YabandPay fees per payment method: the prices YabandPay publishes
Every price YabandPay publishes for merchants established in Europe, in one table: per payment method, country of establishment and channel, with the date each price was read. Choose your country and channel, and the table also shows the methods YabandPay offers without a published price. A published rate is a list rate: what you actually pay is set in your quoted rate and your contract.
Retail Payment Methods Transparency Index
YabandPay fees by country and channel
YabandPay stands in the index with 25 payment methods for merchants established in Europe, and publishes a price for 22 of them.
Each rate is shown as YabandPay prints it; the method name links to the page about that method and the date links to the page the rate was read on. A published rate is a list rate: what a merchant actually pays is stated in the quoted rate and the contract.
The country where your business is established and from which you sell.
Includes the prices providers publish for merchants anywhere in the EU, marked EU-wide.
| Payment method | Published price | Channel |
|---|---|---|
| Alipay Merchants in Austria | Alipay+ Online, Other wallets (Alipay CN, Alipay HK, etc): 2.20% + €0.10Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Alipay Merchants in Austria | Alipay+ In-Store: 1.60% + €0.10Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Alipay Merchants in Belgium | Alipay+ Online, Other wallets (Alipay CN, Alipay HK, etc): 2.20% + €0.10Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Alipay Merchants in Belgium | Alipay+ In-Store: 1.60% + €0.10Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Alipay Merchants in Switzerland | Alipay+ Online, Other wallets (Alipay CN, Alipay HK, etc): 2.20% + CHF 0.10Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Alipay Merchants in Switzerland | Alipay+ In-Store: 1.60% + CHF 0.10Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Alipay Merchants in Germany | Alipay+ Online, Other wallets (Alipay CN, Alipay HK, etc): 2.20% + €0.10Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Alipay Merchants in Germany | Alipay+ In-Store: 1.60% + €0.10Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Alipay Merchants in Denmark | Alipay+ Online, Other wallets (Alipay CN, Alipay HK, etc): 2.20% + DKK 0.75Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Alipay Merchants in Denmark | Alipay+ In-Store: 1.60% + DKK 0.75Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Alipay Merchants in Spain | Alipay+ Online, Other wallets (Alipay CN, Alipay HK, etc): 2.20% + €0.10Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Alipay Merchants in Spain | Alipay+ In-Store: 1.60% + €0.10Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Alipay Merchants anywhere in the EU | Alipay+ Online, Other wallets (Alipay CN, Alipay HK, etc): 2.20% + €0.10Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Alipay Merchants anywhere in the EU | Alipay+ In-Store: 1.60% + €0.10Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Alipay Merchants in Finland | Alipay+ Online, Other wallets (Alipay CN, Alipay HK, etc): 2.20% + €0.10Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Alipay Merchants in Finland | Alipay+ In-Store: 1.60% + €0.10Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Alipay Merchants in France | Alipay+ Online, Other wallets (Alipay CN, Alipay HK, etc): 2.20% + €0.10Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Alipay Merchants in France | Alipay+ In-Store: 1.60% + €0.10Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Alipay Merchants in Italy | Alipay+ Online, Other wallets (Alipay CN, Alipay HK, etc): 2.20% + €0.10Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Alipay Merchants in Italy | Alipay+ In-Store: 1.60% + €0.10Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Alipay Merchants in Luxembourg | Alipay+ Online, Other wallets (Alipay CN, Alipay HK, etc): 2.20% + €0.10Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Alipay Merchants in Luxembourg | Alipay+ In-Store: 1.60% + €0.10Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Alipay Merchants in the Netherlands | Alipay+ Online, Other wallets (Alipay CN, Alipay HK, etc): 2.20% + €0.10Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Alipay Merchants in the Netherlands | Alipay+ In-Store: 1.60% + €0.10Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Apple Pay Merchants in Austria | The rate of the card used applies: Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Apple Pay Merchants in Belgium | The rate of the card used applies: Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Apple Pay Merchants in Switzerland | The rate of the card used applies: Consumer Cards within EEA: 1.20% + CHF 0.20; Consumer Cards outside EEA: 3.20% + CHF 0.25; Business Cards: 3.20% + CHF 0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Apple Pay Merchants in Germany | The rate of the card used applies: Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Apple Pay Merchants in Denmark | The rate of the card used applies: Consumer Cards within EEA: 1.20% + DKK 1.50; Consumer Cards outside EEA: 3.20% + DKK 2.00; Business Cards: 3.20% + DKK 2.00Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Apple Pay Merchants in Spain | The rate of the card used applies: Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Apple Pay Merchants anywhere in the EU | The rate of the card used applies: Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Apple Pay Merchants in Finland | The rate of the card used applies: Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Apple Pay Merchants in France | The rate of the card used applies: Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Apple Pay Merchants in Italy | The rate of the card used applies: Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Apple Pay Merchants in Luxembourg | The rate of the card used applies: Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Apple Pay Merchants in the Netherlands | The rate of the card used applies: Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Apple Pay Merchants in Norway | No price publishedRead at source on 2 October 2026 | Online |
| Bancontact Merchants in Austria | €0.29Fixed amountRead at source on 8 October 2026 | Online |
| Bancontact Merchants in Belgium | €0.29Fixed amountRead at source on 8 October 2026 | Online |
| Bancontact Merchants in Switzerland | €0.29Fixed amountRead at source on 8 October 2026 | Online |
| Bancontact Merchants in Germany | €0.29Fixed amountRead at source on 8 October 2026 | Online |
