CCV fees per payment method: the prices CCV publishes
Every price CCV publishes for merchants established in Europe, in one table: per payment method, country of establishment and channel, with the date each price was read. Choose your country and channel, and the table also shows the methods CCV offers without a published price. A published rate is a list rate: what you actually pay is set in your quoted rate and your contract.
Retail Payment Methods Transparency Index
CCV fees by country and channel
CCV stands in the index with 12 payment methods for merchants established in Europe, and publishes a price for 8 of them.
Each rate is shown as CCV prints it; the method name links to the page about that method and the date links to the page the rate was read on. A published rate is a list rate: what a merchant actually pays is stated in the quoted rate and the contract.
The country where your business is established and from which you sell.
| Payment method | Published price | Channel |
|---|---|---|
| American Express Merchants in Belgium | From 1.50% per transaction, up to €100,000 transaction value a yearPercentageRead at source on 28 September 2026 | In-store |
| American Express Merchants in the Netherlands | From 1.50% per transaction, up to €100,000 transaction value a year; CCV transaction processing €4.25 per terminal per monthPercentage, plus subscriptionRead at source on 6 October 2026 | In-store |
| Apple Pay Merchants in Austria | No price publishedRead at source on 2 October 2026 | In-store |
| Apple Pay Merchants in Switzerland | No price publishedRead at source on 2 October 2026 | In-store |
| Apple Pay Merchants in Czechia | No price publishedRead at source on 2 October 2026 | In-store |
| Apple Pay Merchants in Denmark | No price publishedRead at source on 2 October 2026 | In-store |
| Apple Pay Merchants in Spain | No price publishedRead at source on 2 October 2026 | In-store |
| Apple Pay Merchants in France | No price publishedRead at source on 2 October 2026 | In-store |
| Apple Pay Merchants in the United Kingdom | No price publishedRead at source on 2 October 2026 | In-store |
| Apple Pay Merchants in Hungary | No price publishedRead at source on 2 October 2026 | In-store |
| Apple Pay Merchants in Ireland | No price publishedRead at source on 2 October 2026 | In-store |
| Apple Pay Merchants in Italy | No price publishedRead at source on 2 October 2026 | In-store |
| Apple Pay Merchants in Luxembourg | No price publishedRead at source on 2 October 2026 | In-store |
| Apple Pay Merchants in Norway | No price publishedRead at source on 2 October 2026 | In-store |
| Apple Pay Merchants in Poland | No price publishedRead at source on 2 October 2026 | In-store |
| Apple Pay Merchants in Portugal | No price publishedRead at source on 2 October 2026 | In-store |
| Apple Pay Merchants in Sweden | No price publishedRead at source on 2 October 2026 | In-store |
| Apple Pay Merchants in Slovenia | No price publishedRead at source on 2 October 2026 | In-store |
| Apple Pay Merchants in Slovakia | No price publishedRead at source on 2 October 2026 | In-store |
| Bancontact Merchants in Belgium | Consumer debit cards issued in the EEA, by number of transactions per month: 1–99: €0.240; 100–199: €0.188; 200–399: €0.140; 400–749: €0.116; 750–1,099: €0.100; 1,100–2,499: €0.082; above 2,500: €0.075; Bancontact transactions up to €5: the first 1,000 per month free, from the 1,001st €0.02 per transaction (outside the volume tiers); promotion until March 2027: each month the first 1,500 Bancontact transactions up to €15 free (first 1,000 up to €5, first 250 from €5 to €10 and first 250 from €10 to €15)Fixed amount, tieredRead at source on 9 October 2026 | In-store |
| girocard Merchants in Germany | No price publishedRead at source on 17 September 2026 | In-store |
| Klarna Pay Later Merchants in Belgium | No price publishedRead at source on 7 October 2026 | Online |
| Klarna Pay Later Merchants in the Netherlands | No price publishedRead at source on 7 October 2026 | Online |
| Maestro Merchants in Belgium | Consumer debit cards issued in the EEA, by number of transactions per month: 1–99: €0.240; 100–199: €0.188; 200–399: €0.140; 400–749: €0.116; 750–1,099: €0.100; 1,100–2,499: €0.082; above 2,500: €0.075; business debit cards worldwide: 1.60%Fixed amount, tieredRead at source on 6 October 2026 | In-store |
| Maestro Merchants in the Netherlands | €0.068; CCV transaction processing €4.25 per terminal per monthFixed amount, plus subscriptionRead at source on 6 October 2026 | In-store |
| Mastercard Merchants in Austria | No price publishedRead at source on 2 October 2026 | In-store |
| Mastercard Merchants in Belgium | Consumer credit cards issued in the EEA: 1.25%; consumer credit cards issued outside the EEA: 1.60%; business credit cards worldwide: 2.40%PercentageRead at source on 28 September 2026 | In-store |
| Mastercard Merchants in Switzerland | No price publishedRead at source on 2 October 2026 | In-store |
| Mastercard Merchants in Czechia | No price publishedRead at source on 2 October 2026 | In-store |
| Mastercard Merchants in Denmark | No price publishedRead at source on 2 October 2026 | In-store |
| Mastercard Merchants in Spain | No price publishedRead at source on 2 October 2026 | In-store |
| Mastercard Merchants in France | No price publishedRead at source on 2 October 2026 | In-store |
| Mastercard Merchants in the United Kingdom | No price publishedRead at source on 2 October 2026 | In-store |
| Mastercard Merchants in Hungary | No price publishedRead at source on 2 October 2026 | In-store |
| Mastercard Merchants in Ireland | No price publishedRead at source on 2 October 2026 | In-store |
| Mastercard Merchants in Italy | No price publishedRead at source on 2 October 2026 | In-store |
| Mastercard Merchants in Luxembourg | No price publishedRead at source on 2 October 2026 | In-store |
| Mastercard Merchants in the Netherlands | From 1.30% per transaction; CCV transaction processing €4.25 per terminal per monthPercentage, plus subscriptionRead at source on 6 October 2026 | In-store |
| Mastercard Merchants in Norway | No price publishedRead at source on 2 October 2026 | In-store |
| Mastercard Merchants in Poland | No price publishedRead at source on 2 October 2026 | In-store |
| Mastercard Merchants in Portugal | No price publishedRead at source on 2 October 2026 | In-store |
| Mastercard Merchants in Sweden | No price publishedRead at source on 2 October 2026 | In-store |
| Mastercard Merchants in Slovenia | No price publishedRead at source on 2 October 2026 | In-store |
| Mastercard Merchants in Slovakia | No price publishedRead at source on 2 October 2026 | In-store |
| Mastercard Debit Merchants in Belgium | Consumer debit cards issued in the EEA, by number of transactions per month: 1–99: €0.240; 100–199: €0.188; 200–399: €0.140; 400–749: €0.116; 750–1,099: €0.100; 1,100–2,499: €0.082; above 2,500: €0.075; consumer debit cards issued outside the EEA: 1.25%; business debit cards worldwide: 1.60%Fixed amount, tieredRead at source on 6 October 2026 | In-store |
| Mastercard Debit Merchants in the Netherlands | €0.068; CCV transaction processing €4.25 per terminal per monthFixed amount, plus subscriptionRead at source on 6 October 2026 | In-store |
| Samsung Pay Merchants in the Netherlands | No price publishedRead at source on 12 October 2026 | In-store |
| V PAY Merchants in Belgium | Consumer debit cards issued in the EEA, by number of transactions per month: 1–99: €0.240; 100–199: €0.188; 200–399: €0.140; 400–749: €0.116; 750–1,099: €0.100; 1,100–2,499: €0.082; above 2,500: €0.075; business debit cards worldwide: 1.60%Fixed amount, tieredRead at source on 6 October 2026 | In-store |
| V PAY Merchants in the Netherlands | €0.068; CCV transaction processing €4.25 per terminal per monthFixed amount, plus subscriptionRead at source on 6 October 2026 | In-store |
| Visa Merchants in Austria | No price publishedRead at source on 2 October 2026 | In-store |
| Visa Merchants in Belgium | Consumer credit cards issued in the EEA: 1.25%; consumer credit cards issued outside the EEA: 1.60%; business credit cards worldwide: 2.40%PercentageRead at source on 28 September 2026 | In-store |
| Visa Merchants in Switzerland | No price publishedRead at source on 2 October 2026 | In-store |
| Visa Merchants in Czechia | No price publishedRead at source on 2 October 2026 | In-store |
| Visa Merchants in Denmark | No price publishedRead at source on 2 October 2026 | In-store |
| Visa Merchants in Spain | No price publishedRead at source on 2 October 2026 | In-store |
