{"id":267597,"date":"2026-10-13T20:21:41","date_gmt":"2026-10-13T18:21:41","guid":{"rendered":"https:\/\/www.ecomstream.eu\/?page_id=267597"},"modified":"2026-10-13T20:21:41","modified_gmt":"2026-10-13T18:21:41","slug":"blik-pay-later","status":"publish","type":"page","link":"https:\/\/www.ecomstream.eu\/fr\/moyens-de-paiement\/blik-pay-later\/","title":{"rendered":"BLIK Pay Later"},"content":{"rendered":"\n\n<div class=\"et_pb_section_0 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_0 et_pb_row et_block_row\">\n<div class=\"et_pb_column_0 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_0 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"hero\">\n  <div class=\"wrap\">\n    <div class=\"h1row\"><h1>Accepter BLIK Pay Later en tant que marchand<\/h1><\/div>\n    <div class=\"body\"><p>BLIK Pay Later, en polonais BLIK P\u0142ac\u0119 P\u00f3\u017aniej, est la version \u00e0 paiement diff\u00e9r\u00e9 de BLIK, le syst\u00e8me de paiement mobile polonais exploit\u00e9 par Polski Standard P\u0142atno\u015bci. Le client saisit au checkout un code BLIK, comme pour un paiement BLIK ordinaire, et le montant est pr\u00e9lev\u00e9 sur son compte le trenti\u00e8me jour, sans frais suppl\u00e9mentaires s'il paie \u00e0 temps. La limite est fix\u00e9e par client apr\u00e8s une v\u00e9rification de solvabilit\u00e9, jusqu'\u00e0 4 000 zlotys. Le prestataire de financement peut \u00eatre Polski Standard P\u0142atno\u015bci ; pour les clients de PKO Bank Polski, le pr\u00eateur est PKO BP. Pour un commer\u00e7ant, le sujet est l'\u00e9cart de prix entre BLIK et sa version diff\u00e9r\u00e9e, et la question de savoir qui d\u00e9cide si le paiement aboutit.<\/p><style>.rpti-naar{display:flex!important;align-items:center;gap:14px;margin:24px 0 0;padding:16px 18px;background:#fff;border:1px solid #e2ebd8!important;border-top:3px solid #9bcc3a!important;border-radius:10px;text-decoration:none!important;color:#222e34!important;box-shadow:0 6px 18px rgba(28,46,49,.06);max-width:640px}.rpti-naar .ic{flex:0 0 auto;width:44px;height:44px;border-radius:10px;background:#eef6e3;display:flex;align-items:center;justify-content:center}.rpti-naar .t{flex:1;display:flex;flex-direction:column;gap:3px;font-size:16px;line-height:1.35}.rpti-naar .t strong{font-weight:700}.rpti-naar .t .s{color:#56656e;font-size:14px;font-weight:400}.rpti-naar .r{flex:0 0 auto;width:40px;height:40px;border-radius:50%;background:#222e34;color:#9bcc3a;display:flex;align-items:center;justify-content:center;font-size:18px;font-weight:700;transition:transform .2s}.rpti-naar{flex-wrap:wrap;row-gap:14px}.rpti-naar .knop{flex:1 0 100%;display:flex;align-items:center;justify-content:center;gap:10px;box-sizing:border-box;min-height:48px;padding:0 22px;border-radius:8px;background:#222e34;color:#fff;font-weight:700;font-size:16px}.rpti-naar .knop::after{content:\"\\2193\";color:#9bcc3a;font-size:18px;transition:transform .2s}@media(min-width:768px){.rpti-naar{flex-wrap:nowrap}.rpti-naar .knop{flex:0 0 auto}}.rpti-naar:hover{border-color:#9bcc3a!important}.rpti-naar:hover .knop{background:#2f3e46}.rpti-naar:hover .knop::after{transform:translateY(2px)}.rpti-naar:focus-visible{outline:3px solid #9bcc3a;outline-offset:2px}<\/style><a class=\"rpti-naar\" href=\"#rpti-mt-blik-place-pozniej\"><span class=\"ic\"><svg width=\"22\" height=\"22\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#3a6f1c\" stroke-width=\"2\" aria-hidden=\"true\" focusable=\"false\"><rect x=\"3\" y=\"4\" width=\"18\" height=\"16\" rx=\"2\"\/><path d=\"M3 9h18M9 9v11\"\/><\/svg><\/span><span class=\"t\"><strong>Tarifs publi\u00e9s pour BLIK Pay Later<\/strong><span class=\"s\">Par prestataire, pays et canal, plus bas sur cette page<\/span><\/span><span class=\"knop\">Voir les tarifs<\/span><\/a><script>(function(){var a=document.currentScript&&document.currentScript.previousElementSibling;if(a&&a.tagName!==\"A\"){a=a.querySelector(\"a\");}if(!a){return;}a.addEventListener(\"click\",function(e){if(e.button!