{"id":267581,"date":"2026-10-13T20:19:49","date_gmt":"2026-10-13T18:19:49","guid":{"rendered":"https:\/\/www.ecomstream.eu\/?page_id=267581"},"modified":"2026-10-13T20:19:49","modified_gmt":"2026-10-13T18:19:49","slug":"bancomat-pay","status":"publish","type":"page","link":"https:\/\/www.ecomstream.eu\/fr\/moyens-de-paiement\/bancomat-pay\/","title":{"rendered":"BANCOMAT Pay"},"content":{"rendered":"\n\n<div class=\"et_pb_section_0 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_0 et_pb_row et_block_row\">\n<div class=\"et_pb_column_0 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_0 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"hero\">\n  <div class=\"wrap\">\n    <div class=\"h1row\"><h1>Accepter BANCOMAT Pay en tant que marchand<\/h1><\/div>\n    <div class=\"body\"><p>BANCOMAT Pay est le r\u00e9seau de paiement mobile de BANCOMAT S.p.A., la soci\u00e9t\u00e9 italienne qui g\u00e8re les circuits BANCOMAT et PagoBANCOMAT. Le r\u00e9seau a \u00e9t\u00e9 lanc\u00e9 en 2019. Le num\u00e9ro de mobile du client est li\u00e9 \u00e0 son compte courant. En ligne, il saisit ce num\u00e9ro au checkout et confirme le paiement par une notification sur son smartphone ; en magasin, il scanne un code QR sur le terminal de paiement, et le montant est d\u00e9bit\u00e9 directement du compte. Pour un commer\u00e7ant, l'int\u00e9r\u00eat tient \u00e0 la tarification : BANCOMAT Pay est tarif\u00e9 comme un circuit italien, et un acqu\u00e9reur italien comme UniCredit indique dans ses fiches d'information la part du prix qui revient \u00e0 l'interchange et au circuit et celle qu'il conserve.<\/p><style>.rpti-naar{display:flex!important;align-items:center;gap:14px;margin:24px 0 0;padding:16px 18px;background:#fff;border:1px solid #e2ebd8!important;border-top:3px solid #9bcc3a!important;border-radius:10px;text-decoration:none!important;color:#222e34!important;box-shadow:0 6px 18px rgba(28,46,49,.06);max-width:640px}.rpti-naar .ic{flex:0 0 auto;width:44px;height:44px;border-radius:10px;background:#eef6e3;display:flex;align-items:center;justify-content:center}.rpti-naar .t{flex:1;display:flex;flex-direction:column;gap:3px;font-size:16px;line-height:1.35}.rpti-naar .t strong{font-weight:700}.rpti-naar .t .s{color:#56656e;font-size:14px;font-weight:400}.rpti-naar .r{flex:0 0 auto;width:40px;height:40px;border-radius:50%;background:#222e34;color:#9bcc3a;display:flex;align-items:center;justify-content:center;font-size:18px;font-weight:700;transition:transform .2s}.rpti-naar{flex-wrap:wrap;row-gap:14px}.rpti-naar .knop{flex:1 0 100%;display:flex;align-items:center;justify-content:center;gap:10px;box-sizing:border-box;min-height:48px;padding:0 22px;border-radius:8px;background:#222e34;color:#fff;font-weight:700;font-size:16px}.rpti-naar .knop::after{content:\"\\2193\";color:#9bcc3a;font-size:18px;transition:transform .2s}@media(min-width:768px){.rpti-naar{flex-wrap:nowrap}.rpti-naar .knop{flex:0 0 auto}}.rpti-naar:hover{border-color:#9bcc3a!important}.rpti-naar:hover .knop{background:#2f3e46}.rpti-naar:hover .knop::after{transform:translateY(2px)}.rpti-naar:focus-visible{outline:3px solid #9bcc3a;outline-offset:2px}<\/style><a class=\"rpti-naar\" href=\"#rpti-mt-bancomat-pay\"><span class=\"ic\"><svg width=\"22\" height=\"22\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#3a6f1c\" stroke-width=\"2\" aria-hidden=\"true\" focusable=\"false\"><rect x=\"3\" y=\"4\" width=\"18\" height=\"16\" rx=\"2\"\/><path d=\"M3 9h18M9 9v11\"\/><\/svg><\/span><span class=\"t\"><strong>Tarifs publi\u00e9s pour BANCOMAT Pay<\/strong><span class=\"s\">Par prestataire, pays et canal, plus bas sur cette page<\/span><\/span><span class=\"knop\">Voir les tarifs<\/span><\/a><script>(function(){var a=document.currentScript&&document.currentScript.previousElementSibling;if(a&&a.tagName!==\"A\"){a=a.querySelector(\"a\");}if(!a){return;}a.addEventListener(\"click\",function(e){if(e.button!==0||e.metaKey||e.ctrlKey||e.shiftKey||e.altKey){return;}var id=a.getAttribute(\"href\").slice(1),doel=document.getElementById(id);if(!doel){return;}e.preventDefault();var kop=doel.querySelector(\"h2\")||doel;function kopruimte(){var h=0;var els=document.querySelectorAll(\"#main-header,.et-l--header,header\");for(var i=0;i<els.length;i++){var s=getComputedStyle(els[i]);if(s.position===\"fixed\"||s.position===\"sticky\"){var r=els[i].getBoundingClientRect();if(r.bottom>h&&r.top<=0+1){h=r.bottom;}}}return h+16;}function eind(){return kop.getBoundingClientRect().top+window.pageYOffset-kopruimte();}function klaar(){if(!kop.hasAttribute(\"tabindex\")){kop.setAttribute(\"tabindex\",\"-1\");}try{kop.focus({preventScroll:true});}catch(x){}if(history.replaceState){history.replaceState(null,\"\",\"#\"+id);}}var stil=window.matchMedia&&window.matchMedia(\"(prefers-reduced-motion: reduce)\").matches;var y0=window.pageYOffset,afst=Math.abs(eind()-y0);if(stil||afst<10){window.scrollTo({top:eind(),left:0,behavior:\"instant\"});klaar();return;}var duur=Math.max(700,Math.min(2000,afst\/3)),t0=null,stop=false;function halt(){stop=true;}[\"wheel\",\"touchstart\",\"keydown\",\"mousedown\"].forEach(function(n){window.addEventListener(n,halt,{passive:true,once:true});});function