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Airwallex fees per payment method: the prices Airwallex publishes

Every price Airwallex publishes for merchants established in Europe, in one table: per payment method, country of establishment and channel, with the date each price was read. Choose your country and channel, and the table also shows the methods Airwallex offers without a published price. A published rate is a list rate: what you actually pay is set in your quoted rate and your contract.

Retail Payment Methods Transparency Index

Airwallex fees by country and channel

Airwallex stands in the index with 32 payment methods for merchants established in Europe, and publishes a price for 9 of them.

Each rate is shown as Airwallex prints it; the method name links to the page about that method and the date links to the page the rate was read on. A published rate is a list rate: what a merchant actually pays is stated in the quoted rate and the contract.

Payment methodPublished priceChannel
Afterpay Merchants in the United KingdomNo price publishedRead at source on 20 September 2026Online
Alipay Merchants anywhere in the EUNo price publishedRead at source on 12 October 2026Online
Alipay Merchants in the United KingdomNo price publishedRead at source on 20 September 2026Online
American Express Merchants anywhere in the EU2.40% + €0.25 (same on Explore, Grow and Accelerate); Explore: €0 or €19/month (€0/month with a deposit of at least €10k per month or a minimum balance of €10k); Grow: €49/month; Accelerate: custom pricing; monthly fee charged per business legal entityPercentage plus fixed amount, plus subscriptionRead at source on 8 October 2026Online
American Express Merchants in France2.40% + €0.25 (same on Explore, Grow and Accelerate); Explore: €0 or €19/month (€0/month with a deposit of at least €10,000 per month or a minimum balance of €10,000); Grow: €49/month; Accelerate: on quotation; monthly fee charged per business legal entityPercentage plus fixed amount, plus subscriptionRead at source on 28 September 2026Online
American Express Merchants in the United Kingdom2.40%; plus gateway fee £0.20 per attempted or actual transaction; Explore: £19 or £0 per month; Grow: £49 per month; Accelerate: custom pricingProcessing fee + Percentage, plus subscriptionRead at source on 12 October 2026Online
American Express Merchants in the Netherlands2.40% + €0.25 (same on Explore, Grow and Accelerate); Explore: €0 or €19/month (€0/month with a deposit of at least €10k per month or a minimum balance of €10k); Grow: €49/month; Accelerate: custom price (Op maat); monthly fee charged per business legal entityPercentage plus fixed amount, plus subscriptionRead at source on 9 October 2026Online
American Express Merchants in NorwayNo price publishedRead at source on 2 October 2026Online
Apple Pay Merchants anywhere in the EUFrom 1.30% + €0.25Percentage plus fixed amountRead at source on 8 October 2026Online
Apple Pay Merchants in the United KingdomNo price publishedRead at source on 12 October 2026Online
Apple Pay Merchants in the United KingdomNo price publishedRead at source on 12 October 2026In-store
Apple Pay Merchants in NorwayNo price publishedRead at source on 2 October 2026Online
Bacs Direct Debit Merchants anywhere in the EUNo price publishedRead at source on 12 October 2026Online
Bacs Direct Debit Merchants in the United KingdomNo price publishedRead at source on 17 September 2026Online
Bancontact Merchants anywhere in the EUNo price publishedRead at source on 12 October 2026Online
Bancontact Merchants in the United KingdomNo price publishedRead at source on 20 September 2026Online
BLIK Merchants anywhere in the EUNo price publishedRead at source on 12 October 2026Online
BLIK Merchants in the United KingdomNo price publishedRead at source on 20 September 2026Online
Clearpay Merchants in the United KingdomNo price publishedRead at source on 17 September 2026Online
Diners Club Merchants anywhere in the EUNo price publishedRead at source on 12 October 2026Online
Diners Club Merchants in FranceEEA cards (Diners, Discover) 1.30% per Transaction; UK cards (Diners, Discover) 2.40% per Transaction; International cards (Diners, Discover) 3.15% per Transaction; plus Gateway Fee (incl. fraud & 3DS) €0.25 per attempted or actual TransactionProcessing fee + PercentageRead at source on 12 October 2026Online
Diners Club Merchants in the United KingdomUK cards: 1.30%; EEA cards: 2.40%; international cards: 3.15%; plus gateway fee £0.20 per attempted or actual transaction; Explore: £19 or £0 per month; Grow: £49 per month; Accelerate: custom pricingProcessing fee + Percentage, plus subscriptionRead at source on 12 October 2026Online
Diners Club Merchants in NorwayNo price publishedRead at source on 2 October 2026Online
Discover Merchants anywhere in the EUNo price publishedRead at source on 12 October 2026Online
