Accepting Visa as a merchant
Visa is a four-party scheme: it sets the rules and operates the network, but it does not contract with you. Your acquirer does, and the price you pay is interchange plus scheme fees plus acquirer markup. Only the last of those is negotiable, which is why understanding the split matters more than the headline rate.
Published prices for VisaPer provider, country and channel, further down this pageGo to the pricesHow your Visa rate is actually built
Interchange flows to the issuer and is capped in regulated markets. Scheme fees flow to Visa and are neither capped nor negotiable, and they have grown steadily as a share of total cost. Acquirer markup is what your provider keeps. Under pass-through pricing you see all three. Under a blended rate you see one number, and the blend is where a provider absorbs interchange reductions without passing them on.
Unblending
Blended pricing is the exception, and it takes your written request
Article 9 of Regulation (EU) 2015/751 sets a default most merchants have never been shown. Each acquirer shall offer and charge its payee merchant service charges individually specified for different categories and different brands of payment cards, unless the payee requests blended charges in writing. Blending is not the norm the law assumes. It is the exception, and it is yours to ask for rather than theirs to apply.
Article 9(2) goes further. The agreement with the payee has to include individually specified information on the amount of the merchant service charges, the interchange fees and the scheme fees applicable to each category and each brand. That is not a reporting nicety. It is what the contract is required to contain.
Two questions follow and neither takes long to answer. Did you ever put a request for blended pricing in writing, and does your agreement carry the itemised figures Article 9(2) describes? If both answers are no, the pricing you are on is not the one the regulation set as the starting point, and the conversation about changing it begins from firmer ground than most merchants realise.
Scheme fees
Why the cap did not lower your total cost as much as it should have
The interchange caps did what they said. What they could not do on their own was hold total acceptance cost down, because interchange is one component of three and only that one is capped.
The regulation anticipated part of the problem. Article 5 prohibits circumvention by treating any agreed remuneration with an equivalent object or effect of the interchange fee as part of the interchange fee, net compensation included, defined as the total net amount of payments, rebates or incentives an issuer receives from the scheme, the acquirer or any other intermediary. Rebates flowing back to issuers count against the cap.
Scheme fees sit outside that. They are paid to the scheme, they are neither capped nor negotiable, and they have grown as a share of what you pay. The only meaningful measure is therefore your effective rate on your own volume over time rather than the interchange line on its own, and under a blend you cannot see that movement at all. Which brings you back to the article above.
Authentication
Authentication is changing: DAF sunset and Payment Passkey
Visa has said it will sunset the Digital Authentication Framework 3D Secure programme in September 2026 as it transitions to newer methods including Visa Payment Passkey, intended to cut friction while maintaining strong authentication. For any merchant whose checkout depends on a specific 3DS configuration, that is a roadmap item with a date rather than a background detail, and it is a question worth putting to your PSP now rather than in September.
Recurring billing: the Original Transaction ID
Visa recommends consistent use of the Original Transaction ID to link an initial cardholder-initiated transaction to subsequent merchant-initiated transactions, across both token-based and PAN-based flows. The stated benefit is that issuers can identify individual subscriptions and validate consent, which improves authorisation outcomes and reduces unnecessary declines. If you run subscriptions and nobody has confirmed OTID is being populated correctly, that is a direct authorisation-rate lever sitting unused.
Monitoring and disputes: VAMP and CE3.0
The Visa Acquirer Monitoring Programme replaced the older fraud and dispute programmes with a single combined ratio, and the final stricter thresholds came into enforcement on 1 April 2026. Merchants need to stay below a 1.5 per cent VAMP ratio and a 20 per cent enumeration ratio, with a charge per violation in any month over threshold. Separately, Visa is expanding the scope of Compelling Evidence 3.0 from 24 October 2026. Both change the economics of disputes rather than the fee, and both are frequently invisible to the person who negotiates the contract.
Acceptance
You are not obliged to accept every Visa product
Article 10 of the same regulation removes the honour all cards rule in the form most merchants remember it. A scheme may not apply any rule that obliges a payee accepting a card-based payment instrument issued by one issuer also to accept other card-based payment instruments of the same scheme.
What survives is narrower than the habit. You must accept consumer card-based payment instruments of the same brand and of the same category, prepaid, debit or credit, where those fall under the interchange caps. Commercial cards are not in that set, and commercial cards are precisely the ones carrying interchange the regulation does not cap.
The freedom comes with an obligation. Article 10(4) requires you to inform consumers clearly and unequivocally about which brands and categories you accept, at the same time and as prominently as you show what you do accept, so this is a checkout decision rather than a switch to flip quietly. And whether declining a category saves more in interchange than it costs in lost orders is an arithmetic question about your own mix rather than a principle. Most merchants have never run it, because most have never been told the option is there.
Australia: what changes on 1 October 2026
The RBA Conclusions Paper of 31 March 2026 removes surcharging on eftpos, Mastercard and Visa from 1 October 2026, lowers domestic interchange caps, introduces caps on foreign card interchange and requires networks and large acquirers to publish their fees. From that date Australian merchants cannot recover acceptance cost from customers, and whether the interchange saving reaches them depends on pass-through versus blended pricing.
Which payment provider supports Visa?
Adyen, Checkout.com, Stripe, Worldline, Nexi, Cybersource and Global Payments all document Visa acceptance, among others, as does every acquirer in the market, which is exactly why support is the wrong question. Ask instead how your Visa volume is priced, whether interchange and scheme fees reach you as pass-through or blended into an average, and what your effective rate has done over the last twelve months.
Retail Payment Methods Transparency Index
Published prices for Visa, per provider
120 providers in the index offer Visa to merchants established in Europe, and 50 of them publish a price.
Each rate is shown as the provider prints it; the provider's name links to its price page on this site where there is one, with the source of every rate.
The country where your business is established and from which you sell. Shoppers pay with Visa worldwide.
Channel
Includes the prices providers publish for merchants anywhere in the EU, marked EU-wide.
| Provider | Per transaction | Channel |
|---|---|---|
| ABANCA Merchants in Spain | No price published | Online |
| ABANCA Merchants in Spain | No price published | In-store |
| Adyen Merchants in Germany | €0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plus | Online and in-store |
| Adyen Merchants in Denmark | €0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plus | Online and in-store |
| Adyen Merchants in Spain | €0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plus | Online and in-store |
| Adyen Merchants anywhere in the EU | €0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plus | Online and in-store |
| Adyen Merchants in France | €0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plus | Online and in-store |
| Adyen Merchants in the United Kingdom | £0.11 + Interchange++ + 0.60%Processing fee + Interchange plus plus | Online and in-store |
| Adyen Merchants in Italy | €0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plus | Online and in-store |
| Adyen Merchants in the Netherlands | €0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plus | Online and in-store |
| Adyen Merchants in Norway | €0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plus | Online and in-store |
| Adyen Merchants in Poland | Global: €0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plus | Online and in-store |
| Adyen Merchants in Portugal | €0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plus | Online and in-store |
| Adyen Merchants in Sweden | €0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plus | Online and in-store |
| Aera Merchants in Norway | No price published | Online |
| Aera Merchants in Norway | No price published | In-store |
| Airwallex Merchants anywhere in the EU | EEA consumer cards: 1.30% + €0.25; EEA commercial cards and international cards: 3.15% + €0.25 (same on Explore, Grow and Accelerate); Explore: €0 or €19/month (€0/month with a deposit of at least €10k per month or a minimum balance of €10k); Grow: €49/month; Accelerate: custom pricing; monthly fee charged per business legal entityPercentage plus fixed amount, plus subscription | Online |
| Airwallex Merchants in France | EEA consumer cards, Visa and Mastercard: 1.30%; all other cards, Visa and Mastercard: 3.15%; plus gateway fee (incl. fraud and 3DS): €0.25 per attempted or actual transactionProcessing fee + Percentage | Online |
| Airwallex Merchants in the United Kingdom | UK cards (Visa, Mastercard, Diners and Discover): 1.30%; EEA cards: 2.40%; international cards: 3.15%; plus gateway fee (incl. fraud and 3DS) £0.20 per attempted or actual transaction; Explore: £19 or £0 per month; Grow: £49 per month; Accelerate: custom pricingProcessing fee + Percentage, plus subscription | Online |
| Airwallex Merchants in the Netherlands | EEA consumer cards, Visa and Mastercard: 1.30% + €0.25; EEA business cards and international cards, Visa and Mastercard: 3.15% + €0.25 (same on Explore, Grow and Accelerate); Explore: €0 or €19/month (€0/month with a deposit of at least €10k per month or a minimum balance of €10k); Grow: €49/month; Accelerate: custom price (Op maat); monthly fee charged per business legal entityPercentage plus fixed amount, plus subscription | Online |
| Airwallex Merchants in Norway | No price published | Online |
| Antom (Ant International) Merchants in Belgium | No price published | Online |
| Antom (Ant International) Merchants anywhere in the EU | No price published | Online |
| Antom (Ant International) Merchants in the United Kingdom | No price published | Online |
| Antom (Ant International) Merchants in Italy | No price published | Online |
| Antom (Ant International) Merchants in the Netherlands | No price published | Online |
| Antom (Ant International) Merchants in Norway | No price published | Online |
| Autopay Merchants in Poland | No price published | Online |
| Axepta BNP Paribas Merchants in Belgium | No price published | Online |
| Axepta BNP Paribas Merchants in France | Pay-per-transaction payment page: €0.12 per transaction (0 to 1,000 transactions per month), €0.10 (1,001 to 5,000), €0.09 (5,001 to 10,000), €0.08 (10,001 to 20,000), €0.07 (over 20,000), minimum charge €30 excl. VAT per month; or subscription €18 excl. VAT per month (100 transactions included, extra transaction €0.20) or €25 excl. VAT per month (250 transactions included, extra transaction €0.15); plus transaction fee (all three offers): EEA consumer cards 0.40% (min. €0.06), other cards 2.35% (min. €0.30)Processing fee + Percentage, with minimum, plus subscription, tiered | Online |
| Axepta BNP Paribas Merchants in France | Standalone terminal without commitment (terminal purchase from €149): EEA consumer cards 1.40% (min. €0.10), other cards 2.80% (min. €0.10); standalone terminal with subscription (rental from €17 excl. VAT per month): EEA consumer cards from 0.30% (min. €0.10), other cards 1.60% (min. €0.10); centralised terminal with subscription (rental from €25 excl. VAT per month): EEA consumer cards from 0.30% (min. €0.10), other cards 1.60% (min. €0.10); mobile app without commitment (no subscription): EEA consumer cards 1.60% (min. €0.10), other cards 2.80% (min. €0.10)Percentage, with minimum, plus subscription, tiered | In-store |
| Axepta BNP Paribas Merchants in Luxembourg | No price published | Online |
| Axepta BNP Paribas Merchants in Luxembourg | No price published | In-store |
| Axepta BNP Paribas Merchants in Poland | No price published | Online |
| Axerve Merchants in Italy | Standard: 3.50% + €4; Standard, extra-EEA cards: additional 2%; IRF+: 2.78% + interchange fee; IRF+, extra-EEA cards: additional 2%; IRF++: 2.56% + interchange fee + scheme fees; transaction processing request fee: €0.50 + VAT per request; activation: €150 one-off per virtual point of sale; stamp duty: €16 one-offProcessing fee + Percentage plus fixed amount, tiered | Online |
| Axerve Merchants in Italy | 1.00%; no monthly fee; terminal purchase €99 + VAT (one-off); activation stamp duty €16 (one-off)Percentage | In-store |
| Banca Transilvania Merchants in Romania | No price published | Online |
| Banca Transilvania Merchants in Romania | No price published | In-store |
| Banco Sabadell Merchants in Spain | PAYCOMET: Spanish cards: 0.50%; EEA European cards: 0.60%; European non-EEA cards (except UK): 1.50%; cards from outside Europe and the UK: 2.70% + €0.06; company cards: on request; processing fee: €0.09; PAYCOMET flat rate: €19/month (3 months free); during the free trial, per-transaction processing fees and commissions apply from €2,000 monthly turnoverProcessing fee + Percentage plus fixed amount, plus subscription | Online |
| Banco Sabadell Merchants in Spain | No price published | In-store |
| Bank Pekao Merchants in Poland | No price published | Online and in-store |
| Barclaycard Payments Merchants in the United Kingdom | No price published | In-store |
| BBVA Merchants in Spain | No price published | Online |
| BBVA Merchants in Spain | No price published | In-store |
| BlueSnap Merchants in Austria | EU-issued V/MC consumer cards: 1.50% + €0.25; EU-issued V/MC commercial cards: 1.90% + €0.25; non-EU-issued cards: 3.45% + €0.25; uncaptured authorisations: €0.10; platform access fee €75 in any month with sales below €5,000 (waived for the first 6 months)Percentage plus fixed amount, plus subscription | Online |
| BlueSnap Merchants in Belgium | EU-issued V/MC consumer cards: 1.50% + €0.25; EU-issued V/MC commercial cards: 1.90% + €0.25; non-EU-issued cards: 3.45% + €0.25; uncaptured authorisations: €0.10; platform access fee €75 in any month with sales below €5,000 (waived for the first 6 months)Percentage plus fixed amount, plus subscription | Online |
| BlueSnap Merchants in Bulgaria | EU-issued V/MC consumer cards: 1.50% + €0.25; EU-issued V/MC commercial cards: 1.90% + €0.25; non-EU-issued cards: 3.45% + €0.25; uncaptured authorisations: €0.10; platform access fee €75 in any month with sales below €5,000 (waived for the first 6 months)Percentage plus fixed amount, plus subscription | Online |
| BlueSnap Merchants in Czechia | EU-issued V/MC consumer cards: 1.50% + €0.25; EU-issued V/MC commercial cards: 1.90% + €0.25; non-EU-issued cards: 3.45% + €0.25; uncaptured authorisations: €0.10; platform access fee €75 in any month with sales below €5,000 (waived for the first 6 months)Percentage plus fixed amount, plus subscription | Online |
| BlueSnap Merchants in Germany | EU-issued V/MC consumer cards: 1.50% + €0.25; EU-issued V/MC commercial cards: 1.90% + €0.25; non-EU-issued cards: 3.45% + €0.25; uncaptured authorisations: €0.10; platform access fee €75 in any month with sales below €5,000 (waived for the first 6 months)Percentage plus fixed amount, plus subscription | Online |
| BlueSnap Merchants in Denmark | EU-issued V/MC consumer cards: 1.50% + €0.25; EU-issued V/MC commercial cards: 1.90% + €0.25; non-EU-issued cards: 3.45% + €0.25; uncaptured authorisations: €0.10; platform access fee €75 in any month with sales below €5,000 (waived for the first 6 months)Percentage plus fixed amount, plus subscription | Online |
