{"id":267569,"date":"2026-10-13T20:19:35","date_gmt":"2026-10-13T18:19:35","guid":{"rendered":"https:\/\/www.ecomstream.eu\/?page_id=267569"},"modified":"2026-10-13T20:19:35","modified_gmt":"2026-10-13T18:19:35","slug":"alma","status":"publish","type":"page","link":"https:\/\/www.ecomstream.eu\/nl\/betaalmethoden\/alma\/","title":{"rendered":"Alma"},"content":{"rendered":"\n\n<div class=\"et_pb_section_0 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_0 et_pb_row et_block_row\">\n<div class=\"et_pb_column_0 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_0 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"hero\">\n  <div class=\"wrap\">\n    <div class=\"h1row\"><h1>Alma accepteren als merchant<\/h1><\/div>\n    <div class=\"body\"><p>Alma is een Franse aanbieder van gespreid en achteraf betalen. Alma SAS, gevestigd in Neuilly-sur-Seine, heeft van de Franse toezichthouder ACPR een vergunning als betaalinstelling en als financieringsmaatschappij. De klant betaalt in 2, 3 of 4 termijnen, of later, en Alma betaalt de merchant het volledige bedrag, ook als de klant zijn termijnen niet nakomt. Alma biedt zijn producten aan in Frankrijk, Duitsland, Belgi\u00eb, Spanje, Itali\u00eb, Luxemburg, Nederland en Portugal, en meldt dat 26.000 merchants Alma vertrouwen. Voor een merchant telt vooral dat Alma geen vaste prijs heeft. Elk termijnplan heeft een eigen tarief, en de klant kiest het plan.<\/p><style>.rpti-naar{display:flex!important;align-items:center;gap:14px;margin:24px 0 0;padding:16px 18px;background:#fff;border:1px solid #e2ebd8!important;border-top:3px solid #9bcc3a!important;border-radius:10px;text-decoration:none!important;color:#222e34!important;box-shadow:0 6px 18px rgba(28,46,49,.06);max-width:640px}.rpti-naar .ic{flex:0 0 auto;width:44px;height:44px;border-radius:10px;background:#eef6e3;display:flex;align-items:center;justify-content:center}.rpti-naar .t{flex:1;display:flex;flex-direction:column;gap:3px;font-size:16px;line-height:1.35}.rpti-naar .t strong{font-weight:700}.rpti-naar .t .s{color:#56656e;font-size:14px;font-weight:400}.rpti-naar .r{flex:0 0 auto;width:40px;height:40px;border-radius:50%;background:#222e34;color:#9bcc3a;display:flex;align-items:center;justify-content:center;font-size:18px;font-weight:700;transition:transform .2s}.rpti-naar{flex-wrap:wrap;row-gap:14px}.rpti-naar .knop{flex:1 0 100%;display:flex;align-items:center;justify-content:center;gap:10px;box-sizing:border-box;min-height:48px;padding:0 22px;border-radius:8px;background:#222e34;color:#fff;font-weight:700;font-size:16px}.rpti-naar .knop::after{content:\"\\2193\";color:#9bcc3a;font-size:18px;transition:transform .2s}@media(min-width:768px){.rpti-naar{flex-wrap:nowrap}.rpti-naar .knop{flex:0 0 auto}}.rpti-naar:hover{border-color:#9bcc3a!important}.rpti-naar:hover .knop{background:#2f3e46}.rpti-naar:hover .knop::after{transform:translateY(2px)}.rpti-naar:focus-visible{outline:3px solid #9bcc3a;outline-offset:2px}<\/style><a class=\"rpti-naar\" href=\"#rpti-mt-alma\"><span class=\"ic\"><svg width=\"22\" height=\"22\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#3a6f1c\" stroke-width=\"2\" aria-hidden=\"true\" focusable=\"false\"><rect x=\"3\" y=\"4\" width=\"18\" height=\"16\" rx=\"2\"\/><path d=\"M3 9h18M9 9v11\"\/><\/svg><\/span><span class=\"t\"><strong>Gepubliceerde tarieven voor Alma<\/strong><span class=\"s\">Per aanbieder, land en kanaal, verderop op deze pagina<\/span><\/span><span class=\"knop\">Naar de tarieven<\/span><\/a><script>(function(){var a=document.currentScript&&document.currentScript.previousElementSibling;if(a&&a.tagName!==\"A\"){a=a.querySelector(\"a\");}if(!a){return;}a.addEventListener(\"click\",function(e){if(e.button!==0||e.metaKey||e.ctrlKey||e.shiftKey||e.altKey){return;}var id=a.getAttribute(\"href\").slice(1),doel=document.getElementById(id);if(!doel){return;}e.preventDefault();var kop=doel.querySelector(\"h2\")||doel;function kopruimte(){var h=0;var els=document.querySelectorAll(\"#main-header,.et-l--header,header\");for(var i=0;i<els.length;i++){var s=getComputedStyle(els[i]);if(s.position===\"fixed\"||s.position===\"sticky\"){var r=els[i].getBoundingClientRect();if(r.bottom>h&&r.top<=0+1){h=r.bottom;}}}return h+16;}function eind(){return kop.getBoundingClientRect().top+window.pageYOffset-kopruimte();}function klaar(){if(!kop.hasAttribute(\"tabindex\")){kop.setAttribute(\"tabindex\",\"-1\");}try{kop.focus({preventScroll:true});}catch(x){}if(history.replaceState){history.replaceState(null,\"\",\"#\"+id);}}var stil=window.matchMedia&&window.matchMedia(\"(prefers-reduced-motion: reduce)\").matches;var y0=window.pageYOffset,afst=Math.abs(eind()-y0);if(stil||afst<10){window.scrollTo({top:eind(),left:0,behavior:\"instant\"});klaar();return;}var duur=Math.max(700,Math.min(2000,afst\/3)),t0=null,stop=false;function halt(){stop=true;}[\"wheel\",\"touchstart\",\"keydown\",\"mousedown\"].forEach(function(n){window.addEventListener(n,halt,{passive:true,once:true});});function ease(t){return t<.5?4*t*t*t:1-Math.pow(-2*t+2,3)\/2;}function stap(ts){if(stop){return;}if(t0===null){t0=ts;}var p=Math.min(1,(ts-t0)\/duur);window.scrollTo({top:y0+(eind()-y0)*ease(p),left:0,behavior:\"instant\"});if(p<1){requestAnimationFrame(stap);}else{klaar();}}requestAnimationFrame(stap);});})();<\/script><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_1 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_1 et_pb_row et_block_row\">\n<div class=\"et_pb_column_1 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_1 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec\">\n  <div class=\"wrap\">\n    <h2>Zo accepteert u Alma als merchant<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>U kunt Alma rechtstreeks contracteren. Alma activeert het account zodra de identiteit van het bedrijf en van de wettelijk vertegenwoordigers is gecontroleerd, en u koppelt het via een plug-in of de API, online en in de winkel. Of u neemt het af via een PSP die het voert, zoals Stripe, Mollie of Adyen.