Introduced in 2006, Giropay is a German online payment method that leverages online banking. Customers use their online banking environment to complete transactions, with the amount debited directly from their bank accounts. For authentication, customers may use a second-factor method or a PIN, depending on their bank.

Representing 10% of online checkouts in Germany, giropay offers a familiar and secure real-time bank transfer option. It stands as one of Germany’s most popular and trusted online payment methods.


This payment method could be relevant for your business if you sell to clients in the following countries or regions: