Comgate fees per payment method: the prices Comgate publishes
Every price Comgate publishes for merchants established in Europe, in one table: per payment method, country of establishment and channel, with the date each price was read. Choose your country and channel, and the table also shows the methods Comgate offers without a published price. A published rate is a list rate: what you actually pay is set in your quoted rate and your contract.
Retail Payment Methods Transparency Index
Comgate fees by country and channel
Comgate stands in the index with 11 payment methods for merchants established in Europe, and publishes a price for 8 of them.
Each rate is shown as Comgate prints it; the method name links to the page about that method and the date links to the page the rate was read on. A published rate is a list rate: what a merchant actually pays is stated in the quoted rate and the contract.
The country where your business is established and from which you sell.
Channel
| Payment method | Published price | Channel |
|---|---|---|
| Apple Pay Merchants in Czechia | Start (for merchants starting to accept cards who have not accepted card payments before; up to CZK 300,000 of payments; first six calendar months from contract signing, then the Easy tariff applies): Visa and Mastercard cards incl. Google Pay and Apple Pay, all card types: payments up to CZK 50,000 per month free, above CZK 50,000 1.00% + CZK 0, monthly service fee free; Easy: consumer debit and credit cards issued in the EU 1.00% + CZK 0 (promotion 0.60% + CZK 0 on up to CZK 1,000,000 total transaction volume in the first three months from the first payment after contract signing; usable until the sixth month after signing), business and other cards issued in the EU and cards issued outside the EU 2.00% + CZK 0, monthly service fee CZK 100 (free above CZK 100,000 monthly payment volume and for the second and each further e-shop); Profi: consumer debit and credit cards issued in the EU 0.67% + CZK 1 (promotion 0.47% + CZK 1 on up to CZK 1,000,000 total transaction volume in the first three months from the first payment after contract signing; usable until the sixth month after signing), business and other cards issued in the EU 2.00% + CZK 1, consumer cards issued outside the EU 2.70% + CZK 4.50, business cards issued outside the EU 3.40% + CZK 4.50, monthly service fee CZK 100 (free above CZK 100,000 monthly payment volume and for the second and each further e-shop); all tariffs: card payments in a currency other than the merchant's home currency +0.15%Percentage plus fixed amount, plus subscription, tieredRead at source on 12 October 2026 | Online |
| Apple Pay Merchants in Czechia | Start (for merchants starting to accept cards who have not accepted card payments before; up to CZK 300,000 of payments; first six calendar months from contract signing, then Easy applies): card payments up to CZK 50,000 per month free, above CZK 50,000 1% + CZK 0; first terminal rental free, further terminals free or CZK 300 per month (free above CZK 100,000 monthly volume per terminal); mobile terminal app free or CZK 50 (free above CZK 50,000 monthly volume); Easy: EU consumer debit and credit cards incl. Apple Pay and Google Pay 1% + CZK 0 (promotion 0.60% + CZK 0 on up to CZK 1,000,000 total transaction volume in the first three months from the first payment after contract signing; usable until the sixth month after signing); business and other cards issued in the EU and cards issued outside the EU 2% + CZK 0; Profi: EU consumer debit and credit cards 0.67% + CZK 0.60 (promotion 0.47% + CZK 0.60 on up to CZK 1,000,000 total transaction volume in the first three months from the first payment after contract signing; usable until the sixth month after signing); business and other cards issued in the EU 1.80% + CZK 0.60; consumer debit and credit cards issued outside the EU 1.30% + CZK 4; business and other cards issued outside the EU 3.00% + CZK 4; optional monthly invoicing of fees 0.10%; Easy and Profi: terminal rental free or CZK 300 per month (free above CZK 100,000 monthly volume per terminal), mobile terminal app free or CZK 50 (free above CZK 50,000 monthly volume per app); all tariffs: payments in EUR +0.15%; SIM with data CZK 70 per month; terminal purchase CZK 5,000 excl. VAT; international transfer in CZK CZK 30Percentage plus fixed amount, plus subscription, tieredRead at source on 12 October 2026 | In-store |