<\/p><p>Sommige PSP's leveren alleen de koppeling. Lyra en Pay. publiceren een eigen tarief voor Alma, en de kosten van Alma zelf komen daarbovenop: Lyra noemt een rechtstreeks contract met Alma, Pay. vermeldt de kosten van Alma naast het eigen tarief. Op die routes staat de prijs van \u00e9\u00e9n betaalmethode op twee plaatsen.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_2 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_2 et_pb_row et_block_row\">\n<div class=\"et_pb_column_2 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_2 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec paper\">\n  <div class=\"wrap\">\n    <p class=\"eyebrow\">Model<\/p>\n    <h2>Alma leent aan de klant en draagt het risico van terugbetaling<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>De klant betaalt met een kaart, CB, Visa of Mastercard, en betaalt rechtstreeks aan Alma terug. Alma betaalt u het volledige bedrag min de fee, en te late betalingen kosten u niets extra. Op de tariefpagina van Alma staat dat u volledig wordt betaald, of de klant zijn termijnen nu nakomt of niet. Ziet Alma een risico op fraude of op niet betalen, dan kan het de transactie naar eigen oordeel weigeren.<\/p><p>De ontwikkelaarsdocumentatie van Alma noemt voor een rechtstreekse merchant een termijn tot overboeking van doorgaans \u00e9\u00e9n of zeven dagen. Via Stripe is de uitbetaling T+3. Stripe beschrijft ook dat Alma de klant soms een hogere eerste termijn laat betalen, op basis van koopkracht en andere kredietfactoren, zodat het plan dat de klant ziet niet altijd in gelijke delen is verdeeld.<\/p><p>Geschillen lopen via Alma, niet via een kaartscheme. Stripe noemt een termijn van 120 kalenderdagen voor de klant, 14 dagen voor uw bewijs en een beslissing van Alma binnen 25 dagen. Adyen vermeldt dat chargebacks voor Alma niet worden ondersteund.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_3 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_3 et_pb_row et_block_row\">\n<div class=\"et_pb_column_3 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_3 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec\">\n  <div class=\"wrap\">\n    <h2>Waar Alma wordt aangeboden, online en in de winkel<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>Alma noemt acht landen. PSP's publiceren voor hun eigen route kortere lijsten: Stripe accepteert Alma voor bedrijven in Belgi\u00eb, Frankrijk, Itali\u00eb, Luxemburg, Nederland en Spanje, alleen in euro, en Adyen noemt Frankrijk. Alma toont termijnen standaard bij orders tussen 50 en 2.000 euro, en het minimum kunt u in uw account aanpassen; Stripe noemt een bandbreedte van 50 tot 5.000 euro.<\/p><p>In de winkel werkt Alma op twee manieren. Het personeel maakt in een interface aan de kassa een betaallink aan die per sms naar de klant gaat, of de betaling loopt via een Adyen-terminal, de V400M of P400Plus, voor 2, 3 of 4 termijnen. Bij de route via de terminal staat in de documentatie van Alma dat u het Settlement Details Report van Adyen afstemt met uw Alma-export, zodat de verkoop in termijnen een eigen stap in de reconciliatie vraagt.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_4 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_4 et_pb_row et_block_row\">\n<div class=\"et_pb_column_4 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_4 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec paper\">\n  <div class=\"wrap\">\n    <p class=\"eyebrow\">Tarief<\/p>\n    <h2>Alma publiceert een deel van zijn tarieven, PSP's publiceren een tarief per plan<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>Op de tariefpagina van Alma staat 3,60% exclusief btw voor betalen in 2 termijnen en 4,20% exclusief btw voor betalen na 15 dagen, zonder opstartkosten of maandelijkse kosten tot 1 miljoen euro omzet. Daarboven is het aanbod maatwerk, met tarieven die met het volume dalen. De pagina vermeldt dat tarieven kunnen worden aangepast aan het vastgestelde risico.<\/p><p>Via een PSP hangt het tarief af van het plan. Stripe publiceert 3,90%, 4,50% en 5,85% plus 0,30 euro voor 2, 3 en 4 termijnen. Mollie publiceert in Frankrijk vanaf 4,50% plus 0,35 euro voor 3 termijnen en vanaf 5,50% plus 0,35 euro voor 4 termijnen. Adyen publiceert in Frankrijk 0,11 euro plus 3,99% voor 3 termijnen en 0,11 euro plus 4,70% voor 4 termijnen.<\/p><p>Op een order van 300 euro in 3 termijnen is dat 13,80 euro bij Stripe, vanaf 13,85 euro bij Mollie en 12,08 euro bij Adyen. Dezelfde order in 4 termijnen kost 17,85 euro bij Stripe. Het eigen tarief van Alma voor 2 termijnen komt uit op 10,80 euro exclusief btw. Dit zijn gepubliceerde lijsttarieven en de vergelijking is een illustratie; wat u werkelijk betaalt, staat in het geoffreerde tarief.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_5 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_5 et_pb_row et_block_row\">\n<div class=\"et_pb_column_5 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_5 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec\">\n  <div class=\"wrap\">\n    <p class=\"eyebrow\">Termijnen<\/p>\n    <h2>De klant kiest het plan, en het plan bepaalt uw tarief<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>Met een prijs per plan is uw werkelijke tarief op Alma een gewogen gemiddelde van de plannen die uw klanten kiezen. Neem 2 miljoen euro Alma-volume via Stripe bij een gemiddelde orderwaarde van 300 euro, ongeveer 6.667 orders. Met 40% van het volume in 2 termijnen, 40% in 3 en 20% in 4 is het gewogen tarief 4,53%, dus 90.600 euro plus 2.000 euro aan vaste kosten, 92.600 euro per jaar.