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Fiserv (Clover) fees per payment method: the prices Fiserv (Clover) publishes

Every price Fiserv (Clover) publishes for merchants established in Europe, in one table: per payment method, country of establishment and channel, with the date each price was read. Choose your country and channel, and the table also shows the methods Fiserv (Clover) offers without a published price. A published rate is a list rate: what you actually pay is set in your quoted rate and your contract.

Retail Payment Methods Transparency Index

Fiserv (Clover) fees by country and channel

Fiserv (Clover) stands in the index with 28 payment methods for merchants established in Europe, and publishes a price for 16 of them.

Each rate is shown as Fiserv (Clover) prints it; the method name links to the page about that method and the date links to the page the rate was read on. A published rate is a list rate: what a merchant actually pays is stated in the quoted rate and the contract.

Payment methodPublished priceChannel
Alipay Merchants in BelgiumNo price publishedRead at source on 20 September 2026Online
Alipay Merchants in the NetherlandsNo price publishedRead at source on 20 September 2026Online
American Express Merchants in BelgiumNo price publishedRead at source on 7 October 2026Online
American Express Merchants in GermanyNo price publishedRead at source on 20 September 2026Online
American Express Merchants in GermanyNo price publishedRead at source on 20 September 2026In-store
American Express Merchants in the United KingdomAIB Merchant Services: No price publishedRead at source on 7 October 2026Online and in-store
American Express Merchants in IrelandAIB Merchant Services: No price publishedRead at source on 7 October 2026Online
American Express Merchants in the NetherlandsAmerican Express's own fees under your own agreement + €0.15; monthly service fee (webshop) €9.95Plus the method owner’s fee, plus subscriptionRead at source on 29 September 2026Online
American Express Merchants in the Netherlands1.90%; minimum fee per credit card transaction €0.41; monthly service fee (physical location) €8.75Percentage, plus subscription, with minimumRead at source on 28 September 2026In-store
American Express Merchants in PolandNo price publishedRead at source on 28 September 2026Online
Apple Pay Merchants in BelgiumNo price publishedRead at source on 7 October 2026Online
Apple Pay Merchants in GermanyNo price publishedRead at source on 7 October 2026Online
Apple Pay Merchants in GermanyNo price publishedRead at source on 20 September 2026In-store
Apple Pay Merchants in the United KingdomAIB Merchant Services: No price publishedRead at source on 7 October 2026Online
Apple Pay Merchants in IrelandAIB Merchant Services: No price publishedRead at source on 7 October 2026Online
Apple Pay Merchants in the NetherlandsThe rate of the card used applies (Google Pay & Apple Pay: Depending on the payment card), per the webshop card rates on the same page: Maestro Domestic 1.40% + €0.155; V PAY Domestic 1.40% + €0.15; Maestro International 1.50% + €0.155; V PAY International 1.50% + €0.15; Debit Mastercard Domestic 1.40% + €0.155; Visa Debit Domestic 1.40% + €0.15; Debit Mastercard International 1.50% + €0.155; Visa Debit International 1.50% + €0.15; Mastercard credit card 2.40% + €0.155; Visa credit card 2.40% + €0.15; American Express: Amex fee + €0.15; UnionPay and JCB 2.95%; Diners and Discover 2.85% + €0.15; monthly service fee (webshop) €9.95Percentage plus fixed amount, plus subscriptionRead at source on 8 October 2026Online
Apple Pay Merchants in the NetherlandsThe rate of the card used applies (Google Pay & Apple Pay: Depending on the payment card), per the card rates on the same page: Maestro Domestic €0.074; V PAY Domestic €0.069; Maestro International 1.50% + €0.005; V PAY International 1.50%; Debit Mastercard Domestic €0.074; Visa Debit Domestic €0.069; Debit Mastercard International 1.50% + €0.005; Visa Debit International 1.50%; Mastercard credit card 1.20% + €0.005; Visa credit card from 1.20%; American Express 1.90%; UnionPay and JCB 2.95%; Diners and Discover 2.95%; minimum fee per credit card transaction €0.41; monthly service fee (physical location) €8.75Percentage plus fixed amount, with minimum, plus subscriptionRead at source on 8 October 2026In-store
Apple Pay Merchants in PolandNo price publishedRead at source on 28 September 2026Online
Bancontact Merchants in BelgiumNo price publishedRead at source on 10 September 2026Online
Bancontact Merchants in the Netherlands1.40% + €0.15; monthly service fee (webshop) €9.95Percentage plus fixed amount, plus subscriptionRead at source on 29 September 2026Online
Bancontact Merchants in the Netherlands€0.15; monthly service fee (physical location) €8.75Fixed amount, plus subscriptionRead at source on 5 October 2026In-store
