Rabobank (Rabo Smart Pay) fees per payment method: the prices Rabobank (Rabo Smart Pay) publishes
Every price Rabobank (Rabo Smart Pay) publishes for merchants established in Europe, in one table: per payment method, country of establishment and channel, with the date each price was read. Choose your country and channel, and the table also shows the methods Rabobank (Rabo Smart Pay) offers without a published price. A published rate is a list rate: what you actually pay is set in your quoted rate and your contract.
Retail Payment Methods Transparency Index
Rabobank (Rabo Smart Pay) fees by country and channel
Rabobank (Rabo Smart Pay) stands in the index with 8 payment methods for merchants established in Europe, and publishes a price for 7 of them.
Each rate is shown as Rabobank (Rabo Smart Pay) prints it; the method name links to the page about that method and the date links to the page the rate was read on. A published rate is a list rate: what a merchant actually pays is stated in the quoted rate and the contract.
The country where your business is established and from which you sell.
| Payment method | Published price | Channel |
|---|---|---|
| Apple Pay Merchants in the Netherlands | €0.00; Rabo OnlineKassa from €10.00 per month (excl. VAT, up to three webshops; extra webshop €3.60 per month)Fixed amount, plus subscriptionRead at source on 8 October 2026 | Online |
| Bancontact Merchants in the Netherlands | €0.35 per transaction; Rabo OnlineKassa from €10.00 per month (excl. VAT, up to three webshops; extra webshop €3.60 per month)Fixed amount, plus subscriptionRead at source on 7 October 2026 | Online |
| iDEAL Merchants in the Netherlands | €0.27 per transaction; €20 per month; €100 one-off (Rabo iDEAL Professional, presented as iDEAL | Wero)Fixed amount, plus subscriptionRead at source on 28 September 2026 | Online |
| Maestro Merchants in the Netherlands | 1.50%, min. €0.10 per transaction; Rabo OnlineKassa from €10.00 per month (excl. VAT, up to three webshops; extra webshop €3.60 per month)Percentage, with minimum, plus subscriptionRead at source on 7 October 2026 | Online |
| Mastercard Merchants in the Netherlands | 1.90%, min. €0.10 per transaction; Rabo OnlineKassa from €10.00 per month (excl. VAT, up to three webshops; extra webshop €3.60 per month)Percentage, with minimum, plus subscriptionRead at source on 7 October 2026 | Online |
| PayPal Merchants in the Netherlands | €0.15 per transaction, plus PayPal's own fees; Rabo OnlineKassa from €10.00 per month (excl. VAT, up to three webshops; extra webshop €3.60 per month)Plus the method owner’s fee, plus subscriptionRead at source on 7 October 2026 | Online |
| Visa Merchants in the Netherlands | 1.90%, min. €0.10 per transaction; Rabo OnlineKassa from €10.00 per month (excl. VAT, up to three webshops; extra webshop €3.60 per month)Percentage, with minimum, plus subscriptionRead at source on 7 October 2026 | Online |
| Wero Merchants in the Netherlands | No price publishedRead at source on 28 September 2026 | Online |
Source: EcomStream, Retail Payment Methods Transparency Index, ecomstream.eu/payment-methods-transparency-index. Read at source between 28 September 2026 and 8 October 2026. A provider that believes a row is wrong can write to index@ecomstream.nl. Every reported correction is checked at the source.
Retail Payment Methods Transparency Index
Questions about Rabobank (Rabo Smart Pay) fees
What does Rabobank (Rabo Smart Pay) charge for iDEAL?
Rabobank (Rabo Smart Pay) publishes €0.27 per transaction; €20 per month; €100 one-off (Rabo iDEAL Professional, presented as iDEAL | Wero) for iDEAL (Netherlands, online), read at source on 28 September 2026. That is the published rate; what a merchant pays is set in the quoted rate.
What does Rabobank (Rabo Smart Pay) charge for card payments?
Rabobank (Rabo Smart Pay) publishes for card payments (Netherlands, online): Visa, Mastercard: 1.90%, min. €0.10 per transaction; Rabo OnlineKassa from €10.00 per month (excl. VAT, up to three webshops; extra webshop €3.60 per month). That is the published rate; what a merchant pays is set in the quoted rate.
For which payment methods does Rabobank (Rabo Smart Pay) publish no price?
Rabobank (Rabo Smart Pay) offers these payment methods without a published price (Netherlands, online): Wero.
Your rate
A published rate is the starting point, not the outcome
For a merchant with volume the published list is where the negotiation starts. The quoted rate decides what reaches your statement: the percentage and the fixed fee per transaction, the surcharges for international cards and currency conversion, how the rate is built for each payment method, and the terms on payouts, chargebacks and refunds. Two merchants with the same payment mix can be on the same list and pay different amounts.
EcomStream reviews a contract with Rabobank (Rabo Smart Pay) on merchant mandate against what the market quotes for comparable volume and payment mix, and renegotiates it, without a change of provider, on a no cure no pay basis. Start with cutting your PSP costs, or run the payment set-up check on your own figures first.