<\/p><p>Staat 4 termijnen niet in beeld en betalen die klanten in 3 termijnen, dan daalt het gewogen tarief naar 4,26% en de kosten naar 87.200 euro, ongeveer 5.400 euro per jaar minder. Daarbij is aangenomen dat elke klant van 4 termijnen nog steeds koopt. Of dat klopt, is meetbaar: vergelijk conversie en orderwaarde voor vergelijkbaar verkeer met en zonder het langste plan in beeld, en beslis op de cijfers. Stripe vermeldt dat Alma de bandbreedtes van de orderwaarde en de beschikbaarheid van de plannen per land bepaalt, dus ga eerst na welke plannen u op uw route zelf kunt instellen.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_6 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_6 et_pb_row et_block_row\">\n<div class=\"et_pb_column_6 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_6 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec dark\">\n  <div class=\"wrap\">\n    <p class=\"eyebrow\">Contract<\/p>\n    <h2>Op American Express en zakelijke kaarten stijgt het tarief automatisch<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>Op de tariefpagina van Alma staat dat, bij wijze van uitzondering, het tarief automatisch stijgt als de koper een American Express-kaart of een zakelijke kaart gebruikt. Hoeveel die stijging is, staat er niet bij. Dezelfde pagina vermeldt dat tarieven kunnen worden aangepast aan het vastgestelde risico.<\/p><p>Beide bepalingen veranderen uw prijs na ondertekening, op criteria waar u geen invloed op hebt. Leg schriftelijk vast hoe groot de verhoging op American Express en zakelijke kaarten is, hoe een zakelijke kaart wordt herkend, wat een aanpassing op risico in gang zet, en hoeveel tijd u krijgt voordat een aangepast tarief ingaat.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_7 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_7 et_pb_row et_block_row\">\n<div class=\"et_pb_column_7 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_7 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec\">\n  <div class=\"wrap\">\n    <h2>Hetzelfde product is in het ene land een betalingsfaciliteit en in het andere krediet<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>Alma meldt dat in Belgi\u00eb betalen in 2 en 3 termijnen een betalingsfaciliteit is, terwijl betalen in 4 termijnen krediet is. Betalen in 5 tot 12 termijnen is alleen beschikbaar voor merchants die al betalen in 2, 3 of 4 termijnen aanbieden, via een wachtlijst. Alma biedt bij betalen in 2 termijnen en bij later betalen ook de mogelijkheid een deel van de fee bij de klant te leggen, en vermeldt dat daar regelgeving aan verbonden is.<\/p><p>Richtlijn (EU) 2023\/2225 is van toepassing vanaf 20 november 2026 en brengt meer kortlopend uitgesteld betalen onder de regels voor consumentenkrediet. Uw aanbieder draagt de vergunning; het effect bereikt u via de acceptatie en via wat de klant mag worden gerekend. Vraag Alma schriftelijk welke plannen en welke verdeling van de fee het vanaf die datum in elk van uw markten aanbiedt.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_8 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_8 et_pb_row et_block_row\">\n<div class=\"et_pb_column_8 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_8 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec paper\">\n  <div class=\"wrap\">\n    <h2>Welke betaaldienstverleners ondersteunen Alma<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>In de index bieden Adyen, Checkout.com, Lyra, Mollie, Pay. en Stripe Alma aan merchants die in Europa gevestigd zijn. Lyra en Pay. rekenen een eigen tarief, met de kosten van Alma zelf daarbovenop. U kunt Alma ook rechtstreeks contracteren.<\/p><p>De vragen zijn bij elke aanbieder dezelfde: welke plannen in beeld komen en wie dat bepaalt, het tarief per plan, hoe American Express en zakelijke kaarten worden geprijsd, hoe geschillen op die route worden beslist, en wanneer de uitbetaling binnenkomt.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<style>.rpti-mt .rpti-mt-keuze{display:flex;flex-wrap:wrap;gap:18px 28px;align-items:flex-end;margin:28px 0 6px;padding:18px 20px;background:#f4f8ef;border:1px solid #e2ebd8;border-radius:12px}.rpti-mt .rpti-mt-keuze[hidden]{display:none}.rpti-mt .rpti-mt-veld{margin:0;border:0;padding:0;min-width:0}.rpti-mt .rpti-mt-veld>label,.rpti-mt .rpti-mt-veld>.rpti-mt-lbl{display:block;font-weight:700;font-size:14.5px;line-height:20px;height:20px;color:#222e34;margin:0 0 8px;padding:0;float:none}.rpti-mt .rpti-mt-hint{flex-basis:100%;font-size:13.5px;line-height:1.5;color:#3d4a43;margin:0 0 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et_section_regular es-page-sec rpti-mt-sec\"><div class=\"et_pb_row\"><div class=\"et_pb_column et_pb_column_4_4 et-last-child\"><div class=\"es-page\"><section class=\"sec rpti-mt\" id=\"rpti-mt-alma\" data-start=\"NL\" data-kanaal=\"online\" data-telling=\"%1$d aanbieders, %2$d met een gepubliceerd tarief\" data-telling1=\"1 aanbieder, %2$d met een gepubliceerd tarief\" data-meer=\"Toon alle %d aanbieders\" data-eutag=\"EU-breed\" data-leeg=\"Geen aanbieder in de index biedt Alma daar op dit kanaal aan merchants aan.\" data-kort=\"Toon het volledige tarief\" data-minder=\"Toon minder\"><div class=\"wrap\"><p class=\"eyebrow\">Retail Payment Methods Transparency Index<\/p><h2>Gepubliceerde tarieven voor Alma, per aanbieder<\/h2><div class=\"rule\"><\/div><div class=\"body\"><p>6 aanbieders in de index bieden Alma aan merchants die in Europa gevestigd zijn, en 5 daarvan publiceren een tarief.<\/p><p>Elk tarief staat zoals de aanbieder het publiceert, en de naam van de aanbieder verwijst naar de pagina waar het is gelezen. Een gepubliceerd tarief is een lijsttarief: wat een merchant werkelijk betaalt, staat in het geoffreerde tarief en het contract.<\/p><\/div><div class=\"rpti-mt-keuze\" hidden><p class=\"rpti-mt-hint\" id=\"rpti-mt-alma-hint\">Het land waar uw bedrijf gevestigd is en van waaruit u verkoopt. Klanten betalen met Alma in 8 landen.