BLIK Merchants in BelgiumNo price publishedRead at source on 20 September 2026Online
BLIK Merchants in GermanyNo price publishedRead at source on 20 September 2026Online
BLIK Merchants in SpainNo price publishedRead at source on 20 September 2026Online
BLIK Merchants in the United KingdomNo price publishedRead at source on 20 September 2026Online
BLIK Merchants in the NetherlandsNo price publishedRead at source on 20 September 2026Online
BLIK Merchants in PolandNo price publishedRead at source on 20 September 2026Online
BLIK Merchants in PolandNo price publishedRead at source on 10 September 2026In-store
Diners Club Merchants in BelgiumNo price publishedRead at source on 7 October 2026Online
Diners Club Merchants in GermanyNo price publishedRead at source on 7 October 2026Online
Diners Club Merchants in GermanyNo price publishedRead at source on 7 October 2026In-store
Diners Club Merchants in the Netherlands2.85% + €0.15; monthly service fee (webshop) €9.95Percentage plus fixed amount, plus subscriptionRead at source on 29 September 2026Online
Diners Club Merchants in the NetherlandsDiners & Discover: 2.95%; minimum fee per credit card transaction €0.41; monthly service fee (physical location) €8.75Percentage, plus subscription, with minimumRead at source on 28 September 2026In-store
Diners Club Merchants in PolandNo price publishedRead at source on 28 September 2026Online
Discover Merchants in BelgiumNo price publishedRead at source on 7 October 2026Online
Discover Merchants in the Netherlands2.85% + €0.15; monthly service fee (webshop) €9.95Percentage plus fixed amount, plus subscriptionRead at source on 29 September 2026Online
Discover Merchants in the NetherlandsDiners & Discover: 2.95%; minimum fee per credit card transaction €0.41; monthly service fee (physical location) €8.75Percentage, plus subscription, with minimumRead at source on 28 September 2026In-store
Discover Merchants in PolandNo price publishedRead at source on 28 September 2026Online
eps Merchants in BelgiumNo price publishedRead at source on 20 September 2026Online
eps Merchants in GermanyNo price publishedRead at source on 20 September 2026Online
eps Merchants in SpainNo price publishedRead at source on 20 September 2026Online
eps Merchants in the United KingdomNo price publishedRead at source on 20 September 2026Online
eps Merchants in the NetherlandsNo price publishedRead at source on 20 September 2026Online
eps Merchants in PolandNo price publishedRead at source on 20 September 2026Online
girocard Merchants in GermanyNo price publishedRead at source on 20 September 2026Online
girocard Merchants in GermanyNo price publishedRead at source on 17 September 2026In-store
Google Pay Merchants in BelgiumNo price publishedRead at source on 7 October 2026Online
Google Pay Merchants in GermanyNo price publishedRead at source on 7 October 2026Online
Google Pay Merchants in GermanyNo price publishedRead at source on 20 September 2026In-store
Google Pay Merchants in the United KingdomAIB Merchant Services: No price publishedRead at source on 7 October 2026Online
Google Pay Merchants in IrelandAIB Merchant Services: No price publishedRead at source on 7 October 2026Online
Google Pay Merchants in the NetherlandsThe rate of the card used applies (Google Pay & Apple Pay: Depending on the payment card), per the webshop card rates on the same page: Maestro Domestic 1.40% + €0.155; V PAY Domestic 1.40% + €0.15; Maestro International 1.50% + €0.155; V PAY International 1.50% + €0.15; Debit Mastercard Domestic 1.40% + €0.155; Visa Debit Domestic 1.40% + €0.15; Debit Mastercard International 1.50% + €0.155; Visa Debit International 1.50% + €0.15; Mastercard credit card 2.40% + €0.155; Visa credit card 2.40% + €0.15; American Express: Amex fee + €0.15; UnionPay and JCB 2.95%; Diners and Discover 2.85% + €0.15; monthly service fee (webshop) €9.95Percentage plus fixed amount, plus subscriptionRead at source on 8 October 2026Online
Google Pay Merchants in the NetherlandsThe rate of the card used applies (Google Pay & Apple Pay: Depending on the payment card), per the card rates on the same page: Maestro Domestic €0.074; V PAY Domestic €0.069; Maestro International 1.50% + €0.005; V PAY International 1.50%; Debit Mastercard Domestic €0.074; Visa Debit Domestic €0.069; Debit Mastercard International 1.50% + €0.005; Visa Debit International 1.50%; Mastercard credit card 1.20% + €0.005; Visa credit card from 1.20%; American Express 1.90%; UnionPay and JCB 2.95%; Diners and Discover 2.95%; minimum fee per credit card transaction €0.41; monthly service fee (physical location) €8.75Percentage plus fixed amount, with minimum, plus subscriptionRead at source on 8 October 2026In-store
Google Pay Merchants in PolandNo price publishedRead at source on 28 September 2026Online
