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Adyen fees per payment method: the prices Adyen publishes

Every price Adyen publishes for merchants established in Europe, in one table: per payment method, country of establishment and channel, with the date each price was read. Choose your country and channel, and the table also shows the methods Adyen offers without a published price. A published rate is a list rate: what you actually pay is set in your quoted rate and your contract.

Retail Payment Methods Transparency Index

Adyen fees by country and channel

Adyen stands in the index with 66 payment methods for merchants established in Europe, and publishes a price for 62 of them.

Each rate is shown as Adyen prints it; the method name links to the page about that method and the date links to the page the rate was read on. A published rate is a list rate: what a merchant actually pays is stated in the quoted rate and the contract.

Payment methodPublished priceChannel
Affirm Merchants anywhere in the EUCore (interest-bearing monthly instalments): United States €0.11 + 4.19% + USD 0.30; Canada €0.11 + 4.19% + CAD 0.30; United Kingdom €0.11 + direct contract with Affirm. Standard (Pay in 4 and interest-bearing monthly instalments): United States €0.11 + 4.49% + USD 0.30; Canada €0.11 + 4.49% + CAD 0.30; United Kingdom €0.11 + direct contract with Affirm. Signature (Pay in 4, interest-free up to 6-month terms and interest-bearing instalments): United States €0.11 + 5.19% + USD 0.30; Canada €0.11 + 5.19% + CAD 0.30; United Kingdom €0.11 + direct contract with AffirmProcessing fee + Percentage plus fixed amount, tieredRead at source on 9 October 2026Online
Affirm Merchants in the United KingdomCore (interest-bearing monthly instalments): United States £0.11 + 4.19% + USD 0.30; Canada £0.11 + 4.19% + CAD 0.30; United Kingdom £0.11 + direct contract with Affirm. Standard (Pay in 4 and interest-bearing monthly instalments): United States £0.11 + 4.49% + USD 0.30; Canada £0.11 + 4.49% + CAD 0.30; United Kingdom £0.11 + direct contract with Affirm. Signature (Pay in 4, interest-free up to 6-month terms and interest-bearing instalments): United States £0.11 + 5.19% + USD 0.30; Canada £0.11 + 5.19% + CAD 0.30; United Kingdom £0.11 + direct contract with AffirmProcessing fee + Percentage plus fixed amount, tieredRead at source on 9 October 2026Online and in-store
Affirm Merchants in NorwayCore (interest-bearing monthly instalments): United States €0.11 + 4.19% + USD 0.30; Canada €0.11 + 4.19% + CAD 0.30; United Kingdom €0.11 + direct contract with Affirm. Standard (Pay in 4 and interest-bearing monthly instalments): United States €0.11 + 4.49% + USD 0.30; Canada €0.11 + 4.49% + CAD 0.30; United Kingdom €0.11 + direct contract with Affirm. Signature (Pay in 4, interest-free up to 6-month terms and interest-bearing instalments): United States €0.11 + 5.19% + USD 0.30; Canada €0.11 + 5.19% + CAD 0.30; United Kingdom €0.11 + direct contract with AffirmProcessing fee + Percentage plus fixed amount, tieredRead at source on 9 October 2026Online
Affirm Merchants in PolandCore (interest-bearing monthly instalments): United States €0.11 + 4.19% + USD 0.30; Canada €0.11 + 4.19% + CAD 0.30; United Kingdom €0.11 + direct contract with Affirm. Standard (Pay in 4 and interest-bearing monthly instalments): United States €0.11 + 4.49% + USD 0.30; Canada €0.11 + 4.49% + CAD 0.30; United Kingdom €0.11 + direct contract with Affirm. Signature (Pay in 4, interest-free up to 6-month terms and interest-bearing instalments): United States €0.11 + 5.19% + USD 0.30; Canada €0.11 + 5.19% + CAD 0.30; United Kingdom €0.11 + direct contract with AffirmProcessing fee + Percentage plus fixed amount, tieredRead at source on 9 October 2026Online
Afterpay Merchants anywhere in the EUUnited States, Canada: €0.11 + 4.99% + $0.30; Australia, New Zealand: €0.11 + 4.99% + AUD/NZD 0.30Processing fee + Percentage plus fixed amountRead at source on 5 October 2026Online
Afterpay Merchants in the United KingdomUnited States, Canada: £0.11 + 4.99% + $0.30; Australia, New Zealand: £0.11 + 4.99% + AUD/NZD 0.30Processing fee + Percentage plus fixed amountRead at source on 5 October 2026Online and in-store
Afterpay Merchants in NorwayUnited States, Canada: €0.11 + 4.99% + $0.30; Australia, New Zealand: €0.11 + 4.99% + AUD/NZD 0.30Processing fee + Percentage plus fixed amountRead at source on 5 October 2026Online
Afterpay Merchants in PolandUnited States, Canada: €0.11 + 4.99% + USD 0.30; Australia, New Zealand: €0.11 + 4.99% + AUD/NZD 0.30Processing fee + Percentage plus fixed amountRead at source on 5 October 2026Online
Alipay Merchants anywhere in the EU€0.11 + 3%Processing fee + PercentageRead at source on 28 September 2026Online and in-store
Alipay Merchants in the United Kingdom£0.11 + 3%Processing fee + PercentageRead at source on 28 September 2026Online and in-store
Alipay Merchants in Norway€0.11 + 3%Processing fee + PercentageRead at source on 24 September 2026Online and in-store
Alipay Merchants in Poland€0.11 + 3%Processing fee + PercentageRead at source on 28 September 2026Online and in-store
Alma Merchants anywhere in the EU3x instalments, France: €0.11 + 3.99%; 4x instalments, France: €0.11 + 4.70%Processing fee + PercentageRead at source on 28 September 2026Online and in-store
Alma Merchants in the United Kingdom3x instalments, France: £0.11 + 3.99%; 4x instalments, France: £0.11 + 4.70%Processing fee + PercentageRead at source on 28 September 2026Online and in-store
Alma Merchants in Norway3x instalments, France: €0.11 + 3.99%; 4x instalments, France: €0.11 + 4.70%Processing fee + PercentageRead at source on 24 September 2026Online and in-store
Alma Merchants in Poland3x installments, France: €0.11 + 3.99%; 4x installments, France: €0.11 + 4.70%Processing fee + Percentage, tieredRead at source on 5 October 2026Online and in-store
American Express Merchants anywhere in the EU€0.11 + 3.95% (global); North America: €0.11 + 3.30% + $0.10Processing fee + PercentageRead at source on 28 September 2026Online and in-store
American Express Merchants in the United Kingdom£0.11 + 3.95% (global); North America: £0.11 + 3.30% + $0.10Processing fee + PercentageRead at source on 28 September 2026Online and in-store
American Express Merchants in Norway€0.11 + 3.95% (global); North America: €0.11 + 3.30% + $0.10Processing fee + PercentageRead at source on 24 September 2026Online and in-store
American Express Merchants in PolandNorth America: €0.11 + 3.30% + USD 0.10; Global: €0.11 + 3.95%Processing fee + Percentage plus fixed amountRead at source on 5 October 2026Online and in-store
Apple Pay Merchants anywhere in the EUGlobal: €0.11 + the rate of the card used applies; Visa, Mastercard, Maestro: €0.11 + Interchange+ + 0.60%; American Express: North America €0.11 + 3.30% + USD 0.10, Global €0.11 + 3.95%; Diners Club: €0.11 + 3.95% (Interchange++ pricing applies in specific situations); Discover: €0.11 + 3.95%; JCB: €0.11 + 3.75%; UnionPay: €0.11 + 3%Processing fee + Interchange plus plusRead at source on 9 October 2026Online and in-store
Apple Pay Merchants in the United KingdomGlobal: £0.11 + the rate of the card used applies; Visa, Mastercard, Maestro: £0.11 + Interchange+ + 0.60%; American Express: North America £0.11 + 3.30% + USD 0.10, Global £0.11 + 3.95%; Diners Club: £0.11 + 3.95% (Interchange++ pricing applies in specific situations); Discover: £0.11 + 3.95% (Interchange++ pricing applies in specific situations); JCB: £0.11 + 3.75% (Interchange++ pricing applies in specific situations); UnionPay: £0.11 + 3%Processing fee + Interchange plus plusRead at source on 9 October 2026Online and in-store
Apple Pay Merchants in NorwayGlobal: €0.11 + the rate of the card used applies; Visa, Mastercard, Maestro: €0.11 + Interchange+ + 0.60%; American Express: North America €0.11 + 3.30% + USD 0.10, Global €0.11 + 3.95%; Diners Club: €0.11 + 3.95% (Interchange++ pricing applies in specific situations); Discover: €0.11 + 3.95%; JCB: €0.11 + 3.75%; UnionPay: €0.11 + 3%Processing fee + Interchange plus plusRead at source on 9 October 2026Online and in-store
Apple Pay Merchants in PolandGlobal: €0.11 + the rate of the card used applies; Visa, Mastercard, Maestro: €0.11 + Interchange+ + 0.60%; American Express: North America €0.11 + 3.30% + USD 0.10, Global €0.11 + 3.95%; Diners Club: €0.11 + 3.95% (Interchange++ pricing applies in specific cases); Discover: €0.11 + 3.95%; JCB: €0.11 + 3.75%; UnionPay: €0.11 + 3%Processing fee + Interchange plus plusRead at source on 5 October 2026Online and in-store
Atome Merchants anywhere in the EU€0.11 + 5%Processing fee + PercentageRead at source on 28 September 2026Online and in-store
Atome Merchants in the United Kingdom£0.11 + 5%Processing fee + PercentageRead at source on 28 September 2026Online and in-store
Atome Merchants in Norway€0.11 + 5%Processing fee + PercentageRead at source on 24 September 2026Online and in-store
Atome Merchants in Poland€0.11 + 5%Processing fee + PercentageRead at source on 28 September 2026Online and in-store
Bacs Direct Debit Merchants anywhere in the EU€0.11 + £0.55Processing fee + Fixed amountRead at source on 28 September 2026Online
Bacs Direct Debit Merchants in the United Kingdom£0.11 + £0.55Processing fee + Fixed amountRead at source on 28 September 2026Online
Bacs Direct Debit Merchants in Norway€0.11 + £0.55Processing fee + Fixed amountRead at source on 24 September 2026Online
Bacs Direct Debit Merchants in Poland€0.11 + £0.55Processing fee + Fixed amountRead at source on 28 September 2026Online
Bancontact Merchants anywhere in the EU€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 5 October 2026Online and in-store
Bancontact Merchants in the United Kingdom£0.11 + Interchange++ + 0.60%Processing fee + Interchange plus plusRead at source on 28 September 2026Online and in-store
Bancontact Merchants in Norway€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 28 September 2026Online and in-store
Bancontact Merchants in Poland€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 28 September 2026Online and in-store