ease(t){return t<.5?4*t*t*t:1-Math.pow(-2*t+2,3)\/2;}function stap(ts){if(stop){return;}if(t0===null){t0=ts;}var p=Math.min(1,(ts-t0)\/duur);window.scrollTo({top:y0+(eind()-y0)*ease(p),left:0,behavior:\"instant\"});if(p<1){requestAnimationFrame(stap);}else{klaar();}}requestAnimationFrame(stap);});})();<\/script><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_1 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_1 et_pb_row et_block_row\">\n<div class=\"et_pb_column_1 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_1 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec\">\n  <div class=\"wrap\">\n    <h2>Comment accepter BANCOMAT Pay en tant que marchand<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>BANCOMAT S.p.A. ne contracte pas elle-m\u00eame avec les commer\u00e7ants. Sa page professionnelle invite le commer\u00e7ant en ligne \u00e0 contacter sa banque pour int\u00e9grer BANCOMAT Pay ; l'acceptation passe donc par une banque acqu\u00e9reuse ou un PSP. En ligne, il s'agit d'une redirection ou d'un champ pour le num\u00e9ro de t\u00e9l\u00e9phone au checkout. En magasin, le personnel s\u00e9lectionne BANCOMAT Pay dans le menu du terminal, qui affiche un code QR dynamique que le client scanne.<\/p><p>Il n'existe donc pas de prix direct auquel se comparer. Vous payez le tarif de la banque ou du PSP qui propose le moyen de paiement, et les tarifs publi\u00e9s sont tr\u00e8s \u00e9loign\u00e9s les uns des autres, comme le montre la partie tarifaire ci-dessous.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_2 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_2 et_pb_row et_block_row\">\n<div class=\"et_pb_column_2 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_2 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec paper\">\n  <div class=\"wrap\">\n    <p class=\"eyebrow\">Rail<\/p>\n    <h2>BANCOMAT Pay est un r\u00e9seau domestique qui d\u00e9bite le compte courant<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>Un paiement BANCOMAT Pay est pr\u00e9lev\u00e9 directement sur le compte courant du client, sans solde aliment\u00e9 \u00e0 l'avance et sans saisie de num\u00e9ro de carte. Le client l'autorise dans l'application BANCOMAT ou dans l'application d'une banque participante. Le guide e-commerce d'Intesa Sanpaolo indique que les encaissements BANCOMAT Pay sont mis imm\u00e9diatement \u00e0 la disposition du commer\u00e7ant.<\/p><p>Comme il s'agit d'un r\u00e9seau, BANCOMAT Pay porte une commission d'interchange, que les acqu\u00e9reurs italiens appellent MIF, et des frais de r\u00e9seau, tous deux compris dans le prix de l'acqu\u00e9reur. La documentation des PSP indique que les remboursements, les remboursements partiels et les litiges sont pris en charge, avec un d\u00e9lai de remboursement de 12 mois chez PPRO et de 365 jours chez Antom.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_3 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_3 et_pb_row et_block_row\">\n<div class=\"et_pb_column_3 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_3 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec\">\n  <div class=\"wrap\">\n    <h2>O\u00f9 BANCOMAT Pay est utilis\u00e9, et o\u00f9 il est vendu<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>C\u00f4t\u00e9 client, il s'agit de l'Italie. PPRO et Antom citent tous deux l'Italie comme seul pays du client et l'euro comme seule devise. BANCOMAT cite l'Espagne, le Portugal, Andorre et la Gr\u00e8ce uniquement pour envoyer de l'argent \u00e0 des proches, pas pour payer un commer\u00e7ant. Le service est d\u00e9j\u00e0 actif dans les applications bancaires d'Intesa Sanpaolo, d'Intesa Sanpaolo Private Banking, d'isybank et d'UniCredit ; les autres clients l'activent dans l'application BANCOMAT.<\/p><p>C\u00f4t\u00e9 commer\u00e7ant, la port\u00e9e est plus large. Dans l'index, Mollie propose BANCOMAT Pay aux commer\u00e7ants \u00e9tablis dans 24 pays europ\u00e9ens, Antom aux entit\u00e9s marchandes situ\u00e9es dans l'EEE, au Royaume-Uni, aux \u00c9tats-Unis, \u00e0 Singapour et \u00e0 Hong Kong. Un commer\u00e7ant hors d'Italie peut donc l'accepter, et le volume d\u00e9pend de la part de clients italiens dans votre checkout.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_4 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_4 et_pb_row et_block_row\">\n<div class=\"et_pb_column_4 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_4 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec paper\">\n  <div class=\"wrap\">\n    <p class=\"eyebrow\">Tarif<\/p>\n    <h2>BANCOMAT Pay n'a pas de prix catalogue, seulement celui de votre prestataire<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>BANCOMAT S.p.A. ne publie pas de tarif marchand pour BANCOMAT Pay. Les prestataires de l'index le font. Mollie publie 1,50 % plus 0,25 euro. Viva.com publie en Italie 0,40 % plus 0,50 euro pour les paiements de 5 euros ou plus, avec un abonnement mensuel e-commerce. Pay. publie 1,95 % plus 0,10 euro dans son offre Professional. UniCredit publie 1,75 % pour les paiements en ligne, et la fiche d'information de Numia indique 6 % plus 1 euro, avec une commission minimale mensuelle de 200 euros pour le circuit national.