Numia fees per payment method: the prices Numia publishes
Every price Numia publishes for merchants established in Europe, in one table: per payment method, country of establishment and channel, with the date each price was read. Choose your country and channel, and the table also shows the methods Numia offers without a published price. A published rate is a list rate: what you actually pay is set in your quoted rate and your contract.
Retail Payment Methods Transparency Index
Numia fees by country and channel
Numia stands in the index with 12 payment methods for merchants established in Europe, and publishes a price for 12 of them.
Each rate is shown as Numia prints it; the method name links to the page about that method and the date links to the page the rate was read on. A published rate is a list rate: what a merchant actually pays is stated in the quoted rate and the contract.
The country where your business is established and from which you sell.
| Payment method | Published price | Channel |
|---|---|---|
| Alipay Merchants in Italy | Alipay+: 6% + €2 (standard, Interchange+ and Interchange++ tables); card-not-present surcharge: 3%Percentage plus fixed amountRead at source on 28 September 2026 | Online and in-store |
| BANCOMAT Pay Merchants in Italy | BANCOMAT Pay: 6% + €1 (Standard, Interchange+ and Interchange++ tables); card-not-present surcharge: 3%; monthly minimum commission (national circuit, including BANCOMAT Pay): €200Percentage plus fixed amount, plus subscriptionRead at source on 6 October 2026 | Online |
| BANCOMAT Pay Merchants in Italy | BANCOMAT Pay: 6% + €1 (Standard, Interchange+ and Interchange++ tables); monthly minimum commission (national circuit, including BANCOMAT Pay): €200Percentage plus fixed amount, plus subscriptionRead at source on 6 October 2026 | In-store |
| Discover Merchants in Italy | Standard: 6% + €2; Interchange+: interchange + 6% + €2; Interchange++: interchange + scheme fees + 6% + €2; card-not-present surcharge: 3%; monthly minimum commission (international circuits): €200Percentage plus fixed amount, tieredRead at source on 6 October 2026 | Online and in-store |
| JCB Merchants in Italy | Standard: 6% + €2; Interchange+: interchange + 6% + €2; Interchange++: interchange + scheme fees + 6% + €2; card-not-present surcharge: 3%; monthly minimum commission (international circuits): €200Percentage plus fixed amount, tieredRead at source on 6 October 2026 | Online and in-store |
| Maestro Merchants in Italy | Standard: 6% + €2; Extra EEA surcharge (standard model): 3%; Interchange+: interchange + 6% + €2; Interchange++: interchange + scheme fees + 6% + €2; card-not-present surcharge: 3%; monthly minimum commission (international circuits): €200Percentage plus fixed amount, tieredRead at source on 6 October 2026 | Online and in-store |
| Mastercard Merchants in Italy | Standard: 6% + €2; Extra EEA surcharge (standard model): 3%; Interchange+: interchange + 6% + €2; Interchange++: interchange + scheme fees + 6% + €2; card-not-present surcharge: 3%; monthly minimum commission (international circuits): €200Percentage plus fixed amount, tieredRead at source on 6 October 2026 | Online and in-store |
| Mastercard Debit Merchants in Italy | Standard: 6% + €2; Extra EEA surcharge (standard model): 3%; Interchange+: interchange + 6% + €2; Interchange++: interchange + scheme fees + 6% + €2; card-not-present surcharge: 3%; monthly minimum commission (international circuits): €200Percentage plus fixed amount, tieredRead at source on 6 October 2026 | In-store |
| PagoBANCOMAT Merchants in Italy | Standard: BANCOMAT consumer: 6% + €1; BANCOMAT consumer on-us: 6% + €1; BANCOMAT commercial: 6% + €1; BANCOMAT commercial on-us: 6% + €1; Interchange+: interchange + 6% + €1; Interchange++: interchange + scheme fees + 6% + €1; card-not-present surcharge: 3%; monthly minimum commission (national circuit, including BANCOMAT Pay): €200Percentage plus fixed amount, tieredRead at source on 6 October 2026 | In-store |
| UnionPay Merchants in Italy | Standard: 6% + €2; Interchange+: interchange + 6% + €2; Interchange++: interchange + scheme fees + 6% + €2; card-not-present surcharge: 3%; monthly minimum commission (international circuits): €200Percentage plus fixed amount, tieredRead at source on 6 October 2026 | Online and in-store |
| V PAY Merchants in Italy | Standard: 6% + €2; Extra EEA surcharge (standard model): 3%; Interchange+: interchange + 6% + €2; Interchange++: interchange + scheme fees + 6% + €2; card-not-present surcharge: 3%; monthly minimum commission (international circuits): €200Percentage plus fixed amount, tieredRead at source on 6 October 2026 | In-store |
| Visa Merchants in Italy | Standard: 6% + €2; Extra EEA surcharge (standard model): 3%; Interchange+: interchange + 6% + €2; Interchange++: interchange + scheme fees + 6% + €2; card-not-present surcharge: 3%; monthly minimum commission (international circuits): €200Percentage plus fixed amount, tieredRead at source on 6 October 2026 | Online and in-store |
| Visa Debit Merchants in Italy | Standard: 6% + €2; Extra EEA surcharge (standard model): 3%; Interchange+: interchange + 6% + €2; Interchange++: interchange + scheme fees + 6% + €2; card-not-present surcharge: 3%; monthly minimum commission (international circuits): €200Percentage plus fixed amount, tieredRead at source on 6 October 2026 | In-store |
Source: EcomStream, Retail Payment Methods Transparency Index, ecomstream.eu/payment-methods-transparency-index. Read at source between 28 September 2026 and 6 October 2026. A provider that believes a row is wrong can write to index@ecomstream.nl. Every reported correction is checked at the source.
Retail Payment Methods Transparency Index
Questions about Numia fees
What does Numia charge for card payments?
Numia publishes for card payments (Italy, in-store): Visa, Mastercard: Standard: 6% + €2; Extra EEA surcharge (standard model): 3%; Interchange+: interchange + 6% + €2; Interchange++: interchange + scheme fees + 6% + €2; card-not-present surcharge: 3%; monthly minimum commission (international circuits): €200. That is the published rate; what a merchant pays is set in the quoted rate.
For which payment methods does Numia publish no price?
Numia publishes a price for every payment method it offers in the index (Italy, in-store).
Your rate
A published rate is the starting point, not the outcome
For a merchant with volume the published list is where the negotiation starts. The quoted rate decides what reaches your statement: the percentage and the fixed fee per transaction, the surcharges for international cards and currency conversion, how the rate is built for each payment method, and the terms on payouts, chargebacks and refunds. Two merchants with the same payment mix can be on the same list and pay different amounts.
EcomStream reviews a contract with Numia on merchant mandate against what the market quotes for comparable volume and payment mix, and renegotiates it, without a change of provider, on a no cure no pay basis. Start with cutting your PSP costs, or run the payment set-up check on your own figures first.