| Apple Pay Merchants in Slovakia | Start (merchants with a first card contract, payments up to €12,000): payments up to €2,000 a month free, above €2,000 a month 1% + €0, all card types; Easy: EU consumer debit and credit cards 0.60% + €0 (promotion, first 3 months or up to €40,000 of payments), regular rate 1% + €0; business and other cards issued in the EU and cards issued outside the EU 2% + €0; monthly fee free or €4 (free above €4,000 a month); Profi: EU consumer debit and credit cards 0.47% + €0.04 (promotion, first 3 months or up to €40,000 of payments), regular rate 0.67% + €0.04; business and other cards issued in the EU 2% + €0.04; consumer cards issued outside the EU 2.70% + €0.20; business and other cards issued outside the EU 3.40% + €0.20; monthly fee free or €4 (free above €4,000 a month); surcharge for card payments in a currency other than the merchant's home currency 0.15%Percentage plus fixed amount, tiered, plus subscriptionRead at source on 7 October 2026 | Online |
| BLIK Merchants in Czechia | No price publishedRead at source on 20 September 2026 | Online |
| Google Pay Merchants in Czechia | Start (for merchants starting to accept cards who have not accepted card payments before; up to CZK 300,000 of payments; first six calendar months from contract signing, then the Easy tariff applies): Visa and Mastercard cards incl. Google Pay and Apple Pay, all card types: payments up to CZK 50,000 per month free, above CZK 50,000 1.00% + CZK 0, monthly service fee free; Easy: consumer debit and credit cards issued in the EU 1.00% + CZK 0 (promotion 0.60% + CZK 0 on up to CZK 1,000,000 total transaction volume in the first three months from the first payment after contract signing; usable until the sixth month after signing), business and other cards issued in the EU and cards issued outside the EU 2.00% + CZK 0, monthly service fee CZK 100 (free above CZK 100,000 monthly payment volume and for the second and each further e-shop); Profi: consumer debit and credit cards issued in the EU 0.67% + CZK 1 (promotion 0.47% + CZK 1 on up to CZK 1,000,000 total transaction volume in the first three months from the first payment after contract signing; usable until the sixth month after signing), business and other cards issued in the EU 2.00% + CZK 1, consumer cards issued outside the EU 2.70% + CZK 4.50, business cards issued outside the EU 3.40% + CZK 4.50, monthly service fee CZK 100 (free above CZK 100,000 monthly payment volume and for the second and each further e-shop); all tariffs: card payments in a currency other than the merchant's home currency +0.15%Percentage plus fixed amount, plus subscription, tieredRead at source on 12 October 2026 | Online |
| Google Pay Merchants in Czechia | Start (for merchants starting to accept cards who have not accepted card payments before; up to CZK 300,000 of payments; first six calendar months from contract signing, then Easy applies): card payments up to CZK 50,000 per month free, above CZK 50,000 1% + CZK 0; first terminal rental free, further terminals free or CZK 300 per month (free above CZK 100,000 monthly volume per terminal); mobile terminal app free or CZK 50 (free above CZK 50,000 monthly volume); Easy: EU consumer debit and credit cards incl. Apple Pay and Google Pay 1% + CZK 0 (promotion 0.60% + CZK 0 on up to CZK 1,000,000 total transaction volume in the first three months from the first payment after contract signing; usable until the sixth month after signing); business and other cards issued in the EU and cards issued outside the EU 2% + CZK 0; Profi: EU consumer debit and credit cards 0.67% + CZK 0.60 (promotion 0.47% + CZK 0.60 on up to CZK 1,000,000 total transaction volume in the first three months from the first payment after contract signing; usable until the