<\/p><p>Sur une commande de 30 euros, cela repr\u00e9sente 0,70 euro chez Mollie, 0,62 euro chez Viva.com, 0,69 euro chez Pay. et 0,53 euro chez UniCredit, avant les frais d'abonnement et les 0,10 euro par transaction que la fiche d'UniCredit indique aussi. Au tarif imprim\u00e9 de Numia, la m\u00eame commande co\u00fbte 2,80 euros.<\/p><p>Ce sont des tarifs catalogue publi\u00e9s, et la comparaison est une illustration ; ce que vous payez r\u00e9ellement est fix\u00e9 par le tarif propos\u00e9. La comparaison montre que ce n'est pas le moyen de paiement qui fixe le prix, mais le prestataire : la m\u00eame commande de 30 euros co\u00fbte entre 0,53 et 2,80 euros selon le tarif qui s'applique.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_5 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_5 et_pb_row et_block_row\">\n<div class=\"et_pb_column_5 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_5 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec\">\n  <div class=\"wrap\">\n    <p class=\"eyebrow\">Marge<\/p>\n    <h2>La fiche d'information montre quelle part du prix se n\u00e9gocie<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>La fiche d'information d'UniCredit pour l'acquisition e-commerce ne se limite pas \u00e0 1,75 %. Elle pr\u00e9cise que ce prix comprend 0,20 % d'interchange et 0,05 % de frais de r\u00e9seau. Pour les paiements en magasin, la fiche correspondante d'UniCredit indique de la m\u00eame fa\u00e7on 0,10 % d'interchange et 0,08 % de frais de r\u00e9seau. Tout ce qui d\u00e9passe ces deux composantes est la marge propre de l'acqu\u00e9reur.<\/p><p>Sur 1 million d'euros de volume BANCOMAT Pay en ligne \u00e0 1,75 %, le prix est de 17 500 euros par an. L'interchange en repr\u00e9sente 2 000 euros et les frais de r\u00e9seau 500 euros. Les 15 000 euros restants reviennent \u00e0 UniCredit, et c'est la seule part qu'une n\u00e9gociation peut faire bouger. L'exemple est une illustration ; ce que vous payez r\u00e9ellement est fix\u00e9 par le tarif propos\u00e9. Demandez la m\u00eame ventilation par \u00e9crit \u00e0 votre acqu\u00e9reur, et n\u00e9gociez la marge, pas le total.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_6 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_6 et_pb_row et_block_row\">\n<div class=\"et_pb_column_6 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_6 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec dark\">\n  <div class=\"wrap\">\n    <p class=\"eyebrow\">Contrat<\/p>\n    <h2>Un IBAN par num\u00e9ro de TVA d\u00e9termine votre rapprochement<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>Les guides marchands d'Intesa Sanpaolo indiquent que BANCOMAT Pay ne peut \u00eatre li\u00e9 qu'\u00e0 un seul IBAN par num\u00e9ro de TVA, et que la commission est pr\u00e9lev\u00e9e sur le compte m\u00eame o\u00f9 arrivent les encaissements. Plusieurs boutiques en ligne ou groupes de magasins sous un m\u00eame num\u00e9ro de TVA aboutissent donc sur un seul compte, frais et encaissements m\u00eal\u00e9s dans le m\u00eame flux.<\/p><p>C'est un point op\u00e9rationnel qui co\u00fbte du temps au service financier. Demandez par \u00e9crit \u00e0 votre acqu\u00e9reur si la m\u00eame r\u00e8gle s'applique sur sa voie, si les frais sont compens\u00e9s ou pr\u00e9lev\u00e9s \u00e0 part, et quelle r\u00e9f\u00e9rence du rapport de r\u00e8glement identifie la boutique ou le point de vente. Sans cette r\u00e9f\u00e9rence, le rapprochement de BANCOMAT Pay par magasin se fait \u00e0 la main.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_7 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_7 et_pb_row et_block_row\">\n<div class=\"et_pb_column_7 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_7 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec\">\n  <div class=\"wrap\">\n    <h2>BANCOMAT Pay couvre les paiements uniques, dans les limites fix\u00e9es par la banque du client<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>PPRO et Antom indiquent tous deux que les paiements r\u00e9currents ne sont pas pris en charge, et Antom ajoute que les paiements tokenis\u00e9s ne le sont pas non plus. Sur ces voies, BANCOMAT Pay ne porte donc ni abonnement ni donn\u00e9es de paiement enregistr\u00e9es. Selon PPRO, le montant maximal varie selon la banque, si bien qu'un panier \u00e9lev\u00e9 peut \u00e9chouer sur la limite de la banque du client, et non sur l'une de vos r\u00e8gles de risque.<\/p><p>Ces deux points justifient de garder une carte ou un autre moyen de paiement \u00e0 c\u00f4t\u00e9 au checkout. Pour un abonnement, ne proposez BANCOMAT Pay pour le premier paiement que si un second moyen prend le relais des renouvellements.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_8 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_8 et_pb_row et_block_row\">\n<div class=\"et_pb_column_8 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_8 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec paper\">\n  <div class=\"wrap\">\n    <h2>Quels prestataires de paiement prennent en charge BANCOMAT Pay<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>Dans l'index, Antom (Ant International), Axerve, Mollie, Numia, Pay., UniCredit et Viva.com proposent BANCOMAT Pay aux commer\u00e7ants. Les commer\u00e7ants italiens peuvent aussi l'activer par le service d'acquisition de leur propre banque.