{"id":251574,"date":"2024-04-03T11:45:26","date_gmt":"2024-04-03T09:45:26","guid":{"rendered":"https:\/\/www.ecomstream.eu\/betaalmethoden\/riverty\/"},"modified":"2026-10-20T17:17:22","modified_gmt":"2026-10-20T15:17:22","slug":"riverty","status":"publish","type":"page","link":"https:\/\/www.ecomstream.eu\/nl\/betaalmethoden\/riverty\/","title":{"rendered":"Riverty"},"content":{"rendered":"\n\n<div class=\"et_pb_section_0 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_0 et_pb_row et_block_row\">\n<div class=\"et_pb_column_0 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_0 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"hero\">\n  <div class=\"wrap\">\n    <div class=\"h1row\"><h1>Riverty accepteren als merchant<\/h1><\/div>\n    <div class=\"body\"><p>Riverty biedt uitgesteld betalen, achteraf betalen en gespreid betalen, en wordt veel gebruikt in Nederland, Belgi\u00eb, Duitsland en de Nordics. Nederlandse merchants kennen de propositie van de eerdere naam AfterPay. De techniek doet er minder toe dan de economie, want wat u koopt is geen betaalverwerking.<\/p><style>.rpti-naar{display:flex!important;align-items:center;gap:14px;margin:24px 0 0;padding:16px 18px;background:#fff;border:1px solid #e2ebd8!important;border-top:3px solid #9bcc3a!important;border-radius:10px;text-decoration:none!important;color:#222e34!important;box-shadow:0 6px 18px rgba(28,46,49,.06);max-width:640px}.rpti-naar .ic{flex:0 0 auto;width:44px;height:44px;border-radius:10px;background:#eef6e3;display:flex;align-items:center;justify-content:center}.rpti-naar .t{flex:1;display:flex;flex-direction:column;gap:3px;font-size:16px;line-height:1.35}.rpti-naar .t strong{font-weight:700}.rpti-naar .t .s{color:#56656e;font-size:14px;font-weight:400}.rpti-naar .r{flex:0 0 auto;width:40px;height:40px;border-radius:50%;background:#222e34;color:#9bcc3a;display:flex;align-items:center;justify-content:center;font-size:18px;font-weight:700;transition:transform .2s}.rpti-naar{flex-wrap:wrap;row-gap:14px}.rpti-naar .knop{flex:1 0 100%;display:flex;align-items:center;justify-content:center;gap:10px;box-sizing:border-box;min-height:48px;padding:0 22px;border-radius:8px;background:#222e34;color:#fff;font-weight:700;font-size:16px}.rpti-naar .knop::after{content:\"\\2193\";color:#9bcc3a;font-size:18px;transition:transform .2s}@media(min-width:768px){.rpti-naar{flex-wrap:nowrap}.rpti-naar .knop{flex:0 0 auto}}.rpti-naar:hover{border-color:#9bcc3a!important}.rpti-naar:hover .knop{background:#2f3e46}.rpti-naar:hover .knop::after{transform:translateY(2px)}.rpti-naar:focus-visible{outline:3px solid #9bcc3a;outline-offset:2px}<\/style><a class=\"rpti-naar\" href=\"#rpti-mt-riverty\"><span class=\"ic\"><svg width=\"22\" height=\"22\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#3a6f1c\" stroke-width=\"2\" aria-hidden=\"true\" focusable=\"false\"><rect x=\"3\" y=\"4\" width=\"18\" height=\"16\" rx=\"2\"\/><path d=\"M3 9h18M9 9v11\"\/><\/svg><\/span><span class=\"t\"><strong>Gepubliceerde tarieven voor Riverty<\/strong><span class=\"s\">Per aanbieder, land en kanaal, verderop op deze pagina<\/span><\/span><span class=\"knop\">Naar de tarieven<\/span><\/a><script>(function(){var a=document.currentScript&&document.currentScript.previousElementSibling;if(a&&a.tagName!==\"A\"){a=a.querySelector(\"a\");}if(!a){return;}a.addEventListener(\"click\",function(e){if(e.button!==0||e.metaKey||e.ctrlKey||e.shiftKey||e.altKey){return;}var id=a.getAttribute(\"href\").slice(1),doel=document.getElementById(id);if(!doel){return;}e.preventDefault();var kop=doel.querySelector(\"h2\")||doel;function kopruimte(){var h=0;var els=document.querySelectorAll(\"#main-header,.et-l--header,header\");for(var i=0;i<els.length;i++){var s=getComputedStyle(els[i]);if(s.position===\"fixed\"||s.position===\"sticky\"){var r=els[i].getBoundingClientRect();if(r.bottom>h&&r.top<=0+1){h=r.bottom;}}}return h+16;}function eind(){return kop.getBoundingClientRect().top+window.pageYOffset-kopruimte();}function klaar(){if(!kop.hasAttribute(\"tabindex\")){kop.setAttribute(\"tabindex\",\"-1\");}try{kop.focus({preventScroll:true});}catch(x){}if(history.replaceState){history.replaceState(null,\"\",\"#\"+id);}}var stil=window.matchMedia&&window.matchMedia(\"(prefers-reduced-motion: reduce)\").matches;var y0=window.pageYOffset,afst=Math.abs(eind()-y0);if(stil||afst<10){window.scrollTo({top:eind(),left:0,behavior:\"instant\"});klaar();return;}var duur=Math.max(700,Math.min(2000,afst\/3)),t0=null,stop=false;function halt(){stop=true;}[\"wheel\",\"touchstart\",\"keydown\",\"mousedown\"].forEach(function(n){window.addEventListener(n,halt,{passive:true,once:true});});function ease(t){return t<.5?4*t*t*t:1-Math.pow(-2*t+2,3)\/2;}function stap(ts){if(stop){return;}if(t0===null){t0=ts;}var