| Bancontact Merchants in Denmark | €0.29Fixed amountRead at source on 8 October 2026 | Online |
| Bancontact Merchants in Spain | €0.29Fixed amountRead at source on 8 October 2026 | Online |
| Bancontact Merchants anywhere in the EU | €0.29Fixed amountRead at source on 8 October 2026 | Online |
| Bancontact Merchants in Finland | €0.29Fixed amountRead at source on 8 October 2026 | Online |
| Bancontact Merchants in France | €0.29Fixed amountRead at source on 8 October 2026 | Online |
| Bancontact Merchants in Italy | €0.29Fixed amountRead at source on 8 October 2026 | Online |
| Bancontact Merchants in Luxembourg | €0.29Fixed amountRead at source on 8 October 2026 | Online |
| Bancontact Merchants in the Netherlands | €0.29Fixed amountRead at source on 8 October 2026 | Online |
| Bancontact Merchants in Norway | No price publishedRead at source on 2 October 2026 | Online |
| Bizum Merchants in Austria | 1.00% + €0.40Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Bizum Merchants in Belgium | 1.00% + €0.40Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Bizum Merchants in Switzerland | 1.00% + €0.40Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Bizum Merchants in Germany | 1.00% + €0.40Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Bizum Merchants in Denmark | 1.00% + €0.40Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Bizum Merchants in Spain | 1.00% + €0.40Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Bizum Merchants anywhere in the EU | 1.00% + €0.40Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Bizum Merchants in Finland | 1.00% + €0.40Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Bizum Merchants in France | 1.00% + €0.40Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Bizum Merchants in Italy | 1.00% + €0.40Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Bizum Merchants in Luxembourg | 1.00% + €0.40Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Bizum Merchants in the Netherlands | 1.00% + €0.40Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Bizum Merchants in Norway | No price publishedRead at source on 2 October 2026 | Online |
| BLIK Merchants in Austria | 1.20% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| BLIK Merchants in Belgium | 1.20% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| BLIK Merchants in Switzerland | 1.20% + €0.50Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| BLIK Merchants in Germany | 1.20% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| BLIK Merchants in Denmark | 1.20% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| BLIK Merchants in Spain | 1.20% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| BLIK Merchants anywhere in the EU | 1.20% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| BLIK Merchants in Finland | 1.20% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| BLIK Merchants in France | 1.20% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| BLIK Merchants in Italy | 1.20% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| BLIK Merchants in Luxembourg | 1.20% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| BLIK Merchants in the Netherlands | 1.20% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| BLIK Merchants in Norway | No price publishedRead at source on 2 October 2026 | Online |
| Cartes Bancaires Merchants in Austria | 1.20% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Cartes Bancaires Merchants in Belgium | 1.20% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Cartes Bancaires Merchants in Switzerland | 1.20% + CHF 0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Cartes Bancaires Merchants in Germany | 1.20% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Cartes Bancaires Merchants in Denmark | 1.20% + DKK 1.50Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Cartes Bancaires Merchants in Spain | 1.20% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Cartes Bancaires Merchants anywhere in the EU | 1.20% + €0.20Percentage plus fixed amountRead at source on 9 October 2026 | Online |
| Cartes Bancaires Merchants in Finland | 1.20% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Cartes Bancaires Merchants in France | 1.20% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Cartes Bancaires Merchants in France | Domestic Debit Cards: 0.55% + €0.05; Domestic Credit Cards: 0.65% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Cartes Bancaires Merchants in Italy | 1.20% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Cartes Bancaires Merchants in Luxembourg | 1.20% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Cartes Bancaires Merchants in the Netherlands | 1.20% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| eps Merchants in Austria | 1.50% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| eps Merchants in Belgium | 1.50% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| eps Merchants in Switzerland | 1.50% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| eps Merchants in Germany | 1.50% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| eps Merchants in Denmark | 1.50% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| eps Merchants in Spain | 1.50% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| eps Merchants anywhere in the EU | 1.50% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| eps Merchants in Finland | 1.50% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| eps Merchants in France | 1.50% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| eps Merchants in Italy | 1.50% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| eps Merchants in Luxembourg | 1.50% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| eps Merchants in the Netherlands | 1.50% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| eps Merchants in Norway | No price publishedRead at source on 2 October 2026 | Online |
