With the providers that publish a fixed amount, between €0.17 and €0.39 per transaction, and two providers charge a percentage instead. With some of them fixed costs come on top, from €9 to €49 per month, and sometimes one-off set-up costs. Twenty-six of the 82 participants publish a rate, the rest work on quotation or do not sell to merchants.

ABN AMRO sits at €0.30 per transaction, €25 per month and €50 one-off. Rabo iDEAL Professional sits at €0.27, €20 per month and €100 one-off. Rabo OnlineKassa costs €10 per month with a tiered per-transaction rate that is not published. ING does not publish the rates for ING Checkout.

That depends on your number of transactions, not on the lowest line in the table. Pay. has the lowest published rate at €0.17 and charges no monthly fee on the entry package. Viva Wallet follows at €0.20 and Buckaroo at €0.199 inside the largest bundle. As soon as a monthly fee sits against a lower rate, the outcome moves with volume: Rabobank becomes cheaper than Mollie from roughly 400 transactions per month, ABN AMRO from roughly 1,250. Those break-even points sit on published rates; with a quoted rate they move.

Work out the whole picture, not just the rate. At Mollie that is €32 per month, at Pay. on the entry package €17, at Rabo iDEAL Professional €20 subscription plus €27 is €47, and at ABN AMRO €25 plus €30 is €55. At low volumes the monthly fee weighs more heavily than the per-transaction rate. These are published rates as well.

That depends on your order value. iDEAL is usually a fixed amount per transaction and a card is a percentage, so below a certain order amount the card is cheaper and above it iDEAL is. Your own break-even is your iDEAL rate divided by your effective card rate. The full working is on the page about accepting iDEAL and the move to Wero.

Yes. Some providers charge a processing fee for handling the transaction alongside the method fee. On top of that you pay per refund, €0.12 at Buckaroo and €0.30 at Viva Wallet, CM.com applies a minimum of €50 per month, and bundles charge a higher amount beyond the agreed number.

A separate fee for handling the transaction, alongside the fee for the payment method itself. On an invoice that line is also called a gateway fee. CM.com charges €0.15 for iDEAL plus €0.14 processing fee. Adyen charges €0.11 processing plus €0.22 for iDEAL, €0.33 together. When you request a quote, ask for the amount including the processing fee, otherwise you are comparing two different things.

That differs per provider and it rarely appears in a comparison. Buckaroo charges €0.12 per refund and Viva Wallet €0.30. At Online Payment Platform the payout is free. In a category with a high return rate that line weighs more than a cent of difference on the rate.

An iDEAL payment has no chargeback. The customer initiates the payment from their own account, so there is no issuer that can raise one. What you pay back is a refund, and with some providers that carries a fixed amount each.

At the banks there are: ABN AMRO charges €50 one-off and Rabo iDEAL Professional €100 Novalnet charges €99 Mollie, Stripe, Adyen, MultiSafepay and Online Payment Platform name no set-up costs. It is a one-off item, so it says little about your costs on an annual basis.

Where a provider names it separately, the rate equals that of a regular iDEAL transaction. CM.com lists iDEAL QR on its own line, at the same amount: €0.15 plus €0.14 processing fee.

With neither. You contract with a payment service provider, and that provider makes the connection to the scheme on your behalf. If your own bank sells you the acceptance, the bank acts in that role. So the amount on your statement always comes from your provider and not from iDEAL.

iDEAL keeps both categories separately: on 18 August 2026 that is 22 acquirers and 63 collecting providers. An acquirer has direct access to the scheme, a collecting provider collects on your behalf and pays out to you afterwards. For your costs, what counts most is what that means for your settlement and for who your contracting party is.

Because at volume it is negotiated, and a published rate takes that room away. Of the 82 participants, 26 publish a rate, forty do not and sixteen sell no acceptance to merchants. The consequence for you is that there is no reference point, and that you judge a quote against the only price you know: your own, from last year.

Take twelve months of invoices, add up every line that hangs off iDEAL, so the per-transaction rate, the processing fee, the monthly fee, the refunds and any minimum invoice, and divide that by the number of iDEAL transactions in the same period. Lay that amount against the table above. If it differs by more than a few cents, there is money in it.

Yes. Acceptance and bank account are two separate decisions, even if you once placed them with the same party. It is often the fastest correction in a payment set-up that has been running for years.

Whenever you want. A provider reprices as soon as the numbers give it reason to, and that is not tied to your renewal date. The moment that counts is that your volume, your payment mix or the market have changed since you last fixed the rate. Do check what your contract says about notice period and repricing, because that determines what you are tied to, not when you are allowed to open the conversation.

EPI, the European Payments Initiative. EPI completed its acquisition of Currence iDEAL B.V. and Payconiq International on 31 October 2023. The company still carries the name Currence iDEAL B.V. and still appears on ideal.nl as product and brand owner of iDEAL | Wero, but it has sat under EPI since that date. That is also why iDEAL is migrating to Wero.

On 18 August 2026 the iDEAL participant list counts 22 acquirers and 63 collecting providers, 82 organisations in total, because Buckaroo, CM.com and Stripe appear in both roles. All of them are in the table on this page, with the model they price on alongside.

Not from the scheme. EPI has published that pricing stays in line with the current level of iDEAL and Wero through 31 December 2028. What comes after that has not been published. If you are quoted an increase before that date with the migration as the reason, that is a decision by your provider.

That has not been published. EPI has only committed to pricing staying in line with the current level through 31 December 2028. What comes after depends on where the scheme lands by then, and that is exactly why the term of your contract should be laid against that date now.