p=Math.min(1,(ts-t0)\/duur);window.scrollTo({top:y0+(eind()-y0)*ease(p),left:0,behavior:\"instant\"});if(p<1){requestAnimationFrame(stap);}else{klaar();}}requestAnimationFrame(stap);});})();<\/script><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_1 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_1 et_pb_row et_block_row\">\n<div class=\"et_pb_column_1 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_1 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec\">\n  <div class=\"wrap\">\n    <p class=\"eyebrow\">Economie<\/p>\n    <h2>Waar de fee werkelijk voor is<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>Bij achteraf betalen neemt Riverty de vordering over en betaalt u, terwijl uw klant later afrekent. U koopt overdracht van kredietrisico, werkkapitaal en een incassofunctie. Daarom ligt de fee ruim boven kaartacceptatie, en daarom is vergelijken met een kaarttarief de verkeerde vergelijking. De juiste is tegen uw percentage oninbaar, uw days sales outstanding en de kosten van het incassoproces dat u anders zelf zou voeren.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_2 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_2 et_pb_row et_block_row\">\n<div class=\"et_pb_column_2 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_2 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec paper\">\n  <div class=\"wrap\">\n    <h2>Achteraf betalen is net zozeer een retourinstrument als een betaalmethode<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>In Nederland en Duitsland is achteraf betalen een diepgewortelde consumentenverwachting, zeker in fashion. Het werkt ook rechtstreeks door in retourgedrag: een klant die nog niet heeft betaald gedraagt zich anders dan een klant die dat wel heeft. Dat is een re\u00eble afruil en geen reden de methode te mijden, maar hij hoort in de berekening naast conversie thuis in plaats van als apart operationeel vraagstuk te worden behandeld.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_3 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_3 et_pb_row et_block_row\">\n<div class=\"et_pb_column_3 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_3 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec\">\n  <div class=\"wrap\">\n    <h2>De substitutievraag<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>Dezelfde valkuil geldt hier als bij iedere uitgestelde betaalmethode. Een deel van de klanten die ervoor kiest had direct met iDEAL of kaart betaald, en elke euro van dat volume is omzet die u al had, nu met een hogere fee. De methode verdient haar kosten bij klanten die anders waren afgehaakt. Die verdeling meten is de hele business case en vrijwel niemand doet het.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_4 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_4 et_pb_row et_block_row\">\n<div class=\"et_pb_column_4 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_4 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec paper\">\n  <div class=\"wrap\">\n    <h2>Welke payment provider ondersteunt Riverty?<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>Riverty wordt onder meer gedocumenteerd door MultiSafepay, Nexi, Computop en Buckaroo, en door diverse andere gateways in de Benelux en de DACH-regio. De nuttige vragen zijn de fee als percentage van de orderwaarde, de acceptatiegraad op uw klantprofiel, wanneer u wordt betaald, hoe retouren en disputen worden afgehandeld, en welk deel van de orders na aanzetten van een goedkopere methode is weggelopen.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<style>.rpti-mt .rpti-mt-keuze{display:flex;flex-wrap:wrap;gap:18px 28px;align-items:flex-end;margin:28px 0 6px;padding:18px 20px;background:#f4f8ef;border:1px solid #e2ebd8;border-radius:12px}.rpti-mt .rpti-mt-keuze[hidden]{display:none}.rpti-mt .rpti-mt-veld{margin:0;border:0;padding:0;min-width:0}.rpti-mt .rpti-mt-veld>label,.rpti-mt .rpti-mt-veld>.rpti-mt-lbl{display:block;font-weight:700;font-size:14.5px;line-height:20px;height:20px;color:#222e34;margin:0 0 8px;padding:0;float:none}.rpti-mt .rpti-mt-hint{flex-basis:100%;font-size:13.5px;line-height:1.5;color:#3d4a43;margin:0 0 -4px;padding:0}.rpti-mt 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aanbieders, %2$d met een gepubliceerd tarief\" data-telling1=\"1 aanbieder, %2$d met een gepubliceerd tarief\" data-meer=\"Toon alle %d aanbieders\" data-eutag=\"EU-breed\" data-leeg=\"Geen aanbieder in de index biedt Riverty daar op dit kanaal aan merchants aan.\" data-kort=\"Toon het volledige tarief\" data-minder=\"Toon minder\"><div class=\"wrap\"><p class=\"eyebrow\">Retail Payment Methods Transparency Index<\/p><h2>Gepubliceerde tarieven voor Riverty, per aanbieder<\/h2><div class=\"rule\"><\/div><div class=\"body\"><p>9 aanbieders in de index bieden Riverty aan merchants die in Europa gevestigd zijn, en 7 daarvan publiceren een tarief.<\/p><p>Elk tarief staat zoals de aanbieder het publiceert; de naam van de aanbieder verwijst, waar die er is, naar zijn tarievenpagina op deze site, met de bron van elk tarief.<\/p><\/div><div class=\"rpti-mt-keuze\" hidden><p class=\"rpti-mt-hint\" id=\"rpti-mt-riverty-hint\">Het land waar uw bedrijf gevestigd is en van waaruit u verkoopt. Klanten betalen met Riverty in 8 landen.<\/p><div class=\"rpti-mt-veld\"><label for=\"rpti-mt-riverty-land\">Verkoop vanuit<\/label><select id=\"rpti-mt-riverty-land\" aria-describedby=\"rpti-mt-riverty-hint\"><option value=\"BE\" data-ph=\"Merchants in Belgi\u00eb\">Belgi\u00eb<\/option><option value=\"BG\" data-ph=\"Merchants in Bulgarije\">Bulgarije<\/option><option value=\"DK\" data-ph=\"Merchants in Denemarken\">Denemarken<\/option><option value=\"DE\" data-ph=\"Merchants in Duitsland\">Duitsland<\/option><option value=\"EE\" data-ph=\"Merchants in Estland\">Estland<\/option><option value=\"FI\" data-ph=\"Merchants in Finland\">Finland<\/option><option value=\"FR\" data-ph=\"Merchants in Frankrijk\">Frankrijk<\/option><option value=\"GR\" data-ph=\"Merchants in Griekenland\">Griekenland<\/option><option value=\"HU\" data-ph=\"Merchants in Hongarije\">Hongarije<\/option><option value=\"IE\" data-ph=\"Merchants in Ierland\">Ierland<\/option><option value=\"IT\" data-ph=\"Merchants in Itali\u00eb\">Itali\u00eb<\/option><option value=\"HR\" data-ph=\"Merchants in Kroati\u00eb\">Kroati\u00eb<\/option><option value=\"LV\" data-ph=\"Merchants in Letland\">Letland<\/option><option value=\"LT\" data-ph=\"Merchants in Litouwen\">Litouwen<\/option><option value=\"LU\" data-ph=\"Merchants in Luxemburg\">Luxemburg<\/option><option value=\"NL\" data-ph=\"Merchants in Nederland\" selected>Nederland<\/option><option value=\"NO\" data-ph=\"Merchants in Noorwegen\">Noorwegen<\/option><option value=\"AT\" data-ph=\"Merchants in Oostenrijk\">Oostenrijk<\/option><option value=\"PL\" data-ph=\"Merchants in Polen\">Polen<\/option><option value=\"PT\" data-ph=\"Merchants in Portugal\">Portugal<\/option><option value=\"RO\" data-ph=\"Merchants in Roemeni\u00eb\">Roemeni\u00eb<\/option><option value=\"SI\" data-ph=\"Merchants in Sloveni\u00eb\">Sloveni\u00eb<\/option><option value=\"SK\" data-ph=\"Merchants in Slowakije\">Slowakije<\/option><option value=\"ES\" data-ph=\"Merchants in Spanje\">Spanje<\/option><option value=\"CZ\" data-ph=\"Merchants in Tsjechi\u00eb\">Tsjechi\u00eb<\/option><option value=\"GB\" data-ph=\"Merchants in het Verenigd Koninkrijk\">Verenigd Koninkrijk<\/option><option value=\"SE\" data-ph=\"Merchants in Zweden\">Zweden<\/option><option value=\"CH\" data-ph=\"Merchants in Zwitserland\">Zwitserland<\/option><\/select><\/div><div class=\"rpti-mt-veld\"><span class=\"rpti-mt-lbl\" id=\"rpti-mt-riverty-chl\">Kanaal<\/span><div class=\"rpti-mt-kanaal\" role=\"radiogroup\" aria-labelledby=\"rpti-mt-riverty-chl\"><label class=\"rpti-mt-optie\"><input type=\"radio\" name=\"rpti-mt-riverty-ch\" value=\"online\" checked> <span>Online<\/span><\/label><label class=\"rpti-mt-optie\"><input type=\"radio\" name=\"rpti-mt-riverty-ch\" value=\"pos\" disabled> <span>In de winkel<\/span><\/label><\/div><\/div><label class=\"rpti-mt-alleen\"><input type=\"checkbox\"> <span>Alleen aanbieders met een gepubliceerd tarief<\/span><\/label><\/div><p class=\"rpti-mt-telling\" aria-live=\"polite\"><\/p><p class=\"rpti-mt-eunoot\" hidden>Inclusief de tarieven die aanbieders publiceren voor merchants overal in de EU, gemarkeerd als EU-breed.<\/p><div class=\"rpti-mt-lijst\"><table class=\"reftable rpti-mt-tabel\"><thead><tr><th scope=\"col\">Aanbieder<\/th><th scope=\"col\">Per transactie<\/th><th scope=\"col\">Kanaal<\/th><\/tr><\/thead><tbody><tr data-c=\"EU\" data-ch=\"online\" data-pr=\"1\" data-p=\"Adyen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.ecomstream.eu\/nl\/adyen-kosten\/\">Adyen<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants overal in de EU<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">\u20ac0.11 + 3%<\/span><span class=\"rpti-mt-model\">Verwerkingsfee + Percentage<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"GB\" data-ch=\"online\" data-pr=\"1\" data-p=\"Adyen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.ecomstream.eu\/nl\/adyen-kosten\/\">Adyen<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in het Verenigd Koninkrijk<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">\u00a30.11 + 3%<\/span><span class=\"rpti-mt-model\">Verwerkingsfee + Percentage<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"NO\" data-ch=\"online\" data-pr=\"1\" data-p=\"Adyen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.ecomstream.eu\/nl\/adyen-kosten\/\">Adyen<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Noorwegen<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">\u20ac0.11 + 3%<\/span><span class=\"rpti-mt-model\">Verwerkingsfee + Percentage<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"PL\" data-ch=\"online\" data-pr=\"1\" data-p=\"Adyen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.ecomstream.eu\/nl\/adyen-kosten\/\">Adyen<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Polen<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">\u20ac0.11 + 3%<\/span><span class=\"rpti-mt-model\">Verwerkingsfee + Percentage<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"EU\" data-ch=\"online\" data-pr=\"0\" data-p=\"Antom (Ant International)\" class=\"rpti-mt-geen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\">Antom (Ant International)<\/span> <span class=\"rpti-mt-markt\">Merchants overal in de EU<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Geen tarief gepubliceerd<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"NO\" data-ch=\"online\" data-pr=\"0\" data-p=\"Antom (Ant International)\" class=\"rpti-mt-geen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\">Antom (Ant International)<\/span> <span class=\"rpti-mt-markt\">Merchants in Noorwegen<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Geen tarief gepubliceerd<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"BE\" data-ch=\"online\" data-pr=\"0\" data-p=\"Buckaroo\" class=\"rpti-mt-geen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\">Buckaroo<\/span> <span class=\"rpti-mt-markt\">Merchants in Belgi\u00eb<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Geen tarief gepubliceerd<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"NL\" data-ch=\"online\" data-pr=\"1\" data-p=\"Buckaroo\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.ecomstream.eu\/nl\/buckaroo-kosten\/\">Buckaroo<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Nederland<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Market Netherlands, Belgium, Germany, Austria, Finland: \u20ac1.02 + 3.05%<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"BE\" data-ch=\"online\" data-pr=\"1\" data-p=\"CM.com\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.ecomstream.eu\/nl\/cm-com-kosten\/\">CM.com<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Belgi\u00eb<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Method owner&#039;s own fees under your own agreement + \u20ac0.14; minimum invoice \u20ac50 per month<\/span><span class=\"rpti-mt-model\">Plus de fee van de eigenaar van de methode, plus abonnement<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"DE\" data-ch=\"online\" data-pr=\"1\" data-p=\"CM.com\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.ecomstream.eu\/nl\/cm-com-kosten\/\">CM.com<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Duitsland<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Riverty (printed as AFTERPAY, its former name): transaction fee per the merchant&#039;s own contract (gem\u00e4\u00df Kundenvertrag); processing fee \u20ac0.14<\/span><span class=\"rpti-mt-model\">Verwerkingsfee + Plus de fee van de eigenaar van de methode<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"NL\" data-ch=\"online\" data-pr=\"1\" data-p=\"CM.com\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.ecomstream.eu\/nl\/cm-com-kosten\/\">CM.com<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Nederland<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Method owner&#039;s own fees under your own agreement + \u20ac0.14; minimum invoice \u20ac50 per month<\/span><span class=\"rpti-mt-model\">Plus de fee van de eigenaar van de methode, plus abonnement<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"DE\" data-ch=\"online\" data-pr=\"0\" data-p=\"Computop\" class=\"rpti-mt-geen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\">Computop<\/span> <span class=\"rpti-mt-markt\">Merchants in Duitsland<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Geen tarief gepubliceerd<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"AT\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.ecomstream.eu\/nl\/mollie-kosten\/\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Oostenrijk<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Netherlands, Belgium, Germany &amp; Austria: 2.99% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"BE\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.ecomstream.eu\/nl\/mollie-kosten\/\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Belgi\u00eb<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">2.99% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"CH\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.ecomstream.eu\/nl\/mollie-kosten\/\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Zwitserland<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Desktop