| Google Pay Merchants in Austria | The rate of the card used applies: Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Google Pay Merchants in Belgium | The rate of the card used applies: Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Google Pay Merchants in Switzerland | The rate of the card used applies: Consumer Cards within EEA: 1.20% + CHF 0.20; Consumer Cards outside EEA: 3.20% + CHF 0.25; Business Cards: 3.20% + CHF 0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Google Pay Merchants in Germany | The rate of the card used applies: Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Google Pay Merchants in Denmark | The rate of the card used applies: Consumer Cards within EEA: 1.20% + DKK 1.50; Consumer Cards outside EEA: 3.20% + DKK 2.00; Business Cards: 3.20% + DKK 2.00Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Google Pay Merchants in Spain | The rate of the card used applies: Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Google Pay Merchants anywhere in the EU | The rate of the card used applies: Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Google Pay Merchants in Finland | The rate of the card used applies: Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Google Pay Merchants in France | The rate of the card used applies: Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Google Pay Merchants in Italy | The rate of the card used applies: Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Google Pay Merchants in Luxembourg | The rate of the card used applies: Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Google Pay Merchants in the Netherlands | The rate of the card used applies: Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Google Pay Merchants in Norway | No price publishedRead at source on 2 October 2026 | Online |
| GrabPay Merchants in Austria | Alipay+ Online, GrabPay (Singapore): 3.00% + €0.10Percentage plus fixed amountRead at source on 9 October 2026 | Online |
| GrabPay Merchants in Belgium | Alipay+ Online, GrabPay (Singapore): 3.00% + €0.10Percentage plus fixed amountRead at source on 9 October 2026 | Online |
| GrabPay Merchants in Switzerland | Alipay+ Online, GrabPay (Singapore): 3.00% + CHF 0.10Percentage plus fixed amountRead at source on 9 October 2026 | Online |
| GrabPay Merchants in Germany | Alipay+ Online, GrabPay (Singapore): 3.00% + €0.10Percentage plus fixed amountRead at source on 9 October 2026 | Online |
| GrabPay Merchants in Denmark | Alipay+ Online, GrabPay (Singapore): 3.00% + DKK 0.75Percentage plus fixed amountRead at source on 9 October 2026 | Online |
| GrabPay Merchants in Spain | Alipay+ Online, GrabPay (Singapore): 3.00% + €0.10Percentage plus fixed amountRead at source on 9 October 2026 | Online |
| GrabPay Merchants anywhere in the EU | Alipay+ Online, GrabPay (Singapore): 3.00% + €0.10Percentage plus fixed amountRead at source on 9 October 2026 | Online |
| GrabPay Merchants in Finland | Alipay+ Online, GrabPay (Singapore): 3.00% + €0.10Percentage plus fixed amountRead at source on 9 October 2026 | Online |
| GrabPay Merchants in France | Alipay+ Online, GrabPay (Singapore): 3.00% + €0.10Percentage plus fixed amountRead at source on 9 October 2026 | Online |
| GrabPay Merchants in Italy | Alipay+ Online, GrabPay (Singapore): 3.00% + €0.10Percentage plus fixed amountRead at source on 9 October 2026 | Online |
| GrabPay Merchants in Luxembourg | Alipay+ Online, GrabPay (Singapore): 3.00% + €0.10Percentage plus fixed amountRead at source on 9 October 2026 | Online |
| GrabPay Merchants in the Netherlands | Alipay+ Online, GrabPay (Singapore): 3.00% + €0.10Percentage plus fixed amountRead at source on 9 October 2026 | Online |
| iDEAL Merchants in Austria | €0.29Fixed amountRead at source on 8 October 2026 | Online |
| iDEAL Merchants in Belgium | €0.29Fixed amountRead at source on 8 October 2026 | Online |
| iDEAL Merchants in Switzerland | €0.29Fixed amountRead at source on 8 October 2026 | Online |
| iDEAL Merchants in Germany | €0.29Fixed amountRead at source on 8 October 2026 | Online |
| iDEAL Merchants in Denmark | €0.29Fixed amountRead at source on 8 October 2026 | Online |
| iDEAL Merchants in Spain | €0.29Fixed amountRead at source on 8 October 2026 | Online |
| iDEAL Merchants anywhere in the EU | €0.29Fixed amountRead at source on 8 October 2026 | Online |
| iDEAL Merchants in Finland | €0.29Fixed amountRead at source on 8 October 2026 | Online |
| iDEAL Merchants in France | €0.29Fixed amountRead at source on 8 October 2026 | Online |
| iDEAL Merchants in Italy | €0.29Fixed amountRead at source on 8 October 2026 | Online |
| iDEAL Merchants in Luxembourg | €0.29Fixed amountRead at source on 8 October 2026 | Online |
| iDEAL Merchants in the Netherlands | €0.29Fixed amountRead at source on 8 October 2026 | Online |
| iDEAL Merchants in Norway | No price publishedRead at source on 2 October 2026 | Online |
| KakaoPay Merchants in Austria | Alipay+ Online, GCash (Philippines) and Kakao Pay (South Korea): 2.60% + €0.10Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| KakaoPay Merchants in Belgium | Alipay+ Online, GCash (Philippines) and Kakao Pay (South Korea): 2.60% + €0.10Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| KakaoPay Merchants in Switzerland | Alipay+ Online, GCash (Philippines) and Kakao Pay (South Korea): 2.60% + CHF 0.10Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| KakaoPay Merchants in Germany | Alipay+ Online, GCash (Philippines) and Kakao Pay (South Korea): 2.60% + €0.10Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| KakaoPay Merchants in Denmark | Alipay+ Online, GCash (Philippines) and Kakao Pay (South Korea): 2.60% + DKK 0.75Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| KakaoPay Merchants in Spain | Alipay+ Online, GCash (Philippines) and Kakao Pay (South Korea): 2.60% + €0.10Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| KakaoPay Merchants anywhere in the EU | Alipay+ Online, GCash (Philippines) and Kakao Pay (South Korea): 2.60% + €0.10Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| KakaoPay Merchants in Finland | Alipay+ Online, GCash (Philippines) and Kakao Pay (South Korea): 2.60% + €0.10Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| KakaoPay Merchants in France | Alipay+ Online, GCash (Philippines) and Kakao Pay (South Korea): 2.60% + €0.10Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| KakaoPay Merchants in Italy | Alipay+ Online, GCash (Philippines) and Kakao Pay (South Korea): 2.60% + €0.10Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| KakaoPay Merchants in Luxembourg | Alipay+ Online, GCash (Philippines) and Kakao Pay (South Korea): 2.60% + €0.10Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| KakaoPay Merchants in the Netherlands | Alipay+ Online, GCash (Philippines) and Kakao Pay (South Korea): 2.60% + €0.10Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Klarna Pay Later Merchants in Norway | No price publishedRead at source on 2 October 2026 | Online |
| Klarna Pay Now Merchants in Norway | No price publishedRead at source on 2 October 2026 | Online |
| Klarna Pay Over Time Merchants in Norway | No price publishedRead at source on 2 October 2026 | Online |
