Accepting Klarna Pay Now, formerly SOFORT
SOFORT has been consolidated into Klarna Payments and is no longer available as a separate payment method with its own integration. Klarna acquired the business in 2014 and has since folded the instant bank transfer product into its own checkout, where the equivalent option is presented as Klarna Pay Now. Merchants who still surface a SOFORT button or logo are pointing customers at something that no longer stands on its own.
Published prices for Klarna Pay NowPer provider, country and channel, further down this pageGo to the pricesConsolidation
What happened to SOFORT
Klarna withdrew SOFORT as a standalone product and merged it into Klarna Payments. Published cutover dates vary between providers, because each PSP retired its own SOFORT integration on its own schedule, so the precise date that applied to you depends on who processed your transactions rather than on a single scheme-wide switch-off. What is consistent across providers is the direction: the standalone SOFORT system and API are gone, and the pay-by-bank flow now sits inside Klarna.
What replaced SOFORT: Klarna Pay Now
Klarna Pay Now is the direct equivalent, an instant bank transfer authorised inside the customer’s own online banking environment with real-time confirmation to the merchant. Commercially it is not a like-for-like swap. SOFORT was a single method with a single price. Klarna Payments is a suite, and enabling it usually means enabling more than the pay-by-bank option. That is worth being deliberate about, because buy now pay later and instant bank transfer carry very different costs and very different risk profiles.
Cleanup
What to do if SOFORT is still in your checkout
Remove the logo and the method from your payment selector, your payment method pages, your order templates and your help content. Then look at what took its place. If SOFORT was quietly replaced by the full Klarna suite during a provider migration, you may now be paying buy now pay later economics on transactions that used to be a cheap bank transfer. That substitution is common, it happens without a conversation, and it shows up as a rising blended rate rather than as a new line on the statement.
Coverage
Which payment provider supports pay by bank for merchants in Germany and Austria?
Computop, Unzer and Global Payments all document a Klarna route, and every PSP serving these markets offers a pay-by-bank option of some kind, whether through Klarna, through an open banking provider or, increasingly, through Wero, which went live for retail payments in Germany at the end of 2025. Support is not the differentiator. What separates them is the price per transaction, whether it is blended or passed through, and whether the flow you are sold as a bank transfer is actually priced as one.
Retail Payment Methods Transparency Index
Published prices for Klarna Pay Now, per provider
26 providers in the index offer Klarna Pay Now to merchants established in Europe, and 12 of them publish a price.
Each rate is shown as the provider prints it; the provider's name links to its price page on this site where there is one, with the source of every rate.
The country where your business is established and from which you sell. Shoppers pay with Klarna Pay Now in 26 countries.
Channel
Includes the prices providers publish for merchants anywhere in the EU, marked EU-wide.
| Provider | Per transaction | Channel |
|---|---|---|
| Adyen Merchants in Austria | Pay Now, by shopper country: Sweden: €0.11 + 1.35% + SEK 2.00; Switzerland: €0.11 + 1.35% + CHF 0.20; Germany, Netherlands, Belgium, Finland, Austria: €0.11 + 1.35% + €0.20; United Kingdom: €0.11 + 1.65% + £0.20Processing fee + Percentage plus fixed amount | Online |
| Adyen Merchants in Belgium | Pay Now, by shopper country: Sweden: €0.11 + 1.35% + SEK 2.00; Switzerland: €0.11 + 1.35% + CHF 0.20; Germany, Netherlands, Belgium, Finland, Austria: €0.11 + 1.35% + €0.20; United Kingdom: €0.11 + 1.65% + £0.20Processing fee + Percentage plus fixed amount | Online |
| Adyen Merchants in Germany | Pay Now, by shopper country: Sweden: €0.11 + 1.35% + SEK 2.00; Switzerland: €0.11 + 1.35% + CHF 0.20; Germany, Netherlands, Belgium, Finland, Austria: €0.11 + 1.35% + €0.20; United Kingdom: €0.11 + 1.65% + £0.20Processing fee + Percentage plus fixed amount | Online |
| Adyen Merchants in Denmark | Pay Now, by shopper country: Sweden: €0.11 + 1.35% + SEK 2.00; Switzerland: €0.11 + 1.35% + CHF 0.20; Germany, Netherlands, Belgium, Finland, Austria: €0.11 + 1.35% + €0.20; United Kingdom: €0.11 + 1.65% + £0.20Processing fee + Percentage plus fixed amount | Online |
| Adyen Merchants in Spain | Pay Now, by shopper country: Sweden: €0.11 + 1.35% + SEK 2.00; Switzerland: €0.11 + 1.35% + CHF 0.20; Germany, Netherlands, Belgium, Finland, Austria: €0.11 + 1.35% + €0.20; United Kingdom: €0.11 + 1.65% + £0.20Processing fee + Percentage plus fixed amount | Online |
| Adyen Merchants in Finland | Pay Now, by shopper country: Sweden: €0.11 + 1.35% + SEK 2.00; Switzerland: €0.11 + 1.35% + CHF 0.20; Germany, Netherlands, Belgium, Finland, Austria: €0.11 + 1.35% + €0.20; United Kingdom: €0.11 + 1.65% + £0.20Processing fee + Percentage plus fixed amount | Online |
| Adyen Merchants in France | Pay Now, by shopper country: Sweden: €0.11 + 1.35% + SEK 2.00; Switzerland: €0.11 + 1.35% + CHF 0.20; Germany, Netherlands, Belgium, Finland, Austria: €0.11 + 1.35% + €0.20; United Kingdom: €0.11 + 1.65% + £0.20Processing fee + Percentage plus fixed amount | Online |
| Adyen Merchants in the United Kingdom | Pay Now: Sweden: £0.11 + 1.35% + SEK 2.00; Switzerland: £0.11 + 1.35% + CHF 0.20; Germany, Netherlands, Belgium, Finland, Austria: £0.11 + 1.35% + €0.20; United Kingdom: £0.11 + 1.65% + £0.20Processing fee + Percentage plus fixed amount | Online |
| Adyen Merchants in Italy | Pay Now, by shopper country: Sweden: €0.11 + 1.35% + SEK 2.00; Switzerland: €0.11 + 1.35% + CHF 0.20; Germany, Netherlands, Belgium, Finland, Austria: €0.11 + 1.35% + €0.20; United Kingdom: €0.11 + 1.65% + £0.20Processing fee + Percentage plus fixed amount | Online |
| Adyen Merchants in the Netherlands | Pay Now, by shopper country: Sweden: €0.11 + 1.35% + SEK 2.00; Switzerland: €0.11 + 1.35% + CHF 0.20; Germany, Netherlands, Belgium, Finland, Austria: €0.11 + 1.35% + €0.20; United Kingdom: €0.11 + 1.65% + £0.20Processing fee + Percentage plus fixed amount | Online |
| Adyen Merchants in Poland | Pay Now, by shopper country: Sweden: €0.11 + 1.35% + SEK 2.00; Switzerland: €0.11 + 1.35% + CHF 0.20; Germany, Netherlands, Belgium, Finland, Austria: €0.11 + 1.35% + €0.20; United Kingdom: €0.11 + 1.65% + £0.20Processing fee + Percentage plus fixed amount | Online |
| Adyen Merchants in Portugal | Pay Now, by shopper country: Sweden: €0.11 + 1.35% + SEK 2.00; Switzerland: €0.11 + 1.35% + CHF 0.20; Germany, Netherlands, Belgium, Finland, Austria: €0.11 + 1.35% + €0.20; United Kingdom: €0.11 + 1.65% + £0.20Processing fee + Percentage plus fixed amount | Online |
| Adyen Merchants in Sweden | Pay Now, by shopper country: Sweden: €0.11 + 1.35% + SEK 2.00; Switzerland: €0.11 + 1.35% + CHF 0.20; Germany, Netherlands, Belgium, Finland, Austria: €0.11 + 1.35% + €0.20; United Kingdom: €0.11 + 1.65% + £0.20Processing fee + Percentage plus fixed amount | Online |
| Airwallex Merchants in Switzerland | No price published | Online |
| Airwallex Merchants anywhere in the EU | No price published | Online |
| Airwallex Merchants in the United Kingdom | No price published | Online |
| Antom (Ant International) Merchants in Belgium | No price published | Online |
| Antom (Ant International) Merchants anywhere in the EU | No price published | Online |
| Antom (Ant International) Merchants in the Netherlands | No price published | Online |
| Antom (Ant International) Merchants in Norway | No price published | Online |
| Axepta BNP Paribas Merchants in France | No price published | Online |
| Buckaroo Merchants in Belgium | Buckaroo prints one price for Klarna: Netherlands, Belgium, Germany, Finland & Austria: €0.45 + 2.99%; France, Ireland, Italy, Portugal & Spain: €0.45 + 4.50%; Switzerland: CHF 0.45 + 3.20%; Denmark: DKK 4.00 + 3.55%; Norway: NOK 5.00 + 3.55%; Sweden: SEK 5.00 + 3.55%; Poland: PLN 2.10 + 4.50%; United Kingdom: GBP 0.40 + 4.50%Percentage plus fixed amount | Online |
| Buckaroo Merchants in the Netherlands | Klarna, one price for all Klarna products, by shoppers' market: Netherlands, Belgium, Germany, Finland and Austria: €0.45 + 2.99%; France, Ireland, Italy, Portugal and Spain: €0.45 + 4.50%; Switzerland: CHF 0.45 + 3.20%; Denmark: DKK 4.00 + 3.55%; Norway: NOK 5.00 + 3.55%; Sweden: SEK 5.00 + 3.55%; Poland: PLN 2.10 + 4.50%; United Kingdom: GBP 0.40 + 4.50%; dispute fee from €15.00Percentage plus fixed amount | Online |
