{"id":267573,"date":"2026-10-13T20:19:43","date_gmt":"2026-10-13T18:19:43","guid":{"rendered":"https:\/\/www.ecomstream.eu\/?page_id=267573"},"modified":"2026-10-13T20:19:43","modified_gmt":"2026-10-13T18:19:43","slug":"alma","status":"publish","type":"page","link":"https:\/\/www.ecomstream.eu\/fr\/moyens-de-paiement\/alma\/","title":{"rendered":"Alma"},"content":{"rendered":"\n\n<div class=\"et_pb_section_0 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_0 et_pb_row et_block_row\">\n<div class=\"et_pb_column_0 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_0 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"hero\">\n  <div class=\"wrap\">\n    <div class=\"h1row\"><h1>Accepter Alma en tant que marchand<\/h1><\/div>\n    <div class=\"body\"><p>Alma est un prestataire fran\u00e7ais de paiement fractionn\u00e9 et diff\u00e9r\u00e9. Alma SAS, \u00e9tablie \u00e0 Neuilly-sur-Seine, est agr\u00e9\u00e9e en France par l'ACPR \u00e0 la fois comme \u00e9tablissement de paiement et comme soci\u00e9t\u00e9 de financement. Le client paie en 2, 3 ou 4 fois, ou plus tard, et Alma verse au commer\u00e7ant la totalit\u00e9 du montant, que le client honore ses \u00e9ch\u00e9ances ou non. Alma propose ses produits en France, en Allemagne, en Belgique, en Espagne, en Italie, au Luxembourg, aux Pays-Bas et au Portugal, et indique compter 26 000 commer\u00e7ants. Pour un commer\u00e7ant, l'essentiel est qu'Alma n'a pas de prix unique. Chaque \u00e9ch\u00e9ancier a son propre tarif, et c'est le client qui choisit l'\u00e9ch\u00e9ancier.<\/p><style>.rpti-naar{display:flex!important;align-items:center;gap:14px;margin:24px 0 0;padding:16px 18px;background:#fff;border:1px solid #e2ebd8!important;border-top:3px solid #9bcc3a!important;border-radius:10px;text-decoration:none!important;color:#222e34!important;box-shadow:0 6px 18px rgba(28,46,49,.06);max-width:640px}.rpti-naar .ic{flex:0 0 auto;width:44px;height:44px;border-radius:10px;background:#eef6e3;display:flex;align-items:center;justify-content:center}.rpti-naar .t{flex:1;display:flex;flex-direction:column;gap:3px;font-size:16px;line-height:1.35}.rpti-naar .t strong{font-weight:700}.rpti-naar .t .s{color:#56656e;font-size:14px;font-weight:400}.rpti-naar .r{flex:0 0 auto;width:40px;height:40px;border-radius:50%;background:#222e34;color:#9bcc3a;display:flex;align-items:center;justify-content:center;font-size:18px;font-weight:700;transition:transform .2s}.rpti-naar{flex-wrap:wrap;row-gap:14px}.rpti-naar .knop{flex:1 0 100%;display:flex;align-items:center;justify-content:center;gap:10px;box-sizing:border-box;min-height:48px;padding:0 22px;border-radius:8px;background:#222e34;color:#fff;font-weight:700;font-size:16px}.rpti-naar .knop::after{content:\"\\2193\";color:#9bcc3a;font-size:18px;transition:transform .2s}@media(min-width:768px){.rpti-naar{flex-wrap:nowrap}.rpti-naar .knop{flex:0 0 auto}}.rpti-naar:hover{border-color:#9bcc3a!important}.rpti-naar:hover .knop{background:#2f3e46}.rpti-naar:hover .knop::after{transform:translateY(2px)}.rpti-naar:focus-visible{outline:3px solid #9bcc3a;outline-offset:2px}<\/style><a class=\"rpti-naar\" href=\"#rpti-mt-alma\"><span class=\"ic\"><svg width=\"22\" height=\"22\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#3a6f1c\" stroke-width=\"2\" aria-hidden=\"true\" focusable=\"false\"><rect x=\"3\" y=\"4\" width=\"18\" height=\"16\" rx=\"2\"\/><path d=\"M3 9h18M9 9v11\"\/><\/svg><\/span><span class=\"t\"><strong>Tarifs publi\u00e9s pour Alma<\/strong><span class=\"s\">Par prestataire, pays et canal, plus bas sur cette page<\/span><\/span><span class=\"knop\">Voir les tarifs<\/span><\/a><script>(function(){var a=document.currentScript&&document.currentScript.previousElementSibling;if(a&&a.tagName!==\"A\"){a=a.querySelector(\"a\");}if(!a){return;}a.addEventListener(\"click\",function(e){if(e.button!==0||e.metaKey||e.ctrlKey||e.shiftKey||e.altKey){return;}var id=a.getAttribute(\"href\").slice(1),doel=document.getElementById(id);if(!doel){return;}e.preventDefault();var kop=doel.querySelector(\"h2\")||doel;function kopruimte(){var h=0;var els=document.querySelectorAll(\"#main-header,.et-l--header,header\");for(var i=0;i<els.length;i++){var s=getComputedStyle(els[i]);if(s.position===\"fixed\"||s.position===\"sticky\"){var r=els[i].getBoundingClientRect();if(r.bottom>h&&r.top<=0+1){h=r.bottom;}}}return h+16;}function eind(){return kop.getBoundingClientRect().top+window.pageYOffset-kopruimte();}function klaar(){if(!kop.hasAttribute(\"tabindex\")){kop.setAttribute(\"tabindex\",\"-1\");}try{kop.focus({preventScroll:true});}catch(x){}if(history.replaceState){history.replaceState(null,\"\",\"#\"+id);}}var stil=window.matchMedia&&window.matchMedia(\"(prefers-reduced-motion: reduce)\").matches;var y0=window.pageYOffset,afst=Math.abs(eind()-y0);if(stil||afst<10){window.scrollTo({top:eind(),left:0,behavior:\"instant\"});klaar();return;}var duur=Math.max(700,Math.min(2000,afst\/3)),t0=null,stop=false;function halt(){stop=true;}[\"wheel\",\"touchstart\",\"keydown\",\"mousedown\"].forEach(function(n){window.addEventListener(n,halt,{passive:true,once:true});});function ease(t){return t<.5?4*t*t*t:1-Math.pow(-2*t+2,3)\/2;}function stap(ts){if(stop){return;}if(t0===null){t0=ts;}var p=Math.min(1,(ts-t0)\/duur);window.scrollTo({top:y0+(eind()-y0)*ease(p),left:0,behavior:\"instant\"});if(p<1){requestAnimationFrame(stap);}else{klaar();}}requestAnimationFrame(stap);});})();<\/script><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_1 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_1 et_pb_row et_block_row\">\n<div class=\"et_pb_column_1 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_1 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec\">\n  <div class=\"wrap\">\n    <h2>Comment accepter Alma en tant que marchand<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>Vous pouvez contracter directement avec Alma. Alma active le compte une fois v\u00e9rifi\u00e9e l'identit\u00e9 de la soci\u00e9t\u00e9 et de ses repr\u00e9sentants l\u00e9gaux, et vous l'int\u00e9grez par un module ou par l'API, en ligne et en magasin. Ou vous le recevez par un PSP qui le propose, comme Stripe, Mollie ou Adyen.