NBG Pay fees per payment method: the prices NBG Pay publishes
Every price NBG Pay publishes for merchants established in Europe, in one table: per payment method, country of establishment and channel, with the date each price was read. Choose your country and channel, and the table also shows the methods NBG Pay offers without a published price. A published rate is a list rate: what you actually pay is set in your quoted rate and your contract.
Retail Payment Methods Transparency Index
NBG Pay fees by country and channel
NBG Pay stands in the index with 7 payment methods for merchants established in Europe, and publishes a price for 7 of them.
Each rate is shown as NBG Pay prints it; the method name links to the page about that method and the date links to the page the rate was read on. A published rate is a list rate: what a merchant actually pays is stated in the quoted rate and the contract.
The country where your business is established and from which you sell.
| Payment method | Published price | Channel |
|---|---|---|
| JCB Merchants in Greece | JCB/UnionPay: other EU 1.80% (credit/debit and corporate); outside EU 1.80%; POS terminal: wired free, wireless €9.90 per monthPercentage, plus subscriptionRead at source on 12 October 2026 | In-store |
| Maestro Merchants in Greece | Maestro: cards issued by other institutions in Greece and the EU: debit 0.60%, corporate 1.85%; cards issued outside the EU: debit 1.30%, corporate 2.75%; POS terminal: wired free, wireless €9.90 per monthPercentage, plus subscriptionRead at source on 12 October 2026 | In-store |
| Mastercard Merchants in Greece | NBG cards: Credit/Debit 0.60%, Corporate 1.80%; other EU: Credit/Debit 0.60%, Corporate 1.85%; outside EU: Credit/Debit 1.30%, Corporate 2.75%; POS terminal: wired free, wireless €9.90 per monthPercentage, plus subscriptionRead at source on 12 October 2026 | In-store |
| Mastercard Debit Merchants in Greece | NBG cards: Credit/Debit 0.60%, Corporate 1.80%; other EU: Credit/Debit 0.60%, Corporate 1.85%; outside EU: Credit/Debit 1.30%, Corporate 2.75%; POS terminal: wired free, wireless €9.90 per monthPercentage, plus subscriptionRead at source on 12 October 2026 | In-store |
| UnionPay Merchants in Greece | JCB/UnionPay: other EU 1.80% (credit/debit and corporate); outside EU 1.80%; POS terminal: wired free, wireless €9.90 per monthPercentage, plus subscriptionRead at source on 12 October 2026 | In-store |
| Visa Merchants in Greece | NBG cards: Credit/Debit 0.60%, Corporate 1.80%; other EU: Credit/Debit 0.60%, Corporate 1.85%; outside EU: Credit/Debit 1.30%, Corporate 2.75%; POS terminal: wired free, wireless €9.90 per monthPercentage, plus subscriptionRead at source on 12 October 2026 | In-store |
| Visa Debit Merchants in Greece | Visa Debit: NBG cards 0.60%, Corporate 1.80%; other EU 0.60%, Corporate 1.85%; outside EU 1.30%, Corporate 2.75%; POS terminal: wired free, wireless €9.90 per monthPercentage, plus subscriptionRead at source on 12 October 2026 | In-store |
Source: EcomStream, Retail Payment Methods Transparency Index, ecomstream.eu/payment-methods-transparency-index. Read at source between 12 October 2026 and 12 October 2026. A provider that believes a row is wrong can write to index@ecomstream.nl. Every reported correction is checked at the source.
Retail Payment Methods Transparency Index
Questions about NBG Pay fees
What does NBG Pay charge for card payments?
NBG Pay publishes for card payments (Greece, in-store): Visa, Mastercard: NBG cards: Credit/Debit 0.60%, Corporate 1.80%; other EU: Credit/Debit 0.60%, Corporate 1.85%; outside EU: Credit/Debit 1.30%, Corporate 2.75%; POS terminal: wired free, wireless €9.90 per month. That is the published rate; what a merchant pays is set in the quoted rate.
For which payment methods does NBG Pay publish no price?
NBG Pay publishes a price for every payment method it offers in the index (Greece, in-store).
Your rate
A published rate is the starting point, not the outcome
For a merchant with volume the published list is where the negotiation starts. The quoted rate decides what reaches your statement: the percentage and the fixed fee per transaction, the surcharges for international cards and currency conversion, how the rate is built for each payment method, and the terms on payouts, chargebacks and refunds. Two merchants with the same payment mix can be on the same list and pay different amounts.
EcomStream reviews a contract with NBG Pay on merchant mandate against what the market quotes for comparable volume and payment mix, and renegotiates it, without a change of provider, on a no cure no pay basis. Start with cutting your PSP costs, or run the payment set-up check on your own figures first.