table: Netherlands, Belgium, Germany &amp; Austria 2.99% + \u20ac0.35; mobile table: 2.99% + \u00a30.30<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"DE\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.ecomstream.eu\/nl\/mollie-kosten\/\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Duitsland<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Netherlands, Belgium, Germany &amp; Austria: 2.99% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"DK\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.ecomstream.eu\/nl\/mollie-kosten\/\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Denemarken<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Desktop table (DKK): Netherlands, Belgium, Germany &amp; Austria: 2.99% + DKK 2.70. Mobile table (EUR): Netherlands, Belgium, Germany &amp; Austria: 2.99% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"FI\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.ecomstream.eu\/nl\/mollie-kosten\/\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Finland<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Netherlands, Belgium, Germany &amp; Austria: 2.99% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"GB\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.ecomstream.eu\/nl\/mollie-kosten\/\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in het Verenigd Koninkrijk<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Netherlands, Belgium, Germany &amp; Austria: 2.99% + \u00a30.30<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"NL\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.ecomstream.eu\/nl\/mollie-kosten\/\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Nederland<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">2.99% + \u20ac0.35 (shoppers in the Netherlands, Belgium, Germany and Austria)<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"NO\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.ecomstream.eu\/nl\/mollie-kosten\/\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Noorwegen<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Netherlands, Belgium, Germany &amp; Austria: 2.99% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"SE\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.ecomstream.eu\/nl\/mollie-kosten\/\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Zweden<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Netherlands, Belgium, Germany &amp; Austria: 2.99% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"AT\" data-ch=\"online\" data-pr=\"0\" data-p=\"Nexi\" class=\"rpti-mt-geen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\">Nexi<\/span> <span class=\"rpti-mt-markt\">Merchants in Oostenrijk<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Geen tarief gepubliceerd<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"DE\" data-ch=\"online\" data-pr=\"1\" data-p=\"Nexi\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.ecomstream.eu\/nl\/nexi-kosten\/\">Nexi<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Duitsland<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Nexi Checkout Starter (up to \u20ac500,000 annual volume; \u20ac19 per month, \u20ac29 set-up): Riverty invoice \u20ac0.35 + disagio 2.99%; Riverty instalments \u20ac0.35 + disagio 2.99%; Nexi Checkout Standard (from \u20ac500,000 annual volume; no monthly or set-up fee): Riverty invoice \u20ac0.35 + disagio 2.79%; Riverty instalments \u20ac0.35 + disagio 2.79% (service fee per payment transaction and per credit note)<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag, plus abonnement, gestaffeld<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"SE\" data-ch=\"online\" data-pr=\"0\" data-p=\"Nexi\" class=\"rpti-mt-geen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\">Nexi<\/span> <span class=\"rpti-mt-markt\">Merchants in Zweden<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Geen tarief gepubliceerd<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"EU\" data-ch=\"online\" data-pr=\"1\" data-p=\"Pay.\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.ecomstream.eu\/nl\/pay-nl-kosten\/\">Pay.