<\/p><p>Certains PSP ne fournissent que la connexion. Lyra et Pay. publient leurs propres frais pour Alma, et le co\u00fbt d'Alma lui-m\u00eame s'y ajoute : Lyra mentionne un contrat direct avec Alma, Pay. indique les co\u00fbts d'Alma \u00e0 c\u00f4t\u00e9 de ses propres frais. Sur ces voies, le prix d'un seul moyen de paiement se trouve \u00e0 deux endroits.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_2 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_2 et_pb_row et_block_row\">\n<div class=\"et_pb_column_2 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_2 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec paper\">\n  <div class=\"wrap\">\n    <p class=\"eyebrow\">Mod\u00e8le<\/p>\n    <h2>Alma fait cr\u00e9dit au client et porte le risque de remboursement<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>Le client paie par carte, CB, Visa ou Mastercard, et rembourse Alma directement. Alma vous verse le montant total moins sa commission, et les retards de paiement ne vous co\u00fbtent rien de plus. La page tarifaire d'Alma indique que vous \u00eates pay\u00e9 en totalit\u00e9, que le client honore ses paiements ou non. Lorsqu'elle estime qu'il existe un risque de fraude ou de d\u00e9faut, Alma peut refuser la transaction \u00e0 sa seule discr\u00e9tion.<\/p><p>La documentation technique d'Alma indique pour un commer\u00e7ant en direct un d\u00e9lai de virement g\u00e9n\u00e9ralement d'un ou de sept jours. Par Stripe, le versement intervient \u00e0 T+3. Stripe pr\u00e9cise aussi qu'Alma peut parfois faire payer au client une premi\u00e8re \u00e9ch\u00e9ance plus \u00e9lev\u00e9e, selon son pouvoir d'achat et d'autres crit\u00e8res de cr\u00e9dit, si bien que l'\u00e9ch\u00e9ancier pr\u00e9sent\u00e9 au client n'est pas toujours r\u00e9parti \u00e0 parts \u00e9gales.<\/p><p>Les litiges passent par Alma, et non par un r\u00e9seau de cartes. Stripe indique un d\u00e9lai de 120 jours calendaires pour le client, de 14 jours pour vos justificatifs et une d\u00e9cision d'Alma sous 25 jours. Adyen indique que les r\u00e9trofacturations ne sont pas prises en charge pour Alma.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_3 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_3 et_pb_row et_block_row\">\n<div class=\"et_pb_column_3 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_3 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec\">\n  <div class=\"wrap\">\n    <h2>O\u00f9 Alma est propos\u00e9, en ligne et en magasin<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>Alma cite huit pays. Les PSP publient des listes plus courtes pour leur propre voie : Stripe accepte Alma pour les entreprises \u00e9tablies en Belgique, en France, en Italie, au Luxembourg, aux Pays-Bas et en Espagne, en euros uniquement, et Adyen cite la France. Alma affiche le paiement en plusieurs fois par d\u00e9faut pour les paniers de 50 \u00e0 2 000 euros, et vous pouvez modifier le minimum dans votre compte ; Stripe indique une fourchette de 50 \u00e0 5 000 euros.<\/p><p>En magasin, Alma fonctionne de deux fa\u00e7ons. Le personnel g\u00e9n\u00e8re dans une interface de caisse un lien de paiement envoy\u00e9 au client par SMS, ou le paiement passe sur un terminal Adyen, le V400M ou le P400Plus, en 2, 3 ou 4 fois. Pour la voie du terminal, la documentation d'Alma indique que vous rapprochez le rapport de r\u00e8glement d'Adyen de votre export Alma, ce qui demande une \u00e9tape de rapprochement \u00e0 part pour la vente en plusieurs fois.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_4 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_4 et_pb_row et_block_row\">\n<div class=\"et_pb_column_4 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_4 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec paper\">\n  <div class=\"wrap\">\n    <p class=\"eyebrow\">Tarif<\/p>\n    <h2>Alma publie une partie de ses tarifs, les PSP publient un tarif par \u00e9ch\u00e9ancier<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>La page tarifaire d'Alma affiche 3,60 % HT pour le paiement en 2 fois et 4,20 % HT pour le paiement \u00e0 15 jours, sans frais de mise en place ni abonnement jusqu'\u00e0 1 million d'euros de chiffre d'affaires. Au-del\u00e0, l'offre est construite sur mesure, avec des tarifs d\u00e9gressifs selon les volumes. La page pr\u00e9cise que les tarifs peuvent \u00eatre ajust\u00e9s selon le risque identifi\u00e9.<\/p><p>Par un PSP, le tarif d\u00e9pend de l'\u00e9ch\u00e9ancier. Stripe publie 3,90 %, 4,50 % et 5,85 % plus 0,30 euro pour 2, 3 et 4 fois. Mollie publie pour la France \u00e0 partir de 4,50 % plus 0,35 euro en 3 fois et \u00e0 partir de 5,50 % plus 0,35 euro en 4 fois. Adyen publie pour la France 0,11 euro plus 3,99 % en 3 fois et 0,11 euro plus 4,70 % en 4 fois.<\/p><p>Sur une commande de 300 euros en 3 fois, cela repr\u00e9sente 13,80 euros chez Stripe, \u00e0 partir de 13,85 euros chez Mollie et 12,08 euros chez Adyen. La m\u00eame commande en 4 fois co\u00fbte 17,85 euros chez Stripe. Le tarif d'Alma en direct pour le paiement en 2 fois revient \u00e0 10,80 euros HT. Ce sont des tarifs catalogue publi\u00e9s, et la comparaison est une illustration ; ce que vous payez r\u00e9ellement est fix\u00e9 par le tarif propos\u00e9.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_5 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_5 et_pb_row et_block_row\">\n<div class=\"et_pb_column_5 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_5 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec\">\n  <div class=\"wrap\">\n    <p class=\"eyebrow\">\u00c9ch\u00e9ances<\/p>\n    <h2>Le client choisit l'\u00e9ch\u00e9ancier, et l'\u00e9ch\u00e9ancier fixe votre tarif<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>Avec un prix par \u00e9ch\u00e9ancier, votre tarif effectif sur Alma est une moyenne pond\u00e9r\u00e9e des \u00e9ch\u00e9anciers que choisissent vos clients. Prenez 2 millions d'euros de volume Alma par Stripe avec un panier moyen de 300 euros, soit environ 6 667 commandes. Avec 40 % du volume en 2 fois, 40 % en 3 fois et 20 % en 4 fois, le tarif pond\u00e9r\u00e9 est de 4,53 %, soit 90 600 euros plus 2 000 euros de frais fixes, 92 600 euros par an.