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Banco Sabadell fees per payment method: the prices Banco Sabadell publishes

Every price Banco Sabadell publishes for merchants established in Europe, in one table: per payment method, country of establishment and channel, with the date each price was read. Choose your country and channel, and the table also shows the methods Banco Sabadell offers without a published price. A published rate is a list rate: what you actually pay is set in your quoted rate and your contract.

Retail Payment Methods Transparency Index

Banco Sabadell fees by country and channel

Banco Sabadell stands in the index with 24 payment methods for merchants established in Europe, and publishes a price for 18 of them.

Each rate is shown as Banco Sabadell prints it; the method name links to the page about that method and the date links to the page the rate was read on. A published rate is a list rate: what a merchant actually pays is stated in the quoted rate and the contract.

Payment methodPublished priceChannel
American Express Merchants in SpainNo price publishedRead at source on 8 October 2026Online
American Express Merchants in SpainNo price publishedRead at source on 8 October 2026In-store
Apple Pay Merchants in SpainPAYCOMET: No price publishedRead at source on 12 October 2026Online
Apple Pay Merchants in SpainNo price publishedRead at source on 8 October 2026In-store
Bancontact Merchants in SpainPAYCOMET: €0.09 processing fee + 1.70% + €0.25; PAYCOMET flat rate: €19/month (3 months free); during the free trial, per-transaction processing fees and commissions apply from €2,000 monthly turnoverProcessing fee + Percentage plus fixed amount, plus subscriptionRead at source on 12 October 2026Online
Bizum Merchants in SpainNo price publishedRead at source on 8 October 2026Online
Diners Club Merchants in SpainNo price publishedRead at source on 8 October 2026Online
Diners Club Merchants in SpainJCB, CUP and Diners/Discover cards: 1.80% + €0.39, minimum €0.46 per transaction (POS terminal promotion valid until 08/01/2027); terminal maintenance fee €0 for the first 6 months and from month 7 with 20 or more transactions or €4,000 or more billing a month, otherwise €9 per month (Smart Dual Screen, Smart, Smart Phone & Sell), €7 (Smart Mini), €6 (Dataphone), €2 (SoftPOS); additional terminals €5 per month (SoftPOS €2)Percentage plus fixed amount, with minimum, plus subscriptionRead at source on 12 October 2026In-store
Discover Merchants in SpainJCB, CUP and Diners/Discover cards: 1.80% + €0.39, minimum €0.46 per transaction (POS terminal promotion valid until 08/01/2027); terminal maintenance fee €0 for the first 6 months and from month 7 with 20 or more transactions or €4,000 or more billing a month, otherwise €9 per month (Smart Dual Screen, Smart, Smart Phone & Sell), €7 (Smart Mini), €6 (Dataphone), €2 (SoftPOS); additional terminals €5 per month (SoftPOS €2)Percentage plus fixed amount, with minimum, plus subscriptionRead at source on 12 October 2026In-store
eps Merchants in SpainPAYCOMET: €0.09 processing fee + 1.30% + €0.20; PAYCOMET flat rate: €19/month (3 months free); during the free trial, per-transaction processing fees and commissions apply from €2,000 monthly turnoverProcessing fee + Percentage plus fixed amount, plus subscriptionRead at source on 12 October 2026Online
iDEAL Merchants in SpainPAYCOMET: €0.09 processing fee + €0.25; PAYCOMET flat rate: €19/month (3 months free); during the free trial, per-transaction processing fees and commissions apply from €2,000 monthly turnoverProcessing fee + Fixed amount, plus subscriptionRead at source on 12 October 2026Online
JCB Merchants in SpainPAYCOMET: €0.09 processing fee + 2.70% + €0.06; PAYCOMET flat rate: €19/month (3 months free); during the free trial, per-transaction processing fees and commissions apply from €2,000 monthly turnoverProcessing fee + Percentage plus fixed amount, plus subscriptionRead at source on 12 October 2026Online
JCB Merchants in SpainJCB, CUP and Diners/Discover cards: 1.80% + €0.39, minimum €0.46 per transaction (POS terminal promotion valid until 08/01/2027); terminal maintenance fee €0 for the first 6 months and from month 7 with 20 or more transactions or €4,000 or more billing a month, otherwise €9 per month (Smart Dual Screen, Smart, Smart Phone & Sell), €7 (Smart Mini), €6 (Dataphone), €2 (SoftPOS); additional terminals €5 per month (SoftPOS €2)Percentage plus fixed amount, with minimum, plus subscriptionRead at source on 12 October 2026In-store
Maestro Merchants in SpainNo price publishedRead at source on 8 October 2026Online
Maestro Merchants in SpainNo price publishedRead at source on 8 October 2026In-store
Mastercard Merchants in SpainPAYCOMET: Spanish cards: 0.50%; EEA European cards: 0.60%; European non-EEA cards (except UK): 1.50%; cards from outside Europe and the UK: 2.70% + €0.06; company cards: on request; processing fee: €0.09; PAYCOMET flat rate: €19/month (3 months free); during the free trial, per-transaction processing fees and commissions apply from €2,000 monthly turnoverProcessing fee + Percentage plus fixed amount, plus subscriptionRead at source on 12 October 2026Online