BankAxept Merchants anywhere in the EU€0.11 + Direct contract with BankAxeptProcessing fee + Plus the method owner’s feeRead at source on 28 September 2026In-store
BankAxept Merchants in the United Kingdom£0.11 + Direct contract with BankAxeptProcessing fee + Plus the method owner’s feeRead at source on 28 September 2026In-store
BankAxept Merchants in Norway€0.11 + direct contract with BankAxeptProcessing fee + Plus the method owner’s feeRead at source on 5 October 2026In-store
BankAxept Merchants in Poland€0.11 + direct agreement with BankAxeptProcessing fee + Plus the method owner’s feeRead at source on 28 September 2026In-store
Billie Merchants anywhere in the EU€0.11 + 3.29% + €0.30Processing fee + Percentage plus fixed amountRead at source on 28 September 2026Online
Billie Merchants in the United Kingdom£0.11 + 3.29% + €0.30Processing fee + Percentage plus fixed amountRead at source on 28 September 2026Online
Billie Merchants in Norway€0.11 + 3.29% + €0.30Processing fee + Percentage plus fixed amountRead at source on 24 September 2026Online
Billie Merchants in Poland€0.11 + 3.29% + €0.30Processing fee + Percentage plus fixed amountRead at source on 28 September 2026Online
Bizum Merchants in SpainNo price publishedRead at source on 12 October 2026Online
Bizum Merchants in the United Kingdom£0.11 + Direct contract with Bizum + management service feeProcessing fee + Plus the method owner’s feeRead at source on 28 September 2026Online and in-store
BLIK Merchants anywhere in the EU€0.11 + 1.50%Processing fee + PercentageRead at source on 28 September 2026Online and in-store
BLIK Merchants in the United Kingdom£0.11 + 1.50%Processing fee + PercentageRead at source on 28 September 2026Online and in-store
BLIK Merchants in Norway€0.11 + 1.50%Processing fee + PercentageRead at source on 24 September 2026Online and in-store
BLIK Merchants in Poland€0.11 + 1.50%Processing fee + PercentageRead at source on 28 September 2026Online and in-store
Boleto Bancário Merchants anywhere in the EU€0.11 + Direct contract with BoletoProcessing fee + Plus the method owner’s feeRead at source on 28 September 2026Online
Boleto Bancário Merchants in the United Kingdom£0.11 + based on transaction volume (a direct contract with Boleto is required to set commercial terms and pricing)Processing fee + Plus the method owner’s feeRead at source on 28 September 2026Online
Boleto Bancário Merchants in Norway€0.11 + Direct contract with BoletoProcessing fee + Plus the method owner’s feeRead at source on 24 September 2026Online
Boleto Bancário Merchants in Poland€0.11 + direct contract with BoletoProcessing fee + Plus the method owner’s feeRead at source on 28 September 2026Online
Carnet Merchants anywhere in the EU€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 28 September 2026Online and in-store
Carnet Merchants in the United Kingdom£0.11 + Interchange++ + 0.60%Processing fee + Interchange plus plusRead at source on 28 September 2026Online and in-store
Carnet Merchants in Norway€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 28 September 2026Online and in-store
Carnet Merchants in Poland€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 28 September 2026Online and in-store
Cartes Bancaires Merchants anywhere in the EU€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 5 October 2026Online and in-store
Cartes Bancaires Merchants in the United Kingdom£0.11 + Interchange++ + 0.60%Processing fee + Interchange plus plusRead at source on 28 September 2026Online and in-store
Cartes Bancaires Merchants in Norway€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 28 September 2026Online and in-store
Cartes Bancaires Merchants in Poland€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 28 September 2026Online and in-store
Cash App Pay Merchants anywhere in the EU€0.11 + 2.90% + 30cProcessing fee + Percentage plus fixed amountRead at source on 28 September 2026Online and in-store
Cash App Pay Merchants in the United Kingdom£0.11 + 2.90% + 30cProcessing fee + Percentage plus fixed amountRead at source on 28 September 2026Online and in-store
Cash App Pay Merchants in Norway€0.11 + 2.90% + 30cProcessing fee + Percentage plus fixed amountRead at source on 24 September 2026Online and in-store
Cash App Pay Merchants in Poland€0.11 + 2.90% + 30cProcessing fee + Percentage plus fixed amountRead at source on 28 September 2026Online and in-store
Clearpay Merchants anywhere in the EUUnited Kingdom: €0.11 + 4.19% + £0.30Processing fee + Percentage plus fixed amountRead at source on 5 October 2026Online
Clearpay Merchants in the United KingdomUnited Kingdom: £0.11 + 4.19% + £0.30Processing fee + Percentage plus fixed amountRead at source on 5 October 2026Online
Clearpay Merchants in NorwayUnited Kingdom: €0.11 + 4.19% + £0.30Processing fee + Percentage plus fixed amountRead at source on 5 October 2026Online
Clearpay Merchants in PolandUnited Kingdom: €0.11 + 4.19% + £0.30Processing fee + Percentage plus fixed amountRead at source on 5 October 2026Online
Dankort Merchants in Denmark€0.11 processing fee + Dankort's own fees under the merchant's direct contract with DankortProcessing fee + Plus the method owner’s feeRead at source on 12 October 2026Online
Dankort Merchants anywhere in the EU€0.11 + Direct contract with DankortProcessing fee + Plus the method owner’s feeRead at source on 28 September 2026Online and in-store
Dankort Merchants in the United Kingdom£0.11 + Direct contract with DankortProcessing fee + Plus the method owner’s feeRead at source on 28 September 2026Online and in-store
Dankort Merchants in Norway€0.11 + Direct contract with DankortProcessing fee + Plus the method owner’s feeRead at source on 24 September 2026Online and in-store
Dankort Merchants in Poland€0.11 + direct agreement with DankortProcessing fee + Plus the method owner’s feeRead at source on 28 September 2026Online and in-store
Diners Club Merchants anywhere in the EUGlobal: €0.11 + 3.95%; Interchange++ pricing applies in specific situationsProcessing fee + Percentage plus fixed amountRead at source on 9 October 2026Online and in-store
Diners Club Merchants in the United Kingdom£0.11 + 3.95%; in specific situations Interchange++ pricing appliesProcessing fee + Percentage plus fixed amountRead at source on 7 October 2026Online and in-store
Diners Club Merchants in NorwayGlobal: €0.11 + 3.95%; Interchange++ pricing applies in specific casesProcessing fee + Percentage plus fixed amountRead at source on 7 October 2026Online and in-store
Diners Club Merchants in PolandGlobal: €0.11 + 3.95%; Interchange++ pricing applies in specific casesProcessing fee + Percentage plus fixed amountRead at source on 7 October 2026Online and in-store
Discover Merchants anywhere in the EU€0.11 + 3.95%Processing fee + PercentageRead at source on 28 September 2026Online and in-store
Discover Merchants in the United Kingdom£0.11 + 3.95%; in specific situations Interchange++ pricing appliesProcessing fee + Percentage plus fixed amountRead at source on 7 October 2026Online and in-store
Discover Merchants in Norway€0.11 + 3.95%Processing fee + PercentageRead at source on 24 September 2026Online and in-store
Discover Merchants in PolandGlobal: €0.11 + 3.95%Processing fee + PercentageRead at source on 5 October 2026Online and in-store
eftpos Merchants anywhere in the EU€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 5 October 2026Online and in-store
eftpos Merchants in the United Kingdom£0.11 + Interchange++ + 0.60%Processing fee + Interchange plus plusRead at source on 28 September 2026Online and in-store
eftpos Merchants in Norway€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 28 September 2026Online and in-store
eftpos Merchants in Poland€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 28 September 2026Online and in-store
eps Merchants anywhere in the EU€0.11 + 1.30% + €0.22Processing fee + Percentage plus fixed amountRead at source on 28 September 2026Online
eps Merchants in the United Kingdom£0.11 + 1.30% + €0.22Processing fee + Percentage plus fixed amountRead at source on 28 September 2026Online
eps Merchants in Norway€0.11 + 1.30% + €0.22Processing fee + Percentage plus fixed amountRead at source on 24 September 2026Online
eps Merchants in Poland€0.11 + 1.30% + €0.22Processing fee + Percentage plus fixed amountRead at source on 28 September 2026Online
girocard Merchants anywhere in the EU€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 5 October 2026Online and in-store
girocard Merchants in the United Kingdom£0.11 + Interchange++ + 0.60%Processing fee + Interchange plus plusRead at source on 28 September 2026Online and in-store
girocard Merchants in Norway€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 28 September 2026Online and in-store
girocard Merchants in Poland€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 28 September 2026Online and in-store
Google Pay Merchants anywhere in the EU€0.11 + the rate of the card used applies (row lists Portugal, Canada, Brazil, France, Hungary, Qatar, Belgium, New Zealand); Visa, Mastercard, Maestro: €0.11 + Interchange+ + 0.60%; American Express: North America €0.11 + 3.30% + USD 0.10, Global €0.11 + 3.95%; Diners Club: €0.11 + 3.95% (Interchange++ pricing applies in specific situations); Discover: €0.11 + 3.95%; JCB: €0.11 + 3.75%; UnionPay: €0.11 + 3%Processing fee + Interchange plus plusRead at source on 9 October 2026Online and in-store
Google Pay Merchants in the United Kingdom£0.11 + the rate of the card used applies; Visa, Mastercard, Maestro: £0.11 + Interchange+ + 0.60%; American Express: North America £0.11 + 3.30% + USD 0.10, Global £0.11 + 3.95%; Diners Club: £0.11 + 3.95% (Interchange++ pricing applies in specific situations); Discover: £0.11 + 3.95% (Interchange++ pricing applies in specific situations); JCB: £0.11 + 3.75% (Interchange++ pricing applies in specific situations); UnionPay: £0.11 + 3%Processing fee + Interchange plus plusRead at source on 9 October 2026Online and in-store