<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants overal in de EU<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Netherlands, Pay by invoice within 14 days, Professional: \u20ac0.45 + 2.90%; Netherlands, Pay by invoice within 14 days, Business: \u20ac0.40 + 2.65%; Netherlands, Pay in 3 parts, Professional: \u20ac0.95 + 3.75%; Netherlands, Pay in 3 parts, Business: \u20ac0.95 + 3.50%; Belgium, Pay by invoice within 14 days, Professional: \u20ac0.45 + 3.40%; Belgium, Pay by invoice within 14 days, Business: \u20ac0.40 + 3.40%; Germany, Austria, Switzerland, Pay by invoice within 14 days, Professional: \u20ac0.45 + 3.40%; Germany, Austria, Switzerland, Pay by invoice within 14 days, Business: \u20ac0.40 + 3.40%; Norway, Sweden, Pay by invoice within 14 days, Professional: \u20ac0.45 + 3.40%; Norway, Sweden, Pay by invoice within 14 days, Business: \u20ac0.40 + 3.40%; Finland, Denmark, Pay by invoice within 14 days, Professional: \u20ac0.55 + 3.75%; Finland, Denmark, Pay by invoice within 14 days, Business: \u20ac0.50 + 3.75%; Pioneer (no monthly fee): Professional rate + \u20ac0.05 per transaction + 0.25% of turnover; Professional plan: \u20ac35 per month; Business plan: \u20ac89 per month<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag, plus abonnement, gestaffeld<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"NO\" data-ch=\"online\" data-pr=\"1\" data-p=\"Pay.\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.ecomstream.eu\/nl\/pay-nl-kosten\/\">Pay.<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Noorwegen<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Netherlands, Pay by invoice within 14 days, Professional: \u20ac0.45 + 2.90%; Netherlands, Pay by invoice within 14 days, Business: \u20ac0.40 + 2.65%; Netherlands, Pay in 3 parts, Professional: \u20ac0.95 + 3.75%; Netherlands, Pay in 3 parts, Business: \u20ac0.95 + 3.50%; Belgium, Pay by invoice within 14 days, Professional: \u20ac0.45 + 3.40%; Belgium, Pay by invoice within 14 days, Business: \u20ac0.40 + 3.40%; Germany, Austria, Switzerland, Pay by invoice within 14 days, Professional: \u20ac0.45 + 3.40%; Germany, Austria, Switzerland, Pay by invoice within 14 days, Business: \u20ac0.40 + 3.40%; Norway, Sweden, Pay by invoice within 14 days, Professional: \u20ac0.45 + 3.40%; Norway, Sweden, Pay by invoice within 14 days, Business: \u20ac0.40 + 3.40%; Finland, Denmark, Pay by invoice within 14 days, Professional: \u20ac0.55 + 3.75%; Finland, Denmark, Pay by invoice within 14 days, Business: \u20ac0.50 + 3.75%; Pioneer (no monthly fee): Professional rate + \u20ac0.05 per transaction + 0.25% of turnover; Professional plan: \u20ac35 per month; Business plan: \u20ac89 per month<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag, plus abonnement, gestaffeld<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><tr data-c=\"NL\" data-ch=\"online\" data-pr=\"1\" data-p=\"PayPro\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.ecomstream.eu\/nl\/paypro-kosten\/\">PayPro<\/a><\/span> <span class=\"rpti-mt-markt\">Merchants in Nederland<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Riverty: \u20ac1.75 fixed + 5.00% variable; Start-up \u20ac9 per month (\u20ac6 per month billed annually; up to 20 transactions per month); Advanced \u20ac35 per month (\u20ac29 billed annually); Professional \u20ac59 per month (\u20ac49 billed annually)<\/span><span class=\"rpti-mt-model\">Percentage plus vast bedrag, plus abonnement<\/span><\/td><td class=\"rpti-mt-ch\">Online<\/td><\/tr><\/tbody><\/table><\/div><p class=\"rpti-mt-leeg\" hidden><\/p><p class=\"rpti-mt-meerp\" hidden><button type=\"button\" class=\"rpti-mt-meer\"><\/button><\/p><div class=\"rpti-mt-link\"><a class=\"ix\" href=\"https:\/\/www.ecomstream.eu\/nl\/transparantie-index-betaalmethoden\/#m=riverty\"><span class=\"ic\"><svg width=\"22\" height=\"22\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#9bcc3a\" stroke-width=\"2\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3 5h18l-7 8v6l-4-2v-4z\"\/><\/svg><\/span><span class=\"t\"><strong>Kies in de index uw eigen landen en kanaal voor Riverty<\/strong><span class=\"s\">Open de Retail Payment Methods Transparency Index<\/span><\/span><span class=\"r\" aria-hidden=\"true\">&#8594;<\/span><\/a><\/div><p class=\"small\">Bron: EcomStream, Retail Payment Methods Transparency Index, ecomstream.eu\/payment-methods-transparency-index. Bij de bron gelezen tussen 17 september 2026 en 12 oktober 2026. Een aanbieder die meent dat een rij niet klopt, kan schrijven naar <a href=\"mailto:index@ecomstream.nl\">index@ecomstream.nl<\/a>. Elke gemelde correctie wordt bij de bron gecontroleerd.<\/p><\/div><\/section><\/div><\/div><\/div><\/div><div class=\"et_pb_section_5 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_5 et_pb_row et_block_row\">\n<div class=\"et_pb_column_5 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_5 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec\">\n  <div class=\"wrap\">\n    <p class=\"eyebrow\">Toetsing<\/p>\n    <h2>Wat verplichte betaalbaarheidstoetsing doet met een hoogfrequent product met lage bedragen<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>Richtlijn (EU) 2023\/2225, de tweede richtlijn consumentenkrediet, trekt de richtlijn uit 2008 in met ingang van 20 november 2026, en lidstaten moesten haar uiterlijk 20 november 2025 omzetten. De grote lijnen zijn voor elke uitgestelde betaalmethode in uw checkout gelijk. Wat verschilt is hoe hard elk ervan wordt geraakt, en achteraf betalen zit aan de blootgestelde kant.