PostePay Gebühren je Zahlungsart: die Preise, die PostePay veröffentlicht
Jeder Preis, den PostePay für Händler mit Sitz in Europa veröffentlicht, in einer Tabelle: je Zahlungsart, Sitzland und Kanal, mit dem Datum, an dem jeder Preis gelesen wurde. Wählen Sie Ihr Land und Ihren Kanal, und die Tabelle zeigt auch die Zahlungsarten, die PostePay ohne veröffentlichten Preis anbietet. Ein veröffentlichter Preis ist ein Listenpreis: Was Sie tatsächlich zahlen, steht in Ihrem angebotenen Preis und in Ihrem Vertrag.
Retail Payment Methods Transparency Index
Gebühren von PostePay nach Land und Kanal
PostePay steht im Index mit 10 Zahlungsarten für Händler mit Sitz in Europa, und veröffentlicht für 7 davon einen Preis.
Jeder Preis steht so da, wie PostePay ihn veröffentlicht; der Name der Zahlungsart verlinkt auf die Seite zu dieser Zahlungsart und das Datum auf die Seite, auf der der Preis gelesen wurde. Ein veröffentlichter Preis ist ein Listenpreis: Was ein Händler tatsächlich zahlt, steht im angebotenen Preis und im Vertrag.
Das Land, in dem Ihr Unternehmen ansässig ist und aus dem Sie verkaufen.
| Zahlungsart | Veröffentlichter Preis | Kanal |
|---|---|---|
| American Express Händler in Italien | Kein Preis veröffentlichtAn der Quelle gelesen am 12. Oktober 2026 | Im Geschäft |
| Apple Pay Händler in Italien | Kein Preis veröffentlichtAn der Quelle gelesen am 20. September 2026 | Im Geschäft |
| Google Pay Händler in Italien | Kein Preis veröffentlichtAn der Quelle gelesen am 20. September 2026 | Im Geschäft |
| Maestro Händler in Italien | Maestro debit cards: up to €5: domestic and intra-EEA 3.40% + €2.80, extra-EEA 4.50% + €3.80; above €5: domestic and intra-EEA 3.42% + €2.80, extra-EEA 4.52% + €3.80; Postepay prepaid / BancoPosta debit / Postamat BancoPosta Click co-branded Maestro/MasterCard (card data entry or 'Paga con Postepay'): up to €5: domestic and intra-EEA 2.80% + €1.80; above €5: domestic and intra-EEA 2.82% + €1.80; extra-EEA n.a.; activation fee €200.00; monthly fee €100.00 (€80.00 for the Acquiring e-commerce PostePay Tandem – Pos Virtuale service alone when combined with PostePay E-commerce Business – Creazione Store); commission refund: commissions charged up to the day the monthly transacted threshold is reached are refunded monthly, also when the threshold is not reached; monthly transacted threshold €0.00 to €5,000 (maximum and minimum applicable values); maximum applicable valuesProzentsatz plus fester Betrag, plus Abonnement, gestaffeltAn der Quelle gelesen am 5. Oktober 2026 | Online |
| Maestro Händler in Italien | Maestro debit cards (chip and contactless): up to €5: domestic and intra-EEA 3.80% + €2.80, extra-EEA 4.50% + €3.80; above €5: domestic and intra-EEA 4.00% + €3.00, extra-EEA 4.52% + €3.80; Postepay cards co-branded Maestro/MasterCard (chip and contactless): up to €5: domestic and intra-EEA 2.80% + €1.80; above €5: 3.00% + €2.00; extra-EEA n.a. (maximum applicable commissions)Prozentsatz plus fester Betrag, gestaffeltAn der Quelle gelesen am 28. September 2026 | Im Geschäft |
