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ifthenpay fees per payment method: the prices ifthenpay publishes

Every price ifthenpay publishes for merchants established in Europe, in one table: per payment method, country of establishment and channel, with the date each price was read. Choose your country and channel, and the table also shows the methods ifthenpay offers without a published price. A published rate is a list rate: what you actually pay is set in your quoted rate and your contract.

Retail Payment Methods Transparency Index

ifthenpay fees by country and channel

ifthenpay stands in the index with 7 payment methods for merchants established in Europe, and publishes a price for 3 of them.

Each rate is shown as ifthenpay prints it; the method name links to the page about that method and the date links to the page the rate was read on. A published rate is a list rate: what a merchant actually pays is stated in the quoted rate and the contract.

Payment methodPublished priceChannel
Apple Pay Merchants anywhere in the EUNo price publishedRead at source on 12 October 2026Online
Apple Pay Merchants in NorwayNo price publishedRead at source on 12 October 2026Online
Apple Pay Merchants in PortugalNo price publishedRead at source on 12 October 2026Online
Google Pay Merchants anywhere in the EUNo price publishedRead at source on 12 October 2026Online
Google Pay Merchants in NorwayNo price publishedRead at source on 12 October 2026Online
Google Pay Merchants in PortugalNo price publishedRead at source on 12 October 2026Online
MB WAY Merchants anywhere in the EUOnline: €0.07 + 0.70%; in-store: no price publishedPercentage plus fixed amountRead at source on 12 October 2026Online and in-store
MB WAY Merchants in NorwayOnline: €0.07 + 0.70%; in-store: no price publishedPercentage plus fixed amountRead at source on 12 October 2026Online and in-store
MB WAY Merchants in Portugal€0.07 + 0.70%Percentage plus fixed amountRead at source on 12 October 2026Online
MB WAY Merchants in PortugalNo price publishedRead at source on 12 October 2026In-store
Multibanco Merchants anywhere in the EU€0.20 + 1.50%Percentage plus fixed amountRead at source on 12 October 2026Online
Multibanco Merchants in Norway€0.20 + 1.50%Percentage plus fixed amountRead at source on 12 October 2026Online
Multibanco Merchants in Portugal€0.20 + 1.50%Percentage plus fixed amountRead at source on 12 October 2026Online
Payshop Merchants anywhere in the EU€0.57 per effective paymentFixed amountRead at source on 12 October 2026Online
Payshop Merchants in Norway€0.57 per effective paymentFixed amountRead at source on 12 October 2026Online
Payshop Merchants in Portugal€0.57 per effective paymentFixed amountRead at source on 12 October 2026Online
Pix Merchants anywhere in the EUNo price publishedRead at source on 8 October 2026Online
Pix Merchants in NorwayNo price publishedRead at source on 8 October 2026Online
Pix Merchants in PortugalNo price publishedRead at source on 8 October 2026Online
SEPA Direct Debit Merchants anywhere in the EUNo price publishedRead at source on 5 October 2026Online
SEPA Direct Debit Merchants in NorwayNo price publishedRead at source on 5 October 2026Online
SEPA Direct Debit Merchants in PortugalNo price publishedRead at source on 12 October 2026Online
Compare ifthenpay with other providers in the indexChoose your own country, channel and payment method

All providers in the index

Source: EcomStream, Retail Payment Methods Transparency Index, ecomstream.eu/payment-methods-transparency-index. Read at source between 5 October 2026 and 12 October 2026. A provider that believes a row is wrong can write to index@ecomstream.nl. Every reported correction is checked at the source.

Retail Payment Methods Transparency Index

Questions about ifthenpay fees

What does ifthenpay charge for MB WAY?

ifthenpay publishes Online: €0.07 + 0.70%; in-store: no price published for MB WAY (Austria, online), read at source on 12 October 2026. That is the published rate; what a merchant pays is set in the quoted rate.

For which payment methods does ifthenpay publish no price?

ifthenpay offers these payment methods without a published price (Austria, online): Apple Pay, Google Pay, Pix, SEPA Direct Debit.

Your rate

A published rate is the starting point, not the outcome

For a merchant with volume the published list is where the negotiation starts. The quoted rate decides what reaches your statement: the percentage and the fixed fee per transaction, the surcharges for international cards and currency conversion, how the rate is built for each payment method, and the terms on payouts, chargebacks and refunds. Two merchants with the same payment mix can be on the same list and pay different amounts.

EcomStream reviews a contract with ifthenpay on merchant mandate against what the market quotes for comparable volume and payment mix, and renegotiates it, without a change of provider, on a no cure no pay basis. Start with cutting your PSP costs, or run the payment set-up check on your own figures first.