<\/p><p>Dat komt door de vorm van het product. Termijnkrediet op een bank van 900 euro wordt \u00e9\u00e9n keer getoetst, bij een klant die verwacht getoetst te worden en die een overwogen aankoop doet. Achteraf betalen wordt op vrijwel iedere order getoetst, bij 60 of 80 euro, door een klant die het ervaart als een vinkje en niet als een kredietaanvraag. Leg een verplichte betaalbaarheidstoets op die vorm en het aantal besluiten schaalt mee met uw aantal orders, en daarmee ook het aantal afwijzingen.<\/p><p>De blootstelling landt dus in uw checkout en niet in het vergunningdossier van uw aanbieder. Daaruit volgen twee dingen. Zet er een goedkopere directe methode naast, zichtbaar genoeg om een klant op te vangen die bij de laatste stap wordt afgewezen: u ziet die afwijzing niet, de order overleeft hem niet. Op uw eigen productpagina's staat een boodschap over achteraf betalen die onder de strengere reclamevoorschriften valt. De verantwoordelijkheid voor die tekst ligt bij u en niet bij uw aanbieder. Vraag om een doorgerekende acceptatiegraad na de wijziging op uw eigen klantprofiel, en vraag wat een afgewezen klant werkelijk te zien krijgt.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_6 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_6 et_pb_row et_block_row\">\n<div class=\"et_pb_column_6 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_6 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec dark\">\n  <div class=\"wrap\">\n    <p class=\"eyebrow\">Substitutie<\/p>\n    <h2>De substitutieverdeling, in euro\u2019s<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>De sectie hierboven zegt dat die verdeling meten de hele business case is. Hier staan de twee helften met getallen eronder, want pas daar wordt het betoog uitvoerbaar.<\/p><p>Neem 10 miljoen euro omzet in Nederland en Duitsland met 25 procent via Riverty, dus 2,5 miljoen euro. Stel dat de all-in Riverty-fee 2,6 procent is tegenover 0,6 procent voor iDEAL of kaart. Dat is 65.000 euro waar hetzelfde volume op de goedkopere rail 15.000 had gekost, dus de methode draagt 50.000 euro extra fee per jaar.<\/p><p>Splits die nu. Is 70 procent van dat volume substitutie, dus klanten die toch wel hadden gekocht, dan betaalt 1,75 miljoen euro daarvan 35.000 euro extra voor omzet die u al had. De overige 750.000 euro is incrementeel en kostte 15.000 euro extra fee om binnen te halen. Bij 40 procent brutomarge is die incrementele omzet 300.000 euro brutowinst, dus de methode levert twintigmaal haar incrementele kosten op de helft waar niemand over twist, en verspilt 35.000 euro op de helft die niemand meet. Substitutie is niet weg te nemen, wel te sturen: een minimumorderbedrag om de methode te tonen, haar plaats in de lijst, en of zij voorgeselecteerd staat. Die drie instellingen bewegen het substitutiedeel zonder het incrementele deel te raken, en geen van drie\u00ebn vraagt een gesprek met uw aanbieder.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_7 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_7 et_pb_row et_block_row\">\n<div class=\"et_pb_column_7 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_7 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec paper\">\n  <div class=\"wrap\">\n    <p class=\"eyebrow\">Acceptatie<\/p>\n    <h2>De acceptatiegraad is het getal dat niemand offreert<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>Een fee wordt geoffreerd voordat u tekent en een acceptatiegraad ontdekt u daarna, wat de verkeerde volgorde is gezien welke van de twee het meeste geld verzet. Acceptatie op een kredietproduct verschilt per klantprofiel, orderbedrag, markt en moment in de maand, en zij varieert veel sterker dan kaartautorisatie.<\/p><p>Zet hem naast de fee. Op 2,5 miljoen euro aangeboden Riverty-volume is vijf procentpunt acceptatie 125.000 euro aan orders die of een andere methode in uw checkout vinden of vertrekken. Een tariefonderhandeling die twintig basispunten wint op datzelfde volume is 5.000 euro waard. Die twee getallen zitten niet in dezelfde gewichtsklasse, en meestal staat alleen het tweede op de agenda. Vraag om uw acceptatiegraad per segment en per orderbedragklasse, maandelijks, en vraag wat een afgewezen klant te zien krijgt.