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Nexi fees per payment method: the prices Nexi publishes

Every price Nexi publishes for merchants established in Europe, in one table: per payment method, country of establishment and channel, with the date each price was read. Choose your country and channel, and the table also shows the methods Nexi offers without a published price. A published rate is a list rate: what you actually pay is set in your quoted rate and your contract.

Retail Payment Methods Transparency Index

Nexi fees by country and channel

Nexi stands in the index with 42 payment methods for merchants established in Europe, and publishes a price for 24 of them.

Each rate is shown as Nexi prints it; the method name links to the page about that method and the date links to the page the rate was read on. A published rate is a list rate: what a merchant actually pays is stated in the quoted rate and the contract.

Payment methodPublished priceChannel
Alipay Merchants in GermanyNo price publishedRead at source on 20 September 2026In-store
Alipay Merchants in ItalyNo price publishedRead at source on 14 September 2026Online
Amazon Pay Merchants in ItalyNo price publishedRead at source on 14 September 2026Online
American Express Merchants in AustriaNo price publishedRead at source on 20 September 2026Online
American Express Merchants in GermanyNexi Checkout Starter (up to €500,000 annual volume; €29 set-up, €19 per month): service fee €0.20 per payment transaction and €0.20 per credit note; Nexi Checkout Standard (from €500,000 annual volume; €0 set-up, €0 per month): service fee €0.15 per payment transaction and €0.15 per credit note; plus American Express's own fees under a separate agreement with American ExpressPlus the method owner’s fee, plus subscription, tieredRead at source on 28 September 2026Online
American Express Merchants in GermanyNo price publishedRead at source on 28 September 2026In-store
American Express Merchants in DenmarkNo price publishedRead at source on 20 September 2026Online
American Express Merchants in DenmarkNo price publishedRead at source on 12 October 2026In-store
American Express Merchants in FinlandS plan: €0.50 per transaction + 3.25%; M plan: €0.50 per transaction + 3%; monthly fee: S plan €14.90, M plan €59 (+ 25.5% VAT on the monthly fee); non-EU card payments: + 1%; corporate card payments: + 1%; tokenized and recurring card payments: + €0.15 per transactionPercentage plus fixed amount, plus subscription, tieredRead at source on 9 October 2026Online
American Express Merchants in CroatiaNo price publishedRead at source on 7 October 2026In-store
American Express Merchants in ItalyAmEx (promotional offer for new American Express clients only; sign-up valid until 31.12.2026, once activated valid until the relationship ends; excludes Hotellerie, Petrol, Car rental, Airlines and Big brands/Franchising merchants): annual transaction volume up to €3,000: 0.00%; over €3,000 to €50,000: 0.90%; over €50,000 to €100,000: 1.50%; over €100,000: standard AmEx fees (up to a maximum of 4%); in the first year the bands are applied in proportion to annual volume, afterwards by volume band; gateway fee: €0.35 per operation; transactions of €30 or less: commission reduced by 0.05%; monthly fee: €5.90; Protection Plus: €2.50/month + €7.50 one-offProcessing fee + Percentage, tiered, plus subscriptionRead at source on 12 October 2026Online
American Express Merchants in ItalyItalia + (new American Express clients, promotional): transaction volume up to €3,000: 0.00%; over €3,000 to €50,000: 0.90%; over €50,000 to €100,000: 1.50%; over €100,000: standard AmEx fees (up to a maximum of 4%); promotional agreement valid for sign-ups until 31 December 2026 and, once activated, until the relationship ends; in the first year fees follow annual volumes proportionally, thereafter the volume class applies; Hotellerie, Petrol, Car rental, Airlines and Big brands/Franchising merchants excluded from the promotion; transactions of €30 or less: 0.05% reduction; €29/month; installation €0 (was €79), promotion valid until 1 November 2026; Protection Plus: €2.50 + €7.50 one-off per point of salePercentage, tiered, plus subscriptionRead at source on 12 October 2026In-store
American Express Merchants in PolandPrzelewy24: No price publishedRead at source on 28 September 2026Online
American Express Merchants in SwedenNo price publishedRead at source on 12 October 2026Online
American Express Merchants in SwedenNo price publishedRead at source on 12 October 2026In-store
Apple Pay Merchants in AustriaNo price publishedRead at source on 20 September 2026Online
Apple Pay Merchants in AustriaNo price publishedRead at source on 7 October 2026In-store
Apple Pay Merchants in SwitzerlandNo price publishedRead at source on 28 September 2026In-store
