Klarna Pay Now Merchants anywhere in the EU | Netherlands and Belgium, Pay now, Professional: €0.45 + 1.95%; Netherlands and Belgium, Pay now, Business: €0.40 + 1.70%; Germany, Austria and Switzerland, Pay now, Professional: €0.45 + 1.95%; Germany, Austria and Switzerland, Pay now, Business: €0.40 + 1.70%; Denmark, Finland, Norway and Sweden, Pay now, Professional: €0.45 + 2.35%; Denmark, Finland, Norway and Sweden, Pay now, Business: €0.40 + 2.10%; United Kingdom and Ireland, Pay now, Professional: €0.45 + 2.95%; United Kingdom and Ireland, Pay now, Business: €0.40 + 2.75%; Spain, Italy, France and Portugal, Pay now, Professional: €0.45 + 2.95%; Spain, Italy, France and Portugal, Pay now, Business: €0.40 + 2.75%; Other countries (Czech Republic, Poland, Romania, Slovakia and Greece), Pay now, Professional: €0.45 + 2.95%; Other countries (Czech Republic, Poland, Romania, Slovakia and Greece), Pay now, Business: €0.40 + 2.75%; Pay in Full Non-Guaranteed, Travel agencies / services, Professional: €0.15 + 1.00%; Pay in Full Non-Guaranteed, Travel agencies / services, Business: €0.15 + 1.00%; Pay in Full Non-Guaranteed, Digital services – gaming and gambling, Professional: €0.39 + 2.00%; Pay in Full Non-Guaranteed, Digital services – gaming and gambling, Business: €0.39 + 2.00%; Pay in Full Non-Guaranteed, Financial services, Professional: €1.95; Pay in Full Non-Guaranteed, Financial services, Business: €1.95; Pay in Full Non-Guaranteed, Crypto services, Professional: €2.95; Pay in Full Non-Guaranteed, Crypto services, Business: €2.95; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| Klarna Pay Now Merchants in Norway | Netherlands and Belgium, Pay now, Professional: €0.45 + 1.95%; Netherlands and Belgium, Pay now, Business: €0.40 + 1.70%; Germany, Austria and Switzerland, Pay now, Professional: €0.45 + 1.95%; Germany, Austria and Switzerland, Pay now, Business: €0.40 + 1.70%; Denmark, Finland, Norway and Sweden, Pay now, Professional: €0.45 + 2.35%; Denmark, Finland, Norway and Sweden, Pay now, Business: €0.40 + 2.10%; United Kingdom and Ireland, Pay now, Professional: €0.45 + 2.95%; United Kingdom and Ireland, Pay now, Business: €0.40 + 2.75%; Spain, Italy, France and Portugal, Pay now, Professional: €0.45 + 2.95%; Spain, Italy, France and Portugal, Pay now, Business: €0.40 + 2.75%; Other countries (Czech Republic, Poland, Romania, Slovakia and Greece), Pay now, Professional: €0.45 + 2.95%; Other countries (Czech Republic, Poland, Romania, Slovakia and Greece), Pay now, Business: €0.40 + 2.75%; Pay in Full Non-Guaranteed, Travel agencies / services, Professional: €0.15 + 1.00%; Pay in Full Non-Guaranteed, Travel agencies / services, Business: €0.15 + 1.00%; Pay in Full Non-Guaranteed, Digital services – gaming and gambling, Professional: €0.39 + 2.00%; Pay in Full Non-Guaranteed, Digital services – gaming and gambling, Business: €0.39 + 2.00%; Pay in Full Non-Guaranteed, Financial services, Professional: €1.95; Pay in Full Non-Guaranteed, Financial services, Business: €1.95; Pay in Full Non-Guaranteed, Crypto services, Professional: €2.95; Pay in Full Non-Guaranteed, Crypto services, Business: €2.95; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| Klarna Pay Over Time Merchants anywhere in the EU | Netherlands and Belgium, Pay in parts 3, Professional: €0.95 + 3.50%; Netherlands and Belgium, Pay in parts 3, Business: €0.95 + 3.25%; Germany, Austria and Switzerland, Financing, Professional: €0.45 + 2.95%; Germany, Austria and Switzerland, Financing, Business: €0.40 + 2.75%; Denmark, Finland, Norway and Sweden, Pay in parts 3, Professional: €0.95 + 3.50%; Denmark, Finland, Norway and Sweden, Pay in parts 3, Business: €0.95 + 3.25%; Denmark, Finland, Norway and Sweden, Financing, Professional: €0.45 + 2.95%; Denmark, Finland, Norway and Sweden, Financing, Business: €0.40 + 2.75%; United Kingdom and Ireland, Pay in parts 