| Mastercard Händler in Italien | Debit/prepaid MasterCard: up to €5: domestic and intra-EEA 3.40% + €2.80, extra-EEA 4.50% + €3.80; above €5: domestic and intra-EEA 3.42% + €2.80, extra-EEA 4.52% + €3.80; Credit MasterCard: up to €5: domestic and intra-EEA 4.50% + €2.80, extra-EEA 5.50% + €3.80; above €5: domestic and intra-EEA 4.52% + €2.80, extra-EEA 5.52% + €3.80; Corporate credit MasterCard: up to €5: domestic and intra-EEA 5.50% + €2.80, extra-EEA 6.50% + €3.80; above €5: domestic and intra-EEA 5.52% + €2.80, extra-EEA 6.52% + €3.80; Postepay prepaid / BancoPosta debit / Postamat BancoPosta Click co-branded Maestro/MasterCard (card data entry or 'Paga con Postepay'): up to €5: domestic and intra-EEA 2.80% + €1.80; above €5: domestic and intra-EEA 2.82% + €1.80; extra-EEA n.a.; activation fee €200.00; monthly fee €100.00 (€80.00 for the Acquiring e-commerce PostePay Tandem – Pos Virtuale service alone when combined with PostePay E-commerce Business – Creazione Store); commission refund: commissions charged up to the day the monthly transacted threshold is reached are refunded monthly, also when the threshold is not reached; monthly transacted threshold €0.00 to €5,000 (maximum and minimum applicable values); maximum applicable valuesProzentsatz plus fester Betrag, plus Abonnement, gestaffeltAn der Quelle gelesen am 5. Oktober 2026 | Online |
| Mastercard Händler in Italien | Debit/prepaid MasterCard (chip and contactless): up to €5: domestic and intra-EEA 3.80% + €2.80, extra-EEA 4.50% + €3.80; above €5: domestic and intra-EEA 4.00% + €3.00, extra-EEA 4.52% + €3.80; Credit MasterCard: up to €5: domestic and intra-EEA 4.00% + €3.80, extra-EEA 5.50% + €3.80; above €5: domestic and intra-EEA 4.50% + €4.00, extra-EEA 5.52% + €3.80; Credit MasterCard contactless: up to €5: domestic and intra-EEA 4.30% + €3.80, extra-EEA 5.50% + €3.80; above €5: domestic and intra-EEA 4.50% + €4.00, extra-EEA 5.52% + €3.80; Corporate MasterCard: up to €5: domestic and intra-EEA 4.50% + €3.80, extra-EEA 6.50% + €3.80; above €5: domestic and intra-EEA 5.50% + €4.00, extra-EEA 6.52% + €3.80; Corporate MasterCard contactless: up to €5: domestic and intra-EEA 5.30% + €3.80, extra-EEA 6.50% + €3.80; above €5: domestic and intra-EEA 5.50% + €4.00, extra-EEA 6.52% + €3.80; Postepay cards co-branded Maestro/MasterCard (chip and contactless): up to €5: domestic and intra-EEA 2.80% + €1.80; above €5: 3.00% + €2.00; extra-EEA n.a. (maximum applicable commissions)Prozentsatz plus fester Betrag, gestaffeltAn der Quelle gelesen am 28. September 2026 | Im Geschäft |
| Mastercard Debit Händler in Italien | Mastercard debit and prepaid cards: up to €5: domestic and intra-EEA 3.40% + €2.80, extra-EEA 4.50% + €3.80; above €5: domestic and intra-EEA 3.42% + €2.80, extra-EEA 4.52% + €3.80; Postepay prepaid / BancoPosta debit / Postamat BancoPosta Click co-branded Maestro/MasterCard (card data entry or 'Paga con Postepay'): up to €5: domestic and intra-EEA 2.80% + €1.80; above €5: domestic and intra-EEA 2.82% + €1.80; extra-EEA n.a.; activation fee €200.00; monthly fee €100.00 (€80.00 for the Acquiring e-commerce PostePay Tandem – Pos Virtuale service alone when combined with PostePay E-commerce Business – Creazione Store); commission refund: commissions charged up to the day the monthly transacted threshold is reached are refunded monthly, also when the threshold is not reached; monthly transacted threshold €0.00 to €5,000 (maximum and minimum applicable values); maximum applicable valuesProzentsatz plus fester Betrag, plus Abonnement, gestaffeltAn der Quelle gelesen am 5. Oktober 2026 | Online |
