REDUNIQ (UNICRE) fees per payment method: the prices REDUNIQ (UNICRE) publishes
Every price REDUNIQ (UNICRE) publishes for merchants established in Europe, in one table: per payment method, country of establishment and channel, with the date each price was read. Choose your country and channel, and the table also shows the methods REDUNIQ (UNICRE) offers without a published price. A published rate is a list rate: what you actually pay is set in your quoted rate and your contract.
Retail Payment Methods Transparency Index
REDUNIQ (UNICRE) fees by country and channel
REDUNIQ (UNICRE) stands in the index with 13 payment methods for merchants established in Europe, and publishes a price for 11 of them.
Each rate is shown as REDUNIQ (UNICRE) prints it; the method name links to the page about that method and the date links to the page the rate was read on. A published rate is a list rate: what a merchant actually pays is stated in the quoted rate and the contract.
The country where your business is established and from which you sell.
| Payment method | Published price | Channel |
|---|---|---|
| Apple Pay Merchants in Portugal | No price publishedRead at source on 7 October 2026 | In-store |
| Diners Club Merchants in Portugal | Maximum rates (TSC máxima per transaction). In-store: Diners/Discover, all cards 3.00%; min €0.05 per transaction; + €0.15 per transaction on mPOS; + €0.10 per transaction on an Integrated Payments Solution terminalPercentage, with minimumRead at source on 12 October 2026 | In-store |
| Discover Merchants in Portugal | Maximum rates (TSC máxima per transaction). In-store: Diners/Discover, all cards 3.00%; min €0.05 per transaction; + €0.15 per transaction on mPOS; + €0.10 per transaction on an Integrated Payments Solution terminalPercentage, with minimumRead at source on 12 October 2026 | In-store |
| Google Pay Merchants in Portugal | No price publishedRead at source on 7 October 2026 | In-store |
| JCB Merchants in Portugal | Maximum rates (TSC máxima per transaction). In-store: JCB, all cards 2.50%; min €0.05 per transaction; + €0.15 per transaction on mPOS; + €0.10 per transaction on an Integrated Payments Solution terminalPercentage, with minimumRead at source on 12 October 2026 | In-store |
| Maestro Merchants in Portugal | Maximum rates (TSC máxima per transaction). In-store, EEA cards: consumer debit and prepaid 1.50%, business credit, debit and prepaid 2.50%; non-EEA cards: consumer debit and prepaid (excl. Premium) 2.35%, consumer Premium credit, debit and prepaid 3.00%, business credit, debit and prepaid 3.00%; min €0.05 per transaction; + €0.15 per transaction on a mobile POS (mPOS); + €0.10 per transaction on a terminal of the Integrated Payments Solution; Reduniq Easy, all cards: 1.50% (sign-ups since 01-10-2022, on monthly card turnover above €7,500), 2.25% (sign-ups up to 30-09-2022); Online, Reduniq E-Commerce (monthly fee €19.00 + VAT per virtual store): EEA cards: consumer credit, debit and prepaid 2.25% + €0.35, business 2.75% + €0.35; non-EEA cards: consumer (excl. Premium) 3.20% + €0.35, consumer Premium 3.75% + €0.35, business 3.20% + €0.35; Global Wholesale (business credit) 2.95% + €0.35; Reduniq@Payments: all cards 3.15% + €0.35; Pagamento de Compras, domestic cards: without real time, all cards 3.75% + €0.16; with real time, consumer 3.75% + €0.19, business 3.95% + €0.19Percentage plus fixed amount, with minimum, tiered, plus subscriptionRead at source on 12 October 2026 | Online and in-store |
| Mastercard Merchants in Portugal | Maximum rates (TSC máxima per transaction). In-store, EEA cards: consumer credit 1.60%, consumer debit and prepaid 1.50%, business credit, debit and prepaid 2.50%; non-EEA cards: consumer credit (excl. Premium) 2.75%, consumer debit and prepaid (excl. Premium) 2.35%, consumer Premium credit, debit and prepaid 3.00%, business credit, debit and prepaid 3.00%; Global Wholesale (business credit) 2.95%; min €0.05 per transaction; + €0.15 per transaction on a mobile POS (mPOS); + €0.10 per transaction on a terminal of the Integrated Payments Solution; Reduniq Easy, all cards: 1.50% (sign-ups since 01-10-2022, on monthly card turnover above €7,500), 2.25% (sign-ups up to 30-09-2022); Online, Reduniq E-Commerce (monthly fee €19.00 + VAT per virtual store): EEA cards: consumer credit, debit and prepaid 2.25% + €0.35, business 2.75% + €0.35; non-EEA cards: consumer (excl. Premium) 3.20% + €0.35, consumer Premium 3.75% + €0.35, business 3.20% + €0.35; Global Wholesale (business credit) 2.95% + €0.35; Reduniq@Payments: all cards 3.15% + €0.35; Pagamento de Compras, domestic cards: without real time, all cards 3.75% + €0.16; with real time, consumer 3.75% + €0.19, business 3.95% + €0.19Percentage plus fixed amount, with minimum, tiered, plus subscriptionRead at source on 12 October 2026 | Online and in-store |
