{"id":267585,"date":"2026-10-13T20:16:32","date_gmt":"2026-10-13T18:16:32","guid":{"rendered":"https:\/\/www.ecomstream.eu\/?page_id=267585"},"modified":"2026-10-13T20:16:32","modified_gmt":"2026-10-13T18:16:32","slug":"floa-pay","status":"publish","type":"page","link":"https:\/\/www.ecomstream.eu\/nl\/betaalmethoden\/floa-pay\/","title":{"rendered":"FLOA Pay"},"content":{"rendered":"\n\n<div class=\"et_pb_section_0 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_0 et_pb_row et_block_row\">\n<div class=\"et_pb_column_0 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_0 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"hero\">\n  <div class=\"wrap\">\n    <div class=\"h1row\"><h1>FLOA Pay accepteren als merchant<\/h1><\/div>\n    <div class=\"body\"><p>FLOA Pay is het product voor betalen in termijnen van FLOA, een Franse kredietinstelling in Bordeaux die volledig in handen is van BNP Paribas en in februari 2022 bij die groep kwam. De klant betaalt in drie of vier termijnen, in \u00e9\u00e9n keer na 30 dagen, of in 10 tot 48 maandtermijnen als consumentenkrediet. FLOA neemt de kredietbeslissing en draagt het risico van wanbetaling. Klanten in Frankrijk, Belgi\u00eb, Spanje, Itali\u00eb en Portugal kunnen het gebruiken. Voor een merchant bepaalt \u00e9\u00e9n keuze de prijs: betaalt de klant kosten voor de termijnen, of betaalt u ze.<\/p><style>.rpti-naar{display:flex!important;align-items:center;gap:14px;margin:24px 0 0;padding:16px 18px;background:#fff;border:1px solid #e2ebd8!important;border-top:3px solid #9bcc3a!important;border-radius:10px;text-decoration:none!important;color:#222e34!important;box-shadow:0 6px 18px rgba(28,46,49,.06);max-width:640px}.rpti-naar .ic{flex:0 0 auto;width:44px;height:44px;border-radius:10px;background:#eef6e3;display:flex;align-items:center;justify-content:center}.rpti-naar .t{flex:1;display:flex;flex-direction:column;gap:3px;font-size:16px;line-height:1.35}.rpti-naar .t strong{font-weight:700}.rpti-naar .t .s{color:#56656e;font-size:14px;font-weight:400}.rpti-naar .r{flex:0 0 auto;width:40px;height:40px;border-radius:50%;background:#222e34;color:#9bcc3a;display:flex;align-items:center;justify-content:center;font-size:18px;font-weight:700;transition:transform .2s}.rpti-naar{flex-wrap:wrap;row-gap:14px}.rpti-naar .knop{flex:1 0 100%;display:flex;align-items:center;justify-content:center;gap:10px;box-sizing:border-box;min-height:48px;padding:0 22px;border-radius:8px;background:#222e34;color:#fff;font-weight:700;font-size:16px}.rpti-naar .knop::after{content:\"\\2193\";color:#9bcc3a;font-size:18px;transition:transform .2s}@media(min-width:768px){.rpti-naar{flex-wrap:nowrap}.rpti-naar .knop{flex:0 0 auto}}.rpti-naar:hover{border-color:#9bcc3a!important}.rpti-naar:hover .knop{background:#2f3e46}.rpti-naar:hover .knop::after{transform:translateY(2px)}.rpti-naar:focus-visible{outline:3px solid #9bcc3a;outline-offset:2px}<\/style><a class=\"rpti-naar\" href=\"#rpti-mt-floa-pay\"><span class=\"ic\"><svg width=\"22\" height=\"22\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#3a6f1c\" stroke-width=\"2\" aria-hidden=\"true\" focusable=\"false\"><rect x=\"3\" y=\"4\" width=\"18\" height=\"16\" rx=\"2\"\/><path d=\"M3 9h18M9 9v11\"\/><\/svg><\/span><span class=\"t\"><strong>Gepubliceerde tarieven voor FLOA Pay<\/strong><span class=\"s\">Per aanbieder, land en kanaal, verderop op deze pagina<\/span><\/span><span class=\"knop\">Naar de tarieven<\/span><\/a><script>(function(){var a=document.currentScript&&document.currentScript.previousElementSibling;if(a&&a.tagName!==\"A\"){a=a.querySelector(\"a\");}if(!a){return;}a.addEventListener(\"click\",function(e){if(e.button!==0||e.metaKey||e.ctrlKey||e.shiftKey||e.altKey){return;}var id=a.getAttribute(\"href\").slice(1),doel=document.getElementById(id);if(!doel){return;}e.preventDefault();var kop=doel.querySelector(\"h2\")||doel;function kopruimte(){var h=0;var els=document.querySelectorAll(\"#main-header,.et-l--header,header\");for(var i=0;i<els.length;i++){var s=getComputedStyle(els[i]);if(s.position===\"fixed\"||s.position===\"sticky\"){var r=els[i].getBoundingClientRect();if(r.bottom>h&&r.top<=0+1){h=r.bottom;}}}return h+16;}function eind(){return kop.getBoundingClientRect().top+window.pageYOffset-kopruimte();}function klaar(){if(!kop.hasAttribute(\"tabindex\")){kop.setAttribute(\"tabindex\",\"-1\");}try{kop.focus({preventScroll:true});}catch(x){}if(history.replaceState){history.replaceState(null,\"\",\"#\"+id);}}var stil=window.matchMedia&&window.matchMedia(\"(prefers-reduced-motion: reduce)\").matches;var y0=window.pageYOffset,afst=Math.abs(eind()-y0);if(stil||afst<10){window.scrollTo({top:eind(),left:0,behavior:\"instant\"});klaar();return;}var duur=Math.max(700,Math.min(2000,afst\/3)),t0=null,stop=false;function halt(){stop=true;}[\"wheel\",\"touchstart\",\"keydown\",\"mousedown\"].forEach(function(n){window.addEventListener(n,halt,{passive:true,once:true});});function ease(t){return t<.5?4*t*t*t:1-Math.pow(-2*t+2,3)\/2;}function stap(ts){if(stop){return;}if(t0===null){t0=ts;}var