{"id":267622,"date":"2026-10-13T20:18:18","date_gmt":"2026-10-13T18:18:18","guid":{"rendered":"https:\/\/www.ecomstream.eu\/?page_id=267622"},"modified":"2026-10-13T20:18:18","modified_gmt":"2026-10-13T18:18:18","slug":"ach-direct-debit","status":"publish","type":"page","link":"https:\/\/www.ecomstream.eu\/fr\/moyens-de-paiement\/ach-direct-debit\/","title":{"rendered":"ACH Direct Debit"},"content":{"rendered":"\n\n<div class=\"et_pb_section_0 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_0 et_pb_row et_block_row\">\n<div class=\"et_pb_column_0 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_0 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"hero\">\n  <div class=\"wrap\">\n    <div class=\"h1row\"><h1>Accepter ACH Direct Debit en tant que marchand<\/h1><\/div>\n    <div class=\"body\"><p>ACH Direct Debit est un pr\u00e9l\u00e8vement sur un compte bancaire am\u00e9ricain via l'ACH Network, dont Nacha indique qu'il atteint tous les comptes des banques et des credit unions aux \u00c9tats-Unis. Le commer\u00e7ant recueille l'autorisation du client puis pr\u00e9l\u00e8ve lui-m\u00eame le montant ; aucun r\u00e9seau de cartes ne figure dans la cha\u00eene. Pour un commer\u00e7ant \u00e9tabli en Europe, c'est le moyen d'encaisser sans carte aupr\u00e8s de clients aux \u00c9tats-Unis, et Stripe le d\u00e9crit comme appr\u00e9ci\u00e9 des entreprises aux transactions \u00e9lev\u00e9es ou r\u00e9currentes. L'int\u00e9r\u00eat n'est pas dans le faible pourcentage. Il tient au fait qu'un paiement d\u00e9j\u00e0 cr\u00e9dit\u00e9 sur votre compte peut encore \u00eatre retourn\u00e9 des semaines plus tard, et que les lignes de frais autour du pourcentage fixent le prix pour un commer\u00e7ant europ\u00e9en.<\/p><style>.rpti-naar{display:flex!important;align-items:center;gap:14px;margin:24px 0 0;padding:16px 18px;background:#fff;border:1px solid #e2ebd8!important;border-top:3px solid #9bcc3a!important;border-radius:10px;text-decoration:none!important;color:#222e34!important;box-shadow:0 6px 18px rgba(28,46,49,.06);max-width:640px}.rpti-naar .ic{flex:0 0 auto;width:44px;height:44px;border-radius:10px;background:#eef6e3;display:flex;align-items:center;justify-content:center}.rpti-naar .t{flex:1;display:flex;flex-direction:column;gap:3px;font-size:16px;line-height:1.35}.rpti-naar .t strong{font-weight:700}.rpti-naar .t .s{color:#56656e;font-size:14px;font-weight:400}.rpti-naar .r{flex:0 0 auto;width:40px;height:40px;border-radius:50%;background:#222e34;color:#9bcc3a;display:flex;align-items:center;justify-content:center;font-size:18px;font-weight:700;transition:transform .2s}.rpti-naar{flex-wrap:wrap;row-gap:14px}.rpti-naar .knop{flex:1 0 100%;display:flex;align-items:center;justify-content:center;gap:10px;box-sizing:border-box;min-height:48px;padding:0 22px;border-radius:8px;background:#222e34;color:#fff;font-weight:700;font-size:16px}.rpti-naar .knop::after{content:\"\\2193\";color:#9bcc3a;font-size:18px;transition:transform .2s}@media(min-width:768px){.rpti-naar{flex-wrap:nowrap}.rpti-naar .knop{flex:0 0 auto}}.rpti-naar:hover{border-color:#9bcc3a!important}.rpti-naar:hover .knop{background:#2f3e46}.rpti-naar:hover .knop::after{transform:translateY(2px)}.rpti-naar:focus-visible{outline:3px solid #9bcc3a;outline-offset:2px}<\/style><a class=\"rpti-naar\" href=\"#rpti-mt-ach-direct-debit\"><span class=\"ic\"><svg width=\"22\" height=\"22\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#3a6f1c\" stroke-width=\"2\" aria-hidden=\"true\" focusable=\"false\"><rect x=\"3\" y=\"4\" width=\"18\" height=\"16\" rx=\"2\"\/><path d=\"M3 9h18M9 9v11\"\/><\/svg><\/span><span class=\"t\"><strong>Tarifs publi\u00e9s pour ACH Direct Debit<\/strong><span class=\"s\">Par prestataire, pays et canal, plus bas sur cette page<\/span><\/span><span class=\"knop\">Voir les tarifs<\/span><\/a><script>(function(){var a=document.currentScript&&document.currentScript.previousElementSibling;if(a&&a.tagName!==\"A\"){a=a.querySelector(\"a\");}if(!a){return;}a.addEventListener(\"click\",function(e){if(e.button!==0||e.metaKey||e.ctrlKey||e.shiftKey||e.altKey){return;}var id=a.getAttribute(\"href\").slice(1),doel=document.getElementById(id);if(!doel){return;}e.preventDefault();var kop=doel.querySelector(\"h2\")||doel;function kopruimte(){var h=0;var els=document.querySelectorAll(\"#main-header,.et-l--header,header\");for(var i=0;i<els.length;i++){var s=getComputedStyle(els[i]);if(s.position===\"fixed\"||s.position===\"sticky\"){var r=els[i].getBoundingClientRect();if(r.bottom>h&&r.top<=0+1){h=r.bottom;}}}return h+16;}function eind(){return kop.getBoundingClientRect().top+window.pageYOffset-kopruimte();}function klaar(){if(!kop.hasAttribute(\"tabindex\")){kop.setAttribute(\"tabindex\",\"-1\");}try{kop.focus({preventScroll:true});}catch(x){}if(history.replaceState){history.replaceState(null,\"\",\"#\"+id);}}var stil=window.matchMedia&&window.matchMedia(\"(prefers-reduced-motion: reduce)\").matches;var y0=window.pageYOffset,afst=Math.abs(eind()-y0);if(stil||afst<10){window.scrollTo({top:eind(),left:0,behavior:\"instant\"});klaar();return;}var duur=Math.max(700,Math.min(2000,afst\/3)),t0=null,stop=false;function halt(){stop=true;}[\"wheel\",\"touchstart\",\"keydown\",\"mousedown\"].forEach(function(n){window.addEventListener(n,halt,{passive:true,once:true});});function ease(t){return t<.5?4*t*t*t:1-Math.pow(-2*t+2,3)\/2;}function stap(ts){if(stop){return;}if(t0===null){t0=ts;}var p=Math.min(1,(ts-t0)\/duur);window.scrollTo({top:y0+(eind()-y0)*ease(p),left:0,behavior:\"instant\"});if(p<1){requestAnimationFrame(stap);}else{klaar();}}requestAnimationFrame(stap);});})();<\/script><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_1 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_1 et_pb_row et_block_row\">\n<div class=\"et_pb_column_1 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_1 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec\">\n  <div class=\"wrap\">\n    <h2>Comment accepter ACH Direct Debit en tant que marchand<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>Vous acceptez ACH Direct Debit par un PSP qui \u00e9met les pr\u00e9l\u00e8vements pour vous. Stripe cite les entreprises des pays de l'UE, de la Norv\u00e8ge, de la Suisse et du Royaume-Uni parmi celles qui peuvent l'accepter avec un versement en devise locale, pour des clients aux \u00c9tats-Unis qui paient en dollars. Novalnet le propose aussi et indique le dollar comme devise de traitement et de versement.<\/p><p>Trois choses diff\u00e8rent d'un paiement par carte. Le client doit accepter les conditions du pr\u00e9l\u00e8vement, le compte bancaire doit \u00eatre v\u00e9rifi\u00e9, et lorsque le merchant of record se trouve hors des \u00c9tats-Unis, Stripe exige l'adresse compl\u00e8te du titulaire du compte. Un commer\u00e7ant europ\u00e9en n'a pas besoin d'une soci\u00e9t\u00e9 am\u00e9ricaine sur cette voie, mais il lui faut un checkout qui recueille ces informations.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_2 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_2 et_pb_row et_block_row\">\n<div class=\"et_pb_column_2 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_2 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec paper\">\n  <div class=\"wrap\">\n    <p class=\"eyebrow\">Rail<\/p>\n    <h2>ACH est un pr\u00e9l\u00e8vement bancaire par lots, confirm\u00e9 des jours apr\u00e8s le checkout<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>Nacha \u00e9labore et administre les Nacha Operating Rules pour les paiements ACH, et FedACH, de la Federal Reserve, est l'un des services qui \u00e9changent les lots entre banques. Il n'y a ni autorisation d'un \u00e9metteur au checkout, ni \u00e9tape 3DS, ni interchange. Le c\u00f4t\u00e9 du commer\u00e7ant \u00e9met le pr\u00e9l\u00e8vement, et la banque du client le paie ou le retourne.