| Mastercard Debit Händler in Italien | Mastercard debit and prepaid cards (chip and contactless): up to €5: domestic and intra-EEA 3.80% + €2.80, extra-EEA 4.50% + €3.80; above €5: domestic and intra-EEA 4.00% + €3.00, extra-EEA 4.52% + €3.80; Postepay cards co-branded Maestro/MasterCard (chip and contactless): up to €5: domestic and intra-EEA 2.80% + €1.80; above €5: 3.00% + €2.00; extra-EEA n.a. (maximum applicable commissions)Prozentsatz plus fester Betrag, gestaffeltAn der Quelle gelesen am 5. Oktober 2026 | Im Geschäft |
| PagoBANCOMAT Händler in Italien | Maximum commissions. Transactions up to €5: 3.00% and €1.80 per transaction (contactless: 3.00% and €1.80). Transactions above €5: 3.50% and €2.00 per transaction (contactless: 3.50% and €2.00). Extra-EEA: n.a.Prozentsatz plus fester BetragAn der Quelle gelesen am 7. Oktober 2026 | Im Geschäft |
| V PAY Händler in Italien | VPAY debit cards (chip and contactless): up to €5: domestic and intra-EEA 3.80% + €2.80, extra-EEA 4.50% + €3.80; above €5: domestic and intra-EEA 4.00% + €3.00, extra-EEA 4.52% + €3.80 (maximum applicable commissions)Prozentsatz plus fester Betrag, gestaffeltAn der Quelle gelesen am 28. September 2026 | Im Geschäft |
| Visa Händler in Italien | Debit/prepaid Visa and Visa Electron: up to €5: domestic and intra-EEA 3.40% + €2.80, extra-EEA 4.50% + €3.80; above €5: domestic and intra-EEA 3.42% + €2.80, extra-EEA 4.52% + €3.80; Credit Visa/Visa Electron: up to €5: domestic and intra-EEA 4.50% + €2.80, extra-EEA 5.50% + €3.80; above €5: domestic and intra-EEA 4.52% + €2.80, extra-EEA 5.52% + €3.80; Corporate credit Visa: up to €5: domestic and intra-EEA 5.50% + €2.80, extra-EEA 6.50% + €3.80; above €5: domestic and intra-EEA 5.52% + €2.80, extra-EEA 6.52% + €3.80; Postepay prepaid / BancoPosta debit / Postamat BancoPosta Click co-branded VISA (card data entry or 'Paga con Postepay'): up to €5: domestic and intra-EEA 2.80% + €1.80; above €5: domestic and intra-EEA 2.82% + €1.80; extra-EEA n.a.; activation fee €200.00; monthly fee €100.00 (€80.00 for the Acquiring e-commerce PostePay Tandem – Pos Virtuale service alone when combined with PostePay E-commerce Business – Creazione Store); commission refund: commissions charged up to the day the monthly transacted threshold is reached are refunded monthly, also when the threshold is not reached; monthly transacted threshold €0.00 to €5,000 (maximum and minimum applicable values); maximum applicable valuesProzentsatz plus fester Betrag, plus Abonnement, gestaffeltAn der Quelle gelesen am 5. Oktober 2026 | Online |