==0||e.metaKey||e.ctrlKey||e.shiftKey||e.altKey){return;}var id=a.getAttribute(\"href\").slice(1),doel=document.getElementById(id);if(!doel){return;}e.preventDefault();var kop=doel.querySelector(\"h2\")||doel;function kopruimte(){var h=0;var els=document.querySelectorAll(\"#main-header,.et-l--header,header\");for(var i=0;i<els.length;i++){var s=getComputedStyle(els[i]);if(s.position===\"fixed\"||s.position===\"sticky\"){var r=els[i].getBoundingClientRect();if(r.bottom>h&&r.top<=0+1){h=r.bottom;}}}return h+16;}function eind(){return kop.getBoundingClientRect().top+window.pageYOffset-kopruimte();}function klaar(){if(!kop.hasAttribute(\"tabindex\")){kop.setAttribute(\"tabindex\",\"-1\");}try{kop.focus({preventScroll:true});}catch(x){}if(history.replaceState){history.replaceState(null,\"\",\"#\"+id);}}var stil=window.matchMedia&&window.matchMedia(\"(prefers-reduced-motion: reduce)\").matches;var y0=window.pageYOffset,afst=Math.abs(eind()-y0);if(stil||afst<10){window.scrollTo({top:eind(),left:0,behavior:\"instant\"});klaar();return;}var duur=Math.max(700,Math.min(2000,afst\/3)),t0=null,stop=false;function halt(){stop=true;}[\"wheel\",\"touchstart\",\"keydown\",\"mousedown\"].forEach(function(n){window.addEventListener(n,halt,{passive:true,once:true});});function ease(t){return t<.5?4*t*t*t:1-Math.pow(-2*t+2,3)\/2;}function stap(ts){if(stop){return;}if(t0===null){t0=ts;}var p=Math.min(1,(ts-t0)\/duur);window.scrollTo({top:y0+(eind()-y0)*ease(p),left:0,behavior:\"instant\"});if(p<1){requestAnimationFrame(stap);}else{klaar();}}requestAnimationFrame(stap);});})();<\/script><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_1 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_1 et_pb_row et_block_row\">\n<div class=\"et_pb_column_1 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_1 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec\">\n  <div class=\"wrap\">\n    <h2>Comment accepter BLIK Pay Later en tant que marchand<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>Vous recevez BLIK Pay Later par un PSP qui le propose. PKO Bank Polski indique que les plus grands agents de r\u00e8glement offrent le service, et dans l'index, Autopay, dpay (Payments Lab), Nexi et PayPal le proposent. Les clients paient uniquement en zlotys, et seuls les clients en Pologne peuvent l'utiliser.<\/p><p>Sur la plateforme Shoper, c'est une option du canal BLIK de la passerelle Przelewy24 : un commer\u00e7ant qui accepte d\u00e9j\u00e0 BLIK active un param\u00e8tre. Ce moyen de paiement est une extension d'un moyen que le commer\u00e7ant a d\u00e9j\u00e0, et au moins un prestataire le facture \u00e0 un tarif distinct.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_2 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_2 et_pb_row et_block_row\">\n<div class=\"et_pb_column_2 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_2 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec paper\">\n  <div class=\"wrap\">\n    <p class=\"eyebrow\">Mod\u00e8le<\/p>\n    <h2>BLIK fournit le code, un pr\u00eateur fournit les 30 jours<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>Le client choisit BLIK Pay Later comme moyen de paiement, saisit un code BLIK et, la premi\u00e8re fois, active le service dans son application bancaire. BLIK indique que le prestataire de financement fixe la limite apr\u00e8s v\u00e9rification de la solvabilit\u00e9 du client dans des bases externes. Pour les clients de Bank Millennium, VeloBank et SGB, ce prestataire peut \u00eatre Polski Standard P\u0142atno\u015bci ; les clients de PKO Bank Polski souscrivent un produit de cr\u00e9dit dont PKO BP est le pr\u00eateur.<\/p><p>BLIK pr\u00e9l\u00e8ve le montant sur le compte du client le trenti\u00e8me jour apr\u00e8s l'achat, avec un rappel trois jours avant. L'exemple repr\u00e9sentatif affiche un taux annuel effectif global de 0 % et un co\u00fbt total de 0 zloty en cas de remboursement \u00e0 temps ; un retard entra\u00eene des int\u00e9r\u00eats sur le montant \u00e9chu, et le remboursement reconstitue la limite \u00e0 hauteur du montant rembours\u00e9. Rien de cela ne passe par votre compte : PayPal indique qu'il capture le paiement d\u00e8s que l'acheteur l'approuve, lorsque la commande est param\u00e9tr\u00e9e pour se conclure \u00e0 l'approbation.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_3 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_3 et_pb_row et_block_row\">\n<div class=\"et_pb_column_3 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_3 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec\">\n  <div class=\"wrap\">\n    <h2>O\u00f9 BLIK Pay Later fonctionne<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>BLIK Pay Later est un produit polonais. BLIK le pr\u00e9sente comme disponible pour les clients de PKO BP, Bank Millennium, Sp\u00f3\u0142dzielcza Grupa Bankowa et VeloBank. PPRO cite la Pologne comme seul pays du client et le zloty comme seule devise, et PayPal indique qu'il n'est pas disponible hors de Pologne.<\/p><p>BLIK d\u00e9crit ce moyen de paiement pour les boutiques en ligne : le client choisit BLIK Pay Later au checkout et saisit le code. PKO Bank Polski ajoute que le service ne vaut que pour les produits et services propos\u00e9s avec paiement diff\u00e9r\u00e9.