<\/p><p>ACH Direct Debit est donc un moyen \u00e0 notification diff\u00e9r\u00e9e. Stripe indique qu'il peut falloir jusqu'\u00e0 quatre jours ouvr\u00e9s pour savoir si un paiement a r\u00e9ussi ou \u00e9chou\u00e9, et le versement standard intervient quatre jours ouvr\u00e9s apr\u00e8s la cr\u00e9ation du paiement ; le versement \u00e0 deux jours n'est propos\u00e9 qu'aux utilisateurs am\u00e9ricains \u00e9ligibles. Exp\u00e9dier sur la confirmation de commande, c'est exp\u00e9dier avant de savoir que le pr\u00e9l\u00e8vement a \u00e9t\u00e9 pay\u00e9.<\/p><p>Nacha impose aux \u00e9metteurs de pr\u00e9l\u00e8vements WEB un syst\u00e8me commercialement raisonnable de d\u00e9tection des transactions frauduleuses, et depuis le 19 mars 2021 la validation du compte en fait explicitement partie lors de la premi\u00e8re utilisation d'un num\u00e9ro de compte. En pratique, le client se connecte \u00e0 sa banque dans le checkout ou v\u00e9rifie par microd\u00e9p\u00f4ts, pour lesquels Stripe laisse dix jours.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_3 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_3 et_pb_row et_block_row\">\n<div class=\"et_pb_column_3 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_3 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec\">\n  <div class=\"wrap\">\n    <h2>O\u00f9 ACH Direct Debit est utilis\u00e9, et pour quoi<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>Le c\u00f4t\u00e9 client, ce sont uniquement les \u00c9tats-Unis : un compte bancaire am\u00e9ricain, un paiement en dollars. Stripe fixe un minimum de 0,50 dollar par paiement. Pour un commer\u00e7ant europ\u00e9en, ACH Direct Debit est donc un moyen pour un seul march\u00e9, propos\u00e9 \u00e0 c\u00f4t\u00e9 des cartes aux clients am\u00e9ricains, et non un moyen \u00e0 afficher dans chaque checkout.<\/p><p>Le profil de commande compte davantage que le pays. Une fois le mandat en place, ACH Direct Debit est r\u00e9utilisable, ce qui convient aux abonnements, aux factures et aux commandes de montant \u00e9lev\u00e9, o\u00f9 une commission carte p\u00e8se en euros. Pour une commande unique de 40 euros d'un nouveau client am\u00e9ricain, l'\u00e9tape de v\u00e9rification et l'attente de la confirmation p\u00e8sent plus que les frais \u00e9conomis\u00e9s.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_4 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_4 et_pb_row et_block_row\">\n<div class=\"et_pb_column_4 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_4 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec paper\">\n  <div class=\"wrap\">\n    <p class=\"eyebrow\">Tarif<\/p>\n    <h2>Le pourcentage est bas, les suppl\u00e9ments font le prix<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>ACH n'a pas de propri\u00e9taire qui publie un prix pour les commer\u00e7ants : le prix est celui que votre PSP publie et propose. Stripe publie, pour les commer\u00e7ants des pays de la zone euro hors Bulgarie, 0,80 % par transaction avec un plafond de 5,00 euros, plus 1,50 % pour les transactions internationales, plus 2 % si une conversion de devise est n\u00e9cessaire, 1,25 euro par validation instantan\u00e9e de compte bancaire, 15,00 euros par paiement contest\u00e9 et 4,00 euros par paiement \u00e9chou\u00e9. La page ne pr\u00e9cise pas si le plafond couvre les deux suppl\u00e9ments. Novalnet publie 0,85 % plus 0,24 euro, avec un forfait de compte de 99 euros de mise en place et 25 euros par mois. Pour les commer\u00e7ants \u00e9tablis aux \u00c9tats-Unis, Mollie publie par GoCardless 0,50 % plus 0,05 dollar, plafonn\u00e9 \u00e0 5 dollars.<\/p><p>Sur une commande de 1 000 euros, les 0,80 % de Stripe feraient 8,00 euros, ramen\u00e9s \u00e0 5,00 euros par le plafond. Si le suppl\u00e9ment international et les frais de conversion s'appliquent tous deux et restent hors plafond, ils ajoutent 15,00 et 20,00 euros, et la commande co\u00fbte 40,00 euros. Sur une commande de 80 euros, les m\u00eames lignes donnent 0,64, 1,20 et 1,60 euro, soit 3,44 euros au total. Le tarif publi\u00e9 de Novalnet sur ces deux commandes est de 8,74 et 0,92 euro, hors forfait mensuel.<\/p><p>Ce sont des tarifs catalogue publi\u00e9s, et l'exemple est une illustration ; ce que vous payez r\u00e9ellement est fix\u00e9 par le tarif propos\u00e9. Il montre o\u00f9 se trouve l'argent : sur le volume am\u00e9ricain d'un commer\u00e7ant europ\u00e9en, le plafond peut valoir 3,00 euros et les suppl\u00e9ments 35,00 euros. Demandez par \u00e9crit \u00e0 votre PSP si le suppl\u00e9ment international s'applique \u00e0 un compte am\u00e9ricain pr\u00e9lev\u00e9 par votre soci\u00e9t\u00e9, si le plafond le couvre, et si vous pouvez \u00eatre vers\u00e9 en dollars.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_5 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_5 et_pb_row et_block_row\">\n<div class=\"et_pb_column_5 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_5 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec\">\n  <div class=\"wrap\">\n    <p class=\"eyebrow\">Finalit\u00e9<\/p>\n    <h2>Cr\u00e9dit\u00e9 n'est pas d\u00e9finitif : 60 jours sur les comptes de particuliers<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>Selon Stripe, un client peut en g\u00e9n\u00e9ral contester un pr\u00e9l\u00e8vement ACH aupr\u00e8s de sa banque jusqu'\u00e0 60 jours calendaires apr\u00e8s le d\u00e9bit d'un compte personnel, et jusqu'\u00e0 deux jours ouvr\u00e9s pour un compte professionnel. Une contestation dans ces d\u00e9lais est d\u00e9finitive et ne peut pas \u00eatre contest\u00e9e via le r\u00e9seau ACH. L'argent est alors depuis longtemps sur votre solde.<\/p><p>Le d\u00e9lai devient ainsi un montant. Sur 2 millions d'euros de volume ACH par an provenant de comptes personnels, 60 jours calendaires repr\u00e9sentent en permanence environ 329 000 euros de paiements cr\u00e9dit\u00e9s encore expos\u00e9s \u00e0 un retour. Sur le m\u00eame volume provenant de comptes professionnels, deux jours ouvr\u00e9s repr\u00e9sentent environ 16 000 euros, sur la base de 250 jours ouvr\u00e9s par an. Le moyen se comporte donc autrement pour un vendeur B2B que pour une marque grand public, et l'\u00e9cart tient \u00e0 la taille de cette position ouverte, pas au tarif.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_6 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_6 et_pb_row et_block_row\">\n<div class=\"et_pb_column_6 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_6 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec dark\">\n  <div class=\"wrap\">\n    <p class=\"eyebrow\">Mandat<\/p>\n    <h2>Le mandat est votre seule preuve, convenez donc de qui le conserve<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>Chaque pr\u00e9l\u00e8vement ACH repose sur l'autorisation du client. Si vous utilisez le checkout h\u00e9berg\u00e9 de Stripe, Stripe enregistre le mandat avec la date, le mode d'acceptation et, en ligne, l'adresse IP, l'user agent et l'horodatage, et r\u00e9pond lui-m\u00eame \u00e0 la demande de preuve d'une banque. Si vous construisez votre propre formulaire de paiement, l'affichage du texte du mandat et la conservation de la preuve vous incombent, et selon Stripe les r\u00e8gles de Nacha exigent que chaque client re\u00e7oive une copie du mandat.<\/p><p>Une contestation met aussi fin au mandat : selon Stripe, un paiement contest\u00e9 l'invalide, et une seconde contestation sur un paiement ult\u00e9rieur bloque le compte bancaire. Convenez par \u00e9crit de qui conserve le mandat et combien de temps, de qui envoie sa confirmation, de qui r\u00e9pond \u00e0 une demande de preuve et dans quel d\u00e9lai, et de la mani\u00e8re dont les clients r\u00e9currents sont pr\u00e9venus au moins sept jours calendaires avant un changement de date de leurs pr\u00e9l\u00e8vements.