p=Math.min(1,(ts-t0)\/duur);window.scrollTo({top:y0+(eind()-y0)*ease(p),left:0,behavior:\"instant\"});if(p<1){requestAnimationFrame(stap);}else{klaar();}}requestAnimationFrame(stap);});})();<\/script><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_1 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_1 et_pb_row et_block_row\">\n<div class=\"et_pb_column_1 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_1 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec\">\n  <div class=\"wrap\">\n    <h2>Zo accepteert u FLOA Pay als merchant<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>U kunt FLOA rechtstreeks contracteren als merchant van FLOA Pay en het via de API koppelen, of het afnemen via een PSP die het voert. Het verschil zit in wie de commerci\u00eble afspraken maakt. Computop vraagt om een eigen merchantaccount bij FLOA Pay en de inloggegevens uit de backend van FLOA, dus het tarief spreekt u met FLOA af. Pay. zet FLOA aan in het eigen beheerpaneel en PayPal neemt FLOA Pay op in de tarieftabellen, dus daar is de prijs die van de PSP.<\/p><p>De eerste vraag gaat dus over de opzet. Met een eigen FLOA-account onderhandelt u met de kredietverstrekker zelf. Via een PSP die het doorverkoopt, onderhandelt u met de PSP, over een lijstprijs waarin het deel van FLOA al zit.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_2 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_2 et_pb_row et_block_row\">\n<div class=\"et_pb_column_2 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_2 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec paper\">\n  <div class=\"wrap\">\n    <p class=\"eyebrow\">Krediet<\/p>\n    <h2>FLOA leent aan de klant en betaalt u de orderwaarde<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>De Franse voorwaarden van FLOA voor uitgesteld betalen en betalen in drie of vier termijnen omschrijven elk plan als krediet dat FLOA als kredietinstelling verstrekt. De termijnen worden afgeschreven van de betaalrekening achter de Visa- of Mastercard-kaart van de klant, en tussen de eerste en de laatste termijn zit ten hoogste drie maanden. Computop beschrijft dat FLOA na een kredietcontrole het volledige risico van wanbetaling door de klant draagt, en dat de merchant na de capture het volledige bedrag ontvangt. Een betaling mislukt als FLOA de kredietaanvraag niet accepteert.<\/p><p>De voorwaarden plaatsen de plannen van drie maanden buiten de artikelen L.312-1 tot en met L.312-94 over consumentenkrediet in de Franse Code de la consommation, omdat de terugbetaling niet langer dan drie maanden duurt en de kosten verwaarloosbaar zijn. De plannen van 10 tot 48 maanden zijn gebonden consumentenkrediet, met bewijsstukken en acceptatie na afloop van de wettelijke bedenktijd. Richtlijn (EU) 2023\/2225 is van toepassing vanaf 20 november 2026 en stelt dat nu kopen, later betalen onder de richtlijn hoort te vallen.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_3 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_3 et_pb_row et_block_row\">\n<div class=\"et_pb_column_3 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_3 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec\">\n  <div class=\"wrap\">\n    <h2>Waar FLOA Pay gebruikt wordt, online en in de winkel<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>FLOA meldt dat \u00e9\u00e9n oplossing voor betalen in termijnen Frankrijk, Belgi\u00eb, Spanje, Itali\u00eb en Portugal bedient. Per product gelden vaste orderbedragen: 50 tot 6.000 euro voor drie en vier termijnen, 200 tot 75.000 euro voor 10 tot 48 termijnen, en 30 tot 1.000 euro voor betalen na 30 dagen. FLOA meldt meer dan 4 miljoen klanten.<\/p><p>In de winkel betaalt de klant volgens FLOA ter plekke in termijnen. De Franse voorwaarden houden de plannen van drie maanden voor meerderjarigen die in Frankrijk wonen en een Visa- of Mastercard-kaart op eigen naam hebben. Wie in aanmerking komt, bepaalt FLOA dus per land in de eigen voorwaarden, en niet uw checkout.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_4 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_4 et_pb_row et_block_row\">\n<div class=\"et_pb_column_4 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_4 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec paper\">\n  <div class=\"wrap\">\n    <p class=\"eyebrow\">Tarief<\/p>\n    <h2>FLOA publiceert geen tarief voor merchants, PayPal publiceert er twee<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>Op de site van FLOA voor merchants staat geen tarief. Via een PSP staat het er wel. PayPal publiceert 5,49% plus 0,35 euro voor FLOA Pay als de klant rente betaalt, en 6,50% plus 0,35 euro als het plan voor de klant renteloos is. Pay. publiceert 5,54% plus 0,15 euro voor Frankrijk, Itali\u00eb, Spanje en Portugal en 5,21% plus 0,15 euro voor Belgi\u00eb, bij het Professional-abonnement van 35 euro per maand.<\/p><p>Op een order van 300 euro is dat 16,82 euro bij PayPal als de klant de kosten betaalt, 19,85 euro als de klant niets betaalt, en 16,77 euro bij Pay. voor een Franse klant. Dit zijn gepubliceerde lijsttarieven en de vergelijking is een illustratie; wat u werkelijk betaalt, staat in het geoffreerde tarief.