Frais PostePay par moyen de paiement : les tarifs que PostePay publie
Chaque tarif que PostePay publie pour les commerçants établis en Europe, réuni dans un tableau : par moyen de paiement, pays d'établissement et canal, avec la date de lecture de chaque tarif. Choisissez votre pays et votre canal, et le tableau indique aussi les moyens que PostePay propose sans tarif publié. Un tarif publié est un tarif catalogue : ce que vous payez réellement figure dans votre tarif proposé et dans votre contrat.
Retail Payment Methods Transparency Index
Frais PostePay par pays et par canal
PostePay figure dans l'index avec 10 moyens de paiement pour les commerçants établis en Europe, et publie un tarif pour 7 d'entre eux.
Chaque tarif figure tel que PostePay le publie ; le nom du moyen renvoie vers la page consacrée à ce moyen et la date vers la page où le tarif a été lu. Un tarif publié est un tarif catalogue : ce qu'un commerçant paie réellement figure dans le tarif proposé et le contrat.
Le pays où votre entreprise est établie et depuis lequel vous vendez.
| Moyen de paiement | Tarif publié | Canal |
|---|---|---|
| American Express Commerçants en Italie | Aucun tarif publiéLu à la source le 12 octobre 2026 | En magasin |
| Apple Pay Commerçants en Italie | Aucun tarif publiéLu à la source le 20 septembre 2026 | En magasin |
| Google Pay Commerçants en Italie | Aucun tarif publiéLu à la source le 20 septembre 2026 | En magasin |
| Maestro Commerçants en Italie | Maestro debit cards: up to €5: domestic and intra-EEA 3.40% + €2.80, extra-EEA 4.50% + €3.80; above €5: domestic and intra-EEA 3.42% + €2.80, extra-EEA 4.52% + €3.80; Postepay prepaid / BancoPosta debit / Postamat BancoPosta Click co-branded Maestro/MasterCard (card data entry or 'Paga con Postepay'): up to €5: domestic and intra-EEA 2.80% + €1.80; above €5: domestic and intra-EEA 2.82% + €1.80; extra-EEA n.a.; activation fee €200.00; monthly fee €100.00 (€80.00 for the Acquiring e-commerce PostePay Tandem – Pos Virtuale service alone when combined with PostePay E-commerce Business – Creazione Store); commission refund: commissions charged up to the day the monthly transacted threshold is reached are refunded monthly, also when the threshold is not reached; monthly transacted threshold €0.00 to €5,000 (maximum and minimum applicable values); maximum applicable valuesPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 5 octobre 2026 | En ligne |
| Maestro Commerçants en Italie | Maestro debit cards (chip and contactless): up to €5: domestic and intra-EEA 3.80% + €2.80, extra-EEA 4.50% + €3.80; above €5: domestic and intra-EEA 4.00% + €3.00, extra-EEA 4.52% + €3.80; Postepay cards co-branded Maestro/MasterCard (chip and contactless): up to €5: domestic and intra-EEA 2.80% + €1.80; above €5: 3.00% + €2.00; extra-EEA n.a. (maximum applicable commissions)Pourcentage plus montant fixe, par paliersLu à la source le 28 septembre 2026 | En magasin |
| Mastercard Commerçants en Italie | Debit/prepaid MasterCard: up to €5: domestic and intra-EEA 3.40% + €2.80, extra-EEA 4.50% + €3.80; above €5: domestic and intra-EEA 3.42% + €2.80, extra-EEA 4.52% + €3.80; Credit MasterCard: up to €5: domestic and intra-EEA 4.50% + €2.80, extra-EEA 5.50% + €3.80; above €5: domestic and intra-EEA 4.52% + €2.80, extra-EEA 5.52% + €3.80; Corporate credit MasterCard: up to €5: domestic and intra-EEA 5.50% + €2.80, extra-EEA 6.50% + €3.80; above €5: domestic and intra-EEA 5.52% + €2.80, extra-EEA 6.52% + €3.80; Postepay prepaid / BancoPosta debit / Postamat BancoPosta Click co-branded Maestro/MasterCard (card data entry or 'Paga con Postepay'): up to €5: domestic and intra-EEA 2.80% + €1.80; above €5: domestic and intra-EEA 2.82% + €1.80; extra-EEA n.a.; activation fee €200.00; monthly fee €100.00 (€80.00 for the Acquiring e-commerce PostePay Tandem – Pos Virtuale service alone when combined with PostePay E-commerce Business – Creazione Store); commission refund: commissions charged up to the day the monthly transacted threshold is reached are refunded monthly, also when the threshold is not reached; monthly transacted threshold €0.00 to €5,000 (maximum and minimum applicable values); maximum applicable valuesPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 5 octobre 2026 | En ligne |