<\/p><p>Les questions sont les m\u00eames pour chaque prestataire : le tarif et sa ventilation entre interchange, frais de r\u00e9seau et marge, une \u00e9ventuelle commission minimale ou un abonnement, la comptabilisation du r\u00e8glement et des frais par magasin, et le d\u00e9lai de remboursement sur cette voie.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<style>.rpti-mt .rpti-mt-keuze{display:flex;flex-wrap:wrap;gap:18px 28px;align-items:flex-end;margin:28px 0 6px;padding:18px 20px;background:#f4f8ef;border:1px solid #e2ebd8;border-radius:12px}.rpti-mt .rpti-mt-keuze[hidden]{display:none}.rpti-mt .rpti-mt-veld{margin:0;border:0;padding:0;min-width:0}.rpti-mt .rpti-mt-veld>label,.rpti-mt .rpti-mt-veld>.rpti-mt-lbl{display:block;font-weight:700;font-size:14.5px;line-height:20px;height:20px;color:#222e34;margin:0 0 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et_section_regular es-page-sec rpti-mt-sec\"><div class=\"et_pb_row\"><div class=\"et_pb_column et_pb_column_4_4 et-last-child\"><div class=\"es-page\"><section class=\"sec rpti-mt\" id=\"rpti-mt-bancomat-pay\" data-start=\"IT\" data-kanaal=\"online\" data-telling=\"%1$d prestataires, %2$d avec un tarif publi\u00e9\" data-telling1=\"1 prestataire, %2$d avec un tarif publi\u00e9\" data-meer=\"Afficher les %d prestataires\" data-eutag=\"Toute l&#039;UE\" data-leeg=\"Aucun prestataire de l&#039;index ne propose BANCOMAT Pay aux commer\u00e7ants de ce pays sur ce canal.\" data-kort=\"Afficher le tarif complet\" data-minder=\"Afficher moins\"><div class=\"wrap\"><p class=\"eyebrow\">Retail Payment Methods Transparency Index<\/p><h2>Tarifs publi\u00e9s pour BANCOMAT Pay, par prestataire<\/h2><div class=\"rule\"><\/div><div class=\"body\"><p>7 prestataires de l&#039;index proposent BANCOMAT Pay aux commer\u00e7ants \u00e9tablis en Europe, et 6 d&#039;entre eux publient un tarif.<\/p><p>Chaque tarif figure tel que le prestataire le publie, et le nom du prestataire renvoie vers la page o\u00f9 il a \u00e9t\u00e9 lu. Un tarif publi\u00e9 est un tarif catalogue : ce qu&#039;un commer\u00e7ant paie r\u00e9ellement figure dans le tarif propos\u00e9 et le contrat.<\/p><\/div><div class=\"rpti-mt-keuze\" hidden><p class=\"rpti-mt-hint\" id=\"rpti-mt-bancomat-pay-hint\">Le pays o\u00f9 votre entreprise est \u00e9tablie et depuis lequel vous vendez. Les acheteurs paient avec BANCOMAT Pay dans : Italie.<\/p><div class=\"rpti-mt-veld\"><label for=\"rpti-mt-bancomat-pay-land\">Vente depuis<\/label><select id=\"rpti-mt-bancomat-pay-land\" aria-describedby=\"rpti-mt-bancomat-pay-hint\"><option value=\"DE\" data-ph=\"Commer\u00e7ants en Allemagne\">Allemagne<\/option><option value=\"AT\" data-ph=\"Commer\u00e7ants en Autriche\">Autriche<\/option><option value=\"BE\" data-ph=\"Commer\u00e7ants en Belgique\">Belgique<\/option><option value=\"BG\" data-ph=\"Commer\u00e7ants en Bulgarie\">Bulgarie<\/option><option value=\"HR\" data-ph=\"Commer\u00e7ants en Croatie\">Croatie<\/option><option value=\"DK\" data-ph=\"Commer\u00e7ants au Danemark\">Danemark<\/option><option value=\"ES\" data-ph=\"Commer\u00e7ants en Espagne\">Espagne<\/option><option value=\"EE\" data-ph=\"Commer\u00e7ants en Estonie\">Estonie<\/option><option value=\"FI\" data-ph=\"Commer\u00e7ants en Finlande\">Finlande<\/option><option value=\"FR\" data-ph=\"Commer\u00e7ants en France\">France<\/option><option value=\"GR\" data-ph=\"Commer\u00e7ants en Gr\u00e8ce\">Gr\u00e8ce<\/option><option value=\"HU\" data-ph=\"Commer\u00e7ants en Hongrie\">Hongrie<\/option><option value=\"IE\" data-ph=\"Commer\u00e7ants en Irlande\">Irlande<\/option><option value=\"IT\" data-ph=\"Commer\u00e7ants en Italie\" selected>Italie<\/option><option value=\"LV\" data-ph=\"Commer\u00e7ants en Lettonie\">Lettonie<\/option><option value=\"LT\" data-ph=\"Commer\u00e7ants en Lituanie\">Lituanie<\/option><option value=\"LU\" data-ph=\"Commer\u00e7ants au Luxembourg\">Luxembourg<\/option><option value=\"NO\" data-ph=\"Commer\u00e7ants en Norv\u00e8ge\">Norv\u00e8ge<\/option><option value=\"NL\" data-ph=\"Commer\u00e7ants aux Pays-Bas\">Pays-Bas<\/option><option value=\"PL\" data-ph=\"Commer\u00e7ants en Pologne\">Pologne<\/option><option value=\"PT\" data-ph=\"Commer\u00e7ants au Portugal\">Portugal<\/option><option value=\"RO\" data-ph=\"Commer\u00e7ants en Roumanie\">Roumanie<\/option><option value=\"GB\" data-ph=\"Commer\u00e7ants au Royaume-Uni\">Royaume-Uni<\/option><option value=\"SK\" data-ph=\"Commer\u00e7ants en Slovaquie\">Slovaquie<\/option><option value=\"SI\" data-ph=\"Commer\u00e7ants en Slov\u00e9nie\">Slov\u00e9nie<\/option><option value=\"SE\" data-ph=\"Commer\u00e7ants en Su\u00e8de\">Su\u00e8de<\/option><option value=\"CH\" data-ph=\"Commer\u00e7ants en Suisse\">Suisse<\/option><option value=\"CZ\" data-ph=\"Commer\u00e7ants en Tch\u00e9quie\">Tch\u00e9quie<\/option><\/select><\/div><div class=\"rpti-mt-veld\"><span class=\"rpti-mt-lbl\" id=\"rpti-mt-bancomat-pay-chl\">Canal<\/span><div class=\"rpti-mt-kanaal\" role=\"radiogroup\" aria-labelledby=\"rpti-mt-bancomat-pay-chl\"><label class=\"rpti-mt-optie\"><input type=\"radio\" name=\"rpti-mt-bancomat-pay-ch\" value=\"online\" checked> <span>En ligne<\/span><\/label><label class=\"rpti-mt-optie\"><input type=\"radio\" name=\"rpti-mt-bancomat-pay-ch\" value=\"pos\"> <span>En magasin<\/span><\/label><\/div><\/div><label class=\"rpti-mt-alleen\"><input type=\"checkbox\"> <span>Uniquement les prestataires qui publient un tarif<\/span><\/label><\/div><p class=\"rpti-mt-telling\" aria-live=\"polite\"><\/p><p class=\"rpti-mt-eunoot\" hidden>Y compris les tarifs publi\u00e9s pour les commer\u00e7ants partout dans l&#039;UE, marqu\u00e9s Toute l&#039;UE.