Pays fees per payment method: the prices Pays publishes
Every price Pays publishes for merchants established in Europe, in one table: per payment method, country of establishment and channel, with the date each price was read. Choose your country and channel, and the table also shows the methods Pays offers without a published price. A published rate is a list rate: what you actually pay is set in your quoted rate and your contract.
Retail Payment Methods Transparency Index
Pays fees by country and channel
Pays stands in the index with 3 payment methods for merchants established in Europe, and publishes a price for 3 of them.
Each rate is shown as Pays prints it; the method name links to the page about that method and the date links to the page the rate was read on. A published rate is a list rate: what a merchant actually pays is stated in the quoted rate and the contract.
The country where your business is established and from which you sell.
| Payment method | Published price | Channel |
|---|---|---|
| Apple Pay Merchants in Czechia | Example rate: CZK 1 + 1.50%; transaction fees set individually by agreement in the range 0.60%–2.50%; one-off activation fee: CZK 600; monthly gateway fee: CZK 0Percentage plus fixed amountRead at source on 13 October 2026 | Online |
| Google Pay Merchants in Czechia | Example rate: CZK 1 + 1.50%; transaction fees set individually by agreement in the range 0.60%–2.50%; one-off activation fee: CZK 600; monthly gateway fee: CZK 0Percentage plus fixed amountRead at source on 13 October 2026 | Online |
| PayPal Merchants in Czechia | CZK 1 + 2.50%; one-off activation fee: CZK 600; monthly gateway fee: CZK 0Percentage plus fixed amountRead at source on 7 October 2026 | Online |
Source: EcomStream, Retail Payment Methods Transparency Index, ecomstream.eu/payment-methods-transparency-index. Read at source between 7 October 2026 and 13 October 2026. A provider that believes a row is wrong can write to index@ecomstream.nl. Every reported correction is checked at the source.
Retail Payment Methods Transparency Index
Questions about Pays fees
What does Pays charge for PayPal?
Pays publishes CZK 1 + 2.50%; one-off activation fee: CZK 600; monthly gateway fee: CZK 0 for PayPal (Czechia, online), read at source on 7 October 2026. That is the published rate; what a merchant pays is set in the quoted rate.
For which payment methods does Pays publish no price?
Pays publishes a price for every payment method it offers in the index (Czechia, online).
Your rate
A published rate is the starting point, not the outcome
For a merchant with volume the published list is where the negotiation starts. The quoted rate decides what reaches your statement: the percentage and the fixed fee per transaction, the surcharges for international cards and currency conversion, how the rate is built for each payment method, and the terms on payouts, chargebacks and refunds. Two merchants with the same payment mix can be on the same list and pay different amounts.
EcomStream reviews a contract with Pays on merchant mandate against what the market quotes for comparable volume and payment mix, and renegotiates it, without a change of provider, on a no cure no pay basis. Start with cutting your PSP costs, or run the payment set-up check on your own figures first.