| Mastercard Commerçants en Italie | Debit/prepaid MasterCard (chip and contactless): up to €5: domestic and intra-EEA 3.80% + €2.80, extra-EEA 4.50% + €3.80; above €5: domestic and intra-EEA 4.00% + €3.00, extra-EEA 4.52% + €3.80; Credit MasterCard: up to €5: domestic and intra-EEA 4.00% + €3.80, extra-EEA 5.50% + €3.80; above €5: domestic and intra-EEA 4.50% + €4.00, extra-EEA 5.52% + €3.80; Credit MasterCard contactless: up to €5: domestic and intra-EEA 4.30% + €3.80, extra-EEA 5.50% + €3.80; above €5: domestic and intra-EEA 4.50% + €4.00, extra-EEA 5.52% + €3.80; Corporate MasterCard: up to €5: domestic and intra-EEA 4.50% + €3.80, extra-EEA 6.50% + €3.80; above €5: domestic and intra-EEA 5.50% + €4.00, extra-EEA 6.52% + €3.80; Corporate MasterCard contactless: up to €5: domestic and intra-EEA 5.30% + €3.80, extra-EEA 6.50% + €3.80; above €5: domestic and intra-EEA 5.50% + €4.00, extra-EEA 6.52% + €3.80; Postepay cards co-branded Maestro/MasterCard (chip and contactless): up to €5: domestic and intra-EEA 2.80% + €1.80; above €5: 3.00% + €2.00; extra-EEA n.a. (maximum applicable commissions)Pourcentage plus montant fixe, par paliersLu à la source le 28 septembre 2026 | En magasin |
| Mastercard Debit Commerçants en Italie | Mastercard debit and prepaid cards: up to €5: domestic and intra-EEA 3.40% + €2.80, extra-EEA 4.50% + €3.80; above €5: domestic and intra-EEA 3.42% + €2.80, extra-EEA 4.52% + €3.80; Postepay prepaid / BancoPosta debit / Postamat BancoPosta Click co-branded Maestro/MasterCard (card data entry or 'Paga con Postepay'): up to €5: domestic and intra-EEA 2.80% + €1.80; above €5: domestic and intra-EEA 2.82% + €1.80; extra-EEA n.a.; activation fee €200.00; monthly fee €100.00 (€80.00 for the Acquiring e-commerce PostePay Tandem – Pos Virtuale service alone when combined with PostePay E-commerce Business – Creazione Store); commission refund: commissions charged up to the day the monthly transacted threshold is reached are refunded monthly, also when the threshold is not reached; monthly transacted threshold €0.00 to €5,000 (maximum and minimum applicable values); maximum applicable valuesPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 5 octobre 2026 | En ligne |
| Mastercard Debit Commerçants en Italie | Mastercard debit and prepaid cards (chip and contactless): up to €5: domestic and intra-EEA 3.80% + €2.80, extra-EEA 4.50% + €3.80; above €5: domestic and intra-EEA 4.00% + €3.00, extra-EEA 4.52% + €3.80; Postepay cards co-branded Maestro/MasterCard (chip and contactless): up to €5: domestic and intra-EEA 2.80% + €1.80; above €5: 3.00% + €2.00; extra-EEA n.a. (maximum applicable commissions)Pourcentage plus montant fixe, par paliersLu à la source le 5 octobre 2026 | En magasin |
| PagoBANCOMAT Commerçants en Italie | Maximum commissions. Transactions up to €5: 3.00% and €1.80 per transaction (contactless: 3.00% and €1.80). Transactions above €5: 3.50% and €2.00 per transaction (contactless: 3.50% and €2.00). Extra-EEA: n.a.Pourcentage plus montant fixeLu à la source le 7 octobre 2026 | En magasin |
| V PAY Commerçants en Italie | VPAY debit cards (chip and contactless): up to €5: domestic and intra-EEA 3.80% + €2.80, extra-EEA 4.50% + €3.80; above €5: domestic and intra-EEA 4.00% + €3.00, extra-EEA 4.52% + €3.80 (maximum applicable commissions)Pourcentage plus montant fixe, par paliersLu à la source le 28 septembre 2026 | En magasin |