| CM.com Merchants in Belgium | Klarna Pay Now: method owner's own fees under your own agreement + €0.14; minimum invoice €50 per monthPlus the method owner’s fee, plus subscription | Online |
| CM.com Merchants in Germany | No price published | Online |
| CM.com Merchants in the Netherlands | Klarna Pay Now: method owner's own fees under your own agreement + €0.14; minimum invoice €50 per monthPlus the method owner’s fee, plus subscription | Online |
| Computop Merchants in Germany | No price published | Online |
| Crédit Agricole (CAWL) Merchants in France | No price published | Online |
| Global Payments Merchants in Austria | No price published | Online |
| Global Payments Merchants anywhere in the EU | No price published | Online |
| Global Payments Merchants in the United Kingdom | No price published | Online |
| hobex Merchants in Austria | No price published | Online |
| hobex Merchants in Italy | No price published | Online |
| Mangopay Merchants anywhere in the EU | No price published | Online |
| Mangopay Merchants in the United Kingdom | No price published | Online |
| Mangopay Merchants in Norway | No price published | Online |
| Mollie Merchants in Austria | One Klarna price for all Klarna products. Germany, Austria and Switzerland: 2.99% + €0.35; Netherlands and Belgium: 2.99% + €0.45; Denmark, Finland, Norway and Sweden: 2.99% + €0.40; France: 4.50% + €0.35; Czechia, Greece, Hungary, Italy, Portugal, Poland, Romania and Spain: 4.99% + €0.40; United Kingdom and Ireland: 4.99% + €0.35Percentage plus fixed amount | Online |
| Mollie Merchants in Belgium | One Klarna price for all Klarna products. Germany, Austria and Switzerland: 2.99% + €0.35; Netherlands and Belgium: 2.99% + €0.45; Denmark, Finland, Norway and Sweden: 2.99% + €0.40; France: 4.50% + €0.35; Czechia, Greece, Hungary, Italy, Portugal, Poland, Romania and Spain: 4.99% + €0.40; United Kingdom and Ireland: 4.99% + €0.35Percentage plus fixed amount | Online |
| Mollie Merchants in Bulgaria | One Klarna price for all Klarna products. Germany, Austria and Switzerland: 2.99% + €0.35; Netherlands and Belgium: 2.99% + €0.45; Denmark, Finland, Norway and Sweden: 2.99% + €0.40; France: 4.50% + €0.35; Czechia, Greece, Hungary, Italy, Portugal, Poland, Romania and Spain: 4.99% + €0.40; United Kingdom and Ireland: 4.99% + €0.35Percentage plus fixed amount | Online |
| Mollie Merchants in Switzerland | Desktop table: Germany, Austria & Switzerland 2.99% + €0.35; Netherlands & Belgium 2.99% + €0.45; Denmark, Finland, Norway & Sweden 2.99% + €0.40; France 4.50% + €0.35; Czechia, Greece, Hungary, Italy, Portugal, Poland, Romania & Spain 4.99% + €0.40; United Kingdom & Ireland 4.99% + €0.35 (Mollie prints one price for Klarna); mobile table: Germany, Austria & Switzerland 2.99% + £0.30; Netherlands & Belgium 2.99% + £0.40; Denmark, Finland, Norway & Sweden 2.99% + £0.35; France 4.50% + £0.30; Czechia, Greece, Hungary, Italy, Portugal, Poland, Romania & Spain 4.99% + £0.35; United Kingdom & Ireland 4.99% + £0.30Percentage plus fixed amount | Online |
| Mollie Merchants in Czechia | One Klarna price for all Klarna products. Desktop table (CZK): Germany, Austria and Switzerland: 2.99% + CZK 9.00; Netherlands and Belgium: 2.99% + CZK 11.60; Denmark, Finland, Norway and Sweden: 2.99% + CZK 10.30; France: 4.50% + CZK 9.00; Czechia, Greece, Hungary, Italy, Portugal, Poland, Romania and Spain: 4.99% + CZK 10.30; United Kingdom and Ireland: 4.99% + CZK 9.00. Mobile table (EUR): Germany, Austria and Switzerland: 2.99% + €0.35; Netherlands and Belgium: 2.99% + €0.45; Denmark, Finland, Norway and Sweden: 2.99% + €0.40; France: 4.50% + €0.35; Czechia, Greece, Hungary, Italy, Portugal, Poland, Romania and Spain: 4.99% + €0.40; United Kingdom and Ireland: 4.99% + €0.35Percentage plus fixed amount | Online |
| Mollie Merchants in Germany | One Klarna price for all Klarna products. Germany, Austria and Switzerland: 2.99% + €0.35; Netherlands and Belgium: 2.99% + €0.45; Denmark, Finland, Norway and Sweden: 2.99% + €0.40; France: 4.50% + €0.35; Czechia, Greece, Hungary, Italy, Portugal, Poland, Romania and Spain: 4.99% + €0.40; United Kingdom and Ireland: 4.99% + €0.35Percentage plus fixed amount | Online |
| Mollie Merchants in Denmark | One Klarna price for all Klarna products. Desktop table (DKK): Germany, Austria and Switzerland: 2.99% + DKK 2.75; Netherlands and Belgium: 2.99% + DKK 3.75; Denmark, Finland, Norway and Sweden: 2.99% + DKK 3.50; France: 4.50% + DKK 2.70; Czechia, Greece, Hungary, Italy, Portugal, Poland, Romania and Spain: 4.99% + DKK 3.50; United Kingdom and Ireland: 4.99% + DKK 2.75. Mobile table (EUR): Germany, Austria and Switzerland: 2.99% + €0.35; Netherlands and Belgium: 2.99% + €0.45; Denmark, Finland, Norway and Sweden: 2.99% + €0.40; France: 4.50% + €0.35; Czechia, Greece, Hungary, Italy, Portugal, Poland, Romania and Spain: 4.99% + €0.40; United Kingdom and Ireland: 4.99% + €0.35Percentage plus fixed amount | Online |
| Mollie Merchants in Estonia | Mollie prints one price for Klarna: Germany, Austria & Switzerland: 2.99% + €0.35; Netherlands & Belgium: 2.99% + €0.45; Denmark, Finland, Norway & Sweden: 2.99% + €0.40; France: 4.50% + €0.35; Czech Republic, Greece, Hungary, Italy, Portugal, Poland, Romania & Spain: 4.99% + €0.40; UK & Ireland: 4.99% + €0.35Percentage plus fixed amount | Online |
| Mollie Merchants in Spain | One Klarna price for all Klarna products. Germany, Austria and Switzerland: 2.99% + €0.35; Netherlands and Belgium: 2.99% + €0.45; Denmark, Finland, Norway and Sweden: 2.99% + €0.40; France: 4.50% + €0.35; Czechia, Greece, Hungary, Italy, Portugal, Poland, Romania and Spain: 4.99% + €0.40; United Kingdom and Ireland: 4.99% + €0.35Percentage plus fixed amount | Online |
| Mollie Merchants in Finland | One Klarna price for all Klarna products. Germany, Austria and Switzerland: 2.99% + €0.35; Netherlands and Belgium: 2.99% + €0.45; Denmark, Finland, Norway and Sweden: 2.99% + €0.40; France: 4.50% + €0.35; Czechia, Greece, Hungary, Italy, Portugal, Poland, Romania and Spain: 4.99% + €0.40; United Kingdom and Ireland: 4.99% + €0.35Percentage plus fixed amount | Online |
| Mollie Merchants in France | One Klarna price for all Klarna products. Germany, Austria and Switzerland: 2.99% + €0.35; Netherlands and Belgium: 2.99% + €0.45; Denmark, Finland, Norway and Sweden: 2.99% + €0.40; France: 4.50% + €0.35; Czechia, Greece, Hungary, Italy, Portugal, Poland, Romania and Spain: 4.99% + €0.40; United Kingdom and Ireland: 4.99% + €0.35Percentage plus fixed amount | Online |
| Mollie Merchants in the United Kingdom | One Klarna price for all Klarna products. Germany, Austria and Switzerland: 2.99% + £0.30; Netherlands and Belgium: 2.99% + £0.40; Denmark, Finland, Norway and Sweden: 2.99% + £0.35; France: 4.50% + £0.30; Czechia, Greece, Hungary, Italy, Portugal, Poland, Romania and Spain: 4.99% + £0.35; United Kingdom and Ireland: 4.99% + £0.30Percentage plus fixed amount | Online |
| Mollie Merchants in Greece | Mollie prints one price for Klarna: Germany, Austria & Switzerland: 2.99% + €0.35; Netherlands & Belgium: 2.99% + €0.45; Denmark, Finland, Norway & Sweden: 2.99% + €0.40; France: 4.50% + €0.35; Czech Republic, Greece, Hungary, Italy, Portugal, Poland, Romania & Spain: 4.99% + €0.40; UK & Ireland: 4.99% + €0.35Percentage plus fixed amount | Online |
| Mollie Merchants in Croatia | One Klarna price for all Klarna products. Germany, Austria and Switzerland: 2.99% + €0.35; Netherlands and Belgium: 2.99% + €0.45; Denmark, Finland, Norway and Sweden: 2.99% + €0.40; France: 4.50% + €0.35; Czechia, Greece, Hungary, Italy, Portugal, Poland, Romania and Spain: 4.99% + €0.40; United Kingdom and Ireland: 4.99% + €0.35Percentage plus fixed amount | Online |
| Mollie Merchants in Hungary | One Klarna price for all Klarna products. Desktop table (HUF): Germany, Austria and Switzerland: 2.99% + HUF 141; Netherlands and Belgium: 2.99% + HUF 181; Denmark, Finland, Norway and Sweden: 2.99% + HUF 161; France: 4.50% + HUF 141; Czechia, Greece, Hungary, Italy, Portugal, Poland, Romania and Spain: 4.99% + HUF 161; United Kingdom and Ireland: 4.99% + HUF 141. Mobile table (EUR): Germany, Austria and Switzerland: 2.99% + €0.35; Netherlands and Belgium: 2.99% + €0.45; Denmark, Finland, Norway and Sweden: 2.99% + €0.40; France: 4.50% + €0.35; Czechia, Greece, Hungary, Italy, Portugal, Poland, Romania and Spain: 4.99% + €0.40; United Kingdom and Ireland: 4.99% + €0.35Percentage plus fixed amount | Online |