sixth month after signing); business and other cards issued in the EU 1.80% + CZK 0.60; consumer debit and credit cards issued outside the EU 1.30% + CZK 4; business and other cards issued outside the EU 3.00% + CZK 4; optional monthly invoicing of fees 0.10%; Easy and Profi: terminal rental free or CZK 300 per month (free above CZK 100,000 monthly volume per terminal), mobile terminal app free or CZK 50 (free above CZK 50,000 monthly volume per app); all tariffs: payments in EUR +0.15%; SIM with data CZK 70 per month; terminal purchase CZK 5,000 excl. VAT; international transfer in CZK CZK 30Percentage plus fixed amount, plus subscription, tieredRead at source on 12 October 2026 | In-store |
| Google Pay Merchants in Slovakia | Start (merchants with a first card contract, payments up to €12,000): payments up to €2,000 a month free, above €2,000 a month 1% + €0, all card types; Easy: EU consumer debit and credit cards 0.60% + €0 (promotion, first 3 months or up to €40,000 of payments), regular rate 1% + €0; business and other cards issued in the EU and cards issued outside the EU 2% + €0; monthly fee free or €4 (free above €4,000 a month); Profi: EU consumer debit and credit cards 0.47% + €0.04 (promotion, first 3 months or up to €40,000 of payments), regular rate 0.67% + €0.04; business and other cards issued in the EU 2% + €0.04; consumer cards issued outside the EU 2.70% + €0.20; business and other cards issued outside the EU 3.40% + €0.20; monthly fee free or €4 (free above €4,000 a month); surcharge for card payments in a currency other than the merchant's home currency 0.15%Percentage plus fixed amount, tiered, plus subscriptionRead at source on 7 October 2026 | Online |
| Maestro Merchants in Czechia | No price publishedRead at source on 20 September 2026 | Online |
| Mastercard Merchants in Czechia | Start (for merchants starting to accept cards who have not accepted card payments before; up to CZK 300,000 of payments; first six calendar months from contract signing, then the Easy tariff applies): Visa and Mastercard cards incl. Google Pay and Apple Pay, all card types: payments up to CZK 50,000 per month free, above CZK 50,000 1.00% + CZK 0, monthly service fee free; Easy: consumer debit and credit cards issued in the EU 1.00% + CZK 0 (promotion 0.60% + CZK 0 on up to CZK 1,000,000 total transaction volume in the first three months from the first payment after contract signing; usable until the sixth month after signing), business and other cards issued in the EU and cards issued outside the EU 2.00% + CZK 0, monthly service fee CZK 100 (free above CZK 100,000 monthly payment volume and for the second and each further e-shop); Profi: consumer debit and credit cards issued in the EU 0.67% + CZK 1 (promotion 0.47% + CZK 1 on up to CZK 1,000,000 total transaction volume in the first three months from the first payment after contract signing; usable until the sixth month after signing), business and other cards issued in the EU 2.00% + CZK 1, consumer cards issued outside the EU 2.70% + CZK 4.50, business cards issued outside the EU 3.40% + CZK 4.50, monthly service fee CZK 100 (free above CZK 100,000 monthly payment volume and for the second and each further e-shop); optional service: payments from accommodation portals in the Mastercard B2B Travel programme 3% + CZK 1; all tariffs: card payments in a currency other than the merchant's home currency +0.15%Percentage plus fixed amount, plus subscription, tieredRead at source on 12 October 2026 | Online |