| MB WAY Merchants in Portugal | Maximum rates (TSC máxima per transaction). Online, Reduniq E-Commerce: MB Way, all cards 0.90% + €0.35; MB WAY monthly fee €5.00 + VATPercentage plus fixed amount, plus subscriptionRead at source on 12 October 2026 | Online |
| Pix Merchants in Portugal | Maximum rates (TSC máxima per transaction). Online, Reduniq E-Commerce: PIX, all cards 1.50%PercentageRead at source on 8 October 2026 | Online |
| Pix Merchants in Portugal | Maximum rates (TSC máxima per transaction). In-store: PIX, debit 1.50%PercentageRead at source on 12 October 2026 | In-store |
| UnionPay Merchants in Portugal | Maximum rates (TSC máxima per transaction). Online, Reduniq E-Commerce (monthly fee €19.00 + VAT per virtual store): Union Pay, EEA cards: consumer credit, debit and prepaid 2.25% + €0.35, business 2.75% + €0.35; non-EEA cards: all cards 3.20% + €0.35; non-EEA Premium consumer cards 3.65% + €0.35Percentage plus fixed amount, plus subscriptionRead at source on 12 October 2026 | Online |
| UnionPay Merchants in Portugal | Maximum rates (TSC máxima per transaction). In-store: UnionPay International, all cards 3.00%; min €0.05 per transaction; + €0.15 per transaction on mPOS; + €0.10 per transaction on an Integrated Payments Solution terminalPercentage, with minimumRead at source on 12 October 2026 | In-store |
| V PAY Merchants in Portugal | Maximum rates (TSC máxima per transaction). In-store, EEA cards: consumer debit and prepaid 1.50%, business credit, debit and prepaid 2.50%; non-EEA cards: consumer debit and prepaid (excl. Premium) 2.35%, consumer Premium credit, debit and prepaid 3.00%, business credit, debit and prepaid 3.00%; min €0.05 per transaction; + €0.15 per transaction on a mobile POS (mPOS); + €0.10 per transaction on a terminal of the Integrated Payments Solution; Reduniq Easy, all cards: 1.50% (sign-ups since 01-10-2022, on monthly card turnover above €7,500), 2.25% (sign-ups up to 30-09-2022)Percentage, with minimum, tieredRead at source on 12 October 2026 | In-store |
| Visa Merchants in Portugal | Maximum rates (TSC máxima per transaction). In-store, EEA cards: consumer credit 1.60%, consumer debit and prepaid 1.50%, business credit, debit and prepaid 2.50%; non-EEA cards: consumer credit (excl. Premium) 2.75%, consumer debit and prepaid (excl. Premium) 2.35%, consumer Premium credit, debit and prepaid 3.00%, business credit, debit and prepaid 3.00%; Global Wholesale (business credit) 2.95%; min €0.05 per transaction; + €0.15 per transaction on a mobile POS (mPOS); + €0.10 per transaction on a terminal of the Integrated Payments Solution; Reduniq Easy, all cards: 1.50% (sign-ups since 01-10-2022, on monthly card turnover above €7,500), 2.25% (sign-ups up to 30-09-2022); Online, Reduniq E-Commerce (monthly fee €19.00 + VAT per virtual store): EEA cards: consumer credit, debit and prepaid 2.25% + €0.35, business 2.75% + €0.35; non-EEA cards: consumer (excl. Premium) 3.20% + €0.35, consumer Premium 3.75% + €0.35, business 3.20% + €0.35; Global Wholesale (business credit) 2.95% + €0.35; Reduniq@Payments: all cards 3.15% + €0.35; Pagamento de Compras, domestic cards: without real time, consumer 3.75% + €0.16, business 3.95% + €0.16; with real time, consumer 3.75% + €0.19, business 3.95% + €0.19Percentage plus fixed amount, with minimum, tiered, plus subscriptionRead at source on 12 October 2026 | Online and in-store |
| Visa Debit Merchants in Portugal | Maximum rates (TSC máxima per transaction). Online, Reduniq E-Commerce (monthly fee €19.00 + VAT per virtual store): EEA cards: consumer credit, debit and prepaid 2.25% + €0.35, business 2.75% + €0.35; non-EEA cards: consumer (excl. Premium) 3.20% + €0.35, consumer Premium 3.75% + €0.35, business 3.20% + €0.35; Reduniq@Payments: all cards 3.15% + €0.35; Pagamento de Compras, domestic cards: without real time, consumer 3.75% + €0.16, business 3.95% + €0.16; with real time, consumer 3.75% + €0.19, business 3.95% + €0.19Percentage plus fixed amount, plus subscription, tieredRead at source on 12 October 2026 | Online |
| Visa Debit Merchants in Portugal | Maximum rates (TSC máxima per transaction). In-store, EEA cards: consumer debit and prepaid 1.50%, business credit, debit and prepaid 2.50%; non-EEA cards: consumer debit and prepaid (excl. Premium) 2.35%, consumer Premium credit, debit and prepaid 3.00%, business credit, debit and prepaid 3.00%; min €0.05 per transaction; + €0.15 per transaction on a mobile POS (mPOS); + €0.10 per transaction on a terminal of the Integrated Payments Solution; Reduniq Easy, all cards: 1.50% (sign-ups since 01-10-2022, on monthly card turnover above €7,500), 2.25% (sign-ups up to 30-09-2022)Percentage, with minimum, tieredRead at source on 12 October 2026 | In-store |
Source: EcomStream, Retail Payment Methods Transparency Index, ecomstream.eu/payment-methods-transparency-index. Read at source between 7 October 2026 and 12 October 2026. A provider that believes a row is wrong can write to index@ecomstream.nl. Every reported correction is checked at the source.
