PostePay kosten per betaalmethode: de tarieven die PostePay publiceert
Elk tarief dat PostePay publiceert voor merchants die in Europa gevestigd zijn, in één tabel: per betaalmethode, land van vestiging en kanaal, met de datum waarop elk tarief is gelezen. Kies uw land en kanaal, en de tabel toont ook de methoden die PostePay aanbiedt zonder gepubliceerd tarief. Een gepubliceerd tarief is een lijsttarief: wat u werkelijk betaalt, staat in uw geoffreerde tarief en uw contract.
Retail Payment Methods Transparency Index
Kosten van PostePay per land en kanaal
PostePay staat in de index met 10 betaalmethoden voor merchants die in Europa gevestigd zijn, en publiceert voor 7 daarvan een tarief.
Elk tarief staat zoals PostePay het publiceert; de naam van de methode verwijst naar de pagina over die methode en de datum naar de pagina waar het tarief is gelezen. Een gepubliceerd tarief is een lijsttarief: wat een merchant werkelijk betaalt, staat in het geoffreerde tarief en het contract.
Het land waar uw bedrijf gevestigd is en van waaruit u verkoopt.
| Betaalmethode | Gepubliceerd tarief | Kanaal |
|---|---|---|
| American Express Merchants in Italië | Geen tarief gepubliceerdBij de bron gelezen op 12 oktober 2026 | In de winkel |
| Apple Pay Merchants in Italië | Geen tarief gepubliceerdBij de bron gelezen op 20 september 2026 | In de winkel |
| Google Pay Merchants in Italië | Geen tarief gepubliceerdBij de bron gelezen op 20 september 2026 | In de winkel |
| Maestro Merchants in Italië | Maestro debit cards: up to €5: domestic and intra-EEA 3.40% + €2.80, extra-EEA 4.50% + €3.80; above €5: domestic and intra-EEA 3.42% + €2.80, extra-EEA 4.52% + €3.80; Postepay prepaid / BancoPosta debit / Postamat BancoPosta Click co-branded Maestro/MasterCard (card data entry or 'Paga con Postepay'): up to €5: domestic and intra-EEA 2.80% + €1.80; above €5: domestic and intra-EEA 2.82% + €1.80; extra-EEA n.a.; activation fee €200.00; monthly fee €100.00 (€80.00 for the Acquiring e-commerce PostePay Tandem – Pos Virtuale service alone when combined with PostePay E-commerce Business – Creazione Store); commission refund: commissions charged up to the day the monthly transacted threshold is reached are refunded monthly, also when the threshold is not reached; monthly transacted threshold €0.00 to €5,000 (maximum and minimum applicable values); maximum applicable valuesPercentage plus vast bedrag, plus abonnement, gestaffeldBij de bron gelezen op 5 oktober 2026 | Online |
| Maestro Merchants in Italië | Maestro debit cards (chip and contactless): up to €5: domestic and intra-EEA 3.80% + €2.80, extra-EEA 4.50% + €3.80; above €5: domestic and intra-EEA 4.00% + €3.00, extra-EEA 4.52% + €3.80; Postepay cards co-branded Maestro/MasterCard (chip and contactless): up to €5: domestic and intra-EEA 2.80% + €1.80; above €5: 3.00% + €2.00; extra-EEA n.a. (maximum applicable commissions)Percentage plus vast bedrag, gestaffeldBij de bron gelezen op 28 september 2026 | In de winkel |
| Mastercard Merchants in Italië | Debit/prepaid MasterCard: up to €5: domestic and intra-EEA 3.40% + €2.80, extra-EEA 4.50% + €3.80; above €5: domestic and intra-EEA 3.42% + €2.80, extra-EEA 4.52% + €3.80; Credit MasterCard: up to €5: domestic and intra-EEA 4.50% + €2.80, extra-EEA 5.50% + €3.80; above €5: domestic and intra-EEA 4.52% + €2.80, extra-EEA 5.52% + €3.80; Corporate credit MasterCard: up to €5: domestic and intra-EEA 5.50% + €2.80, extra-EEA 6.50% + €3.80; above €5: domestic and intra-EEA 5.52% + €2.80, extra-EEA 6.52% + €3.80; Postepay prepaid / BancoPosta debit / Postamat BancoPosta Click co-branded Maestro/MasterCard (card data entry or 'Paga con Postepay'): up to €5: domestic and intra-EEA 2.80% + €1.80; above €5: domestic and intra-EEA 2.82% + €1.80; extra-EEA n.a.; activation fee €200.00; monthly fee €100.00 (€80.00 for the Acquiring e-commerce PostePay Tandem – Pos Virtuale service alone when combined with PostePay E-commerce Business – Creazione Store); commission refund: commissions charged up to the day the monthly transacted threshold is reached are refunded monthly, also when the threshold is not reached; monthly transacted threshold €0.00 to €5,000 (maximum and minimum applicable values); maximum applicable valuesPercentage plus vast bedrag, plus abonnement, gestaffeldBij de bron gelezen op 5 oktober 2026 | Online |