Apple Pay Merchants in GermanyNexi Checkout Starter (up to €500,000 annual volume; €19 per month, €29 set-up), Visa, Mastercard, Apple Pay, Google Pay: service fee €0.20 per payment transaction and €0.20 per credit note; disagio 1.69% (consumer cards issued in the EEA), 2.99% (consumer cards issued outside the EEA), 2.79% (corporate cards issued in the EEA), 3.79% (corporate cards issued outside the EEA); Nexi Checkout Standard (from €500,000 annual volume; no monthly or set-up fee): service fee €0.15 per payment transaction and €0.15 per credit note; disagio 1.29%, 2.99%, 2.79% or 3.79% for the same card categoriesPercentage plus fixed amount, plus subscription, tieredRead at source on 7 October 2026Online
Apple Pay Merchants in GermanyNo price publishedRead at source on 20 September 2026In-store
Apple Pay Merchants in DenmarkNo price publishedRead at source on 7 October 2026Online
Apple Pay Merchants in DenmarkNo price publishedRead at source on 20 September 2026In-store
Apple Pay Merchants in FinlandS plan: €0.50 per transaction + 3.25%; M plan: €0.50 per transaction + 3%; monthly fee: S plan €14.90, M plan €59 (+ 25.5% VAT on the monthly fee)Percentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026Online
Apple Pay Merchants in PolandPrzelewy24: 1.29% + PLN 0.30; one-off activation fee PLN 59 (refunded after 10 transactions in the first two months); monthly subscription PLN 0Percentage plus fixed amount, plus subscriptionRead at source on 6 October 2026Online
Apple Pay Merchants in SwedenNo price publishedRead at source on 12 October 2026Online
Apple Pay Merchants in SwedenNo price publishedRead at source on 12 October 2026In-store
Bancontact Merchants in ItalyNo price publishedRead at source on 14 September 2026Online
BLIK Merchants in ItalyNo price publishedRead at source on 14 September 2026Online
BLIK Merchants in PolandPrzelewy24: 1.29% + PLN 0.30 (standard price list; regular rate 1.90% shown struck through); account activation fee PLN 59 one-off (refunded after 10 transactions in the first two months); subscription PLN 0; refund handling PLN 0Percentage plus fixed amountRead at source on 7 October 2026Online
BLIK Merchants in PolandNo price publishedRead at source on 12 October 2026In-store
BLIK Pay Later Merchants in PolandPrzelewy24: No price publishedRead at source on 22 September 2026Online
Diners Club Merchants in SwitzerlandNo price publishedRead at source on 22 September 2026Online
Diners Club Merchants in GermanyNo price publishedRead at source on 20 September 2026In-store
Diners Club Merchants in DenmarkNo price publishedRead at source on 20 September 2026Online
Diners Club Merchants in FinlandNo price publishedRead at source on 20 September 2026Online
Diners Club Merchants in PolandPrzelewy24: 3.20% + PLN 0.30; one-off activation fee PLN 59 (refunded after 10 transactions in the first two months); monthly subscription PLN 0Percentage plus fixed amount, plus subscriptionRead at source on 28 September 2026Online
Diners Club Merchants in SwedenNo price publishedRead at source on 20 September 2026Online
Discover Merchants in GermanyNo price publishedRead at source on 20 September 2026In-store
Discover Merchants in ItalyNon-differentiated: Consumer credit, consumer debit and commercial: intra-EEA up to €30: 4.99%, over €30: 5.00%, extra-EEA up to €30: 4.99%, over €30: 5.00%; card-not-present surcharge: 2.00%; Unica: up to €30: 4.99%, over €30: 5.00%, card-not-present surcharge: 2.00%; Differentiated (Nexi maximum fees; interchange and scheme fees added; not on us domestic, EEA and extra-EEA): credit, debit and commercial: over €30: 3.99% + €2.54, up to €30: 3.96% + €2.34; Protection Plus programme: €2.50/month + €7.50 one-off per point of sale; Discover requires PagoBANCOMAT enablementPercentage plus fixed amount, plus subscription, tieredRead at source on 5 October 2026Online and in-store
eps Merchants in ItalyNo price publishedRead at source on 14 September 2026Online
girocard Merchants in GermanyNo price publishedRead at source on 9 October 2026In-store
Google Pay Merchants in AustriaNo price publishedRead at source on 20 September 2026Online
Google Pay Merchants in AustriaNo price publishedRead at source on 7 October 2026In-store
Google Pay Merchants in GermanyNexi Checkout Starter (€19 per month, €29 set-up): service fee €0.20 per payment transaction and €0.20 per credit note; disagio 1.69%, 2.99%, 2.79% or 3.79% by card category; Nexi Checkout Standard: service fee €0.15 per payment transaction and €0.15 per credit note; disagio 1.29%, 2.99%, 2.79% or 3.79% by card categoryPercentage plus fixed amount, plus subscription, tieredRead at source on 6 October 2026Online
Google Pay Merchants in GermanyNo price publishedRead at source on 20 September 2026In-store
Google Pay Merchants in DenmarkNo price publishedRead at source on 20 September 2026Online
Google Pay Merchants in FinlandS plan: €0.50 per transaction + 3.25%; M plan: €0.50 per transaction + 3%; monthly fee: S plan €14.90, M plan €59 (+ 25.5% VAT on the monthly fee)Percentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026Online
Google Pay Merchants in GreeceNo price publishedRead at source on 12 October 2026Online
Google Pay Merchants in CroatiaNo price publishedRead at source on 12 October 2026Online