Mastercard Merchants in SpainNo price publishedRead at source on 8 October 2026In-store
MB WAY Merchants in SpainPAYCOMET: €0.09 processing fee + 1.20% + €0.20; PAYCOMET flat rate: €19/month (3 months free); during the free trial, per-transaction processing fees and commissions apply from €2,000 monthly turnoverProcessing fee + Percentage plus fixed amount, plus subscriptionRead at source on 12 October 2026Online
Multibanco Merchants in SpainPAYCOMET: €0.09 processing fee + 1.40% + €0.25; PAYCOMET flat rate: €19/month (3 months free); during the free trial, per-transaction processing fees and commissions apply from €2,000 monthly turnoverProcessing fee + Percentage plus fixed amount, plus subscriptionRead at source on 12 October 2026Online
MyBank Merchants in SpainPAYCOMET: €0.09 processing fee + €0.75; PAYCOMET flat rate: €19/month (3 months free); during the free trial, per-transaction processing fees and commissions apply from €2,000 monthly turnoverProcessing fee + Fixed amount, plus subscriptionRead at source on 12 October 2026Online
PayPal Merchants in SpainPAYCOMET: Processing fee €0.09 + PayPal's fee as per agreement between merchant and PayPal; PAYCOMET flat rate: €19/month (3 months free); per-transaction processing fees and commissions apply from €2,000 monthly turnoverProcessing fee + Plus the method owner’s fee, plus subscriptionRead at source on 12 October 2026Online
paysafecard Merchants in SpainPAYCOMET: €0.09 processing fee + Europe: 11.50%; outside Europe: on request; PAYCOMET flat rate: €19/month (3 months free); during the free trial, per-transaction processing fees and commissions apply from €2,000 monthly turnoverProcessing fee + Percentage, plus subscriptionRead at source on 12 October 2026Online
PostFinance Pay Merchants in SpainPAYCOMET: No price publishedRead at source on 12 October 2026Online
Przelewy24 Merchants in SpainPAYCOMET: €0.09 processing fee + 2.75% + €0.20; PAYCOMET flat rate: €19/month (3 months free); during the free trial, per-transaction processing fees and commissions apply from €2,000 monthly turnoverProcessing fee + Percentage plus fixed amount, plus subscriptionRead at source on 12 October 2026Online
Samsung Pay Merchants in SpainNo price publishedRead at source on 8 October 2026In-store
SEPA Direct Debit Merchants in SpainPAYCOMET: €0.09 processing fee + €0.35; PAYCOMET flat rate: €19/month (3 months free); during the free trial, per-transaction processing fees and commissions apply from €2,000 monthly turnoverProcessing fee + Fixed amount, plus subscriptionRead at source on 12 October 2026Online
Trustly Merchants in SpainPAYCOMET: €0.09 processing fee + 2.50% (min. €0.85); PAYCOMET flat rate: €19/month (3 months free); during the free trial, per-transaction processing fees and commissions apply from €2,000 monthly turnoverProcessing fee + Percentage, with minimum, plus subscriptionRead at source on 12 October 2026Online
UnionPay Merchants in SpainPAYCOMET: €0.09 processing fee + 2.70% + €0.06; PAYCOMET flat rate: €19/month (3 months free); during the free trial, per-transaction processing fees and commissions apply from €2,000 monthly turnoverProcessing fee + Percentage plus fixed amount, plus subscriptionRead at source on 12 October 2026Online
UnionPay Merchants in SpainJCB, CUP and Diners/Discover cards: 1.80% + €0.39, minimum €0.46 per transaction (POS terminal promotion valid until 08/01/2027); terminal maintenance fee €0 for the first 6 months and from month 7 with 20 or more transactions or €4,000 or more billing a month, otherwise €9 per month (Smart Dual Screen, Smart, Smart Phone & Sell), €7 (Smart Mini), €6 (Dataphone), €2 (SoftPOS); additional terminals €5 per month (SoftPOS €2)Percentage plus fixed amount, with minimum, plus subscriptionRead at source on 12 October 2026In-store
Visa Merchants in SpainPAYCOMET: Spanish cards: 0.50%; EEA European cards: 0.60%; European non-EEA cards (except UK): 1.50%; cards from outside Europe and the UK: 2.70% + €0.06; company cards: on request; processing fee: €0.09; PAYCOMET flat rate: €19/month (3 months free); during the free trial, per-transaction processing fees and commissions apply from €2,000 monthly turnoverProcessing fee + Percentage plus fixed amount, plus subscriptionRead at source on 12 October 2026Online
Visa Merchants in SpainNo price publishedRead at source on 8 October 2026In-store
Wero Merchants in SpainPAYCOMET: €0.09 processing fee + €0.25; PAYCOMET flat rate: €19/month (3 months free); during the free trial, per-transaction processing fees and commissions apply from €2,000 monthly turnoverProcessing fee + Fixed amount, plus subscriptionRead at source on 12 October 2026Online
Compare Banco Sabadell with other providers in the indexChoose your own country, channel and payment method