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_4 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_4 et_pb_row et_block_row\">\n<div class=\"et_pb_column_4 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_4 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec paper\">\n  <div class=\"wrap\">\n    <p class=\"eyebrow\">Tarif<\/p>\n    <h2>BLIK ne publie pas de tarif marchand, et deux prestataires en publient de tr\u00e8s diff\u00e9rents<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>BLIK publie les conditions du client, pas le prix du commer\u00e7ant, si bien que le tarif vient de votre PSP. dpay (Payments Lab) publie 0,99 % avec un minimum de 0,20 zloty pour BLIK Pay Later. PayPal range BLIK Pay Later parmi ses moyens de paiement alternatifs \u00e0 5,49 % plus des frais fixes, 0,35 euro sur ses pages des pays de la zone euro et 1,35 zloty pour les zlotys re\u00e7us sur sa page polonaise.<\/p><p>Prenez 200 000 euros par an de volume BLIK Pay Later avec un panier moyen de 50 euros, soit 4 000 commandes. Au tarif publi\u00e9 de dpay, cela co\u00fbte 1 980 euros. \u00c0 celui de PayPal, cela fait 10 980 euros de frais en pourcentage plus 1 400 euros de frais fixes, soit 12 380 euros au total. L'\u00e9cart est de 10 400 euros par an sur les m\u00eames commandes.<\/p><p>Ce sont des tarifs catalogue publi\u00e9s, et la comparaison est une illustration ; ce que vous payez r\u00e9ellement est fix\u00e9 par le tarif propos\u00e9. L'\u00e9cart montre que ce moyen de paiement n'a pas encore de prix de march\u00e9 \u00e9tabli : un prestataire le tarifie comme une variante de BLIK, l'autre comme l'un de ses moyens de paiement diff\u00e9r\u00e9.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_5 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_5 et_pb_row et_block_row\">\n<div class=\"et_pb_column_5 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_5 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec\">\n  <div class=\"wrap\">\n    <p class=\"eyebrow\">\u00c9cart<\/p>\n    <h2>Le m\u00eame code \u00e0 deux prix : vous payez l'\u00e9cart<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>Un client qui aurait pay\u00e9 avec BLIK et choisit BLIK Pay Later \u00e0 la place utilise le m\u00eame code et la m\u00eame application bancaire. Pour vous, la commande est la m\u00eame ; seul le tarif change. dpay publie les deux : 0,89 % pour BLIK et 0,99 % pour BLIK Pay Later, un \u00e9cart de 0,10 point de pourcentage. Chaque million d'euros qui passe de BLIK \u00e0 sa version diff\u00e9r\u00e9e co\u00fbte 1 000 euros de plus par an.<\/p><p>Chez un prestataire qui tarifie BLIK Pay Later parmi ses moyens de paiement diff\u00e9r\u00e9, l'\u00e9cart va de votre tarif BLIK \u00e0 5,49 % plus des frais fixes. Sur le m\u00eame million d'euros avec un panier moyen de 50 euros, 5,49 % plus 0,35 euro repr\u00e9sentent 61 900 euros par an, avant d\u00e9duction du tarif BLIK. Demandez \u00e0 chaque prestataire de chiffrer BLIK et BLIK Pay Later c\u00f4te \u00e0 c\u00f4te, car l'\u00e9cart est le prix du moyen de paiement, et non le tarif pris isol\u00e9ment.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_6 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_6 et_pb_row et_block_row\">\n<div class=\"et_pb_column_6 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_6 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec dark\">\n  <div class=\"wrap\">\n    <p class=\"eyebrow\">Cr\u00e9dit<\/p>\n    <h2>Un pr\u00eateur avec lequel vous n'avez pas de contrat d\u00e9cide du paiement<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>BLIK Pay Later \u00e9choue lorsque le pr\u00eateur n'a pas accord\u00e9 au client une limite couvrant l'achat. La limite vaut pour l'ensemble des achats et ne se reconstitue qu'au fil des remboursements, si bien qu'un client avec une limite de 4 000 zlotys et 3 000 zlotys en cours peut encore payer 1 000 zlotys. Cette d\u00e9cision appartient au prestataire de financement, ni \u00e0 votre PSP ni \u00e0 vous.<\/p><p>Fixez deux points par \u00e9crit avec votre PSP. D'abord, le statut renvoy\u00e9 en cas de refus d'une tentative Pay Later, afin que le checkout puisse proposer BLIK ordinaire dans la m\u00eame session au lieu de perdre la commande. Ensuite, que votre r\u00e8glement ne d\u00e9pend pas du remboursement du pr\u00eateur par le client. La directive (UE) 2023\/2225 s'applique \u00e0 partir du 20 novembre 2026 et fait entrer le paiement diff\u00e9r\u00e9 sans int\u00e9r\u00eats accord\u00e9 par un pr\u00eateur tiers dans les r\u00e8gles du cr\u00e9dit \u00e0 la consommation ; le pr\u00eateur en porte la charge, votre checkout porte les refus.