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_8 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_8 et_pb_row et_block_row\">\n<div class=\"et_pb_column_8 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_8 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec\">\n  <div class=\"wrap\">\n    <h2>Uw kosten tegen het licht houden<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>Wat u betaalt staat in uw PSP-contract en niet bij het scheme. Begin met de vraag of u <a href=\"https:\/\/www.ecomstream.eu\/nl\/betaal-je-te-veel-aan-je-psp\/\">te veel betaalt aan uw PSP<\/a>, of doe de <a href=\"https:\/\/www.ecomstream.eu\/nl\/payment-set-up-check\/\">payment set-up check<\/a> op uw eigen site, want dit is de methode waar het verschil tussen een onderhandeld en een standaardtarief het grootst is.<\/p><p>De extra stappen die een achteraf-betaalmethode toevoegt zijn waar orders sneuvelen, en dat is een kwestie van <a href=\"https:\/\/www.ecomstream.eu\/nl\/checkout-flow-optimalisatie\/\">het optimaliseren van de checkout<\/a> en niet van tarief.<\/p><p>Relevante markten: Nederland, Belgi\u00eb, Duitsland, Nordics<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_9 et_pb_section et_section_regular et_block_section popup single\" id=\"my-popup7\"><div class=\"et_pb_row_9 et_pb_row et_block_row\"><div class=\"et_pb_column_9 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_contact_form_0 et_pb_contact_form_container clearfix et_pb_recaptcha_enabled et_pb_module et_flex_module\" data-form_unique_num=\"0\" data-form_unique_id=\"2b080173-4599-477f-994c-cf46478d77ad\" id=\"et_pb_contact_form_2b080173-4599-477f-994c-cf46478d77ad\"><h2 class=\"et_pb_contact_main_title\">Uw BNPL-opzet in Benelux, Duitsland of Scandinavi\u00eb herzien? Toets of de voorwaarden concurrerend zijn. <\/h2><div class=\"et-pb-contact-message\"><\/div><div class=\"et_pb_contact\"><form class=\"et_pb_contact_form et_flex_module\" method=\"post\" action=\"https:\/\/www.ecomstream.eu\/nl\/wp-json\/wp\/v2\/pages\/251574\"><div class=\"et_pb_contact_field_0 et_pb_contact_field et_pb_module et_flex_module et_flex_column_12_24 et_flex_column_12_24_tablet et_flex_column_12_24_phone\" data-id=\"name\" data-type=\"input\"><label class=\"et_pb_contact_form_label\" for=\"et_pb_contact_0_name_0\">Naam<\/label><input type=\"text\" name=\"et_pb_contact_0_name_0\" id=\"et_pb_contact_0_name_0\" class=\"input\" data-required_mark=\"required\" data-field_type=\"input\" data-original_id=\"name\" placeholder=\"Naam\" title=\"\" value=\"\" \/><\/div><div class=\"et_pb_contact_field_1 et_pb_contact_field et_pb_module et_flex_module et_flex_column_12_24 et_flex_column_12_24_tablet et_flex_column_12_24_phone\" data-id=\"email\" data-type=\"email\"><label class=\"et_pb_contact_form_label\" for=\"et_pb_contact_0_email_1\">E-mailadres<\/label><input type=\"text\" name=\"et_pb_contact_0_email_1\" id=\"et_pb_contact_0_email_1\" class=\"input\" data-required_mark=\"required\" data-field_type=\"email\" data-original_id=\"email\" placeholder=\"E-mailadres\" title=\"\" value=\"\" \/><\/div><div class=\"et_pb_contact_field_2 et_pb_contact_field et_pb_module et_flex_module et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\" data-id=\"message\" data-type=\"text\"><label class=\"et_pb_contact_form_label\" for=\"et_pb_contact_0_message_2\">Bericht (optioneel)<\/label><textarea name=\"et_pb_contact_0_message_2\" id=\"et_pb_contact_0_message_2\" class=\"et_pb_contact_message input\" data-required_mark=\"not_required\" data-field_type=\"text\" data-original_id=\"message\" placeholder=\"Bericht (optioneel)\"><\/textarea><\/div><input type=\"hidden\" name=\"et_pb_contactform_submit_2b080173-4599-477f-994c-cf46478d77ad\" value=\"et_contact_proccess\" \/><div class=\"et_contact_bottom_container\"><div class=\"et_pb_button_wrapper\"><button type=\"submit\" name=\"et_builder_submit_button\" class=\"et_pb_button et_pb_contact_submit\">Submit<\/button><\/div><\/div><input type=\"hidden\" id=\"_wpnonce-et-pb-contact-form-submitted-2b080173-4599-477f-994c-cf46478d77ad\" name=\"_wpnonce-et-pb-contact-form-submitted-2b080173-4599-477f-994c-cf46478d77ad\" value=\"3160d3f6dc\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/nl\/wp-json\/wp\/v2\/pages\/251574\" \/><\/form><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Retail Payment Methods Transparency IndexGepubliceerde tarieven voor Riverty, per aanbieder9 aanbieders in de index bieden Riverty aan merchants die in Europa gevestigd zijn, en 7 daarvan publiceren een tarief.Elk tarief staat zoals de aanbieder het publiceert; de naam van de aanbieder verwijst, waar die er is, naar zijn tarievenpagina op deze site, met de bron [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":251410,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_yoast_wpseo_focuskw":"Riverty accepteren","_yoast_wpseo_title":"Riverty (voorheen AfterPay) accepteren: kosten en retourrisico","_yoast_wpseo_metadesc":"Riverty, voorheen AfterPay: hoe merchants het accepteren, waarom achteraf betalen als kredietrisico wordt geprijsd en wat retouren met de case 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