| Mastercard Merchants in Czechia | Start (for merchants starting to accept cards who have not accepted card payments before; up to CZK 300,000 of payments; first six calendar months from contract signing, then Easy applies): card payments up to CZK 50,000 per month free, above CZK 50,000 1% + CZK 0; first terminal rental free, further terminals free or CZK 300 per month (free above CZK 100,000 monthly volume per terminal); mobile terminal app free or CZK 50 (free above CZK 50,000 monthly volume); Easy: EU consumer debit and credit cards incl. Apple Pay and Google Pay 1% + CZK 0 (promotion 0.60% + CZK 0 on up to CZK 1,000,000 total transaction volume in the first three months from the first payment after contract signing; usable until the sixth month after signing); business and other cards issued in the EU and cards issued outside the EU 2% + CZK 0; Profi: EU consumer debit and credit cards 0.67% + CZK 0.60 (promotion 0.47% + CZK 0.60 on up to CZK 1,000,000 total transaction volume in the first three months from the first payment after contract signing; usable until the sixth month after signing); business and other cards issued in the EU 1.80% + CZK 0.60; consumer debit and credit cards issued outside the EU 1.30% + CZK 4; business and other cards issued outside the EU 3.00% + CZK 4; optional monthly invoicing of fees 0.10%; Easy and Profi: terminal rental free or CZK 300 per month (free above CZK 100,000 monthly volume per terminal), mobile terminal app free or CZK 50 (free above CZK 50,000 monthly volume per app); all tariffs: payments in EUR +0.15%; SIM with data CZK 70 per month; terminal purchase CZK 5,000 excl. VAT; international transfer in CZK CZK 30; optional service: payments from accommodation portals in the Mastercard B2B Travel programme 3% + CZK 1Percentage plus fixed amount, plus subscription, tieredRead at source on 12 October 2026 | In-store |
| Mastercard Merchants in Slovakia | Start (merchants with a first card contract, payments up to €12,000): payments up to €2,000 a month free for the first 6 months, above €2,000 a month 1% + €0, all card types; Easy: EU consumer debit and credit cards 0.60% + €0 (promotion, first 3 months or up to €40,000 of payments), regular rate 1% + €0; business and other cards issued in the EU and cards issued outside the EU 2% + €0; monthly fee free or €4 (free above €4,000 a month); Profi: EU consumer debit and credit cards 0.47% + €0.04 (promotion, first 3 months or up to €40,000 of payments), regular rate 0.67% + €0.04; business and other cards issued in the EU 2% + €0.04; consumer cards issued outside the EU 2.70% + €0.20; business and other cards issued outside the EU 3.40% + €0.20; monthly fee free or €4 (free above €4,000 a month); surcharge for card payments in a currency other than the merchant's home currency 0.15%; optional service (all three plans): payments from accommodation portals in the Mastercard B2B Travel programme 3% + €0.04Percentage plus fixed amount, tiered, plus subscriptionRead at source on 9 October 2026 | Online |
| Mastercard Debit Merchants in Czechia | Start (for merchants starting to accept cards who have not accepted card payments before; up to CZK 300,000 of payments; first six calendar months from contract signing, then the Easy tariff applies): Visa and Mastercard cards incl. Google Pay and Apple Pay, all card types: payments up to CZK 50,000 per month free, above CZK 50,000 1.00% + CZK 0, monthly service fee free; Easy: consumer debit and credit cards issued in the EU 1.00% + CZK 0 (promotion 0.60% + CZK 0 on up to CZK 1,000,000 total transaction volume in the first three months from the first payment after contract signing; usable until the sixth month after signing), business and other cards issued in the EU and cards issued outside the EU 2.00% + CZK 0, monthly service fee CZK 100 (free above CZK 100,000 monthly payment volume and for the second and each further e-shop); Profi: consumer debit and credit cards issued in the EU 0.67% + CZK 1 (promotion 0.47% + CZK 1 on up to CZK 1,000,000 total transaction volume in the first three months from the first payment after contract signing; usable until the sixth month after signing), business and other cards issued in the EU 2.00% + CZK 1, consumer cards issued outside the EU 2.70% + CZK 4.50, business cards issued outside the EU 3.40% + CZK 4.50, monthly service fee CZK 100 (free above CZK 100,000 monthly payment volume and for the second and each further e-shop); all tariffs: card payments in a currency other than the merchant's home currency +0.15%Percentage plus fixed amount, plus subscription, tieredRead at source on 12 October 2026 | Online |