Google Pay Merchants in Norway€0.11 + the rate of the card used applies (row lists Portugal, Canada, Brazil, France, Hungary, Qatar, Belgium, New Zealand); Visa, Mastercard, Maestro: €0.11 + Interchange+ + 0.60%; American Express: North America €0.11 + 3.30% + USD 0.10, Global €0.11 + 3.95%; Diners Club: €0.11 + 3.95% (Interchange++ pricing applies in specific situations); Discover: €0.11 + 3.95%; JCB: €0.11 + 3.75%; UnionPay: €0.11 + 3%Processing fee + Interchange plus plusRead at source on 9 October 2026Online and in-store
Google Pay Merchants in PolandGlobal: €0.11 + the rate of the card used applies; Visa, Mastercard, Maestro: €0.11 + Interchange+ + 0.60%; American Express: North America €0.11 + 3.30% + USD 0.10, Global €0.11 + 3.95%; Diners Club: €0.11 + 3.95% (Interchange++ pricing applies in specific cases); Discover: €0.11 + 3.95%; JCB: €0.11 + 3.75%; UnionPay: €0.11 + 3%Processing fee + Interchange plus plusRead at source on 5 October 2026Online and in-store
GrabPay Merchants anywhere in the EUSingapore: €0.11 + 2.80%; Malaysia: €0.11 + 1.50%; Philippines: €0.11 + 2.20%Processing fee + PercentageRead at source on 5 October 2026Online
GrabPay Merchants anywhere in the EUIn person: Singapore €0.11 + 2.20%; Malaysia €0.11 + 1.50%; PayLater Instalments (Singapore, Malaysia): €0.11 + 6%; PayLater Postpaid (Malaysia, Singapore): €0.11 + 6%Processing fee + PercentageRead at source on 9 October 2026In-store
GrabPay Merchants in the United KingdomSingapore: £0.11 + 2.80%; Malaysia: £0.11 + 1.50%; Philippines: £0.11 + 2.20%Processing fee + PercentageRead at source on 5 October 2026Online
GrabPay Merchants in the United KingdomIn person: Singapore £0.11 + 2.20%; Malaysia £0.11 + 1.50%; PayLater Instalments (Singapore, Malaysia): £0.11 + 6%; PayLater Postpaid (Malaysia, Singapore): £0.11 + 6%Processing fee + PercentageRead at source on 9 October 2026In-store
GrabPay Merchants in NorwaySingapore: €0.11 + 2.80%; Malaysia: €0.11 + 1.50%; Philippines: €0.11 + 2.20%Processing fee + PercentageRead at source on 5 October 2026Online
GrabPay Merchants in NorwayIn person: Singapore €0.11 + 2.20%; Malaysia €0.11 + 1.50%; PayLater Instalments (Singapore, Malaysia): €0.11 + 6%; PayLater Postpaid (Malaysia, Singapore): €0.11 + 6%Processing fee + PercentageRead at source on 9 October 2026In-store
GrabPay Merchants in PolandOnline, Singapore: €0.11 + 2.80%; Online, Malaysia: €0.11 + 1.50%; Online, Philippines: €0.11 + 2.20%Processing fee + PercentageRead at source on 5 October 2026Online
GrabPay Merchants in PolandIn person: Singapore €0.11 + 2.20%; Malaysia €0.11 + 1.50%; PayLater Instalments (Singapore, Malaysia): €0.11 + 6%; PayLater Postpaid (Malaysia, Singapore): €0.11 + 6%Processing fee + PercentageRead at source on 9 October 2026In-store
iDEAL Merchants anywhere in the EU€0.11 + €0.22Processing fee + Fixed amountRead at source on 28 September 2026Online and in-store
iDEAL Merchants in the United Kingdom£0.11 + €0.22Processing fee + Fixed amountRead at source on 28 September 2026Online and in-store
iDEAL Merchants in Norway€0.11 + €0.22Processing fee + Fixed amountRead at source on 24 September 2026Online and in-store
iDEAL Merchants in Poland€0.11 + €0.22Processing fee + Fixed amountRead at source on 28 September 2026Online and in-store
Interac Merchants anywhere in the EUDebit & Flash: €0.11 + Interchange+ + 0.60%; In-app & Mobile web: €0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 5 October 2026Online and in-store
Interac Merchants in the United Kingdom£0.11 + Interchange++ + 0.60% (debit and Flash; in-app and mobile web)Processing fee + Interchange plus plusRead at source on 28 September 2026Online and in-store
Interac Merchants in NorwayDebit & Flash: €0.11 + Interchange+ + 0.60%; In-app & Mobile web: €0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 5 October 2026Online and in-store
Interac Merchants in PolandDebit & Flash: €0.11 + Interchange+ + 0.60%; In-app & Mobile web: €0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 5 October 2026Online and in-store
JCB Merchants anywhere in the EU€0.11 + 3.75%Processing fee + PercentageRead at source on 28 September 2026Online and in-store
JCB Merchants in the United Kingdom£0.11 + 3.75%; in specific situations Interchange++ pricing appliesProcessing fee + Percentage plus fixed amountRead at source on 7 October 2026Online and in-store
JCB Merchants in Norway€0.11 + 3.75%Processing fee + PercentageRead at source on 24 September 2026Online and in-store
JCB Merchants in PolandGlobal: €0.11 + 3.75%Processing fee + PercentageRead at source on 5 October 2026Online and in-store
KakaoPay Merchants anywhere in the EU€0.11 + 3.30%Processing fee + PercentageRead at source on 28 September 2026Online and in-store
KakaoPay Merchants in the United Kingdom£0.11 + 3.30%Processing fee + PercentageRead at source on 28 September 2026Online and in-store
KakaoPay Merchants in Norway€0.11 + 3.30%Processing fee + PercentageRead at source on 24 September 2026Online and in-store
KakaoPay Merchants in Poland€0.11 + 3.30%Processing fee + PercentageRead at source on 28 September 2026Online and in-store
Klarna Pay Later Merchants in AustriaPay Later, by shopper country: United Kingdom: €0.11 + 2.90% + £0.20; Finland: €0.11 + 2.79% + €0.59; Norway: €0.11 + 2.79% + NOK 5.90; Sweden: €0.11 + 2.79% + SEK 5.90; Poland: €0.11 + 2.60% + PLN 1.40; Netherlands, Austria, Switzerland, Belgium, Germany: €0.11 + 2.99% + between €0.35 and €1.00; Denmark: €0.11 + 2.79% + DKK 5.90; Spain, Italy, France, Greece: €0.11 + 3.99% + €0.20; United States: €0.11 + 4.29% + $0.30Processing fee + Percentage plus fixed amountRead at source on 7 October 2026Online
Klarna Pay Later Merchants in BelgiumPay Later, by shopper country: United Kingdom: €0.11 + 2.90% + £0.20; Finland: €0.11 + 2.79% + €0.59; Norway: €0.11 + 2.79% + NOK 5.90; Sweden: €0.11 + 2.79% + SEK 5.90; Poland: €0.11 + 2.60% + PLN 1.40; Netherlands, Austria, Switzerland, Belgium, Germany: €0.11 + 2.99% + between €0.35 and €1.00; Denmark: €0.11 + 2.79% + DKK 5.90; Spain, Italy, France, Greece: €0.11 + 3.99% + €0.20; United States: €0.11 + 4.29% + $0.30Processing fee + Percentage plus fixed amountRead at source on 7 October 2026Online
Klarna Pay Later Merchants in GermanyPay Later, by shopper country: United Kingdom: €0.11 + 2.90% + £0.20; Finland: €0.11 + 2.79% + €0.59; Norway: €0.11 + 2.79% + NOK 5.90; Sweden: €0.11 + 2.79% + SEK 5.90; Poland: €0.11 + 2.60% + PLN 1.40; Netherlands, Austria, Switzerland, Belgium, Germany: €0.11 + 2.99% + between €0.35 and €1.00; Denmark: €0.11 + 2.79% + DKK 5.90; Spain, Italy, France, Greece: €0.11 + 3.99% + €0.20; United States: €0.11 + 4.29% + $0.30Processing fee + Percentage plus fixed amountRead at source on 7 October 2026Online
Klarna Pay Later Merchants in DenmarkPay Later, by shopper country: United Kingdom: €0.11 + 2.90% + £0.20; Finland: €0.11 + 2.79% + €0.59; Norway: €0.11 + 2.79% + NOK 5.90; Sweden: €0.11 + 2.79% + SEK 5.90; Poland: €0.11 + 2.60% + PLN 1.40; Netherlands, Austria, Switzerland, Belgium, Germany: €0.11 + 2.99% + between €0.35 and €1.00; Denmark: €0.11 + 2.79% + DKK 5.90; Spain, Italy, France, Greece: €0.11 + 3.99% + €0.20; United States: €0.11 + 4.29% + $0.30Processing fee + Percentage plus fixed amountRead at source on 7 October 2026Online
Klarna Pay Later Merchants in SpainPay Later, by shopper country: United Kingdom: €0.11 + 2.90% + £0.20; Finland: €0.11 + 2.79% + €0.59; Norway: €0.11 + 2.79% + NOK 5.90; Sweden: €0.11 + 2.79% + SEK 5.90; Poland: €0.11 + 2.60% + PLN 1.40; Netherlands, Austria, Switzerland, Belgium, Germany: €0.11 + 2.99% + between €0.35 and €1.00; Denmark: €0.11 + 2.79% + DKK 5.90; Spain, Italy, France, Greece: €0.11 + 3.99% + €0.20; United States: €0.11 + 4.29% + $0.30Processing fee + Percentage plus fixed amountRead at source on 7 October 2026Online
Klarna Pay Later Merchants in FinlandPay Later, by shopper country: United Kingdom: €0.11 + 2.90% + £0.20; Finland: €0.11 + 2.79% + €0.59; Norway: €0.11 + 2.79% + NOK 5.90; Sweden: €0.11 + 2.79% + SEK 5.90; Poland: €0.11 + 2.60% + PLN 1.40; Netherlands, Austria, Switzerland, Belgium, Germany: €0.11 + 2.99% + between €0.35 and €1.00; Denmark: €0.11 + 2.79% + DKK 5.90; Spain, Italy, France, Greece: €0.11 + 3.99% + €0.20; United States: €0.11 + 4.29% + $0.30Processing fee + Percentage plus fixed amountRead at source on 7 October 2026Online
Klarna Pay Later Merchants in FrancePay Later, by shopper country: United Kingdom: €0.11 + 2.90% + £0.20; Finland: €0.11 + 2.79% + €0.59; Norway: €0.11 + 2.79% + NOK 5.90; Sweden: €0.11 + 2.79% + SEK 5.90; Poland: €0.11 + 2.60% + PLN 1.40; Netherlands, Austria, Switzerland, Belgium, Germany: €0.11 + 2.99% + between €0.35 and €1.00; Denmark: €0.11 + 2.79% + DKK 5.90; Spain, Italy, France, Greece: €0.11 + 3.99% + €0.20; United States: €0.11 + 4.29% + $0.30Processing fee + Percentage plus fixed amountRead at source on 7 October 2026Online
Klarna Pay Later Merchants in the United KingdomPay Later: United Kingdom: £0.11 + 2.90% + £0.20; Finland: £0.11 + 2.79% + €0.59; Norway: £0.11 + 2.79% + NOK 5.90; Sweden: £0.11 + 2.79% + SEK 5.90; Poland: £0.11 + 2.60% + PLN 1.40; Netherlands, Austria, Switzerland, Belgium, Germany: £0.11 + 2.99% + between €0.35 and €1.00; Denmark: £0.11 + 2.79% + DKK 5.90; Spain, Italy, France, Greece: £0.11 + 3.99% + €0.20; United States: £0.11 + 4.29% + $0.30Processing fee + Percentage plus fixed amountRead at source on 5 October 2026Online
Klarna Pay Later Merchants in ItalyPay Later, by shopper country: United Kingdom: €0.11 + 2.90% + £0.20; Finland: €0.11 + 2.79% + €0.59; Norway: €0.11 + 2.79% + NOK 5.90; Sweden: €0.11 + 2.79% + SEK 5.90; Poland: €0.11 + 2.60% + PLN 1.40; Netherlands, Austria, Switzerland, Belgium, Germany: €0.11 + 2.99% + between €0.35 and €1.00; Denmark: €0.11 + 2.79% + DKK 5.90; Spain, Italy, France, Greece: €0.11 + 3.99% + €0.20; United States: €0.11 + 4.29% + $0.30Processing fee + Percentage plus fixed amountRead at source on 7 October 2026Online