3, Professional: €0.95 + 3.75%; United Kingdom and Ireland, Pay in parts 3, Business: €0.95 + 3.50%; United Kingdom and Ireland, Financing, Professional: €0.45 + 2.95%; United Kingdom and Ireland, Financing, Business: €0.40 + 2.75%; Spain, Italy, France and Portugal, Pay in parts 3, Professional: €0.95 + 3.75%; Spain, Italy, France and Portugal, Pay in parts 3, Business: €0.95 + 3.50%; Spain, Italy, France and Portugal, Financing, Professional: €0.45 + 2.95%; Spain, Italy, France and Portugal, Financing, Business: €0.40 + 2.75%; Other countries (Czech Republic, Poland, Romania, Slovakia and Greece), Pay in parts 3, Professional: €0.95 + 3.75%; Other countries (Czech Republic, Poland, Romania, Slovakia and Greece), Pay in parts 3, Business: €0.95 + 3.50%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| Klarna Pay Over Time Merchants in Norway | Netherlands and Belgium, Pay in parts 3, Professional: €0.95 + 3.50%; Netherlands and Belgium, Pay in parts 3, Business: €0.95 + 3.25%; Germany, Austria and Switzerland, Financing, Professional: €0.45 + 2.95%; Germany, Austria and Switzerland, Financing, Business: €0.40 + 2.75%; Denmark, Finland, Norway and Sweden, Pay in parts 3, Professional: €0.95 + 3.50%; Denmark, Finland, Norway and Sweden, Pay in parts 3, Business: €0.95 + 3.25%; Denmark, Finland, Norway and Sweden, Financing, Professional: €0.45 + 2.95%; Denmark, Finland, Norway and Sweden, Financing, Business: €0.40 + 2.75%; United Kingdom and Ireland, Pay in parts 3, Professional: €0.95 + 3.75%; United Kingdom and Ireland, Pay in parts 3, Business: €0.95 + 3.50%; United Kingdom and Ireland, Financing, Professional: €0.45 + 2.95%; United Kingdom and Ireland, Financing, Business: €0.40 + 2.75%; Spain, Italy, France and Portugal, Pay in parts 3, Professional: €0.95 + 3.75%; Spain, Italy, France and Portugal, Pay in parts 3, Business: €0.95 + 3.50%; Spain, Italy, France and Portugal, Financing, Professional: €0.45 + 2.95%; Spain, Italy, France and Portugal, Financing, Business: €0.40 + 2.75%; Other countries (Czech Republic, Poland, Romania, Slovakia and Greece), Pay in parts 3, Professional: €0.95 + 3.75%; Other countries (Czech Republic, Poland, Romania, Slovakia and Greece), Pay in parts 3, Business: €0.95 + 3.50%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| Maestro Merchants anywhere in the EU | Professional: €0.15 + 1.50%; Business: €0.12 + 1.50%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| Maestro Merchants anywhere in the EU | Terminal Payment NL, Professional: €0.07; Terminal Payment NL, Business: €0.065; Terminal Payment BE, Professional: €0.12; Terminal Payment BE, Business: €0.10; Terminal Payment EU, Professional: €0.15; Terminal Payment EU, Business: €0.12; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthFixed amount, plus subscription, tieredRead at source on 6 October 2026 | In-store |
| Maestro Merchants in Norway | Professional: €0.15 + 1.50%; Business: €0.12 + 1.50%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| Mastercard Merchants anywhere in the EU | Consumers EU, Professional: €0.15 + 1.50%; Consumers EU, Business: €0.12 + 1.30%; Business cards & outside EU, Professional: €0.15 + 2.80%; Business cards & outside EU, Business: €0.12 + 2.80%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| Mastercard Merchants anywhere in the EU | In-Store Payments, Terminal Payments EU, Professional: €0.10 + 1.75%; In-Store Payments, Terminal Payments EU, Business: €0.10 + 1.50%; SoftPOS, Mastercard & VISA Credit Card, Europe, Professional: €0.06 + 1.25%; SoftPOS, Mastercard & VISA Credit Card, Europe, Business: €0.06 + 1.25%; SoftPOS, Mastercard & VISA Other Cards, Worldwide, Professional: €0.25 + 2.50%; SoftPOS, Mastercard & VISA Other Cards, Worldwide, Business: €0.25 + 2.50%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | In-store |