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_5 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_5 et_pb_row et_block_row\">\n<div class=\"et_pb_column_5 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_5 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec\">\n  <div class=\"wrap\">\n    <p class=\"eyebrow\">Kosten<\/p>\n    <h2>Een plan zonder kosten voor de klant kost de merchant een hoger tarief<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>De voorwaarden van FLOA kennen elk kort plan in twee versies: met verwaarloosbare kosten voor de klant, of zonder kosten tegen een JKP van 0%. De twee tarieven van PayPal laten zien wat die tweede versie de merchant kost. Neem 3 miljoen euro FLOA-omzet in Frankrijk bij een gemiddelde orderwaarde van 300 euro, dus 10.000 orders per jaar. Tegen 5,49% plus 0,35 euro kosten die 168.200 euro, tegen 6,50% plus 0,35 euro 198.500 euro.<\/p><p>Het verschil van 30.300 euro per jaar is wat het kost om de termijnen zonder kosten voor de klant aan te bieden. Bij een illustratieve brutomarge van 30% moet de versie zonder kosten 101.000 euro extra omzet opleveren, ongeveer 337 extra orders van 300 euro, voordat zij zichzelf terugverdient. Daaronder is het een korting in de checkout, en die stelt u per product en per orderbedrag in, niet in \u00e9\u00e9n keer voor het hele aanbod.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_6 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_6 et_pb_row et_block_row\">\n<div class=\"et_pb_column_6 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_6 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec dark\">\n  <div class=\"wrap\">\n    <p class=\"eyebrow\">Marketing<\/p>\n    <h2>FLOA keurt uw FLOA-marketing goed, en de keuze voor kosten bepaalt de tekst<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>De reclamegids van FLOA voor Belgi\u00eb, versie 02.2026, schrijft voor dat elke communicatie waarin FLOA genoemd wordt, ter goedkeuring naar het marketingteam van FLOA gaat. De wettelijke tekst op een banner hangt af van de vraag of de klant kosten betaalt. Overstappen van de versie met kosten naar de versie zonder kosten verandert dus tegelijk uw prijs en uw marketingtekst.<\/p><p>Leg drie dingen schriftelijk vast: welke versie, met of zonder kosten voor de klant, geldt voor welk product en welk orderbedrag, hoe lang FLOA doet over de goedkeuring van een campagne, en wie de kosten draagt als een campagne met de verkeerde wettelijke tekst loopt.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_7 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_7 et_pb_row et_block_row\">\n<div class=\"et_pb_column_7 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_7 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec\">\n  <div class=\"wrap\">\n    <h2>Welke producten u krijgt, hangt af van de route<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>FLOA verkoopt drie en vier termijnen, 10 tot 48 maandtermijnen en betalen na 30 dagen. Een PSP voert ze niet per se allemaal. Pay. beschrijft drie of vier termijnen en betalen binnen 30 dagen. De ontwikkelaarsdocumentatie van Computop noemt 3X, 4X, 1XD en 3XD, waarvan de laatste twee uitgestelde plannen zijn. De documentatie van Axepta, de eigen dienst van BNP Paribas, meldt dat alleen Floa 3X en Floa 4X beschikbaar zijn. Geen van de drie noemt daar het krediet van 10 tot 48 maanden.<\/p><p>Een merchant met hoge orderbedragen die het krediet van 10 tot 48 maanden in de checkout wil, heeft een route nodig die het voert, en de PSP met het laagste gepubliceerde tarief kan juist de route zonder dat krediet zijn. Leg eerst per route de productlijst naast elkaar en vergelijk pas daarna tarieven, want een tarief voor drie termijnen zegt niets over het lange krediet.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_8 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_8 et_pb_row et_block_row\">\n<div class=\"et_pb_column_8 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_8 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec paper\">\n  <div class=\"wrap\">\n    <h2>Welke betaaldienstverleners ondersteunen FLOA Pay<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>In de index bieden Computop, Eupago, Lyra, Pay. en PayPal FLOA Pay aan merchants die in Europa gevestigd zijn. U kunt FLOA ook rechtstreeks contracteren, en via Computop is een eigen merchantaccount bij FLOA Pay vereist.<\/p><p>De vragen zijn bij elke aanbieder dezelfde: het tarief voor de versie met en zonder kosten voor de klant, welke FLOA-producten de route voert, wanneer de orderwaarde op uw rekening staat, hoe een gedeeltelijke terugbetaling wordt verrekend, en hoe de goedkeuring van campagnes door FLOA verloopt.