<\/p><div class=\"rpti-mt-lijst\"><table class=\"reftable rpti-mt-tabel\"><thead><tr><th scope=\"col\">Prestataire<\/th><th scope=\"col\">Par transaction<\/th><th scope=\"col\">Canal<\/th><\/tr><\/thead><tbody><tr data-c=\"IT\" data-ch=\"online\" data-pr=\"0\" data-p=\"Antom (Ant International)\" class=\"rpti-mt-geen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.antom.com\/payment-methods\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 22 septembre 2026\">Antom (Ant International)<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Italie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Aucun tarif publi\u00e9<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"IT\" data-ch=\"online\" data-pr=\"1\" data-p=\"Axerve\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/api.centrico.tech\/Trasparenza\/863_00_BSE\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 12 octobre 2026\">Axerve<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Italie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Standard: 1.50% + \u20ac4; IRF+: 0.63% + interchange fee; IRF++: 0.62% + interchange fee + scheme fees; transaction processing request fee \u20ac0.50 + VAT per request; activation \u20ac150 one-off per virtual point of sale; stamp duty \u20ac16 one-off<\/span><span class=\"rpti-mt-model\">Frais de traitement + Pourcentage plus montant fixe, par paliers<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"AT\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/at\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 24 septembre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Autriche<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">1.50% + \u20ac0.25<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"BE\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/be\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 25 septembre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Belgique<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">1.50% + \u20ac0.25<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"BG\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/bg\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Bulgarie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">1.50% + \u20ac0.25<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"CH\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 12 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Suisse<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Desktop table: 1.50% + \u20ac0.25; mobile table: 1.50% + \u00a30.25<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"CZ\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/cz\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 12 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Tch\u00e9quie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Desktop table (CZK): 1.50% + CZK 6.40. Mobile table (EUR): 1.50% + \u20ac0.25<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"DE\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/de\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 24 septembre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Allemagne<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">1.50% + \u20ac0.25<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"DK\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/dk\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 12 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants au Danemark<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Desktop table (DKK): 1.50% + DKK 1.85. Mobile table (EUR): 1.50% + \u20ac0.25<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"ES\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/es\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Espagne<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">1.50% + \u20ac0.25<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"FI\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/fi\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Finlande<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">1.50% + \u20ac0.25<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"FR\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/fr\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 24 septembre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en France<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">1.50% + \u20ac0.25<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"GB\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/gb\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 