Klarna Pay Later Merchants in the NetherlandsPay Later, by shopper country: United Kingdom: €0.11 + 2.90% + £0.20; Finland: €0.11 + 2.79% + €0.59; Norway: €0.11 + 2.79% + NOK 5.90; Sweden: €0.11 + 2.79% + SEK 5.90; Poland: €0.11 + 2.60% + PLN 1.40; Netherlands, Austria, Switzerland, Belgium, Germany: €0.11 + 2.99% + between €0.35 and €1.00; Denmark: €0.11 + 2.79% + DKK 5.90; Spain, Italy, France, Greece: €0.11 + 3.99% + €0.20; United States: €0.11 + 4.29% + $0.30Processing fee + Percentage plus fixed amountRead at source on 7 October 2026Online
Klarna Pay Later Merchants in PolandPay Later, by shopper country: United Kingdom: €0.11 + 2.90% + £0.20; Finland: €0.11 + 2.79% + €0.59; Norway: €0.11 + 2.79% + NOK 5.90; Sweden: €0.11 + 2.79% + SEK 5.90; Poland: €0.11 + 2.60% + PLN 1.40; Netherlands, Austria, Switzerland, Belgium, Germany: €0.11 + 2.99% + between €0.35 and €1.00; Denmark: €0.11 + 2.79% + DKK 5.90; Spain, Italy, France, Greece: €0.11 + 3.99% + €0.20; United States: €0.11 + 4.29% + $0.30Processing fee + Percentage plus fixed amountRead at source on 7 October 2026Online
Klarna Pay Later Merchants in PortugalPay Later, by shopper country: United Kingdom: €0.11 + 2.90% + £0.20; Finland: €0.11 + 2.79% + €0.59; Norway: €0.11 + 2.79% + NOK 5.90; Sweden: €0.11 + 2.79% + SEK 5.90; Poland: €0.11 + 2.60% + PLN 1.40; Netherlands, Austria, Switzerland, Belgium, Germany: €0.11 + 2.99% + between €0.35 and €1.00; Denmark: €0.11 + 2.79% + DKK 5.90; Spain, Italy, France, Greece: €0.11 + 3.99% + €0.20; United States: €0.11 + 4.29% + $0.30Processing fee + Percentage plus fixed amountRead at source on 7 October 2026Online
Klarna Pay Later Merchants in SwedenPay Later, by shopper country: United Kingdom: €0.11 + 2.90% + £0.20; Finland: €0.11 + 2.79% + €0.59; Norway: €0.11 + 2.79% + NOK 5.90; Sweden: €0.11 + 2.79% + SEK 5.90; Poland: €0.11 + 2.60% + PLN 1.40; Netherlands, Austria, Switzerland, Belgium, Germany: €0.11 + 2.99% + between €0.35 and €1.00; Denmark: €0.11 + 2.79% + DKK 5.90; Spain, Italy, France, Greece: €0.11 + 3.99% + €0.20; United States: €0.11 + 4.29% + $0.30Processing fee + Percentage plus fixed amountRead at source on 7 October 2026Online
Klarna Pay Now Merchants in AustriaPay Now, by shopper country: Sweden: €0.11 + 1.35% + SEK 2.00; Switzerland: €0.11 + 1.35% + CHF 0.20; Germany, Netherlands, Belgium, Finland, Austria: €0.11 + 1.35% + €0.20; United Kingdom: €0.11 + 1.65% + £0.20Processing fee + Percentage plus fixed amountRead at source on 5 October 2026Online
Klarna Pay Now Merchants in BelgiumPay Now, by shopper country: Sweden: €0.11 + 1.35% + SEK 2.00; Switzerland: €0.11 + 1.35% + CHF 0.20; Germany, Netherlands, Belgium, Finland, Austria: €0.11 + 1.35% + €0.20; United Kingdom: €0.11 + 1.65% + £0.20Processing fee + Percentage plus fixed amountRead at source on 5 October 2026Online
Klarna Pay Now Merchants in GermanyPay Now, by shopper country: Sweden: €0.11 + 1.35% + SEK 2.00; Switzerland: €0.11 + 1.35% + CHF 0.20; Germany, Netherlands, Belgium, Finland, Austria: €0.11 + 1.35% + €0.20; United Kingdom: €0.11 + 1.65% + £0.20Processing fee + Percentage plus fixed amountRead at source on 5 October 2026Online
Klarna Pay Now Merchants in DenmarkPay Now, by shopper country: Sweden: €0.11 + 1.35% + SEK 2.00; Switzerland: €0.11 + 1.35% + CHF 0.20; Germany, Netherlands, Belgium, Finland, Austria: €0.11 + 1.35% + €0.20; United Kingdom: €0.11 + 1.65% + £0.20Processing fee + Percentage plus fixed amountRead at source on 5 October 2026Online
Klarna Pay Now Merchants in SpainPay Now, by shopper country: Sweden: €0.11 + 1.35% + SEK 2.00; Switzerland: €0.11 + 1.35% + CHF 0.20; Germany, Netherlands, Belgium, Finland, Austria: €0.11 + 1.35% + €0.20; United Kingdom: €0.11 + 1.65% + £0.20Processing fee + Percentage plus fixed amountRead at source on 5 October 2026Online
Klarna Pay Now Merchants in FinlandPay Now, by shopper country: Sweden: €0.11 + 1.35% + SEK 2.00; Switzerland: €0.11 + 1.35% + CHF 0.20; Germany, Netherlands, Belgium, Finland, Austria: €0.11 + 1.35% + €0.20; United Kingdom: €0.11 + 1.65% + £0.20Processing fee + Percentage plus fixed amountRead at source on 5 October 2026Online
Klarna Pay Now Merchants in FrancePay Now, by shopper country: Sweden: €0.11 + 1.35% + SEK 2.00; Switzerland: €0.11 + 1.35% + CHF 0.20; Germany, Netherlands, Belgium, Finland, Austria: €0.11 + 1.35% + €0.20; United Kingdom: €0.11 + 1.65% + £0.20Processing fee + Percentage plus fixed amountRead at source on 5 October 2026Online
Klarna Pay Now Merchants in the United KingdomPay Now: Sweden: £0.11 + 1.35% + SEK 2.00; Switzerland: £0.11 + 1.35% + CHF 0.20; Germany, Netherlands, Belgium, Finland, Austria: £0.11 + 1.35% + €0.20; United Kingdom: £0.11 + 1.65% + £0.20Processing fee + Percentage plus fixed amountRead at source on 5 October 2026Online
Klarna Pay Now Merchants in ItalyPay Now, by shopper country: Sweden: €0.11 + 1.35% + SEK 2.00; Switzerland: €0.11 + 1.35% + CHF 0.20; Germany, Netherlands, Belgium, Finland, Austria: €0.11 + 1.35% + €0.20; United Kingdom: €0.11 + 1.65% + £0.20Processing fee + Percentage plus fixed amountRead at source on 5 October 2026Online
Klarna Pay Now Merchants in the NetherlandsPay Now, by shopper country: Sweden: €0.11 + 1.35% + SEK 2.00; Switzerland: €0.11 + 1.35% + CHF 0.20; Germany, Netherlands, Belgium, Finland, Austria: €0.11 + 1.35% + €0.20; United Kingdom: €0.11 + 1.65% + £0.20Processing fee + Percentage plus fixed amountRead at source on 5 October 2026Online
Klarna Pay Now Merchants in PolandPay Now, by shopper country: Sweden: €0.11 + 1.35% + SEK 2.00; Switzerland: €0.11 + 1.35% + CHF 0.20; Germany, Netherlands, Belgium, Finland, Austria: €0.11 + 1.35% + €0.20; United Kingdom: €0.11 + 1.65% + £0.20Processing fee + Percentage plus fixed amountRead at source on 5 October 2026Online
Klarna Pay Now Merchants in PortugalPay Now, by shopper country: Sweden: €0.11 + 1.35% + SEK 2.00; Switzerland: €0.11 + 1.35% + CHF 0.20; Germany, Netherlands, Belgium, Finland, Austria: €0.11 + 1.35% + €0.20; United Kingdom: €0.11 + 1.65% + £0.20Processing fee + Percentage plus fixed amountRead at source on 5 October 2026Online
Klarna Pay Now Merchants in SwedenPay Now, by shopper country: Sweden: €0.11 + 1.35% + SEK 2.00; Switzerland: €0.11 + 1.35% + CHF 0.20; Germany, Netherlands, Belgium, Finland, Austria: €0.11 + 1.35% + €0.20; United Kingdom: €0.11 + 1.65% + £0.20Processing fee + Percentage plus fixed amountRead at source on 5 October 2026Online
Klarna Pay Over Time Merchants in AustriaPay Over Time, by shopper country: United States, Canada: €0.11 + 4.29% + $0.30; Australia: €0.11 + 4.29% + $0.30; Austria, Germany: €0.11 + 2.99%; United Kingdom: €0.11 + 4.99% + £0.20; Spain, Italy, France, Portugal: €0.11 + 3.99% + €0.20; Finland: €0.11 + 0.99% + €0.59; Netherlands: €0.11 + 2.99% + €0.49; Ireland: €0.11 + 4.99% + €0.20; Sweden: €0.11 + 0.99% + SEK 5.90; Norway: €0.11 + 0.99% + NOK 5.90; Greece: €0.11 + 4.20% + €0.20; Czech Republic: €0.11 + 4.20% + CZK 5.00; Romania: €0.11 + 4.20% + RON 1.00; Denmark: €0.11 + 2.60% + DKK 3.69; Poland: €0.11 + 4.20% + PLN 1.40Processing fee + Percentage plus fixed amountRead at source on 7 October 2026Online
Klarna Pay Over Time Merchants in BelgiumPay Over Time, by shopper country: United States, Canada: €0.11 + 4.29% + $0.30; Australia: €0.11 + 4.29% + $0.30; Austria, Germany: €0.11 + 2.99%; United Kingdom: €0.11 + 4.99% + £0.20; Spain, Italy, France, Portugal: €0.11 + 3.99% + €0.20; Finland: €0.11 + 0.99% + €0.59; Netherlands: €0.11 + 2.99% + €0.49; Ireland: €0.11 + 4.99% + €0.20; Sweden: €0.11 + 0.99% + SEK 5.90; Norway: €0.11 + 0.99% + NOK 5.90; Greece: €0.11 + 4.20% + €0.20; Czech Republic: €0.11 + 4.20% + CZK 5.00; Romania: €0.11 + 4.20% + RON 1.00; Denmark: €0.11 + 2.60% + DKK 3.69; Poland: €0.11 + 4.20% + PLN 1.40Processing fee + Percentage plus fixed amountRead at source on 7 October 2026Online
Klarna Pay Over Time Merchants in GermanyPay Over Time, by shopper country: United States, Canada: €0.11 + 4.29% + $0.30; Australia: €0.11 + 4.29% + $0.30; Austria, Germany: €0.11 + 2.99%; United Kingdom: €0.11 + 4.99% + £0.20; Spain, Italy, France, Portugal: €0.11 + 3.99% + €0.20; Finland: €0.11 + 0.99% + €0.59; Netherlands: €0.11 + 2.99% + €0.49; Ireland: €0.11 + 4.99% + €0.20; Sweden: €0.11 + 0.99% + SEK 5.90; Norway: €0.11 + 0.99% + NOK 5.90; Greece: €0.11 + 4.20% + €0.20; Czech Republic: €0.11 + 4.20% + CZK 5.00; Romania: €0.11 + 4.20% + RON 1.00; Denmark: €0.11 + 2.60% + DKK 3.69; Poland: €0.11 + 4.20% + PLN 1.40Processing fee + Percentage plus fixed amountRead at source on 7 October 2026Online
Klarna Pay Over Time Merchants in DenmarkPay Over Time, by shopper country: United States, Canada: €0.11 + 4.29% + $0.30; Australia: €0.11 + 4.29% + $0.30; Austria, Germany: €0.11 + 2.99%; United Kingdom: €0.11 + 4.99% + £0.20; Spain, Italy, France, Portugal: €0.11 + 3.99% + €0.20; Finland: €0.11 + 0.99% + €0.59; Netherlands: €0.11 + 2.99% + €0.49; Ireland: €0.11 + 4.99% + €0.20; Sweden: €0.11 + 0.99% + SEK 5.90; Norway: €0.11 + 0.99% + NOK 5.90; Greece: €0.11 + 4.20% + €0.20; Czech Republic: €0.11 + 4.20% + CZK 5.00; Romania: €0.11 + 4.20% + RON 1.00; Denmark: €0.11 + 2.60% + DKK 3.69; Poland: €0.11 + 4.20% + PLN 1.40Processing fee + Percentage plus fixed amountRead at source on 7 October 2026Online
Klarna Pay Over Time Merchants in SpainPay Over Time, by shopper country: United States, Canada: €0.11 + 4.29% + $0.30; Australia: €0.11 + 4.29% + $0.30; Austria, Germany: €0.11 + 2.99%; United Kingdom: €0.11 + 4.99% + £0.20; Spain, Italy, France, Portugal: €0.11 + 3.99% + €0.20; Finland: €0.11 + 0.99% + €0.59; Netherlands: €0.11 + 2.99% + €0.49; Ireland: €0.11 + 4.99% + €0.20; Sweden: €0.11 + 0.99% + SEK 5.90; Norway: €0.11 + 0.99% + NOK 5.90; Greece: €0.11 + 4.20% + €0.20; Czech Republic: €0.11 + 4.20% + CZK 5.00; Romania: €0.11 + 4.20% + RON 1.00; Denmark: €0.11 + 2.60% + DKK 3.69; Poland: €0.11 + 4.20% + PLN 1.40Processing fee + Percentage plus fixed amountRead at source on 7 October 2026Online