<\/p><p>Si le paiement en 4 fois n'est pas affich\u00e9 et que ces clients paient en 3 fois, le tarif pond\u00e9r\u00e9 descend \u00e0 4,26 % et le co\u00fbt \u00e0 87 200 euros, soit environ 5 400 euros de moins par an. Ce calcul suppose que chaque client du 4 fois ach\u00e8te quand m\u00eame. Cela se mesure : comparez la conversion et le panier pour un trafic comparable avec et sans l'\u00e9ch\u00e9ancier le plus long, et d\u00e9cidez sur les chiffres. Stripe indique que les fourchettes de panier et la disponibilit\u00e9 g\u00e9ographique des \u00e9ch\u00e9anciers sont d\u00e9termin\u00e9es par Alma, v\u00e9rifiez donc d'abord quels \u00e9ch\u00e9anciers votre voie vous permet de piloter.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_6 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_6 et_pb_row et_block_row\">\n<div class=\"et_pb_column_6 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_6 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec dark\">\n  <div class=\"wrap\">\n    <p class=\"eyebrow\">Contrat<\/p>\n    <h2>Le tarif augmente automatiquement sur American Express et les cartes professionnelles<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>La page tarifaire d'Alma indique qu'\u00e0 titre d'exception, une hausse automatique des tarifs s'applique lorsque l'acheteur utilise une carte American Express ou une carte professionnelle. La page ne donne pas l'ampleur de cette hausse. La m\u00eame page pr\u00e9cise que les tarifs peuvent \u00eatre ajust\u00e9s selon le risque identifi\u00e9.<\/p><p>Ces deux clauses modifient votre prix apr\u00e8s la signature, sur des crit\u00e8res que vous ne ma\u00eetrisez pas. Fixez par \u00e9crit l'ampleur de la hausse sur American Express et sur les cartes professionnelles, la mani\u00e8re dont une carte professionnelle est identifi\u00e9e, ce qui d\u00e9clenche un ajustement selon le risque, et le pr\u00e9avis dont vous disposez avant qu'un tarif ajust\u00e9 s'applique.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_7 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_7 et_pb_row et_block_row\">\n<div class=\"et_pb_column_7 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_7 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec\">\n  <div class=\"wrap\">\n    <h2>Le m\u00eame produit est une facilit\u00e9 de paiement dans un pays et un cr\u00e9dit dans un autre<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>Alma indique qu'en Belgique, le paiement en 2 et 3 fois est une facilit\u00e9 de paiement, tandis que le paiement en 4 fois est un cr\u00e9dit. Le paiement en 5 \u00e0 12 fois n'est accessible qu'aux commer\u00e7ants qui proposent d\u00e9j\u00e0 le paiement en 2, 3 ou 4 fois, par une liste d'attente. Alma propose aussi, sur le paiement en 2 fois et le paiement diff\u00e9r\u00e9, de faire supporter une partie des frais au client, et pr\u00e9cise que ce partage est soumis \u00e0 des contraintes r\u00e9glementaires.<\/p><p>La directive (UE) 2023\/2225 s'applique \u00e0 partir du 20 novembre 2026 et fait entrer davantage de paiement diff\u00e9r\u00e9 \u00e0 court terme dans les r\u00e8gles du cr\u00e9dit \u00e0 la consommation. Votre prestataire porte l'agr\u00e9ment ; l'effet vous atteint par l'acceptation et par ce qui peut \u00eatre factur\u00e9 au client. Demandez \u00e0 Alma par \u00e9crit quels \u00e9ch\u00e9anciers et quel partage des frais il proposera dans chacun de vos march\u00e9s \u00e0 partir de cette date.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_8 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_8 et_pb_row et_block_row\">\n<div class=\"et_pb_column_8 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_8 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec paper\">\n  <div class=\"wrap\">\n    <h2>Quels prestataires de paiement prennent en charge Alma<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>Dans l'index, Adyen, Checkout.com, Lyra, Mollie, Pay. et Stripe proposent Alma aux commer\u00e7ants \u00e9tablis en Europe. Lyra et Pay. facturent leurs propres frais, auxquels s'ajoute le co\u00fbt d'Alma lui-m\u00eame. Vous pouvez aussi contracter directement avec Alma.<\/p><p>Les questions sont les m\u00eames pour chaque prestataire : quels \u00e9ch\u00e9anciers sont affich\u00e9s et qui en d\u00e9cide, le tarif par \u00e9ch\u00e9ancier, la tarification des cartes American Express et professionnelles, la mani\u00e8re dont les litiges sont tranch\u00e9s sur cette voie, et la date du versement.<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<style>.rpti-mt .rpti-mt-keuze{display:flex;flex-wrap:wrap;gap:18px 28px;align-items:flex-end;margin:28px 0 6px;padding:18px 20px;background:#f4f8ef;border:1px solid #e2ebd8;border-radius:12px}.rpti-mt .rpti-mt-keuze[hidden]{display:none}.rpti-mt .rpti-mt-veld{margin:0;border:0;padding:0;min-width:0}.rpti-mt .rpti-mt-veld>label,.rpti-mt .rpti-mt-veld>.rpti-mt-lbl{display:block;font-weight:700;font-size:14.5px;line-height:20px;height:20px;color:#222e34;margin:0 0 8px;padding:0;float:none}.rpti-mt 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et_section_regular es-page-sec rpti-mt-sec\"><div class=\"et_pb_row\"><div class=\"et_pb_column et_pb_column_4_4 et-last-child\"><div class=\"es-page\"><section class=\"sec rpti-mt\" id=\"rpti-mt-alma\" data-start=\"FR\" data-kanaal=\"online\" data-telling=\"%1$d prestataires, %2$d avec un tarif publi\u00e9\" data-telling1=\"1 prestataire, %2$d avec un tarif publi\u00e9\" data-meer=\"Afficher les %d prestataires\" data-eutag=\"Toute l&#039;UE\" data-leeg=\"Aucun prestataire de l&#039;index ne propose Alma aux commer\u00e7ants de ce pays sur ce canal.