Discover Merchants in FranceEEA cards (Diners, Discover) 1.30% per Transaction; UK cards (Diners, Discover) 2.40% per Transaction; International cards (Diners, Discover) 3.15% per Transaction; plus Gateway Fee (incl. fraud & 3DS) €0.25 per attempted or actual TransactionProcessing fee + PercentageRead at source on 12 October 2026Online
Discover Merchants in the United KingdomUK cards: 1.30%; EEA cards: 2.40%; international cards: 3.15%; plus gateway fee £0.20 per attempted or actual transaction; Explore: £19 or £0 per month; Grow: £49 per month; Accelerate: custom pricingProcessing fee + Percentage, plus subscriptionRead at source on 12 October 2026Online
Discover Merchants in NorwayNo price publishedRead at source on 2 October 2026Online
eps Merchants anywhere in the EUNo price publishedRead at source on 12 October 2026Online
eps Merchants in the United KingdomNo price publishedRead at source on 20 September 2026Online
Google Pay Merchants anywhere in the EUFrom 1.30% + €0.25Percentage plus fixed amountRead at source on 8 October 2026Online
Google Pay Merchants in the United KingdomNo price publishedRead at source on 12 October 2026Online
Google Pay Merchants in the United KingdomNo price publishedRead at source on 12 October 2026In-store
Google Pay Merchants in NorwayNo price publishedRead at source on 2 October 2026Online
GrabPay Merchants anywhere in the EUNo price publishedRead at source on 12 October 2026Online
GrabPay Merchants in the NetherlandsNo price publishedRead at source on 12 October 2026Online
iDEAL Merchants anywhere in the EUNo price publishedRead at source on 12 October 2026Online
iDEAL Merchants in the United KingdomNo price publishedRead at source on 20 September 2026Online
iDEAL Merchants in the NetherlandsNo price publishedRead at source on 7 October 2026Online
KakaoPay Merchants anywhere in the EUNo price publishedRead at source on 12 October 2026Online
KakaoPay Merchants in the United KingdomNo price publishedRead at source on 20 September 2026Online
Klarna Pay Later Merchants anywhere in the EUNo price publishedRead at source on 8 October 2026Online
Klarna Pay Later Merchants in the United KingdomNo price publishedRead at source on 14 September 2026Online
Klarna Pay Now Merchants in SwitzerlandNo price publishedRead at source on 22 September 2026Online
Klarna Pay Now Merchants anywhere in the EUNo price publishedRead at source on 12 October 2026Online
Klarna Pay Now Merchants in the United KingdomNo price publishedRead at source on 17 September 2026Online
Klarna Pay Over Time Merchants anywhere in the EUNo price publishedRead at source on 8 October 2026Online
Klarna Pay Over Time Merchants in the United KingdomNo price publishedRead at source on 14 September 2026Online
Konbini Merchants in the United KingdomNo price publishedRead at source on 20 September 2026Online
Mastercard Merchants anywhere in the EUEEA consumer cards: 1.30% + €0.25; EEA commercial cards and international cards: 3.15% + €0.25 (same on Explore, Grow and Accelerate); Explore: €0 or €19/month (€0/month with a deposit of at least €10k per month or a minimum balance of €10k); Grow: €49/month; Accelerate: custom pricing; monthly fee charged per business legal entityPercentage plus fixed amount, plus subscriptionRead at source on 8 October 2026Online
Mastercard Merchants in FranceEEA consumer cards, Visa and Mastercard: 1.30%; all other cards, Visa and Mastercard: 3.15%; plus gateway fee (incl. fraud and 3DS): €0.25 per attempted or actual transactionProcessing fee + PercentageRead at source on 12 October 2026Online
Mastercard Merchants in the United KingdomUK cards (Visa, Mastercard, Diners and Discover): 1.30%; EEA cards: 2.40%; international cards: 3.15%; plus gateway fee (incl. fraud and 3DS) £0.20 per attempted or actual transaction; Explore: £19 or £0 per month; Grow: £49 per month; Accelerate: custom pricingProcessing fee + Percentage, plus subscriptionRead at source on 12 October 2026Online
Mastercard Merchants in the NetherlandsEEA consumer cards, Visa and Mastercard: 1.30% + €0.25; EEA business cards and international cards, Visa and Mastercard: 3.15% + €0.25 (same on Explore, Grow and Accelerate); Explore: €0 or €19/month (€0/month with a deposit of at least €10k per month or a minimum balance of €10k); Grow: €49/month; Accelerate: custom price (Op maat); monthly fee charged per business legal entityPercentage plus fixed amount, plus subscriptionRead at source on 9 October 2026Online
Mastercard Merchants in NorwayNo price publishedRead at source on 2 October 2026Online
MB WAY Merchants anywhere in the EUNo price publishedRead at source on 8 October 2026Online
MB WAY Merchants in the United KingdomNo price publishedRead at source on 20 September 2026Online
Multibanco Merchants anywhere in the EUNo price publishedRead at source on 12 October 2026Online
Multibanco Merchants in the United KingdomNo price publishedRead at source on 20 September 2026Online