Klarna Pay Over Time Merchants in FinlandPay Over Time, by shopper country: United States, Canada: €0.11 + 4.29% + $0.30; Australia: €0.11 + 4.29% + $0.30; Austria, Germany: €0.11 + 2.99%; United Kingdom: €0.11 + 4.99% + £0.20; Spain, Italy, France, Portugal: €0.11 + 3.99% + €0.20; Finland: €0.11 + 0.99% + €0.59; Netherlands: €0.11 + 2.99% + €0.49; Ireland: €0.11 + 4.99% + €0.20; Sweden: €0.11 + 0.99% + SEK 5.90; Norway: €0.11 + 0.99% + NOK 5.90; Greece: €0.11 + 4.20% + €0.20; Czech Republic: €0.11 + 4.20% + CZK 5.00; Romania: €0.11 + 4.20% + RON 1.00; Denmark: €0.11 + 2.60% + DKK 3.69; Poland: €0.11 + 4.20% + PLN 1.40Processing fee + Percentage plus fixed amountRead at source on 7 October 2026Online
Klarna Pay Over Time Merchants in FrancePay Over Time, by shopper country: United States, Canada: €0.11 + 4.29% + $0.30; Australia: €0.11 + 4.29% + $0.30; Austria, Germany: €0.11 + 2.99%; United Kingdom: €0.11 + 4.99% + £0.20; Spain, Italy, France, Portugal: €0.11 + 3.99% + €0.20; Finland: €0.11 + 0.99% + €0.59; Netherlands: €0.11 + 2.99% + €0.49; Ireland: €0.11 + 4.99% + €0.20; Sweden: €0.11 + 0.99% + SEK 5.90; Norway: €0.11 + 0.99% + NOK 5.90; Greece: €0.11 + 4.20% + €0.20; Czech Republic: €0.11 + 4.20% + CZK 5.00; Romania: €0.11 + 4.20% + RON 1.00; Denmark: €0.11 + 2.60% + DKK 3.69; Poland: €0.11 + 4.20% + PLN 1.40Processing fee + Percentage plus fixed amountRead at source on 7 October 2026Online
Klarna Pay Over Time Merchants in the United KingdomPay Over Time: United States, Canada: £0.11 + 4.29% + $0.30; Australia: £0.11 + 4.29% + $0.30; Austria, Germany: £0.11 + 2.99%; United Kingdom: £0.11 + 4.99% + £0.20; Spain, Italy, France, Portugal: £0.11 + 3.99% + €0.20; Finland: £0.11 + 0.99% + €0.59; Netherlands: £0.11 + 2.99% + €0.49; Ireland: £0.11 + 4.99% + €0.20; Sweden: £0.11 + 0.99% + SEK 5.90; Norway: £0.11 + 0.99% + NOK 5.90; Greece: £0.11 + 4.20% + €0.20; Czech Republic: £0.11 + 4.20% + CZK 5.00; Romania: £0.11 + 4.20% + RON 1.00; Denmark: £0.11 + 2.60% + DKK 3.69; Poland: £0.11 + 4.20% + PLN 1.40Processing fee + Percentage plus fixed amountRead at source on 5 October 2026Online
Klarna Pay Over Time Merchants in ItalyPay Over Time, by shopper country: United States, Canada: €0.11 + 4.29% + $0.30; Australia: €0.11 + 4.29% + $0.30; Austria, Germany: €0.11 + 2.99%; United Kingdom: €0.11 + 4.99% + £0.20; Spain, Italy, France, Portugal: €0.11 + 3.99% + €0.20; Finland: €0.11 + 0.99% + €0.59; Netherlands: €0.11 + 2.99% + €0.49; Ireland: €0.11 + 4.99% + €0.20; Sweden: €0.11 + 0.99% + SEK 5.90; Norway: €0.11 + 0.99% + NOK 5.90; Greece: €0.11 + 4.20% + €0.20; Czech Republic: €0.11 + 4.20% + CZK 5.00; Romania: €0.11 + 4.20% + RON 1.00; Denmark: €0.11 + 2.60% + DKK 3.69; Poland: €0.11 + 4.20% + PLN 1.40Processing fee + Percentage plus fixed amountRead at source on 7 October 2026Online
Klarna Pay Over Time Merchants in the NetherlandsPay Over Time, by shopper country: United States, Canada: €0.11 + 4.29% + $0.30; Australia: €0.11 + 4.29% + $0.30; Austria, Germany: €0.11 + 2.99%; United Kingdom: €0.11 + 4.99% + £0.20; Spain, Italy, France, Portugal: €0.11 + 3.99% + €0.20; Finland: €0.11 + 0.99% + €0.59; Netherlands: €0.11 + 2.99% + €0.49; Ireland: €0.11 + 4.99% + €0.20; Sweden: €0.11 + 0.99% + SEK 5.90; Norway: €0.11 + 0.99% + NOK 5.90; Greece: €0.11 + 4.20% + €0.20; Czech Republic: €0.11 + 4.20% + CZK 5.00; Romania: €0.11 + 4.20% + RON 1.00; Denmark: €0.11 + 2.60% + DKK 3.69; Poland: €0.11 + 4.20% + PLN 1.40Processing fee + Percentage plus fixed amountRead at source on 7 October 2026Online
Klarna Pay Over Time Merchants in PolandPay Over Time, by shopper country: United States, Canada: €0.11 + 4.29% + $0.30; Australia: €0.11 + 4.29% + $0.30; Austria, Germany: €0.11 + 2.99%; United Kingdom: €0.11 + 4.99% + £0.20; Spain, Italy, France, Portugal: €0.11 + 3.99% + €0.20; Finland: €0.11 + 0.99% + €0.59; Netherlands: €0.11 + 2.99% + €0.49; Ireland: €0.11 + 4.99% + €0.20; Sweden: €0.11 + 0.99% + SEK 5.90; Norway: €0.11 + 0.99% + NOK 5.90; Greece: €0.11 + 4.20% + €0.20; Czech Republic: €0.11 + 4.20% + CZK 5.00; Romania: €0.11 + 4.20% + RON 1.00; Denmark: €0.11 + 2.60% + DKK 3.69; Poland: €0.11 + 4.20% + PLN 1.40Processing fee + Percentage plus fixed amountRead at source on 7 October 2026Online
Klarna Pay Over Time Merchants in PortugalPay Over Time, by shopper country: United States, Canada: €0.11 + 4.29% + $0.30; Australia: €0.11 + 4.29% + $0.30; Austria, Germany: €0.11 + 2.99%; United Kingdom: €0.11 + 4.99% + £0.20; Spain, Italy, France, Portugal: €0.11 + 3.99% + €0.20; Finland: €0.11 + 0.99% + €0.59; Netherlands: €0.11 + 2.99% + €0.49; Ireland: €0.11 + 4.99% + €0.20; Sweden: €0.11 + 0.99% + SEK 5.90; Norway: €0.11 + 0.99% + NOK 5.90; Greece: €0.11 + 4.20% + €0.20; Czech Republic: €0.11 + 4.20% + CZK 5.00; Romania: €0.11 + 4.20% + RON 1.00; Denmark: €0.11 + 2.60% + DKK 3.69; Poland: €0.11 + 4.20% + PLN 1.40Processing fee + Percentage plus fixed amountRead at source on 7 October 2026Online
Klarna Pay Over Time Merchants in SwedenPay Over Time, by shopper country: United States, Canada: €0.11 + 4.29% + $0.30; Australia: €0.11 + 4.29% + $0.30; Austria, Germany: €0.11 + 2.99%; United Kingdom: €0.11 + 4.99% + £0.20; Spain, Italy, France, Portugal: €0.11 + 3.99% + €0.20; Finland: €0.11 + 0.99% + €0.59; Netherlands: €0.11 + 2.99% + €0.49; Ireland: €0.11 + 4.99% + €0.20; Sweden: €0.11 + 0.99% + SEK 5.90; Norway: €0.11 + 0.99% + NOK 5.90; Greece: €0.11 + 4.20% + €0.20; Czech Republic: €0.11 + 4.20% + CZK 5.00; Romania: €0.11 + 4.20% + RON 1.00; Denmark: €0.11 + 2.60% + DKK 3.69; Poland: €0.11 + 4.20% + PLN 1.40Processing fee + Percentage plus fixed amountRead at source on 7 October 2026Online
Konbini Merchants anywhere in the EU€0.11 + 3.85%; minimum processing fee JPY 200Processing fee + Percentage, with minimumRead at source on 12 October 2026Online
Konbini Merchants in the United Kingdom£0.11 + 3.85%; minimum processing fee JPY 200Processing fee + Percentage, with minimumRead at source on 12 October 2026Online
Konbini Merchants in Norway€0.11 + 3.85%; minimum processing fee JPY 200Processing fee + Percentage, with minimumRead at source on 12 October 2026Online
Konbini Merchants in Poland€0.11 + 3.85%; minimum processing fee JPY 200Processing fee + Percentage, with minimumRead at source on 12 October 2026Online
Maestro Merchants in Germany€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 6 October 2026Online and in-store
Maestro Merchants in Denmark€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 6 October 2026Online and in-store
Maestro Merchants in Spain€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 6 October 2026Online and in-store
Maestro Merchants anywhere in the EU€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 5 October 2026Online and in-store
Maestro Merchants in France€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 6 October 2026Online and in-store
Maestro Merchants in the United Kingdom£0.11 + Interchange++ + 0.60%Processing fee + Interchange plus plusRead at source on 28 September 2026Online and in-store
Maestro Merchants in Italy€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 6 October 2026Online and in-store
Maestro Merchants in the Netherlands€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 6 October 2026Online and in-store
Maestro Merchants in Norway€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 28 September 2026Online and in-store
Maestro Merchants in PolandGlobal: €0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 28 September 2026Online and in-store
Maestro Merchants in Portugal€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 6 October 2026Online and in-store
Maestro Merchants in Sweden€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 6 October 2026Online and in-store
Mastercard Merchants in Germany€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 6 October 2026Online and in-store
Mastercard Merchants in Denmark€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 6 October 2026Online and in-store
Mastercard Merchants in Spain€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 6 October 2026Online and in-store
Mastercard Merchants anywhere in the EU€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 5 October 2026Online and in-store
Mastercard Merchants in France€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 6 October 2026Online and in-store
Mastercard Merchants in the United Kingdom£0.11 + Interchange++ + 0.60%Processing fee + Interchange plus plusRead at source on 28 September 2026Online and in-store
Mastercard Merchants in Italy€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 6 October 2026Online and in-store
Mastercard Merchants in the Netherlands€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 6 October 2026Online and in-store
Mastercard Merchants in Norway€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 28 September 2026Online and in-store
Mastercard Merchants in PolandGlobal: €0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 28 September 2026Online and in-store
Mastercard Merchants in Portugal€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 6 October 2026Online and in-store
Mastercard Merchants in Sweden€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 6 October 2026Online and in-store
Mastercard Debit Merchants in GermanyNo price publishedRead at source on 7 October 2026Online and in-store
MB WAY Merchants anywhere in the EU€0.11 + 1.40% + €0.22Processing fee + Percentage plus fixed amountRead at source on 28 September 2026Online and in-store
MB WAY Merchants in the United Kingdom£0.11 + 1.40% + €0.22Processing fee + Percentage plus fixed amountRead at source on 28 September 2026Online and in-store
MB WAY Merchants in Norway€0.11 + 1.40% + €0.22Processing fee + Percentage plus fixed amountRead at source on 24 September 2026Online and in-store
MB WAY Merchants in Poland€0.11 + 1.40% + €0.22Processing fee + Percentage plus fixed amountRead at source on 28 September 2026Online and in-store
MobilePay Merchants anywhere in the EUMastercard and Visa, Denmark: €0.11 + DKK 1 + Interchange++; Finland: €0.11 + €0.11 + Interchange++; Dankort, Denmark: €0.11 + DKK 1 + price agreed between Dankort and merchantProcessing fee + Interchange plus plusRead at source on 28 September 2026Online and in-store
MobilePay Merchants in the United KingdomMastercard and Visa, Denmark: £0.11 + DKK 1 + Interchange++; Finland: £0.11 + €0.11 + Interchange++; Dankort, Denmark: £0.11 + DKK 1 + price agreed between Dankort and merchantProcessing fee + Interchange plus plusRead at source on 28 September 2026Online and in-store