Google Pay Merchants in ItalyNo price publishedRead at source on 20 September 2026Online
Google Pay Merchants in PolandPrzelewy24: 1.29% + PLN 0.30; one-off activation fee PLN 59 (refunded after 10 transactions in the first two months); monthly subscription PLN 0Percentage plus fixed amount, plus subscriptionRead at source on 6 October 2026Online
Google Pay Merchants in PolandNo price publishedRead at source on 12 October 2026In-store
Google Pay Merchants in SwedenNo price publishedRead at source on 20 September 2026Online
Google Pay Merchants in SwedenNo price publishedRead at source on 12 October 2026In-store
HeyLight Merchants in ItalyNo price publishedRead at source on 22 September 2026Online
iDEAL Merchants in ItalyNo price publishedRead at source on 14 September 2026Online
JCB Merchants in SwitzerlandNo price publishedRead at source on 22 September 2026Online
JCB Merchants in GermanyNo price publishedRead at source on 20 September 2026In-store
JCB Merchants in DenmarkNo price publishedRead at source on 20 September 2026Online
JCB Merchants in FinlandNo price publishedRead at source on 20 September 2026Online
JCB Merchants in ItalyNon-differentiated: Consumer credit, consumer debit, consumer prepaid and commercial: intra-EEA up to €30: 4.99%, over €30: 5.00%, extra-EEA up to €30: 4.99%, over €30: 5.00%; card-not-present surcharge: 2.00%; Unica: up to €30: 4.99%, over €30: 5.00%, card-not-present surcharge: 2.00%; Differentiated (Nexi maximum fees; interchange and scheme fees added; not on us domestic, EEA and extra-EEA): credit, debit, prepaid and commercial: over €30: 3.99% + €2.54, up to €30: 3.96% + €2.34; Protection Plus programme: €2.50/month + €7.50 one-off per point of salePercentage plus fixed amount, plus subscription, tieredRead at source on 7 October 2026Online
JCB Merchants in ItalyItalia +: 2.49%; card-not-present surcharge: 0.95%; transactions of €30 or less: 0.05% reduction; €29/month; installation €0 (was €79); Protection Plus: €2.50 + €7.50 one-off per point of salePercentage, plus subscriptionRead at source on 5 October 2026In-store
JCB Merchants in PolandPrzelewy24: 1.29% + PLN 0.30 (3D Secure); one-off activation fee PLN 59 (refunded after 10 transactions in the first two months); monthly subscription PLN 0Percentage plus fixed amount, plus subscriptionRead at source on 28 September 2026Online
JCB Merchants in SwedenNo price publishedRead at source on 20 September 2026Online
Klarna Pay Later Merchants in AustriaNo price publishedRead at source on 12 October 2026Online
Klarna Pay Later Merchants in GermanyNexi Checkout Starter (up to €500,000 annual volume; €29 set-up, €19 per month): Klarna: service fee €0.35 per payment transaction and €0.35 per credit note; disagio 2.99%; Nexi Checkout Standard (from €500,000 annual volume; €0 set-up, €0 per month): Klarna: service fee €0.35 per payment transaction and €0.35 per credit note; disagio 2.79%; Nexi prints one price for Klarna, not split by Klarna productPercentage plus fixed amount, plus subscription, tieredRead at source on 5 October 2026Online
Klarna Pay Later Merchants in DenmarkNo price publishedRead at source on 12 October 2026Online
Klarna Pay Later Merchants in FinlandS plan: €0.50 per transaction + 3.50%; M plan: €0.50 per transaction + 3.50%; monthly fee: S plan €14.90, M plan €59 (+ 25.5% VAT on the monthly fee); Paytrail prints one price for Klarna, not split by Klarna productPercentage plus fixed amount, plus subscription, tieredRead at source on 9 October 2026Online
Klarna Pay Later Merchants in NorwayNo price publishedRead at source on 7 October 2026Online
Klarna Pay Later Merchants in SwedenNo price publishedRead at source on 12 October 2026Online
Klarna Pay Now Merchants in AustriaNo price publishedRead at source on 12 October 2026Online
Klarna Pay Now Merchants in GermanyNo price publishedRead at source on 12 October 2026Online
Klarna Pay Now Merchants in DenmarkNo price publishedRead at source on 20 September 2026Online
Klarna Pay Now Merchants in SwedenNo price publishedRead at source on 20 September 2026Online
Klarna Pay Over Time Merchants in AustriaNo price publishedRead at source on 12 October 2026Online
Klarna Pay Over Time Merchants in GermanyNo price publishedRead at source on 12 October 2026Online
Klarna Pay Over Time Merchants in DenmarkNo price publishedRead at source on 12 October 2026Online
Klarna Pay Over Time Merchants in SwedenNo price publishedRead at source on 12 October 2026Online
Maestro Merchants in AustriaNo price publishedRead at source on 12 October 2026Online
Maestro Merchants in SwitzerlandNo price publishedRead at source on 7 October 2026In-store
Maestro Merchants in GermanyNo price publishedRead at source on 12 October 2026Online
Maestro Merchants in GermanyNo price publishedRead at source on 20 September 2026In-store
Maestro Merchants in DenmarkNo price publishedRead at source on 20 September 2026Online
Maestro Merchants in FinlandNo price publishedRead at source on 20 September 2026Online
Maestro Merchants in CroatiaNo price publishedRead at source on 12 October 2026Online