| Mollie Merchants in Italy | One Klarna price for all Klarna products. Germany, Austria and Switzerland: 2.99% + €0.35; Netherlands and Belgium: 2.99% + €0.45; Denmark, Finland, Norway and Sweden: 2.99% + €0.40; France: 4.50% + €0.35; Czechia, Greece, Hungary, Italy, Portugal, Poland, Romania and Spain: 4.99% + €0.40; United Kingdom and Ireland: 4.99% + €0.35Percentage plus fixed amount | Online |
| Mollie Merchants in Lithuania | One Klarna price for all Klarna products. Germany, Austria and Switzerland: 2.99% + €0.35; Netherlands and Belgium: 2.99% + €0.45; Denmark, Finland, Norway and Sweden: 2.99% + €0.40; France: 4.50% + €0.35; Czechia, Greece, Hungary, Italy, Portugal, Poland, Romania and Spain: 4.99% + €0.40; United Kingdom and Ireland: 4.99% + €0.35Percentage plus fixed amount | Online |
| Mollie Merchants in Latvia | One Klarna price for all Klarna products. Germany, Austria and Switzerland: 2.99% + €0.35; Netherlands and Belgium: 2.99% + €0.45; Denmark, Finland, Norway and Sweden: 2.99% + €0.40; France: 4.50% + €0.35; Czechia, Greece, Hungary, Italy, Portugal, Poland, Romania and Spain: 4.99% + €0.40; United Kingdom and Ireland: 4.99% + €0.35Percentage plus fixed amount | Online |
| Mollie Merchants in the Netherlands | One Klarna price for all Klarna products. Germany, Austria and Switzerland: 2.99% + €0.35; Netherlands and Belgium: 2.99% + €0.45; Denmark, Finland, Norway and Sweden: 2.99% + €0.40; France: 4.50% + €0.35; Czechia, Greece, Hungary, Italy, Portugal, Poland, Romania and Spain: 4.99% + €0.40; United Kingdom and Ireland: 4.99% + €0.35Percentage plus fixed amount | Online |
| Mollie Merchants in Norway | One Klarna price for all Klarna products. Desktop table (NOK): Germany, Austria and Switzerland: 2.99% + NOK 4.05; Netherlands and Belgium: 2.99% + NOK 5.75; Denmark, Finland, Norway and Sweden: 2.99% + NOK 5.15; France: 4.50% + NOK 4.10; Czechia, Greece, Hungary, Italy, Portugal, Poland, Romania and Spain: 4.99% + NOK 5.15; United Kingdom and Ireland: 4.99% + NOK 4.05. Mobile table (EUR): Germany, Austria and Switzerland: 2.99% + €0.35; Netherlands and Belgium: 2.99% + €0.45; Denmark, Finland, Norway and Sweden: 2.99% + €0.40; France: 4.50% + €0.35; Czechia, Greece, Hungary, Italy, Portugal, Poland, Romania and Spain: 4.99% + €0.40; United Kingdom and Ireland: 4.99% + €0.35Percentage plus fixed amount | Online |
| Mollie Merchants in Poland | One Klarna price for all Klarna products. PLN price list: Germany, Austria and Switzerland: 2.99% + PLN 1.60; Netherlands and Belgium: 2.99% + PLN 2.25; Denmark, Finland, Norway and Sweden: 2.99% + PLN 2.05; France: 4.50% + PLN 1.60; Czechia, Greece, Hungary, Italy, Portugal, Poland, Romania and Spain: 4.99% + PLN 2.05; United Kingdom and Ireland: 4.99% + PLN 1.60. EUR price list: Germany, Austria and Switzerland: 2.99% + €0.35; Netherlands and Belgium: 2.99% + €0.45; Denmark, Finland, Norway and Sweden: 2.99% + €0.40; France: 4.50% + €0.35; Czechia, Greece, Hungary, Italy, Portugal, Poland, Romania and Spain: 4.99% + €0.40; United Kingdom and Ireland: 4.99% + €0.35Percentage plus fixed amount | Online |
| Mollie Merchants in Portugal | One Klarna price for all Klarna products. Germany, Austria and Switzerland: 2.99% + €0.35; Netherlands and Belgium: 2.99% + €0.45; Denmark, Finland, Norway and Sweden: 2.99% + €0.40; France: 4.50% + €0.35; Czechia, Greece, Hungary, Italy, Portugal, Poland, Romania and Spain: 4.99% + €0.40; United Kingdom and Ireland: 4.99% + €0.35Percentage plus fixed amount | Online |
| Mollie Merchants in Romania | One Klarna price for all Klarna products. Germany, Austria and Switzerland: 2.99% + €0.35; Netherlands and Belgium: 2.99% + €0.45; Denmark, Finland, Norway and Sweden: 2.99% + €0.40; France: 4.50% + €0.35; Czechia, Greece, Hungary, Italy, Portugal, Poland, Romania and Spain: 4.99% + €0.40; United Kingdom and Ireland: 4.99% + €0.35Percentage plus fixed amount | Online |
| Mollie Merchants in Sweden | One Klarna price for all Klarna products. Desktop table (SEK): Germany, Austria and Switzerland: 2.99% + SEK 4.05; Netherlands and Belgium: 2.99% + SEK 5.75; Denmark, Finland, Norway and Sweden: 2.99% + SEK 5.15; France: 4.50% + SEK 4.10; Czechia, Greece, Hungary, Italy, Portugal, Poland, Romania and Spain: 4.99% + SEK 5.15; United Kingdom and Ireland: 4.99% + SEK 4.05. Mobile table (EUR): Germany, Austria and Switzerland: 2.99% + €0.35; Netherlands and Belgium: 2.99% + €0.45; Denmark, Finland, Norway and Sweden: 2.99% + €0.40; France: 4.50% + €0.35; Czechia, Greece, Hungary, Italy, Portugal, Poland, Romania and Spain: 4.99% + €0.40; United Kingdom and Ireland: 4.99% + €0.35Percentage plus fixed amount | Online |
| Mollie Merchants in Slovenia | One Klarna price for all Klarna products. Germany, Austria and Switzerland: 2.99% + €0.35; Netherlands and Belgium: 2.99% + €0.45; Denmark, Finland, Norway and Sweden: 2.99% + €0.40; France: 4.50% + €0.35; Czechia, Greece, Hungary, Italy, Portugal, Poland, Romania and Spain: 4.99% + €0.40; United Kingdom and Ireland: 4.99% + €0.35Percentage plus fixed amount | Online |
| Mollie Merchants in Slovakia | One Klarna price for all Klarna products. Germany, Austria and Switzerland: 2.99% + €0.35; Netherlands and Belgium: 2.99% + €0.45; Denmark, Finland, Norway and Sweden: 2.99% + €0.40; France: 4.50% + €0.35; Czechia, Greece, Hungary, Italy, Portugal, Poland, Romania and Spain: 4.99% + €0.40; United Kingdom and Ireland: 4.99% + €0.35Percentage plus fixed amount | Online |
| Nexi Merchants in Austria | No price published | Online |
| Nexi Merchants in Germany | No price published | Online |
| Nexi Merchants in Denmark | No price published | Online |
| Nexi Merchants in Sweden | No price published | Online |
| OnPay Merchants in Denmark | DKK 0.00 (the provider prints one price for Klarna); on top of the plan: other platforms: Start-up DKK 9.00 per month + DKK 1 per transaction (max. 100 transactions per month), Success DKK 149.00 per month + DKK 0.25 per transaction (300 free transactions per month); Dandomain webshop: Start-up DKK 0.00 per month, Success DKK 99.00 per month, same transaction pricesFixed amount, plus subscription, tiered | Online |
| Pagateq Merchants in Germany | No price published | Online |
| Pay. Merchants anywhere in the EU | Netherlands and Belgium, Pay now, Professional: €0.45 + 1.95%; Netherlands and Belgium, Pay now, Business: €0.40 + 1.70%; Germany, Austria and Switzerland, Pay now, Professional: €0.45 + 1.95%; Germany, Austria and Switzerland, Pay now, Business: €0.40 + 1.70%; Denmark, Finland, Norway and Sweden, Pay now, Professional: €0.45 + 2.35%; Denmark, Finland, Norway and Sweden, Pay now, Business: €0.40 + 2.10%; United Kingdom and Ireland, Pay now, Professional: €0.45 + 2.95%; United Kingdom and Ireland, Pay now, Business: €0.40 + 2.75%; Spain, Italy, France and Portugal, Pay now, Professional: €0.45 + 2.95%; Spain, Italy, France and Portugal, Pay now, Business: €0.40 + 2.75%; Other countries (Czech Republic, Poland, Romania, Slovakia and Greece), Pay now, Professional: €0.45 + 2.95%; Other countries (Czech Republic, Poland, Romania, Slovakia and Greece), Pay now, Business: €0.40 + 2.75%; Pay in Full Non-Guaranteed, Travel agencies / services, Professional: €0.15 + 1.00%; Pay in Full Non-Guaranteed, Travel agencies / services, Business: €0.15 + 1.00%; Pay in Full Non-Guaranteed, Digital services – gaming and gambling, Professional: €0.39 + 2.00%; Pay in Full Non-Guaranteed, Digital services – gaming and gambling, Business: €0.39 + 2.00%; Pay in Full Non-Guaranteed, Financial services, Professional: €1.95; Pay in Full Non-Guaranteed, Financial services, Business: €1.95; Pay in Full Non-Guaranteed, Crypto services, Professional: €2.95; Pay in Full Non-Guaranteed, Crypto services, Business: €2.95; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tiered | Online |
| Pay. Merchants in Norway | Netherlands and Belgium, Pay now, Professional: €0.45 + 1.95%; Netherlands and Belgium, Pay now, Business: €0.40 + 1.70%; Germany, Austria and Switzerland, Pay now, Professional: €0.45 + 1.95%; Germany, Austria and Switzerland, Pay now, Business: €0.40 + 1.70%; Denmark, Finland, Norway and Sweden, Pay now, Professional: €0.45 + 2.35%; Denmark, Finland, Norway and Sweden, Pay now, Business: €0.40 + 2.10%; United Kingdom and Ireland, Pay now, Professional: €0.45 + 2.95%; United Kingdom and Ireland, Pay now, Business: €0.40 + 2.75%; Spain, Italy, France and Portugal, Pay now, Professional: €0.45 + 2.95%; Spain, Italy, France and Portugal, Pay now, Business: €0.40 + 2.75%; Other countries (Czech Republic, Poland, Romania, Slovakia and Greece), Pay now, Professional: €0.45 + 2.95%; Other countries (Czech Republic, Poland, Romania, Slovakia and Greece), Pay now, Business: €0.40 + 2.75%; Pay in Full Non-Guaranteed, Travel agencies / services, Professional: €0.15 + 1.00%; Pay in Full Non-Guaranteed, Travel agencies / services, Business: €0.15 + 1.00%; Pay in Full Non-Guaranteed, Digital services – gaming and gambling, Professional: €0.39 + 2.00%; Pay in Full Non-Guaranteed, Digital services – gaming and gambling, Business: €0.39 + 2.00%; Pay in Full Non-Guaranteed, Financial services, Professional: €1.95; Pay in Full Non-Guaranteed, Financial services, Business: €1.95; Pay in Full Non-Guaranteed, Crypto services, Professional: €2.95; Pay in Full Non-Guaranteed, Crypto services, Business: €2.95; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tiered | Online |