| Maestro Merchants in Austria | Domestic Debit Cards: 0.60% + €0.05; Domestic Credit Cards: 0.70% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Maestro Merchants in Belgium | Domestic Debit Cards: €0.12; Domestic Credit Cards: 1.30%; Visa / Mastercard Card within EEA: 1.30%; Visa / Mastercard Cards outside EEA: 2.20%; Visa / Mastercard Business Cards: 2.20%; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Maestro Merchants in Switzerland | Domestic Debit Cards: 0.65% + CHF 0.05; Domestic Credit Cards: 0.95% + CHF 0.05; Visa / Mastercard Card within EEA: 1.50% + CHF 0.10; Visa / Mastercard Cards outside EEA: 2.50% + CHF 0.20; Visa / Mastercard Business Cards: 2.50% + CHF 0.20; Unattended scenarios: IC++ 1.50% + CHF 0.15Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Maestro Merchants in Germany | Domestic Debit Cards: 0.55% + €0.05; Domestic Credit Cards: 0.65% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Maestro Merchants in Denmark | Domestic Debit Cards: 0.60% + DKK 0.40; Domestic Credit Cards: 0.70% + DKK 0.40; Visa / Mastercard Card within EEA: 1.20% + DKK 0.40; Visa / Mastercard Cards outside EEA: 1.60% + DKK 1.20; Visa / Mastercard Business Cards: 2.50% + DKK 1.20; Unattended scenarios: IC++ 1.50% + DKK 1.00Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Maestro Merchants in Spain | Interchange plus plus, service fee excluding interchange and scheme fees: Domestic Debit Cards: 0.40%; Domestic Credit Cards: 0.40%; Visa / Mastercard Card within EEA: 0.40%; Visa / Mastercard Cards outside EEA: 0.90%; Visa / Mastercard Business Cards: 0.90%; minimum €0.04 per transaction; Unattended scenarios: IC++ 1.50% + €0.15Interchange plus plus, with minimumRead at source on 8 October 2026 | In-store |
| Maestro Merchants anywhere in the EU | Domestic Debit Cards: 0.60% + €0.05; Domestic Credit Cards: 0.70% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Maestro Merchants in Finland | Domestic Debit Cards: 0.60% + €0.05; Domestic Credit Cards: 0.70% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 9 October 2026 | In-store |
| Maestro Merchants in France | Domestic Debit Cards: 0.55% + €0.05; Domestic Credit Cards: 0.65% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Maestro Merchants in Italy | Domestic Debit Cards, Classic: 0.65%; Domestic Debit Cards, Business: 0.95%; Domestic Debit Cards, Start: 1.45%; Visa / Mastercard Card within EEA, Classic: 1.19%; Visa / Mastercard Card within EEA, Business: 0.95%; Visa / Mastercard Card within EEA, Start: 1.45%; Visa / Mastercard Cards outside EEA, Classic: 1.99%; Visa / Mastercard Cards outside EEA, Business: 1.60%; Visa / Mastercard Cards outside EEA, Start: 1.45%; Visa / Mastercard Business Cards, Classic: 1.99%; Visa / Mastercard Business Cards, Business: 2.49%; Visa / Mastercard Business Cards, Start: 1.99%; Unattended scenarios: IC++ 1.50% + €0.15Percentage, tieredRead at source on 8 October 2026 | In-store |
| Maestro Merchants in Luxembourg | Domestic Debit Cards: 0.60% + €0.05; Domestic Credit Cards: 0.70% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Maestro Merchants in the Netherlands | Domestic Debit Cards, No minimum transaction volume: €0.07; Domestic Debit Cards, Minimum monthly fee: €90 (includes 1,500 transactions, each additional transaction €0.06): €0.06; Domestic Credit Cards: 1.30%; Visa / Mastercard Card within EEA: 1.30%; Visa / Mastercard Cards outside EEA: 2.20%; Visa / Mastercard Business Cards: 2.20%; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amount, plus subscription, tieredRead at source on 9 October 2026 | In-store |
| Mastercard Merchants in Austria | Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Mastercard Merchants in Austria | Domestic Debit Cards: 0.60% + €0.05; Domestic Credit Cards: 0.70% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Mastercard Merchants in Belgium | Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Mastercard Merchants in Belgium | Domestic Debit Cards: €0.12; Domestic Credit Cards: 1.30%; Visa / Mastercard Card within EEA: 1.30%; Visa / Mastercard Cards outside EEA: 2.20%; Visa / Mastercard Business Cards: 2.20%; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Mastercard Merchants in Switzerland | Consumer Cards within EEA: 1.20% + CHF 0.20; Consumer Cards outside EEA: 3.20% + CHF 0.25; Business Cards: 3.20% + CHF 0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Mastercard Merchants in Switzerland | Domestic Debit Cards: 0.65% + CHF 0.05; Domestic Credit Cards: 0.95% + CHF 0.05; Visa / Mastercard Card within EEA: 1.50% + CHF 0.10; Visa / Mastercard Cards outside EEA: 2.50% + CHF 0.20; Visa / Mastercard Business Cards: 2.50% + CHF 0.20; Unattended scenarios: IC++ 1.50% + CHF 0.15Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Mastercard Merchants in Germany | Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Mastercard Merchants in Germany | Domestic Debit Cards: 0.55% + €0.05; Domestic Credit Cards: 0.65% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Mastercard Merchants in Denmark | Consumer Cards within EEA: 1.20% + DKK 1.50; Consumer Cards outside EEA: 3.20% + DKK 2.00; Business Cards: 3.20% + DKK 2.00Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Mastercard Merchants in Denmark | Domestic Debit Cards: 0.60% + DKK 0.40; Domestic Credit Cards: 0.70% + DKK 0.40; Visa / Mastercard Card within EEA: 1.20% + DKK 0.40; Visa / Mastercard Cards outside EEA: 1.60% + DKK 1.20; Visa / Mastercard Business Cards: 2.50% + DKK 1.20; Unattended scenarios: IC++ 1.50% + DKK 1.00Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Mastercard Merchants in Spain | Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Mastercard Merchants in Spain | Interchange plus plus, service fee excluding interchange and scheme fees: Domestic Debit Cards: 0.40%; Domestic Credit Cards: 0.40%; Visa / Mastercard Card within EEA: 0.40%; Visa / Mastercard Cards outside EEA: 0.90%; Visa / Mastercard Business Cards: 0.90%; minimum €0.04 per transaction; Unattended scenarios: IC++ 1.50% + €0.15Interchange plus plus, with minimumRead at source on 8 October 2026 | In-store |
| Mastercard Merchants anywhere in the EU | Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Mastercard Merchants anywhere in the EU | Domestic Debit Cards: 0.60% + €0.05; Domestic Credit Cards: 0.70% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Mastercard Merchants in Finland | Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Mastercard Merchants in Finland | Domestic Debit Cards: 0.60% + €0.05; Domestic Credit Cards: 0.70% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 9 October 2026 | In-store |