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<style>.rpti-mt .rpti-mt-keuze{display:flex;flex-wrap:wrap;gap:18px 28px;align-items:flex-end;margin:28px 0 6px;padding:18px 20px;background:#f4f8ef;border:1px solid #e2ebd8;border-radius:12px}.rpti-mt .rpti-mt-keuze[hidden]{display:none}.rpti-mt .rpti-mt-veld{margin:0;border:0;padding:0;min-width:0}.rpti-mt .rpti-mt-veld>label,.rpti-mt .rpti-mt-veld>.rpti-mt-lbl{display:block;font-weight:700;font-size:14.5px;line-height:20px;height:20px;color:#222e34;margin:0 0 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et_section_regular es-page-sec rpti-mt-sec\"><div class=\"et_pb_row\"><div class=\"et_pb_column et_pb_column_4_4 et-last-child\"><div class=\"es-page\"><section class=\"sec rpti-mt\" id=\"rpti-mt-floa-pay\" data-start=\"FR\" data-kanaal=\"online\" data-telling=\"%1$d aanbieders, %2$d met een gepubliceerd tarief\" data-telling1=\"1 aanbieder, %2$d met een gepubliceerd tarief\" data-meer=\"Toon alle %d aanbieders\" data-eutag=\"EU-breed\" data-leeg=\"Geen aanbieder in de index biedt FLOA Pay daar op dit kanaal aan merchants aan.\" data-kort=\"Toon het volledige tarief\" data-minder=\"Toon minder\"><div class=\"wrap\"><p class=\"eyebrow\">Retail Payment Methods Transparency Index<\/p><h2>Gepubliceerde tarieven voor FLOA Pay, per aanbieder<\/h2><div class=\"rule\"><\/div><div class=\"body\"><p>5 aanbieders in de index bieden FLOA Pay aan merchants die in Europa gevestigd zijn, en 3 daarvan publiceren een tarief.<\/p><p>Elk tarief staat zoals de aanbieder het publiceert, en de naam van de aanbieder verwijst naar de pagina waar het is gelezen. Een gepubliceerd tarief is een lijsttarief: wat een merchant werkelijk betaalt, staat in het geoffreerde tarief en het contract.<\/p><\/div><div class=\"rpti-mt-keuze\" hidden><p class=\"rpti-mt-hint\" id=\"rpti-mt-floa-pay-hint\">Het land waar uw bedrijf gevestigd is en van waaruit u verkoopt. Klanten betalen met FLOA Pay in: Frankrijk, Belgi\u00eb, Spanje, Portugal, Itali\u00eb.<\/p><div class=\"rpti-mt-veld\"><label for=\"rpti-mt-floa-pay-land\">Verkoop vanuit<\/label><select id=\"rpti-mt-floa-pay-land\" aria-describedby=\"rpti-mt-floa-pay-hint\"><option value=\"BE\" data-ph=\"Merchants in Belgi\u00eb\">Belgi\u00eb<\/option><option value=\"BG\" data-ph=\"Merchants in Bulgarije\">Bulgarije<\/option><option value=\"DK\" data-ph=\"Merchants in Denemarken\">Denemarken<\/option><option value=\"DE\" data-ph=\"Merchants in Duitsland\">Duitsland<\/option><option value=\"EE\" data-ph=\"Merchants in Estland\">Estland<\/option><option value=\"FI\" data-ph=\"Merchants in Finland\">Finland<\/option><option value=\"FR\" data-ph=\"Merchants in Frankrijk\" selected>Frankrijk<\/option><option value=\"GR\" data-ph=\"Merchants in Griekenland\">Griekenland<\/option><option value=\"HU\" data-ph=\"Merchants in Hongarije\">Hongarije<\/option><option value=\"IE\" data-ph=\"Merchants in Ierland\">Ierland<\/option><option value=\"IT\" data-ph=\"Merchants in Itali\u00eb\">Itali\u00eb<\/option><option value=\"HR\" data-ph=\"Merchants in Kroati\u00eb\">Kroati\u00eb<\/option><option value=\"LV\" data-ph=\"Merchants in Letland\">Letland<\/option><option value=\"LT\" data-ph=\"Merchants in Litouwen\">Litouwen<\/option><option value=\"LU\" data-ph=\"Merchants in Luxemburg\">Luxemburg<\/option><option value=\"NL\" data-ph=\"Merchants in Nederland\">Nederland<\/option><option value=\"NO\" data-ph=\"Merchants in Noorwegen\">Noorwegen<\/option><option value=\"AT\" data-ph=\"Merchants in Oostenrijk\">Oostenrijk<\/option><option value=\"PL\" data-ph=\"Merchants in Polen\">Polen<\/option><option value=\"PT\" data-ph=\"Merchants in Portugal\">Portugal<\/option><option value=\"RO\" data-ph=\"Merchants in Roemeni\u00eb\">Roemeni\u00eb<\/option><option value=\"SI\" data-ph=\"Merchants in Sloveni\u00eb\">Sloveni\u00eb<\/option><option value=\"SK\" data-ph=\"Merchants in Slowakije\">Slowakije<\/option><option value=\"ES\" data-ph=\"Merchants in Spanje\">Spanje<\/option><option value=\"CZ\" data-ph=\"Merchants in Tsjechi\u00eb\">Tsjechi\u00eb<\/option><option value=\"SE\" data-ph=\"Merchants in Zweden\">Zweden<\/option><\/select><\/div><div class=\"rpti-mt-veld\"><span class=\"rpti-mt-lbl\" id=\"rpti-mt-floa-pay-chl\">Kanaal<\/span><div class=\"rpti-mt-kanaal\" role=\"radiogroup\" aria-labelledby=\"rpti-mt-floa-pay-chl\"><label class=\"rpti-mt-optie\"><input type=\"radio\" name=\"rpti-mt-floa-pay-ch\" value=\"online\" checked> <span>Online<\/span><\/label><label class=\"rpti-mt-optie\"><input type=\"radio\" name=\"rpti-mt-floa-pay-ch\" value=\"pos\" disabled> <span>In de winkel<\/span><\/label><\/div><\/div><label class=\"rpti-mt-alleen\"><input type=\"checkbox\"> <span>Alleen aanbieders met een gepubliceerd tarief<\/span><\/label><\/div><p class=\"rpti-mt-telling\" aria-live=\"polite\"><\/p><p class=\"rpti-mt-eunoot\" hidden>Inclusief de tarieven die aanbieders publiceren voor merchants overal in de EU, gemarkeerd als EU-breed.