| PAYONE Merchants in Austria | No price published | Online |
| PAYONE Merchants in Germany | No price published | Online |
| PayPal Merchants in Belgium | One Klarna price for all Klarna products. Domestic: 2.99% + €0.35; international by buyer location: AT, DE, CH, DK, FI, NL, NO, SE 2.99% + €0.35; CZ, ES, FR, GB, GR, HU, IE, IT, PL, PT, RO, SK 4.99% + €0.35; US, CA, MX 5.99% + €0.35; AU, NZ 4.99% + €0.35; plus additional fee for international transactions: EEA no fee, UK 1.29%, all other markets 1.99%Percentage plus fixed amount | Online |
| PayPal Merchants in Bulgaria | One Klarna price for all Klarna products. Domestic: 4.99% + €0.35; international by buyer location: AT, BE, DE, CH, DK, FI, NL, NO, SE 2.99% + €0.35; CZ, ES, FR, GB, GR, HU, IE, IT, PL, PT, RO, SK 4.99% + €0.35; US, CA, MX 5.99% + €0.35; AU, NZ 4.99% + €0.35; plus additional fee for international transactions: EEA no fee, UK 1.29%, all other markets 1.99%Percentage plus fixed amount | Online |
| PayPal Merchants in Czechia | One Klarna price for all Klarna products. Domestic: 4.99% + CZK 10.00 (in EUR: €0.35); international by buyer location: AT, BE, DE, CH, DK, FI, NL, NO, SE 2.99%; CZ, ES, FR, GB, GR, HU, IE, IT, PL, PT, RO, SK 4.99%; US, CA, MX 5.99%; AU, NZ 4.99% (each + the same fixed fee); plus additional fee for international transactions: EEA no fee, market printed as 'ČR' (UK position) 1.29%, all other markets 1.99%Percentage plus fixed amount | Online |
| PayPal Merchants in Denmark | One Klarna price for all Klarna products. Domestic: 2.99% + DKK 2.60; international by buyer location: AT, BE, DE, CH, FI, NL, NO, SE 2.99% + DKK 2.60; CZ, ES, FR, GB, GR, HU, IE, IT, PL, PT, RO, SK 4.99% + DKK 2.60; US, CA, MX 5.99% + DKK 2.60; AU, NZ 4.99% + DKK 2.60; plus additional fee for international transactions: EEA no fee, UK 1.29%, all other markets 1.99%Percentage plus fixed amount | Online |
| PayPal Merchants in Estonia | One Klarna price for all Klarna products. Domestic: 4.99% + €0.35; international by buyer location: AT, BE, DE, CH, DK, FI, NL, NO, SE 2.99% + €0.35; CZ, ES, FR, GB, GR, HU, IE, IT, PL, PT, RO, SK 4.99% + €0.35; US, CA, MX 5.99% + €0.35; AU, NZ 4.99% + €0.35; plus additional fee for international transactions: EEA no fee, UK 1.29%, all other markets 1.99%Percentage plus fixed amount | Online |
| PayPal Merchants in Finland | One Klarna price for all Klarna products. Domestic (Klarna only): 2.99% + €0.35; international by buyer country: AT, BE, DE, CH, DK, NL, NO, SE 2.99% + €0.35; CZ, ES, FR, GB, GR, HU, IE, IT, PL, PT, RO, SK 4.99% + €0.35; US, CA, MX 5.99% + €0.35; AU, NZ 4.99% + €0.35; plus additional fee for international commercial transactions by sender market: EEA no fee, UK 1.29%, all other markets 1.99%Percentage plus fixed amount | Online |
| PayPal Merchants in Greece | One Klarna price for all Klarna products. Domestic (Klarna only): 4.99% + €0.35; international by buyer country: AT, BE, DE, CH, DK, FI, NL, NO, SE 2.99% + €0.35; CZ, ES, FR, GB, GR, HU, IE, IT, PL, PT, RO, SK 4.99% + €0.35; US, CA, MX 5.99% + €0.35; AU, NZ 4.99% + €0.35; plus the additional fee for international commercial transactions by sender location: EEA no fee, United Kingdom 1.29%, other markets 1.99%Percentage plus fixed amount | Online |
| PayPal Merchants in Hungary | One Klarna price for all Klarna products. Domestic (Klarna only): 4.99% + fixed fee; international by buyer country: AT, BE, DE, CH, DK, FI, NL, NO, SE 2.99% + fixed fee; CZ, ES, FR, GB, GR, IE, IT, PL, PT, RO, SK 4.99% + fixed fee; US, CA, MX 5.99% + fixed fee; AU, NZ 4.99% + fixed fee; fixed fee: HUF 90.00 (HUF), €0.35 (EUR); plus additional fee for international commercial transactions by sender market: EEA no fee, UK 1.29%, all other markets 1.99%Percentage plus fixed amount | Online |
| PayPal Merchants in Lithuania | One Klarna price for all Klarna products. Domestic (Klarna only): 4.99% + €0.35; international, by buyer country: AT, BE, DE, CH, DK, FI, NL, NO, SE: 2.99% + €0.35; CZ, ES, FR, GB, GR, HU, IE, IT, PL, PT, RO, SK: 4.99% + €0.35; US, CA, MX: 5.99% + €0.35; AU, NZ: 4.99% + €0.35; plus international commercial transaction fee on international Klarna: UK +1.29%, all other non-EEA markets +1.99%Percentage plus fixed amount | Online |
| PayPal Merchants in Luxembourg | One Klarna price for all Klarna products. International, by buyer country: AT, BE, DE, CH, DK, FI, NL, NO, SE: 2.99% + €0.35; CZ, ES, FR, GB, GR, HU, IE, IT, PL, PT, RO, SK: 4.99% + €0.35; US, CA, MX: 5.99% + €0.35; AU, NZ: 4.99% + €0.35; plus international commercial transaction fee: UK +1.29%, all other non-EEA markets +1.99%Percentage plus fixed amount | Online |
| PayPal Merchants in Latvia | One Klarna price for all Klarna products. Domestic: 4.99% + €0.35; international, by buyer country: AT, BE, DE, CH, DK, FI, NL, NO, SE: 2.99% + €0.35; CZ, ES, FR, GB, GR, HU, IE, IT, PL, PT, RO, SK: 4.99% + €0.35; US, CA, MX: 5.99% + €0.35; AU, NZ: 4.99% + €0.35; plus international commercial transaction fee on international Klarna: UK +1.29%, all other non-EEA markets +1.99%Percentage plus fixed amount | Online |
| PayPal Merchants in the Netherlands | One Klarna price for all Klarna products. Domestic: 2.99% + €0.35; international, by buyer country: AT, BE, DE, CH, DK, FI, NO, SE: 2.99% + €0.35; CZ, ES, FR, GB, GR, HU, IE, IT, PL, PT, RO, SK: 4.99% + €0.35; US, CA, MX: 5.99% + €0.35; AU, NZ: 4.99% + €0.35; plus international commercial transaction fee on international Klarna: UK +1.29%, all other non-EEA markets +1.99%Percentage plus fixed amount | Online |
| PayPal Merchants in Norway | One Klarna price for all Klarna products. Domestic: 2.99% + NOK 2.80; international, by buyer country: AT, BE, DE, CH, DK, FI, NL, SE: 2.99% + NOK 2.80; CZ, ES, FR, GB, GR, HU, IE, IT, PL, PT, RO, SK: 4.99% + NOK 2.80; US, CA, MX: 5.99% + NOK 2.80; AU, NZ: 4.99% + NOK 2.80; plus international commercial transaction fee on international Klarna: UK +1.29%, all other non-EEA markets +1.99%Percentage plus fixed amount | Online |
| PayPal Merchants in Poland | One Klarna price for all Klarna products. Domestic: 4.99% + fixed fee; international by buyer country: AT, BE, DE, CH, DK, FI, NL, NO, SE: 2.99% + fixed fee; CZ, ES, FR, GB, GR, HU, IE, IT, PT, RO, SK: 4.99% + fixed fee; US, CA, MX: 5.99% + fixed fee; AU, NZ: 4.99% + fixed fee; plus international commercial transaction fee on international Klarna: EEA no fee, UK +1.29%, all other markets +1.99%; fixed fee: PLN 1.35 for PLN received; €0.35 for EUR receivedPercentage plus fixed amount | Online |
| PayPal Merchants in Portugal | One Klarna price for all Klarna products. Domestic: 4.99% + fixed fee; international by buyer country: AT, BE, DE, CH, DK, FI, NL, NO, SE: 2.99% + fixed fee; CZ, ES, FR, GB, GR, HU, IE, IT, PL, RO, SK: 4.99% + fixed fee; US, CA, MX: 5.99% + fixed fee; AU, NZ: 4.99% + fixed fee; plus international commercial transaction fee on international Klarna: EEA no fee, UK +1.29%, all other markets +1.99%; fixed fee: €0.35Percentage plus fixed amount | Online |
| PayPal Merchants in Romania | One Klarna price for all Klarna products. Domestic: 4.99% + fixed fee; international by buyer country: AT, BE, DE, CH, DK, FI, NL, NO, SE: 2.99% + fixed fee; CZ, ES, FR, GB, GR, HU, IE, IT, PL, PT, RO, SK: 4.99% + fixed fee; US, CA, MX: 5.99% + fixed fee; AU, NZ: 4.99% + fixed fee; fixed fee: €0.35; plus additional fee for international commercial transactions by sender market: EEA no fee, UK 1.29%, all other markets 1.99%Percentage plus fixed amount | Online |
| PayPal Merchants in Sweden | One Klarna price for all Klarna products. Domestic: 2.99% + fixed fee; international by buyer country: AT, BE, DE, CH, DK, FI, NL, NO: 2.99% + fixed fee; CZ, ES, FR, GB, GR, HU, IE, IT, PL, PT, RO, SK: 4.99% + fixed fee; US, CA, MX: 5.99% + fixed fee; AU, NZ: 4.99% + fixed fee; fixed fee: SEK 3.25 for SEK received; €0.35 for EUR received; plus additional fee for international commercial transactions by sender market: EEA no fee, UK 1.29%, all other markets 1.99%Percentage plus fixed amount | Online |