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_7 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_7 et_pb_row et_block_row\">\n<div class=\"et_pb_column_7 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_7 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec\">\n  <div class=\"wrap\">\n    <h2>Les remboursements arrivent comme un nouveau cr\u00e9dit, et seulement en totalit\u00e9 chez Stripe<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>Stripe traite un remboursement ACH comme un cr\u00e9dit distinct sur le compte bancaire du client, jamais comme une annulation, dans les 180 jours suivant le paiement et en trois jours ouvr\u00e9s au plus. Sa documentation indique que les remboursements totaux sont pris en charge et les remboursements partiels non. Un commer\u00e7ant qui reprend un article sur une commande de trois doit trouver une autre voie pour rendre une partie du montant.<\/p><p>Il existe un second risque op\u00e9rationnel. Stripe avertit qu'un remboursement n'arr\u00eate pas une contestation : un client qui demande son argent et s'adresse aussi \u00e0 sa banque peut \u00eatre cr\u00e9dit\u00e9 deux fois, et les frais de contestation ne sont pas rembours\u00e9s. Pr\u00e9venez le client que le remboursement est en route, et rapprochez les remboursements des contestations ouvertes avant de payer une seconde fois.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_8 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_8 et_pb_row et_block_row\">\n<div class=\"et_pb_column_8 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_8 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec paper\">\n  <div class=\"wrap\">\n    <h2>Quels prestataires de paiement prennent en charge ACH Direct Debit<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>Dans l'index, Mollie, Novalnet et Stripe proposent ACH Direct Debit. Le prix publi\u00e9 de Mollie provient de GoCardless, que Mollie a acquis le 1er septembre 2026, et s'applique aux commer\u00e7ants \u00e9tablis aux \u00c9tats-Unis.<\/p><p>Les questions sont les m\u00eames pour chaque prestataire : quels suppl\u00e9ments s'appliquent \u00e0 votre soci\u00e9t\u00e9 et si un plafond les couvre, dans quelle devise vous \u00eates vers\u00e9, ce que co\u00fbtent un paiement \u00e9chou\u00e9 et une contestation, comment la validation du compte fonctionne et ce qu'elle co\u00fbte, si les remboursements partiels sont possibles, et qui conserve la preuve du mandat.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<style>.rpti-mt .rpti-mt-keuze{display:flex;flex-wrap:wrap;gap:18px 28px;align-items:flex-end;margin:28px 0 6px;padding:18px 20px;background:#f4f8ef;border:1px solid #e2ebd8;border-radius:12px}.rpti-mt .rpti-mt-keuze[hidden]{display:none}.rpti-mt .rpti-mt-veld{margin:0;border:0;padding:0;min-width:0}.rpti-mt 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et_section_regular es-page-sec rpti-mt-sec\"><div class=\"et_pb_row\"><div class=\"et_pb_column et_pb_column_4_4 et-last-child\"><div class=\"es-page\"><section class=\"sec rpti-mt\" id=\"rpti-mt-ach-direct-debit\" data-start=\"FR\" data-kanaal=\"online\" data-telling=\"%1$d prestataires, %2$d avec un tarif publi\u00e9\" data-telling1=\"1 prestataire, %2$d avec un tarif publi\u00e9\" data-meer=\"Afficher les %d prestataires\" data-eutag=\"Toute l&#039;UE\" data-leeg=\"Aucun prestataire de l&#039;index ne propose ACH Direct Debit aux commer\u00e7ants de ce pays sur ce canal.\" data-kort=\"Afficher le tarif complet\" data-minder=\"Afficher moins\"><div class=\"wrap\"><p class=\"eyebrow\">Retail Payment Methods Transparency Index<\/p><h2>Tarifs publi\u00e9s pour ACH Direct Debit, par prestataire<\/h2><div class=\"rule\"><\/div><div class=\"body\"><p>3 prestataires de l&#039;index proposent ACH Direct Debit aux commer\u00e7ants \u00e9tablis en Europe, et 2 d&#039;entre eux publient un tarif.<\/p><p>Chaque tarif figure tel que le prestataire le publie, et le nom du prestataire renvoie vers la page o\u00f9 il a \u00e9t\u00e9 lu. Un tarif publi\u00e9 est un tarif catalogue : ce qu&#039;un commer\u00e7ant paie r\u00e9ellement figure dans le tarif propos\u00e9 et le contrat.<\/p><\/div><div class=\"rpti-mt-keuze\" hidden><p class=\"rpti-mt-hint\" id=\"rpti-mt-ach-direct-debit-hint\">Le pays o\u00f9 votre entreprise est \u00e9tablie et depuis lequel vous vendez.<\/p><div class=\"rpti-mt-veld\"><label for=\"rpti-mt-ach-direct-debit-land\">Vente depuis<\/label><select id=\"rpti-mt-ach-direct-debit-land\" aria-describedby=\"rpti-mt-ach-direct-debit-hint\"><option value=\"DE\" data-ph=\"Commer\u00e7ants en Allemagne\">Allemagne<\/option><option value=\"AT\" data-ph=\"Commer\u00e7ants en Autriche\">Autriche<\/option><option value=\"BE\" data-ph=\"Commer\u00e7ants en Belgique\">Belgique<\/option><option value=\"BG\" data-ph=\"Commer\u00e7ants en Bulgarie\">Bulgarie<\/option><option value=\"HR\" data-ph=\"Commer\u00e7ants en Croatie\">Croatie<\/option><option value=\"DK\" data-ph=\"Commer\u00e7ants au Danemark\">Danemark<\/option><option value=\"ES\" data-ph=\"Commer\u00e7ants en Espagne\">Espagne<\/option><option value=\"EE\" data-ph=\"Commer\u00e7ants en Estonie\">Estonie<\/option><option value=\"FI\" data-ph=\"Commer\u00e7ants en Finlande\">Finlande<\/option><option value=\"FR\" data-ph=\"Commer\u00e7ants en France\" selected>France<\/option><option value=\"GR\" data-ph=\"Commer\u00e7ants en Gr\u00e8ce\">Gr\u00e8ce<\/option><option value=\"HU\" data-ph=\"Commer\u00e7ants en Hongrie\">Hongrie<\/option><option value=\"IE\" data-ph=\"Commer\u00e7ants en Irlande\">Irlande<\/option><option value=\"IT\" data-ph=\"Commer\u00e7ants en Italie\">Italie<\/option><option value=\"LV\" data-ph=\"Commer\u00e7ants en Lettonie\">Lettonie<\/option><option value=\"LT\" data-ph=\"Commer\u00e7ants en Lituanie\">Lituanie<\/option><option value=\"LU\" data-ph=\"Commer\u00e7ants au Luxembourg\">Luxembourg<\/option><option value=\"NO\" data-ph=\"Commer\u00e7ants en Norv\u00e8ge\">Norv\u00e8ge<\/option><option value=\"NL\" data-ph=\"Commer\u00e7ants aux Pays-Bas\">Pays-Bas<\/option><option value=\"PL\" data-ph=\"Commer\u00e7ants en Pologne\">Pologne<\/option><option value=\"PT\" data-ph=\"Commer\u00e7ants au Portugal\">Portugal<\/option><option value=\"RO\" data-ph=\"Commer\u00e7ants en Roumanie\">Roumanie<\/option><option value=\"GB\" data-ph=\"Commer\u00e7ants au Royaume-Uni\">Royaume-Uni<\/option><option value=\"SK\" data-ph=\"Commer\u00e7ants en Slovaquie\">Slovaquie<\/option><option value=\"SI\" data-ph=\"Commer\u00e7ants en Slov\u00e9nie\">Slov\u00e9nie<\/option><option value=\"SE\" data-ph=\"Commer\u00e7ants en Su\u00e8de\">Su\u00e8de<\/option><option value=\"CH\" data-ph=\"Commer\u00e7ants en Suisse\">Suisse<\/option><option value=\"CZ\" data-ph=\"Commer\u00e7ants en Tch\u00e9quie\">Tch\u00e9quie<\/option><\/select><\/div><div class=\"rpti-mt-veld\"><span class=\"rpti-mt-lbl\" id=\"rpti-mt-ach-direct-debit-chl\">Canal<\/span><div class=\"rpti-mt-kanaal\" role=\"radiogroup\" aria-labelledby=\"rpti-mt-ach-direct-debit-chl\"><label class=\"rpti-mt-optie\"><input type=\"radio\" name=\"rpti-mt-ach-direct-debit-ch\" value=\"online\" checked> <span>En ligne<\/span><\/label><label class=\"rpti-mt-optie\"><input type=\"radio\" name=\"rpti-mt-ach-direct-debit-ch\" value=\"pos\" disabled> <span>En magasin<\/span><\/label><\/div><\/div><label class=\"rpti-mt-alleen\"><input type=\"checkbox\"> <span>Uniquement les prestataires qui publient un tarif<\/span><\/label><\/div><p class=\"rpti-mt-telling\" aria-live=\"polite\"><\/p><div class=\"rpti-mt-lijst\"><table class=\"reftable rpti-mt-tabel\"><thead><tr><th scope=\"col\">Prestataire<\/th><th scope=\"col\">Par