| BlueSnap Merchants in Estonia | EU-issued V/MC consumer cards: 1.50% + €0.25; EU-issued V/MC commercial cards: 1.90% + €0.25; non-EU-issued cards: 3.45% + €0.25; uncaptured authorisations: €0.10; platform access fee €75 in any month with sales below €5,000 (waived for the first 6 months)Percentage plus fixed amount, plus subscription | Online |
| BlueSnap Merchants in Spain | EU-issued V/MC consumer cards: 1.50% + €0.25; EU-issued V/MC commercial cards: 1.90% + €0.25; non-EU-issued cards: 3.45% + €0.25; uncaptured authorisations: €0.10; platform access fee €75 in any month with sales below €5,000 (waived for the first 6 months)Percentage plus fixed amount, plus subscription | Online |
| BlueSnap Merchants anywhere in the EU | EU-issued V/MC consumer cards: 1.50% + €0.25; EU-issued V/MC commercial cards: 1.90% + €0.25; non-EU-issued cards: 3.45% + €0.25; uncaptured authorisations: €0.10; platform access fee €75 in any month with sales below €5,000 (waived for the first 6 months)Percentage plus fixed amount, plus subscription | Online |
| BlueSnap Merchants in Finland | EU-issued V/MC consumer cards: 1.50% + €0.25; EU-issued V/MC commercial cards: 1.90% + €0.25; non-EU-issued cards: 3.45% + €0.25; uncaptured authorisations: €0.10; platform access fee €75 in any month with sales below €5,000 (waived for the first 6 months)Percentage plus fixed amount, plus subscription | Online |
| BlueSnap Merchants in France | EU-issued V/MC consumer cards: 1.50% + €0.25; EU-issued V/MC commercial cards: 1.90% + €0.25; non-EU-issued cards: 3.45% + €0.25; uncaptured authorisations: €0.10; platform access fee €75 in any month with sales below €5,000 (waived for the first 6 months)Percentage plus fixed amount, plus subscription | Online |
| BlueSnap Merchants in Greece | EU-issued V/MC consumer cards: 1.50% + €0.25; EU-issued V/MC commercial cards: 1.90% + €0.25; non-EU-issued cards: 3.45% + €0.25; uncaptured authorisations: €0.10; platform access fee €75 in any month with sales below €5,000 (waived for the first 6 months)Percentage plus fixed amount, plus subscription | Online |
| BlueSnap Merchants in Croatia | EU-issued V/MC consumer cards: 1.50% + €0.25; EU-issued V/MC commercial cards: 1.90% + €0.25; non-EU-issued cards: 3.45% + €0.25; uncaptured authorisations: €0.10; platform access fee €75 in any month with sales below €5,000 (waived for the first 6 months)Percentage plus fixed amount, plus subscription | Online |
| BlueSnap Merchants in Hungary | EU-issued V/MC consumer cards: 1.50% + €0.25; EU-issued V/MC commercial cards: 1.90% + €0.25; non-EU-issued cards: 3.45% + €0.25; uncaptured authorisations: €0.10; platform access fee €75 in any month with sales below €5,000 (waived for the first 6 months)Percentage plus fixed amount, plus subscription | Online |
| BlueSnap Merchants in Ireland | EU-issued V/MC consumer cards: 1.50% + €0.25; EU-issued V/MC commercial cards: 1.90% + €0.25; non-EU-issued cards: 3.45% + €0.25; uncaptured authorisations: €0.10; platform access fee €75 in any month with sales below €5,000 (waived for the first 6 months)Percentage plus fixed amount, plus subscription | Online |
| BlueSnap Merchants in Italy | EU-issued V/MC consumer cards: 1.50% + €0.25; EU-issued V/MC commercial cards: 1.90% + €0.25; non-EU-issued cards: 3.45% + €0.25; uncaptured authorisations: €0.10; platform access fee €75 in any month with sales below €5,000 (waived for the first 6 months)Percentage plus fixed amount, plus subscription | Online |
| BlueSnap Merchants in Lithuania | EU-issued V/MC consumer cards: 1.50% + €0.25; EU-issued V/MC commercial cards: 1.90% + €0.25; non-EU-issued cards: 3.45% + €0.25; uncaptured authorisations: €0.10; platform access fee €75 in any month with sales below €5,000 (waived for the first 6 months)Percentage plus fixed amount, plus subscription | Online |
| BlueSnap Merchants in Luxembourg | EU-issued V/MC consumer cards: 1.50% + €0.25; EU-issued V/MC commercial cards: 1.90% + €0.25; non-EU-issued cards: 3.45% + €0.25; uncaptured authorisations: €0.10; platform access fee €75 in any month with sales below €5,000 (waived for the first 6 months)Percentage plus fixed amount, plus subscription | Online |
| BlueSnap Merchants in Latvia | EU-issued V/MC consumer cards: 1.50% + €0.25; EU-issued V/MC commercial cards: 1.90% + €0.25; non-EU-issued cards: 3.45% + €0.25; uncaptured authorisations: €0.10; platform access fee €75 in any month with sales below €5,000 (waived for the first 6 months)Percentage plus fixed amount, plus subscription | Online |
| BlueSnap Merchants in Poland | EU-issued V/MC consumer cards: 1.50% + €0.25; EU-issued V/MC commercial cards: 1.90% + €0.25; non-EU-issued cards: 3.45% + €0.25; uncaptured authorisations: €0.10; platform access fee €75 in any month with sales below €5,000 (waived for the first 6 months)Percentage plus fixed amount, plus subscription | Online |
| BlueSnap Merchants in Portugal | EU-issued V/MC consumer cards: 1.50% + €0.25; EU-issued V/MC commercial cards: 1.90% + €0.25; non-EU-issued cards: 3.45% + €0.25; uncaptured authorisations: €0.10; platform access fee €75 in any month with sales below €5,000 (waived for the first 6 months)Percentage plus fixed amount, plus subscription | Online |
| BlueSnap Merchants in Romania | EU-issued V/MC consumer cards: 1.50% + €0.25; EU-issued V/MC commercial cards: 1.90% + €0.25; non-EU-issued cards: 3.45% + €0.25; uncaptured authorisations: €0.10; platform access fee €75 in any month with sales below €5,000 (waived for the first 6 months)Percentage plus fixed amount, plus subscription | Online |
| BlueSnap Merchants in Sweden | EU-issued V/MC consumer cards: 1.50% + €0.25; EU-issued V/MC commercial cards: 1.90% + €0.25; non-EU-issued cards: 3.45% + €0.25; uncaptured authorisations: €0.10; platform access fee €75 in any month with sales below €5,000 (waived for the first 6 months)Percentage plus fixed amount, plus subscription | Online |
| BlueSnap Merchants in Slovenia | EU-issued V/MC consumer cards: 1.50% + €0.25; EU-issued V/MC commercial cards: 1.90% + €0.25; non-EU-issued cards: 3.45% + €0.25; uncaptured authorisations: €0.10; platform access fee €75 in any month with sales below €5,000 (waived for the first 6 months)Percentage plus fixed amount, plus subscription | Online |
| BlueSnap Merchants in Slovakia | EU-issued V/MC consumer cards: 1.50% + €0.25; EU-issued V/MC commercial cards: 1.90% + €0.25; non-EU-issued cards: 3.45% + €0.25; uncaptured authorisations: €0.10; platform access fee €75 in any month with sales below €5,000 (waived for the first 6 months)Percentage plus fixed amount, plus subscription | Online |
| Buckaroo Merchants in Belgium | No price published | Online |
| Buckaroo Merchants in Belgium | Consumer, EU: 1.35%; consumer, non-EU: 2.30%; business: 2.30%; registration €58.00 one-off; PCI compliance fee €0.95 per monthPercentage, plus subscription | In-store |
| Buckaroo Merchants in the Netherlands | No price published | Online |
| Buckaroo Merchants in the Netherlands | Consumer cards EU: 1.35%; consumer cards outside EU: 2.30%; business cards: 2.30%Percentage | In-store |
| Caixa Geral de Depósitos (Caixa Pay) Merchants in Portugal | Domestic, EEA and non-EEA debit and credit cards - Consumers: 1.75% + €0.25; Business and Corporate: 2.20% + €0.25; Digital Payment Gateway: set-up €120.00 + 23% VAT; monthly fee €30.00 + 23% VATPercentage plus fixed amount, plus subscription | Online |
| Caixa Geral de Depósitos (Caixa Pay) Merchants in Portugal | Visa, Visa Electron, V Pay debit cards: domestic, EEA, non-EEA and Premium, consumers (Particulares): under €20 0.75% + €0.03, €20 and over 0.75%; domestic, business (Empresas): under €20 1.55% + €0.03, €20 and over 1.55% (contracts signed up to 30/04/2023: €20 to under €300 1.55%, €300 and over 1.55% max €2.50); EEA and non-EEA, business: under €20 2.20% + €0.03, €20 and over 2.20%; Visa credit cards: domestic, EEA, non-EEA and Premium, consumers: under €20 1.30% + €0.03, €20 and over 1.30%; domestic, EEA and non-EEA, business: under €20 2.20% + €0.03, €20 and over 2.20%Percentage plus fixed amount, tiered | In-store |
| card complete Merchants in Austria | No price published | Online and in-store |
| CEC Bank Merchants in Romania | No price published | In-store |
| Checkout.com Merchants in Spain | No price published | Online |
| Checkout.com Merchants anywhere in the EU | No price published | Online |
| Checkout.com Merchants in the United Kingdom | No price published | Online |
| Checkout.com Merchants in the Netherlands | No price published | Online |
| Checkout.com Merchants in Poland | No price published | Online |
| Checkout.com Merchants in Portugal | No price published | Online |
| Citadele Merchants in Estonia | No price published | Online |
| Citadele Merchants in Lithuania | No price published | Online |
| Citadele Merchants in Latvia | No price published | Online |
| Citadele Merchants in Latvia | No price published | In-store |
| CM.com Merchants in Belgium | 1.85% payment method fee + €0.14 processing fee; minimum invoice €50 per monthProcessing fee + Percentage, plus subscription | Online |
| CM.com Merchants in Belgium | Terminal: 1.60% payment method fee + €0.12 processing fee; SoftPOS: €5.00 per user per month; Mastercard/Visa Credit blended 1.60% (min. €0.06) + €0.06, unblended IC++ €0.10 + 0.60% (min €0.10); SoftPOS transaction fee €0.02 on top of the payment method feeProcessing fee + Percentage plus fixed amount, with minimum, plus subscription | In-store |
| CM.com Merchants in Germany | Transaction fee 1.85%; processing fee €0.14Processing fee + Percentage | Online |
| CM.com Merchants in France | No price published | Online |
| CM.com Merchants in the Netherlands | 1.85% payment method fee + €0.14 processing fee; minimum invoice €50 per monthProcessing fee + Percentage, plus subscription | Online |
| CM.com Merchants in the Netherlands | Terminal: 1.60% payment method fee + €0.12 processing fee; SoftPOS: €5.00 per user per month; Mastercard/Visa Credit blended 1.60% (min. €0.06) + €0.06, unblended IC++ €0.10 + 0.60% (min €0.10); SoftPOS transaction fee €0.02 on top of the payment method feeProcessing fee + Percentage plus fixed amount, with minimum, plus subscription | In-store |
| Comercia Global Payments (CaixaBank) Merchants in Spain | No price published | In-store |
| Comercia Global Payments (CaixaBank) Merchants in Portugal | MyCommerce monthly fee by monthly turnover (plus VAT): €15 (below €2,000); €27 (€2,000 to €4,000); €38 (€4,000 to €6,000); €48 (€6,000 to €8,000); €57 (€8,000 to €10,000); from €10,000: €57 + 0.90% on the turnover above €10,000 (min. €0.05 per transaction); debit and credit cards issued outside the EEA (consumer and business): 2.35% (min. €0.05 per transaction); additional terminal: €9.50 per month; promotion for contracts from 14/01/2026 to 31/12/2026: 6 months without monthly fee (min. monthly turnover €150 during the exemption, maximum exemption €342)Percentage, plus subscription, tiered, with minimum | In-store |
| Comgate Merchants in Czechia | Start (for merchants starting to accept cards who have not accepted card payments before; up to CZK 300,000 of payments; first six calendar months from contract signing, then the Easy tariff applies): Visa and Mastercard cards incl. Google Pay and Apple Pay, all card types: payments up to CZK 50,000 per month free, above CZK 50,000 1.00% + CZK 0, monthly service fee free; Easy: consumer debit and credit cards issued in the EU 1.00% + CZK 0 (promotion 0.60% + CZK 0 on up to CZK 1,000,000 total transaction volume in the first three months from the first payment after contract signing; usable until the sixth month after signing), business and other cards issued in the EU and cards issued outside the EU 2.00% + CZK 0, monthly service fee CZK 100 (free above CZK 100,000 monthly payment volume and for the second and each further e-shop); Profi: consumer debit and credit cards issued in the EU 0.67% + CZK 1 (promotion 0.47% + CZK 1 on up to CZK 1,000,000 total transaction volume in the first three months from the first payment after contract signing; usable until the sixth month after signing), business and other cards issued in the EU 2.00% + CZK 1, consumer cards issued outside the EU 2.70% + CZK 4.50, business cards issued outside the EU 3.40% + CZK 4.50, monthly service fee CZK 100 (free above CZK 100,000 monthly payment volume and for the second and each further e-shop); all tariffs: card payments in a currency other than the merchant's home currency +0.15%Percentage plus fixed amount, plus subscription, tiered | Online |
| Comgate Merchants in Czechia | Start (for merchants starting to accept cards who have not accepted card payments before; up to CZK 300,000 of payments; first six calendar months from contract signing, then Easy applies): card payments up to CZK 50,000 per month free, above CZK 50,000 1% + CZK 0; first terminal rental free, further terminals free or CZK 300 per month (free above CZK 100,000 monthly volume per terminal); mobile terminal app free or CZK 50 (free above CZK 50,000 monthly volume); Easy: EU consumer debit and credit cards incl. Apple Pay and Google Pay 1% + CZK 0 (promotion 0.60% + CZK 0 on up to CZK 1,000,000 total transaction volume in the first three months from the first payment after contract signing; usable until the sixth month after signing); business and other cards issued in the EU and cards issued outside the EU 2% + CZK 0; Profi: EU consumer debit and credit cards 0.67% + CZK 0.60 (promotion 0.47% + CZK 0.60 on up to CZK 1,000,000 total transaction volume in the first three months from the first payment after contract signing; usable until the sixth month after signing); business and other cards issued in the EU 1.80% + CZK 0.60; consumer debit and credit cards issued outside the EU 1.30% + CZK 4; business and other cards issued outside the EU 3.00% + CZK 4; optional monthly invoicing of fees 0.10%; Easy and Profi: terminal rental free or CZK 300 per month (free above CZK 100,000 monthly volume per terminal), mobile terminal app free or CZK 50 (free above CZK 50,000 monthly volume per app); all tariffs: payments in EUR +0.15%; SIM with data CZK 70 per month; terminal purchase CZK 5,000 excl. VAT; international transfer in CZK CZK 30Percentage plus fixed amount, plus subscription, tiered | In-store |
| Comgate Merchants in Slovakia | Start (merchants with a first card contract, payments up to €12,000): payments up to €2,000 a month free, above €2,000 a month 1% + €0, all card types; Easy: EU consumer debit and credit cards 0.60% + €0 (promotion, first 3 months or up to €40,000 of payments), regular rate 1% + €0; business and other cards issued in the EU and cards issued outside the EU 2% + €0; monthly fee free or €4 (free above €4,000 a month); Profi: EU consumer debit and credit cards 0.47% + €0.04 (promotion, first 3 months or up to €40,000 of payments), regular rate 0.67% + €0.04; business and other cards issued in the EU 2% + €0.04; consumer cards issued outside the EU 2.70% + €0.20; business and other cards issued outside the EU 3.40% + €0.20; monthly fee free or €4 (free above €4,000 a month); surcharge for card payments in a currency other than the merchant's home currency 0.15%Percentage plus fixed amount, tiered, plus subscription | Online |
| Commerz Globalpay Merchants in Germany | No price published | Online |
| Commerz Globalpay Merchants in Germany | No price published | In-store |
| Computop Merchants in Germany | No price published | Online |
| Crédit Agricole (CAWL) Merchants in France | No price published | Online |
| Crédit Agricole (CAWL) Merchants in France | No price published | In-store |
| Crédit Mutuel (Monetico) Merchants in France | No price published | Online |
| Crédit Mutuel (Monetico) Merchants in France | No price published | In-store |
| dpay (Payments Lab) Merchants in Poland | No price published | Online |
| easypay Merchants in Portugal | No price published | Online |
| Elavon Merchants in Belgium | No price published | In-store |
| Elavon Merchants in Germany | First 12 months: €0 transaction fees (in the first year up to €50,000 Visa and Mastercard card volume), €0 monthly fixed price, €0 terminal rent; after the first 12 months: debit cards 0.59%; credit cards 0.99% + €0.01 per transaction; terminal rent €18.00/month desktop, €19.99/month mobile terminals; contract term 36 monthsPercentage plus fixed amount, plus subscription | In-store |
| Elavon Merchants in Denmark | No price published | In-store |
| Elavon Merchants in the United Kingdom | Visa and Mastercard personal debit and credit cards, Core All-in-one (in person and online): 0.99%; £15 per month terminal and gateway fee; gateway fee £0.16 per transaction; 12-month contractProcessing fee + Percentage, plus subscription | Online |