| PayPal Merchants in Slovenia | One Klarna price for all Klarna products. Domestic: 4.99% + fixed fee; international by buyer country: AT, BE, DE, CH, DK, FI, NL, NO, SE: 2.99% + fixed fee; CZ, ES, FR, GB, GR, HU, IE, IT, PL, PT, RO, SK: 4.99% + fixed fee; US, CA, MX: 5.99% + fixed fee; AU, NZ: 4.99% + fixed fee; fixed fee: €0.35; plus additional fee for international commercial transactions by sender market: EEA no fee, UK 1.29%, all other markets 1.99%Percentage plus fixed amount | Online |
| PayPal Merchants in Slovakia | One Klarna price for all Klarna products. Domestic: 4.99% + fixed fee; international by buyer country: AT, BE, DE, CH, DK, FI, NL, NO, SE: 2.99% + fixed fee; CZ, ES, FR, GB, GR, HU, IE, IT, PL, PT, RO, SK: 4.99% + fixed fee; US, CA, MX: 5.99% + fixed fee; AU, NZ: 4.99% + fixed fee; fixed fee: €0.35; plus additional fee for international commercial transactions by sender market: EEA no fee, UK 1.29%, all other markets 1.99%Percentage plus fixed amount | Online |
| Payrexx Merchants in Switzerland | Free (CHF 0 per month), Standard (CHF 19, 17 or 15 per month on a 1, 2 or 3-year term), Premium (CHF 49, 44 or 39 per month on a 1, 2 or 3-year term). One Klarna price for all Klarna products. Free: 2.40% + CHF 0.30; Standard: 2.40% + CHF 0.30; Premium: 1.60% + CHF 0.20Percentage plus fixed amount, plus subscription, tiered | Online |
| Shopify Payments Merchants in Austria | One Klarna price for all Klarna products. Klarna rates: Basic (€24 per month billed yearly; €32 per month billed monthly): 2.99% + €0.35; Grow (€69 per month billed yearly; €92 per month billed monthly): 2.99% + €0.35; Advanced (€289 per month billed yearly; €384 per month billed monthly): 2.99% + €0.35; Plus (from €2,100 per month): 2.19% + €0.35Percentage plus fixed amount, plus subscription, tiered | Online |
| Shopify Payments Merchants in Belgium | One Klarna price for all Klarna products. Klarna rates: Basic (€24 per month billed yearly; €32 per month billed monthly): 2.99% + €0.35; Grow (€69 per month billed yearly; €92 per month billed monthly): 2.99% + €0.35; Advanced (€289 per month billed yearly; €384 per month billed monthly): 2.99% + €0.35; Plus (from €2,100 per month): 2.19% + €0.35Percentage plus fixed amount, plus subscription, tiered | Online |
| Shopify Payments Merchants in Switzerland | One Klarna price for all Klarna products. Klarna rates: Basic (CHF 21 per month billed yearly; CHF 29 per month billed monthly): 2.99% + CHF 0.35; Grow (CHF 59 per month billed yearly; CHF 79 per month billed monthly): 2.99% + CHF 0.35; Advanced (CHF 269 per month billed yearly; CHF 359 per month billed monthly): 2.99% + CHF 0.35; Plus (from €2,100 per month): 2.19% + CHF 0.35Percentage plus fixed amount, plus subscription, tiered | Online |
| Shopify Payments Merchants in Czechia | One Klarna price for all Klarna products. Klarna rates: Basic (CZK 499 per month billed yearly; CZK 670 per month billed monthly): 4.99% + CZK 8.50; Grow (CZK 1,370 per month billed yearly; CZK 1,830 per month billed monthly): 4.99% + CZK 8.50; Advanced (CZK 7,130 per month billed yearly; CZK 9,510 per month billed monthly): 4.99% + CZK 8.50; Plus (from €2,100 per month): 3.99% + CZK 8.50Percentage plus fixed amount, plus subscription, tiered | Online |
| Shopify Payments Merchants in Germany | The provider prints one price for Klarna: Basic (€28 per month, €21 billed annually): 2.99% + €0.35; Grow (€78 per month, €59 billed annually): 2.99% + €0.35; Advanced (€384 per month, €289 billed annually): 2.99% + €0.35; Plus (from €2,100 per month): 2.19% + €0.35Percentage plus fixed amount, plus subscription, tiered | Online |
| Shopify Payments Merchants in Denmark | The provider prints one price for Klarna: Basic (€28 per month, €21 billed annually): 2.99% + €0.35; Grow (€78 per month, €59 billed annually): 2.99% + €0.35; Advanced (€384 per month, €289 billed annually): 2.99% + €0.35; Plus (from €2,100 per month): 2.19% + €0.35Percentage plus fixed amount, plus subscription, tiered | Online |
| Shopify Payments Merchants in Estonia | No price published | Online |
| Shopify Payments Merchants in Spain | The provider prints one price for Klarna: Basic (€28 per month, €21 billed annually): 2.99% + €0.35; Grow (€78 per month, €59 billed annually): 2.99% + €0.35; Advanced (€384 per month, €289 billed annually): 2.99% + €0.35; Plus (from €2,100 per month): 2.19% + €0.35Percentage plus fixed amount, plus subscription, tiered | Online |
| Shopify Payments Merchants in Finland | One Klarna price for all Klarna products. Klarna rates: Basic (€24 per month billed yearly; €32 per month billed monthly): 2.99% + €0.35; Grow (€69 per month billed yearly; €92 per month billed monthly): 2.99% + €0.35; Advanced (€289 per month billed yearly; €384 per month billed monthly): 2.99% + €0.35; Plus (from €2,100 per month): 2.19% + €0.35Percentage plus fixed amount, plus subscription, tiered | Online |
| Shopify Payments Merchants in France | The provider prints one price for Klarna: Basic (€28 per month, €21 billed annually): 2.99% + €0.35; Grow (€78 per month, €59 billed annually): 2.99% + €0.35; Advanced (€384 per month, €289 billed annually): 2.99% + €0.35; Plus (from €2,100 per month): 2.19% + €0.35Percentage plus fixed amount, plus subscription, tiered | Online |
| Shopify Payments Merchants in the United Kingdom | One Klarna price for all Klarna products. Klarna: Basic (£25/month; £19/month billed yearly): 4.99% + £0.30; Grow (£65/month; £49/month billed yearly): 4.99% + £0.30; Advanced (£344/month; £259/month billed yearly): 4.99% + £0.30; Plus (from £1800/month): 3.79% + £0.30Percentage plus fixed amount, plus subscription, tiered | Online |
| Shopify Payments Merchants in Greece | One Klarna price for all Klarna products. Klarna rates: Basic (€19 per month billed yearly; €27 per month billed monthly): 4.99% + €0.35; Grow (€56 per month billed yearly; €74 per month billed monthly): 4.99% + €0.35; Advanced (€289 per month billed yearly; €384 per month billed monthly): 4.99% + €0.35; Plus (from €2,100 per month): 3.99% + €0.35Percentage plus fixed amount, plus subscription, tiered | Online |
| Shopify Payments Merchants in Croatia | One Klarna price for all Klarna products. Klarna rates: Basic (€19 per month billed yearly; €27 per month billed monthly): 4.99% + €0.35; Grow (€56 per month billed yearly; €74 per month billed monthly): 4.99% + €0.35; Advanced (€289 per month billed yearly; €384 per month billed monthly): 4.99% + €0.35; Plus (from €2,100 per month): 3.99% + €0.35Percentage plus fixed amount, plus subscription, tiered | Online |
| Shopify Payments Merchants in Ireland | One Klarna price for all Klarna products. Klarna rates: Basic (€24 per month billed yearly; €32 per month billed monthly): 4.99% + €0.35 excl. VAT; Grow (€69 per month billed yearly; €92 per month billed monthly): 4.99% + €0.35 excl. VAT; Advanced (€289 per month billed yearly; €384 per month billed monthly): 4.99% + €0.35 excl. VAT; Plus (from €2,100 per month): 3.99% + €0.35 excl. VATPercentage plus fixed amount, plus subscription, tiered | Online |
| Shopify Payments Merchants in Italy | The provider prints one price for Klarna: Basic (€28 per month, €21 billed annually): 2.99% + €0.35; Grow (€78 per month, €59 billed annually): 2.99% + €0.35; Advanced (€384 per month, €289 billed annually): 2.99% + €0.35; Plus (from €2,100 per month): 2.19% + €0.35Percentage plus fixed amount, plus subscription, tiered | Online |
| Shopify Payments Merchants in Lithuania | One Klarna price for all Klarna products. Klarna: Basic (€27/month; €19/month billed yearly): 4.99% + €0.35; Grow (€74/month; €56/month billed yearly): 4.99% + €0.35; Advanced (€384/month; €289/month billed yearly): 4.99% + €0.35; Plus (from €2,100/month): 3.99% + €0.35Percentage plus fixed amount, plus subscription, tiered | Online |
| Shopify Payments Merchants in Luxembourg | No price published | Online |
| Shopify Payments Merchants in Latvia | No price published | Online |
| Shopify Payments Merchants in the Netherlands | The provider prints one price for Klarna: Basic (€28 per month, €21 billed annually): 2.99% + €0.35; Grow (€78 per month, €59 billed annually): 2.99% + €0.35; Advanced (€384 per month, €289 billed annually): 2.99% + €0.35; Plus (from €2,100 per month): 2.19% + €0.35Percentage plus fixed amount, plus subscription, tiered | Online |
| Shopify Payments Merchants in Norway | One Klarna price for all Klarna products. Klarna: Basic (NOK 389/month; NOK 289/month billed yearly): 2.99% + NOK 4.00; Grow (NOK 1030/month; NOK 770/month billed yearly): 2.99% + NOK 4.00; Advanced (NOK 4490/month; NOK 3370/month billed yearly): 2.99% + NOK 4.00; Plus (from €2,100/month): 2.19% + NOK 4.00Percentage plus fixed amount, plus subscription, tiered | Online |