<\/p><div class=\"rpti-mt-veld\"><label for=\"rpti-mt-alma-land\">Verkoop vanuit<\/label><select id=\"rpti-mt-alma-land\" aria-describedby=\"rpti-mt-alma-hint\"><option value=\"BE\" data-ph=\"Merchants in Belgi\u00eb\">Belgi\u00eb<\/option><option value=\"BG\" data-ph=\"Merchants in Bulgarije\">Bulgarije<\/option><option value=\"DK\" data-ph=\"Merchants in Denemarken\">Denemarken<\/option><option value=\"DE\" data-ph=\"Merchants in Duitsland\">Duitsland<\/option><option value=\"EE\" data-ph=\"Merchants in Estland\">Estland<\/option><option value=\"FI\" data-ph=\"Merchants in Finland\">Finland<\/option><option value=\"FR\" data-ph=\"Merchants in Frankrijk\">Frankrijk<\/option><option value=\"GR\" data-ph=\"Merchants in Griekenland\">Griekenland<\/option><option value=\"HU\" data-ph=\"Merchants in Hongarije\">Hongarije<\/option><option value=\"IE\" data-ph=\"Merchants in Ierland\">Ierland<\/option><option value=\"IT\" data-ph=\"Merchants in Itali\u00eb\">Itali\u00eb<\/option><option value=\"HR\" data-ph=\"Merchants in Kroati\u00eb\">Kroati\u00eb<\/option><option value=\"LV\" data-ph=\"Merchants in Letland\">Letland<\/option><option value=\"LT\" data-ph=\"Merchants in Litouwen\">Litouwen<\/option><option value=\"LU\" data-ph=\"Merchants in Luxemburg\">Luxemburg<\/option><option value=\"NL\" data-ph=\"Merchants in Nederland\" selected>Nederland<\/option><option value=\"NO\" data-ph=\"Merchants in Noorwegen\">Noorwegen<\/option><option value=\"AT\" data-ph=\"Merchants in Oostenrijk\">Oostenrijk<\/option><option value=\"PL\" data-ph=\"Merchants in Polen\">Polen<\/option><option value=\"PT\" data-ph=\"Merchants in Portugal\">Portugal<\/option><option value=\"RO\" data-ph=\"Merchants in Roemeni\u00eb\">Roemeni\u00eb<\/option><option value=\"SI\" data-ph=\"Merchants in Sloveni\u00eb\">Sloveni\u00eb<\/option><option value=\"SK\" data-ph=\"Merchants in Slowakije\">Slowakije<\/option><option value=\"ES\" data-ph=\"Merchants in Spanje\">Spanje<\/option><option value=\"CZ\" data-ph=\"Merchants in Tsjechi\u00eb\">Tsjechi\u00eb<\/option><option value=\"GB\" data-ph=\"Merchants in het Verenigd Koninkrijk\">Verenigd Koninkrijk<\/option><option value=\"SE\" data-ph=\"Merchants in Zweden\">Zweden<\/option><option value=\"CH\" data-ph=\"Merchants in Zwitserland\">Zwitserland<\/option><\/select><\/div><div class=\"rpti-mt-veld\"><span class=\"rpti-mt-lbl\" id=\"rpti-mt-alma-chl\">Kanaal<\/span><div class=\"rpti-mt-kanaal\" role=\"radiogroup\" aria-labelledby=\"rpti-mt-alma-chl\"><label class=\"rpti-mt-optie\"><input type=\"radio\" name=\"rpti-mt-alma-ch\" value=\"online\" checked> <span>Online<\/span><\/label><label class=\"rpti-mt-optie\"><input type=\"radio\" name=\"rpti-mt-alma-ch\" value=\"pos\"> <span>In de winkel<\/span><\/label><\/div><\/div><label class=\"rpti-mt-alleen\"><input type=\"checkbox\"> <span>Alleen aanbieders met een gepubliceerd tarief<\/span><\/label><\/div><p class=\"rpti-mt-telling\" aria-live=\"polite\"><\/p><p class=\"rpti-mt-eunoot\" hidden>Inclusief de tarieven die aanbieders publiceren voor merchants overal in de EU, gemarkeerd als EU-breed.<\/p><div class=\"rpti-mt-lijst\"><table class=\"reftable rpti-mt-tabel\"><thead><tr><th scope=\"col\">Aanbieder<\/th><th scope=\"col\">Per transactie<\/th><th scope=\"col\">Kanaal<\/th><\/tr><\/thead><tbody><tr data-c=\"EU\" data-ch=\"both\" data-pr=\"1\" data-p=\"Adyen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.adyen.com\/nl_NL\/tarieven\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 28 september 2026\">Adyen<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants overal in de EU<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">3x instalments, France: \u20ac0.11 + 3.99%; 4x instalments, France: \u20ac0.11 + 4.70%<\/span><span class=\"rpti-mt-model\">Verwerkingsfee + Percentage<\/span><\/td><td class=\"rpti-mt-ch\">Online en in de winkel<\/td><\/tr><tr data-c=\"GB\" data-ch=\"both\" data-pr=\"1\" data-p=\"Adyen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.adyen.com\/en_GB\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 28 september 2026\">Adyen<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in het Verenigd Koninkrijk<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">3x instalments, France: \u00a30.11 + 3.99%; 4x instalments, France: \u00a30.11 + 4.70%<\/span><span class=\"rpti-mt-model\">Verwerkingsfee + Percentage<\/span><\/td><td class=\"rpti-mt-ch\">Online en in de winkel<\/td><\/tr><tr data-c=\"NO\" data-ch=\"both\" data-pr=\"1\" data-p=\"Adyen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.adyen.com\/no_NO\/priser\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 24 september 2026\">Adyen<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Noorwegen<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">3x instalments, France: \u20ac0.11 + 3.99%; 4x instalments, France: \u20ac0.11 + 4.70%<\/span><span class=\"rpti-mt-model\">Verwerkingsfee + Percentage<\/span><\/td><td class=\"rpti-mt-ch\">Online en in de winkel<\/td><\/tr><tr data-c=\"PL\" data-ch=\"both\" data-pr=\"1\" data-p=\"Adyen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.adyen.com\/pl_PL\/cennik\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 5 oktober 2026\">Adyen<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Polen<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">3x installments, France: \u20ac0.11 + 3.99%; 4x installments, France: \u20ac0.11 + 4.70%<\/span><span class=\"rpti-mt-model\">Verwerkingsfee + Percentage, gestaffeld<\/span><\/td><td class=\"rpti-mt-ch\">Online en in de winkel<\/td><\/tr><tr data-c=\"GB\" data-ch=\"online\" data-pr=\"0\" data-p=\"Checkout.com\" class=\"rpti-mt-geen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.checkout.com\/docs\/payments\/add-payment-methods\/alma\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 