<\/p><div class=\"rpti-mt-lijst\"><table class=\"reftable rpti-mt-tabel\"><thead><tr><th scope=\"col\">Aanbieder<\/th><th scope=\"col\">Per transactie<\/th><th scope=\"col\">Kanaal<\/th><\/tr><\/thead><tbody><tr data-c=\"DE\" data-ch=\"online\" data-pr=\"0\" data-p=\"Computop\" class=\"rpti-mt-geen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/developer.computop.com\/display\/EN\/Payment+methods\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 22 september 2026\">Computop<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Duitsland<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Geen tarief gepubliceerd<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"PT\" data-ch=\"online\" data-pr=\"0\" data-p=\"Eupago\" class=\"rpti-mt-geen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.eupago.pt\/precario\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 28 september 2026\">Eupago<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Portugal<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Geen tarief gepubliceerd<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"FR\" data-ch=\"online\" data-pr=\"1\" data-p=\"Lyra\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.lyra.com\/fr\/tarifs\/\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 12 oktober 2026\">Lyra<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Frankrijk<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">European cards: \u20ac0.20 + direct contract with FLOA; subject to a monthly subscription and set-up fee; indicative rates for standard cards (\u00e0 titre indicatif)<\/span><span class=\"rpti-mt-model\">Plus de fee van de eigenaar van de methode, plus abonnement<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"EU\" data-ch=\"online\" data-pr=\"1\" data-p=\"Pay.\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.pay.nl\/en\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 28 september 2026\">Pay.<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants overal in de EU<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Belgium, Professional: \u20ac0.15 + 5.21%; Belgium, Business: \u20ac0.12 + 5.00%; Other countries, France, Professional: \u20ac0.15 + 5.54%; Other countries, France, Business: \u20ac0.12 + 5.31%; Other countries, Italy, Professional: \u20ac0.15 + 5.54%; Other countries, Italy, Business: \u20ac0.12 + 5.31%; Other countries, Spain, Professional: \u20ac0.15 + 5.54%; Other countries, Spain, Business: \u20ac0.12 + 5.31%; Other countries, Portugal, Professional: \u20ac0.15 + 5.54%; Other countries, Portugal, Business: \u20ac0.12 + 5.31%; Other countries, Netherlands, Professional: \u20ac0.15 + 5.54%; Other countries, Netherlands, Business: \u20ac0.12 + 5.31%; Other countries, Germany, Professional: \u20ac0.15 + 5.54%; Other countries, Germany, Business: \u20ac0.12 + 5.31%; Pioneer (no monthly fee): Professional rate + \u20ac0.05 per transaction + 0.25% of turnover; Professional plan: \u20ac35 per month; Business plan: \u20ac89 per month<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag, plus abonnement, gestaffeld<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"NO\" data-ch=\"online\" data-pr=\"1\" data-p=\"Pay.\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.pay.nl\/en\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 28 september 2026\">Pay.<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Noorwegen<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Belgium, Professional: \u20ac0.15 + 5.21%; Belgium, Business: \u20ac0.12 + 5.00%; Other countries, France, Professional: \u20ac0.15 + 5.54%; Other countries, France, Business: \u20ac0.12 + 5.31%; Other countries, Italy, Professional: \u20ac0.15 + 5.54%; Other countries, Italy, Business: \u20ac0.12 + 5.31%; Other countries, Spain, Professional: \u20ac0.15 + 5.54%; Other countries, Spain, Business: \u20ac0.12 + 5.31%; Other countries, Portugal, Professional: \u20ac0.15 + 5.54%; Other countries, Portugal, Business: \u20ac0.12 + 5.31%; Other countries, Netherlands, Professional: \u20ac0.15 + 5.54%; Other countries, Netherlands, Business: \u20ac0.12 + 5.31%; Other countries, Germany, Professional: \u20ac0.15 + 5.54%; Other countries, Germany, Business: \u20ac0.12 + 5.31%; Pioneer (no monthly fee): Professional rate + \u20ac0.05 per transaction + 0.25% of turnover; Professional plan: \u20ac35 per month; Business plan: \u20ac89 per month<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag, plus abonnement, gestaffeld<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"BE\" data-ch=\"online\" data-pr=\"1\" data-p=\"PayPal\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.paypal.com\/be\/webapps\/mpp\/merchant-fees\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 9 oktober 2026\">PayPal<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Belgi\u00eb<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Interest bearing for consumers: 5.49% + \u20ac0.35; non-interest bearing for consumers: 6.50% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"BG\" data-ch=\"online\" data-pr=\"1\" data-p=\"PayPal\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.paypal.com\/bg\/business\/paypal-business-fees\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 28 september 2026\">PayPal<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Bulgarije<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">FLOA Pay (interest-bearing for consumers): 5.49% + fixed fee; FLOA Pay (interest-free for consumers): 6.50% + fixed fee; APM fixed fee, EUR: \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"CZ\" data-ch=\"online\" data-pr=\"1\" data-p=\"PayPal\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.paypal.com\/cz\/business\/paypal-business-fees\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 28 september 2026\">PayPal<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Tsjechi\u00eb<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">FLOA Pay (interest-bearing for consumers): 5.49% + fixed fee; FLOA Pay (interest-free for consumers): 6.50% + fixed fee; APM fixed fee, CZK: CZK 10.00; APM fixed fee, EUR: \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"DK\" data-ch=\"online\" data-pr=\"1\" data-p=\"PayPal\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.paypal.com\/dk\/business\/paypal-business-fees\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 28 september 2026\">PayPal<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Denemarken<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">FLOA Pay (interest-bearing for consumers): 5.49% + fixed fee; FLOA Pay (interest-free for consumers): 6.50% + fixed fee; APM fixed fee, DKK: DKK 2.60<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"EE\" data-ch=\"online\" data-pr=\"1\" data-p=\"PayPal\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.paypal.com\/ee\/business\/paypal-business-fees\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 28 september 2026\">PayPal<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Estland<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">FLOA Pay (interest-bearing for consumers): 5.49% + fixed fee; FLOA Pay (interest-free for consumers): 6.50% + fixed fee; APM fixed fee, EUR: \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"FI\" data-ch=\"online\" data-pr=\"1\" data-p=\"PayPal\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.paypal.com\/fi\/business\/paypal-business-fees\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 28 september 2026\">PayPal<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Finland<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">FLOA Pay (interest-bearing for consumers): 5.49% + fixed fee; FLOA Pay (interest-free for consumers): 6.50% + fixed fee; APM fixed fee, EUR: \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"GR\" data-ch=\"online\" data-pr=\"1\" data-p=\"PayPal\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.paypal.com\/gr\/business\/paypal-business-fees\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 28 september 2026\">PayPal<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Griekenland<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">FLOA Pay (interest-bearing for consumers): 5.49% + fixed fee; FLOA Pay (interest-free): 6.50% + fixed fee; APM fixed fee, EUR: \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"HU\" data-ch=\"online\" data-pr=\"1\" data-p=\"PayPal\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.paypal.com\/hu\/business\/paypal-business-fees\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 5 oktober 2026\">PayPal<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Hongarije<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">FLOA Pay (interest-free for consumers): 5.49% + fixed fee; FLOA Pay (interest-free for consumers): 6.50% + fixed fee; APM fixed fee, HUF: HUF 90.00; APM fixed fee, EUR: \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"LT\" data-ch=\"online\" data-pr=\"1\" data-p=\"PayPal\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.paypal.com\/lt\/business\/paypal-business-fees\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 28 september 2026\">PayPal<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Litouwen<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">FLOA Pay (interest-bearing for consumers): 5.49% + fixed fee; FLOA Pay (interest-free for consumers): 6.50% + fixed fee; APM fixed fee, EUR: \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"LU\" data-ch=\"online\" data-pr=\"1\" data-p=\"PayPal\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.paypal.com\/lu\/business\/paypal-business-fees\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 28 september 2026\">PayPal<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Luxemburg<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">FLOA Pay (interest-bearing for consumers): 5.49% + fixed fee; FLOA Pay (interest-free for consumers): 6.50% + fixed fee; APM fixed fee, EUR: \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"LV\" data-ch=\"online\" data-pr=\"1\" data-p=\"PayPal\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.paypal.com\/lv\/business\/paypal-business-fees\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 28 september 2026\">PayPal<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Letland<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">FLOA Pay (interest-bearing for consumers): 5.49% + fixed fee; FLOA Pay (interest-free for consumers): 6.50% + fixed fee; APM fixed fee, EUR: \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"NL\" data-ch=\"online\" data-pr=\"1\" data-p=\"PayPal\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.paypal.com\/nl\/webapps\/mpp\/merchant-fees\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 