\" data-kort=\"Afficher le tarif complet\" data-minder=\"Afficher moins\"><div class=\"wrap\"><p class=\"eyebrow\">Retail Payment Methods Transparency Index<\/p><h2>Tarifs publi\u00e9s pour Alma, par prestataire<\/h2><div class=\"rule\"><\/div><div class=\"body\"><p>6 prestataires de l&#039;index proposent Alma aux commer\u00e7ants \u00e9tablis en Europe, et 5 d&#039;entre eux publient un tarif.<\/p><p>Chaque tarif figure tel que le prestataire le publie, et le nom du prestataire renvoie vers la page o\u00f9 il a \u00e9t\u00e9 lu. Un tarif publi\u00e9 est un tarif catalogue : ce qu&#039;un commer\u00e7ant paie r\u00e9ellement figure dans le tarif propos\u00e9 et le contrat.<\/p><\/div><div class=\"rpti-mt-keuze\" hidden><p class=\"rpti-mt-hint\" id=\"rpti-mt-alma-hint\">Le pays o\u00f9 votre entreprise est \u00e9tablie et depuis lequel vous vendez. Les acheteurs paient avec Alma dans 8 pays.<\/p><div class=\"rpti-mt-veld\"><label for=\"rpti-mt-alma-land\">Vente depuis<\/label><select id=\"rpti-mt-alma-land\" aria-describedby=\"rpti-mt-alma-hint\"><option value=\"DE\" data-ph=\"Commer\u00e7ants en Allemagne\">Allemagne<\/option><option value=\"AT\" data-ph=\"Commer\u00e7ants en Autriche\">Autriche<\/option><option value=\"BE\" data-ph=\"Commer\u00e7ants en Belgique\">Belgique<\/option><option value=\"BG\" data-ph=\"Commer\u00e7ants en Bulgarie\">Bulgarie<\/option><option value=\"HR\" data-ph=\"Commer\u00e7ants en Croatie\">Croatie<\/option><option value=\"DK\" data-ph=\"Commer\u00e7ants au Danemark\">Danemark<\/option><option value=\"ES\" data-ph=\"Commer\u00e7ants en Espagne\">Espagne<\/option><option value=\"EE\" data-ph=\"Commer\u00e7ants en Estonie\">Estonie<\/option><option value=\"FI\" data-ph=\"Commer\u00e7ants en Finlande\">Finlande<\/option><option value=\"FR\" data-ph=\"Commer\u00e7ants en France\" selected>France<\/option><option value=\"GR\" data-ph=\"Commer\u00e7ants en Gr\u00e8ce\">Gr\u00e8ce<\/option><option value=\"HU\" data-ph=\"Commer\u00e7ants en Hongrie\">Hongrie<\/option><option value=\"IE\" data-ph=\"Commer\u00e7ants en Irlande\">Irlande<\/option><option value=\"IT\" data-ph=\"Commer\u00e7ants en Italie\">Italie<\/option><option value=\"LV\" data-ph=\"Commer\u00e7ants en Lettonie\">Lettonie<\/option><option value=\"LT\" data-ph=\"Commer\u00e7ants en Lituanie\">Lituanie<\/option><option value=\"LU\" data-ph=\"Commer\u00e7ants au Luxembourg\">Luxembourg<\/option><option value=\"NO\" data-ph=\"Commer\u00e7ants en Norv\u00e8ge\">Norv\u00e8ge<\/option><option value=\"NL\" data-ph=\"Commer\u00e7ants aux Pays-Bas\">Pays-Bas<\/option><option value=\"PL\" data-ph=\"Commer\u00e7ants en Pologne\">Pologne<\/option><option value=\"PT\" data-ph=\"Commer\u00e7ants au Portugal\">Portugal<\/option><option value=\"RO\" data-ph=\"Commer\u00e7ants en Roumanie\">Roumanie<\/option><option value=\"GB\" data-ph=\"Commer\u00e7ants au Royaume-Uni\">Royaume-Uni<\/option><option value=\"SK\" data-ph=\"Commer\u00e7ants en Slovaquie\">Slovaquie<\/option><option value=\"SI\" data-ph=\"Commer\u00e7ants en Slov\u00e9nie\">Slov\u00e9nie<\/option><option value=\"SE\" data-ph=\"Commer\u00e7ants en Su\u00e8de\">Su\u00e8de<\/option><option value=\"CH\" data-ph=\"Commer\u00e7ants en Suisse\">Suisse<\/option><option value=\"CZ\" data-ph=\"Commer\u00e7ants en Tch\u00e9quie\">Tch\u00e9quie<\/option><\/select><\/div><div class=\"rpti-mt-veld\"><span class=\"rpti-mt-lbl\" id=\"rpti-mt-alma-chl\">Canal<\/span><div class=\"rpti-mt-kanaal\" role=\"radiogroup\" aria-labelledby=\"rpti-mt-alma-chl\"><label class=\"rpti-mt-optie\"><input type=\"radio\" name=\"rpti-mt-alma-ch\" value=\"online\" checked> <span>En ligne<\/span><\/label><label class=\"rpti-mt-optie\"><input type=\"radio\" name=\"rpti-mt-alma-ch\" value=\"pos\"> <span>En magasin<\/span><\/label><\/div><\/div><label class=\"rpti-mt-alleen\"><input type=\"checkbox\"> <span>Uniquement les prestataires qui publient un tarif<\/span><\/label><\/div><p class=\"rpti-mt-telling\" aria-live=\"polite\"><\/p><p class=\"rpti-mt-eunoot\" hidden>Y compris les tarifs publi\u00e9s pour les commer\u00e7ants partout dans l&#039;UE, marqu\u00e9s Toute l&#039;UE.<\/p><div class=\"rpti-mt-lijst\"><table class=\"reftable rpti-mt-tabel\"><thead><tr><th scope=\"col\">Prestataire<\/th><th scope=\"col\">Par transaction<\/th><th scope=\"col\">Canal<\/th><\/tr><\/thead><tbody><tr data-c=\"EU\" data-ch=\"both\" data-pr=\"1\" data-p=\"Adyen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.adyen.com\/nl_NL\/tarieven\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Adyen<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants partout dans l&#039;UE<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">3x instalments, France: \u20ac0.11 + 3.99%; 4x instalments, France: \u20ac0.11 + 4.70%<\/span><span class=\"rpti-mt-model\">Frais de traitement + Pourcentage<\/span><\/td><td class=\"rpti-mt-ch\">En ligne et en magasin<\/td><\/tr><tr data-c=\"GB\" data-ch=\"both\" data-pr=\"1\" data-p=\"Adyen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.adyen.com\/en_GB\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Adyen<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants au Royaume-Uni<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">3x instalments, France: \u00a30.11 + 3.99%; 4x instalments, France: \u00a30.11 + 4.70%<\/span><span class=\"rpti-mt-model\">Frais de traitement + Pourcentage<\/span><\/td><td class=\"rpti-mt-ch\">En ligne et en magasin<\/td><\/tr><tr data-c=\"NO\" data-ch=\"both\" data-pr=\"1\" data-p=\"Adyen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.adyen.com\/no_NO\/priser\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 24 septembre 2026\">Adyen<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Norv\u00e8ge<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">3x instalments, France: \u20ac0.11 + 3.99%; 4x instalments, France: \u20ac0.11 + 4.70%<\/span><span class=\"rpti-mt-model\">Frais de traitement + Pourcentage<\/span><\/td><td