24 septembre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants au Royaume-Uni<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">1.50% + \u00a30.25<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"HR\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/hr\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Croatie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">1.50% + \u20ac0.25<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"HU\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/hu\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 12 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Hongrie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Desktop table (HUF): 1.50% + HUF 99. Mobile table (EUR): 1.50% + \u20ac0.25<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"IT\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/it\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 7 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Italie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">1.50% + \u20ac0.25<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"LT\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/lt\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Lituanie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">1.50% + \u20ac0.25<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"LV\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/lv\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Lettonie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">1.50% + \u20ac0.25<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"NL\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/nl\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants aux Pays-Bas<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">1.50% + \u20ac0.25<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"NO\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/no\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 12 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Norv\u00e8ge<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Desktop table (NOK): 1.50% + NOK 2.80. Mobile table (EUR): 1.50% + \u20ac0.25<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"PL\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/pl\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 5 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Pologne<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">PLN price list: 1.50% + PLN 1.15; EUR price list: 1.50% + \u20ac0.25<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"PT\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/pt\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants au Portugal<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">1.50% + \u20ac0.25<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"RO\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/ro\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Roumanie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">1.50% + \u20ac0.25<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"SE\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/se\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 12 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Su\u00e8de<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Desktop table (SEK): 1.50% + SEK 2.80. Mobile table (EUR): 1.50% + \u20ac0.25<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"SI\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/si\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 6 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Slov\u00e9nie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">1.50% + \u20ac0.25<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"SK\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/sk\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Slovaquie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">1.50% + \u20ac0.25<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"IT\" data-ch=\"online\" data-pr=\"1\" data-p=\"Numia\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.numia.com\/Trasparenza\/Convenzionamenti%20diretti%20Numia\/POS\/Fogli%20informativi\/FI-Servizio%20Acquisizione%20Pagamenti%20con%20Carta_n.1_07.03.2026_diretti.pdf\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 6 octobre 2026\">Numia<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Italie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">BANCOMAT Pay: 6% + \u20ac1 (Standard, Interchange+ and Interchange++ tables); card-not-present surcharge: 3%; monthly minimum commission (national circuit, including BANCOMAT Pay): \u20ac200<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe, plus abonnement<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"IT\" data-ch=\"pos\" data-pr=\"1\" data-p=\"Numia\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.numia.com\/Trasparenza\/Convenzionamenti%20diretti%20Numia\/POS\/Fogli%20informativi\/FI-Servizio%20Acquisizione%20Pagamenti%20con%20Carta_n.1_07.03.2026_diretti.pdf\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 6 octobre 2026\">Numia<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Italie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">BANCOMAT Pay: 6% + \u20ac1 (Standard, Interchange+ and Interchange++ tables); monthly minimum commission (national circuit, including BANCOMAT Pay): \u20ac200<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe, plus abonnement<\/span><\/td><td class=\"rpti-mt-ch\">En magasin<\/td><\/tr><tr data-c=\"EU\" data-ch=\"online\" data-pr=\"1\" data-p=\"Pay.