transaction<\/th><th scope=\"col\">Canal<\/th><\/tr><\/thead><tbody><tr data-c=\"AT\" data-ch=\"online\" data-pr=\"0\" data-p=\"Mollie\" class=\"rpti-mt-geen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/gocardless.com\/faq\/merchants\/international-payments\/\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 7 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Autriche<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">GoCardless : Aucun tarif publi\u00e9<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"BE\" data-ch=\"online\" data-pr=\"0\" data-p=\"Mollie\" class=\"rpti-mt-geen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/gocardless.com\/faq\/merchants\/international-payments\/\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 7 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Belgique<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">GoCardless : Aucun tarif publi\u00e9<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"BG\" data-ch=\"online\" data-pr=\"0\" data-p=\"Mollie\" class=\"rpti-mt-geen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/gocardless.com\/faq\/merchants\/international-payments\/\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 7 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Bulgarie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">GoCardless : Aucun tarif publi\u00e9<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"CH\" data-ch=\"online\" data-pr=\"0\" data-p=\"Mollie\" class=\"rpti-mt-geen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/gocardless.com\/faq\/merchants\/international-payments\/\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 7 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Suisse<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">GoCardless : Aucun tarif publi\u00e9<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"CZ\" data-ch=\"online\" data-pr=\"0\" data-p=\"Mollie\" class=\"rpti-mt-geen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/gocardless.com\/faq\/merchants\/international-payments\/\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 7 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Tch\u00e9quie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">GoCardless : Aucun tarif publi\u00e9<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"DE\" data-ch=\"online\" data-pr=\"0\" data-p=\"Mollie\" class=\"rpti-mt-geen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/gocardless.com\/faq\/merchants\/international-payments\/\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 7 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Allemagne<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">GoCardless : Aucun tarif publi\u00e9<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"DK\" data-ch=\"online\" data-pr=\"0\" data-p=\"Mollie\" class=\"rpti-mt-geen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/gocardless.com\/faq\/merchants\/international-payments\/\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 7 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants au Danemark<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">GoCardless : Aucun tarif publi\u00e9<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"EE\" data-ch=\"online\" data-pr=\"0\" data-p=\"Mollie\" class=\"rpti-mt-geen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/assets.ctfassets.net\/40w0m41bmydz\/3PX4jCSLLCArsATSolhcQm\/20da06a11eb07061ea16dd857f88f46a\/GoCardless_Product_Description_Document_-_January_2026.docx.pdf\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 12 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Estonie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">GoCardless : Aucun tarif publi\u00e9<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"ES\" data-ch=\"online\" data-pr=\"0\" data-p=\"Mollie\" class=\"rpti-mt-geen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/gocardless.com\/faq\/merchants\/international-payments\/\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 7 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Espagne<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">GoCardless : Aucun tarif publi\u00e9<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"FI\" data-ch=\"online\" data-pr=\"0\" data-p=\"Mollie\" class=\"rpti-mt-geen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/gocardless.com\/faq\/merchants\/international-payments\/\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 7 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Finlande<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">GoCardless : Aucun tarif publi\u00e9<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"FR\" data-ch=\"online\" data-pr=\"0\" data-p=\"Mollie\" class=\"rpti-mt-geen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/gocardless.com\/faq\/merchants\/international-payments\/\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 7 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en France<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">GoCardless : Aucun tarif publi\u00e9<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"GB\" data-ch=\"online\" data-pr=\"0\" data-p=\"Mollie\" class=\"rpti-mt-geen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/gocardless.com\/faq\/merchants\/international-payments\/\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 7 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants au Royaume-Uni<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">GoCardless : Aucun tarif publi\u00e9<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"GR\" data-ch=\"online\" data-pr=\"0\" data-p=\"Mollie\" class=\"rpti-mt-geen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/assets.ctfassets.net\/40w0m41bmydz\/3PX4jCSLLCArsATSolhcQm\/20da06a11eb07061ea16dd857f88f46a\/GoCardless_Product_Description_Document_-_January_2026.docx.pdf\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 12 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Gr\u00e8ce<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">GoCardless : Aucun tarif publi\u00e9<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"HR\" data-ch=\"online\" data-pr=\"0\" data-p=\"Mollie\" class=\"rpti-mt-geen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/gocardless.com\/faq\/merchants\/international-payments\/\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 7 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Croatie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">GoCardless : Aucun tarif publi\u00e9<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"HU\" data-ch=\"online\" data-pr=\"0\" data-p=\"Mollie\" class=\"rpti-mt-geen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/gocardless.com\/faq\/merchants\/international-payments\/\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 7 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Hongrie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">GoCardless : Aucun tarif publi\u00e9<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"IE\" data-ch=\"online\" data-pr=\"0\" data-p=\"Mollie\" class=\"rpti-mt-geen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/gocardless.com\/faq\/merchants\/international-payments\/\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 7 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Irlande<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">GoCardless : Aucun tarif publi\u00e9<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"IT\" data-ch=\"online\" data-pr=\"0\" data-p=\"Mollie\" class=\"rpti-mt-geen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/gocardless.com\/faq\/merchants\/international-payments\/\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 7 