{"id":251484,"date":"2024-04-02T15:44:32","date_gmt":"2024-04-02T13:44:32","guid":{"rendered":"https:\/\/www.ecomstream.eu\/betaalmethoden\/eftpos-australie\/"},"modified":"2026-06-17T15:18:35","modified_gmt":"2026-06-17T13:18:35","slug":"eftpos-australie","status":"publish","type":"page","link":"https:\/\/www.ecomstream.eu\/nl\/betaalmethoden\/eftpos-australie\/","title":{"rendered":"Eftpos Australi\u00eb"},"content":{"rendered":"

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Eftpos Australi\u00eb<\/strong><\/h1>\n

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eftpos is het binnenlandse debetkaartnetwerk van Australi\u00eb, opgericht in 1984 en beheerd door eftpos Payments Australia Limited. Het verwerkt debettransacties via fysieke en online kanalen via de binnenlandse eftpos-rail, die losstaat van de internationale Visa- en Mastercard-debetnetwerken. De meeste Australische debetkaarten zijn co-gebadged met zowel het eftpos-scheme als Visa Debit of Mastercard Debit op dezelfde kaart, wat merchants en acquirers een routeringskeuze geeft op het moment van de transactie. <\/p>\n

Die routeringskeuze is commercieel significant. eftpos-interchange behoort tot de laagste van elk kaartscheme in Australi\u00eb, gereguleerd door de Reserve Bank of Australia met een cap van AUD $0,10 of 0,2% per transactie, en in de praktijk vaak aanzienlijk lager, soms onder AUD $0,04 voor binnenlands debet. Visa Debit- en Mastercard Debit-transacties op dezelfde kaarten trekken hogere interchange aan. Voor merchants met interchange-plus-pricing kan het routeren van co-gebadgede debettransacties via het binnenlandse eftpos-netwerk in plaats van de internationale scheme-rail op schaal betekenisvolle kostenbesparingen opleveren. Bij blended of flat-rate pricing is dit voordeel minder zichtbaar, maar het is nog steeds aanwezig in wat de acquirer inhoudt. <\/p>\n

De Reserve Bank of Australia heeft in maart 2026 een significante regelgevingswijziging afgerond. Geconcludeerd werd dat surcharging op eftpos-, Visa- en Mastercard-debet- en prepaidkaarten wordt afgeschaft als onderdeel van een breder pakket aan hervormingen, dat ook verlaagde interchange-fees en verbeterde transparantie omvat. Dit is een materi\u00eble ontwikkeling voor Australische merchants die momenteel surcharging gebruiken om kaartkosten te compenseren, en het is de moeite waard om dit mee te nemen in kostenmodellering voor Australisch gerichte activiteiten. <\/p>\n

Voor e-commerce heeft eftpos de online acceptatie uitgebreid via de eftpos digital product suite, waardoor binnenlandse debetroutering mogelijk is voor online transacties waarbij voorheen alleen het internationale co-badge netwerk online beschikbaar was. PSP-ondersteuning voor binnenlandse eftpos-routering in e-commerce varieert en is niet universeel. Controleren of je PSP online debettransacties via eftpos routeert waar dat in aanmerking komt, is een praktische kostencheck voor elke merchant met substantieel Australisch online volume. <\/p>\n

Relevante markt: Australi\u00eb<\/p>\n

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Eftpos Australi\u00eb   eftpos is het binnenlandse debetkaartnetwerk van Australi\u00eb, opgericht in 1984 en beheerd door eftpos Payments Australia Limited. Het verwerkt debettransacties via fysieke en online kanalen via de binnenlandse eftpos-rail, die losstaat van de internationale Visa- en Mastercard-debetnetwerken. De meeste Australische debetkaarten zijn co-gebadged met zowel het eftpos-scheme als Visa Debit of Mastercard […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":251410,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-251484","page","type-page","status-publish","hentry"],"yoast_head":"\neftpos Australi\u00eb - wat merchants moeten weten over fees en routering<\/title>\n<meta name=\"description\" content=\"eftpos is Australi\u00ebs binnenlandse debetscheme met de laagste interchange-tarieven. 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