Barclaycard Payments fees per payment method: the prices Barclaycard Payments publishes
Every price Barclaycard Payments publishes for merchants established in Europe, in one table: per payment method, country of establishment and channel, with the date each price was read. Choose your country and channel, and the table also shows the methods Barclaycard Payments offers without a published price. A published rate is a list rate: what you actually pay is set in your quoted rate and your contract.
Retail Payment Methods Transparency Index
Barclaycard Payments fees by country and channel
Barclaycard Payments stands in the index with 12 payment methods for merchants established in Europe, and publishes a price for one of them.
Each rate is shown as Barclaycard Payments prints it; the method name links to the page about that method and the date links to the page the rate was read on. A published rate is a list rate: what a merchant actually pays is stated in the quoted rate and the contract.
The country where your business is established and from which you sell.
| Payment method | Published price | Channel |
|---|---|---|
| American Express Merchants in the United Kingdom | No price publishedRead at source on 12 October 2026 | In-store |
| Apple Pay Merchants in the United Kingdom | No price publishedRead at source on 20 September 2026 | In-store |
| Discover Merchants in the United Kingdom | No price publishedRead at source on 12 October 2026 | In-store |
| Google Pay Merchants in the United Kingdom | No price publishedRead at source on 20 September 2026 | In-store |
| JCB Merchants in the United Kingdom | No price publishedRead at source on 20 September 2026 | Online |
| Maestro Merchants in the United Kingdom | No price publishedRead at source on 20 September 2026 | In-store |
| Mastercard Merchants in the United Kingdom | No price publishedRead at source on 7 October 2026 | In-store |
| Mastercard Debit Merchants in the United Kingdom | Representative rate (a tailored plan is set on application): Visa or Mastercard personal debit card in person: 0.70% + authorisation fee £0.03; monthly POS service fee £18 + VAT; contract 18 monthsPercentage plus fixed amount, plus subscriptionRead at source on 12 October 2026 | In-store |
| PayPal Merchants in the United Kingdom | No price publishedRead at source on 20 September 2026 | Online |
| UnionPay Merchants in the United Kingdom | No price publishedRead at source on 20 September 2026 | In-store |
| Visa Merchants in the United Kingdom | No price publishedRead at source on 7 October 2026 | In-store |
| Visa Debit Merchants in the United Kingdom | No price publishedRead at source on 20 September 2026 | Online and in-store |
Source: EcomStream, Retail Payment Methods Transparency Index, ecomstream.eu/payment-methods-transparency-index. Read at source between 20 September 2026 and 12 October 2026. A provider that believes a row is wrong can write to index@ecomstream.nl. Every reported correction is checked at the source.
Retail Payment Methods Transparency Index
Questions about Barclaycard Payments fees
What does Barclaycard Payments charge for Mastercard Debit?
Barclaycard Payments publishes Representative rate (a tailored plan is set on application): Visa or Mastercard personal debit card in person: 0.70% + authorisation fee £0.03; monthly POS service fee £18 + VAT; contract 18 months for Mastercard Debit (United Kingdom, in-store), read at source on 12 October 2026. That is the published rate; what a merchant pays is set in the quoted rate.
For which payment methods does Barclaycard Payments publish no price?
Barclaycard Payments offers these payment methods without a published price (United Kingdom, in-store): American Express, Apple Pay, Discover, Google Pay, Maestro, Mastercard, UnionPay, Visa, Visa Debit.
Your rate
A published rate is the starting point, not the outcome
For a merchant with volume the published list is where the negotiation starts. The quoted rate decides what reaches your statement: the percentage and the fixed fee per transaction, the surcharges for international cards and currency conversion, how the rate is built for each payment method, and the terms on payouts, chargebacks and refunds. Two merchants with the same payment mix can be on the same list and pay different amounts.
EcomStream reviews a contract with Barclaycard Payments on merchant mandate against what the market quotes for comparable volume and payment mix, and renegotiates it, without a change of provider, on a no cure no pay basis. Start with cutting your PSP costs, or run the payment set-up check on your own figures first.