| Mastercard Merchants in Norway | Consumers EU, Professional: €0.15 + 1.50%; Consumers EU, Business: €0.12 + 1.30%; Business cards & outside EU, Professional: €0.15 + 2.80%; Business cards & outside EU, Business: €0.12 + 2.80%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| Mastercard Debit Merchants anywhere in the EU | Terminal Payment NL, Professional: €0.07; Terminal Payment NL, Business: €0.065; Terminal Payment BE, Professional: €0.12; Terminal Payment BE, Business: €0.10; Terminal Payment EU, Professional: €0.15; Terminal Payment EU, Business: €0.12; SoftPOS, Netherlands & Belgium, Transaction value up to €50,-, Professional: €0.09; SoftPOS, Netherlands & Belgium, Transaction value up to €50,-, Business: €0.08; SoftPOS, Netherlands & Belgium, Transaction value above €50,-, Professional: €0.06 + 0.25%; SoftPOS, Netherlands & Belgium, Transaction value above €50,-, Business: €0.06 + 0.20%; SoftPOS, Other countries EU, Transaction value above €50,-, Professional: €0.06 + 0.60%; SoftPOS, Other countries EU, Transaction value above €50,-, Business: €0.06 + 0.50%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 6 October 2026 | In-store |
| MB WAY Merchants anywhere in the EU | Portugal, Professional: €0.20 + 1.40%; Portugal, Business: €0.20 + 1.40%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| MB WAY Merchants in Norway | Portugal, Professional: €0.20 + 1.40%; Portugal, Business: €0.20 + 1.40%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| MobilePay Merchants anywhere in the EU | Denmark, Finland, Professional: €0.10 + 1.95%; Denmark, Finland, Business: €0.10 + 1.75%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| MobilePay Merchants in Norway | Denmark, Finland, Professional: €0.10 + 1.95%; Denmark, Finland, Business: €0.10 + 1.75%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| Multibanco Merchants anywhere in the EU | Portugal, Professional: €0.32 + 1.80%; Portugal, Business: €0.32 + 1.80%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| Multibanco Merchants in Norway | Portugal, Professional: €0.32 + 1.80%; Portugal, Business: €0.32 + 1.80%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| PayPal Merchants anywhere in the EU | Full Service Collecting, Professional: €0.49 + 3.50%; Full Service Collecting, Business: €0.39 + 3.50%; Full Services Cross Border, Professional: €0.49 + 5.50%; Full Services Cross Border, Business: €0.39 + 5.50%; Gateway Only, Professional: €0.10 + PayPal's own fees; Gateway Only, Business: €0.07 + PayPal's own fees; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| PayPal Merchants in Norway | Full Service Collecting, Professional: €0.49 + 3.50%; Full Service Collecting, Business: €0.39 + 3.50%; Full Services Cross Border, Professional: €0.49 + 5.50%; Full Services Cross Border, Business: €0.39 + 5.50%; Gateway Only, Professional: €0.10 + PayPal's own fees; Gateway Only, Business: €0.07 + PayPal's own fees; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| paysafecard Merchants anywhere in the EU | Professional: €0.25 + 13.00%; Business: €0.15 + 10.00%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| paysafecard Merchants in Norway | Professional: €0.25 + 13.00%; Business: €0.15 + 10.00%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| Przelewy24 Merchants anywhere in the EU | Poland, Professional: €0.15 + 2.15%; Poland, Business: €0.15 + 2.15%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| Przelewy24 Merchants in Norway | Poland, Professional: €0.15 + 2.15%; Poland, Business: €0.15 + 2.15%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| Riverty Merchants anywhere in the EU | Netherlands, Pay by invoice within 14 days, Professional: €0.45 + 2.90%; Netherlands, Pay by invoice within 14 days, Business: €0.40 + 2.65%; Netherlands, Pay in 3 parts, Professional: €0.95 + 3.75%; Netherlands, Pay in 3 parts, Business: €0.95 + 3.50%; Belgium, Pay by invoice within 14 days, Professional: €0.45 + 