MobilePay Merchants in NorwayMastercard and Visa, Denmark: €0.11 + DKK 1 + Interchange++; Finland: €0.11 + €0.11 + Interchange++; Dankort, Denmark: €0.11 + DKK 1 + price agreed between Dankort and merchantProcessing fee + Interchange plus plusRead at source on 24 September 2026Online and in-store
MobilePay Merchants in PolandMastercard and Visa, Denmark: €0.11 + DKK 1 + Interchange++; Finland: €0.11 + €0.11 + Interchange++; Dankort, Denmark: €0.11 + DKK 1 + price agreed between Dankort and merchantProcessing fee + Interchange plus plusRead at source on 28 September 2026Online and in-store
Multibanco Merchants anywhere in the EU€0.11 + 2.10% + €0.24Processing fee + Percentage plus fixed amountRead at source on 28 September 2026Online
Multibanco Merchants in the United Kingdom£0.11 + 2.10% + €0.24Processing fee + Percentage plus fixed amountRead at source on 28 September 2026Online
Multibanco Merchants in Norway€0.11 + 2.10% + €0.24Processing fee + Percentage plus fixed amountRead at source on 24 September 2026Online
Multibanco Merchants in Poland€0.11 + 2.10% + €0.24Processing fee + Percentage plus fixed amountRead at source on 28 September 2026Online
Oney Merchants anywhere in the EUShopper contributes to fees: France 3x/4x: €0.11 + 2.10%; France 10x/12x: €0.11 + 1.00%; Spain 3x/4x/6x/10x/12x: €0.11 + 1.00% + €0.20; Italy 3x/4x: €0.11 + 2.90%; Merchant pays fees: France 3x: €0.11 + 3.74%; France 4x: €0.11 + 4.56%; France 10x: €0.11 + 6.99%; France 12x: €0.11 + 8.36%; Spain 3x: €0.11 + 3.00% + €0.20; Spain 4x: €0.11 + 3.50% + €0.20; Spain 6x: €0.11 + 4.50% + €0.20; Spain 10x: €0.11 + 6.50% + €0.20; Spain 12x: €0.11 + 7.50% + €0.20; Italy 3x/4x: €0.11 + 3.90%Processing fee + Percentage plus fixed amount, tieredRead at source on 5 October 2026Online
Oney Merchants in NorwayShopper contributes to fees: France 3x/4x: €0.11 + 2.10%; France 10x/12x: €0.11 + 1.00%; Spain 3x/4x/6x/10x/12x: €0.11 + 1.00% + €0.20; Italy 3x/4x: €0.11 + 2.90%; Merchant pays fees: France 3x: €0.11 + 3.74%; France 4x: €0.11 + 4.56%; France 10x: €0.11 + 6.99%; France 12x: €0.11 + 8.36%; Spain 3x: €0.11 + 3.00% + €0.20; Spain 4x: €0.11 + 3.50% + €0.20; Spain 6x: €0.11 + 4.50% + €0.20; Spain 10x: €0.11 + 6.50% + €0.20; Spain 12x: €0.11 + 7.50% + €0.20; Italy 3x/4x: €0.11 + 3.90%Processing fee + Percentage plus fixed amount, tieredRead at source on 5 October 2026Online
Oney Merchants in PolandShopper contributes to fees: France 3x/4x: €0.11 + 2.10%; France 10x/12x: €0.11 + 1.00%; Spain 3x/4x/6x/10x/12x: €0.11 + 1.00% + €0.20; Italy 3x/4x: €0.11 + 2.90%; Merchant pays fees: France 3x: €0.11 + 3.74%; France 4x: €0.11 + 4.56%; France 10x: €0.11 + 6.99%; France 12x: €0.11 + 8.36%; Spain 3x: €0.11 + 3.00% + €0.20; Spain 4x: €0.11 + 3.50% + €0.20; Spain 6x: €0.11 + 4.50% + €0.20; Spain 10x: €0.11 + 6.50% + €0.20; Spain 12x: €0.11 + 7.50% + €0.20; Italy 3x/4x: €0.11 + 3.90%Processing fee + Percentage plus fixed amount, tieredRead at source on 5 October 2026Online
OXXO Merchants anywhere in the EU€0.11 + 4%Processing fee + PercentageRead at source on 28 September 2026Online
OXXO Merchants in the United Kingdom£0.11 + 4%Processing fee + PercentageRead at source on 28 September 2026Online
OXXO Merchants in Norway€0.11 + 4%Processing fee + PercentageRead at source on 24 September 2026Online
OXXO Merchants in Poland€0.11 + 4%Processing fee + PercentageRead at source on 28 September 2026Online
Pay-easy Merchants anywhere in the EU€0.11 + 3.85%Processing fee + PercentageRead at source on 28 September 2026Online
Pay-easy Merchants in the United Kingdom£0.11 + 3.85%; minimum processing fee JPY 200Processing fee + Percentage, with minimumRead at source on 5 October 2026Online
Pay-easy Merchants in Norway€0.11 + 3.85%Processing fee + PercentageRead at source on 24 September 2026Online
Pay-easy Merchants in PolandATM: €0.11 + 3.85%; Online Banking: €0.11 + 3.85%Processing fee + PercentageRead at source on 5 October 2026Online
PAYCO Merchants anywhere in the EU€0.11 + 4%Processing fee + PercentageRead at source on 28 September 2026Online and in-store
PAYCO Merchants in the United Kingdom£0.11 + 4%Processing fee + PercentageRead at source on 28 September 2026Online and in-store
PAYCO Merchants in Norway€0.11 + 4%Processing fee + PercentageRead at source on 24 September 2026Online and in-store
PAYCO Merchants in Poland€0.11 + 4%Processing fee + PercentageRead at source on 28 September 2026Online and in-store
PayNow Merchants anywhere in the EU€0.11 + 1.30%Processing fee + PercentageRead at source on 28 September 2026Online and in-store
PayNow Merchants in the United Kingdom£0.11 + 1.30%Processing fee + PercentageRead at source on 28 September 2026Online and in-store
PayNow Merchants in Norway€0.11 + 1.30%Processing fee + PercentageRead at source on 24 September 2026Online and in-store
PayNow Merchants in Poland€0.11 + 1.30%Processing fee + PercentageRead at source on 28 September 2026Online and in-store
PayPal Merchants anywhere in the EUGlobal: €0.11 + direct contract with PayPal + management service feeProcessing fee + Plus the method owner’s feeRead at source on 9 October 2026Online and in-store
PayPal Merchants in the United Kingdom£0.11 + direct contract with PayPal + management service feeProcessing fee + Plus the method owner’s feeRead at source on 9 October 2026Online and in-store
PayPal Merchants in NorwayGlobal: €0.11 + direct contract with PayPal + administration feeProcessing fee + Plus the method owner’s feeRead at source on 9 October 2026Online and in-store
PayPal Merchants in PolandGlobal: €0.11 + direct contract with PayPal + management service feeProcessing fee + Plus the method owner’s feeRead at source on 28 September 2026Online and in-store
PayPo Merchants anywhere in the EU€0.11 + 1.50%Processing fee + PercentageRead at source on 28 September 2026Online
PayPo Merchants in the United Kingdom£0.11 + 1.50%Processing fee + PercentageRead at source on 28 September 2026Online
PayPo Merchants in Norway€0.11 + 1.50%Processing fee + PercentageRead at source on 24 September 2026Online
PayPo Merchants in Poland€0.11 + 1.50%Processing fee + PercentageRead at source on 25 September 2026Online
paysafecard Merchants anywhere in the EU€0.11 + from 10% to 12%Processing fee + PercentageRead at source on 28 September 2026Online
paysafecard Merchants in the United Kingdom£0.11 + from 10% to 12%Processing fee + PercentageRead at source on 28 September 2026Online
paysafecard Merchants in Norway€0.11 + from 10% to 12%Processing fee + PercentageRead at source on 24 September 2026Online
paysafecard Merchants in Poland€0.11 + from 10% to 12% (depends on the merchant's industry)Processing fee + PercentageRead at source on 5 October 2026Online
Payshop Merchants anywhere in the EU€0.11 + 2.10% + €0.24Processing fee + Percentage plus fixed amountRead at source on 28 September 2026Online
Payshop Merchants in the United Kingdom£0.11 + 2.10% + €0.24Processing fee + Percentage plus fixed amountRead at source on 28 September 2026Online
Payshop Merchants in Norway€0.11 + 2.10% + €0.24Processing fee + Percentage plus fixed amountRead at source on 24 September 2026Online
Payshop Merchants in Poland€0.11 + 2.10% + €0.24Processing fee + Percentage plus fixed amountRead at source on 28 September 2026Online
Pix Merchants anywhere in the EU€0.11 + Direct contract with PIXProcessing fee + Plus the method owner’s feeRead at source on 28 September 2026Online and in-store
Pix Merchants in the United Kingdom£0.11 + based on transaction volume (a direct contract with PIX is required to set commercial terms and pricing)Processing fee + Plus the method owner’s feeRead at source on 28 September 2026Online
Pix Merchants in Norway€0.11 + Direct contract with PIXProcessing fee + Plus the method owner’s feeRead at source on 24 September 2026Online and in-store
Pix Merchants in Poland€0.11 + direct agreement with PIXProcessing fee + Plus the method owner’s feeRead at source on 28 September 2026Online and in-store
Riverty Merchants anywhere in the EU€0.11 + 3%Processing fee + PercentageRead at source on 28 September 2026Online
Riverty Merchants in the United Kingdom£0.11 + 3%Processing fee + PercentageRead at source on 28 September 2026Online
Riverty Merchants in Norway€0.11 + 3%Processing fee + PercentageRead at source on 24 September 2026Online
Riverty Merchants in Poland€0.11 + 3%Processing fee + PercentageRead at source on 28 September 2026Online
Samsung Pay Merchants anywhere in the EUGlobal: €0.11 + the rate of the card used applies; Visa, Mastercard, Maestro: €0.11 + Interchange+ + 0.60%; American Express: North America €0.11 + 3.30% + USD 0.10, Global €0.11 + 3.95%; Diners Club: €0.11 + 3.95% (Interchange++ pricing applies in specific situations); Discover: €0.11 + 3.95%; JCB: €0.11 + 3.75%; UnionPay: €0.11 + 3%Processing fee + Interchange plus plusRead at source on 9 October 2026Online and in-store
Samsung Pay Merchants in the United KingdomGlobal: £0.11 + the rate of the card used applies; Visa, Mastercard, Maestro: £0.11 + Interchange+ + 0.60%; American Express: North America £0.11 + 3.30% + USD 0.10, Global £0.11 + 3.95%; Diners Club: £0.11 + 3.95% (Interchange++ pricing applies in specific situations); Discover: £0.11 + 3.95% (Interchange++ pricing applies in specific situations); JCB: £0.11 + 3.75% (Interchange++ pricing applies in specific situations); UnionPay: £0.11 + 3%Processing fee + Interchange plus plusRead at source on 9 October 2026Online and in-store
Samsung Pay Merchants in NorwayGlobal: €0.11 + the rate of the card used applies; Visa, Mastercard, Maestro: €0.11 + Interchange+ + 0.60%; American Express: North America €0.11 + 3.30% + USD 0.10, Global €0.11 + 3.95%; Diners Club: €0.11 + 3.95% (Interchange++ pricing applies in specific situations); Discover: €0.11 + 3.95%; JCB: €0.11 + 3.75%; UnionPay: €0.11 + 3%Processing fee + Interchange plus plusRead at source on 9 October 2026Online and in-store
