Crédit Mutuel (Monetico) fees per payment method: the prices Crédit Mutuel (Monetico) publishes
Every price Crédit Mutuel (Monetico) publishes for merchants established in Europe, in one table: per payment method, country of establishment and channel, with the date each price was read. Choose your country and channel, and the table also shows the methods Crédit Mutuel (Monetico) offers without a published price. A published rate is a list rate: what you actually pay is set in your quoted rate and your contract.
Retail Payment Methods Transparency Index
Crédit Mutuel (Monetico) fees by country and channel
Crédit Mutuel (Monetico) stands in the index with 12 payment methods for merchants established in Europe, and publishes a price for one of them.
Each rate is shown as Crédit Mutuel (Monetico) prints it; the method name links to the page about that method and the date links to the page the rate was read on. A published rate is a list rate: what a merchant actually pays is stated in the quoted rate and the contract.
The country where your business is established and from which you sell.
| Payment method | Published price | Channel |
|---|---|---|
| Alipay Merchants in France | No price publishedRead at source on 20 September 2026 | In-store |
| American Express Merchants in France | No price publishedRead at source on 7 October 2026 | Online |
| American Express Merchants in France | No price publishedRead at source on 6 October 2026 | In-store |
| Apple Pay Merchants in France | No price publishedRead at source on 6 October 2026 | Online |
| Apple Pay Merchants in France | No price publishedRead at source on 12 October 2026 | In-store |
| Cartes Bancaires Merchants in France | No price publishedRead at source on 7 October 2026 | Online |
| Cartes Bancaires Merchants in France | No price publishedRead at source on 19 September 2026 | In-store |
| Diners Club Merchants in France | No price publishedRead at source on 19 September 2026 | In-store |
| Discover Merchants in France | No price publishedRead at source on 19 September 2026 | In-store |
| JCB Merchants in France | No price publishedRead at source on 19 September 2026 | In-store |
| Mastercard Merchants in France | No price publishedRead at source on 7 October 2026 | Online |
| Mastercard Merchants in France | No price publishedRead at source on 6 October 2026 | In-store |
| PayPal Merchants in France | No price publishedRead at source on 7 October 2026 | Online |
| SEPA Direct Debit Merchants in France | SDD Core (SEPA Direct Debit) issued by Internet or teletransmission: remittance fee per file free; service fee €0.36 per SDD Core; SDD B2B on request; ICS request to Banque de France €40.00; SDD returned unpaid €13.50; cancellation request €4.00 per direct debitFixed amountRead at source on 7 October 2026 | Online |
| UnionPay Merchants in France | No price publishedRead at source on 7 October 2026 | In-store |
| Visa Merchants in France | No price publishedRead at source on 7 October 2026 | Online |
| Visa Merchants in France | No price publishedRead at source on 6 October 2026 | In-store |
Source: EcomStream, Retail Payment Methods Transparency Index, ecomstream.eu/payment-methods-transparency-index. Read at source between 19 September 2026 and 12 October 2026. A provider that believes a row is wrong can write to index@ecomstream.nl. Every reported correction is checked at the source.
Retail Payment Methods Transparency Index
Questions about Crédit Mutuel (Monetico) fees
What does Crédit Mutuel (Monetico) charge for SEPA Direct Debit?
Crédit Mutuel (Monetico) publishes SDD Core (SEPA Direct Debit) issued by Internet or teletransmission: remittance fee per file free; service fee €0.36 per SDD Core; SDD B2B on request; ICS request to Banque de France €40.00; SDD returned unpaid €13.50; cancellation request €4.00 per direct debit for SEPA Direct Debit (France, online), read at source on 7 October 2026. That is the published rate; what a merchant pays is set in the quoted rate.
For which payment methods does Crédit Mutuel (Monetico) publish no price?
Crédit Mutuel (Monetico) offers these payment methods without a published price (France, online): American Express, Apple Pay, Cartes Bancaires, Mastercard, PayPal, Visa.
Your rate
A published rate is the starting point, not the outcome
For a merchant with volume the published list is where the negotiation starts. The quoted rate decides what reaches your statement: the percentage and the fixed fee per transaction, the surcharges for international cards and currency conversion, how the rate is built for each payment method, and the terms on payouts, chargebacks and refunds. Two merchants with the same payment mix can be on the same list and pay different amounts.
EcomStream reviews a contract with Crédit Mutuel (Monetico) on merchant mandate against what the market quotes for comparable volume and payment mix, and renegotiates it, without a change of provider, on a no cure no pay basis. Start with cutting your PSP costs, or run the payment set-up check on your own figures first.