| Elavon Merchants in the United Kingdom | Visa and Mastercard personal debit and credit cards: Start simple: 1.75% (£5 one-off card reader); Business Booster Desk: 0.99% (£15 per month terminal fee); Core All-in-one: 0.99% (£15 per month terminal and gateway fee; gateway fee £0.16 per transaction); Business Booster Move: 0.99% (£18 per month terminal fee); 12-month contract on all plansProcessing fee + Percentage, plus subscription, tiered | In-store |
| Elavon Merchants in Norway | No price published | In-store |
| Elavon Merchants in Poland | Polska Bezgotówkowa programme: Visa and Mastercard card payments accepted free of charge (PLN 0 commission) for 12 months or up to turnover of PLN 100,000 on one terminal / PLN 50,000 at one online point of sale; PLN 0 terminal subscription for 12 months; PLN 0 to launch online payments; only for businesses that have not accepted cashless payments in the last 12 months, once only; the programme ends after one year and the agreement with Elavon continuesFixed amount | Online and in-store |
| Elavon Merchants in Sweden | No price published | In-store |
| ePay Merchants in Denmark | No price published | Online |
| epay (Euronet) Merchants in Germany | No price published | Online and in-store |
| epay (Euronet) Merchants in Greece | No price published | Online |
| epay (Euronet) Merchants in Greece | No price published | In-store |
| ePay.bg Merchants in Bulgaria | Cards issued by a bank in Bulgaria: 1.00% (one per cent) of the value of each payment with a Mastercard/ Visa/ Maestro/ V Pay/ Bcard debit, credit or prepaid card, but not less than €0.10; cards issued by a foreign bank outside the EEA: 2.00% (two per cent) of the value of each payment with a Mastercard/ Visa/ Maestro/ V Pay debit, credit or prepaid card, but not less than €0.10; interchange for Visa, V Pay, Mastercard and Maestro cards issued in the EU/EEA: personal debit and prepaid 0.20%, personal credit 0.30%, corporate/business up to 2%; scheme fee for all card transactions with cards issued by payment service providers in the EU and EEA: 0.35% (as at the date of the contract); annual fee for opening and maintaining the 3D terminal (ePay World): €81.81 (first year prorated at €7.16 per month)Percentage, with minimum, plus subscription | Online |
| eService Merchants in Poland | No price published | Online |
| Eupago Merchants in Spain | No price published | Online |
| Everypay Merchants in Greece | Visa - MasterCard - Maestro: inside E.U. Personal 1.40% + €0.12; inside E.U. Business 2.95% + €0.12; outside E.U. Personal 2.95% + €0.22; outside E.U. Business 3.95% + €0.22Percentage plus fixed amount | Online |
| Everypay Merchants in Greece | Visa - MasterCard - Maestro: inside E.U. 1.30% + €0.14; outside E.U. 2.80% + €0.14; inside E.U. Business 2.20% + €0.14; outside E.U. Business 2.80% + €0.14; physical terminal: €270 + VAT purchase, €50 + VAT annual subscription; Soft POS: app free, €5.50 + VAT monthly subscriptionPercentage plus fixed amount, plus subscription | In-store |
| Fibank Merchants in Bulgaria | No price published | Online |
| Fibank Merchants in Bulgaria | No price published | In-store |
| Finby (formerly TrustPay) Merchants anywhere in the EU | No price published | Online |
| First Cash Solution Merchants in Germany | No price published | Online |
| First Cash Solution Merchants in Germany | No price published | In-store |
| Fiserv (Clover) Merchants in Belgium | No price published | Online |
| Fiserv (Clover) Merchants in Germany | No price published | Online |
| Fiserv (Clover) Merchants in Germany | No price published | In-store |
| Fiserv (Clover) Merchants in the United Kingdom | AIB Merchant Services: No price published | Online |
| Fiserv (Clover) Merchants in the United Kingdom | AIB Merchant Services: No price published | In-store |
| Fiserv (Clover) Merchants in the Netherlands | 2.40% + €0.15; monthly service fee (webshop) €9.95Percentage plus fixed amount, plus subscription | Online |
| Fiserv (Clover) Merchants in the Netherlands | Credit card (Consumer Domestic Credit): from 1.20%; minimum fee per credit card transaction €0.41; monthly service fee (physical location) €8.75Percentage, plus subscription, with minimum | In-store |
| Fiserv (Clover) Merchants in Poland | No price published | Online |
| Fiserv (Clover) Merchants in Austria | CCV: No price published | In-store |
| Fiserv (Clover) Merchants in Belgium | CCV: Consumer credit cards issued in the EEA: 1.25%; consumer credit cards issued outside the EEA: 1.60%; business credit cards worldwide: 2.40%Percentage | In-store |
| Fiserv (Clover) Merchants in Switzerland | CCV: No price published | In-store |
| Fiserv (Clover) Merchants in Czechia | CCV: No price published | In-store |
| Fiserv (Clover) Merchants in Denmark | CCV: No price published | In-store |
| Fiserv (Clover) Merchants in Spain | CCV: No price published | In-store |
| Fiserv (Clover) Merchants in France | CCV: No price published | In-store |
| Fiserv (Clover) Merchants in the United Kingdom | CCV: No price published | In-store |
| Fiserv (Clover) Merchants in Hungary | CCV: No price published | In-store |
| Fiserv (Clover) Merchants in Ireland | CCV: No price published | In-store |
| Fiserv (Clover) Merchants in Italy | CCV: No price published | In-store |
| Fiserv (Clover) Merchants in Luxembourg | CCV: No price published | In-store |
| Fiserv (Clover) Merchants in the Netherlands | CCV: From 1.30% per transaction; CCV transaction processing €4.25 per terminal per monthPercentage, plus subscription | In-store |
| Fiserv (Clover) Merchants in Norway | CCV: No price published | In-store |
| Fiserv (Clover) Merchants in Poland | CCV: No price published | In-store |
| Fiserv (Clover) Merchants in Portugal | CCV: No price published | In-store |
| Fiserv (Clover) Merchants in Sweden | CCV: No price published | In-store |
| Fiserv (Clover) Merchants in Slovenia | CCV: No price published | In-store |
| Fiserv (Clover) Merchants in Slovakia | CCV: No price published | In-store |
| Flatpay Merchants in Germany | No price published | In-store |
| Flatpay Merchants in Denmark | No price published | Online |
| Flatpay Merchants in Finland | No price published | In-store |
| Flatpay Merchants in France | No price published | In-store |
| Flatpay Merchants in the United Kingdom | No price published | In-store |
| Flatpay Merchants in Italy | No price published | In-store |
| Flatpay Merchants in the Netherlands | No price published | In-store |
| Getnet (Santander) Merchants in Portugal | No price published | Online |
| Getnet (Santander) Merchants in Portugal | No price published | In-store |
| Global Payments Merchants in Austria | No price published | Online |
| Global Payments Merchants in Austria | No price published | In-store |
| Global Payments Merchants in the United Kingdom | No price published | Online |
| Global Payments Merchants in the United Kingdom | No price published | In-store |
| Global Payments d.o.o. Merchants in Croatia | No price published | Online and in-store |
| Global Payments s.r.o. Merchants in Czechia | No price published | Online |
| Global Payments s.r.o. Merchants in Czechia | No price published | In-store |
| Global Payments s.r.o. Merchants in Slovakia | No price published | Online |
| Global Payments s.r.o. Merchants in Slovakia | No price published | In-store |
| HiPay Merchants in Belgium | No price published | Online |
| HiPay Merchants anywhere in the EU | No price published | Online |
| HiPay Merchants in France | No price published | Online |
| HiPay Merchants in Italy | No price published | Online |
| HiPay Merchants in Norway | No price published | Online |
| HiPay Merchants in Portugal | No price published | Online |
| hobex Merchants in Austria | No price published | Online and in-store |
| hobex Merchants in Italy | No price published | Online |
| hobex Merchants in Slovenia | No price published | Online |
| Hrvatska poštanska banka (HPB) Merchants in Croatia | No price published | Online and in-store |
| ICEPAY Merchants in the Netherlands | No price published | Online |
| IdoPay (IdoPayments sp. z o.o.) Merchants anywhere in the EU | IF++ model, Start: 1.09% + interchange + scheme fee; IF++ model, Business: 0.99% + interchange + scheme fee; IF++ model, Expert/Expert+: 0.99% + interchange + scheme fee; IF++ model, Enterprise: 0.69% + interchange + scheme fee; IF++ model, Individual: negotiable; blended model, Start: 1.55%; blended model, Business: 1.49%; blended model, Expert/Expert+: 1.49%; blended model, Enterprise: 1.19%; blended model, Individual: negotiable; multi-currency service (card transactions): 0.90% of the transaction value for AUD, CAD, CHF, DKK, EUR, GBP, HKD, JPY, NOK, NZD, PLN, SEK, SGD, USD, ZAR, RON, HUF; 1.80% of the transaction value for other currencies; chargeback (card payments): PLN 120.00Percentage plus fixed amount, tiered | Online |
| IdoPay (IdoPayments sp. z o.o.) Merchants in Poland | IF++ model, Start: 1.09% + interchange + scheme fee; IF++ model, Business: 0.99% + interchange + scheme fee; IF++ model, Expert/Expert+: 0.99% + interchange + scheme fee; IF++ model, Enterprise: 0.69% + interchange + scheme fee; IF++ model, Individual: negotiable; blended model, Start: 1.55%; blended model, Business: 1.49%; blended model, Expert/Expert+: 1.49%; blended model, Enterprise: 1.19%; blended model, Individual: negotiable; multi-currency service (card transactions): 0.90% of the transaction value for AUD, CAD, CHF, DKK, EUR, GBP, HKD, JPY, NOK, NZD, PLN, SEK, SGD, USD, ZAR, RON, HUF; 1.80% of the transaction value for other currencies; chargeback (card payments): PLN 120.00Percentage plus fixed amount, tiered | Online |
| ING Merchants in Poland | Payment cards (Visa, Mastercard, Visa Mobile, Click to Pay cards and in Apple Pay and Google Pay digital wallets): 1.40%; with Programme Polska Bezgotówkowa (companies that for at least 12 months have had no active agreement with another payment operator, have not accepted online cashless payments and have not taken part in the programme before): 0% for the first 12 months or up to PLN 50,000, then 1.40% from month 13; standard offer (companies that have already used a payment gateway): 0% for the first 3 months, then 1.40% from month 4; activation fee PLN 0.00; subscription fee PLN 0.00; refund fee PLN 0.00; payout fee PLN 0.00Percentage, tiered | Online |
| ING Merchants in Romania | No price published | Online |
| ING Merchants in Romania | No price published | In-store |
| Intesa Sanpaolo Merchants in Hungary | CIB Bank: No price published | In-store |
| Intesa Sanpaolo Merchants in Slovenia | Intesa Sanpaolo Bank Slovenia: No price published | In-store |
| Intesa Sanpaolo Merchants in Slovakia | VÚB banka: No price published | Online |
| Intesa Sanpaolo Merchants in Slovakia | VÚB banka: No price published | In-store |
| KBC Merchants in Bulgaria | UBB: No price published | Online |
| KBC Merchants in Bulgaria | UBB: No price published | In-store |
| KBC Merchants in Czechia | Visa (interchange | scheme | processing): CZ debit 0.20% | 0.18% | 0.37% + CZK 0.50; CZ credit 0.30% | 0.18% | 0.37% + CZK 0.50; CZ business 1.60% | 0.18% | 0.37% + CZK 0.50; EEA debit 0.20% | 0.21%; EEA credit 0.30% | 0.21%; EEA business 1.35% | 0.21%; non-EEA debit 1.15% | 1.88%; non-EEA credit 1.50% | 1.88%; non-EEA business 2.00% | 1.88%; processing always 0.37% + CZK 0.50; one-off card acceptance activation fee: CZK 1890.00; monthly payment gateway fee: CZK 99.00 per internet shop (fees not subject to VAT)Interchange plus plus, plus subscription | Online |
| KBC Merchants in Czechia | Visa (interchange | scheme | processing): CZ debit 0.20% | 0.18% | 0.37% + CZK 0.50; CZ credit 0.30% | 0.18% | 0.37% + CZK 0.50; CZ business 1.60% | 0.18% | 0.37% + CZK 0.50; EEA debit 0.20% | 0.21%; EEA credit 0.30% | 0.21%; EEA business 1.35% | 0.21%; non-EEA debit 0.20% | 1.88%; non-EEA credit 0.30% | 1.88%; non-EEA business 2.00% | 1.88%; processing always 0.37% + CZK 0.50; monthly terminal fee: CZK 299.00 + VAT (CZK 200.00 + VAT per month per terminal when monthly card turnover at the outlet is below CZK 5000)Interchange plus plus, plus subscription | In-store |
| KBC Merchants in Hungary | No price published | In-store |
| KBC Merchants in Slovakia | No price published | Online |
| La Banque Postale Merchants in France | No price published | Online |
| La Banque Postale Merchants in France | No price published | In-store |
| LibraPay (Libra Internet Bank) Merchants in Romania | No price published | Online |
| Lightspeed Payments Merchants in Spain | No price published | In-store |
| Luminor Merchants in Estonia | MakeCommerce: 1.35% + €0.15; monthly fee: €10Percentage plus fixed amount, plus subscription | Online |
| Luminor Merchants in Lithuania | No price published | Online |
| Luminor Merchants in Lithuania | No price published | In-store |
| Luminor Merchants in Latvia | No price published | Online |
| Luminor Merchants in Latvia | No price published | In-store |
| Lyra Merchants in Germany | European cards: €0.20 + 1.40%; non-European cards: €0.20 + 2.45%; indicative rates for standard cards (Richtwerte für Standardkarten)Percentage plus fixed amount | Online |
| Lyra Merchants in France | European cards: €0.20 + 1.40%; non-European cards: €0.20 + 2.45%; indicative rates for standard cards (à titre indicatif)Percentage plus fixed amount | Online |
| Mangopay Merchants anywhere in the EU | No price published | Online |
| Mangopay Merchants in the United Kingdom | No price published | Online |
| Mangopay Merchants in Norway | No price published | Online |
| MBH Bank Merchants in Hungary | No price published | Online |
| MBH Bank Merchants in Hungary | No price published | In-store |
| Millennium bcp Merchants in Portugal | No price published | In-store |
| Mollie Merchants in Austria | EEA consumer cards: 1.80% + €0.25; EEA commercial cards: 2.90% + €0.25; non-EEA cards: 3.25% + €0.25Percentage plus fixed amount | Online |
| Mollie Merchants in Belgium | EEA consumer cards: 1.80% + €0.25; EEA commercial cards: 2.90% + €0.25; non-EEA cards: 3.25% + €0.25Percentage plus fixed amount | Online |
| Mollie Merchants in Bulgaria | EEA consumer cards: 1.80% + €0.25; EEA commercial cards: 2.90% + €0.25; Non-EEA cards: 3.25% + €0.25; Domestic consumer cards: 1.20% + €0.25Percentage plus fixed amount | Online |
| Mollie Merchants in Switzerland | Desktop table: EEA consumer cards 1.80% + €0.25; EEA commercial cards 2.90% + €0.25; non-EEA cards 3.25% + €0.25; mobile table: EEA consumer cards 1.20% + £0.20; EEA commercial cards 2.90% + £0.20; non-EEA cards 3.25% + £0.20Percentage plus fixed amount | Online |
| Mollie Merchants in Switzerland | No price published | In-store |
| Mollie Merchants in Czechia | Desktop table (CZK): EEA consumer cards: 1.80% + CZK 6.40; Domestic consumer cards: 1.20% + CZK 6.40; EEA commercial cards: 2.90% + CZK 6.40; Non-EEA cards: 3.25% + CZK 6.40. Mobile table (EUR): EEA consumer cards: 1.80% + €0.25; EEA commercial cards: 2.90% + €0.25; Non-EEA cards: 3.25% + €0.25Percentage plus fixed amount | Online |
| Mollie Merchants in Germany | EEA consumer cards: 1.80% + €0.25; EEA commercial cards: 2.90% + €0.25; non-EEA cards: 3.25% + €0.25Percentage plus fixed amount | Online |
| Mollie Merchants in Denmark | Desktop table (DKK): Domestic consumer cards: 1.20% + DKK 1.80; EEA commercial cards: 2.90% + DKK 1.80; Non-EEA cards: 3.25% + DKK 1.80; EEA consumer cards: 1.80% + DKK 1.80. Mobile table (EUR): EEA consumer cards: 1.80% + €0.25; EEA commercial cards: 2.90% + €0.25; Non-EEA cards: 3.25% + €0.25Percentage plus fixed amount | Online |
| Mollie Merchants in Estonia | Online payments: EEA consumer cards 1.80% + €0.25; domestic consumer cards 1.20% + €0.25; EEA business cards 2.90% + €0.25; non-EEA cards 3.25% + €0.25Percentage plus fixed amount | Online |
| Mollie Merchants in Spain | EEA consumer cards: 1.80% + €0.25; EEA commercial cards: 2.90% + €0.25; Non-EEA cards: 3.25% + €0.25; Domestic consumer cards: 1.20% + €0.25Percentage plus fixed amount | Online |
| Mollie Merchants in Finland | EEA consumer cards: 1.80% + €0.25; EEA commercial cards: 2.90% + €0.25; Non-EEA cards: 3.25% + €0.25; Domestic consumer cards: 1.20% + €0.25Percentage plus fixed amount | Online |
| Mollie Merchants in France | EEA consumer cards: 1.80% + €0.25; EEA commercial cards: 2.90% + €0.25; non-EEA cards: 3.25% + €0.25Percentage plus fixed amount | Online |
| Mollie Merchants in the United Kingdom | UK domestic consumer cards: 1.20% + £0.20; UK domestic commercial and European cards: 2.90% + £0.20; all other cards: 3.25% + £0.20Percentage plus fixed amount | Online |
| Mollie Merchants in Greece | EEA consumer cards: 1.80% + €0.25; EEA commercial cards: 2.90% + €0.25; non-EEA cards: 3.25% + €0.25; domestic consumer cards: 1.20% + €0.25Percentage plus fixed amount | Online |