Samsung Pay Merchants in PolandGlobal: €0.11 + the rate of the card used applies; Visa, Mastercard, Maestro: €0.11 + Interchange+ + 0.60%; American Express: North America €0.11 + 3.30% + USD 0.10, Global €0.11 + 3.95%; Diners Club: €0.11 + 3.95% (Interchange++ pricing applies in specific cases); Discover: €0.11 + 3.95%; JCB: €0.11 + 3.75%; UnionPay: €0.11 + 3%Processing fee + Interchange plus plusRead at source on 5 October 2026Online and in-store
Scalapay Merchants in SpainBy shopper country: Italy: €0.11 + 3.99% + €0.20; France: €0.11 + 3.99%; Spain, Portugal: €0.11 + 3.99% + €0.15Processing fee + Percentage plus fixed amountRead at source on 12 October 2026Online
Scalapay Merchants in FranceBy shopper country: Italy: €0.11 + 3.99% + €0.20; France: €0.11 + 3.99%; Spain, Portugal: €0.11 + 3.99% + €0.15Processing fee + Percentage plus fixed amountRead at source on 12 October 2026Online
Scalapay Merchants in ItalyBy shopper country: Italy: €0.11 + 3.99% + €0.20; France: €0.11 + 3.99%; Spain, Portugal: €0.11 + 3.99% + €0.15Processing fee + Percentage plus fixed amountRead at source on 12 October 2026Online
Scalapay Merchants in PortugalBy shopper country: Italy: €0.11 + 3.99% + €0.20; France: €0.11 + 3.99%; Spain, Portugal: €0.11 + 3.99% + €0.15Processing fee + Percentage plus fixed amountRead at source on 12 October 2026Online
SEPA Direct Debit Merchants anywhere in the EU€0.11 + €0.27Processing fee + Fixed amountRead at source on 28 September 2026Online
SEPA Direct Debit Merchants in the United Kingdom£0.11 + €0.27Processing fee + Fixed amountRead at source on 28 September 2026Online
SEPA Direct Debit Merchants in Norway€0.11 + €0.27Processing fee + Fixed amountRead at source on 24 September 2026Online
SEPA Direct Debit Merchants in Poland€0.11 + €0.27Processing fee + Fixed amountRead at source on 28 September 2026Online
Swish Merchants anywhere in the EU€0.11 + 0.60% + SEK 2, direct contract with SwishProcessing fee + Plus the method owner’s feeRead at source on 7 October 2026Online and in-store
Swish Merchants in the United Kingdom£0.11 + 0.60% + SEK 2, direct contract with SwishProcessing fee + Plus the method owner’s feeRead at source on 7 October 2026Online and in-store
Swish Merchants in Norway€0.11 + 0.60% + SEK 2, direct contract with SwishProcessing fee + Plus the method owner’s feeRead at source on 12 October 2026Online and in-store
Swish Merchants in Poland€0.11 + 0.60% + SEK 2; direct agreement with SwishProcessing fee + Plus the method owner’s feeRead at source on 28 September 2026Online and in-store
Titres-Restaurant (CONECS) Merchants in FranceNo price publishedRead at source on 22 September 2026Online and in-store
Trustly Merchants anywhere in the EU€0.11 + €0.50; gaming, gambling, travel and financial services: additional charges up to 3% can applyProcessing fee + Fixed amountRead at source on 28 September 2026Online
Trustly Merchants in the United Kingdom£0.11 + €0.50; gaming, gambling, travel and financial services: additional rates up to 3% can applyProcessing fee + Fixed amountRead at source on 28 September 2026Online
Trustly Merchants in Norway€0.11 + €0.50; gaming, gambling, travel and financial services: additional charges up to 3% can applyProcessing fee + Fixed amountRead at source on 5 October 2026Online
Trustly Merchants in Poland€0.11 + €0.50; gaming, gambling, travel and financial services: additional rates of 3% may applyProcessing fee + Fixed amountRead at source on 28 September 2026Online
TWINT Merchants anywhere in the EU€0.11 + 2.30%Processing fee + PercentageRead at source on 28 September 2026Online and in-store
TWINT Merchants in the United Kingdom£0.11 + 2.30%Processing fee + PercentageRead at source on 28 September 2026Online and in-store
TWINT Merchants in Norway€0.11 + 2.30%Processing fee + PercentageRead at source on 24 September 2026Online and in-store
TWINT Merchants in Poland€0.11 + 2.30%; prices may be lower for merchants with a Swiss entityProcessing fee + PercentageRead at source on 5 October 2026Online and in-store
UnionPay Merchants anywhere in the EU€0.11 + 3%Processing fee + PercentageRead at source on 28 September 2026Online and in-store
UnionPay Merchants in the United Kingdom£0.11 + 3%Processing fee + PercentageRead at source on 28 September 2026Online and in-store
UnionPay Merchants in Norway€0.11 + 3%Processing fee + PercentageRead at source on 24 September 2026Online and in-store
UnionPay Merchants in PolandGlobal: €0.11 + 3%Processing fee + PercentageRead at source on 5 October 2026Online and in-store
V PAY Merchants anywhere in the EU€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 5 October 2026In-store
V PAY Merchants in the United Kingdom£0.11 + Interchange++ + 0.60%Processing fee + Interchange plus plusRead at source on 28 September 2026In-store
V PAY Merchants in Norway€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 28 September 2026In-store
V PAY Merchants in Poland€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 28 September 2026In-store
Vipps MobilePay Merchants anywhere in the EU€0.11 + NOK 1.40 + Interchange++ (Mastercard and Visa)Processing fee + Interchange plus plusRead at source on 28 September 2026Online and in-store
Vipps MobilePay Merchants in the United Kingdom£0.11 + NOK 1.40 + Interchange++ (Mastercard and Visa)Processing fee + Interchange plus plusRead at source on 28 September 2026Online and in-store
Vipps MobilePay Merchants in Norway€0.11 + NOK 1.40 + Interchange++ (Mastercard and Visa)Processing fee + Interchange plus plusRead at source on 24 September 2026Online and in-store
Vipps MobilePay Merchants in PolandMastercard: €0.11 + NOK 1.40 + Interchange++; Visa: €0.11 + NOK 1.40 + Interchange++Processing fee + Interchange plus plusRead at source on 5 October 2026Online and in-store
Visa Merchants in Germany€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 6 October 2026Online and in-store
Visa Merchants in Denmark€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 6 October 2026Online and in-store
Visa Merchants in Spain€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 6 October 2026Online and in-store
Visa Merchants anywhere in the EU€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 5 October 2026Online and in-store
Visa Merchants in France€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 6 October 2026Online and in-store
Visa Merchants in the United Kingdom£0.11 + Interchange++ + 0.60%Processing fee + Interchange plus plusRead at source on 28 September 2026Online and in-store
Visa Merchants in Italy€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 6 October 2026Online and in-store
Visa Merchants in the Netherlands€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 6 October 2026Online and in-store
Visa Merchants in Norway€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 28 September 2026Online and in-store
Visa Merchants in PolandGlobal: €0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 28 September 2026Online and in-store
Visa Merchants in Portugal€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 6 October 2026Online and in-store
Visa Merchants in Sweden€0.11 + Interchange+ + 0.60%Processing fee + Interchange plus plusRead at source on 6 October 2026Online and in-store
Visa Debit Merchants in GermanyNo price publishedRead at source on 7 October 2026Online and in-store
Visa Debit Merchants in the United KingdomNo price publishedRead at source on 20 September 2026In-store
Walley Merchants anywhere in the EUBusiness to consumer, Sweden, Norway, Finland: €0.11 + 1.49%; business to business, Sweden, Norway, Finland: €0.11 + 2.85%; Denmark: €0.11 + DKK 4 + 1.89%Processing fee + Percentage plus fixed amountRead at source on 28 September 2026Online and in-store
Walley Merchants in the United KingdomBusiness to consumer, Sweden, Norway, Finland: £0.11 + 1.49%; business to business, Sweden, Norway, Finland: £0.11 + 2.85%; Denmark: £0.11 + DKK 4 + 1.89%Processing fee + Percentage plus fixed amountRead at source on 28 September 2026Online and in-store
Walley Merchants in NorwayBusiness to consumer, Sweden, Norway, Finland: €0.11 + 1.49%; business to business, Sweden, Norway, Finland: €0.11 + 2.85%; Denmark: €0.11 + DKK 4 + 1.89%Processing fee + Percentage plus fixed amountRead at source on 24 September 2026Online and in-store
Walley Merchants in PolandBusiness-to-business, Sweden, Norway, Finland: €0.11 + 2.85%; Business-to-consumer, Sweden, Norway, Finland: €0.11 + 1.49%; Denmark: €0.11 + DKK 4 + 1.89%Processing fee + Percentage plus fixed amountRead at source on 5 October 2026Online and in-store
WeChat Pay Merchants in the United KingdomNo price publishedRead at source on 20 September 2026Online
WeChat Pay Merchants in the United KingdomNo price publishedRead at source on 20 September 2026In-store
Zip Merchants anywhere in the EUZip Pay, United States: €0.11 + 3.50% + USD 0.30; Zip Pay, Australia: €0.11 + 3.50% + AUD 0.30; Zip Pay, New Zealand: €0.11 + 3.95% + NZD 0.30; Zip Money, Australia: €0.11 + 3.89% + AUD 0.30Processing fee + Percentage plus fixed amountRead at source on 28 September 2026Online and in-store
Zip Merchants in the United KingdomZip Pay, United States: £0.11 + 3.50% + USD 0.30; Zip Pay, Australia: £0.11 + 3.50% + AUD 0.30; Zip Pay, New Zealand: £0.11 + 3.95% + NZD 0.30; Zip Money, Australia: £0.11 + 3.89% + AUD 0.30Processing fee + Percentage plus fixed amountRead at source on 28 September 2026Online and in-store
Zip Merchants in NorwayZip Pay, United States: €0.11 + 3.50% + USD 0.30; Zip Pay, Australia: €0.11 + 3.50% + AUD 0.30; Zip Pay, New Zealand: €0.11 + 3.95% + NZD 0.30; Zip Money, Australia: €0.11 + 3.89% + AUD 0.30Processing fee + Percentage plus fixed amountRead at source on 24 September 2026Online and in-store
Zip Merchants in PolandZip Pay, United States: €0.11 + 3.50% + USD 0.30; Zip Pay, Australia: €0.11 + 3.50% + AUD 0.30; Zip Pay, New Zealand: €0.11 + 3.95% + NZD 0.30; Zip Money, Australia: €0.11 + 3.89% + AUD 0.30Processing fee + Percentage plus fixed amountRead at source on 28 September 2026Online and in-store
Compare Adyen with other providers in the indexChoose your own country, channel and payment method