Retail Payment Methods Transparency Index
Questions about REDUNIQ (UNICRE) fees
What does REDUNIQ (UNICRE) charge for card payments?
REDUNIQ (UNICRE) publishes for card payments (Portugal, in-store): Visa: Maximum rates (TSC máxima per transaction). In-store, EEA cards: consumer credit 1.60%, consumer debit and prepaid 1.50%, business credit, debit and prepaid 2.50%; non-EEA cards: consumer credit (excl. Premium) 2.75%, consumer debit and prepaid (excl. Premium) 2.35%, consumer Premium credit, debit and prepaid 3.00%, business credit, debit and prepaid 3.00%; Global Wholesale (business credit) 2.95%; min €0.05 per transaction; + €0.15 per transaction on a mobile POS (mPOS); + €0.10 per transaction on a terminal of the Integrated Payments Solution; Reduniq Easy, all cards: 1.50% (sign-ups since 01-10-2022, on monthly card turnover above €7,500), 2.25% (sign-ups up to 30-09-2022); Online, Reduniq E-Commerce (monthly fee €19.00 + VAT per virtual store): EEA cards: consumer credit, debit and prepaid 2.25% + €0.35, business 2.75% + €0.35; non-EEA cards: consumer (excl. Premium) 3.20% + €0.35, consumer Premium 3.75% + €0.35, business 3.20% + €0.35; Global Wholesale (business credit) 2.95% + €0.35; Reduniq@Payments: all cards 3.15% + €0.35; Pagamento de Compras, domestic cards: without real time, consumer 3.75% + €0.16, business 3.95% + €0.16; with real time, consumer 3.75% + €0.19, business 3.95% + €0.19; Mastercard: Maximum rates (TSC máxima per transaction). In-store, EEA cards: consumer credit 1.60%, consumer debit and prepaid 1.50%, business credit, debit and prepaid 2.50%; non-EEA cards: consumer credit (excl. Premium) 2.75%, consumer debit and prepaid (excl. Premium) 2.35%, consumer Premium credit, debit and prepaid 3.00%, business credit, debit and prepaid 3.00%; Global Wholesale (business credit) 2.95%; min €0.05 per transaction; + €0.15 per transaction on a mobile POS (mPOS); + €0.10 per transaction on a terminal of the Integrated Payments Solution; Reduniq Easy, all cards: 1.50% (sign-ups since 01-10-2022, on monthly card turnover above €7,500), 2.25% (sign-ups up to 30-09-2022); Online, Reduniq E-Commerce (monthly fee €19.00 + VAT per virtual store): EEA cards: consumer credit, debit and prepaid 2.25% + €0.35, business 2.75% + €0.35; non-EEA cards: consumer (excl. Premium) 3.20% + €0.35, consumer Premium 3.75% + €0.35, business 3.20% + €0.35; Global Wholesale (business credit) 2.95% + €0.35; Reduniq@Payments: all cards 3.15% + €0.35; Pagamento de Compras, domestic cards: without real time, all cards 3.75% + €0.16; with real time, consumer 3.75% + €0.19, business 3.95% + €0.19. That is the published rate; what a merchant pays is set in the quoted rate.
For which payment methods does REDUNIQ (UNICRE) publish no price?
REDUNIQ (UNICRE) offers these payment methods without a published price (Portugal, in-store): Apple Pay, Google Pay.
Your rate
A published rate is the starting point, not the outcome
For a merchant with volume the published list is where the negotiation starts. The quoted rate decides what reaches your statement: the percentage and the fixed fee per transaction, the surcharges for international cards and currency conversion, how the rate is built for each payment method, and the terms on payouts, chargebacks and refunds. Two merchants with the same payment mix can be on the same list and pay different amounts.
EcomStream reviews a contract with REDUNIQ (UNICRE) on merchant mandate against what the market quotes for comparable volume and payment mix, and renegotiates it, without a change of provider, on a no cure no pay basis. Start with cutting your PSP costs, or run the payment set-up check on your own figures first.