class=\"rpti-mt-ch\">En ligne et en magasin<\/td><\/tr><tr data-c=\"PL\" data-ch=\"both\" data-pr=\"1\" data-p=\"Adyen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.adyen.com\/pl_PL\/cennik\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 5 octobre 2026\">Adyen<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Pologne<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">3x installments, France: \u20ac0.11 + 3.99%; 4x installments, France: \u20ac0.11 + 4.70%<\/span><span class=\"rpti-mt-model\">Frais de traitement + Pourcentage, par paliers<\/span><\/td><td class=\"rpti-mt-ch\">En ligne et en magasin<\/td><\/tr><tr data-c=\"GB\" data-ch=\"online\" data-pr=\"0\" data-p=\"Checkout.com\" class=\"rpti-mt-geen\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.checkout.com\/docs\/payments\/add-payment-methods\/alma\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 22 septembre 2026\">Checkout.com<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants au Royaume-Uni<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Aucun tarif publi\u00e9<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"FR\" data-ch=\"online\" data-pr=\"1\" data-p=\"Lyra\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.lyra.com\/fr\/tarifs\/\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 12 octobre 2026\">Lyra<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en France<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">\u20ac0.20 + direct contract with Alma; indicative rates for standard cards (\u00e0 titre indicatif)<\/span><span class=\"rpti-mt-model\">Plus les frais du propri\u00e9taire du moyen<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"AT\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/at\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 24 septembre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Autriche<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">France Pay in 3\u00d7: from 4.50% + \u20ac0.35; France Pay in 4\u00d7: from 5.50% + \u20ac0.35; Belgium Pay in 3\u00d7: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"BE\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/be\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Belgique<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">France, pay in 3x: from 4.50% + \u20ac0.35; France, pay in 4x: from 5.50% + \u20ac0.35; Belgium, pay in 3x: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"BG\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/bg\/payments\/alma\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 12 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Bulgarie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">France Pay in 3\u00d7: from 4.50% + \u20ac0.35; France Pay in 4\u00d7: from 5.50% + \u20ac0.35; Belgium Pay in 3\u00d7: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"CH\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 12 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Suisse<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Desktop table: France Pay in 3\u00d7 from 4.50% + \u20ac0.35; France Pay in 4\u00d7 from 5.50% + \u20ac0.35; Belgium Pay in 3\u00d7 from 4.29% + \u20ac0.35; mobile table: from 4.50% \/ 5.50% \/ 4.29% + \u00a30.30<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe, par paliers<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"CZ\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/cz\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 12 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Tch\u00e9quie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Desktop table (CZK): France Pay in 3\u00d7: from 4.50% + CZK 9; France Pay in 4\u00d7: from 5.50% + CZK 9; Belgium Pay in 3\u00d7: from 4.29% + CZK 9. Mobile table (EUR): France Pay in 3\u00d7: from 4.50% + \u20ac0.35; France Pay in 4\u00d7: from 5.50% + \u20ac0.35; Belgium Pay in 3\u00d7: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"DE\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/de\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 24 septembre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Allemagne<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">France Pay in 3\u00d7: from 4.50% + \u20ac0.35; France Pay in 4\u00d7: from 5.50% + \u20ac0.35; Belgium Pay in 3\u00d7: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"DK\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/dk\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 12 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants au Danemark<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Desktop table (DKK): France Pay in 3\u00d7: from 4.50% + DKK 2.70; France Pay in 4\u00d7: from 5.50% + DKK 2.70; Belgium Pay in 3\u00d7: from 4.29% + DKK 2.70. Mobile table (EUR): France Pay in 3\u00d7: from 4.50% + \u20ac0.35; France Pay in 4\u00d7: from 5.50% + \u20ac0.35; Belgium Pay in 3\u00d7: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"ES\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/es\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Espagne<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">France Pay in 3\u00d7: from 4.50% + \u20ac0.35; France Pay in 4\u00d7: from 5.50% + \u20ac0.35; Belgium Pay in 3\u00d7: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"FI\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/fi\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Finlande<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">France Pay in 3\u00d7: from 4.50% + \u20ac0.35; France Pay in 4\u00d7: from 5.50% + \u20ac0.35; Belgium Pay in 3\u00d7: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"FR\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/fr\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 24 septembre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en France<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Pay in 3x France: from 4.50% + \u20ac0.35; Pay in 4\u00d7 France: from 5.50% + \u20ac0.35; Belgium Pay in 