| Mastercard Merchants in France | Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Mastercard Merchants in France | Domestic Debit Cards: 0.55% + €0.05; Domestic Credit Cards: 0.65% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Mastercard Merchants in Italy | Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Mastercard Merchants in Italy | Domestic Debit Cards, Classic: 0.65%; Domestic Debit Cards, Business: 0.95%; Domestic Debit Cards, Start: 1.45%; Visa / Mastercard Card within EEA, Classic: 1.19%; Visa / Mastercard Card within EEA, Business: 0.95%; Visa / Mastercard Card within EEA, Start: 1.45%; Visa / Mastercard Cards outside EEA, Classic: 1.99%; Visa / Mastercard Cards outside EEA, Business: 1.60%; Visa / Mastercard Cards outside EEA, Start: 1.45%; Visa / Mastercard Business Cards, Classic: 1.99%; Visa / Mastercard Business Cards, Business: 2.49%; Visa / Mastercard Business Cards, Start: 1.99%; Unattended scenarios: IC++ 1.50% + €0.15Percentage, tieredRead at source on 8 October 2026 | In-store |
| Mastercard Merchants in Luxembourg | Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Mastercard Merchants in Luxembourg | Domestic Debit Cards: 0.60% + €0.05; Domestic Credit Cards: 0.70% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Mastercard Merchants in the Netherlands | Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Mastercard Merchants in the Netherlands | Domestic Debit Cards, No minimum transaction volume: €0.07; Domestic Debit Cards, Minimum monthly fee: €90 (includes 1,500 transactions, each additional transaction €0.06): €0.06; Domestic Credit Cards: 1.30%; Visa / Mastercard Card within EEA: 1.30%; Visa / Mastercard Cards outside EEA: 2.20%; Visa / Mastercard Business Cards: 2.20%; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amount, plus subscription, tieredRead at source on 9 October 2026 | In-store |
| Mastercard Merchants in Norway | No price publishedRead at source on 2 October 2026 | Online |
| Mastercard Debit Merchants in Austria | Domestic Debit Cards: 0.60% + €0.05; Domestic Credit Cards: 0.70% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Mastercard Debit Merchants in Belgium | Domestic Debit Cards: €0.12; Domestic Credit Cards: 1.30%; Visa / Mastercard Card within EEA: 1.30%; Visa / Mastercard Cards outside EEA: 2.20%; Visa / Mastercard Business Cards: 2.20%; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Mastercard Debit Merchants in Switzerland | Domestic Debit Cards: 0.65% + CHF 0.05; Domestic Credit Cards: 0.95% + CHF 0.05; Visa / Mastercard Card within EEA: 1.50% + CHF 0.10; Visa / Mastercard Cards outside EEA: 2.50% + CHF 0.20; Visa / Mastercard Business Cards: 2.50% + CHF 0.20; Unattended scenarios: IC++ 1.50% + CHF 0.15Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Mastercard Debit Merchants in Germany | Domestic Debit Cards: 0.55% + €0.05; Domestic Credit Cards: 0.65% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Mastercard Debit Merchants in Denmark | Domestic Debit Cards: 0.60% + DKK 0.40; Domestic Credit Cards: 0.70% + DKK 0.40; Visa / Mastercard Card within EEA: 1.20% + DKK 0.40; Visa / Mastercard Cards outside EEA: 1.60% + DKK 1.20; Visa / Mastercard Business Cards: 2.50% + DKK 1.20; Unattended scenarios: IC++ 1.50% + DKK 1.00Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Mastercard Debit Merchants in Spain | Interchange plus plus, service fee excluding interchange and scheme fees: Domestic Debit Cards: 0.40%; Domestic Credit Cards: 0.40%; Visa / Mastercard Card within EEA: 0.40%; Visa / Mastercard Cards outside EEA: 0.90%; Visa / Mastercard Business Cards: 0.90%; minimum €0.04 per transaction; Unattended scenarios: IC++ 1.50% + €0.15Interchange plus plus, with minimumRead at source on 8 October 2026 | In-store |
| Mastercard Debit Merchants anywhere in the EU | Domestic Debit Cards: 0.60% + €0.05; Domestic Credit Cards: 0.70% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Mastercard Debit Merchants in Finland | Domestic Debit Cards: 0.60% + €0.05; Domestic Credit Cards: 0.70% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 9 October 2026 | In-store |
| Mastercard Debit Merchants in France | Domestic Debit Cards: 0.55% + €0.05; Domestic Credit Cards: 0.65% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 12 October 2026 | In-store |
| Mastercard Debit Merchants in Italy | Domestic Debit Cards, Classic: 0.65%; Domestic Debit Cards, Business: 0.95%; Domestic Debit Cards, Start: 1.45%; Visa / Mastercard Card within EEA, Classic: 1.19%; Visa / Mastercard Card within EEA, Business: 0.95%; Visa / Mastercard Card within EEA, Start: 1.45%; Visa / Mastercard Cards outside EEA, Classic: 1.99%; Visa / Mastercard Cards outside EEA, Business: 1.60%; Visa / Mastercard Cards outside EEA, Start: 1.45%; Visa / Mastercard Business Cards, Classic: 1.99%; Visa / Mastercard Business Cards, Business: 2.49%; Visa / Mastercard Business Cards, Start: 1.99%; Unattended scenarios: IC++ 1.50% + €0.15Percentage, tieredRead at source on 8 October 2026 | In-store |
| Mastercard Debit Merchants in Luxembourg | Domestic Debit Cards: 0.60% + €0.05; Domestic Credit Cards: 0.70% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Mastercard Debit Merchants in the Netherlands | Domestic Debit Cards, No minimum transaction volume: €0.07; Domestic Debit Cards, Minimum monthly fee: €90 (includes 1,500 transactions, each additional transaction €0.06): €0.06; Domestic Credit Cards: 1.30%; Visa / Mastercard Card within EEA: 1.30%; Visa / Mastercard Cards outside EEA: 2.20%; Visa / Mastercard Business Cards: 2.20%; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amount, plus subscription, tieredRead at source on 9 October 2026 | In-store |
| PayPal Merchants in Austria | €0.10 + PayPal's own feesPlus the method owner’s feeRead at source on 8 October 2026 | Online |
| PayPal Merchants in Belgium | €0.10 + PayPal's own feesPlus the method owner’s feeRead at source on 8 October 2026 | Online |
| PayPal Merchants in Switzerland | €0.10 + PayPal's own feesPlus the method owner’s feeRead at source on 8 October 2026 | Online |
| PayPal Merchants in Germany | €0.10 + PayPal's own feesPlus the method owner’s feeRead at source on 8 October 2026 | Online |
| PayPal Merchants in Denmark | DKK 0.75 + PayPal's own feesPlus the method owner’s feeRead at source on 8 October 2026 | Online |
| PayPal Merchants in Spain | €0.10 + PayPal's own feesPlus the method owner’s feeRead at source on 8 October 2026 | Online |
| PayPal Merchants anywhere in the EU | €0.10 + PayPal's own feesPlus the method owner’s feeRead at source on 8 October 2026 | Online |
| PayPal Merchants in Finland | €0.10 + PayPal's own feesPlus the method owner’s feeRead at source on 8 October 2026 | Online |