| Visa Commerçants en Italie | Debit/prepaid Visa and Visa Electron: up to €5: domestic and intra-EEA 3.40% + €2.80, extra-EEA 4.50% + €3.80; above €5: domestic and intra-EEA 3.42% + €2.80, extra-EEA 4.52% + €3.80; Credit Visa/Visa Electron: up to €5: domestic and intra-EEA 4.50% + €2.80, extra-EEA 5.50% + €3.80; above €5: domestic and intra-EEA 4.52% + €2.80, extra-EEA 5.52% + €3.80; Corporate credit Visa: up to €5: domestic and intra-EEA 5.50% + €2.80, extra-EEA 6.50% + €3.80; above €5: domestic and intra-EEA 5.52% + €2.80, extra-EEA 6.52% + €3.80; Postepay prepaid / BancoPosta debit / Postamat BancoPosta Click co-branded VISA (card data entry or 'Paga con Postepay'): up to €5: domestic and intra-EEA 2.80% + €1.80; above €5: domestic and intra-EEA 2.82% + €1.80; extra-EEA n.a.; activation fee €200.00; monthly fee €100.00 (€80.00 for the Acquiring e-commerce PostePay Tandem – Pos Virtuale service alone when combined with PostePay E-commerce Business – Creazione Store); commission refund: commissions charged up to the day the monthly transacted threshold is reached are refunded monthly, also when the threshold is not reached; monthly transacted threshold €0.00 to €5,000 (maximum and minimum applicable values); maximum applicable valuesPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 5 octobre 2026 | En ligne |
| Visa Commerçants en Italie | Debit/prepaid Visa, Visa Electron and VPAY (chip and contactless): up to €5: domestic and intra-EEA 3.80% + €2.80, extra-EEA 4.50% + €3.80; above €5: domestic and intra-EEA 4.00% + €3.00, extra-EEA 4.52% + €3.80; Credit Visa and Visa Electron: up to €5: domestic and intra-EEA 4.00% + €3.80, extra-EEA 5.50% + €3.80; above €5: domestic and intra-EEA 4.50% + €4.00, extra-EEA 5.52% + €3.80; Credit Visa/Visa Electron contactless: up to €5: domestic and intra-EEA 4.30% + €3.80, extra-EEA 5.50% + €3.80; above €5: domestic and intra-EEA 4.50% + €4.00, extra-EEA 5.52% + €3.80; Corporate Visa: up to €5: domestic and intra-EEA 4.50% + €3.80, extra-EEA 6.50% + €3.80; above €5: domestic and intra-EEA 5.50% + €4.00, extra-EEA 6.52% + €3.80; Corporate Visa contactless: up to €5: domestic and intra-EEA 5.30% + €3.80, extra-EEA 6.50% + €3.80; above €5: domestic and intra-EEA 5.50% + €4.00, extra-EEA 6.52% + €3.80; Postepay cards co-branded VISA (chip and contactless): up to €5: domestic and intra-EEA 2.80% + €1.80; above €5: 3.00% + €2.00; extra-EEA n.a. (maximum applicable commissions)Pourcentage plus montant fixe, par paliersLu à la source le 28 septembre 2026 | En magasin |
| Visa Debit Commerçants en Italie | Visa and Visa Electron debit and prepaid cards: up to €5: domestic and intra-EEA 3.40% + €2.80, extra-EEA 4.50% + €3.80; above €5: domestic and intra-EEA 3.42% + €2.80, extra-EEA 4.52% + €3.80; Postepay prepaid / BancoPosta debit / Postamat BancoPosta Click co-branded VISA (card data entry or 'Paga con Postepay'): up to €5: domestic and intra-EEA 2.80% + €1.80; above €5: domestic and intra-EEA 2.82% + €1.80; extra-EEA n.a.; activation fee €200.00; monthly fee €100.00 (€80.00 for the Acquiring e-commerce PostePay Tandem – Pos Virtuale service alone when combined with PostePay E-commerce Business – Creazione Store); commission refund: commissions charged up to the day the monthly transacted threshold is reached are refunded monthly, also when the threshold is not reached; monthly transacted threshold €0.00 to €5,000 (maximum and minimum applicable values); maximum applicable valuesPourcentage plus montant fixe, plus abonnement, par paliersLu à la source le 5 octobre 2026 | En ligne |
| Visa Debit Commerçants en Italie | Visa and Visa Electron debit/prepaid cards (chip and contactless): up to €5: domestic and intra-EEA 3.80% + €2.80, extra-EEA 4.50% + €3.80; above €5: domestic and intra-EEA 4.00% + €3.00, extra-EEA 4.52% + €3.80; Postepay cards co-branded VISA (chip and contactless): up to €5: domestic and intra-EEA 2.80% + €1.80; above €5: 3.00% + €2.00; extra-EEA n.a. (maximum applicable commissions)Pourcentage plus montant fixe, par paliersLu à la source le 28 septembre 2026 | En magasin |
Tous les prestataires de l'index
Source : EcomStream, Retail Payment Methods Transparency Index, ecomstream.eu/payment-methods-transparency-index. Lu à la source entre le 20 septembre 2026 et le 12 octobre 2026. Un prestataire qui estime qu'une ligne est erronée peut écrire à index@ecomstream.nl. Chaque correction signalée est vérifiée à la source.