22 september 2026\">Checkout.com<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in het Verenigd Koninkrijk<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Geen tarief gepubliceerd<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"FR\" data-ch=\"online\" data-pr=\"1\" data-p=\"Lyra\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.lyra.com\/fr\/tarifs\/\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 12 oktober 2026\">Lyra<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Frankrijk<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">\u20ac0.20 + direct contract with Alma; indicative rates for standard cards (\u00e0 titre indicatif)<\/span><span class=\"rpti-mt-model\">Plus de fee van de eigenaar van de methode<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"AT\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/at\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 24 september 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Oostenrijk<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">France Pay in 3\u00d7: from 4.50% + \u20ac0.35; France Pay in 4\u00d7: from 5.50% + \u20ac0.35; Belgium Pay in 3\u00d7: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"BE\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/be\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 28 september 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Belgi\u00eb<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">France, pay in 3x: from 4.50% + \u20ac0.35; France, pay in 4x: from 5.50% + \u20ac0.35; Belgium, pay in 3x: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"BG\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/bg\/payments\/alma\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 12 oktober 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Bulgarije<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">France Pay in 3\u00d7: from 4.50% + \u20ac0.35; France Pay in 4\u00d7: from 5.50% + \u20ac0.35; Belgium Pay in 3\u00d7: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"CH\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 12 oktober 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Zwitserland<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Desktop table: France Pay in 3\u00d7 from 4.50% + \u20ac0.35; France Pay in 4\u00d7 from 5.50% + \u20ac0.35; Belgium Pay in 3\u00d7 from 4.29% + \u20ac0.35; mobile table: from 4.50% \/ 5.50% \/ 4.29% + \u00a30.30<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag, gestaffeld<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"CZ\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/cz\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 12 oktober 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Tsjechi\u00eb<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Desktop table (CZK): France Pay in 3\u00d7: from 4.50% + CZK 9; France Pay in 4\u00d7: from 5.50% + CZK 9; Belgium Pay in 3\u00d7: from 4.29% + CZK 9. Mobile table (EUR): France Pay in 3\u00d7: from 4.50% + \u20ac0.35; France Pay in 4\u00d7: from 5.50% + \u20ac0.35; Belgium Pay in 3\u00d7: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"DE\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/de\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 24 september 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Duitsland<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">France Pay in 3\u00d7: from 4.50% + \u20ac0.35; France Pay in 4\u00d7: from 5.50% + \u20ac0.35; Belgium Pay in 3\u00d7: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"DK\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/dk\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 12 oktober 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Denemarken<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Desktop table (DKK): France Pay in 3\u00d7: from 4.50% + DKK 2.70; France Pay in 4\u00d7: from 5.50% + DKK 2.70; Belgium Pay in 3\u00d7: from 4.29% + DKK 2.70. Mobile table (EUR): France Pay in 3\u00d7: from 4.50% + \u20ac0.35; France Pay in 4\u00d7: from 5.50% + \u20ac0.35; Belgium Pay in 3\u00d7: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"ES\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/es\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 28 september 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Spanje<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">France Pay in 3\u00d7: from 4.50% + \u20ac0.35; France Pay in 4\u00d7: from 5.50% + \u20ac0.35; Belgium Pay in 3\u00d7: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"FI\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/fi\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 28 september 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Finland<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">France Pay in 3\u00d7: from 4.50% + \u20ac0.35; France Pay in 4\u00d7: from 5.50% + \u20ac0.35; Belgium Pay in 3\u00d7: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"FR\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/fr\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 24 september 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Frankrijk<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Pay in 3x France: from 4.50% + \u20ac0.35; Pay in 4\u00d7 France: from 5.50% + \u20ac0.35; Belgium Pay in 3x: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"GB\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/gb\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 24 september 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in het Verenigd Koninkrijk<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">France Pay in 3\u00d7: from 4.50% + \u00a30.30; France Pay