| PayPal Merchants in France | €0.10 + PayPal's own feesPlus the method owner’s feeRead at source on 8 October 2026 | Online |
| PayPal Merchants in Italy | €0.10 + PayPal's own feesPlus the method owner’s feeRead at source on 8 October 2026 | Online |
| PayPal Merchants in Luxembourg | €0.10 + PayPal's own feesPlus the method owner’s feeRead at source on 8 October 2026 | Online |
| PayPal Merchants in the Netherlands | €0.10 + PayPal's own feesPlus the method owner’s feeRead at source on 8 October 2026 | Online |
| PayPal Merchants in Norway | No price publishedRead at source on 2 October 2026 | Online |
| SEPA Direct Debit Merchants in Austria | €0.35Fixed amountRead at source on 8 October 2026 | Online |
| SEPA Direct Debit Merchants in Belgium | €0.35Fixed amountRead at source on 8 October 2026 | Online |
| SEPA Direct Debit Merchants in Switzerland | €0.35Fixed amountRead at source on 8 October 2026 | Online |
| SEPA Direct Debit Merchants in Germany | €0.35Fixed amountRead at source on 8 October 2026 | Online |
| SEPA Direct Debit Merchants in Denmark | €0.35Fixed amountRead at source on 8 October 2026 | Online |
| SEPA Direct Debit Merchants in Spain | €0.35Fixed amountRead at source on 8 October 2026 | Online |
| SEPA Direct Debit Merchants anywhere in the EU | €0.35Fixed amountRead at source on 9 October 2026 | Online |
| SEPA Direct Debit Merchants in Finland | €0.35Fixed amountRead at source on 8 October 2026 | Online |
| SEPA Direct Debit Merchants in France | €0.35Fixed amountRead at source on 8 October 2026 | Online |
| SEPA Direct Debit Merchants in Italy | €0.35Fixed amountRead at source on 8 October 2026 | Online |
| SEPA Direct Debit Merchants in Luxembourg | €0.35Fixed amountRead at source on 8 October 2026 | Online |
| SEPA Direct Debit Merchants in the Netherlands | €0.35Fixed amountRead at source on 8 October 2026 | Online |
| Trustly Merchants in Austria | 1.50% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Trustly Merchants in Belgium | 1.50% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Trustly Merchants in Switzerland | 1.50% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Trustly Merchants in Germany | 1.50% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Trustly Merchants in Denmark | 1.50% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Trustly Merchants in Spain | 1.50% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Trustly Merchants anywhere in the EU | 1.50% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Trustly Merchants in Finland | 1.50% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Trustly Merchants in France | 1.50% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Trustly Merchants in Italy | 1.50% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Trustly Merchants in Luxembourg | 1.50% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Trustly Merchants in the Netherlands | 1.50% + €0.20Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Trustly Merchants in Norway | No price publishedRead at source on 2 October 2026 | Online |
| UnionPay Merchants in Austria | 2.80% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| UnionPay Merchants in Belgium | 2.80% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| UnionPay Merchants in Switzerland | 2.80% + CHF 0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| UnionPay Merchants in Germany | 2.80% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| UnionPay Merchants in Denmark | 2.80% + DKK 2.00Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| UnionPay Merchants in Spain | 2.80% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| UnionPay Merchants anywhere in the EU | 2.80% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| UnionPay Merchants in Finland | 2.80% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| UnionPay Merchants in France | 2.80% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| UnionPay Merchants in Italy | 2.80% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| UnionPay Merchants in Luxembourg | 2.80% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| UnionPay Merchants in the Netherlands | 2.80% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| UnionPay Merchants in Norway | No price publishedRead at source on 2 October 2026 | Online |
| V PAY Merchants in Austria | Domestic Debit Cards: 0.60% + €0.05; Domestic Credit Cards: 0.70% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| V PAY Merchants in Belgium | Domestic Debit Cards: €0.12; Domestic Credit Cards: 1.30%; Visa / Mastercard Card within EEA: 1.30%; Visa / Mastercard Cards outside EEA: 2.20%; Visa / Mastercard Business Cards: 2.20%; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| V PAY Merchants in Switzerland | Domestic Debit Cards: 0.65% + CHF 0.05; Domestic Credit Cards: 0.95% + CHF 0.05; Visa / Mastercard Card within EEA: 1.50% + CHF 0.10; Visa / Mastercard Cards outside EEA: 2.50% + CHF 0.20; Visa / Mastercard Business Cards: 2.50% + CHF 0.20; Unattended scenarios: IC++ 1.50% + CHF 0.15Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| V PAY Merchants in Germany | Domestic Debit Cards: 0.55% + €0.05; Domestic Credit Cards: 0.65% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| V PAY Merchants in Denmark | Domestic Debit Cards: 0.60% + DKK 0.40; Domestic Credit Cards: 0.70% + DKK 0.40; Visa / Mastercard Card within EEA: 1.20% + DKK 0.40; Visa / Mastercard Cards outside EEA: 1.60% + DKK 1.20; Visa / Mastercard Business Cards: 2.50% + DKK 1.20; Unattended scenarios: IC++ 1.50% + DKK 1.00Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| V PAY Merchants in Spain | Interchange plus plus, service fee excluding interchange and scheme fees: Domestic Debit Cards: 0.40%; Domestic Credit Cards: 0.40%; Visa / Mastercard Card within EEA: 0.40%; Visa / Mastercard Cards outside EEA: 0.90%; Visa / Mastercard Business Cards: 0.90%; minimum €0.04 per transaction; Unattended scenarios: IC++ 1.50% + €0.15Interchange plus plus, with minimumRead at source on 8 October 2026 | In-store |
| V PAY Merchants anywhere in the EU | Domestic Debit Cards: 0.60% + €0.05; Domestic Credit Cards: 0.70% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| V PAY Merchants in Finland | Domestic Debit Cards: 0.60% + €0.05; Domestic Credit Cards: 0.70% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 9 October 2026 | In-store |