| Mastercard Debit Merchants in Czechia | Start (for merchants starting to accept cards who have not accepted card payments before; up to CZK 300,000 of payments; first six calendar months from contract signing, then Easy applies): card payments up to CZK 50,000 per month free, above CZK 50,000 1% + CZK 0; first terminal rental free, further terminals free or CZK 300 per month (free above CZK 100,000 monthly volume per terminal); mobile terminal app free or CZK 50 (free above CZK 50,000 monthly volume); Easy: EU consumer debit and credit cards incl. Apple Pay and Google Pay 1% + CZK 0 (promotion 0.60% + CZK 0 on up to CZK 1,000,000 total transaction volume in the first three months from the first payment after contract signing; usable until the sixth month after signing); business and other cards issued in the EU and cards issued outside the EU 2% + CZK 0; Profi: EU consumer debit and credit cards 0.67% + CZK 0.60 (promotion 0.47% + CZK 0.60 on up to CZK 1,000,000 total transaction volume in the first three months from the first payment after contract signing; usable until the sixth month after signing); business and other cards issued in the EU 1.80% + CZK 0.60; consumer debit and credit cards issued outside the EU 1.30% + CZK 4; business and other cards issued outside the EU 3.00% + CZK 4; optional monthly invoicing of fees 0.10%; Easy and Profi: terminal rental free or CZK 300 per month (free above CZK 100,000 monthly volume per terminal), mobile terminal app free or CZK 50 (free above CZK 50,000 monthly volume per app); all tariffs: payments in EUR +0.15%; SIM with data CZK 70 per month; terminal purchase CZK 5,000 excl. VAT; international transfer in CZK CZK 30Percentage plus fixed amount, plus subscription, tieredRead at source on 12 October 2026 | In-store |
| PayPal Merchants in Czechia | No price publishedRead at source on 20 September 2026 | Online |
| Skip Pay Merchants in Czechia | Czech shoppers, deferred payment (Twisto, Skip Pay, PlatímPak): Start 1% + CZK 0, Easy 1% + CZK 0, Profi 0.40% + CZK 0; Czech shoppers, three instalments (Twisto, Skip Pay, ESSOX): Start 1% + CZK 0, Easy 1% + CZK 0, Profi 1.90% + CZK 0; Slovak shoppers, three instalments (Skip Pay): Profi 3.30% + EUR 0; monthly service fee: Start free; Easy and Profi free or CZK 100 (free above CZK 100,000 monthly volume and for every further e-shop)Percentage, tiered, plus subscriptionRead at source on 13 October 2026 | Online |
| Skip Pay Merchants in Slovakia | Slovak shoppers, three instalments (Skip Pay): Profi 3.30% + EUR 0; Czech shoppers, deferred payment (Twisto, Skip Pay, PlatímPak): Start 1% + CZK 0, Easy 1% + EUR 0, Profi 0.40% + CZK 0; three instalments (Twisto, Skip Pay, ESSOX): Start 1% + CZK 0, Easy 1% + EUR 0, Profi 1.90% + CZK 0; monthly service fee: Start free; Easy and Profi free or EUR 4 (free above EUR 4,000 monthly volume and for every further e-shop)Percentage, tiered, plus subscriptionRead at source on 13 October 2026 | Online |
| Twisto Merchants in Czechia | Czech shoppers, deferred payment (Twisto, Skip Pay, PlatímPak): Start 1% + CZK 0, Easy 1% + CZK 0, Profi 0.40% + CZK 0; Czech shoppers, three instalments (Twisto, Skip Pay, ESSOX): Start 1% + CZK 0, Easy 1% + CZK 0, Profi 1.90% + CZK 0; Polish shoppers, deferred payment (Twisto): Start 1% + PLN 0, Easy 1% + PLN 0, Profi 0.80% + PLN 0; three instalments (Twisto): Start 1% + PLN 0, Easy 1% + PLN 0, Profi 1.90% + PLN 0; monthly service fee: Start free; Easy and Profi free or CZK 100 (free above CZK 100,000 monthly volume and for every further e-shop)Percentage, tiered, plus subscriptionRead at source on 13 October 2026 | Online |
| Twisto Merchants in Slovakia | Czech shoppers, deferred payment (Twisto, Skip Pay, PlatímPak): Start 1% + CZK 0, Easy 1% + EUR 0, Profi 0.40% + CZK 0; three instalments (Twisto, Skip Pay, ESSOX): Start 1% + CZK 0, Easy 1% + EUR 0, Profi 1.90% + CZK 0; Polish shoppers, deferred payment (Twisto): Start 1% + PLN 0, Easy 1% + PLN 0, Profi 0.80% + PLN 0; three instalments (Twisto): Start 1% + PLN 0, Easy 1% + PLN 0, Profi 1.90% + PLN 0; monthly service fee: Start free; Easy and Profi free or EUR 4 (free above EUR 4,000 monthly volume and for every further e-shop)Percentage, tiered, plus subscriptionRead at source on 13 October 2026 | Online |