3x: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"GB\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/gb\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 24 septembre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants au Royaume-Uni<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">France Pay in 3\u00d7: from 4.50% + \u00a30.30; France Pay in 4\u00d7: from 5.50% + \u00a30.30; Belgium Pay in 3\u00d7: from 4.29% + \u00a30.30<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"HR\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/hr\/payments\/alma\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 12 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Croatie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">France Pay in 3\u00d7: from 4.50% + \u20ac0.35; France Pay in 4\u00d7: from 5.50% + \u20ac0.35; Belgium Pay in 3\u00d7: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"HU\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/hu\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 12 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Hongrie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Desktop table (HUF): France Pay in 3\u00d7: from 4.50% + HUF 141; France Pay in 4\u00d7: from 5.50% + HUF 141; Belgium Pay in 3\u00d7: from 4.29% + HUF 141. Mobile table (EUR): France Pay in 3\u00d7: from 4.50% + \u20ac0.35; France Pay in 4\u00d7: from 5.50% + \u20ac0.35; Belgium Pay in 3\u00d7: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"IT\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/it\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 7 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Italie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">France Pay in 3\u00d7: from 4.50% + \u20ac0.35; France Pay in 4\u00d7: from 5.50% + \u20ac0.35; Belgium Pay in 3\u00d7: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"LT\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/lt\/payments\/alma\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 12 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Lituanie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">France Pay in 3\u00d7: from 4.50% + \u20ac0.35; France Pay in 4\u00d7: from 5.50% + \u20ac0.35; Belgium Pay in 3\u00d7: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"LV\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/lv\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Lettonie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">France Pay in 3\u00d7: from 4.50% + \u20ac0.35; France Pay in 4\u00d7: from 5.50% + \u20ac0.35; Belgium Pay in 3\u00d7: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"NL\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/nl\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants aux Pays-Bas<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">France, pay in 3x: from 4.50% + \u20ac0.35; France, pay in 4x: from 5.50% + \u20ac0.35; Belgium, pay in 3x: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"NO\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/no\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 12 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Norv\u00e8ge<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Desktop table (NOK): France Pay in 3\u00d7: from 4.50% + NOK 4.20; France Pay in 4\u00d7: from 5.50% + NOK 4.20; Belgium Pay in 3\u00d7: from 4.29% + NOK 4.20. Mobile table (EUR): France Pay in 3\u00d7: from 4.50% + \u20ac0.35; France Pay in 4\u00d7: from 5.50% + \u20ac0.35; Belgium Pay in 3\u00d7: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"PL\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/pl\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 5 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Pologne<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">PLN price list: France, pay in 3\u00d7: from 4.50% + PLN 1.60; France, pay in 4\u00d7: from 5.50% + PLN 1.60; Belgium, pay in 3\u00d7: from 4.29% + PLN 1.60. EUR price list: France, pay in 3\u00d7: from 4.50% + \u20ac0.35; France, pay in 4\u00d7: from 5.50% + \u20ac0.35; Belgium, pay in 3\u00d7: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"PT\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/pt\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants au Portugal<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">France Pay in 3\u00d7: from 4.50% + \u20ac0.35; France Pay in 4\u00d7: from 5.50% + \u20ac0.35; Belgium Pay in 3\u00d7: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"RO\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/ro\/payments\/alma\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 12 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Roumanie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">France Pay in 3\u00d7: from 4.50% + \u20ac0.35; France Pay in 4\u00d7: from 5.50% + \u20ac0.35; Belgium Pay in 3\u00d7: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"SE\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/se\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 12 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Su\u00e8de<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Desktop table (SEK): France Pay in 3\u00d7: from 4.50% + SEK 4.10; France Pay in 4\u00d7: from 5.50% + SEK 4.10; Belgium Pay in 3\u00d7: from 4.29% + SEK 4.10. Mobile table (EUR): France Pay in 3\u00d7: from 4.50% + \u20ac0.35; France Pay in 4\u00d7: from 5.50% + \u20ac0.35; Belgium Pay in 3\u00d7: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"SI\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/si\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 6 octobre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Slov\u00e9nie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">France Pay in 3\u00d7: from 4.50% + \u20ac0.35; France Pay in 4\u00d7: from 5.50% + \u20ac0.35; Belgium Pay in 3\u00d7: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"SK\" data-ch=\"online\" data-pr=\"1\" data-p=\"Mollie\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.mollie.com\/sk\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Mollie<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Slovaquie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">France Pay in 3\u00d7: from 4.50% + \u20ac0.35; France Pay in 4\u00d7: from 5.50% + \u20ac0.35; Belgium Pay in 3\u00d7: from 4.29% + \u20ac0.35<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"EU\" data-ch=\"online\" data-pr=\"1\" data-p=\"Pay.