in 4\u00d7: from 5.50% + \u00a30.30; Belgium Pay in 3\u00d7: from 4.29% + \u00a30.30<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"HR\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/hr\/payments\/alma\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 12 oktober 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Kroati\u00eb<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">France Pay in 3\u00d7: from 4.50% + \u20ac0.35; France Pay in 4\u00d7: from 5.50% + \u20ac0.35; Belgium Pay in 3\u00d7: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"HU\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/hu\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 12 oktober 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Hongarije<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Desktop table (HUF): France Pay in 3\u00d7: from 4.50% + HUF 141; France Pay in 4\u00d7: from 5.50% + HUF 141; Belgium Pay in 3\u00d7: from 4.29% + HUF 141. Mobile table (EUR): France Pay in 3\u00d7: from 4.50% + \u20ac0.35; France Pay in 4\u00d7: from 5.50% + \u20ac0.35; Belgium Pay in 3\u00d7: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"IT\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/it\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 7 oktober 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Itali\u00eb<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">France Pay in 3\u00d7: from 4.50% + \u20ac0.35; France Pay in 4\u00d7: from 5.50% + \u20ac0.35; Belgium Pay in 3\u00d7: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"LT\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/lt\/payments\/alma\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 12 oktober 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Litouwen<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">France Pay in 3\u00d7: from 4.50% + \u20ac0.35; France Pay in 4\u00d7: from 5.50% + \u20ac0.35; Belgium Pay in 3\u00d7: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"LV\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/lv\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 28 september 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Letland<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">France Pay in 3\u00d7: from 4.50% + \u20ac0.35; France Pay in 4\u00d7: from 5.50% + \u20ac0.35; Belgium Pay in 3\u00d7: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"NL\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/nl\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 28 september 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Nederland<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">France, pay in 3x: from 4.50% + \u20ac0.35; France, pay in 4x: from 5.50% + \u20ac0.35; Belgium, pay in 3x: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"NO\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/no\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 12 oktober 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Noorwegen<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Desktop table (NOK): France Pay in 3\u00d7: from 4.50% + NOK 4.20; France Pay in 4\u00d7: from 5.50% + NOK 4.20; Belgium Pay in 3\u00d7: from 4.29% + NOK 4.20. Mobile table (EUR): France Pay in 3\u00d7: from 4.50% + \u20ac0.35; France Pay in 4\u00d7: from 5.50% + \u20ac0.35; Belgium Pay in 3\u00d7: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"PL\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/pl\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 5 oktober 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Polen<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">PLN price list: France, pay in 3\u00d7: from 4.50% + PLN 1.60; France, pay in 4\u00d7: from 5.50% + PLN 1.60; Belgium, pay in 3\u00d7: from 4.29% + PLN 1.60. EUR price list: France, pay in 3\u00d7: from 4.50% + \u20ac0.35; France, pay in 4\u00d7: from 5.50% + \u20ac0.35; Belgium, pay in 3\u00d7: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"PT\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/pt\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 28 september 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Portugal<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">France Pay in 3\u00d7: from 4.50% + \u20ac0.35; France Pay in 4\u00d7: from 5.50% + \u20ac0.35; Belgium Pay in 3\u00d7: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"RO\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/ro\/payments\/alma\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 12 oktober 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Roemeni\u00eb<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">France Pay in 3\u00d7: from 4.50% + \u20ac0.35; France Pay in 4\u00d7: from 5.50% + \u20ac0.35; Belgium Pay in 3\u00d7: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"SE\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/se\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 12 oktober 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Zweden<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Desktop table (SEK): France Pay in 3\u00d7: from 4.50% + SEK 4.10; France Pay in 4\u00d7: from 5.50% + SEK 4.10; Belgium Pay in 3\u00d7: from 4.29% + SEK 4.10. Mobile table (EUR): France Pay in 3\u00d7: from 4.50% + \u20ac0.35; France Pay in 4\u00d7: from 5.50% + \u20ac0.35; Belgium Pay in 3\u00d7: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"SI\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/si\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 6 oktober 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Sloveni\u00eb<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">France Pay in 3\u00d7: from 4.50% + \u20ac0.35; France Pay in 4\u00d7: from 5.50% + \u20ac0.35; Belgium Pay in 3\u00d7: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"SK\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/sk\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 28 september 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Slowakije<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">France Pay in 3\u00d7: from 4.50% + \u20ac0.35; France Pay in 4\u00d7: from 5.50% + \u20ac0.35; Belgium Pay in 3\u00d7: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"EU\" data-ch=\"online\" data-pr=\"1\" data-p=\"Pay.