| Mollie Merchants in Croatia | EEA consumer cards: 1.80% + €0.25; EEA commercial cards: 2.90% + €0.25; Non-EEA cards: 3.25% + €0.25; Domestic consumer cards: 1.20% + €0.25Percentage plus fixed amount | Online |
| Mollie Merchants in Hungary | Desktop table (HUF): EEA consumer cards: 1.80% + HUF 99; EEA commercial cards: 2.90% + HUF 99; Non-EEA cards: 3.25% + HUF 99; Domestic consumer cards: 1.20% + HUF 99. Mobile table (EUR): EEA consumer cards: 1.80% + €0.25; EEA commercial cards: 2.90% + €0.25; Non-EEA cards: 3.25% + €0.25Percentage plus fixed amount | Online |
| Mollie Merchants in Italy | EEA consumer cards: 1.80% + €0.25; EEA commercial cards: 2.90% + €0.25; Non-EEA cards: 3.25% + €0.25; Domestic consumer cards: 1.20% + €0.25Percentage plus fixed amount | Online |
| Mollie Merchants in Lithuania | EEA consumer cards: 1.80% + €0.25; Domestic consumer cards: 1.20% + €0.25; EEA commercial cards: 2.90% + €0.25; Non-EEA cards: 3.25% + €0.25Percentage plus fixed amount | Online |
| Mollie Merchants in Latvia | EEA consumer cards: 1.80% + €0.25; Domestic consumer cards: 1.20% + €0.25; EEA commercial cards: 2.90% + €0.25; Non-EEA cards: 3.25% + €0.25Percentage plus fixed amount | Online |
| Mollie Merchants in the Netherlands | EEA consumer cards: 1.80% + €0.25; EEA commercial cards: 2.90% + €0.25; non-EEA cards: 3.25% + €0.25Percentage plus fixed amount | Online |
| Mollie Merchants in Norway | Desktop table (NOK): EEA consumer cards: 1.80% + NOK 2.80; EEA commercial cards: 2.90% + NOK 2.80; Non-EEA cards: 3.25% + NOK 2.80; Domestic consumer cards: 1.20% + NOK 2.80. Mobile table (EUR): EEA consumer cards: 1.80% + €0.25; EEA commercial cards: 2.90% + €0.25; Non-EEA cards: 3.25% + €0.25Percentage plus fixed amount | Online |
| Mollie Merchants in Poland | PLN price list: EEA consumer cards: 1.80% + PLN 1.00; EEA commercial cards: 2.90% + PLN 1.00; non-EEA cards: 3.25% + PLN 1.00; domestic consumer cards: 1.20% + PLN 1.00; EUR price list: EEA consumer cards: 1.80% + €0.25; EEA commercial cards: 2.90% + €0.25; non-EEA cards: 3.25% + €0.25Percentage plus fixed amount | Online |
| Mollie Merchants in Portugal | EEA consumer cards: 1.80% + €0.25; EEA commercial cards: 2.90% + €0.25; Non-EEA cards: 3.25% + €0.25; Domestic consumer cards: 1.20% + €0.25Percentage plus fixed amount | Online |
| Mollie Merchants in Romania | EEA consumer cards: 1.80% + €0.25; EEA commercial cards: 2.90% + €0.25; Non-EEA cards: 3.25% + €0.25; Domestic consumer cards: 1.20% + €0.25Percentage plus fixed amount | Online |
| Mollie Merchants in Sweden | Desktop table (SEK): EEA consumer cards: 1.80% + SEK 2.80; EEA commercial cards: 2.90% + SEK 2.80; Non-EEA cards: 3.25% + SEK 2.80; Domestic consumer cards: 1.20% + SEK 2.80. Mobile table (EUR): EEA consumer cards: 1.80% + €0.25; EEA commercial cards: 2.90% + €0.25; Non-EEA cards: 3.25% + €0.25Percentage plus fixed amount | Online |
| Mollie Merchants in Slovenia | EEA consumer cards: 1.80% + €0.25; EEA commercial cards: 2.90% + €0.25; Non-EEA cards: 3.25% + €0.25; Domestic consumer cards: 1.20% + €0.25Percentage plus fixed amount | Online |
| Mollie Merchants in Slovakia | EEA consumer cards: 1.80% + €0.25; EEA commercial cards: 2.90% + €0.25; Non-EEA cards: 3.25% + €0.25; Domestic consumer cards: 1.20% + €0.25Percentage plus fixed amount | Online |
| MONEI Merchants in Spain | No price published | Online |
| MONEI Merchants in Spain | No price published | In-store |
| Montonio Merchants in Estonia | No price published | Online |
| Montonio Merchants in Finland | Visa, Mastercard. Minimum package (€11.99 per month): 1.99% + €0.29; Growth package (€39.99 per month): 1.29% + €0.25; Ultra package (€84.99 per month): 0.99% + €0.25; surcharges: EU business cards 2.99% + €0.29 (Minimum) or + €0.25 (Growth, Ultra), non-EU consumer cards the same, non-EU business cards 3.60% + the same fixed feePercentage plus fixed amount, plus subscription, tiered | Online |
| Montonio Merchants in Lithuania | No price published | Online |
| Montonio Merchants in Latvia | No price published | Online |
| Montonio Merchants in Poland | No price published | Online |
| myPOS Merchants in Bulgaria | No price published | Online |
| myPOS Merchants in Bulgaria | No price published | In-store |
| myPOS Merchants in Switzerland | No price published | Online |
| myPOS Merchants in Switzerland | No price published | In-store |
| myPOS Merchants in Czechia | No price published | Online |
| myPOS Merchants in Czechia | No price published | In-store |
| myPOS Merchants in Germany | No price published | Online |
| myPOS Merchants in Germany | No price published | In-store |
| myPOS Merchants in Denmark | No price published | Online |
| myPOS Merchants in Denmark | No price published | In-store |
| myPOS Merchants in Estonia | No price published | Online |
| myPOS Merchants in Estonia | No price published | In-store |
| myPOS Merchants in Spain | No price published | Online |
| myPOS Merchants in Spain | No price published | In-store |
| myPOS Merchants in Finland | No price published | Online |
| myPOS Merchants in Finland | No price published | In-store |
| myPOS Merchants in the United Kingdom | No price published | Online |
| myPOS Merchants in the United Kingdom | No price published | In-store |
| myPOS Merchants in Greece | No price published | Online |
| myPOS Merchants in Greece | No price published | In-store |
| myPOS Merchants in Croatia | No price published | Online |
| myPOS Merchants in Croatia | No price published | In-store |
| myPOS Merchants in Hungary | No price published | Online |
| myPOS Merchants in Hungary | No price published | In-store |
| myPOS Merchants in Ireland | No price published | Online |
| myPOS Merchants in Ireland | No price published | In-store |
| myPOS Merchants in Italy | No price published | Online |
| myPOS Merchants in Italy | No price published | In-store |
| myPOS Merchants in Lithuania | No price published | Online |
| myPOS Merchants in Lithuania | No price published | In-store |
| myPOS Merchants in Luxembourg | No price published | Online |
| myPOS Merchants in Luxembourg | No price published | In-store |
| myPOS Merchants in Latvia | No price published | Online |
| myPOS Merchants in Latvia | No price published | In-store |
| myPOS Merchants in Norway | No price published | Online |
| myPOS Merchants in Norway | No price published | In-store |
| myPOS Merchants in Poland | No price published | Online |
| myPOS Merchants in Poland | No price published | In-store |
| myPOS Merchants in Portugal | No price published | Online |
| myPOS Merchants in Portugal | No price published | In-store |
| myPOS Merchants in Romania | No price published | Online |
| myPOS Merchants in Romania | No price published | In-store |
| myPOS Merchants in Sweden | No price published | Online |
| myPOS Merchants in Sweden | No price published | In-store |
| myPOS Merchants in Slovenia | No price published | Online |
| myPOS Merchants in Slovenia | No price published | In-store |
| myPOS Merchants in Slovakia | No price published | Online |
| myPOS Merchants in Slovakia | No price published | In-store |
| NBG Pay Merchants in Greece | NBG cards: Credit/Debit 0.60%, Corporate 1.80%; other EU: Credit/Debit 0.60%, Corporate 1.85%; outside EU: Credit/Debit 1.30%, Corporate 2.75%; POS terminal: wired free, wireless €9.90 per monthPercentage, plus subscription | In-store |
| Neopay Merchants in Lithuania | No price published | Online |
| NETOPIA Payments Merchants in Romania | 1.19% of the transaction value + RON 0.30 (Visa/MasterCard debit/credit cards issued in Romania or abroad); 1.45 - 11.00% of the transaction value + RON 0.30 (instalment cards, Visa/MasterCard); negotiable share of the transaction value (by monthly volume)Percentage plus fixed amount | Online |
| Nexi Merchants in Austria | No price published | Online |
| Nexi Merchants in Austria | 1% for all cards; €1 licence fee; no monthly base fee; commercial credit cards: an additional 1.49% of the transaction amount on top of the disagioPercentage | In-store |
| Nexi Merchants in Switzerland | Nexi SoftPOS (iOS version): 1.49% on Mastercard and Visa per transaction, licence fee: free; Nexi Bundle (iOS + terminal: SmartPOS A77, SmartPOS A920 or Desk POS Q80): less than 1.55% on Mastercard and Visa per transactionPercentage, tiered | In-store |
| Nexi Merchants in Germany | Nexi Checkout Starter (up to €500,000 annual volume; €29 set-up, €19 per month): €0.20 per payment transaction plus disagio: EEA consumer cards 1.69%, non-EEA consumer cards 2.99%, EEA corporate cards 2.79%, non-EEA corporate cards 3.79%; €0.20 per credit note; Nexi Checkout Standard (from €500,000 annual volume; €0 set-up, €0 per month): €0.15 per payment transaction plus disagio: EEA consumer cards 1.29%, non-EEA consumer cards 2.99%, EEA corporate cards 2.79%, non-EEA corporate cards 3.79%; €0.15 per credit notePercentage plus fixed amount, plus subscription, tiered | Online |
| Nexi Merchants in Germany | No price published | In-store |
| Nexi Merchants in Denmark | No price published | Online |
| Nexi Merchants in Denmark | Alt-i-én (All-in-one) package: fixed card fee 1% per transaction on all Visa, Mastercard and Dankort; SmartPOS N950 terminal included in the package; minimum payment DKK 299.00 per month on the acquiring agreement; 36-month commitment, after which terminal rental of DKK 299.00 per month is charged; offer for new Nets customers onlyPercentage, plus subscription | In-store |
| Nexi Merchants in Finland | S plan: €0.50 per transaction + 3.25%; M plan: €0.50 per transaction + 2%; monthly fee: S plan €14.90, M plan €59 (+ 25.5% VAT on the monthly fee); non-EU card payments: + 1%; corporate card payments: + 1%; tokenized and recurring card payments: + €0.15 per transactionPercentage plus fixed amount, plus subscription, tiered | Online |
| Nexi Merchants in Croatia | No price published | In-store |
| Nexi Merchants in Italy | Non-differentiated: Consumer credit: intra-EEA up to €30: 4.09%, over €30: 4.10%, extra-EEA up to €30: 6.09%, over €30: 6.10%; Consumer debit and consumer prepaid: intra-EEA up to €30: 3.99%, over €30: 4.00%, extra-EEA up to €30: 5.99%, over €30: 6.00%; Commercial: intra-EEA up to €30: 4.18%, over €30: 4.19%, extra-EEA up to €30: 6.18%, over €30: 6.19%; card-not-present surcharge (manual card-number entry, pay-by-link or XPay activated by the client): 2.00%; Unica (Visa/Mastercard): up to €30: 6.18%, over €30: 6.19%, card-not-present surcharge: 2.00%; Differentiated (Nexi maximum fees; interchange and scheme fees added; on us domestic and not on us domestic, EEA and extra-EEA): Credit: over €30: 3.59% + €1.99, up to €30: 3.56% + €1.79; Debit and prepaid: over €30: 3.49% + €1.89, up to €30: 3.46% + €1.69; Commercial: over €30: 3.99% + €2.59, up to €30: 3.96% + €2.39; Protection Plus programme: €2.50/month + €7.50 one-off per point of sale (not charged where equal to or below the annual percentage commission; not charged to merchants without transactions in the calendar year)Percentage plus fixed amount, plus subscription, tiered | Online |
| Nexi Merchants in Italy | Italia +: credit, debit and prepaid: 0.99% + 0.65% Extra EEA; Commercial: 2.49% + 0% Extra EEA; card-not-present surcharge: 0.95%; transactions of €30 or less: 0.05% reduction; €29/month; installation €0 (was €79), promotion valid until 1 November 2026; Protection Plus: €2.50 + €7.50 one-off per point of salePercentage, plus subscription | In-store |
| Nexi Merchants in Poland | Przelewy24: 1.29% + PLN 0.30 (3D Secure); one-off activation fee PLN 59 (refunded after 10 transactions in the first two months); monthly subscription PLN 0Percentage plus fixed amount, plus subscription | Online |
| Nexi Merchants in Sweden | No price published | Online |
| Nexi Merchants in Sweden | No price published | In-store |
| NLB Merchants in Slovenia | No price published | Online |
| NLB Merchants in Slovenia | No price published | In-store |
| Novalnet Merchants in Germany | €0.24 transaction fee + 1.70%; Visa/Mastercard commercial and non-EU cards: €0.24 transaction fee + 2.90%; Novalnet account package without minimum term: €99 set-up fee + €25 monthly fee, no minimum termPercentage plus fixed amount, plus subscription | Online |
| Novalnet Merchants in Germany | No price published | In-store |
| novobanco Merchants in Portugal | Consumer cards, domestic and EEA: Debit and Prepaid 0.90%, Credit 1.10%; consumer cards outside the EEA: Debit and Prepaid 2.35%, Credit 2.75%; business cards, domestic: Debit and Prepaid 2.00%, Credit 2.15%; business cards, EEA: Debit and Prepaid 2.00%, Credit 2.00%; business cards outside the EEA: Debit and Prepaid 2.95%, Credit 2.95%; min €0.06 on every rate; fixed fee per transaction: €0.06; TPA Negócios SmartPOS, transaction fee included up to a turnover limit on Multibanco cards and EEA consumer Visa and Mastercard cards, per month: €500: €15.50; €1,000: €22.00; €2,000: €29.00; €5,000: €42.00; €10,000: €57.00; TPA Negócios Extra €15,000: 1 terminal €67.00, 2 terminals €77.00, 3 terminals €87.00; on these packages, turnover above the package limit: 0.90% (min €0.06) + €0.06 per transaction; business cards and cards issued outside the EEA: 2.35% (min €0.06) + €0.06 per transaction; plus VATPercentage plus fixed amount, plus subscription, tiered, with minimum | In-store |
| Numia Merchants in Italy | Standard: 6% + €2; Extra EEA surcharge (standard model): 3%; Interchange+: interchange + 6% + €2; Interchange++: interchange + scheme fees + 6% + €2; card-not-present surcharge: 3%; monthly minimum commission (international circuits): €200Percentage plus fixed amount, tiered | Online and in-store |
| OTP Bank Merchants in Bulgaria | DSK Bank: No price published | Online |
| OTP Bank Merchants in Bulgaria | DSK Bank: No price published | In-store |
| OTP Bank Merchants in Hungary | No price published | Online and in-store |
| OTP Bank Merchants in Slovenia | No price published | Online and in-store |
| Pagateq Merchants in Germany | No price published | Online |
| Pay. Merchants anywhere in the EU | Consumers EU, Professional: €0.15 + 1.50%; Consumers EU, Business: €0.12 + 1.30%; Business cards & outside EU, Professional: €0.15 + 2.80%; Business cards & outside EU, Business: €0.12 + 2.80%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tiered | Online |
| Pay. Merchants anywhere in the EU | In-Store Payments, Terminal Payments EU, Professional: €0.10 + 1.75%; In-Store Payments, Terminal Payments EU, Business: €0.10 + 1.50%; SoftPOS, Mastercard & VISA Credit Card, Europe, Professional: €0.06 + 1.25%; SoftPOS, Mastercard & VISA Credit Card, Europe, Business: €0.06 + 1.25%; SoftPOS, Mastercard & VISA Other Cards, Worldwide, Professional: €0.25 + 2.50%; SoftPOS, Mastercard & VISA Other Cards, Worldwide, Business: €0.25 + 2.50%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tiered | In-store |
| Pay. Merchants in Norway | Consumers EU, Professional: €0.15 + 1.50%; Consumers EU, Business: €0.12 + 1.30%; Business cards & outside EU, Professional: €0.15 + 2.80%; Business cards & outside EU, Business: €0.12 + 2.80%; Pioneer (no monthly fee): Professional rate + €0.05 per transaction + 0.25% of turnover; Professional plan: €35 per month; Business plan: €89 per monthPercentage plus fixed amount, plus subscription, tiered | Online |
| Paynovate Merchants in Belgium | No price published | In-store |
| Paynovate Merchants anywhere in the EU | No price published | Online |
| Paynovate Merchants in Norway | No price published | Online |
| paynow (mBank) Merchants in Poland | Payment cards and e-wallets: 0.95% per transaction (footnote 1: the fee on Visa and Mastercard card transactions comprises interchange, scheme fee and acquirer margin)Percentage | Online |
| PAYONE Merchants in Austria | No price published | Online |
| PAYONE Merchants in Austria | No price published | In-store |
| PAYONE Merchants in Germany | No price published | Online |
| PAYONE Merchants in Germany | 1.90% per transaction; setup fee (provision for 24 months, merchant account and online customer portal): from €19 one-off; no monthly fixed costs; with the payment app solution: minimum €0.15 per transactionPercentage, with minimum | In-store |
| PayPal Merchants in Belgium | PayPal Checkout: Blended: 1.80% + €0.35; Interchange Plus: interchange + 1.80% + €0.35; additional fee for international transactions (not on interchange): EEA no fee, UK 1.29%, all other markets 1.99%Percentage plus fixed amount | Online |
| PayPal Merchants in Bulgaria | PayPal Checkout: Blended: 1.90% + €0.35; Interchange Plus: interchange + 1.90% + €0.35; additional fee for international transactions (not on interchange): EEA no fee, UK 1.29%, all other markets 1.99%Percentage plus fixed amount | Online |