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Italie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">GoCardless : Aucun tarif publi\u00e9<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"LT\" data-ch=\"online\" data-pr=\"0\" data-p=\"Mollie\" class=\"rpti-mt-geen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/assets.ctfassets.net\/40w0m41bmydz\/3PX4jCSLLCArsATSolhcQm\/20da06a11eb07061ea16dd857f88f46a\/GoCardless_Product_Description_Document_-_January_2026.docx.pdf\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 12 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Lituanie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">GoCardless : Aucun tarif publi\u00e9<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"LU\" data-ch=\"online\" data-pr=\"0\" data-p=\"Mollie\" class=\"rpti-mt-geen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/gocardless.com\/faq\/merchants\/international-payments\/\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 7 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants au Luxembourg<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">GoCardless : Aucun tarif publi\u00e9<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"LV\" data-ch=\"online\" data-pr=\"0\" data-p=\"Mollie\" class=\"rpti-mt-geen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/assets.ctfassets.net\/40w0m41bmydz\/3PX4jCSLLCArsATSolhcQm\/20da06a11eb07061ea16dd857f88f46a\/GoCardless_Product_Description_Document_-_January_2026.docx.pdf\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 12 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Lettonie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">GoCardless : Aucun tarif publi\u00e9<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"NL\" data-ch=\"online\" data-pr=\"0\" data-p=\"Mollie\" class=\"rpti-mt-geen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/gocardless.com\/faq\/merchants\/international-payments\/\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 7 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants aux Pays-Bas<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">GoCardless : Aucun tarif publi\u00e9<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"NO\" data-ch=\"online\" data-pr=\"0\" data-p=\"Mollie\" class=\"rpti-mt-geen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/gocardless.com\/faq\/merchants\/international-payments\/\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 7 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Norv\u00e8ge<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">GoCardless : Aucun tarif publi\u00e9<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"PL\" data-ch=\"online\" data-pr=\"0\" data-p=\"Mollie\" class=\"rpti-mt-geen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/gocardless.com\/faq\/merchants\/international-payments\/\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 7 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Pologne<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">GoCardless : Aucun tarif publi\u00e9<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"PT\" data-ch=\"online\" data-pr=\"0\" data-p=\"Mollie\" class=\"rpti-mt-geen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/gocardless.com\/faq\/merchants\/international-payments\/\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 7 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants au Portugal<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">GoCardless : Aucun tarif publi\u00e9<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"RO\" data-ch=\"online\" data-pr=\"0\" data-p=\"Mollie\" class=\"rpti-mt-geen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/gocardless.com\/faq\/merchants\/international-payments\/\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 7 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Roumanie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">GoCardless : Aucun tarif publi\u00e9<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"SE\" data-ch=\"online\" data-pr=\"0\" data-p=\"Mollie\" class=\"rpti-mt-geen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/gocardless.com\/faq\/merchants\/international-payments\/\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 7 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Su\u00e8de<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">GoCardless : Aucun tarif publi\u00e9<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"SI\" data-ch=\"online\" data-pr=\"0\" data-p=\"Mollie\" class=\"rpti-mt-geen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/gocardless.com\/faq\/merchants\/international-payments\/\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 7 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Slov\u00e9nie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">GoCardless : Aucun tarif publi\u00e9<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"SK\" data-ch=\"online\" data-pr=\"0\" data-p=\"Mollie\" class=\"rpti-mt-geen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/gocardless.com\/faq\/merchants\/international-payments\/\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 7 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Slovaquie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">GoCardless : Aucun tarif publi\u00e9<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"DE\" data-ch=\"online\" data-pr=\"1\" data-p=\"Novalnet\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.novalnet.de\/preise\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 12 octobre 2026\">Novalnet<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Allemagne<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">\u20ac0.24 transaction fee + 0.85%; Novalnet account package without minimum term: \u20ac99 set-up fee + \u20ac25 monthly fee, no minimum term<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe, plus abonnement<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"AT\" data-ch=\"online\" data-pr=\"1\" data-p=\"Stripe\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/stripe.com\/at\/pricing\/local-payment-methods\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Stripe<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Autriche<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">0.80% per transaction on the standard schedule, \u20ac5.00 cap; + 1.50% for international transactions; + 2% if currency conversion is required; \u20ac1.25 per instant bank account verification; \u20ac15.00 per disputed payment; \u20ac4.00 per failed payment<\/span><span class=\"rpti-mt-model\">Pourcentage<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"BE\" data-ch=\"online\" data-pr=\"1\" data-p=\"Stripe\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/stripe.com\/be\/pricing\/local-payment-methods\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Stripe<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Belgique<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">0.80% (standard settlement), \u20ac5.00 cap; + 1.50% for international transactions; + 2% if currency conversion is required; \u20ac15.00 for chargebacks; \u20ac4.00 for failed payments; \u20ac1.25 per instant bank account validation<\/span><span class=\"rpti-mt-model\">Pourcentage<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"BG\" data-ch=\"online\" data-pr=\"1\" data-p=\"Stripe\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/stripe.com\/bg\/pricing\/local-payment-methods\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Stripe<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Bulgarie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">0.80% (standard settlement timing), \u20ac5.11 cap; + 1.50% for international transactions; + 2% if currency conversion is required; \u20ac1.28 per instant bank