| Visa Merchants in France | No price publishedRead at source on 2 October 2026 | In-store |
| Visa Merchants in the United Kingdom | No price publishedRead at source on 2 October 2026 | In-store |
| Visa Merchants in Hungary | No price publishedRead at source on 2 October 2026 | In-store |
| Visa Merchants in Ireland | No price publishedRead at source on 2 October 2026 | In-store |
| Visa Merchants in Italy | No price publishedRead at source on 2 October 2026 | In-store |
| Visa Merchants in Luxembourg | No price publishedRead at source on 2 October 2026 | In-store |
| Visa Merchants in the Netherlands | From 1.30% per transaction; CCV transaction processing €4.25 per terminal per monthPercentage, plus subscriptionRead at source on 6 October 2026 | In-store |
| Visa Merchants in Norway | No price publishedRead at source on 2 October 2026 | In-store |
| Visa Merchants in Poland | No price publishedRead at source on 2 October 2026 | In-store |
| Visa Merchants in Portugal | No price publishedRead at source on 2 October 2026 | In-store |
| Visa Merchants in Sweden | No price publishedRead at source on 2 October 2026 | In-store |
| Visa Merchants in Slovenia | No price publishedRead at source on 2 October 2026 | In-store |
| Visa Merchants in Slovakia | No price publishedRead at source on 2 October 2026 | In-store |
| Visa Debit Merchants in Belgium | Consumer debit cards issued in the EEA, by number of transactions per month: 1–99: €0.240; 100–199: €0.188; 200–399: €0.140; 400–749: €0.116; 750–1,099: €0.100; 1,100–2,499: €0.082; above 2,500: €0.075; consumer debit cards issued outside the EEA: 1.25%; business debit cards worldwide: 1.60%Fixed amount, tieredRead at source on 6 October 2026 | In-store |
| Visa Debit Merchants in the Netherlands | €0.068; CCV transaction processing €4.25 per terminal per monthFixed amount, plus subscriptionRead at source on 6 October 2026 | In-store |
Source: EcomStream, Retail Payment Methods Transparency Index, ecomstream.eu/payment-methods-transparency-index. Read at source between 17 September 2026 and 12 October 2026. A provider that believes a row is wrong can write to index@ecomstream.nl. Every reported correction is checked at the source.
Retail Payment Methods Transparency Index
Questions about CCV fees
What does CCV charge for Bancontact?
CCV publishes Consumer debit cards issued in the EEA, by number of transactions per month: 1–99: €0.240; 100–199: €0.188; 200–399: €0.140; 400–749: €0.116; 750–1,099: €0.100; 1,100–2,499: €0.082; above 2,500: €0.075; Bancontact transactions up to €5: the first 1,000 per month free, from the 1,001st €0.02 per transaction (outside the volume tiers); promotion until March 2027: each month the first 1,500 Bancontact transactions up to €15 free (first 1,000 up to €5, first 250 from €5 to €10 and first 250 from €10 to €15) for Bancontact (Belgium, in-store), read at source on 9 October 2026. That is the published rate; what a merchant pays is set in the quoted rate.
What does CCV charge for card payments?
CCV publishes for card payments (Belgium, in-store): Visa, Mastercard: Consumer credit cards issued in the EEA: 1.25%; consumer credit cards issued outside the EEA: 1.60%; business credit cards worldwide: 2.40%. That is the published rate; what a merchant pays is set in the quoted rate.
For which payment methods does CCV publish no price?
CCV publishes a price for every payment method it offers in the index (Belgium, in-store).
Your rate
A published rate is the starting point, not the outcome
For a merchant with volume the published list is where the negotiation starts. The quoted rate decides what reaches your statement: the percentage and the fixed fee per transaction, the surcharges for international cards and currency conversion, how the rate is built for each payment method, and the terms on payouts, chargebacks and refunds. Two merchants with the same payment mix can be on the same list and pay different amounts.
EcomStream reviews a contract with CCV on merchant mandate against what the market quotes for comparable volume and payment mix, and renegotiates it, without a change of provider, on a no cure no pay basis. Start with cutting your PSP costs, or run the payment set-up check on your own figures first.