3.40%; Belgium, Pay by invoice within 14 days, Business: €0.40 + 3.40%; Germany, Austria, Switzerland, Pay by invoice within 14 days, Professional: €0.45 + 3.40%; Germany, Austria, Switzerland, Pay by invoice within 14 days, Business: €0.40 + 3.40%; Norway, Sweden, Pay by invoice within 14 days, Professional: €0.45 + 3.40%; Norway, Sweden, Pay by invoice within 14 days, Business: €0.40 + 3.40%; Finland, Denmark, Pay by invoice within 14 days, Professional: €0.55 + 3.75%; Finland, Denmark, Pay by invoice within 14 days, Business: €0.50 + 3.75%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| Riverty Merchants in Norway | Netherlands, Pay by invoice within 14 days, Professional: €0.45 + 2.90%; Netherlands, Pay by invoice within 14 days, Business: €0.40 + 2.65%; Netherlands, Pay in 3 parts, Professional: €0.95 + 3.75%; Netherlands, Pay in 3 parts, Business: €0.95 + 3.50%; Belgium, Pay by invoice within 14 days, Professional: €0.45 + 3.40%; Belgium, Pay by invoice within 14 days, Business: €0.40 + 3.40%; Germany, Austria, Switzerland, Pay by invoice within 14 days, Professional: €0.45 + 3.40%; Germany, Austria, Switzerland, Pay by invoice within 14 days, Business: €0.40 + 3.40%; Norway, Sweden, Pay by invoice within 14 days, Professional: €0.45 + 3.40%; Norway, Sweden, Pay by invoice within 14 days, Business: €0.40 + 3.40%; Finland, Denmark, Pay by invoice within 14 days, Professional: €0.55 + 3.75%; Finland, Denmark, Pay by invoice within 14 days, Business: €0.50 + 3.75%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| Satispay Merchants anywhere in the EU | EU, Professional: €0.30 + 1.50%; EU, Business: €0.25 + 1.40%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| Satispay Merchants in Norway | EU, Professional: €0.30 + 1.50%; EU, Business: €0.25 + 1.40%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| SEPA Direct Debit Merchants anywhere in the EU | No price publishedRead at source on 12 October 2026 | Online |
| SEPA Direct Debit Merchants in Norway | No price publishedRead at source on 12 October 2026 | Online |
| Swish Merchants anywhere in the EU | Sweden, Professional: €0.45 + 1.40%; Sweden, Business: €0.40 + 1.30%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| Swish Merchants in Norway | Sweden, Professional: €0.45 + 1.40%; Sweden, Business: €0.40 + 1.30%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| Trustly Merchants anywhere in the EU | Multiple (NL, DE, ES, +16), Professional: €0.20 + 1.30%; Multiple (NL, DE, ES, +16), Business: €0.20 + 1.30%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| Trustly Merchants in Norway | Multiple (NL, DE, ES, +16), Professional: €0.20 + 1.30%; Multiple (NL, DE, ES, +16), Business: €0.20 + 1.30%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| TWINT Merchants anywhere in the EU | Switzerland, Professional: €0.15 + 2.25%; Switzerland, Business: €0.10 + 2.15%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| TWINT Merchants in Norway | Switzerland, Professional: €0.15 + 2.25%; Switzerland, Business: €0.10 + 2.15%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| V PAY Merchants anywhere in the EU | Terminal Payments NL, Professional: €0.07; Terminal Payments NL, Business: €0.065; Terminal Payments BE, Professional: €0.12; Terminal Payments EU, Professional: €0.15; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthFixed amount, plus subscription, tieredRead at source on 6 October 2026 | In-store |