| PayPal Merchants in Czechia | PayPal Checkout: Blended: 1.90% + CZK 10.00 (in EUR: €0.35); Interchange Plus: interchange + 1.90% + CZK 10.00 (in EUR: €0.35); additional fee for international transactions (not on interchange): EEA no fee, market printed as 'ČR' (UK position) 1.29%, all other markets 1.99%Percentage plus fixed amount | Online |
| PayPal Merchants in Germany | No price published | In-store |
| PayPal Merchants in Denmark | PayPal Checkout: Blended: 1.90% + DKK 2.60; Interchange Plus: interchange + 1.90% + DKK 2.60; additional fee for international transactions (not on interchange): EEA no fee, UK 1.29%, all other markets 1.99%Percentage plus fixed amount | Online |
| PayPal Merchants in Estonia | PayPal Checkout: Blended: 1.90% + €0.35; Interchange Plus: interchange + 1.90% + €0.35; additional fee for international transactions (not on interchange): EEA no fee, UK 1.29%, all other markets 1.99%Percentage plus fixed amount | Online |
| PayPal Merchants in Spain | PayPal Checkout: Blended: 1.20% + €0.35; Interchange Plus: interchange + 1.20% + €0.35; phone payments (Visa and Mastercard), blended: 2.90% + €0.35; phone payments, Interchange Plus: interchange + 2.50% + €0.35; Pasarela integral de PayPal (Visa and Mastercard), blended: 2.90% + €0.35; Pasarela integral de PayPal, Interchange Plus: interchange + 2.50% + €0.35; Pasarela integral de PayPal monthly fee: €15.00; additional fee for international transactions (not on interchange): EEA no fee, UK 1.29%, all other markets 1.99%Percentage plus fixed amount, plus subscription | Online |
| PayPal Merchants in Finland | PayPal Checkout: Advanced credit and debit card payments, blended: 1.90% + €0.35; Interchange Plus: interchange + 1.90% + €0.35; international surcharge on the blended rate by sender market: EEA no fee, United Kingdom 1.29%, all other markets 1.99%Percentage plus fixed amount | Online |
| PayPal Merchants in France | PayPal Checkout: 1.20% + €0.35 (advanced credit and debit card payments, blended); Interchange Plus: interchange + 1.20% + €0.35; PayPal hosted solution, blended: 2.30% + €0.35; PayPal hosted solution, Interchange Plus: interchange + 2.10% + €0.35; eTerminal, blended: 3.40% + €0.35; eTerminal, Interchange Plus: interchange + 3.20% + €0.35; PayPal Intégral Évolution monthly fee: €25.00; international surcharge on the blended rate by sender market: EEA no fee, United Kingdom 1.29%, all other markets 1.99%Percentage plus fixed amount, plus subscription | Online |
| PayPal Merchants in the United Kingdom | Advanced Credit and Debit Card Payments, blended: 1.20% + fixed fee; Advanced Credit and Debit Card Payments, Interchange Plus: interchange + 1.20% + fixed fee; fixed fee: £0.30 (GBP), €0.35 (EUR); Website Payments Pro, blended: 3.40% + fixed fee; Website Payments Pro, Interchange Plus: interchange + 2.90% + fixed fee; Virtual Terminal, blended: 2.90% + fixed fee; Virtual Terminal, Interchange Plus: interchange + 2.90% + fixed fee; Website Payments Pro fixed fee (blended and interchange pricing): £0.20 (GBP); international transactions: +1.29% (EEA), +1.99% (all other markets), not on interchange-based fees under Interchange Plus; Website Payments Pro (including Virtual Terminal) monthly fee: £20.00Percentage plus fixed amount, plus subscription | Online |
| PayPal Merchants in Greece | PayPal Checkout: Advanced credit and debit card payments, blended: 1.90% + €0.35; Interchange Plus: interchange + 1.90% + €0.35; international surcharge on the blended rate by sender market: EEA no fee, United Kingdom 1.29%, all other markets 1.99%Percentage plus fixed amount | Online |
| PayPal Merchants in Hungary | PayPal Checkout: Advanced credit and debit card payments, blended: 1.90% + HUF 90.00 (HUF) or €0.35 (EUR); Interchange Plus: interchange + 1.90% + HUF 90.00 (HUF) or €0.35 (EUR); international surcharge on the blended rate by sender market: EEA no fee, United Kingdom 1.29%, all other markets 1.99%Percentage plus fixed amount | Online |
| PayPal Merchants in Ireland | PayPal Checkout: Advanced credit and debit card payments, blended: 1.20% + €0.35; Interchange Plus: interchange + 1.20% + €0.35; international surcharge on the blended rate by sender market: EEA no fee, United Kingdom 1.29%, all other markets 1.99%Percentage plus fixed amount | Online |
| PayPal Merchants in Italy | PayPal Checkout: Advanced credit and debit card payments, blended: 1.20% + €0.35; Interchange Plus: interchange + 1.20% + €0.35; telephone payments (Visa and Mastercard), blended: 2.50% + €0.35; telephone payments, Interchange Plus: interchange + 2.05% + €0.35; PayPal Pro (Visa and Mastercard), blended: 2.50% + €0.35; PayPal Pro, Interchange Plus: interchange + 2.05% + €0.35; PayPal Pro monthly fee: €29.00; international surcharge on the blended rate by sender market: EEA no fee, United Kingdom 1.29%, all other markets 1.99%Percentage plus fixed amount, plus subscription | Online |
| PayPal Merchants in Lithuania | PayPal Checkout: Advanced credit and debit card payments, blended: 1.90% + €0.35; Interchange Plus: interchange + 1.90% + €0.35; international surcharge on the blended rate by sender market: EEA no fee, United Kingdom 1.29%, all other markets 1.99%Percentage plus fixed amount | Online |
| PayPal Merchants in Luxembourg | PayPal Checkout: Blended: 1.80% + €0.35; Interchange Plus: interchange + 1.80% + €0.35; international transactions (Blended): UK +1.29%, all other non-EEA markets +1.99%Percentage plus fixed amount | Online |
| PayPal Merchants in Latvia | PayPal Checkout: Blended: 1.90% + €0.35; Interchange Plus: interchange + 1.90% + €0.35; international transactions (Blended): UK +1.29%, all other non-EEA markets +1.99%Percentage plus fixed amount | Online |
| PayPal Merchants in the Netherlands | PayPal Checkout: Blended: 1.80% + €0.35; Interchange Plus: interchange + 1.80% + €0.35; international transactions (Blended): UK +1.29%, all other non-EEA markets +1.99%Percentage plus fixed amount | Online |
| PayPal Merchants in Norway | Blended: 1.90% + NOK 2.80; Interchange Plus: interchange + 1.90% + NOK 2.80; international transactions (Blended): UK +1.29%, all other non-EEA markets +1.99%Percentage plus fixed amount | Online |
| PayPal Merchants in Poland | Blended: 1.90% + fixed fee; Interchange Plus: interchange + 1.90% + fixed fee; fixed fee by currency received: PLN 1.35 (PLN), €0.35 (EUR), other currencies per fixed-fee table; international transactions (Blended only): EEA no fee, UK +1.29%, all other markets +1.99%Percentage plus fixed amount | Online |
| PayPal Merchants in Portugal | PayPal Checkout: Advanced credit and debit card payments, blended: 1.20% + €0.35; Interchange Plus: interchange + 1.20% + €0.35; international surcharge by sender market: EEA no fee, United Kingdom 1.29%, all other markets 1.99%Percentage plus fixed amount | Online |
| PayPal Merchants in Romania | PayPal advanced card payments: Blended: 1.90% + fixed fee; Interchange Plus: interchange + 1.90% + fixed fee; fixed fee: €0.35; additional fee for international commercial transactions (not on Interchange Plus interchange): EEA no fee; UK 1.29%; all other markets 1.99%Percentage plus fixed amount | Online |
| PayPal Merchants in Sweden | PayPal advanced credit and debit card payments, blended pricing: 1.90% + fixed fee; Interchange Plus: interchange + 1.90% + fixed fee; fixed fee for card payment services, SEK: SEK 3.25; EUR: €0.35; additional fee for international commercial transactions (not on Interchange Plus interchange): EEA no fee; UK 1.29%; all other markets 1.99%Percentage plus fixed amount | Online |
| PayPal Merchants in Slovenia | PayPal advanced card payments: Blended: 1.90% + fixed fee; Interchange Plus: interchange + 1.90% + fixed fee; fixed fee: €0.35; additional fee for international commercial transactions (not on Interchange Plus interchange): EEA no fee; UK 1.29%; all other markets 1.99%Percentage plus fixed amount | Online |
| PayPal Merchants in Slovakia | PayPal advanced card payments: Blended: 1.90% + fixed fee; Interchange Plus: interchange + 1.90% + fixed fee; fixed fee: €0.35; additional fee for international commercial transactions (not on Interchange Plus interchange): EEA no fee; UK 1.29%; all other markets 1.99%Percentage plus fixed amount | Online |
| Payplug Merchants in Belgium | No price published | Online |
| Payplug Merchants in Germany | No price published | Online |
| Payplug Merchants in Spain | No price published | Online |
| Payplug Merchants anywhere in the EU | No price published | Online |
| Payplug Merchants in France | No price published | Online |
| Payplug Merchants in France | No price published | In-store |
| Payplug Merchants in Italy | No price published | Online |
| Payplug Merchants in Norway | No price published | Online |
| PayPro Merchants in the Netherlands | €0.25 fixed + 2.50% variable; Start-up €9 per month (€6 per month billed annually); Advanced €35 per month (€29 billed annually); Professional €59 per month (€49 billed annually)Percentage plus fixed amount, plus subscription | Online |
| Payrexx Merchants in Switzerland | Free (CHF 0 per month), Standard (CHF 19, 17 or 15 per month on a 1, 2 or 3-year term), Premium (CHF 49, 44 or 39 per month on a 1, 2 or 3-year term). Free: 2.50% + CHF 0.30; Standard: 1.65% + CHF 0.18; Premium: 1.35% + CHF 0.18; business and international credit cards: 3.40% + CHF 0.18Percentage plus fixed amount, plus subscription, tiered | Online |
| Payrexx Merchants in Switzerland | InStore (CHF 0 per month), card reader / Tap to Pay: debit cards 1.65% + CHF 0.15, credit cards 1.65% + CHF 0.15; InStore Better Fees (add-on CHF 9 per month): debit cards 0.95% + CHF 0.15, credit cards 1.25% + CHF 0.15; Omnichannel subscription: Free (CHF 0 per month), Tap to Pay: debit and credit cards 1.65% + CHF 0.15; Standard (CHF 19, 17 or 15 per month on a 1, 2 or 3-year term) and Premium (CHF 49, 44 or 39 per month on a 1, 2 or 3-year term), POS and Tap to Pay: debit cards 0.95% + CHF 0.15, credit cards 1.25% + CHF 0.15; business and international credit cards in-store: 3.10% + CHF 0.15Percentage plus fixed amount, plus subscription, tiered | In-store |
| Paysera Merchants in Austria | No price published | Online |
| Paysera Merchants in Belgium | No price published | Online |
| Paysera Merchants in Bulgaria | No price published | Online |
| Paysera Merchants in Czechia | No price published | Online |
| Paysera Merchants in Germany | No price published | Online |
| Paysera Merchants in Denmark | No price published | Online |
| Paysera Merchants in Estonia | No price published | Online |
| Paysera Merchants in Spain | No price published | Online |
| Paysera Merchants anywhere in the EU | No price published | Online |
| Paysera Merchants in Finland | No price published | Online |
| Paysera Merchants in France | No price published | Online |
| Paysera Merchants in Greece | No price published | Online |
| Paysera Merchants in Croatia | No price published | Online |
| Paysera Merchants in Hungary | No price published | Online |
| Paysera Merchants in Ireland | No price published | Online |
| Paysera Merchants in Italy | No price published | Online |
| Paysera Merchants in Lithuania | No price published | Online |
| Paysera Merchants in Luxembourg | No price published | Online |
| Paysera Merchants in Latvia | No price published | Online |
| Paysera Merchants in the Netherlands | No price published | Online |
| Paysera Merchants in Poland | No price published | Online |
| Paysera Merchants in Portugal | No price published | Online |
| Paysera Merchants in Romania | No price published | Online |
| Paysera Merchants in Sweden | No price published | Online |
| Paysera Merchants in Slovenia | No price published | Online |
| Paysera Merchants in Slovakia | No price published | Online |
| PayU Merchants in Poland | No price published | Online |
| PensoPay Merchants in Denmark | BASIS (DKK 0 per month): DKK 4 per transaction + 1.25% for acquiring; START-UP (DKK 49 per month): DKK 1 per transaction + 1.25% for acquiring; PRO (DKK 129 per month): 250 transactions per month included + 1.25% for acquiring, DKK 0.25 per further transaction; cards issued in DK and the EU/EEA: 1.25%; cards issued outside the EU/EEA: 2.75%Percentage plus fixed amount, plus subscription, tiered | Online |
| Planet Pay Merchants in Poland | No price published | Online |
| Plati.Online Merchants in Romania | No price published | Online |
| Postbank (Eurobank Bulgaria) Merchants in Bulgaria | No price published | Online |
| Postbank (Eurobank Bulgaria) Merchants in Bulgaria | No price published | In-store |
| PostePay Merchants in Italy | Debit/prepaid Visa and Visa Electron: up to €5: domestic and intra-EEA 3.40% + €2.80, extra-EEA 4.50% + €3.80; above €5: domestic and intra-EEA 3.42% + €2.80, extra-EEA 4.52% + €3.80; Credit Visa/Visa Electron: up to €5: domestic and intra-EEA 4.50% + €2.80, extra-EEA 5.50% + €3.80; above €5: domestic and intra-EEA 4.52% + €2.80, extra-EEA 5.52% + €3.80; Corporate credit Visa: up to €5: domestic and intra-EEA 5.50% + €2.80, extra-EEA 6.50% + €3.80; above €5: domestic and intra-EEA 5.52% + €2.80, extra-EEA 6.52% + €3.80; Postepay prepaid / BancoPosta debit / Postamat BancoPosta Click co-branded VISA (card data entry or 'Paga con Postepay'): up to €5: domestic and intra-EEA 2.80% + €1.80; above €5: domestic and intra-EEA 2.82% + €1.80; extra-EEA n.a.; activation fee €200.00; monthly fee €100.00 (€80.00 for the Acquiring e-commerce PostePay Tandem – Pos Virtuale service alone when combined with PostePay E-commerce Business – Creazione Store); commission refund: commissions charged up to the day the monthly transacted threshold is reached are refunded monthly, also when the threshold is not reached; monthly transacted threshold €0.00 to €5,000 (maximum and minimum applicable values); maximum applicable valuesPercentage plus fixed amount, plus subscription, tiered | Online |
| PostePay Merchants in Italy | Debit/prepaid Visa, Visa Electron and VPAY (chip and contactless): up to €5: domestic and intra-EEA 3.80% + €2.80, extra-EEA 4.50% + €3.80; above €5: domestic and intra-EEA 4.00% + €3.00, extra-EEA 4.52% + €3.80; Credit Visa and Visa Electron: up to €5: domestic and intra-EEA 4.00% + €3.80, extra-EEA 5.50% + €3.80; above €5: domestic and intra-EEA 4.50% + €4.00, extra-EEA 5.52% + €3.80; Credit Visa/Visa Electron contactless: up to €5: domestic and intra-EEA 4.30% + €3.80, extra-EEA 5.50% + €3.80; above €5: domestic and intra-EEA 4.50% + €4.00, extra-EEA 5.52% + €3.80; Corporate Visa: up to €5: domestic and intra-EEA 4.50% + €3.80, extra-EEA 6.50% + €3.80; above €5: domestic and intra-EEA 5.50% + €4.00, extra-EEA 6.52% + €3.80; Corporate Visa contactless: up to €5: domestic and intra-EEA 5.30% + €3.80, extra-EEA 6.50% + €3.80; above €5: domestic and intra-EEA 5.50% + €4.00, extra-EEA 6.52% + €3.80; Postepay cards co-branded VISA (chip and contactless): up to €5: domestic and intra-EEA 2.80% + €1.80; above €5: 3.00% + €2.00; extra-EEA n.a. (maximum applicable commissions)Percentage plus fixed amount, tiered | In-store |
| PostFinance Merchants in Switzerland | No price published | In-store |
| Rabobank (Rabo Smart Pay) Merchants in the Netherlands | 1.90%, min. €0.10 per transaction; Rabo OnlineKassa from €10.00 per month (excl. VAT, up to three webshops; extra webshop €3.60 per month)Percentage, with minimum, plus subscription | Online |
| Raiffeisen Bank International Merchants in Croatia | RBA: No price published | Online |
| Raiffeisen Bank International Merchants in Croatia | RBA: No price published | In-store |
| Raiffeisen Bank International Merchants in Romania | Raiffeisen Bank Romania: No price published | Online |
| Raiffeisen Bank International Merchants in Romania | Raiffeisen Bank Romania: No price published | In-store |
| Raiffeisen Bank International Merchants in Slovakia | Tatra banka: No price published | Online |
| Raiffeisen Bank International Merchants in Slovakia | Tatra banka: No price published | In-store |