| Visa Merchants in Czechia | Start (for merchants starting to accept cards who have not accepted card payments before; up to CZK 300,000 of payments; first six calendar months from contract signing, then the Easy tariff applies): Visa and Mastercard cards incl. Google Pay and Apple Pay, all card types: payments up to CZK 50,000 per month free, above CZK 50,000 1.00% + CZK 0, monthly service fee free; Easy: consumer debit and credit cards issued in the EU 1.00% + CZK 0 (promotion 0.60% + CZK 0 on up to CZK 1,000,000 total transaction volume in the first three months from the first payment after contract signing; usable until the sixth month after signing), business and other cards issued in the EU and cards issued outside the EU 2.00% + CZK 0, monthly service fee CZK 100 (free above CZK 100,000 monthly payment volume and for the second and each further e-shop); Profi: consumer debit and credit cards issued in the EU 0.67% + CZK 1 (promotion 0.47% + CZK 1 on up to CZK 1,000,000 total transaction volume in the first three months from the first payment after contract signing; usable until the sixth month after signing), business and other cards issued in the EU 2.00% + CZK 1, consumer cards issued outside the EU 2.70% + CZK 4.50, business cards issued outside the EU 3.40% + CZK 4.50, monthly service fee CZK 100 (free above CZK 100,000 monthly payment volume and for the second and each further e-shop); all tariffs: card payments in a currency other than the merchant's home currency +0.15%Percentage plus fixed amount, plus subscription, tieredRead at source on 12 October 2026 | Online |
| Visa Merchants in Czechia | Start (for merchants starting to accept cards who have not accepted card payments before; up to CZK 300,000 of payments; first six calendar months from contract signing, then Easy applies): card payments up to CZK 50,000 per month free, above CZK 50,000 1% + CZK 0; first terminal rental free, further terminals free or CZK 300 per month (free above CZK 100,000 monthly volume per terminal); mobile terminal app free or CZK 50 (free above CZK 50,000 monthly volume); Easy: EU consumer debit and credit cards incl. Apple Pay and Google Pay 1% + CZK 0 (promotion 0.60% + CZK 0 on up to CZK 1,000,000 total transaction volume in the first three months from the first payment after contract signing; usable until the sixth month after signing); business and other cards issued in the EU and cards issued outside the EU 2% + CZK 0; Profi: EU consumer debit and credit cards 0.67% + CZK 0.60 (promotion 0.47% + CZK 0.60 on up to CZK 1,000,000 total transaction volume in the first three months from the first payment after contract signing; usable until the sixth month after signing); business and other cards issued in the EU 1.80% + CZK 0.60; consumer debit and credit cards issued outside the EU 1.30% + CZK 4; business and other cards issued outside the EU 3.00% + CZK 4; optional monthly invoicing of fees 0.10%; Easy and Profi: terminal rental free or CZK 300 per month (free above CZK 100,000 monthly volume per terminal), mobile terminal app free or CZK 50 (free above CZK 50,000 monthly volume per app); all tariffs: payments in EUR +0.15%; SIM with data CZK 70 per month; terminal purchase CZK 5,000 excl. VAT; international transfer in CZK CZK 30Percentage plus fixed amount, plus subscription, tieredRead at source on 12 October 2026 | In-store |
| Visa Merchants in Slovakia | Start (merchants with a first card contract, payments up to €12,000): payments up to €2,000 a month free, above €2,000 a month 1% + €0, all card types; Easy: EU consumer debit and credit cards 0.60% + €0 (promotion, first 3 months or up to €40,000 of payments), regular rate 1% + €0; business and other cards issued in the EU and cards issued outside the EU 2% + €0; monthly fee free or €4 (free above €4,000 a month); Profi: EU consumer debit and credit cards 0.47% + €0.04 (promotion, first 3 months or up to €40,000 of payments), regular rate 0.67% + €0.04; business and other cards issued in the EU 2% + €0.04; consumer cards issued outside the EU 2.70% + €0.20; business and other cards issued outside the EU 3.40% + €0.20; monthly fee free or €4 (free above €4,000 a month); surcharge for card payments in a currency other than the merchant's home currency 0.15%Percentage plus fixed amount, tiered, plus subscriptionRead at source on 7 October 2026 | Online |