28 september 2026\">PayPal<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Nederland<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">FLOA Pay (interest-bearing for consumers): 5.49% + \u20ac0.35; FLOA Pay (interest-free for consumers): 6.50% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"NO\" data-ch=\"online\" data-pr=\"1\" data-p=\"PayPal\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.paypal.com\/no\/webapps\/mpp\/merchant-fees\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 28 september 2026\">PayPal<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Noorwegen<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">FLOA Pay (interest-bearing for consumers): 5.49% + NOK 2.80; FLOA Pay (non-interest-bearing for consumers): 6.50% + NOK 2.80<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"PL\" data-ch=\"online\" data-pr=\"1\" data-p=\"PayPal\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.paypal.com\/pl\/webapps\/mpp\/merchant-fees\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 28 september 2026\">PayPal<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Polen<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Interest-bearing for consumers: 5.49% + fixed fee; interest-free for consumers: 6.50% + fixed fee; fixed fee: PLN 1.35 for PLN received; \u20ac0.35 for EUR received<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"PT\" data-ch=\"online\" data-pr=\"1\" data-p=\"PayPal\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.paypal.com\/pt\/webapps\/mpp\/merchant-fees\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 28 september 2026\">PayPal<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Portugal<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Interest-bearing for consumers: 5.49% + fixed fee; interest-free for consumers: 6.50% + fixed fee; fixed fee: \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"RO\" data-ch=\"online\" data-pr=\"1\" data-p=\"PayPal\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.paypal.com\/ro\/business\/paypal-business-fees\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 28 september 2026\">PayPal<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Roemeni\u00eb<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">FLOA Pay (interest-bearing for consumers): 5.49% + fixed fee; FLOA Pay (interest-free for consumers): 6.50% + fixed fee; APM fixed fee, EUR: \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"SE\" data-ch=\"online\" data-pr=\"1\" data-p=\"PayPal\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.paypal.com\/se\/webapps\/mpp\/merchant-fees\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 28 september 2026\">PayPal<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Zweden<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Interest-bearing for consumers: 5.49% + fixed fee; interest-free for consumers: 6.50% + fixed fee; fixed fee: SEK 3.25 for SEK received; \u20ac0.35 for EUR received<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"SI\" data-ch=\"online\" data-pr=\"1\" data-p=\"PayPal\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.paypal.com\/si\/business\/paypal-business-fees\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 28 september 2026\">PayPal<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Sloveni\u00eb<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">FLOA Pay (interest-bearing for consumers): 5.49% + fixed fee; FLOA Pay (interest-free for consumers): 6.50% + fixed fee; APM fixed fee, EUR: \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"SK\" data-ch=\"online\" data-pr=\"1\" data-p=\"PayPal\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.paypal.com\/sk\/business\/paypal-business-fees\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 28 september 2026\">PayPal<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Slowakije<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">FLOA Pay (interest-bearing): 5.49% + fixed fee; FLOA Pay (interest-free for consumers): 6.50% + fixed fee; APM fixed fee, EUR: \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><\/tbody><\/table><\/div><p class=\"rpti-mt-leeg\" hidden><\/p><p class=\"rpti-mt-meerp\" hidden><button type=\"button\" class=\"rpti-mt-meer\"><\/button><\/p><div class=\"rpti-mt-link\"><a class=\"ix\" href=\"https:\/\/www.ecomstream.eu\/nl\/transparantie-index-betaalmethoden\/?m=floa-pay\"><span class=\"ic\"><svg width=\"22\" height=\"22\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#9bcc3a\" stroke-width=\"2\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3 5h18l-7 8v6l-4-2v-4z\"\/><\/svg><\/span><span class=\"t\"><strong>Kies in de index uw eigen landen en kanaal voor FLOA Pay<\/strong><span class=\"s\">Open de Retail Payment Methods Transparency Index<\/span><\/span><span class=\"r\" aria-hidden=\"true\">&#8594;<\/span><\/a><\/div><p class=\"small\">Bron: EcomStream, Retail Payment Methods Transparency Index, ecomstream.eu\/payment-methods-transparency-index. Bij de bron gelezen tussen 22 september 2026 en 12 oktober 2026. Een aanbieder die meent dat een rij niet klopt, kan schrijven naar <a href=\"mailto:index@ecomstream.nl\">index@ecomstream.nl<\/a>. Elke gemelde correctie wordt bij de bron gecontroleerd.