\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.pay.nl\/en\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Pay.<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants partout dans l&#039;UE<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Professional: \u20ac0.15 + costs Alma Pay; Business: \u20ac0.15 + costs Alma Pay; Pioneer (no monthly fee): Professional rate + \u20ac0.05 per transaction + 0.25% of turnover; Professional plan: \u20ac35 per month; Business plan: \u20ac89 per month<\/span><span class=\"rpti-mt-model\">Plus les frais du propri\u00e9taire du moyen, plus abonnement, par paliers<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"NO\" data-ch=\"online\" data-pr=\"1\" data-p=\"Pay.\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/www.pay.nl\/en\/pricing\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Pay.<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Norv\u00e8ge<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Professional: \u20ac0.15 + costs Alma Pay; Business: \u20ac0.15 + costs Alma Pay; Pioneer (no monthly fee): Professional rate + \u20ac0.05 per transaction + 0.25% of turnover; Professional plan: \u20ac35 per month; Business plan: \u20ac89 per month<\/span><span class=\"rpti-mt-model\">Plus les frais du propri\u00e9taire du moyen, plus abonnement, par paliers<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"BE\" data-ch=\"online\" data-pr=\"1\" data-p=\"Stripe\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/stripe.com\/be\/pricing\/local-payment-methods\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Stripe<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Belgique<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Pay in 2 instalments: 3.90% + \u20ac0.30; pay in 3 instalments: 4.50% + \u20ac0.30; pay in 4 instalments: 5.85% + \u20ac0.30; \u20ac7.50 for chargebacks<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe, par paliers<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"ES\" data-ch=\"online\" data-pr=\"1\" data-p=\"Stripe\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/stripe.com\/en-es\/pricing\/local-payment-methods\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Stripe<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Espagne<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Pay in 2: 3.90% + \u20ac0.30; Pay in 3: 4.50% + \u20ac0.30; Pay in 4: 5.85% + \u20ac0.30; \u20ac7.50 for disputed payments<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe, par paliers<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"FR\" data-ch=\"online\" data-pr=\"1\" data-p=\"Stripe\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/stripe.com\/en-fr\/pricing\/local-payment-methods\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 9 octobre 2026\">Stripe<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en France<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Pay in 2: 3.90% + \u20ac0.30; Pay in 3: 4.50% + \u20ac0.30; Pay in 4: 5.85% + \u20ac0.30; \u20ac7.50 per disputed payment<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe, par paliers<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"IT\" data-ch=\"online\" data-pr=\"1\" data-p=\"Stripe\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/stripe.com\/it\/pricing\/local-payment-methods\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Stripe<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants en Italie<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">2 instalments: 3.90% + \u20ac0.30; 3 instalments: 4.50% + \u20ac0.30; 4 instalments: 5.85% + \u20ac0.30; \u20ac7.50 for disputed payments<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe, par paliers<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"LU\" data-ch=\"online\" data-pr=\"1\" data-p=\"Stripe\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/stripe.com\/lu\/pricing\/local-payment-methods\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 28 septembre 2026\">Stripe<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants au Luxembourg<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">Pay in 2: 3.90% + \u20ac0.30; Pay in 3: 4.50% + \u20ac0.30; Pay in 4: 5.85% + \u20ac0.30; \u20ac7.50 for disputed payments<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe, par paliers<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><tr data-c=\"NL\" data-ch=\"online\" data-pr=\"1\" data-p=\"Stripe\"><td class=\"rpti-mt-wie\"><span class=\"rpti-mt-naam\"><a href=\"https:\/\/stripe.com\/nl\/pricing\/local-payment-methods\" target=\"_blank\" rel=\"noopener\" title=\"Lu \u00e0 la source le 12 octobre 2026\">Stripe<\/a><\/span> <span class=\"rpti-mt-markt\">Commer\u00e7ants aux Pays-Bas<\/span><\/td><td class=\"rpti-mt-tarief\"><span class=\"rpti-mt-bedrag\">2 instalments: 3.90% + \u20ac0.30; 3 instalments: 4.50% + \u20ac0.30; 4 instalments: 5.85% + \u20ac0.30; chargebacks: \u20ac7.50<\/span><span class=\"rpti-mt-model\">Pourcentage plus montant fixe, par paliers<\/span><\/td><td class=\"rpti-mt-ch\">En ligne<\/td><\/tr><\/tbody><\/table><\/div><p class=\"rpti-mt-leeg\" hidden><\/p><p class=\"rpti-mt-meerp\" hidden><button type=\"button\" class=\"rpti-mt-meer\"><\/button><\/p><div class=\"rpti-mt-link\"><a class=\"ix\" href=\"https:\/\/www.ecomstream.eu\/fr\/indice-transparence-moyens-de-paiement\/?m=alma\"><span class=\"ic\"><svg width=\"22\" height=\"22\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#9bcc3a\" stroke-width=\"2\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3 5h18l-7 8v6l-4-2v-4z\"\/><\/svg><\/span><span class=\"t\"><strong>Choisissez dans l&#039;index vos propres pays et votre canal pour Alma<\/strong><span class=\"s\">Ouvrir le Retail Payment Methods Transparency Index<\/span><\/span><span class=\"r\" aria-hidden=\"true\">&#8594;<\/span><\/a><\/div><p class=\"small\">Source : EcomStream, Retail Payment Methods Transparency Index, ecomstream.eu\/payment-methods-transparency-index. Lu \u00e0 la source entre le 22 septembre 2026 et le 12 octobre 2026. Un prestataire qui estime qu&#039;une ligne est erron\u00e9e peut \u00e9crire \u00e0 <a href=\"mailto:index@ecomstream.nl\">index@ecomstream.nl<\/a>. Chaque correction signal\u00e9e est v\u00e9rifi\u00e9e \u00e0 la source.