All providers in the index

Source: EcomStream, Retail Payment Methods Transparency Index, ecomstream.eu/payment-methods-transparency-index. Read at source between 8 October 2026 and 12 October 2026. A provider that believes a row is wrong can write to index@ecomstream.nl. Every reported correction is checked at the source.

Retail Payment Methods Transparency Index

Questions about Banco Sabadell fees

What does Banco Sabadell charge for card payments?

Banco Sabadell publishes for card payments (Spain, online): Visa, Mastercard: PAYCOMET: Spanish cards: 0.50%; EEA European cards: 0.60%; European non-EEA cards (except UK): 1.50%; cards from outside Europe and the UK: 2.70% + €0.06; company cards: on request; processing fee: €0.09; PAYCOMET flat rate: €19/month (3 months free); during the free trial, per-transaction processing fees and commissions apply from €2,000 monthly turnover. That is the published rate; what a merchant pays is set in the quoted rate.

For which payment methods does Banco Sabadell publish no price?

Banco Sabadell offers these payment methods without a published price (Spain, online): American Express, Apple Pay, Bizum, Diners Club, Maestro, PostFinance Pay.

Your rate

A published rate is the starting point, not the outcome

For a merchant with volume the published list is where the negotiation starts. The quoted rate decides what reaches your statement: the percentage and the fixed fee per transaction, the surcharges for international cards and currency conversion, how the rate is built for each payment method, and the terms on payouts, chargebacks and refunds. Two merchants with the same payment mix can be on the same list and pay different amounts.

EcomStream reviews a contract with Banco Sabadell on merchant mandate against what the market quotes for comparable volume and payment mix, and renegotiates it, without a change of provider, on a no cure no pay basis. Start with cutting your PSP costs, or run the payment set-up check on your own figures first.