account validation; \u20ac15.34 for disputed payments; \u20ac3.58 for failed payments<\/span><span class=\"rpti-mt-model\">Pourcentage<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"CH\" data-ch=\"online\" data-pr=\"1\" data-p=\"Stripe\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/stripe.com\/en-ch\/pricing\/local-payment-methods\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Stripe<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Suisse<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">0.80% (standard settlement timing), CHF 5.00 cap; + 1.50% for international transactions; + 2% if currency conversion is required; CHF 1.25 per instant bank account validation; CHF 15.00 for disputed payments; CHF 4.00 for failed payments<\/span><span class=\"rpti-mt-model\">Pourcentage<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"CZ\" data-ch=\"online\" data-pr=\"1\" data-p=\"Stripe\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/stripe.com\/cz\/pricing\/local-payment-methods\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Stripe<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Tch\u00e9quie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">0.80% (standard settlement timing), CZK 120.00 cap; + 1.50% for international transactions; + 2% if currency conversion is required; CZK 35.00 per instant bank account validation; CZK 360.00 for disputed payments; CZK 85.00 for failed payments<\/span><span class=\"rpti-mt-model\">Pourcentage<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"DE\" data-ch=\"online\" data-pr=\"1\" data-p=\"Stripe\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/stripe.com\/de\/pricing\/local-payment-methods\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Stripe<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Allemagne<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">0.80%, \u20ac5.00 cap; + 1.50% for international transactions; + 2% if currency conversion is required; \u20ac1.25 per instant account verification; \u20ac15.00 for disputed payments; \u20ac4.00 for failed payments<\/span><span class=\"rpti-mt-model\">Pourcentage<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"DK\" data-ch=\"online\" data-pr=\"1\" data-p=\"Stripe\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/stripe.com\/dk\/pricing\/local-payment-methods\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Stripe<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants au Danemark<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">0.80% per transaction (standard settlement timing), DKK 40.00 cap; + 1.50% for international transactions; + 2% if currency conversion is required; DKK 10.00 per instant bank account validation; DKK 115.00 for disputed payments; DKK 25.00 for failed payments<\/span><span class=\"rpti-mt-model\">Pourcentage<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"EE\" data-ch=\"online\" data-pr=\"1\" data-p=\"Stripe\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/stripe.com\/ee\/pricing\/local-payment-methods\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Stripe<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Estonie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">0.80% per transaction (standard settlement timing), \u20ac5.00 cap; + 1.50% for international transactions; + 2% if currency conversion is required; \u20ac1.25 per instant bank account validation; \u20ac15.00 for disputed payments; \u20ac4.00 for failed payments<\/span><span class=\"rpti-mt-model\">Pourcentage<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"ES\" data-ch=\"online\" data-pr=\"1\" data-p=\"Stripe\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/stripe.com\/en-es\/pricing\/local-payment-methods\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Stripe<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Espagne<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">0.80% per transaction for standard settlement timing; \u20ac5.00 cap; +1.50% for international transactions; +2% if currency conversion is required; \u20ac1.25 per instant bank account validation; \u20ac15.00 for disputed payments; \u20ac4.00 for failed payments<\/span><span class=\"rpti-mt-model\">Pourcentage<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"FI\" data-ch=\"online\" data-pr=\"1\" data-p=\"Stripe\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/stripe.com\/fi\/pricing\/local-payment-methods\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Stripe<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Finlande<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">0.80% per transaction for standard settlement timing; \u20ac5.00 cap; + 1.50% for international transactions; + 2% if currency conversion is required; \u20ac1.25 per instant bank account validation; \u20ac15.00 for disputed payments; \u20ac4.00 for failed payments<\/span><span class=\"rpti-mt-model\">Pourcentage<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"FR\" data-ch=\"online\" data-pr=\"1\" data-p=\"Stripe\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/stripe.com\/fr\/pricing\/local-payment-methods\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Stripe<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en France<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">0.80% per transaction with standard settlement timing, \u20ac5.00 cap; + 1.50% for international transactions; + 2% if currency conversion is required; \u20ac1.25 per instant bank account validation; \u20ac15.00 for disputed payments; \u20ac4.00 for failed payments<\/span><span class=\"rpti-mt-model\">Pourcentage<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"GB\" data-ch=\"online\" data-pr=\"1\" data-p=\"Stripe\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/stripe.com\/gb\/pricing\/local-payment-methods\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 5 octobre 2026\">Stripe<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants au Royaume-Uni<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">0.80% for standard settlement timing, \u00a35.00 cap; +1.50% for international transactions; +2% if currency conversion is required; \u00a31.25 per instant bank account validation; \u00a315.00 for disputed payments; \u00a34.00 for failed payments<\/span><span class=\"rpti-mt-model\">Pourcentage<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"GR\" data-ch=\"online\" data-pr=\"1\" data-p=\"Stripe\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/stripe.com\/gr\/pricing\/local-payment-methods\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Stripe<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Gr\u00e8ce<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">0.80% per transaction for standard settlement timing, \u20ac5.00 cap; + 1.50% for international transactions; + 2% if currency conversion is required; \u20ac1.25 per instant bank account validation; \u20ac15.00 for disputed payments; \u20ac4.00 for failed payments<\/span><span class=\"rpti-mt-model\">Pourcentage<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"HR\" data-ch=\"online\" data-pr=\"1\" data-p=\"Stripe\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/stripe.com\/hr\/pricing\/local-payment-methods\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Stripe<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Croatie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">0.80%, \u20ac5.00 cap; +1.50% for international transactions; +2% if currency conversion is required; \u20ac1.25 per instant bank account validation; \u20ac15.00 for disputed payments; \u20ac4.00 for failed payments<\/span><span