<\/p><\/div><\/section><\/div><\/div><\/div><\/div><div class=\"et_pb_section_9 et_pb_section et_section_regular et_block_section es-page-sec\">\n<div class=\"et_pb_row_9 et_pb_row et_block_row\">\n<div class=\"et_pb_column_9 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_code_9 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"es-page\">\n<section class=\"sec\">\n  <div class=\"wrap\">\n    <h2>Examiner ce qu'Alma vous co\u00fbte<\/h2>\n    <div class=\"rule\"><\/div>\n    <div class=\"body\"><p>Ce que vous payez pour Alma est fix\u00e9 dans votre contrat, avec Alma ou avec votre PSP, et non par un r\u00e9seau. Commencez par \u00e9tablir si vous <a href=\"https:\/\/www.ecomstream.eu\/fr\/are-you-overpaying-your-psp\/\">payez trop \u00e0 votre PSP<\/a>, et chiffrez chaque \u00e9ch\u00e9ancier sur votre propre r\u00e9partition entre \u00e9ch\u00e9anciers avant de renouveler si Alma porte une part significative de votre volume fran\u00e7ais ou belge.<\/p><p>March\u00e9s concern\u00e9s : France, Belgique, Allemagne, Espagne, Italie, Luxembourg, Pays-Bas, Portugal<\/p><\/div>\n  <\/div>\n<\/section>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_section_10 et_pb_section et_section_regular et_block_section popup single\" id=\"my-popup7\"><div class=\"et_pb_row_10 et_pb_row et_block_row\"><div class=\"et_pb_column_10 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_contact_form_0 et_pb_contact_form_container clearfix et_pb_recaptcha_enabled et_pb_module et_flex_module\" data-form_unique_num=\"0\" data-form_unique_id=\"2b080173-4599-477f-994c-cf46478d77ad\" id=\"et_pb_contact_form_2b080173-4599-477f-994c-cf46478d77ad\"><h2 class=\"et_pb_contact_main_title\">Vous vendez \u00e0 des clients en France ou en Belgique ? V\u00e9rifions ce que vous co\u00fbte la r\u00e9partition de vos \u00e9ch\u00e9anciers Alma.<\/h2><div class=\"et-pb-contact-message\"><\/div><div class=\"et_pb_contact\"><form class=\"et_pb_contact_form et_flex_module\" method=\"post\" action=\"https:\/\/www.ecomstream.eu\/fr\/wp-json\/wp\/v2\/pages\/267573\"><div class=\"et_pb_contact_field_0 et_pb_contact_field et_pb_module et_flex_module et_flex_column_12_24 et_flex_column_12_24_tablet et_flex_column_12_24_phone\" data-id=\"nom\" data-type=\"input\"><label class=\"et_pb_contact_form_label\" for=\"et_pb_contact_0_nom_0\">Nom<\/label><input type=\"text\" name=\"et_pb_contact_0_nom_0\" id=\"et_pb_contact_0_nom_0\" class=\"input\" data-required_mark=\"required\" data-field_type=\"input\" data-original_id=\"nom\" placeholder=\"Nom\" title=\"\" value=\"\" \/><\/div><div class=\"et_pb_contact_field_1 et_pb_contact_field et_pb_module et_flex_module et_flex_column_12_24 et_flex_column_12_24_tablet et_flex_column_12_24_phone\" data-id=\"email\" data-type=\"email\"><label class=\"et_pb_contact_form_label\" for=\"et_pb_contact_0_email_1\">Adresse e-mail<\/label><input type=\"text\" name=\"et_pb_contact_0_email_1\" id=\"et_pb_contact_0_email_1\" class=\"input\" data-required_mark=\"required\" data-field_type=\"email\" data-original_id=\"email\" placeholder=\"Adresse e-mail\" title=\"\" value=\"\" \/><\/div><div class=\"et_pb_contact_field_2 et_pb_contact_field et_pb_module et_flex_module et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\" data-id=\"message\" data-type=\"text\"><label class=\"et_pb_contact_form_label\" for=\"et_pb_contact_0_message_2\">Message (facultatif)<\/label><textarea name=\"et_pb_contact_0_message_2\" id=\"et_pb_contact_0_message_2\" class=\"et_pb_contact_message input\" data-required_mark=\"not_required\" data-field_type=\"text\" data-original_id=\"message\" placeholder=\"Message (facultatif)\"><\/textarea><\/div><input type=\"hidden\" name=\"et_pb_contactform_submit_2b080173-4599-477f-994c-cf46478d77ad\" value=\"et_contact_proccess\" \/><div class=\"et_contact_bottom_container\"><div class=\"et_pb_button_wrapper\"><button type=\"submit\" name=\"et_builder_submit_button\" class=\"et_pb_button et_pb_contact_submit\">Submit<\/button><\/div><\/div><input type=\"hidden\" id=\"_wpnonce-et-pb-contact-form-submitted-2b080173-4599-477f-994c-cf46478d77ad\" name=\"_wpnonce-et-pb-contact-form-submitted-2b080173-4599-477f-994c-cf46478d77ad\" value=\"a08cea423c\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/fr\/wp-json\/wp\/v2\/pages\/267573\" \/><\/form><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Retail Payment Methods Transparency IndexTarifs publi\u00e9s pour Alma, par prestataire6 prestataires de l&#039;index proposent Alma aux commer\u00e7ants \u00e9tablis en Europe, et 5 d&#039;entre eux publient un tarif.Chaque tarif figure tel que le prestataire le publie, et le nom du prestataire renvoie vers la page o\u00f9 il a \u00e9t\u00e9 lu. Un tarif publi\u00e9 est un tarif [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":260831,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_yoast_wpseo_focuskw":"accepter Alma","_yoast_wpseo_title":"Accepter Alma : un tarif par \u00e9ch\u00e9ancier et les tarifs PSP","_yoast_wpseo_metadesc":"Comment Alma paie les commer\u00e7ants, ce que publient Alma, Stripe, Mollie et Adyen par \u00e9ch\u00e9ancier, ce que co\u00fbte votre r\u00e9partition et pourquoi American Express augmente le 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