| Shopify Payments Merchants in Poland | One Klarna price for all Klarna products. Klarna: Basic (PLN 109/month; PLN 79/month billed yearly): 4.99% + PLN 1.65; Grow (PLN 319/month; PLN 239/month billed yearly): 4.99% + PLN 1.65; Advanced (PLN 1630/month; PLN 1220/month billed yearly): 4.99% + PLN 1.65; Plus (from €2,100/month): 3.99% + PLN 1.65Percentage plus fixed amount, plus subscription, tiered | Online |
| Shopify Payments Merchants in Portugal | One Klarna price for all Klarna products. Klarna: Basic (€27/month; €19/month billed yearly): 4.99% + €0.35; Grow (€74/month; €56/month billed yearly): 4.99% + €0.35; Advanced (€384/month; €289/month billed yearly): 4.99% + €0.35; Plus (from €2,100/month): 3.99% + €0.35Percentage plus fixed amount, plus subscription, tiered | Online |
| Shopify Payments Merchants in Sweden | The provider prints one price for Klarna: Basic (€28 per month, €21 billed annually): 2.99% + €0.35; Grow (€78 per month, €59 billed annually): 2.99% + €0.35; Advanced (€384 per month, €289 billed annually): 2.99% + €0.35; Plus (from €2,100 per month): 2.19% + €0.35Percentage plus fixed amount, plus subscription, tiered | Online |
| Shopify Payments Merchants in Slovenia | One Klarna price for all Klarna products. Klarna: Basic (€27/month; €19/month billed yearly): 4.99% + €0.35; Grow (€74/month; €56/month billed yearly): 4.99% + €0.35; Advanced (€384/month; €289/month billed yearly): 4.99% + €0.35; Plus (from €2,100/month): 3.99% + €0.35Percentage plus fixed amount, plus subscription, tiered | Online |
| Stripe Merchants in Austria | One Klarna price for all Klarna products. 5.99% + €0.30 (US, Canada), + 1.50% for international transactions; 2.99% + €0.35 (Austria, Belgium, Germany, Netherlands, Switzerland); 2.99% + €0.40 (Denmark, Finland, Norway, Sweden); 4.99% + €0.40 (Czech Republic, France, Greece, Ireland, Italy, Poland, Portugal, Romania, Spain, UK); + 2% if currency conversion is required (all regions); €20.00 per unsuccessful dispute; temporarily reduced rate for qualifying businesses, at least 2 months: 1.50% + €0.25Percentage plus fixed amount | Online |
| Stripe Merchants in Belgium | One Klarna price for all Klarna products. Canada, United States: 5.99% + €0.30, + 1.50% for international transactions, + 2% if currency conversion is required; Austria, Belgium, Germany, Netherlands, Switzerland: 2.99% + €0.35, + 2% if currency conversion is required; Denmark, Finland, Norway, Sweden: 2.99% + €0.40, + 2% if currency conversion is required; Czech Republic, France, Greece, Ireland, Italy, Poland, Portugal, Romania, Spain, UK: 4.99% + €0.40, + 2% if currency conversion is required; €20.00 for lost chargebacks; temporarily reduced rate for qualifying businesses, at least 2 months: 1.50% + €0.25Percentage plus fixed amount | Online |
| Stripe Merchants in Switzerland | One Klarna price for all Klarna products. United States and Canada: 5.99% + CHF 0.30, + 1.50% for international transactions, + 2% if currency conversion is required; Austria, Belgium, Germany, Netherlands, Switzerland: 2.99% + CHF 0.35, + 2% if currency conversion is required; Denmark, Finland, Norway, Sweden: 2.99% + CHF 0.40, + 2% if currency conversion is required; Czech Republic, France, Greece, Ireland, Italy, Poland, Portugal, Romania, Spain, UK: 4.99% + CHF 0.35, + 2% if currency conversion is required; CHF 20.00 for lost disputes; temporarily reduced rate for qualifying businesses: 2.90% + CHF 0.30 for at least 2 monthsPercentage plus fixed amount | Online |
| Stripe Merchants in Czechia | One Klarna price for all Klarna products. United States, Canada: 5.99% + CZK 8.50, + 1.50% for international transactions, + 2% if currency conversion is required; Austria, Belgium, Germany, Netherlands, Switzerland: 2.99% + CZK 8.50, + 2% if currency conversion is required; Denmark, Finland, Norway, Sweden: 2.99% + CZK 9.50, + 2% if currency conversion is required; Czech Republic, France, Greece, Ireland, Italy, Poland, Portugal, Romania, Spain, UK: 4.99% + CZK 8.50, + 2% if currency conversion is required; CZK 550.00 for lost disputes; temporarily reduced rate for qualifying businesses, at least 2 months: 1.50% + CZK 6.50Percentage plus fixed amount | Online |
| Stripe Merchants in Germany | One Klarna price for all Klarna products. United States and Canada: 5.99% + €0.30, + 1.50% for international transactions; Belgium, Germany, Netherlands, Austria and Switzerland: 2.99% + €0.35; Denmark, Finland, Norway and Sweden: 2.99% + €0.40; France, Greece, Ireland, Italy, Poland, Portugal, Romania, Spain, Czechia and United Kingdom: 4.99% + €0.40; + 2% if currency conversion is required (all regions); €20.00 for unsuccessful payment disputes; temporarily reduced rate for eligible businesses, at least two months: 1.50% + €0.25Percentage plus fixed amount | Online |
| Stripe Merchants in Denmark | One Klarna price for all Klarna products. United States, Canada: 5.99% + DKK 3.50, + 1.50% for international transactions; Austria, Belgium, Germany, Netherlands, Switzerland: 2.99% + DKK 3.50; Denmark, Finland, Norway, Sweden: 2.99% + DKK 3.50; Czech Republic, France, Greece, Ireland, Italy, Poland, Portugal, Romania, Spain, United Kingdom: 4.99% + DKK 3.50; + 2% if currency conversion is required (all regions); DKK 200.00 for lost disputes; temporarily reduced rate for qualifying businesses, at least 2 months: 1.50% + DKK 1.80Percentage plus fixed amount | Online |
| Stripe Merchants in Estonia | One Klarna price for all Klarna products. 5.99% + €0.30 (US, Canada) + 1.50% for international transactions; 2.99% + €0.35 (Austria, Belgium, Germany, Netherlands, Switzerland); 2.99% + €0.40 (Denmark, Finland, Norway, Sweden); 4.99% + €0.40 (Czech Republic, France, Greece, Ireland, Italy, Poland, Portugal, Romania, Spain, UK); + 2% if currency conversion is required (all regions); €20.00 for lost disputes; temporarily reduced rate for qualifying businesses: 1.50% + €0.25 for at least 2 monthsPercentage plus fixed amount | Online |
| Stripe Merchants in Spain | One Klarna price for all Klarna products. United States, Canada: 5.99% + €0.30, + 1.50% for international transactions, + 2% if currency conversion is required; Austria, Belgium, Germany, Netherlands, Switzerland: 2.99% + €0.35, + 2% if currency conversion is required; Denmark, Finland, Norway, Sweden: 2.99% + €0.40, + 2% if currency conversion is required; Czech Republic, France, Greece, Ireland, Italy, Poland, Portugal, Romania, Spain, United Kingdom: 4.99% + €0.40, + 2% if currency conversion is required; €20.00 for lost disputes; temporarily reduced rate for certain businesses: 1.50% + €0.25 per transaction for at least 2 monthsPercentage plus fixed amount | Online |
| Stripe Merchants in Finland | One Klarna price for all Klarna products. United States, Canada: 5.99% + €0.30, + 1.50% for international transactions, + 2% if currency conversion is required; Austria, Belgium, Germany, Netherlands, Switzerland: 2.99% + €0.35, + 2% if currency conversion is required; Denmark, Finland, Norway, Sweden: 2.99% + €0.40, + 2% if currency conversion is required; Czech Republic, France, Greece, Ireland, Italy, Poland, Portugal, Romania, Spain, United Kingdom: 4.99% + €0.40, + 2% if currency conversion is required; €20.00 for lost disputes; temporarily reduced rate for certain businesses: 1.50% + €0.25 per transaction for at least 2 monthsPercentage plus fixed amount | Online |
| Stripe Merchants in France | One Klarna price for all Klarna products. United States, Canada: 5.99% + €0.30, +1.50% for international transactions; Germany, Austria, Belgium, Netherlands, Switzerland: 2.99% + €0.35; Denmark, Finland, Norway, Sweden: 2.99% + €0.40; Spain, France, Greece, Ireland, Italy, Poland, Portugal, Czech Republic, Romania, United Kingdom: 4.99% + €0.40; +2% if currency conversion is required (all regions); €20.00 for lost disputes; temporarily reduced rate for certain businesses (at least 2 months): 1.50% + €0.25Percentage plus fixed amount | Online |
| Stripe Merchants in the United Kingdom | One Klarna price for all Klarna products. United States, Canada: 5.99% + £0.30, +1.50% for international transactions; Austria, Belgium, Germany, Netherlands, Switzerland: 2.99% + £0.35; Denmark, Finland, Norway, Sweden: 2.99% + £0.35; Czech Republic, France, Greece, Ireland, Italy, Poland, Portugal, Romania, Spain, United Kingdom: 4.99% + £0.35; Australia, New Zealand: 4.99% + £0.35, +1.50% for international transactions; +2% if currency conversion is required (all regions); £20.00 for lost disputes; temporarily reduced rate for certain businesses (at least 2 months): 1.50% + £0.20Percentage plus fixed amount | Online |