| V PAY Merchants in France | Domestic Debit Cards: 0.55% + €0.05; Domestic Credit Cards: 0.65% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| V PAY Merchants in Italy | Domestic Debit Cards, Classic: 0.65%; Domestic Debit Cards, Business: 0.95%; Domestic Debit Cards, Start: 1.45%; Visa / Mastercard Card within EEA, Classic: 1.19%; Visa / Mastercard Card within EEA, Business: 0.95%; Visa / Mastercard Card within EEA, Start: 1.45%; Visa / Mastercard Cards outside EEA, Classic: 1.99%; Visa / Mastercard Cards outside EEA, Business: 1.60%; Visa / Mastercard Cards outside EEA, Start: 1.45%; Visa / Mastercard Business Cards, Classic: 1.99%; Visa / Mastercard Business Cards, Business: 2.49%; Visa / Mastercard Business Cards, Start: 1.99%; Unattended scenarios: IC++ 1.50% + €0.15Percentage, tieredRead at source on 8 October 2026 | In-store |
| V PAY Merchants in Luxembourg | Domestic Debit Cards: 0.60% + €0.05; Domestic Credit Cards: 0.70% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| V PAY Merchants in the Netherlands | Domestic Debit Cards, No minimum transaction volume: €0.07; Domestic Debit Cards, Minimum monthly fee: €90 (includes 1,500 transactions, each additional transaction €0.06): €0.06; Domestic Credit Cards: 1.30%; Visa / Mastercard Card within EEA: 1.30%; Visa / Mastercard Cards outside EEA: 2.20%; Visa / Mastercard Business Cards: 2.20%; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amount, plus subscription, tieredRead at source on 9 October 2026 | In-store |
| Visa Merchants in Austria | Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Visa Merchants in Austria | Domestic Debit Cards: 0.60% + €0.05; Domestic Credit Cards: 0.70% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Visa Merchants in Belgium | Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Visa Merchants in Belgium | Domestic Debit Cards: €0.12; Domestic Credit Cards: 1.30%; Visa / Mastercard Card within EEA: 1.30%; Visa / Mastercard Cards outside EEA: 2.20%; Visa / Mastercard Business Cards: 2.20%; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Visa Merchants in Switzerland | Consumer Cards within EEA: 1.20% + CHF 0.20; Consumer Cards outside EEA: 3.20% + CHF 0.25; Business Cards: 3.20% + CHF 0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Visa Merchants in Switzerland | Domestic Debit Cards: 0.65% + CHF 0.05; Domestic Credit Cards: 0.95% + CHF 0.05; Visa / Mastercard Card within EEA: 1.50% + CHF 0.10; Visa / Mastercard Cards outside EEA: 2.50% + CHF 0.20; Visa / Mastercard Business Cards: 2.50% + CHF 0.20; Unattended scenarios: IC++ 1.50% + CHF 0.15Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Visa Merchants in Germany | Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Visa Merchants in Germany | Domestic Debit Cards: 0.55% + €0.05; Domestic Credit Cards: 0.65% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Visa Merchants in Denmark | Consumer Cards within EEA: 1.20% + DKK 1.50; Consumer Cards outside EEA: 3.20% + DKK 2.00; Business Cards: 3.20% + DKK 2.00Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Visa Merchants in Denmark | Domestic Debit Cards: 0.60% + DKK 0.40; Domestic Credit Cards: 0.70% + DKK 0.40; Visa / Mastercard Card within EEA: 1.20% + DKK 0.40; Visa / Mastercard Cards outside EEA: 1.60% + DKK 1.20; Visa / Mastercard Business Cards: 2.50% + DKK 1.20; Unattended scenarios: IC++ 1.50% + DKK 1.00Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Visa Merchants in Spain | Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Visa Merchants in Spain | Interchange plus plus, service fee excluding interchange and scheme fees: Domestic Debit Cards: 0.40%; Domestic Credit Cards: 0.40%; Visa / Mastercard Card within EEA: 0.40%; Visa / Mastercard Cards outside EEA: 0.90%; Visa / Mastercard Business Cards: 0.90%; minimum €0.04 per transaction; Unattended scenarios: IC++ 1.50% + €0.15Interchange plus plus, with minimumRead at source on 8 October 2026 | In-store |
| Visa Merchants anywhere in the EU | Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Visa Merchants anywhere in the EU | Domestic Debit Cards: 0.60% + €0.05; Domestic Credit Cards: 0.70% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Visa Merchants in Finland | Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Visa Merchants in Finland | Domestic Debit Cards: 0.60% + €0.05; Domestic Credit Cards: 0.70% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 9 October 2026 | In-store |
| Visa Merchants in France | Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Visa Merchants in France | Domestic Debit Cards: 0.55% + €0.05; Domestic Credit Cards: 0.65% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Visa Merchants in Italy | Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Visa Merchants in Italy | Domestic Debit Cards, Classic: 0.65%; Domestic Debit Cards, Business: 0.95%; Domestic Debit Cards, Start: 1.45%; Visa / Mastercard Card within EEA, Classic: 1.19%; Visa / Mastercard Card within EEA, Business: 0.95%; Visa / Mastercard Card within EEA, Start: 1.45%; Visa / Mastercard Cards outside EEA, Classic: 1.99%; Visa / Mastercard Cards outside EEA, Business: 1.60%; Visa / Mastercard Cards outside EEA, Start: 1.45%; Visa / Mastercard Business Cards, Classic: 1.99%; Visa / Mastercard Business Cards, Business: 2.49%; Visa / Mastercard Business Cards, Start: 1.99%; Unattended scenarios: IC++ 1.50% + €0.15Percentage, tieredRead at source on 8 October 2026 | In-store |
| Visa Merchants in Luxembourg | Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Visa Merchants in Luxembourg | Domestic Debit Cards: 0.60% + €0.05; Domestic Credit Cards: 0.70% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Visa Merchants in the Netherlands | Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| Visa Merchants in the Netherlands | Domestic Debit Cards, No minimum transaction volume: €0.07; Domestic Debit Cards, Minimum monthly fee: €90 (includes 1,500 transactions, each additional transaction €0.06): €0.06; Domestic Credit Cards: 1.30%; Visa / Mastercard Card within EEA: 1.30%; Visa / Mastercard Cards outside EEA: 2.20%; Visa / Mastercard Business Cards: 2.20%; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amount, plus subscription, tieredRead at source on 9 October 2026 | In-store |
| Visa Merchants in Norway | No price publishedRead at source on 2 October 2026 | Online |
