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Citadele fees per payment method: the prices Citadele publishes

Every price Citadele publishes for merchants established in Europe, in one table: per payment method, country of establishment and channel, with the date each price was read. Choose your country and channel, and the table also shows the methods Citadele offers without a published price. A published rate is a list rate: what you actually pay is set in your quoted rate and your contract.

Retail Payment Methods Transparency Index

Citadele fees by country and channel

Citadele stands in the index with 5 payment methods for merchants established in Europe, and publishes a price for 2 of them.

Each rate is shown as Citadele prints it; the method name links to the page about that method and the date links to the page the rate was read on. A published rate is a list rate: what a merchant actually pays is stated in the quoted rate and the contract.

Payment methodPublished priceChannel
Apple Pay Merchants in LithuaniaEU/EEA bank cards, Apple Pay and Google Pay: from 1.30% min. €0.10; business cards and cards issued by non-EU/EEA banks, including Apple Pay and Google Pay: from 2% min. €0.20Percentage, with minimumRead at source on 9 October 2026Online
Apple Pay Merchants in LatviaEU/EEA cards, Apple Pay, Google Pay: 1.30% min. €0.10; business cards and non-EU/EEA issued cards (including Apple Pay/Google Pay): from 2.00% min. €0.20Percentage, with minimumRead at source on 28 September 2026Online
Google Pay Merchants in LithuaniaEU/EEA bank cards, Apple Pay and Google Pay: from 1.30% min. €0.10; business cards and cards issued by non-EU/EEA banks, including Apple Pay and Google Pay: from 2% min. €0.20Percentage, with minimumRead at source on 9 October 2026Online
Google Pay Merchants in LatviaEU/EEA cards, Apple Pay, Google Pay: 1.30% min. €0.10; business cards and non-EU/EEA issued cards (including Apple Pay/Google Pay): from 2.00% min. €0.20Percentage, with minimumRead at source on 28 September 2026Online
Maestro Merchants in LithuaniaNo price publishedRead at source on 2 October 2026In-store
Maestro Merchants in LatviaNo price publishedRead at source on 28 September 2026In-store
Mastercard Merchants in EstoniaNo price publishedRead at source on 2 October 2026Online
Mastercard Merchants in LithuaniaNo price publishedRead at source on 7 October 2026Online
Mastercard Merchants in LatviaNo price publishedRead at source on 28 September 2026Online
Mastercard Merchants in LatviaNo price publishedRead at source on 28 September 2026In-store
Visa Merchants in EstoniaNo price publishedRead at source on 2 October 2026Online
Visa Merchants in LithuaniaNo price publishedRead at source on 7 October 2026Online
Visa Merchants in LatviaNo price publishedRead at source on 28 September 2026Online
Visa Merchants in LatviaNo price publishedRead at source on 28 September 2026In-store
Compare Citadele with other providers in the indexChoose your own country, channel and payment method

All providers in the index

Source: EcomStream, Retail Payment Methods Transparency Index, ecomstream.eu/payment-methods-transparency-index. Read at source between 28 September 2026 and 9 October 2026. A provider that believes a row is wrong can write to index@ecomstream.nl. Every reported correction is checked at the source.

Retail Payment Methods Transparency Index

Questions about Citadele fees

What does Citadele charge for Apple Pay?

Citadele publishes EU/EEA cards, Apple Pay, Google Pay: 1.30% min. €0.10; business cards and non-EU/EEA issued cards (including Apple Pay/Google Pay): from 2.00% min. €0.20 for Apple Pay (Latvia, online), read at source on 28 September 2026. That is the published rate; what a merchant pays is set in the quoted rate.

For which payment methods does Citadele publish no price?

Citadele offers these payment methods without a published price (Latvia, online): Mastercard, Visa.

Your rate

A published rate is the starting point, not the outcome

For a merchant with volume the published list is where the negotiation starts. The quoted rate decides what reaches your statement: the percentage and the fixed fee per transaction, the surcharges for international cards and currency conversion, how the rate is built for each payment method, and the terms on payouts, chargebacks and refunds. Two merchants with the same payment mix can be on the same list and pay different amounts.

EcomStream reviews a contract with Citadele on merchant mandate against what the market quotes for comparable volume and payment mix, and renegotiates it, without a change of provider, on a no cure no pay basis. Start with cutting your PSP costs, or run the payment set-up check on your own figures first.