Maestro Merchants in ItalyNon-differentiated: Consumer debit and consumer prepaid: intra-EEA up to €30: 3.99%, over €30: 4.00%, extra-EEA up to €30: 5.99%, over €30: 6.00%; Commercial: intra-EEA up to €30: 4.18%, over €30: 4.19%, extra-EEA up to €30: 6.18%, over €30: 6.19%; card-not-present surcharge: 2.00%; Unica (Visa/Mastercard, footnote (1) Maestro): up to €30: 6.18%, over €30: 6.19%, card-not-present surcharge: 2.00%; Differentiated (Nexi maximum fees; interchange and scheme fees added; on us domestic and not on us domestic, EEA and extra-EEA): Debit and prepaid: over €30: 3.49% + €1.84, up to €30: 3.46% + €1.64; Commercial: over €30: 3.99% + €2.83, up to €30: 3.96% + €2.63; Protection Plus programme: €2.50/month + €7.50 one-off per point of sale; Maestro not usable for mail and telephone ordersPercentage plus fixed amount, plus subscription, tieredRead at source on 9 October 2026Online and in-store
Maestro Merchants in PolandNo price publishedRead at source on 12 October 2026Online
Maestro Merchants in SwedenNo price publishedRead at source on 20 September 2026Online
Mastercard Merchants in AustriaNo price publishedRead at source on 20 September 2026Online
Mastercard Merchants in Austria1% for all cards; €1 licence fee; no monthly base fee; commercial credit cards: an additional 1.49% of the transaction amount on top of the disagioPercentageRead at source on 5 October 2026In-store
Mastercard Merchants in SwitzerlandNexi SoftPOS (iOS version): 1.49% on Mastercard and Visa per transaction, licence fee: free; Nexi Bundle (iOS + terminal: SmartPOS A77, SmartPOS A920 or Desk POS Q80): less than 1.55% on Mastercard and Visa per transactionPercentage, tieredRead at source on 12 October 2026In-store
Mastercard Merchants in GermanyNexi Checkout Starter (up to €500,000 annual volume; €29 set-up, €19 per month): €0.20 per payment transaction plus disagio: EEA consumer cards 1.69%, non-EEA consumer cards 2.99%, EEA corporate cards 2.79%, non-EEA corporate cards 3.79%; €0.20 per credit note; Nexi Checkout Standard (from €500,000 annual volume; €0 set-up, €0 per month): €0.15 per payment transaction plus disagio: EEA consumer cards 1.29%, non-EEA consumer cards 2.99%, EEA corporate cards 2.79%, non-EEA corporate cards 3.79%; €0.15 per credit note; Starter monthly fee rises to €39.00 with fewer than 10 transactions in 6 monthsPercentage plus fixed amount, plus subscription, tieredRead at source on 6 October 2026Online
Mastercard Merchants in GermanyNo price publishedRead at source on 20 September 2026In-store
Mastercard Merchants in DenmarkNo price publishedRead at source on 20 September 2026Online
Mastercard Merchants in DenmarkAlt-i-én (All-in-one) package: fixed card fee 1% per transaction on all Visa, Mastercard and Dankort; SmartPOS N950 terminal included in the package; minimum payment DKK 299.00 per month on the acquiring agreement; 36-month commitment, after which terminal rental of DKK 299.00 per month is charged; offer for new Nets customers onlyPercentage, plus subscriptionRead at source on 12 October 2026In-store
Mastercard Merchants in FinlandS plan: €0.50 per transaction + 3.25%; M plan: €0.50 per transaction + 2%; monthly fee: S plan €14.90, M plan €59 (+ 25.5% VAT on the monthly fee); non-EU card payments: + 1%; corporate card payments: + 1%; tokenized and recurring card payments: + €0.15 per transactionPercentage plus fixed amount, plus subscription, tieredRead at source on 9 October 2026Online
Mastercard Merchants in CroatiaNo price publishedRead at source on 7 October 2026In-store
Mastercard Merchants in ItalyNon-differentiated: Consumer credit: intra-EEA up to €30: 4.09%, over €30: 4.10%, extra-EEA up to €30: 6.09%, over €30: 6.10%; Consumer debit and consumer prepaid: intra-EEA up to €30: 3.99%, over €30: 4.00%, extra-EEA up to €30: 5.99%, over €30: 6.00%; Commercial: intra-EEA up to €30: 4.18%, over €30: 4.19%, extra-EEA up to €30: 6.18%, over €30: 6.19%; card-not-present surcharge (manual card-number entry, pay-by-link or XPay activated by the client): 2.00%; Unica (Visa/Mastercard): up to €30: 6.18%, over €30: 6.19%, card-not-present surcharge: 2.00%; Differentiated (Nexi maximum fees; interchange and scheme fees added; on us domestic and not on us domestic, EEA and extra-EEA): Credit: over €30: 3.59% + €2.24, up to €30: 3.56% + €2.04; Debit and prepaid: over €30: 3.49% + €1.84, up to €30: 3.46% + €1.64; Commercial: over €30: 3.99% + €2.83, up to €30: 3.96% + €2.63; Protection Plus programme: €2.50/month + €7.50 one-off per point of sale (not charged where equal to or below the annual percentage commission; not charged to merchants without transactions in the calendar year)Percentage plus fixed amount, plus subscription, tieredRead at source on 12 October 2026Online
Mastercard Merchants in ItalyItalia +: credit, debit and prepaid: 0.99% + 0.65% Extra EEA; Commercial: 2.49% + 0% Extra EEA; card-not-present surcharge: 0.95%; transactions of €30 or less: 0.05% reduction; €29/month; installation €0 (was €79), promotion valid until 1 November 2026; Protection Plus: €2.50 + €7.50 one-off per point of salePercentage, plus subscriptionRead at source on 12 October 2026In-store
Mastercard Merchants in PolandPrzelewy24: 1.29% + PLN 0.30 (3D Secure); one-off activation fee PLN 59 (refunded after 10 transactions in the first two months); monthly subscription PLN 0Percentage plus fixed amount, plus subscriptionRead at source on 7 October 2026Online
Mastercard Merchants in SwedenNo price publishedRead at source on 12 October 2026Online
Mastercard Merchants in SwedenNo price publishedRead at source on 12 October 2026In-store
Mastercard Debit Merchants in Austria1% for all cards (applies to debit and credit cards of Mastercard and Visa); €1 licence fee; no monthly base fee; commercial credit cards: an additional 1.49% of the transaction amount on top of the disagioPercentageRead at source on 5 October 2026In-store
Mastercard Debit Merchants in GermanyNo price publishedRead at source on 12 October 2026In-store
Mastercard Debit Merchants in ItalyCredit, debit and prepaid: 1.30% + 1.30% Extra EEA; Commercial: 2.25% + 0.74% Extra EEA; gateway fee: €0.35 per operation; transactions of €30 or less: 0.05% reduction; monthly fee: €5.90; Protection Plus: €7.50 one-off + €2.50/monthProcessing fee + Percentage, plus subscriptionRead at source on 5 October 2026Online
Mastercard Debit Merchants in ItalyItalia +: credit, debit and prepaid: 0.99% + 0.65% Extra EEA; Commercial: 2.49% + 0% Extra EEA; card-not-present surcharge: 0.95%; transactions of €30 or less: 0.05% reduction; €29/month; installation €0 (was €79), promotion valid until 1 November 2026; Protection Plus: €2.50 + €7.50 one-off per point of salePercentage, plus subscriptionRead at source on 12 October 2026In-store
MobilePay Merchants in DenmarkNo price publishedRead at source on 20 September 2026Online
MobilePay Merchants in FinlandS plan: €0.50 per transaction + 3.25%; M plan: €0.50 per transaction + 2%; monthly fee: S plan €14.90, M plan €59 (+ 25.5% VAT on the monthly fee)Percentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026Online
MobilePay Merchants in NorwayNo price publishedRead at source on 7 October 2026Online
Multibanco Merchants in ItalyNo price publishedRead at source on 14 September 2026Online
MyBank Merchants in ItalyNo price publishedRead at source on 22 September 2026Online
Oney Merchants in ItalyNo price publishedRead at source on 20 September 2026Online
PagoBANCOMAT Merchants in ItalyNexi SmartPOS: €29/month, installation €79 (€0 in the promotion until 01/11/2026); BANCOMAT® 0.99%, commercial cards +1.50%; transactions of €30 or less: commission reduced by 0.05% of the amount; Card Not Present (manual card number entry): +0.95%Percentage, plus subscriptionRead at source on 12 October 2026In-store
PagoDIL Merchants in ItalyNo price publishedRead at source on 22 September 2026Online
PayPal Merchants in AustriaNo price publishedRead at source on 12 October 2026Online
PayPal Merchants in GermanyNexi Checkout Starter (up to €500,000 annual volume; €29 set-up, €19 per month): service fee €0.20 per payment transaction and €0.20 per credit note; Nexi Checkout Standard (from €500,000 annual volume; €0 set-up, €0 per month): service fee €0.15 per payment transaction and €0.15 per credit note; plus PayPal's own fees under a separate agreement with PayPalPlus the method owner’s fee, plus subscription, tieredRead at source on 28 September 2026Online
PayPal Merchants in DenmarkNo price publishedRead at source on 20 September 2026Online
PayPal Merchants in FinlandNo price publishedRead at source on 20 September 2026Online
PayPal Merchants in ItalyNo price publishedRead at source on 14 September 2026Online
PayPal Merchants in PolandPrzelewy24: 0% (fees settled directly with PayPal); one-off activation fee PLN 59 (refunded after 10 transactions in the first two months); monthly subscription PLN 0Plus the method owner’s fee, plus subscriptionRead at source on 6 October 2026Online
PayPal Merchants in SwedenNo price publishedRead at source on 20 September 2026Online
PayPo Merchants in PolandPrzelewy24: 1.50% + PLN 0.30; account activation: PLN 59 one-off (refunded after 10 transactions in the first two months); subscription: PLN 0Percentage plus fixed amount, plus subscriptionRead at source on 6 October 2026Online
paysafecard Merchants in PolandPrzelewy24: 15% + PLN 0.30; one-off activation fee PLN 59 (refunded after 10 transactions in the first two months); monthly subscription PLN 0Percentage plus fixed amount, plus subscriptionRead at source on 28 September 2026Online
Riverty Merchants in AustriaNo price publishedRead at source on 20 September 2026Online
Riverty Merchants in GermanyNexi Checkout Starter (up to €500,000 annual volume; €19 per month, €29 set-up): Riverty invoice €0.35 + disagio 2.99%; Riverty instalments €0.35 + disagio 2.99%; Nexi Checkout Standard (from €500,000 annual volume; no monthly or set-up fee): Riverty invoice €0.35 + disagio 2.79%; Riverty instalments €0.35 + disagio 2.79% (service fee per payment transaction and per credit note)Percentage plus fixed amount, plus subscription, tieredRead at source on 7 October 2026Online