<\/p><\/div><\/section><\/div><\/div><\/div><\/div><div class=\"et_pb_section_9 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_9 et_pb_row et_block_row\">\n<div class=\"et_pb_column_9 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_9 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec\">\n  <div class=\"wrap\">\n    <h2>Nagaan wat FLOA Pay u kost<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>Wat u voor FLOA Pay betaalt, staat in uw contract en wordt niet door een scheme bepaald. Begin met de vraag of u <a href=\"https:\/\/www.ecomstream.eu\/nl\/betaal-je-te-veel-aan-je-psp\/\">te veel betaalt aan uw PSP<\/a>, en zet de kosten van de versie zonder kosten voor de klant af tegen de orders die zij oplevert voordat u verlengt, als FLOA Pay een wezenlijk deel van uw Franse of Belgische volume draagt.<\/p><p>Relevante markten: Frankrijk, Belgi\u00eb, Spanje, Itali\u00eb, Portugal<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_10 et_pb_section et_section_regular et_block_section popup single\" id=\"my-popup7\"><div class=\"et_pb_row_10 et_pb_row et_block_row\"><div class=\"et_pb_column_10 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_contact_form_0 et_pb_contact_form_container clearfix et_pb_recaptcha_enabled et_pb_module et_flex_module\" data-form_unique_num=\"0\" data-form_unique_id=\"2b080173-4599-477f-994c-cf46478d77ad\" id=\"et_pb_contact_form_2b080173-4599-477f-994c-cf46478d77ad\"><h2 class=\"et_pb_contact_main_title\">Verkoopt u aan klanten in Frankrijk of Belgi\u00eb? Laat toetsen wat FLOA Pay aan uw PSP-kosten toevoegt.<\/h2><div class=\"et-pb-contact-message\"><\/div><div class=\"et_pb_contact\"><form class=\"et_pb_contact_form et_flex_module\" method=\"post\" action=\"https:\/\/www.ecomstream.eu\/nl\/wp-json\/wp\/v2\/pages\/267585\"><div class=\"et_pb_contact_field_0 et_pb_contact_field et_pb_module et_flex_module et_flex_column_12_24 et_flex_column_12_24_tablet et_flex_column_12_24_phone\" data-id=\"name\" data-type=\"input\"><label class=\"et_pb_contact_form_label\" for=\"et_pb_contact_0_name_0\">Naam<\/label><input type=\"text\" name=\"et_pb_contact_0_name_0\" id=\"et_pb_contact_0_name_0\" class=\"input\" data-required_mark=\"required\" data-field_type=\"input\" data-original_id=\"name\" placeholder=\"Naam\" title=\"\" value=\"\" \/><\/div><div class=\"et_pb_contact_field_1 et_pb_contact_field et_pb_module et_flex_module et_flex_column_12_24 et_flex_column_12_24_tablet et_flex_column_12_24_phone\" data-id=\"email\" data-type=\"email\"><label class=\"et_pb_contact_form_label\" for=\"et_pb_contact_0_email_1\">E-mailadres<\/label><input type=\"text\" name=\"et_pb_contact_0_email_1\" id=\"et_pb_contact_0_email_1\" class=\"input\" data-required_mark=\"required\" data-field_type=\"email\" data-original_id=\"email\" placeholder=\"E-mailadres\" title=\"\" value=\"\" \/><\/div><div class=\"et_pb_contact_field_2 et_pb_contact_field et_pb_module et_flex_module et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\" data-id=\"message\" data-type=\"text\"><label class=\"et_pb_contact_form_label\" for=\"et_pb_contact_0_message_2\">Bericht (optioneel)<\/label><textarea name=\"et_pb_contact_0_message_2\" id=\"et_pb_contact_0_message_2\" class=\"et_pb_contact_message input\" data-required_mark=\"not_required\" data-field_type=\"text\" data-original_id=\"message\" placeholder=\"Bericht (optioneel)\"><\/textarea><\/div><input type=\"hidden\" name=\"et_pb_contactform_submit_2b080173-4599-477f-994c-cf46478d77ad\" value=\"et_contact_proccess\" \/><div class=\"et_contact_bottom_container\"><div class=\"et_pb_button_wrapper\"><button type=\"submit\" name=\"et_builder_submit_button\" class=\"et_pb_button et_pb_contact_submit\">Submit<\/button><\/div><\/div><input type=\"hidden\" id=\"_wpnonce-et-pb-contact-form-submitted-2b080173-4599-477f-994c-cf46478d77ad\" name=\"_wpnonce-et-pb-contact-form-submitted-2b080173-4599-477f-994c-cf46478d77ad\" value=\"b45cbca623\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/nl\/wp-json\/wp\/v2\/pages\/267585\" \/><\/form><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Retail Payment Methods Transparency IndexGepubliceerde tarieven voor FLOA Pay, per aanbieder5 aanbieders in de index bieden FLOA Pay aan merchants die in Europa gevestigd zijn, en 3 daarvan publiceren een tarief.Elk tarief staat zoals de aanbieder het publiceert, en de naam van de aanbieder verwijst naar de pagina waar het is gelezen. Een gepubliceerd tarief [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":251410,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_yoast_wpseo_focuskw":"FLOA Pay accepteren","_yoast_wpseo_title":"FLOA Pay accepteren: met of zonder kosten voor de klant","_yoast_wpseo_metadesc":"Hoe FLOA Pay voor merchants werkt, wat PayPal en Pay. rekenen en wat termijnen zonder kosten voor de klant u per jaar kosten, in euro's 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