iDEAL Merchants in BelgiumNo price publishedRead at source on 7 October 2026Online
iDEAL Merchants in the Netherlands€0.25; monthly service fee (webshop) €9.95Fixed amount, plus subscriptionRead at source on 29 September 2026Online
JCB Merchants in BelgiumNo price publishedRead at source on 7 October 2026Online
JCB Merchants in GermanyNo price publishedRead at source on 20 September 2026Online and in-store
JCB Merchants in the Netherlands2.95%; monthly service fee (webshop) €9.95Percentage, plus subscriptionRead at source on 29 September 2026Online
JCB Merchants in the NetherlandsUnion Pay & JCB: 2.95%; minimum fee per credit card transaction €0.41; monthly service fee (physical location) €8.75Percentage, plus subscription, with minimumRead at source on 28 September 2026In-store
JCB Merchants in PolandNo price publishedRead at source on 28 September 2026Online
Maestro Merchants in BelgiumNo price publishedRead at source on 7 October 2026Online
Maestro Merchants in the NetherlandsMaestro domestic: 1.40% + €0.155; Maestro international: 1.50% + €0.155; monthly service fee (webshop) €9.95Percentage plus fixed amount, plus subscriptionRead at source on 6 October 2026Online
Maestro Merchants in the NetherlandsMaestro domestic: €0.074; Maestro international: 1.50% + €0.005; monthly service fee (physical location) €8.75Percentage plus fixed amount, plus subscriptionRead at source on 6 October 2026In-store
Mastercard Merchants in BelgiumNo price publishedRead at source on 7 October 2026Online
Mastercard Merchants in GermanyNo price publishedRead at source on 20 September 2026Online
Mastercard Merchants in GermanyNo price publishedRead at source on 20 September 2026In-store
Mastercard Merchants in the United KingdomAIB Merchant Services: No price publishedRead at source on 9 October 2026Online
Mastercard Merchants in the United KingdomAIB Merchant Services: No price publishedRead at source on 9 October 2026In-store
Mastercard Merchants in the Netherlands2.40% + €0.155; monthly service fee (webshop) €9.95Percentage plus fixed amount, plus subscriptionRead at source on 6 October 2026Online
Mastercard Merchants in the NetherlandsCredit card (Consumer Domestic Credit): 1.20% + €0.005; minimum fee per credit card transaction €0.41; monthly service fee (physical location) €8.75Percentage plus fixed amount, plus subscription, with minimumRead at source on 12 October 2026In-store
Mastercard Merchants in PolandNo price publishedRead at source on 28 September 2026Online
Mastercard Debit Merchants in BelgiumNo price publishedRead at source on 7 October 2026Online
Mastercard Debit Merchants in the United KingdomAIB Merchant Services: No price publishedRead at source on 9 October 2026Online
Mastercard Debit Merchants in the United KingdomAIB Merchant Services: No price publishedRead at source on 9 October 2026In-store
Mastercard Debit Merchants in the NetherlandsDebit Mastercard domestic: 1.40% + €0.155; Debit Mastercard international: 1.50% + €0.155; monthly service fee (webshop) €9.95Percentage plus fixed amount, plus subscriptionRead at source on 6 October 2026Online
Mastercard Debit Merchants in the NetherlandsDebit Mastercard domestic: €0.074; Debit Mastercard international: 1.50% + €0.005; monthly service fee (physical location) €8.75Percentage plus fixed amount, plus subscriptionRead at source on 6 October 2026In-store
Multibanco Merchants in BelgiumNo price publishedRead at source on 20 September 2026Online
Multibanco Merchants in GermanyNo price publishedRead at source on 20 September 2026Online
Multibanco Merchants in SpainNo price publishedRead at source on 20 September 2026Online
Multibanco Merchants in the United KingdomNo price publishedRead at source on 20 September 2026Online
Multibanco Merchants in the NetherlandsNo price publishedRead at source on 20 September 2026Online
Multibanco Merchants in PolandNo price publishedRead at source on 20 September 2026Online
PayPal Merchants in BelgiumNo price publishedRead at source on 20 September 2026Online
PayPal Merchants in GermanyNo price publishedRead at source on 20 September 2026Online
PayPal Merchants in SpainNo price publishedRead at source on 20 September 2026Online
PayPal Merchants in the United KingdomNo price publishedRead at source on 20 September 2026Online
PayPal Merchants in the NetherlandsNo price publishedRead at source on 20 September 2026Online
PayPal Merchants in PolandNo price publishedRead at source on 20 September 2026Online
paysafecard Merchants in BelgiumNo price publishedRead at source on 20 September 2026Online
paysafecard Merchants in GermanyNo price publishedRead at source on 20 September 2026Online
paysafecard Merchants in SpainNo price publishedRead at source on 20 September 2026Online
paysafecard Merchants in the United KingdomNo price publishedRead at source on 20 September 2026Online