| Vipps MobilePay Merchants anywhere in the EU | Sweden, Norway, Professional: €0.10 + 1.95%; Sweden, Norway, Business: €0.10 + 1.75%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| Vipps MobilePay Merchants in Norway | Sweden, Norway, Professional: €0.10 + 1.95%; Sweden, Norway, Business: €0.10 + 1.75%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| Visa Merchants anywhere in the EU | Consumers EU, Professional: €0.15 + 1.50%; Consumers EU, Business: €0.12 + 1.30%; Business cards & outside EU, Professional: €0.15 + 2.80%; Business cards & outside EU, Business: €0.12 + 2.80%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| Visa Merchants anywhere in the EU | In-Store Payments, Terminal Payments EU, Professional: €0.10 + 1.75%; In-Store Payments, Terminal Payments EU, Business: €0.10 + 1.50%; SoftPOS, Mastercard & VISA Credit Card, Europe, Professional: €0.06 + 1.25%; SoftPOS, Mastercard & VISA Credit Card, Europe, Business: €0.06 + 1.25%; SoftPOS, Mastercard & VISA Other Cards, Worldwide, Professional: €0.25 + 2.50%; SoftPOS, Mastercard & VISA Other Cards, Worldwide, Business: €0.25 + 2.50%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | In-store |
| Visa Merchants in Norway | Consumers EU, Professional: €0.15 + 1.50%; Consumers EU, Business: €0.12 + 1.30%; Business cards & outside EU, Professional: €0.15 + 2.80%; Business cards & outside EU, Business: €0.12 + 2.80%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| Visa Debit Merchants anywhere in the EU | Terminal Payments NL, Professional: €0.07; Terminal Payments NL, Business: €0.065; Terminal Payments BE, Professional: €0.12; Terminal Payments EU, Professional: €0.15; SoftPOS, Netherlands & Belgium, Transaction value up to €50,-, Professional: €0.09; SoftPOS, Netherlands & Belgium, Transaction value up to €50,-, Business: €0.08; SoftPOS, Netherlands & Belgium, Transaction value above €50,-, Professional: €0.06 + 0.25%; SoftPOS, Netherlands & Belgium, Transaction value above €50,-, Business: €0.06 + 0.20%; SoftPOS, Other countries EU, Transaction value above €50,-, Professional: €0.06 + 0.60%; SoftPOS, Other countries EU, Transaction value above €50,-, Business: €0.06 + 0.50%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 6 October 2026 | In-store |
| WeChat Pay Merchants anywhere in the EU | China, Professional: €0.25 + 2.00%; China, Business: €0.25 + 2.00%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| WeChat Pay Merchants in Norway | China, Professional: €0.25 + 2.00%; China, Business: €0.25 + 2.00%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026 | Online |
| Wero Merchants anywhere in the EU | iDEAL | Wero, Netherlands, Professional: €0.19; iDEAL | Wero, Netherlands, Business: €0.17; Single Immediate Payments, Transaction Value < €50,-, Professional: €0.19; Single Immediate Payments, Transaction Value < €50,-, Business: €0.17; Single Immediate Payments, Transaction Value > €50,-, Professional: €0.14 + 0.55%; Single Immediate Payments, Transaction Value > €50,-, Business: €0.12 + 0.45%; Single Immediate Payments, Transaction Value > €1,000,-, Professional: €2.50 + 0.10%; Single Immediate Payments, Transaction Value > €1,000,-, Business: €2.40 + 0.08%; Advanced Payments, Transaction Value < €50,-, Professional: €0.24; Advanced Payments, Transaction Value < €50,-, Business: €0.21; Advanced Payments, Transaction Value > €50,-, Professional: €0.17 + 0.60%; Advanced Payments, Transaction Value > €50,-, Business: €0.17 + 0.55%; Advanced Payments, Transaction Value > €1,000,-, Professional: €2.50 + 0.25%; Advanced Payments, Transaction Value > €1,000,-, Business: €3.00 + 0.20%; High Risk Payments, Transaction Value < €50,-, Professional: €0.35; High Risk Payments, Transaction Value < €50,-, Business: €0.30; High Risk Payments, Transaction Value > €50,-, Professional: €0.25 + 0.75%; High Risk Payments, Transaction Value > €50,-, Business: €0.20 + 0.65%; High Risk Payments, Transaction Value > €1,000,-, Professional: €3.00 + 0.25%; High Risk Payments, Transaction Value > €1,000,-, Business: €0.25 + 0.75%; Incentive, Incentive iDEAL to Wero, Professional: €0.19; Incentive, Incentive iDEAL to Wero, Business: €0.17; Incentive, Incentive Bancontact to Wero, Professional: €0.19; Incentive, Incentive Bancontact to Wero, Business: €0.17; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 6 October 2026 | Online |