Pay-easy Merchants anywhere in the EUNo price publishedRead at source on 12 October 2026Online
Pay-easy Merchants in the United KingdomNo price publishedRead at source on 20 September 2026Online
PayNow Merchants anywhere in the EUNo price publishedRead at source on 12 October 2026Online
PayNow Merchants in the United KingdomNo price publishedRead at source on 20 September 2026Online
PayPal Merchants anywhere in the EUNo price publishedRead at source on 12 October 2026Online
paysafecard Merchants anywhere in the EUNo price publishedRead at source on 12 October 2026Online
paysafecard Merchants in the United KingdomNo price publishedRead at source on 17 September 2026Online
Przelewy24 Merchants anywhere in the EUNo price publishedRead at source on 12 October 2026Online
Przelewy24 Merchants in the United KingdomNo price publishedRead at source on 20 September 2026Online
SEPA Direct Debit Merchants anywhere in the EUNo price publishedRead at source on 12 October 2026Online
SEPA Direct Debit Merchants in the United KingdomNo price publishedRead at source on 17 September 2026Online
Trustly Merchants anywhere in the EUNo price publishedRead at source on 12 October 2026Online
Trustly Merchants in the United KingdomNo price publishedRead at source on 17 September 2026Online
UnionPay Merchants anywhere in the EU3.15% + €0.25 (same on Explore, Grow and Accelerate); Explore: €0 or €19/month (€0/month with a deposit of at least €10k per month or a minimum balance of €10k); Grow: €49/month; Accelerate: custom pricing; monthly fee charged per business legal entityPercentage plus fixed amount, plus subscriptionRead at source on 8 October 2026Online
UnionPay Merchants in France3.15% + €0.25 (same on Explore, Grow and Accelerate); Explore: €0 or €19/month (€0/month with a deposit of at least €10,000 per month or a minimum balance of €10,000); Grow: €49/month; Accelerate: on quotation; monthly fee charged per business legal entityPercentage plus fixed amount, plus subscriptionRead at source on 28 September 2026Online
UnionPay Merchants in the United KingdomInternational cards: 3.15%; plus gateway fee £0.20 per attempted or actual transaction; Explore: £19 or £0 per month; Grow: £49 per month; Accelerate: custom pricingProcessing fee + Percentage, plus subscriptionRead at source on 12 October 2026Online
UnionPay Merchants in the Netherlands3.15% + €0.25 (same on Explore, Grow and Accelerate); Explore: €0 or €19/month (€0/month with a deposit of at least €10k per month or a minimum balance of €10k); Grow: €49/month; Accelerate: custom price (Op maat); monthly fee charged per business legal entityPercentage plus fixed amount, plus subscriptionRead at source on 9 October 2026Online
Visa Merchants anywhere in the EUEEA consumer cards: 1.30% + €0.25; EEA commercial cards and international cards: 3.15% + €0.25 (same on Explore, Grow and Accelerate); Explore: €0 or €19/month (€0/month with a deposit of at least €10k per month or a minimum balance of €10k); Grow: €49/month; Accelerate: custom pricing; monthly fee charged per business legal entityPercentage plus fixed amount, plus subscriptionRead at source on 8 October 2026Online
Visa Merchants in FranceEEA consumer cards, Visa and Mastercard: 1.30%; all other cards, Visa and Mastercard: 3.15%; plus gateway fee (incl. fraud and 3DS): €0.25 per attempted or actual transactionProcessing fee + PercentageRead at source on 12 October 2026Online
Visa Merchants in the United KingdomUK cards (Visa, Mastercard, Diners and Discover): 1.30%; EEA cards: 2.40%; international cards: 3.15%; plus gateway fee (incl. fraud and 3DS) £0.20 per attempted or actual transaction; Explore: £19 or £0 per month; Grow: £49 per month; Accelerate: custom pricingProcessing fee + Percentage, plus subscriptionRead at source on 12 October 2026Online
Visa Merchants in the NetherlandsEEA consumer cards, Visa and Mastercard: 1.30% + €0.25; EEA business cards and international cards, Visa and Mastercard: 3.15% + €0.25 (same on Explore, Grow and Accelerate); Explore: €0 or €19/month (€0/month with a deposit of at least €10k per month or a minimum balance of €10k); Grow: €49/month; Accelerate: custom price (Op maat); monthly fee charged per business legal entityPercentage plus fixed amount, plus subscriptionRead at source on 9 October 2026Online
Visa Merchants in NorwayNo price publishedRead at source on 2 October 2026Online
WeChat Pay Merchants anywhere in the EUNo price publishedRead at source on 12 October 2026Online
WeChat Pay Merchants in France2.00% per Transaction, plus Gateway Fee (incl. fraud & 3DS) €0.25 per attempted or actual TransactionProcessing fee + PercentageRead at source on 12 October 2026Online
WeChat Pay Merchants in the United KingdomNo price publishedRead at source on 20 September 2026Online
WeChat Pay Merchants in the NetherlandsNo price publishedRead at source on 12 October 2026Online
Compare Airwallex with other providers in the indexChoose your own country, channel and payment method