All providers in the index

Source: EcomStream, Retail Payment Methods Transparency Index, ecomstream.eu/payment-methods-transparency-index. Read at source between 20 September 2026 and 12 October 2026. A provider that believes a row is wrong can write to index@ecomstream.nl. Every reported correction is checked at the source.

Retail Payment Methods Transparency Index

Questions about Adyen fees

What does Adyen charge for card payments?

Adyen publishes for card payments (United Kingdom, online): Visa, Mastercard: £0.11 + Interchange++ + 0.60%. That is the published rate; what a merchant pays is set in the quoted rate.

For which payment methods does Adyen publish no price?

Adyen offers these payment methods without a published price (United Kingdom, online): WeChat Pay.

Your rate

A published rate is the starting point, not the outcome

For a merchant with volume the published list is where the negotiation starts. The quoted rate decides what reaches your statement: the percentage and the fixed fee per transaction, the surcharges for international cards and currency conversion, how the rate is built for each payment method, and the terms on payouts, chargebacks and refunds. Two merchants with the same payment mix can be on the same list and pay different amounts.

EcomStream reviews a contract with Adyen on merchant mandate against what the market quotes for comparable volume and payment mix, and renegotiates it, without a change of provider, on a no cure no pay basis. Start with cutting your PSP costs, or run the payment set-up check on your own figures first.