\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.pay.nl\/en\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 8 octobre 2026\">Pay.<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants partout dans l&#039;UE<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Professional: \u20ac0.10 + 1.95%; Business: \u20ac0.10 + 1.75%; Pioneer (no monthly fee): Professional rate + \u20ac0.05 per transaction + 0.25% of turnover; Professional plan: \u20ac35 per month; Business plan: \u20ac89 per month<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe, plus abonnement, par paliers<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"NO\" data-ch=\"online\" data-pr=\"1\" data-p=\"Pay.\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.pay.nl\/en\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 8 octobre 2026\">Pay.<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Norv\u00e8ge<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Professional: \u20ac0.10 + 1.95%; Business: \u20ac0.10 + 1.75%; Pioneer (no monthly fee): Professional rate + \u20ac0.05 per transaction + 0.25% of turnover; Professional plan: \u20ac35 per month; Business plan: \u20ac89 per month<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe, plus abonnement, par paliers<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"IT\" data-ch=\"online\" data-pr=\"1\" data-p=\"UniCredit\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/trasparenza.unicredit.it\/pdfprod\/GP68_SERVIZIO+ACQUIRING+UNICREDIT+PER+IL+COMMERCIO+ELETTRONICO+%28Maestro%2C+MasterCard%2C+Visa+Electron%2C+Visa%2C+V-PAY%29.pdf\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">UniCredit<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Italie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Up to \u20ac14.99: 1.75% (MIF 0.20%, Scheme 0.05%); \u20ac15 to \u20ac24.49: 1.75% (MIF 0.20%, Scheme 0.05%); above \u20ac24.50: 1.75% (MIF 0.20%, Scheme 0.05%); reduced MIF 0.10% on transactions below \u20ac5.00; MIF++ option: variable mark-up 3.00% or fixed mark-up \u20ac1.80; \u20ac0.10 per collection transaction; reversal \u20ac1.00; pharmacies, parapharmacies and health corners only: \u20ac180.00 per month per virtual point of sale<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"IT\" data-ch=\"pos\" data-pr=\"1\" data-p=\"UniCredit\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/trasparenza.unicredit.it\/pdfprod\/GP70_SERVIZIO+P-O-S-+E+ACQUIRING+PAGOBANCOMAT.pdf\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 12 octobre 2026\">UniCredit<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Italie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Up to \u20ac14.99: 1.75%; \u20ac15 to \u20ac24.49: 1.75%; above \u20ac24.50: 1.75% (each of which MIF 0.10%, scheme 0.08%); or MIF++ with variable mark-up 3.00%; or MIF++ with fixed mark-up \u20ac1.80<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En magasin<\/td><\/tr><tr data-c=\"IT\" data-ch=\"online\" data-pr=\"1\" data-p=\"Viva.com\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.viva.com\/it-it\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 12 octobre 2026\">Viva.com<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Italie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">0.30% for transactions below \u20ac5; 0.40% for transactions of \u20ac5 or more; + \u20ac0.50; Ecommerce monthly plans: Zero 0 (minimum monthly charge \u20ac4.99), Default \u20ac4.99, Standard \u20ac12.99, Premium \u20ac19.99<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe, plus abonnement<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><\/tbody><\/table><\/div><p class=\"rpti-mt-leeg\" hidden><\/p><p class=\"rpti-mt-meerp\" hidden><button type=\"button\" class=\"rpti-mt-meer\"><\/button><\/p><div class=\"rpti-mt-link\"><a class=\"ix\" href=\"https:\/\/www.ecomstream.eu\/fr\/indice-transparence-moyens-de-paiement\/?m=bancomat-pay\"><span class=\"ic\"><svg width=\"22\" height=\"22\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#9bcc3a\" stroke-width=\"2\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3 5h18l-7 8v6l-4-2v-4z\"\/><\/svg><\/span><span class=\"t\"><strong>Choisissez dans l&#039;index vos propres pays et votre canal pour BANCOMAT Pay<\/strong><span class=\"s\">Ouvrir le Retail Payment Methods Transparency Index<\/span><\/span><span class=\"r\" aria-hidden=\"true\">&#8594;<\/span><\/a><\/div><p class=\"small\">Source : EcomStream, Retail Payment Methods Transparency Index, ecomstream.eu\/payment-methods-transparency-index. Lu \u00e0 la source entre le 22 septembre 2026 et le 12 octobre 2026. Un prestataire qui estime qu&#039;une ligne est erron\u00e9e peut \u00e9crire \u00e0 <a href=\"mailto:index@ecomstream.nl\">index@ecomstream.nl<\/a>. Chaque correction signal\u00e9e est v\u00e9rifi\u00e9e \u00e0 la source.