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Eupago fees per payment method: the prices Eupago publishes

Every price Eupago publishes for merchants established in Europe, in one table: per payment method, country of establishment and channel, with the date each price was read. Choose your country and channel, and the table also shows the methods Eupago offers without a published price. A published rate is a list rate: what you actually pay is set in your quoted rate and your contract.

Retail Payment Methods Transparency Index

Eupago fees by country and channel

Eupago stands in the index with 11 payment methods for merchants established in Europe, and publishes a price for 8 of them.

Each rate is shown as Eupago prints it; the method name links to the page about that method and the date links to the page the rate was read on. A published rate is a list rate: what a merchant actually pays is stated in the quoted rate and the contract.

Payment methodPublished priceChannel
Apple Pay Merchants in Spain€0.20 + 1%; +1% for cards issued outside the EEA; +1% for corporate cardsPercentage plus fixed amountRead at source on 6 October 2026Online
Apple Pay Merchants in Portugal€0.20 + 1.50%; additional 1.00% on the transaction amount for transactions made with cards issued outside the EEA; additional 1.00% on the transaction amount for transactions made with corporate (business) cardsPercentage plus fixed amountRead at source on 28 September 2026Online
Apple Pay Merchants in PortugalNo price publishedRead at source on 20 September 2026In-store
Bizum Merchants in Spain0.79% + €0.19; until 31 December 2026: 0.59% + €0.15Percentage plus fixed amountRead at source on 12 October 2026Online
Bizum Merchants in Portugal0.59% + €0.15 (until 31 December 2026)Percentage plus fixed amountRead at source on 28 September 2026Online
FLOA Pay Merchants in PortugalNo price publishedRead at source on 28 September 2026Online
Google Pay Merchants in Spain€0.20 + 1%; +1% for cards issued outside the EEA; +1% for corporate cardsPercentage plus fixed amountRead at source on 6 October 2026Online
Google Pay Merchants in Portugal€0.20 + 1.50%; additional 1.00% on the transaction amount for transactions made with cards issued outside the EEA; additional 1.00% on the transaction amount for transactions made with corporate (business) cardsPercentage plus fixed amountRead at source on 28 September 2026Online
Mastercard Merchants in SpainNo price publishedRead at source on 2 October 2026Online
MB WAY Merchants in Spain0.70% + €0.07Percentage plus fixed amountRead at source on 7 October 2026Online
MB WAY Merchants in Portugal€0.07 + 0.70%Percentage plus fixed amountRead at source on 28 September 2026Online
Multibanco Merchants in Spain1.50% + €0.20Percentage plus fixed amountRead at source on 2 October 2026Online
Multibanco Merchants in Portugal€0.20 + 1.50%Percentage plus fixed amountRead at source on 28 September 2026Online
paysafecard Merchants in Spain12.00%PercentageRead at source on 2 October 2026Online
paysafecard Merchants in Portugal12.00%PercentageRead at source on 28 September 2026Online
Payshop Merchants in Spain€0.60Fixed amountRead at source on 2 October 2026Online
Payshop Merchants in Portugal€0.60Fixed amountRead at source on 28 September 2026Online
SEPA Direct Debit Merchants in SpainDirect debits: €0.45Fixed amountRead at source on 5 October 2026Online
SEPA Direct Debit Merchants in PortugalDirect debits: €0.45Fixed amountRead at source on 28 September 2026Online
Visa Merchants in SpainNo price publishedRead at source on 2 October 2026Online
Compare Eupago with other providers in the indexChoose your own country, channel and payment method

All providers in the index

Source: EcomStream, Retail Payment Methods Transparency Index, ecomstream.eu/payment-methods-transparency-index. Read at source between 20 September 2026 and 12 October 2026. A provider that believes a row is wrong can write to index@ecomstream.nl. Every reported correction is checked at the source.

Retail Payment Methods Transparency Index

Questions about Eupago fees

What does Eupago charge for MB WAY?

Eupago publishes €0.07 + 0.70% for MB WAY (Portugal, online), read at source on 28 September 2026. That is the published rate; what a merchant pays is set in the quoted rate.

For which payment methods does Eupago publish no price?

Eupago offers these payment methods without a published price (Portugal, online): FLOA Pay.

Your rate

A published rate is the starting point, not the outcome

For a merchant with volume the published list is where the negotiation starts. The quoted rate decides what reaches your statement: the percentage and the fixed fee per transaction, the surcharges for international cards and currency conversion, how the rate is built for each payment method, and the terms on payouts, chargebacks and refunds. Two merchants with the same payment mix can be on the same list and pay different amounts.

EcomStream reviews a contract with Eupago on merchant mandate against what the market quotes for comparable volume and payment mix, and renegotiates it, without a change of provider, on a no cure no pay basis. Start with cutting your PSP costs, or run the payment set-up check on your own figures first.