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_7 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_7 et_pb_row et_block_row\">\n<div class=\"et_pb_column_7 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_7 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec\">\n  <div class=\"wrap\">\n    <h2>Une fen\u00eatre de commande de 30 \u00e0 4 000 zlotys, et des remboursements pendant 13 mois<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>BLIK indique un achat minimum de 30 zlotys et une limite d'au plus 4 000 zlotys, fix\u00e9e par client. PPRO documente la m\u00eame plage, avec un maximum qui varie selon le client. Les commandes inf\u00e9rieures \u00e0 30 zlotys ne peuvent pas utiliser ce moyen de paiement et les gros paniers d\u00e9passent souvent la limite individuelle, si bien que la part de votre chiffre d'affaires polonais que BLIK Pay Later peut porter suit la r\u00e9partition de vos montants de commande.<\/p><p>PayPal et PPRO documentent les remboursements totaux, partiels et multiples dans les 13 mois suivant la capture initiale. Le remboursement repasse par votre prestataire, tandis que le solde ouvert du client reste chez le pr\u00eateur. Convenez avec votre prestataire de la fa\u00e7on dont un remboursement apr\u00e8s l'\u00e9ch\u00e9ance de 30 jours est r\u00e9gl\u00e9.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_8 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_8 et_pb_row et_block_row\">\n<div class=\"et_pb_column_8 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_8 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec paper\">\n  <div class=\"wrap\">\n    <h2>Quels prestataires de paiement prennent en charge BLIK Pay Later<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>Dans l'index, Autopay, dpay (Payments Lab), Nexi et PayPal proposent BLIK Pay Later. PayPal indique que les vendeurs aux \u00c9tats-Unis, au Canada, au Royaume-Uni, en Allemagne, en France, en Italie, en Espagne et en Autriche ne peuvent pas l'utiliser, et que les acheteurs doivent se trouver en Pologne.<\/p><p>Les questions sont les m\u00eames pour chaque prestataire : le tarif de BLIK Pay Later \u00e0 c\u00f4t\u00e9 de celui de BLIK, le statut en cas de refus de cr\u00e9dit, l'ind\u00e9pendance du r\u00e8glement vis-\u00e0-vis du remboursement, et le d\u00e9lai de remboursement.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<style>.rpti-mt .rpti-mt-keuze{display:flex;flex-wrap:wrap;gap:18px 28px;align-items:flex-end;margin:28px 0 6px;padding:18px 20px;background:#f4f8ef;border:1px solid #e2ebd8;border-radius:12px}.rpti-mt .rpti-mt-keuze[hidden]{display:none}.rpti-mt .rpti-mt-veld{margin:0;border:0;padding:0;min-width:0}.rpti-mt .rpti-mt-veld>label,.rpti-mt 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et_section_regular es-page-sec rpti-mt-sec\"><div class=\"et_pb_row\"><div class=\"et_pb_column et_pb_column_4_4 et-last-child\"><div class=\"es-page\"><section class=\"sec rpti-mt\" id=\"rpti-mt-blik-place-pozniej\" data-start=\"PL\" data-kanaal=\"online\" data-telling=\"%1$d prestataires, %2$d avec un tarif publi\u00e9\" data-telling1=\"1 prestataire, %2$d avec un tarif publi\u00e9\" data-meer=\"Afficher les %d prestataires\" data-eutag=\"Toute l&#039;UE\" data-leeg=\"Aucun prestataire de l&#039;index ne propose BLIK Pay Later aux commer\u00e7ants de ce pays sur ce canal.\" data-kort=\"Afficher le tarif complet\" data-minder=\"Afficher moins\"><div class=\"wrap\"><p class=\"eyebrow\">Retail Payment Methods Transparency Index<\/p><h2>Tarifs publi\u00e9s pour BLIK Pay Later, par prestataire<\/h2><div class=\"rule\"><\/div><div class=\"body\"><p>4 prestataires de l&#039;index proposent BLIK Pay Later aux commer\u00e7ants \u00e9tablis en Europe, et 2 d&#039;entre eux publient un tarif.<\/p><p>Chaque tarif figure tel que le prestataire le publie, et le nom du prestataire renvoie vers la page o\u00f9 il a \u00e9t\u00e9 lu. Un tarif publi\u00e9 est un tarif catalogue : ce qu&#039;un commer\u00e7ant paie r\u00e9ellement figure dans le tarif propos\u00e9 et le contrat.<\/p><\/div><div class=\"rpti-mt-keuze\" hidden><p class=\"rpti-mt-hint\" id=\"rpti-mt-blik-place-pozniej-hint\">Le pays o\u00f9 votre entreprise est \u00e9tablie et depuis lequel vous vendez. Les acheteurs paient avec BLIK Pay Later dans : Pologne.