Oney has firmly established itself as a leading instalment payment method, particularly in France. This innovative service allows merchants to offer customers flexible payment solutions, enabling them to split payments into instalments with or without additional fees.

Oney serves both the French and Spanish markets, presenting a range of instalment plans: 3x, 4x, 10x, and 12x in France, and 3x, 4x, 6x, 10x, and 12x in Spain. With its expansion to over 200 e-tailers in France, Oney has significantly enhanced shopping experiences, aligning with evolving consumer expectations.

Their digital payment solution has attracted over 1.5 million users opting for three or four instalment payments, contributing to online purchases surpassing €400 million in 2016. According to Oney’s data, instalment payments are popular among the French population, with over 19% using them monthly and 59% annually.

Notably, 72% of customers consider dividend payments as a purchasing trigger, and one in four consumers indicates that split payments influence their brand choices. Oney’s dominance in split payments extends beyond France, leading in Portugal, Romania, and Italy, and securing a second position in Spain.

Remarkably, in France, Oney facilitates more than one in three split payments, underscoring its significant market influence and widespread popularity.


This payment method could be relevant for your business if you sell to clients in the following countries or regions:

France, Spain