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NETOPIA Payments fees per payment method: the prices NETOPIA Payments publishes

Every price NETOPIA Payments publishes for merchants established in Europe, in one table: per payment method, country of establishment and channel, with the date each price was read. Choose your country and channel, and the table also shows the methods NETOPIA Payments offers without a published price. A published rate is a list rate: what you actually pay is set in your quoted rate and your contract.

Retail Payment Methods Transparency Index

NETOPIA Payments fees by country and channel

NETOPIA Payments stands in the index with 7 payment methods for merchants established in Europe, and publishes a price for 4 of them.

Each rate is shown as NETOPIA Payments prints it; the method name links to the page about that method and the date links to the page the rate was read on. A published rate is a list rate: what a merchant actually pays is stated in the quoted rate and the contract.

Payment methodPublished priceChannel
Apple Pay Merchants in RomaniaNo price publishedRead at source on 28 September 2026Online
Google Pay Merchants in RomaniaNo price publishedRead at source on 28 September 2026Online
Mastercard Merchants in Romania1.19% of the transaction value + RON 0.30 (Visa/MasterCard debit/credit cards issued in Romania or abroad); 1.45 - 11.00% of the transaction value + RON 0.30 (instalment cards, Visa/MasterCard); negotiable share of the transaction value (by monthly volume)Percentage plus fixed amountRead at source on 7 October 2026Online
Mastercard Debit Merchants in Romania1.19% of the transaction value + RON 0.30 (Visa/MasterCard debit/credit cards issued in Romania or abroad); 1.45 - 11.00% of the transaction value + RON 0.30 (instalment cards, Visa/MasterCard); negotiable share of the transaction value (by monthly volume)Percentage plus fixed amountRead at source on 7 October 2026Online
Oney Merchants in RomaniaNo price publishedRead at source on 20 September 2026Online
Visa Merchants in Romania1.19% of the transaction value + RON 0.30 (Visa/MasterCard debit/credit cards issued in Romania or abroad); 1.45 - 11.00% of the transaction value + RON 0.30 (instalment cards, Visa/MasterCard); negotiable share of the transaction value (by monthly volume)Percentage plus fixed amountRead at source on 7 October 2026Online
Visa Debit Merchants in Romania1.19% of the transaction value + RON 0.30 (Visa/MasterCard debit/credit cards issued in Romania or abroad); 1.45 - 11.00% of the transaction value + RON 0.30 (instalment cards, Visa/MasterCard); negotiable share of the transaction value (by monthly volume)Percentage plus fixed amountRead at source on 7 October 2026Online
Compare NETOPIA Payments with other providers in the indexChoose your own country, channel and payment method

All providers in the index

Source: EcomStream, Retail Payment Methods Transparency Index, ecomstream.eu/payment-methods-transparency-index. Read at source between 20 September 2026 and 7 October 2026. A provider that believes a row is wrong can write to index@ecomstream.nl. Every reported correction is checked at the source.

Retail Payment Methods Transparency Index

Questions about NETOPIA Payments fees

What does NETOPIA Payments charge for card payments?

NETOPIA Payments publishes for card payments (Romania, online): Visa, Mastercard: 1.19% of the transaction value + RON 0.30 (Visa/MasterCard debit/credit cards issued in Romania or abroad); 1.45 - 11.00% of the transaction value + RON 0.30 (instalment cards, Visa/MasterCard); negotiable share of the transaction value (by monthly volume). That is the published rate; what a merchant pays is set in the quoted rate.

For which payment methods does NETOPIA Payments publish no price?

NETOPIA Payments offers these payment methods without a published price (Romania, online): Apple Pay, Google Pay, Oney.

Your rate

A published rate is the starting point, not the outcome

For a merchant with volume the published list is where the negotiation starts. The quoted rate decides what reaches your statement: the percentage and the fixed fee per transaction, the surcharges for international cards and currency conversion, how the rate is built for each payment method, and the terms on payouts, chargebacks and refunds. Two merchants with the same payment mix can be on the same list and pay different amounts.

EcomStream reviews a contract with NETOPIA Payments on merchant mandate against what the market quotes for comparable volume and payment mix, and renegotiates it, without a change of provider, on a no cure no pay basis. Start with cutting your PSP costs, or run the payment set-up check on your own figures first.