Afterpay Limited, commonly known as Afterpay, was founded in 2014 in Australia and quickly became a leading fintech company offering Buy Now, Pay Later (BNPL) services.

The platform has since expanded its reach to countries like New Zealand, the US, Canada, and the UK, where it operates as Clearpay.

At checkout, customers can leverage Afterpay for enhanced payment flexibility. They have the choice to split payments into four bi-weekly interest-free installments or opt for extended 6 or 12-month repayment plans with applicable interest rates based on regional specifics.

Regardless of the selected payment structure, merchants receive the full payment upfront.

Afterpay stands out by enabling both online and in-store shoppers to make immediate purchases and spread the cost over four equal fortnightly payments without incurring interest.


This payment method could be relevant for your business if you sell to clients in the following countries or regions:

Australia, Canada, New Zealand, United Kingdom, United States.