| Stripe Merchants in Greece | One Klarna price for all Klarna products. United States, Canada: 5.99% + €0.30, + 1.50% for international transactions; Austria, Belgium, Germany, Netherlands, Switzerland: 2.99% + €0.35; Denmark, Finland, Norway, Sweden: 2.99% + €0.40; Czech Republic, France, Greece, Ireland, Italy, Poland, Portugal, Romania, Spain, United Kingdom: 4.99% + €0.40; + 2% if currency conversion is required (all regions); €20.00 for lost disputes; temporarily reduced rate for certain businesses (at least 2 months): 1.50% + €0.25Percentage plus fixed amount | Online |
| Stripe Merchants in Croatia | One Klarna price for all Klarna products. US, Canada: 5.99% + €0.30, +1.50% for international transactions, +2% if currency conversion is required; Austria, Belgium, Germany, Netherlands, Switzerland: 2.99% + €0.35, +2% if currency conversion is required; Denmark, Finland, Norway, Sweden: 2.99% + €0.40, +2% if currency conversion is required; Czech Republic, France, Greece, Ireland, Italy, Poland, Portugal, Romania, Spain, UK: 4.99% + €0.40, +2% if currency conversion is required; €20.00 for lost disputesPercentage plus fixed amount | Online |
| Stripe Merchants in Ireland | One Klarna price for all Klarna products. United States, Canada: 5.99% + €0.30, + 1.50% for international transactions; Austria, Belgium, Germany, Netherlands, Switzerland: 2.99% + €0.35; Denmark, Finland, Norway, Sweden: 2.99% + €0.40; Czech Republic, France, Greece, Ireland, Italy, Poland, Portugal, Romania, Spain, United Kingdom: 4.99% + €0.40; + 2% if currency conversion is required; €20.00 for lost disputes; temporarily reduced rate for qualifying businesses, at least 2 months: 1.50% + €0.25Percentage plus fixed amount | Online |
| Stripe Merchants in Italy | One Klarna price for all Klarna products. United States, Canada: 5.99% + €0.30, + 1.50% for international transactions; Austria, Belgium, Germany, Netherlands, Switzerland: 2.99% + €0.35; Denmark, Finland, Norway, Sweden: 2.99% + €0.40; Czech Republic, France, Greece, Ireland, Italy, Poland, Portugal, Romania, Spain, United Kingdom: 4.99% + €0.40; + 2% if currency conversion is required; €20.00 for lost disputes; temporarily reduced rate for qualifying businesses, at least 2 months: 1.50% + €0.25Percentage plus fixed amount | Online |
| Stripe Merchants in Lithuania | One Klarna price for all Klarna products. United States, Canada: 5.99% + €0.30, + 1.50% for international transactions; Austria, Belgium, Germany, Netherlands, Switzerland: 2.99% + €0.35; Denmark, Finland, Norway, Sweden: 2.99% + €0.40; Czech Republic, France, Greece, Ireland, Italy, Poland, Portugal, Romania, Spain, United Kingdom: 4.99% + €0.40; + 2% if currency conversion is required; €20.00 for lost disputes; temporarily reduced rate for qualifying businesses, at least 2 months: 1.50% + €0.25Percentage plus fixed amount | Online |
| Stripe Merchants in Luxembourg | One Klarna price for all Klarna products. United States, Canada: 5.99% + €0.30, + 1.50% for international transactions; Austria, Belgium, Germany, Netherlands, Switzerland: 2.99% + €0.35; Denmark, Finland, Norway, Sweden: 2.99% + €0.40; Czech Republic, France, Greece, Ireland, Italy, Poland, Portugal, Romania, Spain, United Kingdom: 4.99% + €0.40; + 2% if currency conversion is required; €20.00 for lost disputes; temporarily reduced rate for qualifying businesses, at least 2 months: 1.50% + €0.25Percentage plus fixed amount | Online |
| Stripe Merchants in Latvia | One Klarna price for all Klarna products. United States, Canada: 5.99% + €0.30, + 1.50% for international transactions; Austria, Belgium, Germany, Netherlands, Switzerland: 2.99% + €0.35; Denmark, Finland, Norway, Sweden: 2.99% + €0.40; Czech Republic, France, Greece, Ireland, Italy, Poland, Portugal, Romania, Spain, United Kingdom: 4.99% + €0.40; + 2% if currency conversion is required; €20.00 for lost disputes; temporarily reduced rate for qualifying businesses, at least 2 months: 1.50% + €0.25Percentage plus fixed amount | Online |
| Stripe Merchants in the Netherlands | One Klarna price for all Klarna products. US, Canada: 5.99% + €0.30, +1.50% for international transactions; Austria, Belgium, Germany, Netherlands, Switzerland: 2.99% + €0.35; Denmark, Finland, Norway, Sweden: 2.99% + €0.40; Czech Republic, France, Greece, Ireland, Italy, Poland, Portugal, Romania, Spain, UK: 4.99% + €0.40; +2% if currency conversion is required; chargebacks: €20.00; temporarily reduced rate for qualifying businesses, at least 2 months: 1.50% + €0.25Percentage plus fixed amount | Online |
| Stripe Merchants in Norway | One Klarna price for all Klarna products. United States, Canada: 5.99% + NOK 4.00, + 1.50% for international transactions; Austria, Belgium, Germany, Netherlands, Switzerland: 2.99% + NOK 4.00; Denmark, Finland, Norway, Sweden: 2.99% + NOK 4.00; Czech Republic, France, Greece, Ireland, Italy, Poland, Portugal, Romania, Spain, United Kingdom: 4.99% + NOK 4.00; + 2% if currency conversion is required; NOK 200.00 for lost disputes; temporarily reduced rate for qualifying businesses, at least 2 months: 2.40% + NOK 2.00Percentage plus fixed amount | Online |
| Stripe Merchants in Poland | One Klarna price for all Klarna products. US, Canada: 5.99% + PLN 1.65, +1.50% for international transactions; Austria, Belgium, Germany, Netherlands, Switzerland: 2.99% + PLN 1.65; Denmark, Finland, Norway, Sweden: 2.99% + PLN 2.00; Czech Republic, France, Greece, Ireland, Italy, Poland, Portugal, Romania, Spain, UK: 4.99% + PLN 1.65; +2% if currency conversion is required; lost disputes: PLN 90.00; temporarily reduced rate for qualifying businesses, at least 2 months: 1.50% + PLN 1.00Percentage plus fixed amount | Online |
| Stripe Merchants in Portugal | One price for all Klarna products. United States, Canada: 5.99% + €0.30 (+1.50% for international transactions; +2% if currency conversion is required); Austria, Belgium, Germany, Netherlands, Switzerland: 2.99% + €0.35 (+2% if currency conversion is required); Denmark, Finland, Norway, Sweden: 2.99% + €0.40 (+2% if currency conversion is required); Czech Republic, France, Greece, Ireland, Italy, Poland, Portugal, Romania, Spain, United Kingdom: 4.99% + €0.40 (+2% if currency conversion is required); €20.00 for lost disputes; temporarily reduced rate for qualifying businesses: 1.50% + €0.25 for at least 2 monthsPercentage plus fixed amount | Online |
| Stripe Merchants in Romania | One Klarna price for all Klarna products. US, Canada: 5.99% + RON 1.50, +1.50% for international transactions; Austria, Belgium, Germany, Netherlands, Switzerland: 2.99% + RON 1.50; Denmark, Finland, Norway, Sweden: 2.99% + RON 1.50; Czech Republic, France, Greece, Ireland, Italy, Poland, Portugal, Romania, Spain, UK: 4.99% + RON 1.50; +2% if currency conversion is required; lost disputes: RON 100.00Percentage plus fixed amount | Online |
| Stripe Merchants in Sweden | One Klarna price for all Klarna products. United States, Canada: 5.99% + SEK 4.00, + 1.50% for international transactions, + 2% if currency conversion is required; Austria, Belgium, Germany, Netherlands, Switzerland: 2.99% + SEK 4.50, + 2% if currency conversion is required; Denmark, Finland, Norway, Sweden: 2.99% + SEK 4.00, + 2% if currency conversion is required; Czech Republic, France, Greece, Ireland, Italy, Poland, Portugal, Spain, United Kingdom, Romania: 4.99% + SEK 4.50, + 2% if currency conversion is required; SEK 200.00 for lost disputes; temporarily reduced rate for certain businesses: 1.50% + SEK 1.80 per transaction for at least 2 monthsPercentage plus fixed amount | Online |
| Stripe Merchants in Slovenia | One Klarna price for all Klarna products. 5.99% + €0.30 (US, Canada) + 1.50% for international transactions; 2.99% + €0.35 (Austria, Belgium, Germany, Netherlands, Switzerland); 2.99% + €0.40 (Denmark, Finland, Norway, Sweden); 4.99% + €0.40 (Czech Republic, France, Greece, Ireland, Italy, Poland, Portugal, Romania, Spain, UK); + 2% if currency conversion is required; €20.00 for lost disputes; promotion: certain businesses may qualify for 1.50% + €0.25 per transaction for at least 2 monthsPercentage plus fixed amount | Online |
| Stripe Merchants in Slovakia | One Klarna price for all Klarna products. 5.99% + €0.30 (US, Canada) + 1.50% for international transactions; 2.99% + €0.35 (Austria, Belgium, Germany, Netherlands, Switzerland); 2.99% + €0.40 (Denmark, Finland, Norway, Sweden); 4.99% + €0.40 (Czech Republic, France, Greece, Ireland, Italy, Poland, Portugal, Romania, Spain, UK); + 2% if currency conversion is required; €20.00 for lost disputes; promotion: certain businesses may qualify for 1.50% + €0.25 per transaction for at least 2 monthsPercentage plus fixed amount | Online |
| Verifone Merchants in Germany | No price published | Online |