Riverty Merchants in SwedenNo price publishedRead at source on 17 September 2026Online
SEPA Direct Debit Merchants in AustriaNo price publishedRead at source on 20 September 2026Online
Swish Merchants in SwedenNo price publishedRead at source on 12 September 2026Online
Trustly Merchants in AustriaNo price publishedRead at source on 20 September 2026Online
Trustly Merchants in GermanyNexi Checkout Starter (up to €500,000 annual volume; €29 set-up, €19 per month): service fee €0.50 per payment transaction and €0.50 per credit note; disagio 1.25%; Nexi Checkout Standard (from €500,000 annual volume; €0 set-up, €0 per month): service fee €0.50 per payment transaction and €0.50 per credit note; disagio 1.25%Percentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026Online
Trustly Merchants in DenmarkNo price publishedRead at source on 20 September 2026Online
Trustly Merchants in EstoniaNo price publishedRead at source on 20 September 2026Online
Trustly Merchants in FinlandNo price publishedRead at source on 20 September 2026Online
Trustly Merchants in LithuaniaNo price publishedRead at source on 20 September 2026Online
Trustly Merchants in LatviaNo price publishedRead at source on 20 September 2026Online
Trustly Merchants in PolandNo price publishedRead at source on 20 September 2026Online
Trustly Merchants in SwedenNo price publishedRead at source on 17 September 2026Online
UnionPay Merchants in SwitzerlandNo price publishedRead at source on 22 September 2026Online
UnionPay Merchants in GermanyNo price publishedRead at source on 20 September 2026In-store
UnionPay Merchants in ItalyNon-differentiated: Consumer credit, consumer debit, consumer prepaid and commercial: intra-EEA up to €30: 4.99%, over €30: 5.00%, extra-EEA up to €30: 4.99%, over €30: 5.00%; card-not-present surcharge: 2.00%; Unica: up to €30: 4.99%, over €30: 5.00%, card-not-present surcharge: 2.00%; Differentiated (Nexi maximum fees; interchange and scheme fees added; not on us domestic, EEA and extra-EEA): credit, debit, prepaid and commercial: over €30: 3.99% + €2.79, up to €30: 3.96% + €2.59; Protection Plus programme (€2.50/month + €7.50 one-off per point of sale): n.a. for UPI in the non-differentiated table and not applied to UPI transactions under the differentiated tariffPercentage plus fixed amount, tieredRead at source on 7 October 2026Online
UnionPay Merchants in ItalyItalia +: 2.49%; card-not-present surcharge: 0.95%; transactions of €30 or less: 0.05% reduction; €29/month; installation €0 (was €79); Protection Plus: €2.50 + €7.50 one-off per point of salePercentage, plus subscriptionRead at source on 8 October 2026In-store
V PAY Merchants in SwitzerlandNo price publishedRead at source on 22 September 2026In-store
V PAY Merchants in GermanyNo price publishedRead at source on 28 September 2026In-store
V PAY Merchants in ItalyNon-differentiated: Consumer debit and consumer prepaid: intra-EEA up to €30: 3.99%, over €30: 4.00%, extra-EEA up to €30: 5.99%, over €30: 6.00%; card-not-present surcharge: 2.00%; Differentiated (Nexi maximum fees; interchange and scheme fees added; on us domestic and not on us domestic, EEA and extra-EEA): Debit and prepaid: over €30: 3.49% + €1.89, up to €30: 3.46% + €1.69; Protection Plus programme: €2.50/month + €7.50 one-off per point of salePercentage plus fixed amount, plus subscription, tieredRead at source on 5 October 2026In-store
Vipps MobilePay Merchants in GermanyNo price publishedRead at source on 20 September 2026Online
Vipps MobilePay Merchants in DenmarkNo price publishedRead at source on 20 September 2026Online
Vipps MobilePay Merchants in NorwayNo price publishedRead at source on 12 October 2026Online
Vipps MobilePay Merchants in SwedenNo price publishedRead at source on 12 October 2026Online
Visa Merchants in AustriaNo price publishedRead at source on 20 September 2026Online
Visa Merchants in Austria1% for all cards; €1 licence fee; no monthly base fee; commercial credit cards: an additional 1.49% of the transaction amount on top of the disagioPercentageRead at source on 5 October 2026In-store
Visa Merchants in SwitzerlandNexi SoftPOS (iOS version): 1.49% on Mastercard and Visa per transaction, licence fee: free; Nexi Bundle (iOS + terminal: SmartPOS A77, SmartPOS A920 or Desk POS Q80): less than 1.55% on Mastercard and Visa per transactionPercentage, tieredRead at source on 12 October 2026In-store
Visa Merchants in GermanyNexi Checkout Starter (up to €500,000 annual volume; €29 set-up, €19 per month): €0.20 per payment transaction plus disagio: EEA consumer cards 1.69%, non-EEA consumer cards 2.99%, EEA corporate cards 2.79%, non-EEA corporate cards 3.79%; €0.20 per credit note; Nexi Checkout Standard (from €500,000 annual volume; €0 set-up, €0 per month): €0.15 per payment transaction plus disagio: EEA consumer cards 1.29%, non-EEA consumer cards 2.99%, EEA corporate cards 2.79%, non-EEA corporate cards 3.79%; €0.15 per credit notePercentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026Online