Retail Payment Methods Transparency Index
Questions sur les frais PostePay
Combien coûtent les paiements par carte chez PostePay ?
PostePay publie pour les paiements par carte (Italie, en magasin) : Visa: Debit/prepaid Visa, Visa Electron and VPAY (chip and contactless): up to €5: domestic and intra-EEA 3.80% + €2.80, extra-EEA 4.50% + €3.80; above €5: domestic and intra-EEA 4.00% + €3.00, extra-EEA 4.52% + €3.80; Credit Visa and Visa Electron: up to €5: domestic and intra-EEA 4.00% + €3.80, extra-EEA 5.50% + €3.80; above €5: domestic and intra-EEA 4.50% + €4.00, extra-EEA 5.52% + €3.80; Credit Visa/Visa Electron contactless: up to €5: domestic and intra-EEA 4.30% + €3.80, extra-EEA 5.50% + €3.80; above €5: domestic and intra-EEA 4.50% + €4.00, extra-EEA 5.52% + €3.80; Corporate Visa: up to €5: domestic and intra-EEA 4.50% + €3.80, extra-EEA 6.50% + €3.80; above €5: domestic and intra-EEA 5.50% + €4.00, extra-EEA 6.52% + €3.80; Corporate Visa contactless: up to €5: domestic and intra-EEA 5.30% + €3.80, extra-EEA 6.50% + €3.80; above €5: domestic and intra-EEA 5.50% + €4.00, extra-EEA 6.52% + €3.80; Postepay cards co-branded VISA (chip and contactless): up to €5: domestic and intra-EEA 2.80% + €1.80; above €5: 3.00% + €2.00; extra-EEA n.a. (maximum applicable commissions); Mastercard: Debit/prepaid MasterCard (chip and contactless): up to €5: domestic and intra-EEA 3.80% + €2.80, extra-EEA 4.50% + €3.80; above €5: domestic and intra-EEA 4.00% + €3.00, extra-EEA 4.52% + €3.80; Credit MasterCard: up to €5: domestic and intra-EEA 4.00% + €3.80, extra-EEA 5.50% + €3.80; above €5: domestic and intra-EEA 4.50% + €4.00, extra-EEA 5.52% + €3.80; Credit MasterCard contactless: up to €5: domestic and intra-EEA 4.30% + €3.80, extra-EEA 5.50% + €3.80; above €5: domestic and intra-EEA 4.50% + €4.00, extra-EEA 5.52% + €3.80; Corporate MasterCard: up to €5: domestic and intra-EEA 4.50% + €3.80, extra-EEA 6.50% + €3.80; above €5: domestic and intra-EEA 5.50% + €4.00, extra-EEA 6.52% + €3.80; Corporate MasterCard contactless: up to €5: domestic and intra-EEA 5.30% + €3.80, extra-EEA 6.50% + €3.80; above €5: domestic and intra-EEA 5.50% + €4.00, extra-EEA 6.52% + €3.80; Postepay cards co-branded Maestro/MasterCard (chip and contactless): up to €5: domestic and intra-EEA 2.80% + €1.80; above €5: 3.00% + €2.00; extra-EEA n.a. (maximum applicable commissions). C'est le tarif publié ; ce qu'un commerçant paie figure dans le tarif proposé.
Pour quels moyens de paiement PostePay ne publie-t-il pas de tarif ?
PostePay propose ces moyens de paiement sans tarif publié (Italie, en magasin) : American Express, Apple Pay, Google Pay.
Votre tarif
Un tarif publié est le point de départ, pas le résultat
Pour un commerçant avec du volume, la grille publiée est le point où commence la négociation. Le tarif proposé décide de ce qui arrive sur votre relevé : le pourcentage et le montant fixe par transaction, les majorations pour les cartes internationales et la conversion de devise, la construction du tarif pour chaque moyen de paiement, et les conditions de versement, de chargebacks et de remboursements. Deux commerçants avec le même payment mix peuvent être sur la même grille et payer des montants différents.
EcomStream examine un contrat avec PostePay sur mandat du commerçant au regard de ce que le marché propose pour un volume et un payment mix comparables, et le renégocie, sans changer de prestataire, sur la base du no cure no pay. Commencez par réduire vos commissions de paiement, ou faites d'abord la vérification du dispositif de paiement sur vos propres chiffres.