\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.pay.nl\/en\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 28 september 2026\">Pay.<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants overal in de EU<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Professional: \u20ac0.15 + costs Alma Pay; Business: \u20ac0.15 + costs Alma Pay; Pioneer (no monthly fee): Professional rate + \u20ac0.05 per transaction + 0.25% of turnover; Professional plan: \u20ac35 per month; Business plan: \u20ac89 per month<\/span><span class=\"rpti-mt-model\">Plus de fee van de eigenaar van de methode, plus abonnement, gestaffeld<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"NO\" data-ch=\"online\" data-pr=\"1\" data-p=\"Pay.\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.pay.nl\/en\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 28 september 2026\">Pay.<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Noorwegen<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Professional: \u20ac0.15 + costs Alma Pay; Business: \u20ac0.15 + costs Alma Pay; Pioneer (no monthly fee): Professional rate + \u20ac0.05 per transaction + 0.25% of turnover; Professional plan: \u20ac35 per month; Business plan: \u20ac89 per month<\/span><span class=\"rpti-mt-model\">Plus de fee van de eigenaar van de methode, plus abonnement, gestaffeld<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"BE\" data-ch=\"online\" data-pr=\"1\" data-p=\"Stripe\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/stripe.com\/be\/pricing\/local-payment-methods\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 28 september 2026\">Stripe<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Belgi\u00eb<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Pay in 2 instalments: 3.90% + \u20ac0.30; pay in 3 instalments: 4.50% + \u20ac0.30; pay in 4 instalments: 5.85% + \u20ac0.30; \u20ac7.50 for chargebacks<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag, gestaffeld<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"ES\" data-ch=\"online\" data-pr=\"1\" data-p=\"Stripe\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/stripe.com\/en-es\/pricing\/local-payment-methods\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 28 september 2026\">Stripe<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Spanje<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Pay in 2: 3.90% + \u20ac0.30; Pay in 3: 4.50% + \u20ac0.30; Pay in 4: 5.85% + \u20ac0.30; \u20ac7.50 for disputed payments<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag, gestaffeld<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"FR\" data-ch=\"online\" data-pr=\"1\" data-p=\"Stripe\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/stripe.com\/en-fr\/pricing\/local-payment-methods\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 9 oktober 2026\">Stripe<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Frankrijk<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Pay in 2: 3.90% + \u20ac0.30; Pay in 3: 4.50% + \u20ac0.30; Pay in 4: 5.85% + \u20ac0.30; \u20ac7.50 per disputed payment<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag, gestaffeld<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"IT\" data-ch=\"online\" data-pr=\"1\" data-p=\"Stripe\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/stripe.com\/it\/pricing\/local-payment-methods\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 28 september 2026\">Stripe<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Itali\u00eb<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">2 instalments: 3.90% + \u20ac0.30; 3 instalments: 4.50% + \u20ac0.30; 4 instalments: 5.85% + \u20ac0.30; \u20ac7.50 for disputed payments<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag, gestaffeld<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"LU\" data-ch=\"online\" data-pr=\"1\" data-p=\"Stripe\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/stripe.com\/lu\/pricing\/local-payment-methods\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 28 september 2026\">Stripe<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Luxemburg<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Pay in 2: 3.90% + \u20ac0.30; Pay in 3: 4.50% + \u20ac0.30; Pay in 4: 5.85% + \u20ac0.30; \u20ac7.50 for disputed payments<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag, gestaffeld<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"NL\" data-ch=\"online\" data-pr=\"1\" data-p=\"Stripe\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/stripe.com\/nl\/pricing\/local-payment-methods\" target=\"_blank\" rel=\"noopener\" title=\"Bij de bron gelezen op 12 oktober 2026\">Stripe<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Nederland<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">2 instalments: 3.90% + \u20ac0.30; 3 instalments: 4.50% + \u20ac0.30; 4 instalments: 5.85% + \u20ac0.30; chargebacks: \u20ac7.50<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag, gestaffeld<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><\/tbody><\/table><\/div><p class=\"rpti-mt-leeg\" hidden><\/p><p class=\"rpti-mt-meerp\" hidden><button type=\"button\" class=\"rpti-mt-meer\"><\/button><\/p><div class=\"rpti-mt-link\"><a class=\"ix\" href=\"https:\/\/www.ecomstream.eu\/nl\/transparantie-index-betaalmethoden\/?m=alma\"><span class=\"ic\"><svg width=\"22\" height=\"22\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#9bcc3a\" stroke-width=\"2\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3 5h18l-7 8v6l-4-2v-4z\"\/><\/svg><\/span><span class=\"t\"><strong>Kies in de index uw eigen landen en kanaal voor Alma<\/strong><span class=\"s\">Open de Retail Payment Methods Transparency Index<\/span><\/span><span class=\"r\" aria-hidden=\"true\">&#8594;<\/span><\/a><\/div><p class=\"small\">Bron: EcomStream, Retail Payment Methods Transparency Index, ecomstream.eu\/payment-methods-transparency-index. Bij de bron gelezen tussen 22 september 2026 en 12 oktober 2026. Een aanbieder die meent dat een rij niet klopt, kan schrijven naar <a href=\"mailto:index@ecomstream.nl\">index@ecomstream.nl<\/a>. Elke gemelde correctie wordt bij de bron gecontroleerd.