<\/p><div class=\"rpti-mt-veld\"><label for=\"rpti-mt-blik-place-pozniej-land\">Vente depuis<\/label><select id=\"rpti-mt-blik-place-pozniej-land\" aria-describedby=\"rpti-mt-blik-place-pozniej-hint\"><option value=\"BE\" data-ph=\"Commer\u00e7ants en Belgique\">Belgique<\/option><option value=\"BG\" data-ph=\"Commer\u00e7ants en Bulgarie\">Bulgarie<\/option><option value=\"DK\" data-ph=\"Commer\u00e7ants au Danemark\">Danemark<\/option><option value=\"EE\" data-ph=\"Commer\u00e7ants en Estonie\">Estonie<\/option><option value=\"FI\" data-ph=\"Commer\u00e7ants en Finlande\">Finlande<\/option><option value=\"GR\" data-ph=\"Commer\u00e7ants en Gr\u00e8ce\">Gr\u00e8ce<\/option><option value=\"HU\" data-ph=\"Commer\u00e7ants en Hongrie\">Hongrie<\/option><option value=\"LV\" data-ph=\"Commer\u00e7ants en Lettonie\">Lettonie<\/option><option value=\"LT\" data-ph=\"Commer\u00e7ants en Lituanie\">Lituanie<\/option><option value=\"LU\" data-ph=\"Commer\u00e7ants au Luxembourg\">Luxembourg<\/option><option value=\"NO\" data-ph=\"Commer\u00e7ants en Norv\u00e8ge\">Norv\u00e8ge<\/option><option value=\"NL\" data-ph=\"Commer\u00e7ants aux Pays-Bas\">Pays-Bas<\/option><option value=\"PL\" data-ph=\"Commer\u00e7ants en Pologne\" selected>Pologne<\/option><option value=\"PT\" data-ph=\"Commer\u00e7ants au Portugal\">Portugal<\/option><option value=\"RO\" data-ph=\"Commer\u00e7ants en Roumanie\">Roumanie<\/option><option value=\"SK\" data-ph=\"Commer\u00e7ants en Slovaquie\">Slovaquie<\/option><option value=\"SI\" data-ph=\"Commer\u00e7ants en Slov\u00e9nie\">Slov\u00e9nie<\/option><option value=\"SE\" data-ph=\"Commer\u00e7ants en Su\u00e8de\">Su\u00e8de<\/option><option value=\"CZ\" data-ph=\"Commer\u00e7ants en Tch\u00e9quie\">Tch\u00e9quie<\/option><\/select><\/div><div class=\"rpti-mt-veld\"><span class=\"rpti-mt-lbl\" id=\"rpti-mt-blik-place-pozniej-chl\">Canal<\/span><div class=\"rpti-mt-kanaal\" role=\"radiogroup\" aria-labelledby=\"rpti-mt-blik-place-pozniej-chl\"><label class=\"rpti-mt-optie\"><input type=\"radio\" name=\"rpti-mt-blik-place-pozniej-ch\" value=\"online\" checked> <span>En ligne<\/span><\/label><label class=\"rpti-mt-optie\"><input type=\"radio\" name=\"rpti-mt-blik-place-pozniej-ch\" value=\"pos\" disabled> <span>En magasin<\/span><\/label><\/div><\/div><label class=\"rpti-mt-alleen\"><input type=\"checkbox\"> <span>Uniquement les prestataires qui publient un tarif<\/span><\/label><\/div><p class=\"rpti-mt-telling\" aria-live=\"polite\"><\/p><div class=\"rpti-mt-lijst\"><table class=\"reftable rpti-mt-tabel\"><thead><tr><th scope=\"col\">Prestataire<\/th><th scope=\"col\">Par transaction<\/th><th scope=\"col\">Canal<\/th><\/tr><\/thead><tbody><tr data-c=\"PL\" data-ch=\"online\" data-pr=\"0\" data-p=\"Autopay\" class=\"rpti-mt-geen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/autopay.pl\/rozwiazania\/blik-place-pozniej-bnpl\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 22 septembre 2026\">Autopay<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Pologne<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Aucun tarif publi\u00e9<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"PL\" data-ch=\"online\" data-pr=\"1\" data-p=\"dpay (Payments Lab)\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/dpay.pl\/pl\/cennik\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 5 octobre 2026\">dpay (Payments Lab)<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Pologne<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">0.99%, min. PLN 0.20<\/span><span class=\"rpti-mt-model\">Pourcentage, avec minimum<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"PL\" data-ch=\"online\" data-pr=\"0\" data-p=\"Nexi\" class=\"rpti-mt-geen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.przelewy24.pl\/aktualnosci\/blik-place-pozniej-dostepny-w-przelewy24\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 22 septembre 2026\">Nexi<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Pologne<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Przelewy24 : Aucun tarif publi\u00e9<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"BE\" data-ch=\"online\" data-pr=\"1\" data-p=\"PayPal\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.paypal.com\/be\/webapps\/mpp\/merchant-fees\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">PayPal<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Belgique<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">5.49% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"BG\" data-ch=\"online\" data-pr=\"1\" data-p=\"PayPal\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.paypal.com\/bg\/business\/paypal-business-fees\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">PayPal<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Bulgarie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">5.49% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"CZ\" data-ch=\"online\" data-pr=\"1\" data-p=\"PayPal\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.paypal.com\/cz\/business\/paypal-business-fees\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">PayPal<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Tch\u00e9quie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">5.49% + CZK 