All providers in the index

Source: EcomStream, Retail Payment Methods Transparency Index, ecomstream.eu/payment-methods-transparency-index. Read at source between 14 September 2026 and 12 October 2026. A provider that believes a row is wrong can write to index@ecomstream.nl. Every reported correction is checked at the source.

Retail Payment Methods Transparency Index

Questions about Airwallex fees

What does Airwallex charge for card payments?

Airwallex publishes for card payments (United Kingdom, online): Visa, Mastercard: UK cards (Visa, Mastercard, Diners and Discover): 1.30%; EEA cards: 2.40%; international cards: 3.15%; plus gateway fee (incl. fraud and 3DS) £0.20 per attempted or actual transaction; Explore: £19 or £0 per month; Grow: £49 per month; Accelerate: custom pricing. That is the published rate; what a merchant pays is set in the quoted rate.

For which payment methods does Airwallex publish no price?

Airwallex offers these payment methods without a published price (United Kingdom, online): Afterpay, Alipay, Apple Pay, Bacs Direct Debit, Bancontact, BLIK, Clearpay, eps, Google Pay, iDEAL, KakaoPay, Klarna Pay Later, Klarna Pay Now, Klarna Pay Over Time, Konbini, MB WAY, Multibanco, Pay-easy, PayNow, paysafecard, Przelewy24, SEPA Direct Debit, Trustly, WeChat Pay.

Your rate

A published rate is the starting point, not the outcome

For a merchant with volume the published list is where the negotiation starts. The quoted rate decides what reaches your statement: the percentage and the fixed fee per transaction, the surcharges for international cards and currency conversion, how the rate is built for each payment method, and the terms on payouts, chargebacks and refunds. Two merchants with the same payment mix can be on the same list and pay different amounts.

EcomStream reviews a contract with Airwallex on merchant mandate against what the market quotes for comparable volume and payment mix, and renegotiates it, without a change of provider, on a no cure no pay basis. Start with cutting your PSP costs, or run the payment set-up check on your own figures first.