class=\"rpti-mt-model\">Pourcentage<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"HU\" data-ch=\"online\" data-pr=\"1\" data-p=\"Stripe\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/stripe.com\/hu\/pricing\/local-payment-methods\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Stripe<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Hongrie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">0.80%, HUF 1800.00 cap; +1.50% for international transactions; +2% if currency conversion is required; HUF 500.00 per instant bank account validation; HUF 5750.00 for disputed payments; HUF 1450.00 for failed payments<\/span><span class=\"rpti-mt-model\">Pourcentage<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"IE\" data-ch=\"online\" data-pr=\"1\" data-p=\"Stripe\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/stripe.com\/ie\/pricing\/local-payment-methods\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Stripe<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Irlande<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">0.80%, \u20ac5.00 cap; +1.50% for international transactions; +2% if currency conversion is required; \u20ac1.25 per instant bank account validation; \u20ac15.00 for disputed payments; \u20ac4.00 for failed payments<\/span><span class=\"rpti-mt-model\">Pourcentage<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"IT\" data-ch=\"online\" data-pr=\"1\" data-p=\"Stripe\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/stripe.com\/it\/pricing\/local-payment-methods\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Stripe<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Italie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">0.80%, \u20ac5.00 cap; +1.50% for international transactions; +2% if currency conversion is required; \u20ac1.25 per instant bank account validation; \u20ac15.00 for disputed payments; \u20ac4.00 for failed payments<\/span><span class=\"rpti-mt-model\">Pourcentage<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"LT\" data-ch=\"online\" data-pr=\"1\" data-p=\"Stripe\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/stripe.com\/lt\/pricing\/local-payment-methods\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Stripe<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Lituanie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">0.80%; \u20ac5.00 cap; + 1.50% for international transactions; + 2% if currency conversion is required; \u20ac1.25 per instant bank account validation; \u20ac15.00 for disputed payments; \u20ac4.00 for failed payments<\/span><span class=\"rpti-mt-model\">Pourcentage<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"LU\" data-ch=\"online\" data-pr=\"1\" data-p=\"Stripe\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/stripe.com\/lu\/pricing\/local-payment-methods\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Stripe<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants au Luxembourg<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">0.80%; \u20ac5.00 cap; + 1.50% for international transactions; + 2% if currency conversion is required; \u20ac1.25 per instant bank account validation; \u20ac15.00 for disputed payments; \u20ac4.00 for failed payments<\/span><span class=\"rpti-mt-model\">Pourcentage<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"LV\" data-ch=\"online\" data-pr=\"1\" data-p=\"Stripe\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/stripe.com\/lv\/pricing\/local-payment-methods\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Stripe<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Lettonie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">0.80%; \u20ac5.00 cap; + 1.50% for international transactions; + 2% if currency conversion is required; \u20ac1.25 per instant bank account validation; \u20ac15.00 for disputed payments; \u20ac4.00 for failed payments<\/span><span class=\"rpti-mt-model\">Pourcentage<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"NL\" data-ch=\"online\" data-pr=\"1\" data-p=\"Stripe\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/stripe.com\/nl\/pricing\/local-payment-methods\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Stripe<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants aux Pays-Bas<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">0.80% (standard settlement), \u20ac5.00 cap; +1.50% for international transactions; +2% if currency conversion is required; bank account validation: \u20ac1.25; chargebacks: \u20ac15.00; failed payments: \u20ac4.00<\/span><span class=\"rpti-mt-model\">Pourcentage<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"NO\" data-ch=\"online\" data-pr=\"1\" data-p=\"Stripe\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/stripe.com\/en-no\/pricing\/local-payment-methods\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 7 octobre 2026\">Stripe<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Norv\u00e8ge<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">0.80% per transaction for standard settlement timing, cap NOK 55.00 (+1.50% for international transactions; +2% if currency conversion is required); NOK 15.00 per instant bank account validation; NOK 175.00 for disputed payments; NOK 40.00 for failed payments<\/span><span class=\"rpti-mt-model\">Pourcentage<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"PL\" data-ch=\"online\" data-pr=\"1\" data-p=\"Stripe\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/stripe.com\/pl\/pricing\/local-payment-methods\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Stripe<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Pologne<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">0.80% per transaction (standard settlement timing), PLN 20.00 cap; +1.50% for international transactions; +2% if currency conversion is required; instant bank account validation: PLN 6.00; disputed payments: PLN 65.00; failed payments: PLN 15.00<\/span><span class=\"rpti-mt-model\">Pourcentage<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"PT\" data-ch=\"online\" data-pr=\"1\" data-p=\"Stripe\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/stripe.com\/en-pt\/pricing\/local-payment-methods\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Stripe<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants au Portugal<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">0.80% per transaction for standard settlement timing; \u20ac5.00 cap; +1.50% for international transactions; +2% if currency conversion is required; \u20ac1.25 per instant bank account validation; \u20ac15.00 for disputed payments; \u20ac4.00 for failed payments<\/span><span class=\"rpti-mt-model\">Pourcentage<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"RO\" data-ch=\"online\" data-pr=\"1\" data-p=\"Stripe\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/stripe.com\/ro\/pricing\/local-payment-methods\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Stripe<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Roumanie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">0.80% per transaction (standard settlement timing), RON 25.00 cap; +1.50% for international transactions; +2% if currency conversion is required; instant bank account validation: RON 7.00; disputed payments: RON 75.00; failed payments: RON 20.00<\/span><span class=\"rpti-mt-model\">Pourcentage<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"SE\" data-ch=\"online\" data-pr=\"1\" data-p=\"Stripe\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/stripe.com\/en-se\/pricing\/local-payment-methods\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Stripe<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Su\u00e8de<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">0.80% per transaction for standard settlement timing; SEK 50.00 cap; + 1.50% for international transactions; + 2% if currency conversion is required; SEK 