| Visa Debit Merchants in Austria | Domestic Debit Cards: 0.60% + €0.05; Domestic Credit Cards: 0.70% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Visa Debit Merchants in Belgium | Domestic Debit Cards: €0.12; Domestic Credit Cards: 1.30%; Visa / Mastercard Card within EEA: 1.30%; Visa / Mastercard Cards outside EEA: 2.20%; Visa / Mastercard Business Cards: 2.20%; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Visa Debit Merchants in Switzerland | Domestic Debit Cards: 0.65% + CHF 0.05; Domestic Credit Cards: 0.95% + CHF 0.05; Visa / Mastercard Card within EEA: 1.50% + CHF 0.10; Visa / Mastercard Cards outside EEA: 2.50% + CHF 0.20; Visa / Mastercard Business Cards: 2.50% + CHF 0.20; Unattended scenarios: IC++ 1.50% + CHF 0.15Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Visa Debit Merchants in Germany | Domestic Debit Cards: 0.55% + €0.05; Domestic Credit Cards: 0.65% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Visa Debit Merchants in Denmark | Domestic Debit Cards: 0.60% + DKK 0.40; Domestic Credit Cards: 0.70% + DKK 0.40; Visa / Mastercard Card within EEA: 1.20% + DKK 0.40; Visa / Mastercard Cards outside EEA: 1.60% + DKK 1.20; Visa / Mastercard Business Cards: 2.50% + DKK 1.20; Unattended scenarios: IC++ 1.50% + DKK 1.00Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Visa Debit Merchants in Spain | Interchange plus plus, service fee excluding interchange and scheme fees: Domestic Debit Cards: 0.40%; Domestic Credit Cards: 0.40%; Visa / Mastercard Card within EEA: 0.40%; Visa / Mastercard Cards outside EEA: 0.90%; Visa / Mastercard Business Cards: 0.90%; minimum €0.04 per transaction; Unattended scenarios: IC++ 1.50% + €0.15Interchange plus plus, with minimumRead at source on 8 October 2026 | In-store |
| Visa Debit Merchants anywhere in the EU | Domestic Debit Cards: 0.60% + €0.05; Domestic Credit Cards: 0.70% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Visa Debit Merchants in Finland | Domestic Debit Cards: 0.60% + €0.05; Domestic Credit Cards: 0.70% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 9 October 2026 | In-store |
| Visa Debit Merchants in France | Domestic Debit Cards: 0.55% + €0.05; Domestic Credit Cards: 0.65% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 12 October 2026 | In-store |
| Visa Debit Merchants in Italy | Domestic Debit Cards, Classic: 0.65%; Domestic Debit Cards, Business: 0.95%; Domestic Debit Cards, Start: 1.45%; Visa / Mastercard Card within EEA, Classic: 1.19%; Visa / Mastercard Card within EEA, Business: 0.95%; Visa / Mastercard Card within EEA, Start: 1.45%; Visa / Mastercard Cards outside EEA, Classic: 1.99%; Visa / Mastercard Cards outside EEA, Business: 1.60%; Visa / Mastercard Cards outside EEA, Start: 1.45%; Visa / Mastercard Business Cards, Classic: 1.99%; Visa / Mastercard Business Cards, Business: 2.49%; Visa / Mastercard Business Cards, Start: 1.99%; Unattended scenarios: IC++ 1.50% + €0.15Percentage, tieredRead at source on 8 October 2026 | In-store |
| Visa Debit Merchants in Luxembourg | Domestic Debit Cards: 0.60% + €0.05; Domestic Credit Cards: 0.70% + €0.05; Visa / Mastercard Card within EEA: 1.20% + €0.05; Visa / Mastercard Cards outside EEA: 1.60% + €0.15; Visa / Mastercard Business Cards: 2.50% + €0.15; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amountRead at source on 8 October 2026 | In-store |
| Visa Debit Merchants in the Netherlands | Domestic Debit Cards, No minimum transaction volume: €0.07; Domestic Debit Cards, Minimum monthly fee: €90 (includes 1,500 transactions, each additional transaction €0.06): €0.06; Domestic Credit Cards: 1.30%; Visa / Mastercard Card within EEA: 1.30%; Visa / Mastercard Cards outside EEA: 2.20%; Visa / Mastercard Business Cards: 2.20%; Unattended scenarios: IC++ 1.50% + €0.15Percentage plus fixed amount, plus subscription, tieredRead at source on 9 October 2026 | In-store |
| WeChat Pay Merchants in Austria | 1.60% + €0.10Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| WeChat Pay Merchants in Belgium | 1.60% + €0.10Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| WeChat Pay Merchants in Switzerland | 1.60% + CHF 0.10Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| WeChat Pay Merchants in Germany | 1.60% + €0.10Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| WeChat Pay Merchants in Denmark | 1.60% + DKK 0.75Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| WeChat Pay Merchants in Spain | 1.60% + €0.10Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| WeChat Pay Merchants anywhere in the EU | 1.60% + €0.10Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| WeChat Pay Merchants in Finland | 1.60% + €0.10Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| WeChat Pay Merchants in France | 1.60% + €0.10Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| WeChat Pay Merchants in Italy | 1.60% + €0.10Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| WeChat Pay Merchants in Luxembourg | 1.60% + €0.10Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| WeChat Pay Merchants in the Netherlands | 1.60% + €0.10Percentage plus fixed amountRead at source on 8 October 2026 | Online |
| WeChat Pay Merchants in Norway | No price publishedRead at source on 2 October 2026 | Online |
Source: EcomStream, Retail Payment Methods Transparency Index, ecomstream.eu/payment-methods-transparency-index. Read at source between 2 October 2026 and 12 October 2026. A provider that believes a row is wrong can write to index@ecomstream.nl. Every reported correction is checked at the source.
Retail Payment Methods Transparency Index
Questions about YabandPay fees
What does YabandPay charge for eps?
YabandPay publishes 1.50% + €0.20 for eps (Austria, online), read at source on 8 October 2026. That is the published rate; what a merchant pays is set in the quoted rate.
What does YabandPay charge for card payments?
YabandPay publishes for card payments (Austria, online): Visa, Mastercard: Consumer Cards within EEA: 1.20% + €0.20; Consumer Cards outside EEA: 3.20% + €0.25; Business Cards: 3.20% + €0.25. That is the published rate; what a merchant pays is set in the quoted rate.
For which payment methods does YabandPay publish no price?
YabandPay publishes a price for every payment method it offers in the index (Austria, online).
Your rate
A published rate is the starting point, not the outcome
For a merchant with volume the published list is where the negotiation starts. The quoted rate decides what reaches your statement: the percentage and the fixed fee per transaction, the surcharges for international cards and currency conversion, how the rate is built for each payment method, and the terms on payouts, chargebacks and refunds. Two merchants with the same payment mix can be on the same list and pay different amounts.
EcomStream reviews a contract with YabandPay on merchant mandate against what the market quotes for comparable volume and payment mix, and renegotiates it, without a change of provider, on a no cure no pay basis. Start with cutting your PSP costs, or run the payment set-up check on your own figures first.