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Flatpay fees per payment method: the prices Flatpay publishes

Every price Flatpay publishes for merchants established in Europe, in one table: per payment method, country of establishment and channel, with the date each price was read. Choose your country and channel, and the table also shows the methods Flatpay offers without a published price. A published rate is a list rate: what you actually pay is set in your quoted rate and your contract.

Retail Payment Methods Transparency Index

Flatpay fees by country and channel

Flatpay stands in the index with 7 payment methods for merchants established in Europe, and publishes a price for one of them.

Each rate is shown as Flatpay prints it; the method name links to the page about that method and the date links to the page the rate was read on. A published rate is a list rate: what a merchant actually pays is stated in the quoted rate and the contract.

Payment methodPublished priceChannel
Apple Pay Merchants in GermanyNo price publishedRead at source on 2 October 2026Online
Google Pay Merchants in GermanyNo price publishedRead at source on 2 October 2026Online
Mastercard Merchants in GermanyNo price publishedRead at source on 2 October 2026In-store
Mastercard Merchants in DenmarkNo price publishedRead at source on 7 October 2026Online
Mastercard Merchants in FinlandNo price publishedRead at source on 2 October 2026In-store
Mastercard Merchants in FranceNo price publishedRead at source on 2 October 2026In-store
Mastercard Merchants in the United KingdomNo price publishedRead at source on 2 October 2026In-store
Mastercard Merchants in ItalyNo price publishedRead at source on 2 October 2026In-store
Mastercard Merchants in the NetherlandsNo price publishedRead at source on 2 October 2026In-store
MobilePay Merchants in DenmarkOnline payments (over DKK 480,000 annual card turnover): DKK 0.99 per MobilePay transaction; DKK 49 per month for MobilePay; DKK 0 monthly subscriptionFixed amount, plus subscriptionRead at source on 28 September 2026Online
MobilePay Merchants in FinlandMobilePay: €0.14 per transaction; €7 per monthFixed amount, plus subscriptionRead at source on 2 October 2026Online
Titres-Restaurant (CONECS) Merchants in FranceNo price publishedRead at source on 2 October 2026In-store
Vipps MobilePay Merchants in DenmarkNo price publishedRead at source on 9 October 2026Online
Visa Merchants in GermanyNo price publishedRead at source on 2 October 2026In-store
Visa Merchants in DenmarkNo price publishedRead at source on 7 October 2026Online
Visa Merchants in FinlandNo price publishedRead at source on 2 October 2026In-store
Visa Merchants in FranceNo price publishedRead at source on 2 October 2026In-store
Visa Merchants in the United KingdomNo price publishedRead at source on 2 October 2026In-store
Visa Merchants in ItalyNo price publishedRead at source on 2 October 2026In-store
Visa Merchants in the NetherlandsNo price publishedRead at source on 2 October 2026In-store
Compare Flatpay with other providers in the indexChoose your own country, channel and payment method

All providers in the index

Source: EcomStream, Retail Payment Methods Transparency Index, ecomstream.eu/payment-methods-transparency-index. Read at source between 28 September 2026 and 9 October 2026. A provider that believes a row is wrong can write to index@ecomstream.nl. Every reported correction is checked at the source.

Retail Payment Methods Transparency Index

Questions about Flatpay fees

What does Flatpay charge for MobilePay?

Flatpay publishes Online payments (over DKK 480,000 annual card turnover): DKK 0.99 per MobilePay transaction; DKK 49 per month for MobilePay; DKK 0 monthly subscription for MobilePay (Denmark, online), read at source on 28 September 2026. That is the published rate; what a merchant pays is set in the quoted rate.

For which payment methods does Flatpay publish no price?

Flatpay offers these payment methods without a published price (Denmark, online): Mastercard, Vipps MobilePay, Visa.

Your rate

A published rate is the starting point, not the outcome

For a merchant with volume the published list is where the negotiation starts. The quoted rate decides what reaches your statement: the percentage and the fixed fee per transaction, the surcharges for international cards and currency conversion, how the rate is built for each payment method, and the terms on payouts, chargebacks and refunds. Two merchants with the same payment mix can be on the same list and pay different amounts.

EcomStream reviews a contract with Flatpay on merchant mandate against what the market quotes for comparable volume and payment mix, and renegotiates it, without a change of provider, on a no cure no pay basis. Start with cutting your PSP costs, or run the payment set-up check on your own figures first.