| Mastercard Merchants in Italië | Debit/prepaid MasterCard (chip and contactless): up to €5: domestic and intra-EEA 3.80% + €2.80, extra-EEA 4.50% + €3.80; above €5: domestic and intra-EEA 4.00% + €3.00, extra-EEA 4.52% + €3.80; Credit MasterCard: up to €5: domestic and intra-EEA 4.00% + €3.80, extra-EEA 5.50% + €3.80; above €5: domestic and intra-EEA 4.50% + €4.00, extra-EEA 5.52% + €3.80; Credit MasterCard contactless: up to €5: domestic and intra-EEA 4.30% + €3.80, extra-EEA 5.50% + €3.80; above €5: domestic and intra-EEA 4.50% + €4.00, extra-EEA 5.52% + €3.80; Corporate MasterCard: up to €5: domestic and intra-EEA 4.50% + €3.80, extra-EEA 6.50% + €3.80; above €5: domestic and intra-EEA 5.50% + €4.00, extra-EEA 6.52% + €3.80; Corporate MasterCard contactless: up to €5: domestic and intra-EEA 5.30% + €3.80, extra-EEA 6.50% + €3.80; above €5: domestic and intra-EEA 5.50% + €4.00, extra-EEA 6.52% + €3.80; Postepay cards co-branded Maestro/MasterCard (chip and contactless): up to €5: domestic and intra-EEA 2.80% + €1.80; above €5: 3.00% + €2.00; extra-EEA n.a. (maximum applicable commissions)Percentage plus vast bedrag, gestaffeldBij de bron gelezen op 28 september 2026 | In de winkel |
| Mastercard Debit Merchants in Italië | Mastercard debit and prepaid cards: up to €5: domestic and intra-EEA 3.40% + €2.80, extra-EEA 4.50% + €3.80; above €5: domestic and intra-EEA 3.42% + €2.80, extra-EEA 4.52% + €3.80; Postepay prepaid / BancoPosta debit / Postamat BancoPosta Click co-branded Maestro/MasterCard (card data entry or 'Paga con Postepay'): up to €5: domestic and intra-EEA 2.80% + €1.80; above €5: domestic and intra-EEA 2.82% + €1.80; extra-EEA n.a.; activation fee €200.00; monthly fee €100.00 (€80.00 for the Acquiring e-commerce PostePay Tandem – Pos Virtuale service alone when combined with PostePay E-commerce Business – Creazione Store); commission refund: commissions charged up to the day the monthly transacted threshold is reached are refunded monthly, also when the threshold is not reached; monthly transacted threshold €0.00 to €5,000 (maximum and minimum applicable values); maximum applicable valuesPercentage plus vast bedrag, plus abonnement, gestaffeldBij de bron gelezen op 5 oktober 2026 | Online |
| Mastercard Debit Merchants in Italië | Mastercard debit and prepaid cards (chip and contactless): up to €5: domestic and intra-EEA 3.80% + €2.80, extra-EEA 4.50% + €3.80; above €5: domestic and intra-EEA 4.00% + €3.00, extra-EEA 4.52% + €3.80; Postepay cards co-branded Maestro/MasterCard (chip and contactless): up to €5: domestic and intra-EEA 2.80% + €1.80; above €5: 3.00% + €2.00; extra-EEA n.a. (maximum applicable commissions)Percentage plus vast bedrag, gestaffeldBij de bron gelezen op 5 oktober 2026 | In de winkel |
| PagoBANCOMAT Merchants in Italië | Maximum commissions. Transactions up to €5: 3.00% and €1.80 per transaction (contactless: 3.00% and €1.80). Transactions above €5: 3.50% and €2.00 per transaction (contactless: 3.50% and €2.00). Extra-EEA: n.a.Percentage plus vast bedragBij de bron gelezen op 7 oktober 2026 | In de winkel |
| V PAY Merchants in Italië | VPAY debit cards (chip and contactless): up to €5: domestic and intra-EEA 3.80% + €2.80, extra-EEA 4.50% + €3.80; above €5: domestic and intra-EEA 4.00% + €3.00, extra-EEA 4.52% + €3.80 (maximum applicable commissions)Percentage plus vast bedrag, gestaffeldBij de bron gelezen op 28 september 2026 | In de winkel |
