Millennium bcp fees per payment method: the prices Millennium bcp publishes
Every price Millennium bcp publishes for merchants established in Europe, in one table: per payment method, country of establishment and channel, with the date each price was read. Choose your country and channel, and the table also shows the methods Millennium bcp offers without a published price. A published rate is a list rate: what you actually pay is set in your quoted rate and your contract.
Retail Payment Methods Transparency Index
Millennium bcp fees by country and channel
Millennium bcp stands in the index with 7 payment methods for merchants established in Europe, and publishes a price for 4 of them.
Each rate is shown as Millennium bcp prints it; the method name links to the page about that method and the date links to the page the rate was read on. A published rate is a list rate: what a merchant actually pays is stated in the quoted rate and the contract.
The country where your business is established and from which you sell.
| Payment method | Published price | Channel |
|---|---|---|
| Alipay Merchants in Portugal | Alipay payment service fee: 3.00%; Alipay joining fee: freePercentageRead at source on 28 September 2026 | Online and in-store |
| American Express Merchants in Portugal | No price publishedRead at source on 12 October 2026 | In-store |
| Mastercard Merchants in Portugal | No price publishedRead at source on 19 September 2026 | In-store |
| MB WAY Merchants in Portugal | 1.20% + €0.05; P@Y.ME monthly fee: €6.00; €0 per month when joining Cliente Frequente Negócios, Cliente Digital Empresa, Solução M Empresa or Solução M Empresa PremiumPercentage plus fixed amount, plus subscriptionRead at source on 9 October 2026 | Online |
| Multibanco Merchants in Portugal | P@Y.ME monthly fee: €6.00; €0 per month when joining Cliente Frequente Negócios, Cliente Digital Empresa, Solução M Empresa or Solução M Empresa Premium; payment of services: 1.20% + €0.21 + VAT at the legal rate; tariff for utilities and the State (variable + fixed): 1% of the transaction amount (maximum €0.60) + €0.25Percentage plus fixed amount, plus subscriptionRead at source on 9 October 2026 | Online |
| UnionPay Merchants in Portugal | UnionPay merchant service charge: 2.50%PercentageRead at source on 28 September 2026 | In-store |
| Visa Merchants in Portugal | No price publishedRead at source on 19 September 2026 | In-store |
Source: EcomStream, Retail Payment Methods Transparency Index, ecomstream.eu/payment-methods-transparency-index. Read at source between 19 September 2026 and 12 October 2026. A provider that believes a row is wrong can write to index@ecomstream.nl. Every reported correction is checked at the source.
Retail Payment Methods Transparency Index
Questions about Millennium bcp fees
What does Millennium bcp charge for MB WAY?
Millennium bcp publishes 1.20% + €0.05; P@Y.ME monthly fee: €6.00; €0 per month when joining Cliente Frequente Negócios, Cliente Digital Empresa, Solução M Empresa or Solução M Empresa Premium for MB WAY (Portugal, online), read at source on 9 October 2026. That is the published rate; what a merchant pays is set in the quoted rate.
For which payment methods does Millennium bcp publish no price?
Millennium bcp publishes a price for every payment method it offers in the index (Portugal, online).
Your rate
A published rate is the starting point, not the outcome
For a merchant with volume the published list is where the negotiation starts. The quoted rate decides what reaches your statement: the percentage and the fixed fee per transaction, the surcharges for international cards and currency conversion, how the rate is built for each payment method, and the terms on payouts, chargebacks and refunds. Two merchants with the same payment mix can be on the same list and pay different amounts.
EcomStream reviews a contract with Millennium bcp on merchant mandate against what the market quotes for comparable volume and payment mix, and renegotiates it, without a change of provider, on a no cure no pay basis. Start with cutting your PSP costs, or run the payment set-up check on your own figures first.