Visa Merchants in GermanyNo price publishedRead at source on 14 September 2026In-store
Visa Merchants in DenmarkNo price publishedRead at source on 20 September 2026Online
Visa Merchants in DenmarkAlt-i-én (All-in-one) package: fixed card fee 1% per transaction on all Visa, Mastercard and Dankort; SmartPOS N950 terminal included in the package; minimum payment DKK 299.00 per month on the acquiring agreement; 36-month commitment, after which terminal rental of DKK 299.00 per month is charged; offer for new Nets customers onlyPercentage, plus subscriptionRead at source on 12 October 2026In-store
Visa Merchants in FinlandS plan: €0.50 per transaction + 3.25%; M plan: €0.50 per transaction + 2%; monthly fee: S plan €14.90, M plan €59 (+ 25.5% VAT on the monthly fee); non-EU card payments: + 1%; corporate card payments: + 1%; tokenized and recurring card payments: + €0.15 per transactionPercentage plus fixed amount, plus subscription, tieredRead at source on 9 October 2026Online
Visa Merchants in CroatiaNo price publishedRead at source on 7 October 2026In-store
Visa Merchants in ItalyNon-differentiated: Consumer credit: intra-EEA up to €30: 4.09%, over €30: 4.10%, extra-EEA up to €30: 6.09%, over €30: 6.10%; Consumer debit and consumer prepaid: intra-EEA up to €30: 3.99%, over €30: 4.00%, extra-EEA up to €30: 5.99%, over €30: 6.00%; Commercial: intra-EEA up to €30: 4.18%, over €30: 4.19%, extra-EEA up to €30: 6.18%, over €30: 6.19%; card-not-present surcharge (manual card-number entry, pay-by-link or XPay activated by the client): 2.00%; Unica (Visa/Mastercard): up to €30: 6.18%, over €30: 6.19%, card-not-present surcharge: 2.00%; Differentiated (Nexi maximum fees; interchange and scheme fees added; on us domestic and not on us domestic, EEA and extra-EEA): Credit: over €30: 3.59% + €1.99, up to €30: 3.56% + €1.79; Debit and prepaid: over €30: 3.49% + €1.89, up to €30: 3.46% + €1.69; Commercial: over €30: 3.99% + €2.59, up to €30: 3.96% + €2.39; Protection Plus programme: €2.50/month + €7.50 one-off per point of sale (not charged where equal to or below the annual percentage commission; not charged to merchants without transactions in the calendar year)Percentage plus fixed amount, plus subscription, tieredRead at source on 12 October 2026Online
Visa Merchants in ItalyItalia +: credit, debit and prepaid: 0.99% + 0.65% Extra EEA; Commercial: 2.49% + 0% Extra EEA; card-not-present surcharge: 0.95%; transactions of €30 or less: 0.05% reduction; €29/month; installation €0 (was €79), promotion valid until 1 November 2026; Protection Plus: €2.50 + €7.50 one-off per point of salePercentage, plus subscriptionRead at source on 12 October 2026In-store
Visa Merchants in PolandPrzelewy24: 1.29% + PLN 0.30 (3D Secure); one-off activation fee PLN 59 (refunded after 10 transactions in the first two months); monthly subscription PLN 0Percentage plus fixed amount, plus subscriptionRead at source on 7 October 2026Online
Visa Merchants in SwedenNo price publishedRead at source on 12 October 2026Online
Visa Merchants in SwedenNo price publishedRead at source on 12 October 2026In-store
Visa Debit Merchants in Austria1% for all cards (applies to debit and credit cards of Mastercard and Visa); €1 licence fee; no monthly base fee; commercial credit cards: an additional 1.49% of the transaction amount on top of the disagioPercentageRead at source on 5 October 2026In-store
Visa Debit Merchants in GermanyNo price publishedRead at source on 20 September 2026In-store
Visa Debit Merchants in ItalyCredit, debit and prepaid: 1.30% + 1.30% Extra EEA; Commercial: 2.25% + 0.74% Extra EEA; gateway fee: €0.35 per operation; transactions of €30 or less: 0.05% reduction; monthly fee: €5.90; Protection Plus: €7.50 one-off + €2.50/monthProcessing fee + Percentage, plus subscriptionRead at source on 5 October 2026Online
Visa Debit Merchants in ItalyItalia +: credit, debit and prepaid: 0.99% + 0.65% Extra EEA; Commercial: 2.49% + 0% Extra EEA; card-not-present surcharge: 0.95%; transactions of €30 or less: 0.05% reduction; €29/month; installation €0 (was €79), promotion valid until 1 November 2026; Protection Plus: €2.50 + €7.50 one-off per point of salePercentage, plus subscriptionRead at source on 12 October 2026In-store
Visa Mobile Merchants in PolandPrzelewy24: 1.29% + PLN 0.30; one-off activation fee PLN 59 (refunded after 10 transactions in the first two months); monthly subscription PLN 0Percentage plus fixed amount, plus subscriptionRead at source on 28 September 2026Online
Walley Merchants in FinlandS plan: €0.50 per transaction + 3.25%; M plan: €0.50 per transaction + 2%; Walley B2B invoice (S and M plan): €3.00 per transaction + 3%; monthly fee: S plan €14.90, M plan €59 (+ 25.5% VAT on the monthly fee)Percentage plus fixed amount, plus subscription, tieredRead at source on 28 September 2026Online
Walley Merchants in NorwayNo price publishedRead at source on 7 October 2026Online
WeChat Pay Merchants in ItalyNo price publishedRead at source on 14 September 2026Online
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All providers in the index