paysafecard Merchants in the NetherlandsNo price publishedRead at source on 17 September 2026Online
Przelewy24 Merchants in BelgiumNo price publishedRead at source on 20 September 2026Online
Przelewy24 Merchants in the NetherlandsNo price publishedRead at source on 20 September 2026Online
Samsung Pay Merchants in GermanyNo price publishedRead at source on 20 September 2026In-store
SEPA Direct Debit Merchants in BelgiumNo price publishedRead at source on 20 September 2026Online
SEPA Direct Debit Merchants in GermanyNo price publishedRead at source on 20 September 2026Online
SEPA Direct Debit Merchants in SpainNo price publishedRead at source on 20 September 2026Online
SEPA Direct Debit Merchants in the United KingdomNo price publishedRead at source on 20 September 2026Online
SEPA Direct Debit Merchants in the NetherlandsNo price publishedRead at source on 17 September 2026Online
SEPA Direct Debit Merchants in PolandNo price publishedRead at source on 20 September 2026Online
Trustly Merchants in BelgiumNo price publishedRead at source on 20 September 2026Online
Trustly Merchants in GermanyNo price publishedRead at source on 20 September 2026Online
Trustly Merchants in SpainNo price publishedRead at source on 20 September 2026Online
Trustly Merchants in the United KingdomNo price publishedRead at source on 20 September 2026Online
Trustly Merchants in the NetherlandsNo price publishedRead at source on 17 September 2026Online
Trustly Merchants in PolandNo price publishedRead at source on 20 September 2026Online
UnionPay Merchants in BelgiumNo price publishedRead at source on 7 October 2026Online
UnionPay Merchants in GermanyNo price publishedRead at source on 7 October 2026Online
UnionPay Merchants in GermanyNo price publishedRead at source on 7 October 2026In-store
UnionPay Merchants in the United KingdomAIB Merchant Services: No price publishedRead at source on 7 October 2026Online and in-store
UnionPay Merchants in IrelandAIB Merchant Services: No price publishedRead at source on 7 October 2026Online
UnionPay Merchants in the Netherlands2.95%; monthly service fee (webshop) €9.95Percentage, plus subscriptionRead at source on 29 September 2026Online
UnionPay Merchants in the NetherlandsUnion Pay & JCB: 2.95%; minimum fee per credit card transaction €0.41; monthly service fee (physical location) €8.75Percentage, plus subscription, with minimumRead at source on 28 September 2026In-store
V PAY Merchants in the NetherlandsV PAY domestic: €0.069; V PAY international: 1.50%; monthly service fee (physical location) €8.75Percentage plus fixed amount, plus subscriptionRead at source on 6 October 2026In-store
Visa Merchants in BelgiumNo price publishedRead at source on 7 October 2026Online
Visa Merchants in GermanyNo price publishedRead at source on 20 September 2026Online
Visa Merchants in GermanyNo price publishedRead at source on 20 September 2026In-store
Visa Merchants in the United KingdomAIB Merchant Services: No price publishedRead at source on 12 October 2026Online
Visa Merchants in the United KingdomAIB Merchant Services: No price publishedRead at source on 9 October 2026In-store
Visa Merchants in the Netherlands2.40% + €0.15; monthly service fee (webshop) €9.95Percentage plus fixed amount, plus subscriptionRead at source on 29 September 2026Online
Visa Merchants in the NetherlandsCredit card (Consumer Domestic Credit): from 1.20%; minimum fee per credit card transaction €0.41; monthly service fee (physical location) €8.75Percentage, plus subscription, with minimumRead at source on 12 October 2026In-store
Visa Merchants in PolandNo price publishedRead at source on 28 September 2026Online
Visa Debit Merchants in BelgiumNo price publishedRead at source on 7 October 2026Online
Visa Debit Merchants in the United KingdomAIB Merchant Services: No price publishedRead at source on 9 October 2026Online
Visa Debit Merchants in the United KingdomAIB Merchant Services: No price publishedRead at source on 9 October 2026In-store
Visa Debit Merchants in the NetherlandsVisa Debit domestic: 1.40% + €0.15; Visa Debit international: 1.50% + €0.15; monthly service fee (webshop) €9.95Percentage plus fixed amount, plus subscriptionRead at source on 29 September 2026Online
Visa Debit Merchants in the NetherlandsVisa Debit domestic: €0.069; Visa Debit international: 1.50%; monthly service fee (physical location) €8.75Percentage plus fixed amount, plus subscriptionRead at source on 6 October 2026In-store
Visa Mobile Merchants in PolandNo price publishedRead at source on 28 September 2026Online
Wero Merchants in the Netherlands€0.25; monthly service fee (webshop) €9.95Fixed amount, plus subscriptionRead at source on 29 September 2026Online
Compare Fiserv (Clover) with other providers in the indexChoose your own country, channel and payment method

