Société Générale fees per payment method: the prices Société Générale publishes
Every price Société Générale publishes for merchants established in Europe, in one table: per payment method, country of establishment and channel, with the date each price was read. Choose your country and channel, and the table also shows the methods Société Générale offers without a published price. A published rate is a list rate: what you actually pay is set in your quoted rate and your contract.
Retail Payment Methods Transparency Index
Société Générale fees by country and channel
Société Générale stands in the index with 8 payment methods for merchants established in Europe, and publishes a price for 2 of them.
Each rate is shown as Société Générale prints it; the method name links to the page about that method and the date links to the page the rate was read on. A published rate is a list rate: what a merchant actually pays is stated in the quoted rate and the contract.
The country where your business is established and from which you sell.
| Payment method | Published price | Channel |
|---|---|---|
| American Express Merchants in France | No price publishedRead at source on 20 September 2026 | Online |
| Apple Pay Merchants in France | No price publishedRead at source on 9 October 2026 | Online |
| Google Pay Merchants in France | No price publishedRead at source on 20 September 2026 | Online |
| Oney Merchants in France | No price publishedRead at source on 20 September 2026 | Online |
| PayPal Merchants in France | No price publishedRead at source on 20 September 2026 | Online |
| Samsung Pay Merchants in France | No price publishedRead at source on 20 September 2026 | Online |
| SEPA Direct Debit Merchants in France | Sogecommerce, SEPA direct debit option: €0.20 per SEPA direct debit; €0.90 per archived mandate with signature (plus VAT); option set-up €400.00 (plus VAT); Sogecommerce connection fee €300.00 one-off on opening (plus VAT); monthly subscription €33.00 (plus VAT). SEPA direct debit remittance (section 3.7), internet or teletransmission: €0.47 per SEPA / TIP SEPA direct debit (processor's handling extra), €0.50 per SEPA B2B direct debit; paper remittance: €13.00 per remittance and €5.00 per direct debit; €17.00 per unpaid direct debit; €5.00 per transaction notice (accepted or unpaid); optional automatic re-presentation of unpaid items €20.00/month and €0.65 per re-presented direct debit; SEPA creditor identifier (ICS) request €36.00Fixed amount, plus subscriptionRead at source on 12 October 2026 | Online |
| Titres-Restaurant (CONECS) Merchants in France | Sogecommerce online: Titres Restaurants Dématérialisés (Conecs) option free, excluding the fees charged by the meal-voucher issuers under the merchant's own affiliation contract; Sogecommerce connection fee €300.00 one-off on opening; monthly subscription €33.00Plus the method owner’s fee, plus subscriptionRead at source on 9 October 2026 | Online |
Source: EcomStream, Retail Payment Methods Transparency Index, ecomstream.eu/payment-methods-transparency-index. Read at source between 20 September 2026 and 12 October 2026. A provider that believes a row is wrong can write to index@ecomstream.nl. Every reported correction is checked at the source.
Retail Payment Methods Transparency Index
Questions about Société Générale fees
What does Société Générale charge for SEPA Direct Debit?
Société Générale publishes Sogecommerce, SEPA direct debit option: €0.20 per SEPA direct debit; €0.90 per archived mandate with signature (plus VAT); option set-up €400.00 (plus VAT); Sogecommerce connection fee €300.00 one-off on opening (plus VAT); monthly subscription €33.00 (plus VAT). SEPA direct debit remittance (section 3.7), internet or teletransmission: €0.47 per SEPA / TIP SEPA direct debit (processor's handling extra), €0.50 per SEPA B2B direct debit; paper remittance: €13.00 per remittance and €5.00 per direct debit; €17.00 per unpaid direct debit; €5.00 per transaction notice (accepted or unpaid); optional automatic re-presentation of unpaid items €20.00/month and €0.65 per re-presented direct debit; SEPA creditor identifier (ICS) request €36.00 for SEPA Direct Debit (France, online), read at source on 12 October 2026. That is the published rate; what a merchant pays is set in the quoted rate.
For which payment methods does Société Générale publish no price?
Société Générale offers these payment methods without a published price (France, online): American Express, Apple Pay, Google Pay, Oney, PayPal, Samsung Pay.
Your rate
A published rate is the starting point, not the outcome
For a merchant with volume the published list is where the negotiation starts. The quoted rate decides what reaches your statement: the percentage and the fixed fee per transaction, the surcharges for international cards and currency conversion, how the rate is built for each payment method, and the terms on payouts, chargebacks and refunds. Two merchants with the same payment mix can be on the same list and pay different amounts.
EcomStream reviews a contract with Société Générale on merchant mandate against what the market quotes for comparable volume and payment mix, and renegotiates it, without a change of provider, on a no cure no pay basis. Start with cutting your PSP costs, or run the payment set-up check on your own figures first.
