PostFinance fees per payment method: the prices PostFinance publishes
Every price PostFinance publishes for merchants established in Europe, in one table: per payment method, country of establishment and channel, with the date each price was read. Choose your country and channel, and the table also shows the methods PostFinance offers without a published price. A published rate is a list rate: what you actually pay is set in your quoted rate and your contract.
Retail Payment Methods Transparency Index
PostFinance fees by country and channel
PostFinance stands in the index with 14 payment methods for merchants established in Europe, and publishes a price for one of them.
Each rate is shown as PostFinance prints it; the method name links to the page about that method and the date links to the page the rate was read on. A published rate is a list rate: what a merchant actually pays is stated in the quoted rate and the contract.
The country where your business is established and from which you sell.
| Payment method | Published price | Channel |
|---|---|---|
| Apple Pay Merchants in Switzerland | No price publishedRead at source on 22 September 2026 | In-store |
| CembraPay Merchants in Switzerland | No price publishedRead at source on 22 September 2026 | Online |
| Google Pay Merchants in Switzerland | No price publishedRead at source on 22 September 2026 | In-store |
| JCB Merchants in Switzerland | No price publishedRead at source on 9 October 2026 | In-store |
| Maestro Merchants in Switzerland | No price publishedRead at source on 9 October 2026 | In-store |
| Mastercard Merchants in Switzerland | No price publishedRead at source on 9 October 2026 | In-store |
| Mastercard Debit Merchants in Switzerland | No price publishedRead at source on 9 October 2026 | In-store |
| Reka-Card Merchants in Switzerland | No price publishedRead at source on 7 October 2026 | Online |
| Samsung Pay Merchants in Switzerland | No price publishedRead at source on 22 September 2026 | In-store |
| TWINT Merchants in Switzerland | POS Bundle / Combo payment methods: TWINT 1.30%, min. CHF 0.12 (CHF 9.90 per terminal per month)Percentage, with minimum, plus subscriptionRead at source on 7 October 2026 | In-store |
| UnionPay Merchants in Switzerland | No price publishedRead at source on 9 October 2026 | In-store |
| V PAY Merchants in Switzerland | No price publishedRead at source on 9 October 2026 | In-store |
| Visa Merchants in Switzerland | No price publishedRead at source on 9 October 2026 | In-store |
| Visa Debit Merchants in Switzerland | No price publishedRead at source on 9 October 2026 | In-store |
Source: EcomStream, Retail Payment Methods Transparency Index, ecomstream.eu/payment-methods-transparency-index. Read at source between 22 September 2026 and 9 October 2026. A provider that believes a row is wrong can write to index@ecomstream.nl. Every reported correction is checked at the source.
Retail Payment Methods Transparency Index
Questions about PostFinance fees
What does PostFinance charge for TWINT?
PostFinance publishes POS Bundle / Combo payment methods: TWINT 1.30%, min. CHF 0.12 (CHF 9.90 per terminal per month) for TWINT (Switzerland, in-store), read at source on 7 October 2026. That is the published rate; what a merchant pays is set in the quoted rate.
For which payment methods does PostFinance publish no price?
PostFinance offers these payment methods without a published price (Switzerland, in-store): Apple Pay, Google Pay, JCB, Maestro, Mastercard, Mastercard Debit, Samsung Pay, UnionPay, V PAY, Visa, Visa Debit.
Your rate
A published rate is the starting point, not the outcome
For a merchant with volume the published list is where the negotiation starts. The quoted rate decides what reaches your statement: the percentage and the fixed fee per transaction, the surcharges for international cards and currency conversion, how the rate is built for each payment method, and the terms on payouts, chargebacks and refunds. Two merchants with the same payment mix can be on the same list and pay different amounts.
EcomStream reviews a contract with PostFinance on merchant mandate against what the market quotes for comparable volume and payment mix, and renegotiates it, without a change of provider, on a no cure no pay basis. Start with cutting your PSP costs, or run the payment set-up check on your own figures first.