| Visa Debit Merchants in Czechia | Start (for merchants starting to accept cards who have not accepted card payments before; up to CZK 300,000 of payments; first six calendar months from contract signing, then the Easy tariff applies): Visa and Mastercard cards incl. Google Pay and Apple Pay, all card types: payments up to CZK 50,000 per month free, above CZK 50,000 1.00% + CZK 0, monthly service fee free; Easy: consumer debit and credit cards issued in the EU 1.00% + CZK 0 (promotion 0.60% + CZK 0 on up to CZK 1,000,000 total transaction volume in the first three months from the first payment after contract signing; usable until the sixth month after signing), business and other cards issued in the EU and cards issued outside the EU 2.00% + CZK 0, monthly service fee CZK 100 (free above CZK 100,000 monthly payment volume and for the second and each further e-shop); Profi: consumer debit and credit cards issued in the EU 0.67% + CZK 1 (promotion 0.47% + CZK 1 on up to CZK 1,000,000 total transaction volume in the first three months from the first payment after contract signing; usable until the sixth month after signing), business and other cards issued in the EU 2.00% + CZK 1, consumer cards issued outside the EU 2.70% + CZK 4.50, business cards issued outside the EU 3.40% + CZK 4.50, monthly service fee CZK 100 (free above CZK 100,000 monthly payment volume and for the second and each further e-shop); all tariffs: card payments in a currency other than the merchant's home currency +0.15%Percentage plus fixed amount, plus subscription, tieredRead at source on 12 October 2026 | Online |
| Visa Debit Merchants in Czechia | Start (for merchants starting to accept cards who have not accepted card payments before; up to CZK 300,000 of payments; first six calendar months from contract signing, then Easy applies): card payments up to CZK 50,000 per month free, above CZK 50,000 1% + CZK 0; first terminal rental free, further terminals free or CZK 300 per month (free above CZK 100,000 monthly volume per terminal); mobile terminal app free or CZK 50 (free above CZK 50,000 monthly volume); Easy: EU consumer debit and credit cards incl. Apple Pay and Google Pay 1% + CZK 0 (promotion 0.60% + CZK 0 on up to CZK 1,000,000 total transaction volume in the first three months from the first payment after contract signing; usable until the sixth month after signing); business and other cards issued in the EU and cards issued outside the EU 2% + CZK 0; Profi: EU consumer debit and credit cards 0.67% + CZK 0.60 (promotion 0.47% + CZK 0.60 on up to CZK 1,000,000 total transaction volume in the first three months from the first payment after contract signing; usable until the sixth month after signing); business and other cards issued in the EU 1.80% + CZK 0.60; consumer debit and credit cards issued outside the EU 1.30% + CZK 4; business and other cards issued outside the EU 3.00% + CZK 4; optional monthly invoicing of fees 0.10%; Easy and Profi: terminal rental free or CZK 300 per month (free above CZK 100,000 monthly volume per terminal), mobile terminal app free or CZK 50 (free above CZK 50,000 monthly volume per app); all tariffs: payments in EUR +0.15%; SIM with data CZK 70 per month; terminal purchase CZK 5,000 excl. VAT; international transfer in CZK CZK 30Percentage plus fixed amount, plus subscription, tieredRead at source on 12 October 2026 | In-store |
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Source: EcomStream, Retail Payment Methods Transparency Index, ecomstream.eu/payment-methods-transparency-index. Read at source between 20 September 2026 and 13 October 2026. A provider that believes a row is wrong can write to index@ecomstream.nl. Every reported correction is checked at the source.
