Rising scheme fees are eating your margin. Who is actually checking them?

by Ramon Helwegen | Jul 27, 2026 | EcomStream (Eng)

What your PSP won’t tell you about interchange (and why an independent eye finds it)

by Ramon Helwegen | Jul 13, 2026 | EcomStream (Eng)

PSP performance optimisation: what it means, what it costs you, and what you can actually change

by Ramon Helwegen | Jun 16, 2026 | EcomStream (Eng)

Your PSP tracks performance. So does your finance director. They are not looking at the same numbers. When your PSP talks about performance, they typically mean uptime, processing speed, and settlement reliability. These are operational metrics. They matter, but they...

PSP cost optimisation: what you pay, why, and what you can change

by Ramon Helwegen | Jun 1, 2026 | EcomStream (Eng)

Are you overpaying your PSP? Most merchants are, and most have no idea by how much. Your invoice is not a fixed cost. It is a negotiated one, and most were negotiated badly. Most merchants treat their PSP costs like a utility bill. It arrives monthly, gets paid, and...

PSD2 and PSD3: what Dutch online retailers need to know now

by Ramon Helwegen | May 26, 2026 | EcomStream (Eng)

PSD2 has been the regulatory backbone of European online payments since 2019. Strong Customer Authentication, 3DS2, transaction risk analysis exemptions, by now most Dutch online retailers have absorbed the friction and adapted their checkout flows accordingly. But...

Payments are essential, but they are not where the transaction is won

by Ramon Helwegen | Mar 20, 2026 | EcomStream (Eng)

In many organizations, payments are receiving more attention than ever. There are ongoing discussions about new providers, new technologies, and increasingly sophisticated ways to optimize performance at checkout. Concepts like routing, orchestration, and...