| Visa Händler in Italien | Debit/prepaid Visa, Visa Electron and VPAY (chip and contactless): up to €5: domestic and intra-EEA 3.80% + €2.80, extra-EEA 4.50% + €3.80; above €5: domestic and intra-EEA 4.00% + €3.00, extra-EEA 4.52% + €3.80; Credit Visa and Visa Electron: up to €5: domestic and intra-EEA 4.00% + €3.80, extra-EEA 5.50% + €3.80; above €5: domestic and intra-EEA 4.50% + €4.00, extra-EEA 5.52% + €3.80; Credit Visa/Visa Electron contactless: up to €5: domestic and intra-EEA 4.30% + €3.80, extra-EEA 5.50% + €3.80; above €5: domestic and intra-EEA 4.50% + €4.00, extra-EEA 5.52% + €3.80; Corporate Visa: up to €5: domestic and intra-EEA 4.50% + €3.80, extra-EEA 6.50% + €3.80; above €5: domestic and intra-EEA 5.50% + €4.00, extra-EEA 6.52% + €3.80; Corporate Visa contactless: up to €5: domestic and intra-EEA 5.30% + €3.80, extra-EEA 6.50% + €3.80; above €5: domestic and intra-EEA 5.50% + €4.00, extra-EEA 6.52% + €3.80; Postepay cards co-branded VISA (chip and contactless): up to €5: domestic and intra-EEA 2.80% + €1.80; above €5: 3.00% + €2.00; extra-EEA n.a. (maximum applicable commissions)Prozentsatz plus fester Betrag, gestaffeltAn der Quelle gelesen am 28. September 2026 | Im Geschäft |
| Visa Debit Händler in Italien | Visa and Visa Electron debit and prepaid cards: up to €5: domestic and intra-EEA 3.40% + €2.80, extra-EEA 4.50% + €3.80; above €5: domestic and intra-EEA 3.42% + €2.80, extra-EEA 4.52% + €3.80; Postepay prepaid / BancoPosta debit / Postamat BancoPosta Click co-branded VISA (card data entry or 'Paga con Postepay'): up to €5: domestic and intra-EEA 2.80% + €1.80; above €5: domestic and intra-EEA 2.82% + €1.80; extra-EEA n.a.; activation fee €200.00; monthly fee €100.00 (€80.00 for the Acquiring e-commerce PostePay Tandem – Pos Virtuale service alone when combined with PostePay E-commerce Business – Creazione Store); commission refund: commissions charged up to the day the monthly transacted threshold is reached are refunded monthly, also when the threshold is not reached; monthly transacted threshold €0.00 to €5,000 (maximum and minimum applicable values); maximum applicable valuesProzentsatz plus fester Betrag, plus Abonnement, gestaffeltAn der Quelle gelesen am 5. Oktober 2026 | Online |
| Visa Debit Händler in Italien | Visa and Visa Electron debit/prepaid cards (chip and contactless): up to €5: domestic and intra-EEA 3.80% + €2.80, extra-EEA 4.50% + €3.80; above €5: domestic and intra-EEA 4.00% + €3.00, extra-EEA 4.52% + €3.80; Postepay cards co-branded VISA (chip and contactless): up to €5: domestic and intra-EEA 2.80% + €1.80; above €5: 3.00% + €2.00; extra-EEA n.a. (maximum applicable commissions)Prozentsatz plus fester Betrag, gestaffeltAn der Quelle gelesen am 28. September 2026 | Im Geschäft |
Quelle: EcomStream, Retail Payment Methods Transparency Index, ecomstream.eu/payment-methods-transparency-index. An der Quelle gelesen zwischen 20. September 2026 und 12. Oktober 2026. Ein Anbieter, der eine Zeile für falsch hält, kann an index@ecomstream.nl schreiben. Jede gemeldete Korrektur wird an der Quelle geprüft.
Retail Payment Methods Transparency Index
Fragen zu den Gebühren von PostePay
Was kosten Kartenzahlungen bei PostePay?