All providers in the index

Source: EcomStream, Retail Payment Methods Transparency Index, ecomstream.eu/payment-methods-transparency-index. Read at source between 10 September 2026 and 12 October 2026. A provider that believes a row is wrong can write to index@ecomstream.nl. Every reported correction is checked at the source.

Retail Payment Methods Transparency Index

Questions about Fiserv (Clover) fees

What does Fiserv (Clover) charge for iDEAL?

Fiserv (Clover) publishes €0.25; monthly service fee (webshop) €9.95 for iDEAL (Netherlands, online), read at source on 29 September 2026. That is the published rate; what a merchant pays is set in the quoted rate.

What does Fiserv (Clover) charge for card payments?

Fiserv (Clover) publishes for card payments (Netherlands, online): Visa: 2.40% + €0.15; monthly service fee (webshop) €9.95; Mastercard: 2.40% + €0.155; monthly service fee (webshop) €9.95. That is the published rate; what a merchant pays is set in the quoted rate.

For which payment methods does Fiserv (Clover) publish no price?

Fiserv (Clover) offers these payment methods without a published price (Netherlands, online): Alipay, BLIK, eps, Multibanco, PayPal, paysafecard, Przelewy24, SEPA Direct Debit, Trustly.

Your rate

A published rate is the starting point, not the outcome

For a merchant with volume the published list is where the negotiation starts. The quoted rate decides what reaches your statement: the percentage and the fixed fee per transaction, the surcharges for international cards and currency conversion, how the rate is built for each payment method, and the terms on payouts, chargebacks and refunds. Two merchants with the same payment mix can be on the same list and pay different amounts.

EcomStream reviews a contract with Fiserv (Clover) on merchant mandate against what the market quotes for comparable volume and payment mix, and renegotiates it, without a change of provider, on a no cure no pay basis. Start with cutting your PSP costs, or run the payment set-up check on your own figures first.