Vert fees per payment method: the prices Vert publishes
Every price Vert publishes for merchants established in Europe, in one table: per payment method, country of establishment and channel, with the date each price was read. Choose your country and channel, and the table also shows the methods Vert offers without a published price. A published rate is a list rate: what you actually pay is set in your quoted rate and your contract.
Retail Payment Methods Transparency Index
Vert fees by country and channel
Vert stands in the index with 10 payment methods for merchants established in Europe, and publishes a price for 5 of them.
Each rate is shown as Vert prints it; the method name links to the page about that method and the date links to the page the rate was read on. A published rate is a list rate: what a merchant actually pays is stated in the quoted rate and the contract.
The country where your business is established and from which you sell.
| Payment method | Published price | Channel |
|---|---|---|
| American Express Merchants in Germany | No price publishedRead at source on 20 September 2026 | In-store |
| Apple Pay Merchants in Germany | No price publishedRead at source on 28 September 2026 | In-store |
| girocard Merchants in Germany | First 12 months: €0.00 (cost coverage up to €50,000 turnover from digital payments); after 12 months: Clover Flex: girocard 0.35%; terminal rent €19.99 per month; Clover Pocket: girocard 0.99%; terminal rent €5.99 per month; contract term 60 months in total; conditions: the business has existed for at least 12 months, has accepted no card payments in the last 12 months, trades face to face, and has at most five locationsPercentage, plus subscription, tieredRead at source on 12 October 2026 | In-store |
| Google Pay Merchants in Germany | No price publishedRead at source on 28 September 2026 | In-store |
| Maestro Merchants in Germany | First 12 months: €0.00 (cost coverage up to €50,000 turnover from digital payments); after 12 months: Clover Flex: debit card 0.59%, credit card 0.99%; terminal rent €19.99 per month; Clover Pocket: debit card 0.99%, credit card 0.99%; terminal rent €5.99 per month; contract term 60 months in total; conditions: the business has existed for at least 12 months, has accepted no card payments in the last 12 months, trades face to face, and has at most five locationsPercentage, plus subscription, tieredRead at source on 12 October 2026 | In-store |
| Mastercard Merchants in Germany | First 12 months: €0.00 (cost coverage up to €50,000 turnover from digital payments); after 12 months: Clover Flex: debit card 0.59%, credit card 0.99%; terminal rent €19.99 per month; Clover Pocket: debit card 0.99%, credit card 0.99%; terminal rent €5.99 per month; contract term 60 months in total; conditions: the business has existed for at least 12 months, has accepted no card payments in the last 12 months, trades face to face, and has at most five locationsPercentage, plus subscription, tieredRead at source on 12 October 2026 | In-store |
| PayPal Merchants in Germany | No price publishedRead at source on 20 September 2026 | In-store |
| V PAY Merchants in Germany | First 12 months: €0.00 (cost coverage up to €50,000 turnover from digital payments); after 12 months: Clover Flex: debit card 0.59%, credit card 0.99%; terminal rent €19.99 per month; Clover Pocket: debit card 0.99%, credit card 0.99%; terminal rent €5.99 per month; contract term 60 months in total; conditions: the business has existed for at least 12 months, has accepted no card payments in the last 12 months, trades face to face, and has at most five locationsPercentage, plus subscription, tieredRead at source on 12 October 2026 | In-store |
| Visa Merchants in Germany | First 12 months: €0.00 (cost coverage up to €50,000 turnover from digital payments); after 12 months: Clover Flex: debit card 0.59%, credit card 0.99%; terminal rent €19.99 per month; Clover Pocket: debit card 0.99%, credit card 0.99%; terminal rent €5.99 per month; contract term 60 months in total; conditions: the business has existed for at least 12 months, has accepted no card payments in the last 12 months, trades face to face, and has at most five locationsPercentage, plus subscription, tieredRead at source on 12 October 2026 | In-store |
| Visa Debit Merchants in Germany | No price publishedRead at source on 20 September 2026 | In-store |
Source: EcomStream, Retail Payment Methods Transparency Index, ecomstream.eu/payment-methods-transparency-index. Read at source between 20 September 2026 and 12 October 2026. A provider that believes a row is wrong can write to index@ecomstream.nl. Every reported correction is checked at the source.
Retail Payment Methods Transparency Index
Questions about Vert fees
What does Vert charge for card payments?
Vert publishes for card payments (Germany, in-store): Visa, Mastercard: First 12 months: €0.00 (cost coverage up to €50,000 turnover from digital payments); after 12 months: Clover Flex: debit card 0.59%, credit card 0.99%; terminal rent €19.99 per month; Clover Pocket: debit card 0.99%, credit card 0.99%; terminal rent €5.99 per month; contract term 60 months in total; conditions: the business has existed for at least 12 months, has accepted no card payments in the last 12 months, trades face to face, and has at most five locations. That is the published rate; what a merchant pays is set in the quoted rate.
For which payment methods does Vert publish no price?
Vert offers these payment methods without a published price (Germany, in-store): American Express, Apple Pay, Google Pay, PayPal, Visa Debit.
Your rate
A published rate is the starting point, not the outcome
For a merchant with volume the published list is where the negotiation starts. The quoted rate decides what reaches your statement: the percentage and the fixed fee per transaction, the surcharges for international cards and currency conversion, how the rate is built for each payment method, and the terms on payouts, chargebacks and refunds. Two merchants with the same payment mix can be on the same list and pay different amounts.
EcomStream reviews a contract with Vert on merchant mandate against what the market quotes for comparable volume and payment mix, and renegotiates it, without a change of provider, on a no cure no pay basis. Start with cutting your PSP costs, or run the payment set-up check on your own figures first.