10.00 (in EUR: \u20ac0.35)<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"DK\" data-ch=\"online\" data-pr=\"1\" data-p=\"PayPal\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.paypal.com\/dk\/business\/paypal-business-fees\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">PayPal<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants au Danemark<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">5.49% + DKK 2.60<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"EE\" data-ch=\"online\" data-pr=\"1\" data-p=\"PayPal\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.paypal.com\/ee\/business\/paypal-business-fees\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">PayPal<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Estonie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">5.49% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"FI\" data-ch=\"online\" data-pr=\"1\" data-p=\"PayPal\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.paypal.com\/fi\/business\/paypal-business-fees\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">PayPal<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Finlande<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">5.49% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"GR\" data-ch=\"online\" data-pr=\"1\" data-p=\"PayPal\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.paypal.com\/gr\/business\/paypal-business-fees\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">PayPal<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Gr\u00e8ce<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">5.49% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"HU\" data-ch=\"online\" data-pr=\"1\" data-p=\"PayPal\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.paypal.com\/hu\/business\/paypal-business-fees\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">PayPal<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Hongrie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">5.49% + HUF 90.00 (HUF) or \u20ac0.35 (EUR)<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"LT\" data-ch=\"online\" data-pr=\"1\" data-p=\"PayPal\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.paypal.com\/lt\/business\/paypal-business-fees\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">PayPal<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Lituanie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">5.49% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"LU\" data-ch=\"online\" data-pr=\"1\" data-p=\"PayPal\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.paypal.com\/lu\/business\/paypal-business-fees\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">PayPal<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants au Luxembourg<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">5.49% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"LV\" data-ch=\"online\" data-pr=\"1\" data-p=\"PayPal\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.paypal.com\/lv\/business\/paypal-business-fees\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">PayPal<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Lettonie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">5.49% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"NL\" data-ch=\"online\" data-pr=\"1\" data-p=\"PayPal\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.paypal.com\/nl\/webapps\/mpp\/merchant-fees\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">PayPal<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants aux Pays-Bas<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">5.49% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"NO\" data-ch=\"online\" data-pr=\"1\" data-p=\"PayPal\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.paypal.com\/no\/webapps\/mpp\/merchant-fees\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">PayPal<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Norv\u00e8ge<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">5.49% + NOK 2.80<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"PL\" data-ch=\"online\" data-pr=\"1\" data-p=\"PayPal\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.paypal.com\/pl\/webapps\/mpp\/merchant-fees\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">PayPal<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Pologne<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">5.49% + fixed fee; fixed fee: PLN 1.35 for PLN received; \u20ac0.35 for EUR received<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"PT\" data-ch=\"online\" data-pr=\"1\" data-p=\"PayPal\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.paypal.com\/pt\/business\/paypal-business-fees\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">PayPal<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants au Portugal<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">5.49% + fixed fee; fixed fee: \u20ac0.35<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"RO\" data-ch=\"online\" data-pr=\"1\" data-p=\"PayPal\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.paypal.com\/ro\/business\/paypal-business-fees\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">PayPal<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Roumanie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">5.49% + fixed fee; fixed fee: \u20ac0.35<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"SE\" data-ch=\"online\" data-pr=\"1\" data-p=\"PayPal\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.paypal.com\/se\/webapps\/mpp\/merchant-fees\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">PayPal<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Su\u00e8de<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">5.49% + fixed fee; fixed fee: SEK 3.25 for SEK received; \u20ac0.35 for EUR received<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"SI\" data-ch=\"online\" data-pr=\"1\" data-p=\"PayPal\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.paypal.com\/si\/business\/paypal-business-fees\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">PayPal<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Slov\u00e9nie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">5.49% + fixed fee; fixed fee: \u20ac0.35<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"SK\" data-ch=\"online\" data-pr=\"1\" data-p=\"PayPal\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.paypal.com\/sk\/business\/paypal-business-fees\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">PayPal<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Slovaquie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">5.49% + fixed fee; fixed fee: \u20ac0.35<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><\/tbody><\/table><\/div><p class=\"rpti-mt-leeg\" hidden><\/p><p class=\"rpti-mt-meerp\" hidden><button type=\"button\" class=\"rpti-mt-meer\"><\/button><\/p><div class=\"rpti-mt-link\"><a class=\"ix\" href=\"https:\/\/www.ecomstream.eu\/fr\/indice-transparence-moyens-de-paiement\/?m=blik-place-pozniej\"><span class=\"ic\"><svg width=\"22\" height=\"22\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#9bcc3a\" stroke-width=\"2\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3 5h18l-7 8v6l-4-2v-4z\"\/><\/svg><\/span><span class=\"t\"><strong>Choisissez dans l&#039;index vos propres pays et votre canal pour BLIK Pay Later<\/strong><span class=\"s\">Ouvrir le Retail Payment Methods Transparency Index<\/span><\/span><span class=\"r\" aria-hidden=\"true\">&#8594;<\/span><\/a><\/div><p class=\"small\">Source : EcomStream, Retail Payment Methods Transparency Index, ecomstream.eu\/payment-methods-transparency-index. Lu \u00e0 la source entre le 22 septembre 2026 et le 5 octobre 2026. Un prestataire qui estime qu&#039;une ligne est erron\u00e9e peut \u00e9crire \u00e0 <a href=\"mailto:index@ecomstream.nl\">index@ecomstream.nl<\/a>. Chaque correction signal\u00e9e est v\u00e9rifi\u00e9e \u00e0 la source.<\/p><\/div><\/section><\/div><\/div><\/div><\/div><div class=\"et_pb_section_9 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_9 et_pb_row et_block_row\">\n<div class=\"et_pb_column_9 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_9 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec\">\n  <div class=\"wrap\">\n    <h2>Examiner ce que BLIK Pay Later vous co\u00fbte<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>Ce que vous payez pour BLIK Pay Later est fix\u00e9 dans votre contrat avec votre PSP, et non par un r\u00e9seau. Commencez par \u00e9tablir si vous <a href=\"https:\/\/www.ecomstream.eu\/fr\/are-you-overpaying-your-psp\/\">payez trop \u00e0 votre PSP<\/a>, et faites tarifer la version diff\u00e9r\u00e9e comme un \u00e9cart sur BLIK avant de l'activer si BLIK porte une part significative de votre volume polonais.