Source: EcomStream, Retail Payment Methods Transparency Index, ecomstream.eu/payment-methods-transparency-index. Read at source between 12 September 2026 and 12 October 2026. A provider that believes a row is wrong can write to index@ecomstream.nl. Every reported correction is checked at the source.

Retail Payment Methods Transparency Index

Questions about Nexi fees

What does Nexi charge for card payments?

Nexi publishes for card payments (Italy, in-store): Visa, Mastercard: Italia +: credit, debit and prepaid: 0.99% + 0.65% Extra EEA; Commercial: 2.49% + 0% Extra EEA; card-not-present surcharge: 0.95%; transactions of €30 or less: 0.05% reduction; €29/month; installation €0 (was €79), promotion valid until 1 November 2026; Protection Plus: €2.50 + €7.50 one-off per point of sale. That is the published rate; what a merchant pays is set in the quoted rate.

For which payment methods does Nexi publish no price?

Nexi publishes a price for every payment method it offers in the index (Italy, in-store).

Your rate

A published rate is the starting point, not the outcome

For a merchant with volume the published list is where the negotiation starts. The quoted rate decides what reaches your statement: the percentage and the fixed fee per transaction, the surcharges for international cards and currency conversion, how the rate is built for each payment method, and the terms on payouts, chargebacks and refunds. Two merchants with the same payment mix can be on the same list and pay different amounts.

EcomStream reviews a contract with Nexi on merchant mandate against what the market quotes for comparable volume and payment mix, and renegotiates it, without a change of provider, on a no cure no pay basis. Start with cutting your PSP costs, or run the payment set-up check on your own figures first.