15.00 per instant bank account validation; SEK 175.00 for disputed payments; SEK 40.00 for failed payments<\/span><span class=\"rpti-mt-model\">Pourcentage<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"SI\" data-ch=\"online\" data-pr=\"1\" data-p=\"Stripe\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/stripe.com\/si\/pricing\/local-payment-methods\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Stripe<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Slov\u00e9nie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">0.80%, \u20ac5.00 cap; + 1.50% for international transactions; + 2% if currency conversion is required; \u20ac1.25 per instant bank account validation; \u20ac15.00 for disputed payments; \u20ac4.00 for failed payments<\/span><span class=\"rpti-mt-model\">Pourcentage<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"SK\" data-ch=\"online\" data-pr=\"1\" data-p=\"Stripe\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/stripe.com\/sk\/pricing\/local-payment-methods\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Stripe<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Slovaquie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">0.80%, \u20ac5.00 cap; + 1.50% for international transactions; + 2% if currency conversion is required; \u20ac1.25 per instant bank account validation; \u20ac15.00 for disputed payments; \u20ac4.00 for failed payments<\/span><span class=\"rpti-mt-model\">Pourcentage<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><\/tbody><\/table><\/div><p class=\"rpti-mt-leeg\" hidden><\/p><p class=\"rpti-mt-meerp\" hidden><button type=\"button\" class=\"rpti-mt-meer\"><\/button><\/p><div class=\"rpti-mt-link\"><a class=\"ix\" href=\"https:\/\/www.ecomstream.eu\/fr\/indice-transparence-moyens-de-paiement\/?m=ach-direct-debit\"><span class=\"ic\"><svg width=\"22\" height=\"22\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#9bcc3a\" stroke-width=\"2\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3 5h18l-7 8v6l-4-2v-4z\"\/><\/svg><\/span><span class=\"t\"><strong>Choisissez dans l&#039;index vos propres pays et votre canal pour ACH Direct Debit<\/strong><span class=\"s\">Ouvrir le Retail Payment Methods Transparency Index<\/span><\/span><span class=\"r\" aria-hidden=\"true\">&#8594;<\/span><\/a><\/div><p class=\"small\">Source : EcomStream, Retail Payment Methods Transparency Index, ecomstream.eu\/payment-methods-transparency-index. Lu \u00e0 la source entre le 28 septembre 2026 et le 12 octobre 2026. Un prestataire qui estime qu&#039;une ligne est erron\u00e9e peut \u00e9crire \u00e0 <a href=\"mailto:index@ecomstream.nl\">index@ecomstream.nl<\/a>. Chaque correction signal\u00e9e est v\u00e9rifi\u00e9e \u00e0 la source.<\/p><\/div><\/section><\/div><\/div><\/div><\/div><div class=\"et_pb_section_9 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_9 et_pb_row et_block_row\">\n<div class=\"et_pb_column_9 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_9 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec\">\n  <div class=\"wrap\">\n    <h2>Examiner ce que ACH Direct Debit vous co\u00fbte<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>Ce que vous payez pour ACH Direct Debit est fix\u00e9 dans votre contrat avec votre PSP, et non par un r\u00e9seau. Commencez par \u00e9tablir si vous <a href=\"https:\/\/www.ecomstream.eu\/fr\/are-you-overpaying-your-psp\/\">payez trop \u00e0 votre PSP<\/a>, et chiffrez les suppl\u00e9ments et la conversion avant de renouveler lorsque les clients am\u00e9ricains repr\u00e9sentent une part significative de votre chiffre d'affaires.<\/p><p>March\u00e9s concern\u00e9s : \u00c9tats-Unis<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_10 et_pb_section et_section_regular et_block_section popup single\" id=\"my-popup7\"><div class=\"et_pb_row_10 et_pb_row et_block_row\"><div class=\"et_pb_column_10 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_contact_form_0 et_pb_contact_form_container clearfix et_pb_recaptcha_enabled et_pb_module et_flex_module\" data-form_unique_num=\"0\" data-form_unique_id=\"2b080173-4599-477f-994c-cf46478d77ad\" id=\"et_pb_contact_form_2b080173-4599-477f-994c-cf46478d77ad\"><h2 class=\"et_pb_contact_main_title\">Vous vendez \u00e0 des clients aux \u00c9tats-Unis ? V\u00e9rifions ce que ACH Direct Debit vous co\u00fbte.<\/h2><div class=\"et-pb-contact-message\"><\/div><div class=\"et_pb_contact\"><form class=\"et_pb_contact_form et_flex_module\" method=\"post\" action=\"https:\/\/www.ecomstream.eu\/fr\/wp-json\/wp\/v2\/pages\/267622\"><div class=\"et_pb_contact_field_0 et_pb_contact_field et_pb_module et_flex_module et_flex_column_12_24 et_flex_column_12_24_tablet et_flex_column_12_24_phone\" data-id=\"nom\" data-type=\"input\"><label class=\"et_pb_contact_form_label\" for=\"et_pb_contact_0_nom_0\">Nom<\/label><input type=\"text\" name=\"et_pb_contact_0_nom_0\" id=\"et_pb_contact_0_nom_0\" class=\"input\" data-required_mark=\"required\" data-field_type=\"input\" data-original_id=\"nom\" placeholder=\"Nom\" title=\"\" value=\"\" \/><\/div><div class=\"et_pb_contact_field_1 et_pb_contact_field et_pb_module et_flex_module et_flex_column_12_24 et_flex_column_12_24_tablet et_flex_column_12_24_phone\" data-id=\"email\" data-type=\"email\"><label class=\"et_pb_contact_form_label\" for=\"et_pb_contact_0_email_1\">Adresse e-mail<\/label><input type=\"text\" name=\"et_pb_contact_0_email_1\" id=\"et_pb_contact_0_email_1\" class=\"input\" data-required_mark=\"required\" data-field_type=\"email\" data-original_id=\"email\" placeholder=\"Adresse e-mail\" title=\"\" value=\"\" \/><\/div><div class=\"et_pb_contact_field_2 et_pb_contact_field et_pb_module et_flex_module et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\" data-id=\"message\" data-type=\"text\"><label class=\"et_pb_contact_form_label\" for=\"et_pb_contact_0_message_2\">Message (facultatif)<\/label><textarea name=\"et_pb_contact_0_message_2\" id=\"et_pb_contact_0_message_2\" class=\"et_pb_contact_message input\" data-required_mark=\"not_required\" data-field_type=\"text\" data-original_id=\"message\" placeholder=\"Message (facultatif)\"><\/textarea><\/div><input type=\"hidden\" name=\"et_pb_contactform_submit_2b080173-4599-477f-994c-cf46478d77ad\" value=\"et_contact_proccess\" \/><div class=\"et_contact_bottom_container\"><div class=\"et_pb_button_wrapper\"><button type=\"submit\" name=\"et_builder_submit_button\" class=\"et_pb_button et_pb_contact_submit\">Submit<\/button><\/div><\/div><input type=\"hidden\" id=\"_wpnonce-et-pb-contact-form-submitted-2b080173-4599-477f-994c-cf46478d77ad\" name=\"_wpnonce-et-pb-contact-form-submitted-2b080173-4599-477f-994c-cf46478d77ad\" value=\"a08cea423c\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/fr\/wp-json\/wp\/v2\/pages\/267622\" \/><\/form><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Retail Payment Methods Transparency IndexTarifs publi\u00e9s pour ACH Direct Debit, par prestataire3 prestataires de l&#039;index proposent ACH Direct Debit aux commer\u00e7ants \u00e9tablis en Europe, et 2 d&#039;entre eux publient un tarif.Chaque tarif figure tel que le prestataire le publie, et le nom du prestataire renvoie vers la page o\u00f9 il a \u00e9t\u00e9 lu. Un tarif [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":260831,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_yoast_wpseo_focuskw":"accepter ACH Direct Debit","_yoast_wpseo_title":"Accepter ACH Direct Debit : le pr\u00e9l\u00e8vement am\u00e9ricain pour l'UE","_yoast_wpseo_metadesc":"Comment ACH Direct Debit fonctionne pour un commer\u00e7ant europ\u00e9en qui vend aux \u00c9tats-Unis, ce que publient Stripe, Novalnet et Mollie, et pourquoi un pr\u00e9l\u00e8vement reste ouvert 60 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