Retail Payment Methods Transparency Index
Questions about Comgate fees
What does Comgate charge for card payments?
Comgate publishes for card payments (Czechia, online): Visa: Start (for merchants starting to accept cards who have not accepted card payments before; up to CZK 300,000 of payments; first six calendar months from contract signing, then the Easy tariff applies): Visa and Mastercard cards incl. Google Pay and Apple Pay, all card types: payments up to CZK 50,000 per month free, above CZK 50,000 1.00% + CZK 0, monthly service fee free; Easy: consumer debit and credit cards issued in the EU 1.00% + CZK 0 (promotion 0.60% + CZK 0 on up to CZK 1,000,000 total transaction volume in the first three months from the first payment after contract signing; usable until the sixth month after signing), business and other cards issued in the EU and cards issued outside the EU 2.00% + CZK 0, monthly service fee CZK 100 (free above CZK 100,000 monthly payment volume and for the second and each further e-shop); Profi: consumer debit and credit cards issued in the EU 0.67% + CZK 1 (promotion 0.47% + CZK 1 on up to CZK 1,000,000 total transaction volume in the first three months from the first payment after contract signing; usable until the sixth month after signing), business and other cards issued in the EU 2.00% + CZK 1, consumer cards issued outside the EU 2.70% + CZK 4.50, business cards issued outside the EU 3.40% + CZK 4.50, monthly service fee CZK 100 (free above CZK 100,000 monthly payment volume and for the second and each further e-shop); all tariffs: card payments in a currency other than the merchant's home currency +0.15%; Mastercard: Start (for merchants starting to accept cards who have not accepted card payments before; up to CZK 300,000 of payments; first six calendar months from contract signing, then the Easy tariff applies): Visa and Mastercard cards incl. Google Pay and Apple Pay, all card types: payments up to CZK 50,000 per month free, above CZK 50,000 1.00% + CZK 0, monthly service fee free; Easy: consumer debit and credit cards issued in the EU 1.00% + CZK 0 (promotion 0.60% + CZK 0 on up to CZK 1,000,000 total transaction volume in the first three months from the first payment after contract signing; usable until the sixth month after signing), business and other cards issued in the EU and cards issued outside the EU 2.00% + CZK 0, monthly service fee CZK 100 (free above CZK 100,000 monthly payment volume and for the second and each further e-shop); Profi: consumer debit and credit cards issued in the EU 0.67% + CZK 1 (promotion 0.47% + CZK 1 on up to CZK 1,000,000 total transaction volume in the first three months from the first payment after contract signing; usable until the sixth month after signing), business and other cards issued in the EU 2.00% + CZK 1, consumer cards issued outside the EU 2.70% + CZK 4.50, business cards issued outside the EU 3.40% + CZK 4.50, monthly service fee CZK 100 (free above CZK 100,000 monthly payment volume and for the second and each further e-shop); optional service: payments from accommodation portals in the Mastercard B2B Travel programme 3% + CZK 1; all tariffs: card payments in a currency other than the merchant's home currency +0.15%. That is the published rate; what a merchant pays is set in the quoted rate.
For which payment methods does Comgate publish no price?
Comgate offers these payment methods without a published price (Czechia, online): BLIK, Maestro, PayPal.
Your rate
A published rate is the starting point, not the outcome
For a merchant with volume the published list is where the negotiation starts. The quoted rate decides what reaches your statement: the percentage and the fixed fee per transaction, the surcharges for international cards and currency conversion, how the rate is built for each payment method, and the terms on payouts, chargebacks and refunds. Two merchants with the same payment mix can be on the same list and pay different amounts.
EcomStream reviews a contract with Comgate on merchant mandate against what the market quotes for comparable volume and payment mix, and renegotiates it, without a change of provider, on a no cure no pay basis. Start with cutting your PSP costs, or run the payment set-up check on your own figures first.