| Visa Merchants in Italië | Debit/prepaid Visa and Visa Electron: up to €5: domestic and intra-EEA 3.40% + €2.80, extra-EEA 4.50% + €3.80; above €5: domestic and intra-EEA 3.42% + €2.80, extra-EEA 4.52% + €3.80; Credit Visa/Visa Electron: up to €5: domestic and intra-EEA 4.50% + €2.80, extra-EEA 5.50% + €3.80; above €5: domestic and intra-EEA 4.52% + €2.80, extra-EEA 5.52% + €3.80; Corporate credit Visa: up to €5: domestic and intra-EEA 5.50% + €2.80, extra-EEA 6.50% + €3.80; above €5: domestic and intra-EEA 5.52% + €2.80, extra-EEA 6.52% + €3.80; Postepay prepaid / BancoPosta debit / Postamat BancoPosta Click co-branded VISA (card data entry or 'Paga con Postepay'): up to €5: domestic and intra-EEA 2.80% + €1.80; above €5: domestic and intra-EEA 2.82% + €1.80; extra-EEA n.a.; activation fee €200.00; monthly fee €100.00 (€80.00 for the Acquiring e-commerce PostePay Tandem – Pos Virtuale service alone when combined with PostePay E-commerce Business – Creazione Store); commission refund: commissions charged up to the day the monthly transacted threshold is reached are refunded monthly, also when the threshold is not reached; monthly transacted threshold €0.00 to €5,000 (maximum and minimum applicable values); maximum applicable valuesPercentage plus vast bedrag, plus abonnement, gestaffeldBij de bron gelezen op 5 oktober 2026 | Online |
| Visa Merchants in Italië | Debit/prepaid Visa, Visa Electron and VPAY (chip and contactless): up to €5: domestic and intra-EEA 3.80% + €2.80, extra-EEA 4.50% + €3.80; above €5: domestic and intra-EEA 4.00% + €3.00, extra-EEA 4.52% + €3.80; Credit Visa and Visa Electron: up to €5: domestic and intra-EEA 4.00% + €3.80, extra-EEA 5.50% + €3.80; above €5: domestic and intra-EEA 4.50% + €4.00, extra-EEA 5.52% + €3.80; Credit Visa/Visa Electron contactless: up to €5: domestic and intra-EEA 4.30% + €3.80, extra-EEA 5.50% + €3.80; above €5: domestic and intra-EEA 4.50% + €4.00, extra-EEA 5.52% + €3.80; Corporate Visa: up to €5: domestic and intra-EEA 4.50% + €3.80, extra-EEA 6.50% + €3.80; above €5: domestic and intra-EEA 5.50% + €4.00, extra-EEA 6.52% + €3.80; Corporate Visa contactless: up to €5: domestic and intra-EEA 5.30% + €3.80, extra-EEA 6.50% + €3.80; above €5: domestic and intra-EEA 5.50% + €4.00, extra-EEA 6.52% + €3.80; Postepay cards co-branded VISA (chip and contactless): up to €5: domestic and intra-EEA 2.80% + €1.80; above €5: 3.00% + €2.00; extra-EEA n.a. (maximum applicable commissions)Percentage plus vast bedrag, gestaffeldBij de bron gelezen op 28 september 2026 | In de winkel |
| Visa Debit Merchants in Italië | Visa and Visa Electron debit and prepaid cards: up to €5: domestic and intra-EEA 3.40% + €2.80, extra-EEA 4.50% + €3.80; above €5: domestic and intra-EEA 3.42% + €2.80, extra-EEA 4.52% + €3.80; Postepay prepaid / BancoPosta debit / Postamat BancoPosta Click co-branded VISA (card data entry or 'Paga con Postepay'): up to €5: domestic and intra-EEA 2.80% + €1.80; above €5: domestic and intra-EEA 2.82% + €1.80; extra-EEA n.a.; activation fee €200.00; monthly fee €100.00 (€80.00 for the Acquiring e-commerce PostePay Tandem – Pos Virtuale service alone when combined with PostePay E-commerce Business – Creazione Store); commission refund: commissions charged up to the day the monthly transacted threshold is reached are refunded monthly, also when the threshold is not reached; monthly transacted threshold €0.00 to €5,000 (maximum and minimum applicable values); maximum applicable valuesPercentage plus vast bedrag, plus abonnement, gestaffeldBij de bron gelezen op 5 oktober 2026 | Online |
| Visa Debit Merchants in Italië | Visa and Visa Electron debit/prepaid cards (chip and contactless): up to €5: domestic and intra-EEA 3.80% + €2.80, extra-EEA 4.50% + €3.80; above €5: domestic and intra-EEA 4.00% + €3.00, extra-EEA 4.52% + €3.80; Postepay cards co-branded VISA (chip and contactless): up to €5: domestic and intra-EEA 2.80% + €1.80; above €5: 3.00% + €2.00; extra-EEA n.a. (maximum applicable commissions)Percentage plus vast bedrag, gestaffeldBij de bron gelezen op 28 september 2026 | In de winkel |
Bron: EcomStream, Retail Payment Methods Transparency Index, ecomstream.eu/payment-methods-transparency-index. Bij de bron gelezen tussen 20 september 2026 en 12 oktober 2026. Een aanbieder die meent dat een rij niet klopt, kan schrijven naar index@ecomstream.nl. Elke gemelde correctie wordt bij de bron gecontroleerd.