<\/p><p>March\u00e9s concern\u00e9s : Pologne<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_10 et_pb_section et_section_regular et_block_section popup single\" id=\"my-popup7\"><div class=\"et_pb_row_10 et_pb_row et_block_row\"><div class=\"et_pb_column_10 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_contact_form_0 et_pb_contact_form_container clearfix et_pb_recaptcha_enabled et_pb_module et_flex_module\" data-form_unique_num=\"0\" data-form_unique_id=\"2b080173-4599-477f-994c-cf46478d77ad\" id=\"et_pb_contact_form_2b080173-4599-477f-994c-cf46478d77ad\"><h2 class=\"et_pb_contact_main_title\">Vous vendez \u00e0 des clients en Pologne ? V\u00e9rifions ce que BLIK Pay Later ajoute \u00e0 vos co\u00fbts PSP.<\/h2><div class=\"et-pb-contact-message\"><\/div><div class=\"et_pb_contact\"><form class=\"et_pb_contact_form et_flex_module\" method=\"post\" action=\"https:\/\/www.ecomstream.eu\/fr\/wp-json\/wp\/v2\/pages\/267597\"><div class=\"et_pb_contact_field_0 et_pb_contact_field et_pb_module et_flex_module et_flex_column_12_24 et_flex_column_12_24_tablet et_flex_column_12_24_phone\" data-id=\"nom\" data-type=\"input\"><label class=\"et_pb_contact_form_label\" for=\"et_pb_contact_0_nom_0\">Nom<\/label><input type=\"text\" name=\"et_pb_contact_0_nom_0\" id=\"et_pb_contact_0_nom_0\" class=\"input\" data-required_mark=\"required\" data-field_type=\"input\" data-original_id=\"nom\" placeholder=\"Nom\" title=\"\" value=\"\" \/><\/div><div class=\"et_pb_contact_field_1 et_pb_contact_field et_pb_module et_flex_module et_flex_column_12_24 et_flex_column_12_24_tablet et_flex_column_12_24_phone\" data-id=\"email\" data-type=\"email\"><label class=\"et_pb_contact_form_label\" for=\"et_pb_contact_0_email_1\">Adresse e-mail<\/label><input type=\"text\" name=\"et_pb_contact_0_email_1\" id=\"et_pb_contact_0_email_1\" class=\"input\" data-required_mark=\"required\" data-field_type=\"email\" data-original_id=\"email\" placeholder=\"Adresse e-mail\" title=\"\" value=\"\" \/><\/div><div class=\"et_pb_contact_field_2 et_pb_contact_field et_pb_module et_flex_module et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\" data-id=\"message\" data-type=\"text\"><label class=\"et_pb_contact_form_label\" for=\"et_pb_contact_0_message_2\">Message (facultatif)<\/label><textarea name=\"et_pb_contact_0_message_2\" id=\"et_pb_contact_0_message_2\" class=\"et_pb_contact_message input\" data-required_mark=\"not_required\" data-field_type=\"text\" data-original_id=\"message\" placeholder=\"Message (facultatif)\"><\/textarea><\/div><input type=\"hidden\" name=\"et_pb_contactform_submit_2b080173-4599-477f-994c-cf46478d77ad\" value=\"et_contact_proccess\" \/><div class=\"et_contact_bottom_container\"><div class=\"et_pb_button_wrapper\"><button type=\"submit\" name=\"et_builder_submit_button\" class=\"et_pb_button et_pb_contact_submit\">Submit<\/button><\/div><\/div><input type=\"hidden\" id=\"_wpnonce-et-pb-contact-form-submitted-2b080173-4599-477f-994c-cf46478d77ad\" name=\"_wpnonce-et-pb-contact-form-submitted-2b080173-4599-477f-994c-cf46478d77ad\" value=\"b45cbca623\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/fr\/wp-json\/wp\/v2\/pages\/267597\" \/><\/form><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Retail Payment Methods Transparency IndexTarifs publi\u00e9s pour BLIK Pay Later, par prestataire4 prestataires de l&#039;index proposent BLIK Pay Later aux commer\u00e7ants \u00e9tablis en Europe, et 2 d&#039;entre eux publient un tarif.Chaque tarif figure tel que le prestataire le publie, et le nom du prestataire renvoie vers la page o\u00f9 il a \u00e9t\u00e9 lu. Un tarif [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":260831,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_yoast_wpseo_focuskw":"accepter BLIK Pay Later","_yoast_wpseo_title":"Accepter BLIK Pay Later : l'\u00e9cart de prix sur BLIK et les tarifs PSP","_yoast_wpseo_metadesc":"Comment BLIK Pay Later fonctionne pour les commer\u00e7ants, qui d\u00e9cide du cr\u00e9dit, la fen\u00eatre de 30 \u00e0 4 000 zlotys, ce que facturent dpay et PayPal et ce que co\u00fbte l'\u00e9cart.","_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_meta-robots-adv":"","_yoast_wpseo_canonical":"","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_opengraph-image":"","_yoast_wpseo_opengraph-image-id":0,"_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","_yoast_wpseo_twitter-image":"","_yoast_wpseo_twitter-image-id":0,"footnotes":""},"class_list":["post-267597","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Accepter BLIK Pay Later : l&#039;\u00e9cart de prix sur BLIK et les tarifs PSP<\/title>\n<meta name=\"description\" content=\"Comment BLIK Pay Later fonctionne pour les commer\u00e7ants, qui d\u00e9cide du cr\u00e9dit, la fen\u00eatre de 30 \u00e0 4 000 zlotys, ce que facturent dpay et PayPal et ce que co\u00fbte l&#039;\u00e9cart.\" 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