<\/p><\/div><\/section><\/div><\/div><\/div><\/div><div class=\"et_pb_section_9 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_9 et_pb_row et_block_row\">\n<div class=\"et_pb_column_9 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_9 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec\">\n  <div class=\"wrap\">\n    <h2>Nagaan wat Alma u kost<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>Wat u voor Alma betaalt, staat in uw contract, met Alma of met uw PSP, en wordt niet door een scheme bepaald. Begin met de vraag of u <a href=\"https:\/\/www.ecomstream.eu\/nl\/betaal-je-te-veel-aan-je-psp\/\">te veel betaalt aan uw PSP<\/a>, en reken elk plan door op uw eigen verdeling over de termijnen voordat u verlengt als Alma een wezenlijk deel van uw Franse of Belgische volume draagt.<\/p><p>Relevante markten: Frankrijk, Belgi\u00eb, Duitsland, Spanje, Itali\u00eb, Luxemburg, Nederland, Portugal<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_10 et_pb_section et_section_regular et_block_section popup single\" id=\"my-popup7\"><div class=\"et_pb_row_10 et_pb_row et_block_row\"><div class=\"et_pb_column_10 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_contact_form_0 et_pb_contact_form_container clearfix et_pb_recaptcha_enabled et_pb_module et_flex_module\" data-form_unique_num=\"0\" data-form_unique_id=\"2b080173-4599-477f-994c-cf46478d77ad\" id=\"et_pb_contact_form_2b080173-4599-477f-994c-cf46478d77ad\"><h2 class=\"et_pb_contact_main_title\">Verkoopt u aan klanten in Frankrijk of Belgi\u00eb? Laat toetsen wat de verdeling over de termijnen van Alma u kost.<\/h2><div class=\"et-pb-contact-message\"><\/div><div class=\"et_pb_contact\"><form class=\"et_pb_contact_form et_flex_module\" method=\"post\" action=\"https:\/\/www.ecomstream.eu\/nl\/wp-json\/wp\/v2\/pages\/267569\"><div class=\"et_pb_contact_field_0 et_pb_contact_field et_pb_module et_flex_module et_flex_column_12_24 et_flex_column_12_24_tablet et_flex_column_12_24_phone\" data-id=\"name\" data-type=\"input\"><label class=\"et_pb_contact_form_label\" for=\"et_pb_contact_0_name_0\">Naam<\/label><input type=\"text\" name=\"et_pb_contact_0_name_0\" id=\"et_pb_contact_0_name_0\" class=\"input\" data-required_mark=\"required\" data-field_type=\"input\" data-original_id=\"name\" placeholder=\"Naam\" title=\"\" value=\"\" \/><\/div><div class=\"et_pb_contact_field_1 et_pb_contact_field et_pb_module et_flex_module et_flex_column_12_24 et_flex_column_12_24_tablet et_flex_column_12_24_phone\" data-id=\"email\" data-type=\"email\"><label class=\"et_pb_contact_form_label\" for=\"et_pb_contact_0_email_1\">E-mailadres<\/label><input type=\"text\" name=\"et_pb_contact_0_email_1\" id=\"et_pb_contact_0_email_1\" class=\"input\" data-required_mark=\"required\" data-field_type=\"email\" data-original_id=\"email\" placeholder=\"E-mailadres\" title=\"\" value=\"\" \/><\/div><div class=\"et_pb_contact_field_2 et_pb_contact_field et_pb_module et_flex_module et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\" data-id=\"message\" data-type=\"text\"><label class=\"et_pb_contact_form_label\" for=\"et_pb_contact_0_message_2\">Bericht (optioneel)<\/label><textarea name=\"et_pb_contact_0_message_2\" id=\"et_pb_contact_0_message_2\" class=\"et_pb_contact_message input\" data-required_mark=\"not_required\" data-field_type=\"text\" data-original_id=\"message\" placeholder=\"Bericht (optioneel)\"><\/textarea><\/div><input type=\"hidden\" name=\"et_pb_contactform_submit_2b080173-4599-477f-994c-cf46478d77ad\" value=\"et_contact_proccess\" \/><div class=\"et_contact_bottom_container\"><div class=\"et_pb_button_wrapper\"><button type=\"submit\" name=\"et_builder_submit_button\" class=\"et_pb_button et_pb_contact_submit\">Submit<\/button><\/div><\/div><input type=\"hidden\" id=\"_wpnonce-et-pb-contact-form-submitted-2b080173-4599-477f-994c-cf46478d77ad\" name=\"_wpnonce-et-pb-contact-form-submitted-2b080173-4599-477f-994c-cf46478d77ad\" value=\"a08cea423c\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/nl\/wp-json\/wp\/v2\/pages\/267569\" \/><\/form><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Retail Payment Methods Transparency IndexGepubliceerde tarieven voor Alma, per aanbieder6 aanbieders in de index bieden Alma aan merchants die in Europa gevestigd zijn, en 5 daarvan publiceren een tarief.Elk tarief staat zoals de aanbieder het publiceert, en de naam van de aanbieder verwijst naar de pagina waar het is gelezen. Een gepubliceerd tarief is een [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":251410,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_yoast_wpseo_focuskw":"Alma accepteren","_yoast_wpseo_title":"Alma accepteren: een tarief per termijnplan en wat PSP's rekenen","_yoast_wpseo_metadesc":"Hoe Alma merchants uitbetaalt, wat Alma, Stripe, Mollie en Adyen per termijnplan publiceren, wat uw verdeling over de plannen kost en waarom American Express het tarief 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