PostePay veröffentlicht für Kartenzahlungen (Italien, Im Geschäft): Visa: Debit/prepaid Visa, Visa Electron and VPAY (chip and contactless): up to €5: domestic and intra-EEA 3.80% + €2.80, extra-EEA 4.50% + €3.80; above €5: domestic and intra-EEA 4.00% + €3.00, extra-EEA 4.52% + €3.80; Credit Visa and Visa Electron: up to €5: domestic and intra-EEA 4.00% + €3.80, extra-EEA 5.50% + €3.80; above €5: domestic and intra-EEA 4.50% + €4.00, extra-EEA 5.52% + €3.80; Credit Visa/Visa Electron contactless: up to €5: domestic and intra-EEA 4.30% + €3.80, extra-EEA 5.50% + €3.80; above €5: domestic and intra-EEA 4.50% + €4.00, extra-EEA 5.52% + €3.80; Corporate Visa: up to €5: domestic and intra-EEA 4.50% + €3.80, extra-EEA 6.50% + €3.80; above €5: domestic and intra-EEA 5.50% + €4.00, extra-EEA 6.52% + €3.80; Corporate Visa contactless: up to €5: domestic and intra-EEA 5.30% + €3.80, extra-EEA 6.50% + €3.80; above €5: domestic and intra-EEA 5.50% + €4.00, extra-EEA 6.52% + €3.80; Postepay cards co-branded VISA (chip and contactless): up to €5: domestic and intra-EEA 2.80% + €1.80; above €5: 3.00% + €2.00; extra-EEA n.a. (maximum applicable commissions); Mastercard: Debit/prepaid MasterCard (chip and contactless): up to €5: domestic and intra-EEA 3.80% + €2.80, extra-EEA 4.50% + €3.80; above €5: domestic and intra-EEA 4.00% + €3.00, extra-EEA 4.52% + €3.80; Credit MasterCard: up to €5: domestic and intra-EEA 4.00% + €3.80, extra-EEA 5.50% + €3.80; above €5: domestic and intra-EEA 4.50% + €4.00, extra-EEA 5.52% + €3.80; Credit MasterCard contactless: up to €5: domestic and intra-EEA 4.30% + €3.80, extra-EEA 5.50% + €3.80; above €5: domestic and intra-EEA 4.50% + €4.00, extra-EEA 5.52% + €3.80; Corporate MasterCard: up to €5: domestic and intra-EEA 4.50% + €3.80, extra-EEA 6.50% + €3.80; above €5: domestic and intra-EEA 5.50% + €4.00, extra-EEA 6.52% + €3.80; Corporate MasterCard contactless: up to €5: domestic and intra-EEA 5.30% + €3.80, extra-EEA 6.50% + €3.80; above €5: domestic and intra-EEA 5.50% + €4.00, extra-EEA 6.52% + €3.80; Postepay cards co-branded Maestro/MasterCard (chip and contactless): up to €5: domestic and intra-EEA 2.80% + €1.80; above €5: 3.00% + €2.00; extra-EEA n.a. (maximum applicable commissions). Das ist der veröffentlichte Preis; was ein Händler zahlt, steht im angebotenen Preis.
Für welche Zahlungsarten veröffentlicht PostePay keinen Preis?
PostePay bietet diese Zahlungsarten ohne veröffentlichten Preis an (Italien, Im Geschäft): American Express, Apple Pay, Google Pay.
Ihr Preis
Ein veröffentlichter Preis ist der Ausgangspunkt, nicht das Ergebnis
Für einen Händler mit Volumen ist die veröffentlichte Liste der Punkt, an dem die Verhandlung beginnt. Der angebotene Preis entscheidet, was auf Ihrer Abrechnung ankommt: der Prozentsatz und der feste Betrag pro Transaktion, die Aufschläge für internationale Karten und Währungsumrechnung, wie der Preis je Zahlungsart aufgebaut ist, und die Bedingungen für Auszahlung, Chargebacks und Erstattungen. Zwei Händler mit demselben Payment Mix können auf derselben Liste stehen und unterschiedliche Beträge zahlen.
EcomStream prüft einen Vertrag mit PostePay im Auftrag des Händlers gegen das, was der Markt für vergleichbares Volumen und vergleichbaren Payment Mix anbietet, und verhandelt ihn neu, ohne Anbieterwechsel, auf Basis von No cure, no pay. Beginnen Sie mit dem Senken Ihrer PSP-Kosten, oder machen Sie zuerst den Payment-Set-up-Check mit Ihren eigenen Zahlen.