<\/p><\/div><\/section><\/div><\/div><\/div><\/div><div class=\"et_pb_section_9 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_9 et_pb_row et_block_row\">\n<div class=\"et_pb_column_9 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_9 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec\">\n  <div class=\"wrap\">\n    <h2>Examiner ce que BANCOMAT Pay vous co\u00fbte<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>Ce que vous payez pour BANCOMAT Pay est fix\u00e9 dans votre contrat avec votre acqu\u00e9reur ou votre PSP, et non par le r\u00e9seau. Commencez par \u00e9tablir si vous <a href=\"https:\/\/www.ecomstream.eu\/fr\/are-you-overpaying-your-psp\/\">payez trop \u00e0 votre PSP<\/a>, et demandez la ventilation entre interchange et frais de r\u00e9seau avant de renouveler lorsque BANCOMAT Pay repr\u00e9sente une part significative de votre volume italien.<\/p><p>March\u00e9s concern\u00e9s : Italie<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_10 et_pb_section et_section_regular et_block_section popup single\" id=\"my-popup7\"><div class=\"et_pb_row_10 et_pb_row et_block_row\"><div class=\"et_pb_column_10 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_contact_form_0 et_pb_contact_form_container clearfix et_pb_recaptcha_enabled et_pb_module et_flex_module\" data-form_unique_num=\"0\" data-form_unique_id=\"2b080173-4599-477f-994c-cf46478d77ad\" id=\"et_pb_contact_form_2b080173-4599-477f-994c-cf46478d77ad\"><h2 class=\"et_pb_contact_main_title\">Vous vendez \u00e0 des clients en Italie ? V\u00e9rifions ce que BANCOMAT Pay vous co\u00fbte au-del\u00e0 de l'interchange.<\/h2><div class=\"et-pb-contact-message\"><\/div><div class=\"et_pb_contact\"><form class=\"et_pb_contact_form et_flex_module\" method=\"post\" action=\"https:\/\/www.ecomstream.eu\/fr\/wp-json\/wp\/v2\/pages\/267581\"><div class=\"et_pb_contact_field_0 et_pb_contact_field et_pb_module et_flex_module et_flex_column_12_24 et_flex_column_12_24_tablet et_flex_column_12_24_phone\" data-id=\"nom\" data-type=\"input\"><label class=\"et_pb_contact_form_label\" for=\"et_pb_contact_0_nom_0\">Nom<\/label><input type=\"text\" name=\"et_pb_contact_0_nom_0\" id=\"et_pb_contact_0_nom_0\" class=\"input\" data-required_mark=\"required\" data-field_type=\"input\" data-original_id=\"nom\" placeholder=\"Nom\" title=\"\" value=\"\" \/><\/div><div class=\"et_pb_contact_field_1 et_pb_contact_field et_pb_module et_flex_module et_flex_column_12_24 et_flex_column_12_24_tablet et_flex_column_12_24_phone\" data-id=\"email\" data-type=\"email\"><label class=\"et_pb_contact_form_label\" for=\"et_pb_contact_0_email_1\">Adresse e-mail<\/label><input type=\"text\" name=\"et_pb_contact_0_email_1\" id=\"et_pb_contact_0_email_1\" class=\"input\" data-required_mark=\"required\" data-field_type=\"email\" data-original_id=\"email\" placeholder=\"Adresse e-mail\" title=\"\" value=\"\" \/><\/div><div class=\"et_pb_contact_field_2 et_pb_contact_field et_pb_module et_flex_module et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\" data-id=\"message\" data-type=\"text\"><label class=\"et_pb_contact_form_label\" for=\"et_pb_contact_0_message_2\">Message (facultatif)<\/label><textarea name=\"et_pb_contact_0_message_2\" id=\"et_pb_contact_0_message_2\" class=\"et_pb_contact_message input\" data-required_mark=\"not_required\" data-field_type=\"text\" data-original_id=\"message\" placeholder=\"Message (facultatif)\"><\/textarea><\/div><input type=\"hidden\" name=\"et_pb_contactform_submit_2b080173-4599-477f-994c-cf46478d77ad\" value=\"et_contact_proccess\" \/><div class=\"et_contact_bottom_container\"><div class=\"et_pb_button_wrapper\"><button type=\"submit\" name=\"et_builder_submit_button\" class=\"et_pb_button et_pb_contact_submit\">Submit<\/button><\/div><\/div><input type=\"hidden\" id=\"_wpnonce-et-pb-contact-form-submitted-2b080173-4599-477f-994c-cf46478d77ad\" name=\"_wpnonce-et-pb-contact-form-submitted-2b080173-4599-477f-994c-cf46478d77ad\" value=\"a08cea423c\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/fr\/wp-json\/wp\/v2\/pages\/267581\" \/><\/form><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Retail Payment Methods Transparency IndexTarifs publi\u00e9s pour BANCOMAT Pay, par prestataire7 prestataires de l&#039;index proposent BANCOMAT Pay aux commer\u00e7ants \u00e9tablis en Europe, et 6 d&#039;entre eux publient un tarif.Chaque tarif figure tel que le prestataire le publie, et le nom du prestataire renvoie vers la page o\u00f9 il a \u00e9t\u00e9 lu. Un tarif publi\u00e9 est [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":260831,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_yoast_wpseo_focuskw":"accepter BANCOMAT Pay","_yoast_wpseo_title":"Accepter BANCOMAT Pay : tarifs PSP et marge n\u00e9gociable","_yoast_wpseo_metadesc":"Comment BANCOMAT Pay fonctionne pour les commer\u00e7ants, ce que publient Mollie, Viva.com, UniCredit et Numia, la part d'interchange dans le prix et l'enjeu d'un IBAN par num\u00e9ro de 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