| Visma Pay Merchants in Finland | One Klarna price for all Klarna products. Express (€9.90 per month + VAT): €0.49 + 2.99%; Power (€49 per month + VAT): €0.44 + 1.99%; Power Plus (€79 per month + VAT, 24-month fixed term): €0.35 + 1.99%Percentage plus fixed amount, plus subscription, tiered | Online |
| Viva.com Merchants in Austria | One Klarna price for all Klarna products. 2.99% + €0.35; Ecommerce monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €12.99, Premium €19.99Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in Belgium | One Klarna price for all Klarna products. 2.99% + €0.35; Ecommerce monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €12.99, Premium €19.99Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in Czechia | One Klarna price for all Klarna products. 4.99% + CZK 8.50; Ecommerce monthly plans: Zero 0 (minimum monthly charge CZK 123.50), Default CZK 123.50, Standard CZK 321, Premium CZK 494Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in Germany | One Klarna price for all Klarna products. 2.99% + €0.35; Ecommerce monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €12.99, Premium €19.99Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in Denmark | One Klarna price for all Klarna products. 2.99% + DKK 2.50; Ecommerce monthly plans: Zero 0 (minimum monthly charge DKK 37), Default DKK 37, Standard DKK 97, Premium DKK 148Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in Spain | One Klarna price for all Klarna products. 4.99% + €0.35; Ecommerce monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €12.99, Premium €19.99Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in Finland | One Klarna price for all Klarna products. 2.99% + €0.35; Ecommerce monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €12.99, Premium €19.99Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in France | One Klarna price for all Klarna products. 4.99% + €0.35; Ecommerce monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €12.99, Premium €19.99Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in the United Kingdom | One Klarna price for all Klarna products. 4.99% + £0.30; Ecommerce monthly plans: Zero 0 (minimum monthly charge £3.99), Default £3.99, Standard £10.99, Premium £15.99Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in Greece | One Klarna price for all Klarna products. 4.99% + €0.35; Ecommerce monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €12.99, Premium €19.99Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in Hungary | One Klarna price for all Klarna products. 4.99% + HUF 135; Ecommerce monthly plans: Zero 0 (minimum monthly charge HUF 1,950), Default HUF 1,950, Standard HUF 4,990, Premium HUF 7,690Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in Ireland | One Klarna price for all Klarna products. 4.99% + €0.35; Ecommerce monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €12.99, Premium €19.99Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in Italy | One Klarna price for all Klarna products. 4.99% + €0.35 (online and in-store); minimum €0.03 per in-store transaction; In-person and ecommerce monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €12.99, Premium €19.99Percentage plus fixed amount, with minimum, plus subscription | Online and in-store |
| Viva.com Merchants in the Netherlands | One Klarna price for all Klarna products. 2.99% + €0.35; Ecommerce monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €12.99, Premium €19.99Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in Norway | One Klarna price for all Klarna products. 2.99% + NOK 3.50; Ecommerce monthly plans: Zero 0 (minimum monthly charge NOK 58), Default NOK 58, Standard NOK 150, Premium NOK 232Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in Poland | One Klarna price for all Klarna products. 4.99% + PLN 1.50; Ecommerce monthly plans: Zero 0 (minimum monthly charge PLN 22), Default PLN 22, Standard PLN 58, Premium PLN 88Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in Portugal | One Klarna price for all Klarna products. 4.99% + €0.35; Ecommerce monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €12.99, Premium €19.99Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in Romania | One Klarna price for all Klarna products. 4.99% + RON 1.70; Ecommerce monthly plans: Zero 0 (minimum monthly charge RON 25), Default RON 25, Standard RON 65, Premium RON 100Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in Sweden | One Klarna price for all Klarna products. 2.99% + SEK 3.50; Ecommerce monthly plans: Zero 0 (minimum monthly charge SEK 58), Default SEK 58, Standard SEK 150, Premium SEK 232Percentage plus fixed amount, plus subscription | Online |
| Worldline Merchants in Austria | No price published | Online |
| Worldline Merchants in Belgium | No price published | Online |
| Worldline Merchants in Switzerland | No price published | Online |
| Worldline Merchants in Czechia | No price published | Online |
| Worldline Merchants in Germany | No price published | Online |
| Worldline Merchants in Denmark | No price published | Online |
| Worldline Merchants in Spain | No price published | Online |
| Worldline Merchants in Finland | No price published | Online |
| Worldline Merchants in France | No price published | Online |
| Worldline Merchants in Greece | No price published | Online |
| Worldline Merchants in Croatia | No price published | Online |
| Worldline Merchants in Italy | No price published | Online |
| Worldline Merchants in Luxembourg | No price published | Online |
| Worldline Merchants in the Netherlands | No price published | Online |
| Worldline Merchants in Poland | No price published | Online |
| Worldline Merchants in Sweden | No price published | Online |
| Worldline Merchants in Slovakia | No price published | Online |
| YabandPay Merchants in Norway | No price published | Online |
Source: EcomStream, Retail Payment Methods Transparency Index, ecomstream.eu/payment-methods-transparency-index. Read at source between 17 September 2026 and 12 October 2026. A provider that believes a row is wrong can write to index@ecomstream.nl. Every reported correction is checked at the source.
The wider pattern: pay by bank in Europe is being rebuilt
SOFORT is one of several bank transfer schemes to disappear or change hands in a short period. giropay was switched off entirely on 31 December 2024, Payconiq has been folded into the Bancontact and Wero structure, and iDEAL is being absorbed into Wero with the migration set to complete by 31 December 2027. Each of these arrives with its own contract paperwork and its own opportunity for a provider to reprice quietly.
Bundling
What a suite costs when only one method in it was chosen
SOFORT was one method at one price. Klarna Payments is a suite, and the migration usually switched on more than the pay-by-bank option. From that moment the mix inside your Klarna volume moves on its own, and nobody decided that it should.
Follow it through, with illustrative rates rather than benchmarks. Take 4 million euros of DACH revenue with 12 per cent formerly on SOFORT, so 480,000 euros. If half of that now settles on the credit products inside the suite rather than on pay by bank, it moves from an illustrative 0.9 per cent bank transfer rate to an illustrative 3.0 per cent buy now pay later rate. On 240,000 euros that is 5,040 euros a year, arriving through an integration change rather than through a negotiation. Use your own rates; the mechanism is the point rather than the numbers.
The answer is a price per method rather than per suite. Ask for the rate of each Klarna method separately, pay by bank apart from the credit products, and for the split of your Klarna volume across them over the last twelve months. If your contract carries one blended line for the whole suite, that is the line to open, because what sits behind it keeps moving.
Reviewing what replaced SOFORT in your contract
What you pay for the method that took SOFORT’s place is set in your PSP contract, not by any scheme. If the substitution happened during a migration and was never explicitly priced, that is worth isolating. Start by establishing whether you are overpaying your PSP, or move straight to cutting your PSP costs, because a cheap method priced badly still costs more than it should.
Relevant markets: Germany, Austria, Belgium, Switzerland
Payment set-up check
Reviewing your bank transfer and local payment method coverage? Let's make sure your checkout and PSP contract reflect the current landscape.
Enter your webshop. The check sets your checkout against what shoppers in each of your markets expect, and names the gaps. If you want, it then calculates what those gaps cost you in euros.
Ramon Helwegen