Retail Payment Methods Transparency Index
Vragen over de kosten van PostePay
Wat kosten kaartbetalingen bij PostePay?
PostePay publiceert voor kaartbetalingen (Italië, in de winkel): Visa: Debit/prepaid Visa, Visa Electron and VPAY (chip and contactless): up to €5: domestic and intra-EEA 3.80% + €2.80, extra-EEA 4.50% + €3.80; above €5: domestic and intra-EEA 4.00% + €3.00, extra-EEA 4.52% + €3.80; Credit Visa and Visa Electron: up to €5: domestic and intra-EEA 4.00% + €3.80, extra-EEA 5.50% + €3.80; above €5: domestic and intra-EEA 4.50% + €4.00, extra-EEA 5.52% + €3.80; Credit Visa/Visa Electron contactless: up to €5: domestic and intra-EEA 4.30% + €3.80, extra-EEA 5.50% + €3.80; above €5: domestic and intra-EEA 4.50% + €4.00, extra-EEA 5.52% + €3.80; Corporate Visa: up to €5: domestic and intra-EEA 4.50% + €3.80, extra-EEA 6.50% + €3.80; above €5: domestic and intra-EEA 5.50% + €4.00, extra-EEA 6.52% + €3.80; Corporate Visa contactless: up to €5: domestic and intra-EEA 5.30% + €3.80, extra-EEA 6.50% + €3.80; above €5: domestic and intra-EEA 5.50% + €4.00, extra-EEA 6.52% + €3.80; Postepay cards co-branded VISA (chip and contactless): up to €5: domestic and intra-EEA 2.80% + €1.80; above €5: 3.00% + €2.00; extra-EEA n.a. (maximum applicable commissions); Mastercard: Debit/prepaid MasterCard (chip and contactless): up to €5: domestic and intra-EEA 3.80% + €2.80, extra-EEA 4.50% + €3.80; above €5: domestic and intra-EEA 4.00% + €3.00, extra-EEA 4.52% + €3.80; Credit MasterCard: up to €5: domestic and intra-EEA 4.00% + €3.80, extra-EEA 5.50% + €3.80; above €5: domestic and intra-EEA 4.50% + €4.00, extra-EEA 5.52% + €3.80; Credit MasterCard contactless: up to €5: domestic and intra-EEA 4.30% + €3.80, extra-EEA 5.50% + €3.80; above €5: domestic and intra-EEA 4.50% + €4.00, extra-EEA 5.52% + €3.80; Corporate MasterCard: up to €5: domestic and intra-EEA 4.50% + €3.80, extra-EEA 6.50% + €3.80; above €5: domestic and intra-EEA 5.50% + €4.00, extra-EEA 6.52% + €3.80; Corporate MasterCard contactless: up to €5: domestic and intra-EEA 5.30% + €3.80, extra-EEA 6.50% + €3.80; above €5: domestic and intra-EEA 5.50% + €4.00, extra-EEA 6.52% + €3.80; Postepay cards co-branded Maestro/MasterCard (chip and contactless): up to €5: domestic and intra-EEA 2.80% + €1.80; above €5: 3.00% + €2.00; extra-EEA n.a. (maximum applicable commissions). Dat is het gepubliceerde tarief; wat een merchant betaalt, staat in het geoffreerde tarief.
Voor welke betaalmethoden publiceert PostePay geen tarief?
PostePay biedt deze betaalmethoden aan zonder gepubliceerd tarief (Italië, in de winkel): American Express, Apple Pay, Google Pay.
Uw tarief
Een gepubliceerd tarief is het begin van de onderhandeling, niet de uitkomst
Voor een merchant met volume is de gepubliceerde lijst waar de onderhandeling begint. Het geoffreerde tarief bepaalt wat op uw afschrift komt: het percentage en het vaste bedrag per transactie, de opslag voor internationale kaarten en valutaconversie, hoe het tarief per betaalmethode is opgebouwd, en de voorwaarden voor uitbetaling, chargebacks en refunds. Twee merchants met dezelfde payment mix kunnen op dezelfde lijst staan en verschillende bedragen betalen.
EcomStream beoordeelt een contract met PostePay op mandaat van de merchant tegen wat de markt offreert voor een vergelijkbaar volume en een vergelijkbare payment mix, en heronderhandelt het, zonder van provider te wisselen, op basis van no-cure-no-pay. Begin bij het verlagen van uw PSP-kosten, of doe eerst de payment set-up check op uw eigen cijfers.