| Wero Merchants in Norway | iDEAL | Wero, Netherlands, Professional: €0.19; iDEAL | Wero, Netherlands, Business: €0.17; Single Immediate Payments, Transaction Value < €50,-, Professional: €0.19; Single Immediate Payments, Transaction Value < €50,-, Business: €0.17; Single Immediate Payments, Transaction Value > €50,-, Professional: €0.14 + 0.55%; Single Immediate Payments, Transaction Value > €50,-, Business: €0.12 + 0.45%; Single Immediate Payments, Transaction Value > €1,000,-, Professional: €2.50 + 0.10%; Single Immediate Payments, Transaction Value > €1,000,-, Business: €2.40 + 0.08%; Advanced Payments, Transaction Value < €50,-, Professional: €0.24; Advanced Payments, Transaction Value < €50,-, Business: €0.21; Advanced Payments, Transaction Value > €50,-, Professional: €0.17 + 0.60%; Advanced Payments, Transaction Value > €50,-, Business: €0.17 + 0.55%; Advanced Payments, Transaction Value > €1,000,-, Professional: €2.50 + 0.25%; Advanced Payments, Transaction Value > €1,000,-, Business: €3.00 + 0.20%; High Risk Payments, Transaction Value < €50,-, Professional: €0.35; High Risk Payments, Transaction Value < €50,-, Business: €0.30; High Risk Payments, Transaction Value > €50,-, Professional: €0.25 + 0.75%; High Risk Payments, Transaction Value > €50,-, Business: €0.20 + 0.65%; High Risk Payments, Transaction Value > €1,000,-, Professional: €3.00 + 0.25%; High Risk Payments, Transaction Value > €1,000,-, Business: €0.25 + 0.75%; Incentive, Incentive iDEAL to Wero, Professional: €0.19; Incentive, Incentive iDEAL to Wero, Business: €0.17; Incentive, Incentive Bancontact to Wero, Professional: €0.19; Incentive, Incentive Bancontact to Wero, Business: €0.17; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tieredRead at source on 6 October 2026 | Online |
Source: EcomStream, Retail Payment Methods Transparency Index, ecomstream.eu/payment-methods-transparency-index. Read at source between 28 September 2026 and 12 October 2026. A provider that believes a row is wrong can write to index@ecomstream.nl. Every reported correction is checked at the source.
Retail Payment Methods Transparency Index
Questions about Pay. fees
What does Pay. charge for eps?
Pay. publishes Austria, Professional: €0.20 + 1.25%; Austria, Business: €0.20 + 1.25%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per month for eps (Austria, online), read at source on 28 September 2026. That is the published rate; what a merchant pays is set in the quoted rate.
What does Pay. charge for card payments?
Pay. publishes for card payments (Austria, online): Visa, Mastercard: Consumers EU, Professional: €0.15 + 1.50%; Consumers EU, Business: €0.12 + 1.30%; Business cards & outside EU, Professional: €0.15 + 2.80%; Business cards & outside EU, Business: €0.12 + 2.80%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per month. That is the published rate; what a merchant pays is set in the quoted rate.
For which payment methods does Pay. publish no price?
Pay. offers these payment methods without a published price (Austria, online): SEPA Direct Debit.
Your rate
A published rate is the starting point, not the outcome
For a merchant with volume the published list is where the negotiation starts. The quoted rate decides what reaches your statement: the percentage and the fixed fee per transaction, the surcharges for international cards and currency conversion, how the rate is built for each payment method, and the terms on payouts, chargebacks and refunds. Two merchants with the same payment mix can be on the same list and pay different amounts.
EcomStream reviews a contract with Pay. on merchant mandate against what the market quotes for comparable volume and payment mix, and renegotiates it, without a change of provider, on a no cure no pay basis. Start with cutting your PSP costs, or run the payment set-up check on your own figures first.