| REDUNIQ (UNICRE) Merchants in Portugal | Maximum rates (TSC máxima per transaction). In-store, EEA cards: consumer credit 1.60%, consumer debit and prepaid 1.50%, business credit, debit and prepaid 2.50%; non-EEA cards: consumer credit (excl. Premium) 2.75%, consumer debit and prepaid (excl. Premium) 2.35%, consumer Premium credit, debit and prepaid 3.00%, business credit, debit and prepaid 3.00%; Global Wholesale (business credit) 2.95%; min €0.05 per transaction; + €0.15 per transaction on a mobile POS (mPOS); + €0.10 per transaction on a terminal of the Integrated Payments Solution; Reduniq Easy, all cards: 1.50% (sign-ups since 01-10-2022, on monthly card turnover above €7,500), 2.25% (sign-ups up to 30-09-2022); Online, Reduniq E-Commerce (monthly fee €19.00 + VAT per virtual store): EEA cards: consumer credit, debit and prepaid 2.25% + €0.35, business 2.75% + €0.35; non-EEA cards: consumer (excl. Premium) 3.20% + €0.35, consumer Premium 3.75% + €0.35, business 3.20% + €0.35; Global Wholesale (business credit) 2.95% + €0.35; Reduniq@Payments: all cards 3.15% + €0.35; Pagamento de Compras, domestic cards: without real time, consumer 3.75% + €0.16, business 3.95% + €0.16; with real time, consumer 3.75% + €0.19, business 3.95% + €0.19Percentage plus fixed amount, with minimum, tiered, plus subscription | Online and in-store |
| Rootline Merchants in the Netherlands | No price published | Online |
| SEB Merchants in Estonia | No price published | Online |
| SEB Merchants in Estonia | No price published | In-store |
| SEB Merchants in Lithuania | No price published | Online |
| SEB Merchants in Lithuania | No price published | In-store |
| SEB Merchants in Latvia | No price published | Online |
| SEB Merchants in Latvia | No price published | In-store |
| select2pay Merchants in Austria | No price published | Online |
| Shopify Payments Merchants in Austria | No price published | Online |
| Shopify Payments Merchants in Belgium | No price published | Online |
| Shopify Payments Merchants in Belgium | No price published | In-store |
| Shopify Payments Merchants in Bulgaria | No price published | Online |
| Shopify Payments Merchants in Switzerland | No price published | Online |
| Shopify Payments Merchants in Czechia | No price published | Online |
| Shopify Payments Merchants in Czechia | No price published | In-store |
| Shopify Payments Merchants in Germany | No price published | Online |
| Shopify Payments Merchants in Germany | No price published | In-store |
| Shopify Payments Merchants in Denmark | No price published | Online |
| Shopify Payments Merchants in Denmark | No price published | In-store |
| Shopify Payments Merchants in Estonia | No price published | Online |
| Shopify Payments Merchants in Spain | No price published | Online |
| Shopify Payments Merchants in Spain | No price published | In-store |
| Shopify Payments Merchants in Finland | No price published | Online |
| Shopify Payments Merchants in Finland | No price published | In-store |
| Shopify Payments Merchants in France | No price published | Online |
| Shopify Payments Merchants in France | No price published | In-store |
| Shopify Payments Merchants in the United Kingdom | No price published | Online |
| Shopify Payments Merchants in the United Kingdom | No price published | In-store |
| Shopify Payments Merchants in Greece | No price published | Online |
| Shopify Payments Merchants in Croatia | No price published | Online |
| Shopify Payments Merchants in Hungary | No price published | Online |
| Shopify Payments Merchants in Ireland | No price published | Online |
| Shopify Payments Merchants in Ireland | No price published | In-store |
| Shopify Payments Merchants in Italy | No price published | Online |
| Shopify Payments Merchants in Italy | No price published | In-store |
| Shopify Payments Merchants in Lithuania | No price published | Online |
| Shopify Payments Merchants in Luxembourg | No price published | Online |
| Shopify Payments Merchants in Luxembourg | No price published | In-store |
| Shopify Payments Merchants in Latvia | No price published | Online |
| Shopify Payments Merchants in the Netherlands | No price published | Online |
| Shopify Payments Merchants in the Netherlands | No price published | In-store |
| Shopify Payments Merchants in Norway | No price published | Online |
| Shopify Payments Merchants in Poland | No price published | Online |
| Shopify Payments Merchants in Portugal | No price published | Online |
| Shopify Payments Merchants in Romania | No price published | Online |
| Shopify Payments Merchants in Sweden | No price published | Online |
| Shopify Payments Merchants in Slovenia | No price published | Online |
| SIBS Merchants in Poland | No price published | Online |
| SIBS Merchants in Portugal | No price published | Online |
| SIBS Merchants in Romania | No price published | Online |
| Sipay Merchants in Spain | Domestic consumer cards: 0.60% + €0.10; EEA consumer cards: 0.70% + €0.10; EEA commercial cards: 1.60% + €0.10; cards from outside the EEA: 2.80% + €0.15; Basic plan: €15 per month per terminal, up to €2,500 processed per month included; Enterprise: custom pricing (IC++ model); prices indicative only (the invoiced amounts prevail)Percentage plus fixed amount, plus subscription | Online |
| Sipay Merchants in Spain | No price published | In-store |
| Stripe Merchants in Austria | No price published | Online |
| Stripe Merchants in Austria | No price published | In-store |
| Stripe Merchants in Belgium | No price published | Online |
| Stripe Merchants in Belgium | No price published | In-store |
| Stripe Merchants in Bulgaria | No price published | Online |
| Stripe Merchants in Bulgaria | No price published | In-store |
| Stripe Merchants in Switzerland | No price published | Online |
| Stripe Merchants in Switzerland | No price published | In-store |
| Stripe Merchants in Czechia | No price published | Online |
| Stripe Merchants in Czechia | No price published | In-store |
| Stripe Merchants in Germany | No price published | Online |
| Stripe Merchants in Germany | No price published | In-store |
| Stripe Merchants in Denmark | No price published | Online |
| Stripe Merchants in Denmark | No price published | In-store |
| Stripe Merchants in Estonia | No price published | Online |
| Stripe Merchants in Estonia | No price published | In-store |
| Stripe Merchants in Spain | No price published | Online |
| Stripe Merchants in Spain | No price published | In-store |
| Stripe Merchants in Finland | No price published | Online |
| Stripe Merchants in Finland | No price published | In-store |
| Stripe Merchants in France | No price published | Online |
| Stripe Merchants in France | No price published | In-store |
| Stripe Merchants in the United Kingdom | No price published | Online |
| Stripe Merchants in the United Kingdom | No price published | In-store |
| Stripe Merchants in Greece | No price published | Online |
| Stripe Merchants in Croatia | No price published | Online |
| Stripe Merchants in Croatia | No price published | In-store |
| Stripe Merchants in Hungary | No price published | Online |
| Stripe Merchants in Hungary | No price published | In-store |
| Stripe Merchants in Ireland | No price published | Online |
| Stripe Merchants in Ireland | No price published | In-store |
| Stripe Merchants in Italy | No price published | Online |
| Stripe Merchants in Italy | No price published | In-store |
| Stripe Merchants in Lithuania | No price published | Online |
| Stripe Merchants in Lithuania | No price published | In-store |
| Stripe Merchants in Luxembourg | No price published | Online |
| Stripe Merchants in Luxembourg | No price published | In-store |
| Stripe Merchants in Latvia | No price published | Online |
| Stripe Merchants in Latvia | No price published | In-store |
| Stripe Merchants in the Netherlands | No price published | Online |
| Stripe Merchants in the Netherlands | No price published | In-store |
| Stripe Merchants in Norway | No price published | In-store |
| Stripe Merchants in Poland | No price published | Online |
| Stripe Merchants in Poland | No price published | In-store |
| Stripe Merchants in Portugal | No price published | In-store |
| Stripe Merchants in Romania | No price published | Online |
| Stripe Merchants in Romania | No price published | In-store |
| Stripe Merchants in Sweden | No price published | Online |
| Stripe Merchants in Sweden | No price published | In-store |
| Surfboard Payments Merchants in Denmark | No price published | Online and in-store |
| Surfboard Payments Merchants in Finland | No price published | Online and in-store |
| Surfboard Payments Merchants in Norway | No price published | Online and in-store |
| Surfboard Payments Merchants in Sweden | Card payments (Visa, Mastercard & Discover): 0.99% Minimum SEK 0.99Percentage, with minimum | In-store |
| Svea Merchants in Finland | Visa €0.45/transaction + 1.90%; start fee €0; monthly fee €49 (+ VAT 25.5%, includes online bank, card and mobile payments); transaction fees VAT 0%Percentage plus fixed amount, plus subscription | Online |
| Svea Merchants in Sweden | No price published | Online |
| Swedbank Merchants in Denmark | No price published | Online |
| Swedbank Merchants in Denmark | No price published | In-store |
| Swedbank Merchants in Finland | No price published | In-store |
| Swedbank Merchants in Lithuania | No price published | Online |
| Swedbank Merchants in Lithuania | No price published | In-store |
| Swedbank Merchants in Latvia | No price published | Online |
| Swedbank Merchants in Latvia | No price published | In-store |
| Swedbank Merchants in Norway | No price published | In-store |
| Swedbank Merchants in Sweden | No price published | In-store |
| Trust Payments Merchants anywhere in the EU | No price published | Online and in-store |
| Trust Payments Merchants in the United Kingdom | No price published | Online and in-store |
| UniCredit Merchants in Austria | No price published | In-store |
| UniCredit Merchants in Bulgaria | No price published | Online |
| UniCredit Merchants in Bulgaria | No price published | In-store |
| UniCredit Merchants in Czechia | No price published | In-store |
| UniCredit Merchants in Croatia | No price published | Online |
| UniCredit Merchants in Croatia | No price published | In-store |
| UniCredit Merchants in Italy | Consumer cards issued by the bank: Debit/Prepaid: 3.55% (MIF 0.20%, Scheme 0.09%); Credit: 3.65% (MIF 0.30%, Scheme 0.09%); consumer cards issued by other banks: Debit/Prepaid: 3.80% (MIF 0.20%, Scheme 0.11%); Credit: 4.50% (MIF 0.30%, Scheme 0.11%); commercial cards issued by the bank: Debit/Prepaid: 3.55%; Credit: 3.75%; EU commercial and non-EU cards issued by other banks: Debit/Prepaid: 3.80%; Credit: 4.50%; MIF++ option: variable mark-up 3.20% or fixed mark-up €2.50; €0.10 per collection transaction; reversal €1.00; pharmacies, parapharmacies and health corners only: €180.00 per month per virtual point of sale; discount 0.05% on transactions of €30 or less; discount 0.05% above €100,000.00 transacted volume per calendar year per point of salePercentage plus fixed amount, tiered | Online |
| UniCredit Merchants in Italy | Consumer cards issued by the bank: Debit/Prepaid: 3.55% (MIF 0.20%, Scheme 0.09%); Credit: 3.65% (MIF 0.30%, Scheme 0.09%); consumer cards issued by other banks: Debit/Prepaid: 3.80% (MIF 0.20%, Scheme 0.11%); Credit: 4.50% (MIF 0.30%, Scheme 0.11%); commercial cards issued by the bank: Debit/Prepaid: 3.55%; Credit: 3.75%; EU commercial and non-EU cards issued by other banks: Debit/Prepaid: 3.80%; Credit: 4.50%; MIF++ option: variable mark-up 3.20% or fixed mark-up €2.50; €0.10 per collection transaction; reversal €1.00; discount 0.05% on transactions of €30 or less; discount 0.05% above €100,000.00 transacted volume per calendar year per point of salePercentage plus fixed amount, tiered | In-store |
| UniCredit Merchants in Romania | No price published | Online |
| UniCredit Merchants in Romania | Without package: cards issued by UniCredit Bank (incl. voucher cards): 1.10%; consumer cards issued in Romania: 1.10% or Interchange++ plus UCB margin 0.30%; consumer cards issued outside Romania: 1.20% or Interchange++ plus UCB margin 0.30%; commercial cards issued in and outside Romania: 1.90% or Interchange++ plus UCB margin 0.30%; MicroStar, Creativ, Progresiv packages: UniCredit cards: 0.70%; consumer cards issued in Romania: 0.70%; consumer cards issued outside Romania: 1.20%; commercial cards: 1.90%; POS terminal: RON 65.00 per month per terminal when monthly successful transactions are RON 2,000 or less, RON 0 above RON 2,000; SoftPOS: RON 30.00 per month per application when monthly successful SoftPOS transactions are RON 500 or lessPercentage plus fixed amount, plus subscription, tiered | In-store |
| UniCredit Merchants in Slovenia | No price published | In-store |
| UniCredit Merchants in Slovakia | No price published | In-store |
| Unlimit Merchants in the United Kingdom | No price published | Online |
| Unzer Merchants in Austria | Clearhaus: No price published | Online |
| Unzer Merchants in Austria | No price published | In-store |
| Unzer Merchants in Belgium | Clearhaus: No price published | Online |
| Unzer Merchants in Bulgaria | Clearhaus: No price published | Online |
| Unzer Merchants in Switzerland | Clearhaus: No price published | Online |
| Unzer Merchants in Czechia | Clearhaus: No price published | Online |
| Unzer Merchants in Denmark | Quickpay: Visa & Mastercard through Quickpay: gateway DKK 0.00; acquirer from 1.35% (min. DKK 0.75) + DKK 0.22; through external acquirers (additional payment methods, + DKK 30 / month): gateway DKK 0.25, acquirer fee dependent on agreement; Visa and Mastercard fees: set-up fee DKK 0.00, payment window branding DKK 19.00 / month, additional domain DKK 49.00 / month, refund fee DKK 1.75, chargeback fee DKK 240.00, exchange rate 0.90%, 3-D Secure fee DKK 0.30; Merchant plan: DKK 99 / month, DKK 0.25 / transactionPercentage plus fixed amount, plus subscription, with minimum | Online |
| Unzer Merchants in Estonia | Clearhaus: No price published | Online |
| Unzer Merchants in Spain | Clearhaus: No price published | Online |
| Unzer Merchants anywhere in the EU | No price published | Online and in-store |
| Unzer Merchants in Finland | Clearhaus: No price published | Online |
| Unzer Merchants in France | Clearhaus: No price published | Online |
| Unzer Merchants in the United Kingdom | Clearhaus: No price published | Online |
| Unzer Merchants in Greece | Clearhaus: No price published | Online |
| Unzer Merchants in Croatia | Clearhaus: No price published | Online |
| Unzer Merchants in Hungary | Clearhaus: No price published | Online |
| Unzer Merchants in Ireland | Clearhaus: No price published | Online |
| Unzer Merchants in Italy | Clearhaus: No price published | Online |
| Unzer Merchants in Lithuania | Clearhaus: No price published | Online |
| Unzer Merchants in Luxembourg | Clearhaus: No price published | Online |
| Unzer Merchants in Luxembourg | No price published | In-store |
| Unzer Merchants in Latvia | Clearhaus: No price published | Online |
| Unzer Merchants in the Netherlands | Clearhaus: No price published | Online |
| Unzer Merchants in Norway | Quickpay: Visa & Mastercard through Quickpay: gateway NOK 0.00; acquirer from 1.35% (min. NOK 0.80) + NOK 0.29; through external acquirers (additional payment methods, + NOK 45 / month): gateway NOK 0.35, acquirer fee dependent on agreement; Visa and Mastercard fees: set-up NOK 0.00, payment window branding NOK 30.00 / month, additional domains NOK 60.00 / month, refund fee NOK 2.25, chargeback fee NOK 310.00, currency conversion 0.90%, 3-D Secure fee NOK 0.39; Merchant plan: NOK 99 / month, NOK 0.50 / transactionPercentage plus fixed amount, plus subscription, with minimum | Online |
| Unzer Merchants in Norway | No price published | In-store |
| Unzer Merchants in Poland | Clearhaus: No price published | Online |
| Unzer Merchants in Portugal | Clearhaus: No price published | Online |
| Unzer Merchants in Romania | Clearhaus: No price published | Online |
| Unzer Merchants in Sweden | Quickpay: Visa & Mastercard through Quickpay: gateway SEK 0.00; acquirer from 1.35% (min. SEK 1.05) + SEK 0.31; through external acquirers (additional payment methods, + SEK 45 / month): gateway SEK 0.35, acquirer fee dependent on agreement; Merchant plan: SEK 99 / month, SEK 0.50 / transaction; Visa and Mastercard fees: set-up fee SEK 0.00, payment window branding SEK 30.00 / month, additional domains SEK 60.00 / month, refund fee SEK 2.45, chargeback fee SEK 335.00, exchange rate 0.90%, 3-D Secure fee SEK 0.42Percentage plus fixed amount, plus subscription, with minimum | Online |
| Unzer Merchants in Slovenia | Clearhaus: No price published | Online |
| Unzer Merchants in Slovakia | Clearhaus: No price published | Online |
| Verifone Merchants in Germany | No price published | Online |
| Verifone Merchants in Germany | No price published | In-store |
| Verifone Merchants in Denmark | No price published | Online and in-store |
| Verifone Merchants in Estonia | No price published | Online and in-store |
| Verifone Merchants in Finland | No price published | Online and in-store |
| Verifone Merchants in France | No price published | Online and in-store |
