{"id":251508,"date":"2024-04-02T15:59:47","date_gmt":"2024-04-02T13:59:47","guid":{"rendered":"https:\/\/www.ecomstream.eu\/betaalmethoden\/jcb\/"},"modified":"2026-06-17T15:37:52","modified_gmt":"2026-06-17T13:37:52","slug":"jcb","status":"publish","type":"page","link":"https:\/\/www.ecomstream.eu\/nl\/betaalmethoden\/jcb\/","title":{"rendered":"JCB"},"content":{"rendered":"

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JCB<\/strong><\/h1>\n

 <\/p>\n

JCB (Japan Credit Bureau) is een in Tokio gevestigd mondiaal kaartnetwerk en uitgever, opgericht in 1961 en het enige grote internationale kaartscheme met hoofdkantoor in Azi\u00eb. Met 169 miljoen kaarthouders en acceptatie bij 56 miljoen merchants in meer dan 190 landen, neemt het een vergelijkbare positie in als Discover qua schaal, maar met een uitgesproken Aziatische kaarhoudersbasis geconcentreerd in Japan, China, Zuid-Korea, Taiwan, India en de bredere Azi\u00eb-Pacific regio. <\/p>\n

Voor Europese merchants is JCB primair relevant als inkomende betaalmethode van Aziatische toeristen en zakelijke reizigers. Japan in het bijzonder heeft een van de hoogste creditcardgebruikspercentages wereldwijd, met JCB goed voor meer dan 25% van de binnenlandse Japanse transacties. Merchants in travel, hospitality, luxe retail, duty-free en premium consumentensectoren in markten met significant Aziatisch toeristenverkeer, waaronder Frankrijk, Duitsland, Itali\u00eb, Nederland, het VK, Spanje en Portugal, hebben een commercieel gerechtvaardigde reden om JCB te accepteren. Een high-spending Aziatische kaarthouder weigeren omdat het scheme niet wordt ondersteund is een directe omzetderving. <\/p>\n

In Europa opereert JCB via acquirerpartnerschappen in plaats van eigen acquiringinfrastructuur. In mei 2025 werkte JCB samen met PayXpert om in-store acceptatie uit te breiden naar 19 Europese landen, met JCB-activering op POS-terminals zonder extra setupkosten. J.P. Morgan Payments biedt ook JCB-acceptatie aan als onderdeel van zijn merchant acquiring-suite. In de VS wordt JCB geaccepteerd via het Discover-netwerk, waardoor merchants met Amerikaanse activiteiten die Discover accepteren automatisch ook JCB-kaarthouders bedienen. <\/p>\n

JCB-merchanttarieven zijn op percentage gebaseerd per transactie, qua structuur vergelijkbaar met Amex en Diners Club, en doorgaans hoger dan Visa en Mastercard. Het exacte tarief hangt af van de acquirer, merchantcategorie en volume. Net als bij Amex hangt de commerci\u00eble afweging voor acceptatie ervan af of de incrementele omzet van JCB-kaarthouders het kostenverschil rechtvaardigt. Voor de juiste merchantcategorie\u00ebn in markten met hoog toeristenverkeer is dat doorgaans het geval. <\/p>\n

PSP-ondersteuning voor JCB is minder universeel dan voor Visa en Mastercard, maar is beschikbaar via Adyen, J.P. Morgan, Worldpay en een groeiend aantal Europese acquirers.<\/p>\n

Relevante markten: wereldwijd, met de sterkste kaarhoudersbasis in Japan, China, Zuid-Korea, Taiwan en de bredere Azi\u00eb-Pacific regio<\/p>\n

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JCB   JCB (Japan Credit Bureau) is een in Tokio gevestigd mondiaal kaartnetwerk en uitgever, opgericht in 1961 en het enige grote internationale kaartscheme met hoofdkantoor in Azi\u00eb. Met 169 miljoen kaarthouders en acceptatie bij 56 miljoen merchants in meer dan 190 landen, neemt het een vergelijkbare positie in als Discover qua schaal, maar met […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":251410,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-251508","page","type-page","status-publish","hentry"],"yoast_head":"\nJCB - Japan's toonaangevende kaartscheme uitgelegd voor Europese merchants<\/title>\n<meta name=\"description\" content=\"JCB heeft 169 miljoen kaarthouders geconcentreerd in Japan en Azi\u00eb-Pacific. 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