| Verifone Merchants in the United Kingdom | No price published | Online and in-store |
| Verifone Merchants in Italy | No price published | Online and in-store |
| Verifone Merchants in Lithuania | No price published | Online and in-store |
| Verifone Merchants in Latvia | No price published | Online and in-store |
| Verifone Merchants in Poland | No price published | Online and in-store |
| Verifone Merchants in Portugal | No price published | Online and in-store |
| Verifone Merchants in Sweden | No price published | Online and in-store |
| Vert Merchants in Germany | First 12 months: €0.00 (cost coverage up to €50,000 turnover from digital payments); after 12 months: Clover Flex: debit card 0.59%, credit card 0.99%; terminal rent €19.99 per month; Clover Pocket: debit card 0.99%, credit card 0.99%; terminal rent €5.99 per month; contract term 60 months in total; conditions: the business has existed for at least 12 months, has accepted no card payments in the last 12 months, trades face to face, and has at most five locationsPercentage, plus subscription, tiered | In-store |
| Visma Pay Merchants in Finland | Visa, Visa Electron and Mastercard: Express (€9.90 per month + VAT): €0.49 + 2.99% (plan card: from €0.49 + 2.99%); Power (€49 per month + VAT): €0.44 + 1.99%; Power Plus (€79 per month + VAT, 24-month fixed term): from €0.35 + 1.50%; business or prepaid cards surcharge: Express +1%, Power +1%, Power Plus 0% (charged according to the price list); cards from outside the EEA surcharge: Express +1%, Power +1%, Power Plus 0% (charged according to the price list)Percentage plus fixed amount, plus subscription, tiered | Online |
| Viva.com Merchants in Austria | 2.19% + €0.10 (domestic and EEA consumer cards); interchange + scheme fees + 1.90% + €0.10 (business, European, UK and international cards); Ecommerce monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €12.99, Premium €19.99Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in Austria | 0.45% (local consumer debit cards); 1.69% (domestic and EEA consumer cards); interchange + scheme fees + 1.10% (business, European, UK and international cards); minimum €0.03 per in-store transaction; In-person monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €12.99, Premium €19.99Percentage plus fixed amount, with minimum, plus subscription | In-store |
| Viva.com Merchants in Belgium | 2.19% + €0.24 (domestic and EEA consumer cards); interchange + scheme fees + 2.06% + €0.24 (business, European, UK and international cards); Ecommerce monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €12.99, Premium €19.99Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in Belgium | 1.69% (domestic and EEA consumer cards); interchange + scheme fees + 1.16% (business, European, UK and international cards); minimum €0.03 per in-store transaction; In-person monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €12.99, Premium €19.99Percentage plus fixed amount, with minimum, plus subscription | In-store |
| Viva.com Merchants in Bulgaria | 2.19% + €0.13 / BGN 0.25 (domestic consumer cards); interchange + scheme fees + 1.90% + €0.13 / BGN 0.25 (business, European, UK and international cards); Ecommerce monthly plans: Zero 0 (minimum monthly charge €4.99 / BGN 9.76), Default €4.99 / BGN 9.76, Standard €12.99 / BGN 25.40, Premium €19.99 / BGN 39.10Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in Bulgaria | 1.69% (domestic consumer cards); interchange + scheme fees + 1.10% (business, European, UK and international cards); minimum €0.03 (BGN 0.06) per in-store transaction; In-person monthly plans: Zero 0 (minimum monthly charge €4.99 / BGN 9.76), Default €4.99 / BGN 9.76, Standard €12.99 / BGN 25.40, Premium €19.99 / BGN 39.10Percentage plus fixed amount, with minimum, plus subscription | In-store |
| Viva.com Merchants in Czechia | 2.19% + CZK 10 (domestic consumer cards); interchange + scheme fees + 2.06% + CZK 10 (business, European, UK and international cards); Ecommerce monthly plans: Zero 0 (minimum monthly charge CZK 123.50), Default CZK 123.50, Standard CZK 321, Premium CZK 494Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in Czechia | 1.69% (domestic consumer cards); interchange + scheme fees + 1.16% (domestic commercial, European, UK and international cards); minimum CZK 0.72 per in-store transaction; In-person monthly plans: Zero 0 (minimum monthly charge CZK 123.50), Default CZK 123.50, Standard CZK 321, Premium CZK 494Percentage plus fixed amount, with minimum, plus subscription | In-store |
| Viva.com Merchants in Germany | 2.19% + €0.10 (domestic and EEA consumer cards); interchange + scheme fees + 2.00% + €0.10 (business, European, UK and international cards); Ecommerce monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €12.99, Premium €19.99Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in Germany | 0.85% (local consumer debit cards); 1.69% (domestic and EEA consumer cards); interchange + scheme fees + 1.15% (business, European, UK and international cards); minimum €0.03 per in-store transaction; In-person monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €12.99, Premium €19.99Percentage plus fixed amount, with minimum, plus subscription | In-store |
| Viva.com Merchants in Denmark | 2.19% + DKK 0.50 (domestic consumer cards); interchange + scheme fees + 1.90% + DKK 0.50 (business, European, UK and international cards); Ecommerce monthly plans: Zero 0 (minimum monthly charge DKK 37), Default DKK 37, Standard DKK 97, Premium DKK 148Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in Denmark | 1.69% (domestic consumer cards); interchange + scheme fees + 1.30% (business, European, UK and international cards); minimum DKK 0.24 per in-store transaction; In-person monthly plans: Zero 0 (minimum monthly charge DKK 37), Default DKK 37, Standard DKK 97, Premium DKK 148Percentage plus fixed amount, with minimum, plus subscription | In-store |
| Viva.com Merchants in Estonia | 2.19% + €0.24 (domestic and EEA consumer cards); interchange + scheme fees + 2.06% + €0.24 (business, European, UK and international cards); Ecommerce monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €13.99, Premium €19.99Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in Estonia | 1.69% (domestic and EEA consumer cards); interchange + scheme fees + 1.16% (business, European, UK and international cards); minimum €0.03 per in-store transaction; In-person monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €13.99, Premium €19.99Percentage plus fixed amount, with minimum, plus subscription | In-store |
| Viva.com Merchants in Spain | 2.19% + €0.24 (domestic and EEA consumer cards); interchange + scheme fees + 2.06% + €0.24 (business, European, UK and international cards); Ecommerce monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €12.99, Premium €19.99Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in Spain | 1.69% (domestic and EEA consumer cards); interchange + scheme fees + 1.16% (business, European, UK and international cards); minimum €0.03 per in-store transaction; In-person monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €12.99, Premium €19.99Percentage plus fixed amount, with minimum, plus subscription | In-store |
| Viva.com Merchants in Finland | 2.19% + €0.24 (domestic and EEA consumer cards); interchange + scheme fees + 2.06% + €0.24 (business, European, UK and international cards); Ecommerce monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €12.99, Premium €19.99Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in Finland | 1.69% (domestic and EEA consumer cards); interchange + scheme fees + 1.10% (business, European, UK and international cards); minimum €0.03 per in-store transaction; In-person monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €12.99, Premium €19.99Percentage plus fixed amount, with minimum, plus subscription | In-store |
| Viva.com Merchants in France | 2.19% + €0.18 (domestic and EEA consumer cards); interchange + scheme fees + 2.06% + €0.18 (business, European, UK and international cards); Ecommerce monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €12.99, Premium €19.99Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in France | 1.69% (domestic and EEA consumer cards); interchange + scheme fees + 1.16% (business, European, UK and international cards); minimum €0.10 per in-store transaction; In-person monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €12.99, Premium €19.99Percentage plus fixed amount, with minimum, plus subscription | In-store |
| Viva.com Merchants in the United Kingdom | 2.19% + £0.24 (UK consumer cards); interchange + scheme fees + 2.06% + £0.24 (UK commercial, European and international cards); Ecommerce monthly plans: Zero 0 (minimum monthly charge £3.99), Default £3.99, Standard £10.99, Premium £15.99Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in the United Kingdom | 1.69% (UK consumer cards); interchange + scheme fees + 1.16% (business, European, UK and international cards); minimum £0.01 (£0.10 for Viva.com Terminal users) per in-store transaction; In-person monthly plans: Zero 0 (minimum monthly charge £3.99), Default £3.99, Standard £10.99, Premium £15.99Percentage plus fixed amount, with minimum, plus subscription | In-store |
| Viva.com Merchants in Greece | 2.19% + €0.24 (domestic and EEA consumer cards); interchange + scheme fees + 2.06% + €0.24 (business, European, UK and international cards); Ecommerce monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €12.99, Premium €19.99Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in Greece | 1.69% (domestic and EEA consumer cards); interchange + scheme fees + 1.16% (business, European, UK and international cards); minimum €0.03 per in-store transaction; In-person monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €12.99, Premium €19.99Percentage plus fixed amount, with minimum, plus subscription | In-store |
| Viva.com Merchants in Croatia | 2.19% + €0.24 (domestic and EEA consumer cards); interchange + scheme fees + 2.06% + €0.24 (business, European, UK and international cards); Ecommerce monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €12.99, Premium €19.99Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in Croatia | 1.69% (domestic and EEA consumer cards); interchange + scheme fees + 1.16% (domestic and EEA commercial, European, UK and international cards); minimum €0.03 per in-store transaction; In-person monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €12.99, Premium €19.99Percentage plus fixed amount, with minimum, plus subscription | In-store |
| Viva.com Merchants in Hungary | 2.19% + HUF 89 (domestic consumer cards); interchange + scheme fees + 2.00% + HUF 89 (business, European, UK and international cards); Ecommerce monthly plans: Zero 0 (minimum monthly charge HUF 1,950), Default HUF 1,950, Standard HUF 4,990, Premium HUF 7,690Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in Hungary | 1.69% (domestic consumer cards); interchange + scheme fees + 1.10% (domestic commercial, European, UK and international cards); minimum HUF 12 per in-store transaction; In-person monthly plans: Zero 0 (minimum monthly charge HUF 1,950), Default HUF 1,950, Standard HUF 4,990, Premium HUF 7,690Percentage plus fixed amount, with minimum, plus subscription | In-store |
| Viva.com Merchants in Ireland | 2.19% + €0.24 (domestic and EEA consumer cards); interchange + scheme fees + 2.06% + €0.24 (business, European, UK and international cards); Ecommerce monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €12.99, Premium €19.99Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in Ireland | 1.69% (domestic and EEA consumer cards); interchange + scheme fees + 1.16% (business, European, UK and international cards); minimum €0.03 per in-store transaction; In-person monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €12.99, Premium €19.99Percentage plus fixed amount, with minimum, plus subscription | In-store |
| Viva.com Merchants in Italy | 2.19% + €0.24 (domestic and EEA consumer cards); interchange + scheme fees + 2.06% + €0.24 (business, European, UK and international cards); Ecommerce monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €12.99, Premium €19.99Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in Italy | 1.69% (domestic and EEA consumer cards); interchange + scheme fees + 1.16% (business, European, UK and international cards); minimum €0.03 per in-store transaction; In-person monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €12.99, Premium €19.99Percentage plus fixed amount, with minimum, plus subscription | In-store |
| Viva.com Merchants in Lithuania | 2.19% + €0.24 (domestic and EEA consumer cards); interchange + scheme fees + 2.06% + €0.24 (business, European, UK and international cards); Ecommerce monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €13.99, Premium €19.99Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in Lithuania | 1.69% (domestic and EEA consumer cards); interchange + scheme fees + 1.16% (business, European, UK and international cards); minimum €0.03 per in-store transaction; In-person monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €13.99, Premium €19.99Percentage plus fixed amount, with minimum, plus subscription | In-store |
| Viva.com Merchants in Luxembourg | 2.19% + €0.24 (domestic and EEA consumer cards); interchange + scheme fees + 2.06% + €0.24 (business, European, UK and international cards); Ecommerce monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €12.99, Premium €19.99Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in Luxembourg | 1.69% (domestic and EEA consumer cards); interchange + scheme fees + 1.16% (business, European, UK and international cards); minimum €0.03 per in-store transaction; In-person monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €12.99, Premium €19.99Percentage plus fixed amount, with minimum, plus subscription | In-store |
| Viva.com Merchants in Latvia | 2.19% + €0.24 (domestic and EEA consumer cards); interchange + scheme fees + 2.06% + €0.24 (business, European, UK and international cards); Ecommerce monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €13.99, Premium €19.99Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in Latvia | 1.69% (domestic and EEA consumer cards); interchange + scheme fees + 1.16% (business, European, UK and international cards); minimum €0.03 per in-store transaction; In-person monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €13.99, Premium €19.99Percentage plus fixed amount, with minimum, plus subscription | In-store |
| Viva.com Merchants in the Netherlands | 2.19% + €0.24 (domestic and EEA consumer cards); interchange + scheme fees + 2.06% + €0.24 (business, European, UK and international cards); Ecommerce monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €12.99, Premium €19.99Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in the Netherlands | 1.69% (domestic and EEA consumer cards); interchange + scheme fees + 1.16% (business, European, UK and international cards); minimum €0.01 (€0.10 for Viva.com Terminal users) per in-store transaction; In-person monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €12.99, Premium €19.99Percentage plus fixed amount, with minimum, plus subscription | In-store |
| Viva.com Merchants in Norway | Norwegian consumer cards: 2.19% + NOK 1.80; other cards: interchange + scheme fees + 1.90% + NOK 1.80; Ecommerce monthly plans: Zero 0 (minimum monthly charge NOK 58), Default NOK 58, Standard NOK 150, Premium NOK 232Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in Norway | Norwegian consumer cards: 1.69% (min. NOK 0.36); other cards: interchange + scheme fees + 1.30%; minimum NOK 0.36 per in-store transaction; In-person monthly plans: Zero 0 (minimum monthly charge NOK 58), Default NOK 58, Standard NOK 150, Premium NOK 232Percentage plus fixed amount, with minimum, plus subscription | In-store |
| Viva.com Merchants in Poland | 2.19% + PLN 0.24 (domestic consumer cards); interchange + scheme fees + 1.20% + PLN 0.24 (business, European, UK and international cards); Ecommerce monthly plans: Zero 0 (minimum monthly charge PLN 22), Default PLN 22, Standard PLN 58, Premium PLN 88Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in Poland | 1.69% (domestic consumer cards); interchange + scheme fees + 1.10% (business, European, UK and international cards); minimum PLN 0.15 per in-store transaction; In-person monthly plans: Zero 0 (minimum monthly charge PLN 22), Default PLN 22, Standard PLN 58, Premium PLN 88Percentage plus fixed amount, with minimum, plus subscription | In-store |
| Viva.com Merchants in Portugal | 2.19% + €0.24 (domestic and EEA consumer cards); interchange + scheme fees + 2.06% + €0.24 (business, European, UK and international cards); Ecommerce monthly plans: Zero €0.00 (minimum monthly charge €4.99), Base €4.99, Standard €12.99, Premium €19.99Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in Portugal | 1.69% (domestic and EEA consumer cards); interchange + scheme fees + 1.16% (business, European, UK and international cards); minimum €0.03 per in-store transaction; In-person monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €12.99, Premium €19.99Percentage plus fixed amount, with minimum, plus subscription | In-store |
| Viva.com Merchants in Romania | 2.19% + RON 0.30 (domestic consumer cards); interchange + scheme fees + 2.06% + RON 0.30 (commercial, European, UK and international cards); Ecommerce monthly plans: Zero RON 0 (minimum monthly charge RON 25), Default RON 25, Standard RON 65, Premium RON 100Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in Romania | 1.69% (domestic consumer cards); interchange + scheme fees + 1.16% (domestic commercial, European, UK and international cards); minimum RON 0.15 per in-store transaction; In-person monthly plans: Zero 0 (minimum monthly charge RON 25), Default RON 25, Standard RON 65, Premium RON 100Percentage plus fixed amount, with minimum, plus subscription | In-store |
| Viva.com Merchants in Sweden | 2.19% + SEK 1.80 (domestic consumer cards); interchange + scheme fees + 1.90% + SEK 1.80 (business, European, UK and international cards); Ecommerce monthly plans: Zero 0 (minimum monthly charge SEK 58), Default SEK 58, Standard SEK 150, Premium SEK 232Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in Sweden | 1.69% (domestic consumer cards); interchange + scheme fees + 0.99% (business, European, UK and international cards); minimum SEK 0.36 per in-store transaction; In-person monthly plans: Zero 0 (minimum monthly charge SEK 58), Default SEK 58, Standard SEK 150, Premium SEK 232Percentage plus fixed amount, with minimum, plus subscription | In-store |
| Viva.com Merchants in Slovenia | 2.19% + €0.24 (domestic and EEA consumer cards); interchange + scheme fees + 2.06% + €0.24 (business, European, UK and international cards); Ecommerce monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €13.99, Premium €19.99Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in Slovenia | 1.69% (domestic and EEA consumer cards); interchange + scheme fees + 1.16% (business, European, UK and international cards); minimum €0.03 per in-store transaction; In-person monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €13.99, Premium €19.99Percentage plus fixed amount, with minimum, plus subscription | In-store |
| Viva.com Merchants in Slovakia | 2.19% + €0.24 (domestic and EEA consumer cards); interchange + scheme fees + 2.06% + €0.24 (business, European, UK and international cards); Ecommerce monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €13.99, Premium €19.99Percentage plus fixed amount, plus subscription | Online |
| Viva.com Merchants in Slovakia | 1.69% (domestic and EEA consumer cards); interchange + scheme fees + 1.16% (business, European, UK and international cards); minimum €0.03 per in-store transaction; In-person monthly plans: Zero 0 (minimum monthly charge €4.99), Default €4.99, Standard €13.99, Premium €19.99Percentage plus fixed amount, with minimum, plus subscription | In-store |
| VR Payment Merchants in Germany | No price published | Online |
| VR Payment Merchants in Germany | No price published | In-store |
| wallee Merchants in Austria | Basic plan €19.00 per month: Visa with Concardis acquiring €0.20 + 1.49%; Business plan €65.90 per month: €0.12 + 1.49%; the fixed fee is wallee's, a percentage is the processor's fee and may differ by industry, risk and volumeProcessing fee + Percentage, plus subscription, tiered | Online |
| wallee Merchants in Belgium | €0.20 + 1.40%; the fixed fee is wallee's, the percentage is the processor's fee and may differ by industry, risk and volume; plans: Basic €19.00/month (live transaction €0.20), Business €65.90/month (live transaction €0.12), Enterprise on requestProcessing fee + Percentage, plus subscription, tiered | Online |
| wallee Merchants in Switzerland | Basic plan CHF 19.95 per month: CHF 0.20 + 1.55%; Business plan CHF 69.90 per month: CHF 0.12 + 1.55%; Enterprise on request; the fixed fee is wallee's, the percentage is the processor's fee and may differ by industry, risk and volumeProcessing fee + Percentage, plus subscription, tiered | Online |
| wallee Merchants in Switzerland | Physical terminal: CHF 0.03 + 1.55% on every plan (Terminal only CHF 0.00 per month, Basic CHF 19.95 per month, Business CHF 69.90 per month, Enterprise on request); the fixed fee is wallee's, the percentage is the processor's fee and may differ by industry, risk and volumeProcessing fee + Percentage, plus subscription | In-store |
| wallee Merchants in Germany | €0.20 + 1.49%; the fixed fee is wallee's, a percentage is the processor's fee and may differ by industry, risk and volume; plans: Basic €19.00 per month, Business €65.90 per month, Enterprise on request; Business plan per-transaction fee: €0.12 (instead of €0.20) + the same processor percentageProcessing fee + Percentage, plus subscription, tiered | Online |
| wallee Merchants in France | €0.20 + 1.40%; the fixed fee is wallee's, a percentage is the processor's fee and may differ by industry, risk and volume; plans: Basic €19.00 per month, Business €65.90 per month, Enterprise on request; Business plan per-transaction fee: €0.12 (instead of €0.20) + the same processor percentageProcessing fee + Percentage, plus subscription, tiered | Online |
| wallee Merchants in the United Kingdom | £0.20 + 1.40%; the fixed fee is wallee's, a percentage is the processor's fee and may differ by industry, risk and volume; plans: Basic £18.00 per month, Business £69.90 per month, Enterprise on request; Business plan per-transaction fee: £0.12 (instead of £0.20) + the same processor percentageProcessing fee + Percentage, plus subscription, tiered | Online |
| wallee Merchants in Italy | €0.20 + 1.40%; the fixed fee is wallee's, a percentage is the processor's fee and may differ by industry, risk and volume; plans: Basic €19.00 per month, Business €65.90 per month, Enterprise on request; Business plan per-transaction fee: €0.12 (instead of €0.20) + the same processor percentageProcessing fee + Percentage, plus subscription, tiered | Online |
| wallee Merchants in the Netherlands | €0.20 + 1.40%; the fixed fee is wallee's, a percentage is the processor's fee and may differ by industry, risk and volume; plans: Basic €19.00 per month, Business €65.90 per month, Enterprise on request; Business plan per-transaction fee: €0.12 (instead of €0.20) + the same processor percentageProcessing fee + Percentage, plus subscription, tiered | Online |
| Walley Merchants in Germany | No price published | Online |
| Walley Merchants in Denmark | No price published | Online |
| Walley Merchants in Finland | No price published | Online |
| Walley Merchants in Norway | No price published | Online |
| Walley Merchants in Sweden | No price published | Online |
| WEAT Merchants in Germany | No price published | In-store |
| Worldline Merchants in Austria | No price published | Online |
| Worldline Merchants in Belgium | 1.78% + €0.25; supplement for commercial cards and non-domestic transactions: 1.20%; monthly fee: €0Percentage plus fixed amount | Online |
| Worldline Merchants in Belgium | 1.40% + €0.10; surcharge on commercial cards: +1.20%; surcharge on cards issued outside the EEA: +1.20%; activation: €0; monthly fee: €0Percentage plus fixed amount | In-store |
| Worldline Merchants in Switzerland | No price published | Online |
| Worldline Merchants in Switzerland | No price published | In-store |
| Worldline Merchants in Czechia | No price published | Online |
| Worldline Merchants in Germany | No price published | Online |
| Worldline Merchants in Denmark | No price published | Online |
| Worldline Merchants in Denmark | No price published | In-store |
| Worldline Merchants in Spain | No price published | Online |
| Worldline Merchants in Finland | No price published | Online |
| Worldline Merchants in Finland | No price published | In-store |
| Worldline Merchants in France | No price published | Online |
| Worldline Merchants in the United Kingdom | No price published | Online |
| Worldline Merchants in Greece | No price published | Online |
| Worldline Merchants in Croatia | No price published | Online |
| Worldline Merchants in Croatia | No price published | In-store |
| Worldline Merchants in Hungary | No price published | Online |
| Worldline Merchants in Italy | No price published | Online |
| Worldline Merchants in Italy | No price published | In-store |
| Worldline Merchants in Luxembourg | No price published | Online |
| Worldline Merchants in Luxembourg | Saturn 1000F2 terminal: Mastercard and Visa 1.25% per transaction; surcharge for business or non-EEA cards 1.20%; terminal €649 purchase or €39 per month rental; Classic service €19.75 per month (included in rental); customer account management €60 per year; chargeback €30 per casePercentage, plus subscription | In-store |
| Worldline Merchants in the Netherlands | Worldline e-Payments: 1.79% + €0.25; supplement for commercial cards and non-domestic transactions: 1.20%; monthly fee: €0Percentage plus fixed amount | Online |
| Worldline Merchants in the Netherlands | Worldline QR Payments: credit cards: 1.40% + €0.10; surcharge on commercial cards: +1.20%; surcharge on cards issued outside the EEA: +1.20%; activation: €0; monthly fee: €0Percentage plus fixed amount | In-store |
| Worldline Merchants in Norway | No price published | Online |
| Worldline Merchants in Poland | No price published | Online |
| Worldline Merchants in Poland | No price published | In-store |
| Worldline Merchants in Sweden | No price published | Online |
| Worldline Merchants in Slovenia | No price published | Online and in-store |
| Worldline Merchants in Slovakia | No price published | Online |
| Worldline Merchants in Slovakia | No price published | In-store |
| YabandPay Merchants in Austria | Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amount | Online |
| YabandPay Merchants in Austria | Domestic Debit Cards: 0.60% + €0.05; Domestic Credit Cards: 0.70% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amount | In-store |
| YabandPay Merchants in Belgium | Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amount | Online |
| YabandPay Merchants in Belgium | Domestic Debit Cards: €0.12; Domestic Credit Cards: 1.30%; Visa / Mastercard Card within EEA: 1.30%; Visa / Mastercard Cards outside EEA: 2.20%; Visa / Mastercard Business Cards: 2.20%; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amount | In-store |
| YabandPay Merchants in Switzerland | Consumer Cards within EEA: 1.20% + CHF 0.20; Consumer Cards outside EEA: 3.20% + CHF 0.25; Business Cards: 3.20% + CHF 0.25Percentage plus fixed amount | Online |
| YabandPay Merchants in Switzerland | Domestic Debit Cards: 0.65% + CHF 0.05; Domestic Credit Cards: 0.95% + CHF 0.05; Visa / Mastercard Card within EEA: 1.50% + CHF 0.10; Visa / Mastercard Cards outside EEA: 2.50% + CHF 0.20; Visa / Mastercard Business Cards: 2.50% + CHF 0.20; Unattended scenarios: IC++ 1.50% + CHF 0.15Percentage plus fixed amount | In-store |
| YabandPay Merchants in Germany | Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amount | Online |
| YabandPay Merchants in Germany | Domestic Debit Cards: 0.55% + €0.05; Domestic Credit Cards: 0.65% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amount | In-store |
| YabandPay Merchants in Denmark | Consumer Cards within EEA: 1.20% + DKK 1.50; Consumer Cards outside EEA: 3.20% + DKK 2.00; Business Cards: 3.20% + DKK 2.00Percentage plus fixed amount | Online |
| YabandPay Merchants in Denmark | Domestic Debit Cards: 0.60% + DKK 0.40; Domestic Credit Cards: 0.70% + DKK 0.40; Visa / Mastercard Card within EEA: 1.20% + DKK 0.40; Visa / Mastercard Cards outside EEA: 1.60% + DKK 1.20; Visa / Mastercard Business Cards: 2.50% + DKK 1.20; Unattended scenarios: IC++ 1.50% + DKK 1.00Percentage plus fixed amount | In-store |
| YabandPay Merchants in Spain | Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amount | Online |
| YabandPay Merchants in Spain | Interchange plus plus, service fee excluding interchange and scheme fees: Domestic Debit Cards: 0.40%; Domestic Credit Cards: 0.40%; Visa / Mastercard Card within EEA: 0.40%; Visa / Mastercard Cards outside EEA: 0.90%; Visa / Mastercard Business Cards: 0.90%; minimum €0.04 per transaction; Unattended scenarios: IC++ 1.50% + €0.15Interchange plus plus, with minimum | In-store |
| YabandPay Merchants anywhere in the EU | Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amount | Online |
| YabandPay Merchants anywhere in the EU | Domestic Debit Cards: 0.60% + €0.05; Domestic Credit Cards: 0.70% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amount | In-store |
| YabandPay Merchants in Finland | Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amount | Online |
| YabandPay Merchants in Finland | Domestic Debit Cards: 0.60% + €0.05; Domestic Credit Cards: 0.70% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amount | In-store |
| YabandPay Merchants in France | Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amount | Online |
| YabandPay Merchants in France | Domestic Debit Cards: 0.55% + €0.05; Domestic Credit Cards: 0.65% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amount | In-store |
| YabandPay Merchants in Italy | Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amount | Online |
| YabandPay Merchants in Italy | Domestic Debit Cards, Classic: 0.65%; Domestic Debit Cards, Business: 0.95%; Domestic Debit Cards, Start: 1.45%; Visa / Mastercard Card within EEA, Classic: 1.19%; Visa / Mastercard Card within EEA, Business: 0.95%; Visa / Mastercard Card within EEA, Start: 1.45%; Visa / Mastercard Cards outside EEA, Classic: 1.99%; Visa / Mastercard Cards outside EEA, Business: 1.60%; Visa / Mastercard Cards outside EEA, Start: 1.45%; Visa / Mastercard Business Cards, Classic: 1.99%; Visa / Mastercard Business Cards, Business: 2.49%; Visa / Mastercard Business Cards, Start: 1.99%; Unattended scenarios: IC++ 1.50% + €0.15Percentage, tiered | In-store |
| YabandPay Merchants in Luxembourg | Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amount | Online |
| YabandPay Merchants in Luxembourg | Domestic Debit Cards: 0.60% + €0.05; Domestic Credit Cards: 0.70% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amount | In-store |
| YabandPay Merchants in the Netherlands | Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amount | Online |
| YabandPay Merchants in the Netherlands | Domestic Debit Cards, No minimum transaction volume: €0.07; Domestic Debit Cards, Minimum monthly fee: €90 (includes 1,500 transactions, each additional transaction €0.06): €0.06; Domestic Credit Cards: 1.30%; Visa / Mastercard Card within EEA: 1.30%; Visa / Mastercard Cards outside EEA: 2.20%; Visa / Mastercard Business Cards: 2.20%; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amount, plus subscription, tiered | In-store |
| YabandPay Merchants in Norway | No price published | Online |
| Yavin Merchants in Belgium | No price published | Online and in-store |
| Yavin Merchants in Switzerland | No price published | Online and in-store |
| Yavin Merchants in Spain | No price published | Online and in-store |
| Yavin Merchants in France | No price published | Online and in-store |
| ZahlungsWERK Merchants in Germany | 0.69% of the transaction amount (flat model; hotels of any kind excluded); transaction fee €0; terminal rental from €12.50 per monthPercentage, plus subscription | In-store |
Source: EcomStream, Retail Payment Methods Transparency Index, ecomstream.eu/payment-methods-transparency-index. Read at source between 14 September 2026 and 13 October 2026. A provider that believes a row is wrong can write to index@ecomstream.nl. Every reported correction is checked at the source.
Reviewing what card acceptance costs you
What you pay is set in your acquiring contract, not by the scheme. Start by establishing whether you are overpaying your PSP, or move straight to cutting your PSP costs, where interchange, scheme fees and markup are separated before anything is negotiated.
Relevant markets: global
Payment set-up check
Want to know if you are paying the right rate on your Visa credit card volume?
Enter your webshop URL. The check names what your checkout misses in each of your markets, from missing local payment methods to surcharges and methods that no longer exist, each point with the service that addresses it.
Ramon Helwegen
